Escolar Documentos
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Charitable Gifting
Important Notice:
This is a hypothetical illustration based on real life
examples. Names and circumstances have been
changed. The opinions voiced in this material are
for general information only and are not intended
to provide specific advice or recommendations for
any individual. To determine which investments or
strategies may be appropriate for you, consult
with a financial advisor prior to investing.
Puplava Financial Services, Inc.
Registered Investment Advisor
ESSENTIAL INFORMATION
Client:
Ages:
Retirement:
Life expectancy:
Risk tolerance:
Moderately Conservative.
Investment objective:
WHO ARE
ROBERT & SARAH?
Name: Robert
Name: Sarah
Age: 65
Age: 69
Sarah has been retired for the last couple years but is
busier now than when she was working. She spends most
of her time working as a volunteer at a private school and
is heavily involved with her favorite charity helping
underprivileged children. When Sarah isnt volunteering,
she is very involved with her grandkids. If her husband
retirees, Sarah would like to continue making regular
contributions to charity.
Leaving a legacy
for their kids
Maintaining the same
lifestyle in retirement
Managing taxes
Essentials:
Discretionary:
$61,800
$40,000
TOTAL: $101,800
Roberts Salary:
Sarahs Social Security:
Surplus:
$150,000
$19,000
$67,200
Essentials:
Discretionary:
$62,400
$21,000
TOTAL:
$83,400
$43,000
$52,000
$11,600
Roberts Retirement:
Sarahs Retirement:
Joint/ROS & Cash:
$721,000
$263,000
$535,000
$2,004,000
Liabilities:
-$40,000
Net Worth:
$1,964,000
1.
2.
3.
4.
$43,000
$52,000
Investment Income
Robert's Ret.
$721K
$22,351
Sarahs Ret.
$263K
$8,153
$16,585
$47,089
1, 2, & 3: Yields are for current portfolio yields as of 10/25/16. Please see disclosures at the end of this presentation for security risks.
Goal
Strategy
Supporting charities
Reducing taxes
Legacy planning
Longevity risk
Disclosures:
1. Bonds are subject to market and interest rate risk if sold prior to maturity.
Bond values will decline as interest rates rise and bonds are subject to
availability and change in price.
(858) 487-3939
Were happy to speak with you.