U
.
S
.
GOVERNMENT PRINTING OFFICEWASHINGTON
:
For sale by the Superintendent of Documents, U.S. Government Printing OfficeInternet: bookstore.gpo.govPhone: toll free (866) 512–1800; DC area (202) 512–1800Fax: (202) 512–2250Mail: Stop SSOP, Washington, DC 20402–000130–705
2006
HEALTH SAVINGS ACCOUNTS
HEARING
BEFORE THE
COMMITTEE ON WAYS AND MEANS U.S. HOUSE OF REPRESENTATIVES
ONE HUNDRED NINTH CONGRESS
SECOND SESSION JUNE 28, 2006
Serial No. 109–66
Printed for the use of the Committee on Ways and Means
(
VerDate Aug 31 2005 03:22 Dec 28, 2006Jkt 030705PO 00000Frm 00001Fmt 5011Sfmt 5011E:\HR\OC\30705.XXX30705
ii
COMMITTEE ON WAYS AND MEANS
BILL THOMAS, California,
Chairman
E. CLAY SHAW, JR., Florida NANCY L. JOHNSON, Connecticut WALLY HERGER, California JIM MCCRERY, Louisiana DAVE CAMP, Michigan JIM RAMSTAD, Minnesota JIM NUSSLE, Iowa SAM JOHNSON, Texas PHIL ENGLISH, Pennsylvania J.D. HAYWORTH, Arizona JERRY WELLER, Illinois KENNY C. HULSHOF, Missouri RON LEWIS, Kentucky MARK FOLEY, Florida KEVIN BRADY, Texas THOMAS M. REYNOLDS, New York PAUL RYAN, Wisconsin ERIC CANTOR, Virginia JOHN LINDER, Georgia BOB BEAUPREZ, Colorado MELISSA A. HART, Pennsylvania CHRIS CHOCOLA, Indiana DEVIN NUNES, California CHARLES B. RANGEL, New York FORTNEY PETE STARK, California SANDER M. LEVIN, Michigan BENJAMIN L. CARDIN, Maryland JIM MCDERMOTT, Washington JOHN LEWIS, Georgia RICHARD E. NEAL, Massachusetts MICHAEL R. MCNULTY, New York WILLIAM J. JEFFERSON, Louisiana JOHN S. TANNER, Tennessee XAVIER BECERRA, California LLOYD DOGGETT, Texas EARL POMEROY, North Dakota STEPHANIE TUBBS JONES, Ohio MIKE THOMPSON, California JOHN B. LARSON, Connecticut RAHM EMANUEL, Illinois A
LLISON
H. G
ILES
,
Chief of Staff
J
ANICE
M
AYS
,
Minority Chief Counsel
Pursuant to clause 2(e)(4) of Rule XI of the Rules of the House, public hearing records of the Committee on Ways and Means are also published in electronic form.
The printed hearing record remains the official version.
Because electronic submissions are used to prepare both printed and electronic versions of the hearing record, the process of converting between various electronic formats may introduce unintentional errors or omissions. Such occur-rences are inherent in the current publication process and should diminish as the process is further refined.
VerDate Aug 31 2005 03:22 Dec 28, 2006Jkt 030705PO 00000Frm 00002Fmt 0486Sfmt 0486E:\HR\OC\30705.XXX30705
iii
C O N T E N T S
Page
Advisory announcing the hearing ...........................................................................2 WITNESSES America’s Health Insurance Plans, Karen Ignagni ..............................................11 Commonwealth Fund, Sarah H. Collins ................................................................41 eHealthInsurance, Gary Lauer ...............................................................................25 Lutheran Social Services of Illinois, Larry Lutey .................................................37 Neighborhood Family Practice, Jean Therrien .....................................................69 U.S. Chamber of Commerce, and Buffalo Supply, Inc., Harold Jackson ............21 Wendy’s International, Inc., Jeff Cava ...................................................................7 SUBMISSIONS FOR THE RECORD Americans for Tax Reform, Grover Norquist, statement .....................................117 Business Roundtable, and Deere & Company, Robert Lane, statement .............119 Coalition to Promote Choice for Seniors, statement .............................................122 Consumers for Health Care Choices, Greg Scandlen, statement ........................123 Consumers Union, Gail Shearer and William Vaughan, joint statement ...........127 Council of Insurance Agents and Brokers, statement ..........................................132 Ethical Health Partnerships, Dawn Lipthrott, statement ...................................134 Food Marketing Institute, John Motley, letter ......................................................139 Healthcare Visions, Inc., Ronald Bachman, statement ........................................141 International Health Racquet & Sportsclub Association, Helen Durkin, letter .142 National Association of Chain Drug Stores, statement ........................................143 National Center for Policy Analysis, John Goodman, statement ........................144
VerDate Aug 31 2005 04:18 Dec 28, 2006Jkt 030705PO 00000Frm 00003Fmt 0486Sfmt 0486E:\HR\OC\30705.XXX30705
Recompense a sua curiosidade
Tudo o que você quer ler.
A qualquer hora. Em qualquer lugar. Em qualquer dispositivo.
Sem compromisso. Cancele quando quiser.