Databse Jagadish

NEPAL BANK LIMITED LUMBINI BANK LIMITED
RASTRIYA BANIJYA BANK NIC ASIA BANK LIMITED
NABIL BANK LIMITED MACHHAPUCHHRE BANK
ADBL LIMITED KUMARI BANK LIMITED

NEPAL INVESTMENT BANK
STNDARD CHARTERED BANK LAXMI BANK LIMITED
HIMALAYAN BANK LIMITED SIDDHARTH BANK LIMITED

NEPAL BANGLADESH BANK GLOBAL BANK LIMITED
NEPAL SBI BANK LIMITED
CITIZENS BANK LIMITED
EVEREST BANK LIMITED
GRAND BANK LIMITED
BANK OF KATHMADU
NCC BANK LIMITED NMB BANK LIMITED
Created By: Jagadish Prasad Bist (MBA)

email: bist_jpg15@yahoo.com
ED PRIME BANK LIMITED
MITED SUNRISE BANK LIMITED
ANK KIST BANK LIMITED
ED JANATA BANK LIMITED correl

ation
D MEGHA BANK LIMITED
MITED CIVIL BANK LIMITED

ED CENTURY BANK LIMITED
COMMERTZ AND TRUST
TED regre
SANIMA BANK LIMITED
ssion
D
INDUSTRY
SAMPLE SIZE
EFF
Input-
output
for
correl
efficie
ation
ncy
ALL
DATA
H
HI
regre D
ssion E
P
HHIASSET
HOM FY 2004-05 FY 2005-06
E Capital 380,383 380,383
Reserves and Surplus -7,805,928 -6,681,838
TOTAL CAPITAL -7,425,545 -6,301,455
Deposit 35,934,163 35,829,765
Total Assets 47,045,154 35,918,905
Interest Income 1,987,119 2,049,030
Interest Expenses 748,953 774,325
Net Interest Income 1,238,166 1,274,705
Employees Expenses 1,064,352 1,067,634
Other Operating Expenses 206,419 428,651
Investment 14,199,216 14,490,247
Loan and Advances 8,218,909 9,756,163
Fixed Assets 187,085 191,706
Capital Fund to Risk Weighted Assets -0.2953 -0.4309
Non-Performing Loan to Total Loan 0.4964 0.1818
Weighted Average Interest Spread 0.04400 0.03160
Return on Assets 0.03680 0.03360
Total Operating Income 1,562,681 1,714,669
Net Profit / Loss 1,730,130 1,207,265
-7425545 -6301455
FY 2006-07 FY 2007-08 FY 2008-09 FY 2009-10 FY 2010-11 FY 2011-12 FY 2012-13
380,383 380,383 380,383 380,400 380,383 1,772,828 3,716,443
-6,627,898 -6,388,684 -5,234,694 -5,232,200 -4,604,661 -4,680,604 -3,889,099
-6,247,515 -6,008,301 -4,854,311 -4,851,800 -4,224,278 -2,907,776 -172,656
39,014,204 41,829,391 45,194,232 42,129,900 46,804,206 56052372 62,988,852
39,258,793 42,053,444 47,559,110 43,073,700 52,601,204 58,615,520 73,782,296
1,848,612 2,094,906 2,690,058 2,865,100 3,735,206 4051152 4,716,229
772,644 772,657 791,710 764,400 1,457,253 2197137 2,194,297
1,075,968 1,322,249 1,898,348 2,100,700 2,277,953 1,854,015 2,521,932
1,125,224 1,346,824 1,640,565 2,566,100 2,055,393 1903066 1,867,702
258,554 259,786 297,015 255,100 361,139 401045 498,930
16,072,180 16,570,755 13,397,559 5,815,800 7,577,702 8391726 10,976,762
11,058,478 13,251,963 17,614,899 23,546,800 26,709,883 27670840 37,855,281
205,768 207,528 249,393 327,900 308,188 351064 385,517
-0.3883 -0.3546 -0.1394 -0.1174 -0.0966 -0.0582 -0.0049
0.1349 0.1238 0.0494 0.0498 0.0528 0.0558 0.0453
0.04510 0.04820 0.06450 0.06140 0.07750 0.07050 0.06350
0.00580 0.00570 0.01880 0.01000 0.00740 0.00300 0.01070
1,544,635 1,828,812 2,417,420 2,345,000 2,673,460 2,345,743 3,091,975
226,953 239,214 894,254 428,600 383,437 176,362 791,505
-6247515 -6008301 -4854311 -4851800 -4224278 -2907776 -172656

HOME FY 2004-05
Capital 1,172,300
Reserves and Surplus -21,371,738
TOTAL CAPITAL -20,199,438
TOTAL CAPITAL
Deposit 43,016,063
Total Assets 35,188,948
Interest Income 2,328,821
Interest Expenses 1,004,722
Net Interest Income 1,324,099
Employees Expenses 739,455
Other Operating Expenses 234,349
Investment 8,415,882
Loan and Advances 13,430,932
Fixed Assets 393,082
Capital Fund to Risk Weighted Assets -0.33760
Non-Performing Loan to Total Loan 0.50700
Weighted Average Interest Spread 0.04910
Return on Assets 0.01870
Total Operating Income 1,741,133
Net Profit / Loss 1,322,894
-20199438
FY 2005-06 FY 2006-07 FY 2007-08 FY 2008-09 FY 2009-10 FY 2010-11
1,172,300 1,172,300 1,172,300 1,172,300 1,172,300 1,172,300
-19,890,877 -18,391,801 -16,632,278 -13,133,193 -9,789,377 -9,377,570
-18,718,577 -17,219,501 -15,459,978 -11,960,893 -8,617,077 -8,205,270
46,195,482 50,464,128 64,340,951 68,160,927 68,623,160 73,924,079

39,879,619 46,139,646 53,304,922 68,714,347 84,097,864 81,223,193
2,282,825 2,356,940 2,708,764 3,444,188 4,207,610 5,027,872
850,136 942,751 1,025,586 1,067,779 1,386,980 2,424,251
1,432,689 1,414,189 1,683,178 2,376,409 2,820,630 2,603,621
745,187 789,042 875,656 1,389,012 1,629,244 1,432,706
288,625 357,753 329,090 393,316 417,546 510,873
11,555,358 12,650,196 14,443,378 15,416,020 12,989,463 15,333,163
14,633,545 17,328,731 21,202,987 26,187,931 30,254,069 36,866,104
420,849 439,505 465,553 452,209 890,805 946,815
-0.55540 -0.43530 -0.37190 -0.38370 -0.24080 -0.22520
0.37090 0.28630 0.21430 0.15640 0.09780 0.10920
0.05810 0.04550 0.04910 0.05570 0.06190 0.00000
0.03370 0.03140 0.02990 0.02840 0.02390 0.02660
1,905,892 1,880,999 2,270,866 3,181,628 3,659,376 3,199,497
1,591,488 1,616,910 1,768,772 1,923,682 2,010,687 1,759,255
-18718577 -17219501 -15459978 -11960893 -8617077 -8205270

FY 2011-12 FY 2012-13
5,497,610 8,588,972
-8,294,990 -7,316,484
-2,797,380 1,272,488
87,775,030 91,093,909
100,560,020 101,523,506
5,399,990 5,748,968
3,045,590 2,461,853
2,354,400 3,287,115
1,439,590 2,363,303
599,080 699,402
26,501,130 29,672,249
40,448,870 45,599,151
1,060,410 489,109
-0.09350 0.02940
0.07270 0.05320
0.00000 0.04410
0.02000 0.02600
3,093,170 4,038,515
1,446,210 1,310,115
-2797380 1272488
HOME NABIL BANK LIMI
FY 2004-05 FY 2005-06
Capital 491,654 491,654
Reserves and Surplus 1,165,984 1,383,340
TOTAL CAPITAL 1,657,638 1,874,994
Deposit 14,586,609 19,347,399
Investment 4,267,233 6,178,533
Fixed Assets 361,235 319,086
Total Assets 17,186,330 22,329,971
Net Interest Income 825,203 952,838
Employees Expenses 199,516 219,781
Net Profit / Loss 518,637 635,264
Capital Fund to Risk Weighted Assets 0.12440 0.12310
NABIL BANK LIMITED
FY 2006-07 FY 2007-08 FY 2008-09 FY 2009-10 FY 2010-11 FY 2011-12 FY 2012-13
491,654 689,216 965,747 2,028,773 2,029,769 2,435,723 3,046,052
1,565,395 1,747,983 2,164,494 1,805,452 2,536,747 3,015,162 3,643,093
2,057,049 2,437,199 3,130,241 3,834,225 4,566,516 5,450,885 6,689,145
23,342,285 31,915,047 37,348,256 46,340,701 49,696,113 55,023,695 63,609,808
8,945,311 9,939,771 10,826,379 13,600,917 13,081,205 14,055,850 16,332,043
15,545,779 21,365,053 27,589,933 32,268,873 38,034,097 41,605,683 46,369,835
286,895 598,039 660,989 781,480 935,088 887,543 872,322
27,253,393 37,132,759 43,867,398 52,079,725 58,141,436 63,200,298 73,241,259
1,587,759 1,978,696 2,798,486 4,047,725 5,258,269 6,133,739 5,702,123
555,710 758,436 1,153,280 1,960,108 2,946,691 3,155,490 2,186,185
1,032,049 1,220,260 1,645,206 2,087,617 2,311,578 2,978,249 3,515,938
1,480,157 1,670,425 2,220,983 2,764,088 3,061,981 3,990,479 4,607,944
240,161 262,907 339,898 367,162 455,616 500,713 646,759
188,183 220,750 265,158 334,669 403,992 428,597 468,781
673,959 746,468 1,031,053 1,138,571 1,344,179 1,696,275 2,218,762
0.12040 0.11100 0.10700 0.10500 0.10580 0.11010 0.11590
0.01120 0.00740 0.00800 0.01470 0.01770 0.02330 0.02130
0.04150 0.03940 0.04160 0.04400 0.04370 0.04950 0.05480
0.02720 0.02320 0.02550 0.02370 0.02430 0.02800 0.03250
1657638 1874994 2057049 2437199 3130241 3834225 4566516 5450885
6689145
0.05010 0.03060
0.04900 0.06230
0.04150 0.02720
0.03940 0.02320
0.04160 0.02550
0.04400 0.02370
0.04370 0.02430
0.04950 0.02800
0.05480 0.03250
HOME AGRICULTURE DEVELOPMEN
FY 2004-05 FY 2005-06
Capital 1,677,615 6,478,000
Reserves and Surplus -7,666,883 -7,313,358
TOTAL CAPITAL -5,989,268 -835,358
Deposit 27,223,046 29,631,817
Investment 1,355,833 1,511,330
Fixed Assets 816,192 882,083
Total Assets 31,222,975 35,297,623
Interest Expenses 1,487,499 1,501,368
Net Interest Income 2,427,726 2,593,701
Employees Expenses 963,176 1,775,337
Net Profit / Loss -78,632 718,377
Capital Fund to Risk Weighted Assets -0.15500 -0.02070
Return on Assets -0.00252 0.02035
AGRICULTURE DEVELOPMENT BANK LIMITED
FY 2006-07 FY 2007-08 FY 2008-09 FY 2009-10 FY 2010-11 FY 2011-12 FY 2012-13
7,528,000 10,777,500 10,777,500 9,437,500 9,474,300 9,474,300 9,636,800
-6,254,909 -5,442,189 -452,327 1,430,001 3,715,179 4,849,278 5,758,292
1,273,091 5,335,311 10,325,173 10,867,501 13,189,479 14,323,578 15,395,092
32,416,358 32,553,827 35,159,610 32,472,569 34,394,627 43,238,985 54,397,147
3,177,461 4,757,097 4,896,062 4,540,084 7,267,285 10,809,005 9,187,848
27,252,333 30,589,428 32,603,096 33,876,957 34,459,919 39,393,095 49,770,460
788,868 781,149 803,333 968,745 1,022,894 1,442,486 1,433,617
38,160,211 43,686,749 51,818,739 54,020,226 59,241,363 71,394,800 82,160,300
4,623,096 3,961,131 4,231,143 5,464,857 6,101,187 6,965,836 7,457,743
1,605,867 1,641,207 1,157,071 1,507,997 2,116,489 2,850,802 2,846,149
3,017,229 2,319,924 3,074,072 3,956,860 3,984,698 4,115,034 4,611,594
3,299,080 2,753,694 3,568,459 4,377,391 4,568,663 4,719,630 5,282,103
1,306,805 1,849,133 2,486,716 2,679,861 2,209,114 2,389,399 2,328,271
277,546 288,020 300,691 330,022 376,623 491,375 585,369
1,058,448 669,239 1,057,600 1,892,385 2,365,482 1,861,031 2,259,947
0.04840 0.11410 0.15690 0.19190 0.20450 0.18250 0.17890
0.17960 0.11690 0.09710 0.08360 0.08990 0.06350 0.05720
0.05880 0.04520 0.05870 0.06090 0.06350
0.02774 0.01532 0.02041 0.03503 0.03993 0.02607 0.02751
-5989268 -835358 1273091 5335311 10325173 10867501 13189479 14323578
15395092
HOME NEPAL INVESTMENT
FY 2004-05 FY 2005-06
Capital 587,738 590,586
Reserves and Surplus 592,435 824,854
TOTAL CAPITAL 1,180,173 1,415,440
Deposit 14,254,574 18,927,306
Investment 3,934,189 5,602,869
Fixed Assets 320,592 343,450
Total Assets 16,274,064 21,330,138
Interest Income 886,800 1,172,742
Total Operating Income 784,887 959,387
Net Profit / Loss 232,147 350,536
NEPAL INVESTMENT BANK LIMITED
FY 2006-07 FY 2007-08 FY 2008-09 FY 2009-10 FY 2010-11 FY 2011-12 FY 2012-13
801,353 1,203,915 2,407,069 2,409,098 3,011,372 3,766,155 4,144,808
1,076,771 1,482,871 1,500,771 2,176,295 2,148,388 2,283,786 2,875,835
1,878,124 2,686,786 3,907,840 4,585,393 5,159,760 6,049,941 7,020,643
24,488,856 34,451,726 46,698,100 50,094,725 50,138,122 57,010,604 62,428,845
6,505,680 6,874,024 7,399,812 8,635,530 7,423,107 10,438,487 11,435,268
17,286,428 26,996,652 36,241,207 40,318,308 41,095,515 41,636,999 46,400,054
759,456 970,092 1,060,752 1,136,247 1,108,448 1,056,439 1,068,836
27,590,845 38,873,306 53,010,803 57,305,413 58,356,828 65,756,232 73,152,153
1,584,987 2,194,275 3,267,941 4,653,521 5,803,440 5,982,641 5,878,272
685,530 992,158 1,686,973 2,553,847 3,620,337 3,814,411 2,774,788
899,457 1,202,117 1,580,968 2,099,674 2,183,103 2,168,230 3,103,484
1,246,030 1,649,625 2,116,662 2,734,928 2,833,594 2,909,843 3,999,415
145,371 187,150 225,721 279,851 326,543 340,160 379,942
243,430 313,154 413,884 433,596 456,057 468,863 515,837
501,399 696,732 900,619 1,265,949 1,176,641 1,039,277 1,915,028
0.12170 0.11280 0.11240 0.10550 0.10910 0.11100 0.11490
0.02370 0.01120 0.00580 0.00620 0.00940 0.03320 0.01910
0.03990 0.04000 0.03940 0.04360 0.04060 0.04500 0.05500
0.01790 0.01770 0.01680 0.02190 0.02020 0.01600 0.02600
1180173 1415440 1878124 2686786 3907840 4585393 5159760 6049941
7020643
HOM STANDARD CHARTERE
E FY 2004-05 FY 2005-06
Capital 374,640 374,640
Reserves and Surplus 1,379,498 1,703,098
TOTAL CAPITAL 1,754,138 2,077,738
Deposit 19,335,095 23,061,032
Investment 9,702,553 12,847,536
Fixed Assets 71,413 101,302
Total Assets 22,171,240 25,776,332
Net Profit / Loss 539,204 658,755
STANDARD CHARTERED BANK LIMITED
FY 2006-07 FY 2007-08 FY 2008-09 FY 2009-10 FY 2010-11 FY 2011-12 FY 2012-13
413,255 620,784 931,966 1,608,256 1,610,168 1,851,693 2,039,290
1,871,764 2,120,503 2,120,503 1,761,453 2,067,609 2,270,476 2,578,284
2,285,019 2,741,287 3,052,469 3,369,709 3,677,777 4,122,169 4,617,574
24,647,021 29,743,999 35,871,721 35,182,721 37,999,242 35,965,631 39,466,453
13,553,233 13,902,819 20,236,121 19,847,511 17,258,682 12,938,216 12,753,518
10,502,637 13,718,597 13,679,757 15,956,955 18,427,270 19,575,968 22,828,838
125,591 117,272 137,293 118,540 106,071 89,633 81,518
28,596,689 33,335,788 40,587,468 40,213,319 43,810,519 41,677,052 45,631,100
1,411,982 1,591,195 1,887,221 2,042,109 2,718,699 2,870,971 2,535,359
413,055 471,730 543,787 575,740 1,003,100 1,007,198 611,382
998,927 1,119,465 1,343,435 1,466,369 1,715,599 1,863,773 1,923,977
1,558,005 1,774,144 2,092,126 2,297,710 2,461,257 2,638,450 2,776,721
199,778 225,256 253,056 312,964 365,986 386,823 421,631
228,451 230,571 276,327 295,305 305,215 349,225 382,483
691,668 818,921 1,025,115 1,085,871 1,119,172 1,168,968 1,217,941
0.15710 0.13150 0.14700 0.14600 0.14220 0.13930 0.12540
0.01830 0.00920 0.00660 0.00610 0.00620 0.00780 0.00770
0.03950 0.04010 0.03980 0.03440 0.03280 0.03920 0.04120
0.02420 0.02460 0.02530 0.02700 0.02550 0.02800 0.02670
1754138 2077738 2285019 2741287 3052469 3369709 3677777 4122169
4617574
HOM HIMALAYAN BAN
E FY 2004-05 FY 2005-06
Capital 643,500 772,200
TOTAL CAPITAL 1,558,690 1,766,175
Deposit 24,814,012 26,490,851
Investment 11,692,341 10,889,031
Fixed Assets 295,822 540,824
Total Assets 27,862,884 29,460,389
Net Profit / Loss 325,219 457,458
HIMALAYAN BANK LIMITED
FY 2006-07 FY 2007-08 FY 2008-09 FY 2009-10 FY 2010-11 FY 2011-12 FY 2012-13
810,810 1,013,512 1,216,215 2,000,000 2,400,000 2,760,000 2,898,000
1,335,690 1,499,479 1,903,666 1,439,205 1,595,478 1,872,010 2,401,708
2,146,500 2,512,991 3,119,881 3,439,205 3,995,478 4,632,010 5,299,708
30,048,418 31,842,789 34,681,345 37,611,202 40,920,627 47,730,994 53,072,319
11,822,985 13,340,177 8,710,691 8,444,910 8,769,938 10,031,580 12,992,045
16,997,997 19,497,520 24,793,155 27,980,629 31,566,977 34,965,434 39,723,805
574,060 726,068 952,196 1,061,871 1,187,493 1,305,364 1,308,774
33,519,141 36,175,531 39,320,322 42,717,124 46,736,203 54,364,427 61,152,964
1,775,582 1,963,647 2,342,198 3,148,605 4,326,140 4,724,887 4,627,335
767,411 823,745 934,778 1,553,530 2,414,807 2,816,441 2,119,062
1,008,171 1,139,902 1,407,420 1,595,075 1,911,333 1,908,446 2,508,273
1,393,361 1,597,495 1,988,048 2,157,957 2,586,743 2,911,212 3,523,963
272,225 307,528 360,981 414,984 517,591 634,229 682,978
341,561 329,006 398,317 471,102 582,210 714,436 852,112
491,823 635,869 752,835 508,798 893,115 958,638 943,697
0.11130 0.13000 0.11020 0.10720 0.10680 0.11020 0.11550
0.03610 0.02360 0.02160 0.03520 0.04220 0.02090 0.02890
0.03570 0.03660 0.03660 0.04210 0.03960 0.04250 0.04250
0.01467 0.01758 0.01915 0.01191 0.01911 0.01763 0.01543
1558690 1766175 2146500 2512991 3119881 3439205 3995478 4632010
5299708
HOM NEPAL BANGLADESH
E FY 2004-05 FY 2005-06
Capital 719,852 719,852
Reserves and Surplus -485,276 -2,282,436
TOTAL CAPITAL 234,576 -1,562,584
Deposit 12,125,578 13,015,136
Investment 2,411,720 2,661,833
Fixed Assets 189,307 172,325
Total Assets 13,277,150 11,709,281
Interest Income 876,508 758,132
Net Profit / Loss -749,543 -1,797,159
Capital Fund to Risk Weighted Assets 0.03350 -0.13480
Return on Assets -0.05645 -0.15348
NEPAL BANGLADESH BANK LIMITED
FY 2006-07 FY 2007-08 FY 2008-09 FY 2009-10 FY 2010-11 FY 2011-12 FY 2012-13
719,852 744,126 1,860,315 1,860,315 2,009,396 2,009,396 2,210,335
-3,344,015 -2,935,574 -748,073 273,257 241,779 944,571 1,363,081
-2,624,163 -2,191,448 1,112,242 2,133,572 2,251,175 2,953,967 3,573,416
9,461,535 10,883,652 9,997,697 10,052,182 11,511,677 16,952,703 17,845,158
1,034,560 1,389,901 2,222,432 2,112,751 2,378,269 3,868,950 3,104,021
4,409,013 5,457,809 6,704,943 7,809,544 8,452,739 10,330,076 12,810,147
140,807 147,747 139,198 155,327 307,504 227,990 203,201
7,254,548 9,391,026 11,964,552 12,531,041 14,004,760 20,169,756 21,801,801
982,197 828,276 1,337,112 1,167,627 1,436,676 1,529,045 1,623,290
432,219 397,997 409,776 476,787 745,222 1,037,815 937,066
549,978 430,279 927,336 690,840 691,454 491,230 686,224
793,812 816,457 1,255,353 936,972 963,081 806,850 1,054,305
112,547 140,837 138,424 146,641 181,098 201,430 237,792
114,326 121,863 123,306 128,766 140,402 165,457 196,224
-1,061,580 596,487 2,158,106 1,021,380 -138,157 809,468 778,643
-0.23550 -0.18170 0.05550 0.12810 0.10190 0.11860 0.11610
0.39760 0.31730 0.19800 0.06470 0.17990 0.04290 0.01330
0.04900 0.03950 0.03920 0.05560 0.05080 0.05080 0.05010
-0.14633 0.06352 0.18037 0.08151 -0.00987 0.04013 0.03571
234576 -1562584 -2624163 -2191448 1112242 2133572 2251175 2953967
3573416
HOM NEPAL SBI BAN
E FY 2004-05 FY 2005-06
Capital 431,866 640,236
TOTAL CAPITAL 689,013 982,373
Deposit 8,654,774 11,002,041
Investment 2,607,680 3,610,775
Total Assets 10,345,373 13,035,839
Net Profit / Loss 57,387 117,003
NEPAL SBI BANK LIMITED
FY 2006-07 FY 2007-08 FY 2008-09 FY 2009-10 FY 2010-11 FY 2011-12 FY 2012-13
647,798 874,528 874,528 1,861,324 2,102,966 2,355,739 2,650,206
515,492 540,117 838,079 589,230 776,327 841,720 1,148,751
1,163,290 1,414,645 1,712,607 2,450,554 2,879,293 3,197,459 3,798,957
11,445,286 13,715,395 27,957,221 34,896,424 42,415,443 53,337,264 58,920,455
2,659,453 3,088,887 13,286,182 16,305,633 18,911,021 24,463,452 25,906,120
9,460,451 12,113,698 15,131,748 17,480,548 21,365,771 26,142,094 28,788,146
97,219 120,222 253,581 418,244 417,003 715,921 661,589
13,901,200 17,187,446 30,916,682 38,047,679 46,088,233 58,059,709 64,796,151
831,117 970,513 1,460,446 2,269,704 3,104,232 3,769,483 4,110,514
412,262 454,918 824,700 1,443,693 2,096,038 2,770,799 2,486,979
418,855 515,595 635,745 826,011 1,008,194 998,684 1,623,535
533,511 638,059 828,666 1,106,827 1,421,063 1,496,936 2,196,903
53,232 74,890 121,989 130,336 255,430 289,153 416,560
120,112 152,380 223,966 343,850 445,072 456,126 477,247
254,908 247,770 316,373 391,742 464,565 480,105 771,471
0.13290 0.12320 0.11920 0.12250 0.11520 0.11210 0.12390
0.04560 0.03830 0.02020 0.01480 0.01100 0.00540 0.00370
0.03010 0.03110 0.02840 0.02760 0.02860 0.02700 0.03380
0.01834 0.01442 0.01023 0.01030 0.01008 0.00827 0.01191
689013 982373 1163290 1414645 1712607 2450554 2879293 3197459
3798957
HOM EVEREST BNAK
E FY 2004-05 FY 2005-06
Capital 455,000 518,000
Deposit 10,097,691 13,802,445
Investment 2,128,932 4,200,515
Fixed Assets 134,068 152,090
Total Assets 11,792,126 15,959,285
Net Profit / Loss 170,808 237,290
EVEREST BNAK LIMITED
FY 2006-07 FY 2007-08 FY 2008-09 FY 2009-10 FY 2010-11 FY 2011-12 FY 2012-13
518,000 831,400 838,821 1,279,607 1,391,570 1,761,126 1,921,239
683,515 1,089,837 1,364,804 1,479,530 1,721,976 2,416,176 2,906,605
1,201,515 1,921,237 2,203,625 2,759,137 3,113,546 4,177,302 4,827,844
18,186,254 23,976,298 33,322,946 36,932,310 41,127,914 50,006,100 57,720,465
4,984,315 5,059,557 5,948,480 5,008,308 7,743,928 7,863,627 9,263,858
13,664,082 18,339,085 23,884,674 27,556,356 31,057,691 35,910,974 43,393,187
170,097 360,512 427,157 463,094 460,259 547,926 631,183
21,432,574 27,149,342 36,916,849 41,382,760 46,236,212 55,813,128 65,741,150
1,144,408 1,548,657 2,186,815 3,102,451 4,331,026 4,959,998 4,936,924
517,166 632,609 1,012,874 1,572,790 2,535,876 2,873,335 2,179,182
627,242 916,048 1,173,941 1,529,661 1,795,150 2,086,663 2,757,742
841,332 1,209,898 1,544,966 1,927,975 2,192,939 2,609,734 3,372,853
86,118 157,957 186,920 226,364 293,130 352,050 461,809
177,546 233,767 292,011 352,511 383,112 467,293 509,488
296,409 451,218 638,733 831,765 734,706 1,090,563 1,471,118
0.11200 0.11440 0.10550 0.10770 0.10430 0.11020 0.11590
0.00800 0.00680 0.00480 0.00160 0.00340 0.00840 0.00620
0.03900 0.04300 0.04400 0.04780 0.04600 0.05320 0.05680
0.01383 0.01662 0.01730 0.02010 0.01589 0.01954 0.02238
769617 962808 1201515 1921237 2203625 2759137 3113546 4177302
4827844
HOM BANK OF KATH
E FY 2004-05 FY 2005-06
Capital 463,581 463,581
Deposit 8,942,748 10,485,359
Investment 2,598,253 3,374,712
Total Assets 9,857,130 12,278,329
Net Profit / Loss 139,530 202,439
BANK OF KATHMANDU
FY 2006-07 FY 2007-08 FY 2008-09 FY 2009-10 FY 2010-11 FY 2011-12 FY 2012-13
603,141 603,141 844,398 1,359,480 1,604,187 1,684,396 1,920,212
390,133 738,933 897,192 714,049 831,001 1,016,441 1,384,431
993,274 1,342,074 1,741,590 2,073,529 2,435,188 2,700,837 3,304,643
12,388,928 15,833,738 18,083,980 20,315,834 21,018,417 24,991,449 27,700,987
2,992,434 3,204,068 2,783,599 3,269,205 4,286,599 5,246,683 4,757,870
9,399,328 12,462,637 14,647,297 16,664,931 17,468,194 18,813,937 22,555,919
320,846 387,274 417,041 491,295 501,995 545,617 560,016
14,581,395 17,721,925 20,496,005 23,396,191 24,757,750 28,881,996 32,545,612
819,004 1,034,158 1,347,755 1,870,847 2,386,780 2,620,894 2,450,143
339,181 417,543 563,113 902,927 1,218,790 1,484,538 1,219,400
479,823 616,615 784,642 967,920 1,167,990 1,136,356 1,230,743
677,083 862,962 1,114,820 1,342,695 1,538,322 1,535,312 1,630,451
69,740 90,602 146,495 168,513 196,170 248,506 286,344
138,430 170,481 233,668 294,457 285,992 308,128 341,866
262,387 361,496 461,735 509,263 605,152 607,662 617,090
0.12620 0.11940 0.11680 0.10850 0.11620 0.11070 0.12580
0.02510 0.01860 0.01270 0.01510 0.01820 0.02300 0.01500
0.04040 0.04350 0.04720 0.05160 0.05450 0.04670 0.04810
0.01799 0.02040 0.02253 0.02177 0.02444 0.02104 0.01896
720738 839734 993274 1342074 1741590 2073529 2435188 2700837
3304643
HOM NCC BAN
E FY 2004-05 FY 2005-06
Capital 693,554 698,415
TOTAL CAPITAL 255,847 -309,037
Deposit 6,630,943 6,619,581
Investment 400,337 591,644
Fixed Assets 124,027 111,837
Total Assets 7,485,286 6,427,700
Net Profit / Loss -5,157 -569,745
NCC BANK
FY 2006-07 FY 2007-08 FY 2008-09 FY 2009-10 FY 2010-11 FY 2011-12 FY 2012-13
699,117 1,399,558 1,399,558 1,399,671 1,400,000 1,470,000 1,470,000
-1,209,453 -714,475 -300,637 123,036 344,241 452,582 809,615
-510,336 685,083 1,098,921 1,522,707 1,744,241 1,922,582 2,279,615
6,500,343 7,320,236 9,127,749 10,824,692 10,951,432 16,485,357 21,651,267
1,236,621 1,900,758 1,583,103 1,947,614 2,061,348 3,080,778 4,094,445
3,707,642 4,417,857 6,858,194 7,994,718 8,835,194 12,443,109 15,450,752
104,233 114,064 216,858 284,166 310,144 343,224 422,249
6,036,676 8,241,334 10,590,847 12,761,072 13,264,855 18,594,693 24,915,014
474,408 576,609 758,363 1,042,243 1,342,865 1,519,163 1,968,137
283,006 278,724 352,060 580,165 873,283 1,050,295 1,155,267
191,402 297,885 406,303 462,078 469,582 468,868 812,870
265,372 426,350 558,243 592,532 578,632 609,273 977,532
56,156 76,072 93,390 105,112 108,314 146,304 148,295
89,623 95,931 96,089 111,353 122,297 156,697 176,423
-115,929 498,755 415,461 423,773 220,882 177,621 357,786
-0.09140 0.10530 0.11070 0.13940 0.13480 0.11770 0.11880
0.31400 0.16420 0.08600 0.02880 0.03820 0.02730 0.02650
0.03400 0.04450 0.04290 0.03600 0.03000 0.02790 0.03870
-0.01920 0.06052 0.03923 0.03321 0.01665 0.00955 0.01436
255847 -309037 -510336 685083 1098921 1522707 1744241 1922582
2279615
HOM LUMBINI BANK
E FY 2004-05 FY 2005-06
Capital 500,000 500,000
TOTAL CAPITAL 245,009 -722,070
Deposit 4,031,221 4,786,440
Investment 535,184 673,720
Total Assets 4,494,901 4,259,343
Net Profit / Loss -196,773 -806,062
LUMBINI BANK LIMITED
FY 2006-07 FY 2007-08 FY 2008-09 FY 2009-10 FY 2010-11 FY 2011-12 FY 2012-13
600,000 995,710 1,096,079 1,294,548 1,430,000 1,601,600 1,729,728
-1,029,665 -702,016 -143,027 161,039 419,169 432,001 446,572
-429,665 293,694 953,052 1,455,587 1,849,169 2,033,601 2,176,300
6,024,598 5,703,734 6,444,904 5,767,973 6,772,996 7,668,599 10,816,950
864,337 817,471 803,625 1,078,895 1,332,994 538,558 442,003
3,840,687 4,489,494 4,983,388 5,107,264 6,111,977 6,890,212 9,007,731
42,701 41,288 46,167 66,622 100,647 113,443 143,791
5,705,025 6,151,478 7,547,870 7,410,425 8,829,057 9,903,895 13,310,676
458,649 535,801 580,438 713,357 942,742 1,039,199 1,078,122
264,765 260,390 264,426 336,201 519,079 626,732 582,058
193,884 275,411 316,012 377,156 423,663 412,467 496,064
281,295 351,094 469,434 448,314 467,537 465,549 555,050
59,937 59,172 77,349 67,357 81,531 82,585 114,198
68,683 71,613 78,453 78,913 115,965 110,666 115,274
192,405 327,649 332,206 304,065 389,693 193,463 149,631
-0.07800 0.06000 0.17780 0.24620 0.24220 0.23350 0.20750
0.20370 0.14920 0.09060 0.04530 0.00960 0.00470 0.00860
0.03300 0.04240 0.04240 0.04130 0.03140 0.04220 0.05210
0.03373 0.05326 0.04401 0.04103 0.04414 0.01953 0.01124
245009 -722070 -429665 293694 953052 1455587 1849169 2033601
2176300
HOM NIC ASIA BANK
E FY 2004-05 FY 2005-06
Capital 500,000 600,000
Deposit 6,241,378 8,765,950
Investment 1,572,902 2,479,912
Total Assets 7,508,067 10,383,600
NIC ASIA BANK LIMITED
FY 2006-07 FY 2007-08 FY 2008-09 FY 2009-10 FY 2010-11 FY 2011-12 FY 2012-13
660,000 943,877 1,140,480 1,311,552 1,311,552 1,311,552 2,311,552
258,496 359,550 519,774 453,400 686,793 750,685 2,076,624
918,496 1,303,427 1,660,254 1,764,952 1,998,345 2,062,237 4,388,176
10,068,231 13,084,689 15,579,931 15,968,918 18,394,436 22,111,851 39,908,774
1,599,481 2,311,469 3,026,022 4,946,778 4,868,915 3,992,730 6,811,971
8,941,398 11,264,678 13,679,394 12,732,014 14,933,940 17,242,307 31,559,518
153,679 194,500 259,325 297,192 354,782 405,611 465,190
11,679,340 15,238,736 18,750,633 20,309,330 22,090,376 25,579,528 46,535,324
725,819 931,400 1,283,521 1,777,165 2,321,406 2,431,538 2,663,452
421,375 505,996 767,197 1,031,474 1,446,635 1,621,809 1,420,129
304,444 425,404 516,324 745,691 874,771 809,729 1,243,323
410,912 546,340 719,921 962,009 1,123,678 1,055,699 1,533,540
54,920 72,073 84,545 118,858 139,901 179,788 224,467
64,631 81,203 109,784 137,749 187,989 211,293 242,449
158,475 243,058 317,434 449,843 707,771 391,781 642,136
0.12200 0.13110 0.12420 0.12920 0.12890 0.11010 0.13170
0.01110 0.00860 0.00230 0.00720 0.00600 0.00730 0.02320
0.02870 0.03440 0.03500 0.03750 0.03750 0.03330 0.03810
0.01357 0.01595 0.01693 0.02215 0.03204 0.01532 0.01380
684194 766462 918496 1303427 1660254 1764952 1998345 2062237
4388176
HOM MACHHAPUCHHRE
E FY 2004-05 FY 2005-06
Capital 550,000 715,000
Deposit 5,586,803 7,893,298
Investment 468,612 1,190,830
Total Assets 6,456,460 9,069,830
MACHHAPUCHHRE BANK LIMITED
FY 2006-07 FY 2007-08 FY 2008-09 FY 2009-10 FY 2010-11 FY 2011-12 FY 2012-13
821,651 901,339 1,479,270 1,627,196 1,627,197 2,478,794 2,478,794
185,641 262,008 220,928 146,314 146,426 169,282 317,881
1,007,292 1,163,347 1,700,198 1,773,510 1,773,623 2,648,076 2,796,675
9,475,452 11,102,242 15,596,791 18,535,917 16,411,426 21,546,397 27,136,655
1,278,469 1,443,551 1,246,159 2,096,792 1,409,556 1,705,425 2,415,155
7,129,891 8,642,323 12,516,012 14,289,793 14,731,040 15,602,701 21,164,910
262,246 535,886 664,158 732,291 725,485 865,179 805,473
10,810,330 12,498,548 17,490,782 20,678,790 20,225,779 24,357,254 30,296,203
694,482 796,597 1,041,473 1,688,617 2,080,305 1,926,128 2,429,629
397,722 407,919 580,036 1,144,808 1,544,728 1,500,772 1,485,592
296,760 388,678 461,437 543,809 535,577 425,356 944,037
409,140 500,065 616,408 697,042 690,599 590,065 1,189,475
54,360 71,421 90,996 152,113 164,250 164,951 233,214
101,467 124,408 182,841 223,469 274,325 309,131 366,495
76,799 85,016 123,251 73,313 8,240 38,212 148,600
0.11970 0.12290 0.11840 0.11240 0.10000 0.15040 0.12540
0.01160 0.01040 0.02330 0.02320 0.04460 0.02840 0.02840
0.03380 0.03960 0.03600 0.03400 0.02270 0.05010 0.04630
0.00710 0.00680 0.00705 0.00355 0.00041 0.00157 0.00490
637739 931091 1007292 1163347 1700198 1773510 1,773,623 2648076
2796675
HOM KUMARI BANK
E FY 2004-05 FY 2005-06
Capital 500,000 625,000
Deposit 6,268,954 7,768,957
Investment 1,190,271 1,394,948
Total Assets 7,437,882 9,010,276
KUMARI BANK LIMITED
FY 2006-07 FY 2007-08 FY 2008-09 FY 2009-10 FY 2010-11 FY 2011-12 FY 2012-13
750,000 1,070,000 1,186,099 1,306,016 1,603,800 1,603,800 1,828,332
275,630 294,885 438,854 479,743 610,037 773,275 828,374
1,025,630 1,364,885 1,624,953 1,785,759 2,213,837 2,377,075 2,656,706
10,557,416 12,774,281 15,710,925 17,432,253 16,986,279 21,985,198 25,318,569
1,678,418 2,138,797 1,510,828 2,296,873 3,533,623 2,940,556 4,135,142
8,929,013 11,335,088 14,593,347 14,765,912 14,626,074 17,614,349 19,369,318
189,324 222,001 247,833 285,638 306,277 277,269 255,865
11,918,311 15,026,599 18,538,565 20,522,474 20,491,785 25,131,400 28,222,569
791,284 957,246 1,374,722 1,871,066 2,251,791 2,441,580 2,464,307
397,053 498,734 816,203 1,188,918 1,566,551 1,622,492 1,486,281
394,231 458,512 558,520 682,148 685,240 819,088 978,026
470,570 566,618 716,372 862,024 875,302 1,022,971 1,215,080
74,244 89,570 115,985 143,278 168,352 194,295 203,805
104,079 148,143 186,502 217,606 212,938 212,543 230,469
170,262 174,930 261,443 316,542 251,238 275,503 291,449
0.11220 0.14410 0.11560 0.12340 0.13760 0.12200 0.12100
0.00730 0.01320 0.00440 0.00500 0.01120 0.02210 0.02890
0.04670 0.04300 0.04170 0.03280 0.03920 0.04270 0.04620
0.01429 0.01164 0.01410 0.01542 0.01226 0.01096 0.01033
645442 863851 1025630 1364885 1624953 1785759 2213837 2377075
2656706
HOM LAXMI BANK L
E FY 2004-05 FY 2005-06
Capital 609,839 609,917
Deposit 3,051,759 4,444,351
Investment 410,940 499,311
Fixed Assets 124,384 125,170
Total Assets 3,809,776 5,205,190
Operating Expenses 37,122 50,123
LAXMI BANK LIMITED
FY 2006-07 FY 2007-08 FY 2008-09 FY 2009-10 FY 2010-11 FY 2011-12 FY 2012-13
729,697 913,196 1,098,086 1,613,520 1,694,197 1,694,081 1,948,193
134,696 243,179 245,133 298,810 419,180 606,178 780,190
864,393 1,156,375 1,343,219 1,912,330 2,113,377 2,300,259 2,728,383
7,611,653 10,917,232 16,051,303 18,082,958 18,299,627 22,831,843 25,943,598
1,437,171 1,241,042 2,483,150 3,186,906 3,041,422 3,758,106 5,339,692
6,437,449 9,680,949 13,315,604 14,560,110 15,199,848 16,476,630 19,696,054
140,022 204,397 247,734 282,349 352,338 308,172 474,612
8,582,688 12,695,021 18,386,413 20,952,249 21,559,891 26,028,528 29,807,673
470,495 711,006 1,098,985 1,787,692 2,233,333 2,289,359 2,387,267
280,278 421,872 712,348 1,135,609 1,503,851 1,645,718 1,448,741
190,217 289,134 386,637 652,083 729,482 643,641 938,526
241,987 382,196 538,194 806,544 929,920 957,801 1,286,087
48,785 63,995 86,407 122,405 157,662 178,285 217,395
63,547 83,849 112,973 142,169 169,294 194,842 246,533
65,579 120,031 188,999 327,037 375,145 356,391 423,274
0.1243 0.1117 0.1148 0.1371 0.1163 0.1102 0.1223
0.0035 0.0013 0.0008 0.0012 0.0090 0.0062 0.0151
0.0320 0.0340 0.0371 0.0355 0.0402 0.0391 0.0420
0.0076 0.0095 0.0103 0.0156 0.0174 0.0137 0.0142
643570 679033 864393 1156375 1343219 1912330 2113377 2300259
2728383
HOM GLOBAL IME BAN
E FY 2004-05 FY 2005-06
Capital
Reserves and Surplus
Deposit
Investment
Loan and Advances
Fixed Assets
Total Assets
Interest Income
Interest Expenses
Net Interest Income
Total Operating Income
Employees Expenses
Operating Expenses
Net Profit / Loss
Capital Fund to Risk Weighted Assets
Non-Performing Loan to Total Loan
Weighted Average Interest Spread
Return on Assets
GLOBAL IME BANK LIMITED
FY 2006-07 FY 2007-08 FY 2008-09 FY 2009-10 FY 2010-11 FY 2011-12 FY 2012-13
510,000 700,000 1,000,000 1,473,350 1,600,000 2,250,357 2,780,858
-38,612 22,622 48,927 47,672 108,027 286,343 449,930
3,023,616 7,319,702 10,932,984 15,031,548 15,066,490 26,913,765 34,111,466
389,480 1,187,415 1,620,121 2,270,487 2,920,247 4,247,060 5,548,946
2,564,140 5,084,730 9,063,092 11,960,452 12,372,424 20,296,500 26,212,297
52,509 105,386 224,351 284,400 231,579 660,515 692,226
3,536,716 8,265,716 12,626,473 17,201,415 17,522,708 30,664,113 39,018,490
65,103 357,911 683,933 1,464,978 1,963,603 2,226,134 3,206,646
40,325 218,947 459,784 962,010 1,288,051 1,586,556 1,826,785
24,778 138,964 224,150 502,968 675,552 639,578 1,379,861
37,312 194,166 334,220 668,436 858,986 915,703 1,840,701
12,706 41,962 66,322 100,256 155,004 158,188 289,775
24,794 60,107 132,894 209,346 237,364 304,110 485,076
-38,613 61,234 55,605 73,003 224,978 265,317 449,217
16.00% 11.80% 10.31% 11.39% 11.09% 11.66% 11.14%
0.85% 2.52% 1.64% 2.27%
3.25% 3.05% 3.05% 3.05% 3.27% 3.88% 4.21%
-1.09% 0.74% 0.44% 0.42% 1.28% 0.87% 1.15%
HOM CITIZENS BANK
E FY 2004-05 FY 2005-06
Capital
Deposit
Investment
Loan and Advances
Fixed Assets
Total Assets
Interest Income
Interest Expenses
Net Interest Income
Employees Expenses
Operating Expenses
Net Profit / Loss
Return on Assets
CITIZENS BANK LIMITED
FY 2006-07 FY 2007-08 FY 2008-09 FY 2009-10 FY 2010-11 FY 2011-12 FY 2012-13
560,000 560,000 1,000,000 1,206,950 2,040,000 2,101,840 2,101,840
-15,420 39,421 34,073 101,319 132,119 179,916 277,885
1,553,170 6,139,579 11,524,426 14,214,482 13,478,333 17,354,534 22,743,104
1,221,389 1,174,029 2,027,338 2,680,168 2,401,437 1,529,903 2,719,991
2,026,210 4,750,342 8,128,114 10,785,658 12,271,826 14,129,603 17,561,946
73,809 126,104 121,659 163,856 192,066 324,345 554,867
3,487,296 7,269,300 12,966,074 16,516,885 16,815,037 20,068,507 25,979,510
26,955 396,842 758,256 1,398,830 1,795,232 1,980,319 2,211,981
14,830 252,028 508,802 950,898 1,236,322 1,405,859 1,176,910
12,125 144,814 249,454 447,932 558,910 574,460 1,035,071
20,153 187,279 316,379 556,188 669,846 709,839 1,277,155
6,030 29,049 40,219 63,465 81,689 108,813 144,435
9,026 51,719 91,673 131,632 179,151 212,723 245,299
-15,420 54,841 95,810 193,561 198,354 224,795 413,246
21.86% 12.08% 11.65% 11.40% 15.53% 14.47% 11.89%
0.31% 1.17% 2.01% 2.01%
3.24% 4.46% 4.91% 3.73% 3.27% 3.87% 4.82%
-0.44 0.75% 0.74% 1.17% 1.18% 1.12% 1.59%
HOM GRAND BANK
E FY 2004-05 FY 2005-06
Capital
Deposit
Investment
Loan and Advances
Fixed Assets
Total Assets
Interest Income
Interest Expenses
Net Interest Income
Employees Expenses
Operating Expenses
Net Profit / Loss
Return on Assets
GRAND BANK LIMITED
FY 2006-07 FY 2007-08 FY 2008-09 FY 2009-10 FY 2010-11 FY 2011-12 FY 2012-13
1,655,289 1,920,911 2,000,000 2,000,000 2,000,000
214,205 112,058 117,884 160,656 182,960
6,613,359 8,065,183 9,322,535 15,023,186 19,322,277
497,813 882,973 1,960,260 2,469,698 2,659,728
6,353,976 7,401,715 8,797,730 11,201,752 14,028,926
220,448 248,677 322,025 341,037 334,936
8,858,639 10,179,398 12,575,673 17,411,929 21,729,222
587,877 930,032 1,316,982 1,522,334 1,683,435
347,983 598,033 949,934 1,122,809 1,164,773
239,894 331,999 367,048 399,525 518,662
295,470 387,532 421,469 483,374 685,900
52,752 65,649 87,616 109,447 113,472
39,466 50,592 90,024 107,737 115,517
103,056 158,374 89,078 182,772 117,303
20.99% 23.73% 21.07% 16.84% 13.20%
1.59% 1.44% 1.95% 1.28% 3.52%
2.41% 3.15% 3.40% 3.56% 4.13%
1.16% 1.56% 0.71% 1.05% 0.54%
HOM NMB BANK L
E FY 2004-05 FY 2005-06
Capital
Deposit
Investment
Loan and Advances
Fixed Assets
Total Assets
Interest Income
Interest Expenses
Net Interest Income
Employees Expenses
Operating Expenses
Net Profit / Loss
Return on Assets
NMB BANK LIMITED
FY 2006-07 FY 2007-08 FY 2008-09 FY 2009-10 FY 2010-11 FY 2011-12 FY 2012-13
199,541 1,000,000 1,424,641 1,651,650 2,000,000 2,000,000 2,000,000
84,933 213,481 167,412 159,879 211,462 263,686 324,080
1,296,389 1,661,605 6,877,907 10,110,690 12,866,222 15,982,555 22,185,527
854,678 1,242,902 1,857,563 2,715,957 2,614,946 2,440,442 2,245,514
1,395,885 1,939,967 5,194,211 7,808,119 11,208,574 12,070,839 16,491,044
80,177 132,720 223,814 255,294 276,549 279,479 344,625
4,420,937 8,927,892 15,856,664 13,226,578 15,948,192 18,494,830 25,125,985
237,933 251,409 402,583 866,182 1,492,385 1,705,833 1,831,121
140,253 139,095 254,261 559,544 1,053,451 1,256,257 1,077,803
97,680 112,314 148,322 306,638 438,934 449,576 753,318
168,710 180,652 227,841 446,121 573,579 591,554 926,939
14,212 20,123 40,274 55,958 75,614 92,443 127,355
13,970 32,222 76,983 108,343 136,395 159,630 189,457
75,138 72,822 62,953 156,073 221,506 52,225 360,394
13.31% 33.96% 19.03% 18.37% 16.39% 14.84% 11.27%
1.73% 1.52% 0.51% 0.70% 0.27% 2.45% 1.80%
3.58% 2.41% 3.58% 3.19% 3.18% 3.56% 4.21%
1.70% 0.82% 0.40% 1.18% 1.39% 0.28% 1.43%
HOM PRIME BANK L
E FY 2004-05 FY 2005-06
Capital
Deposit
Investment
Loan and Advances
Fixed Assets
Total Assets
Interest Income
Interest Expenses
Net Interest Income
Employees Expenses
Operating Expenses
Net Profit / Loss
Return on Assets
PRIME BANK LIMITED
FY 2006-07 FY 2007-08 FY 2008-09 FY 2009-10 FY 2010-11 FY 2011-12 FY 2012-13
700,000 963,755 1,373,755 2,245,746 2,335,576 2,574,446
28,007 65,449 164,645 241,112 250,527 377,033
5,275,649 11,779,989 17,883,518 18,938,903 23,990,953 28,798,028
378,563 2,097,042 2,038,603 1,366,046 2,020,930 4,894,964
5,104,412 9,732,585 13,946,600 16,894,719 18,902,472 21,226,688
40,333 108,064 162,574 180,786 189,647 182,703
6,388,497 13,456,887 20,218,829 22,086,102 27,157,976 32,409,184
224,530 822,685 1,749,859 2,477,093 2,773,635 2,786,218
121,365 564,655 1,193,075 1,780,463 2,057,205 1,744,271
103,165 258,030 556,784 696,630 716,430 1,041,947
147,685 372,267 734,167 863,817 907,311 1,262,498
21,954 34,320 57,518 81,013 91,423 111,096
29,197 68,315 109,996 152,028 188,286 211,385
28,007 142,682 324,985 360,140 269,448 477,565
13.18% 10.38% 10.67% 14.60% 13.59% 12.74%
0.00% 0.00% 0.57% 0.76% 2.23%
3.55% 3.57% 2.54% 3.80% 3.55% 3.50%
0.44% 1.06% 1.61% 1.63% 0.99% 1.47%
HOM SUNRISE BANK
E FY 2004-05 FY 2005-06
Capital
Deposit
Investment
Loan and Advances
Fixed Assets
Total Assets
Interest Income
Interest Expenses
Net Interest Income
Employees Expenses
Operating Expenses
Net Profit / Loss
Return on Assets
SUNRISE BANK LIMITED
FY 2006-07 FY 2007-08 FY 2008-09 FY 2009-10 FY 2010-11 FY 2011-12 FY 2012-13
700000 1,337,500 1,510,350 2,015,000 2,015,000 2,236,650
-27209 57,570 135,014 131,061 136,202 214,495
4226272 12,012,618 14,767,030 13,391,714 18,758,999 23,270,603
595009 1,910,210 2,465,338 1,103,343 1,808,961 2,453,581
3995605 8,953,332 12,045,228 11,910,059 14,306,651 17,730,592
106149 272,931 365,088 371,731 348,597 312,767
5143168 16,757,251 16,918,937 15,850,458 21,279,008 26,128,839
174204 774,066 1,546,891 1,918,745 2,001,360 2,240,203
101339 510,001 962,288 1,221,699 1,410,696 1,251,304
72865 264,065 584,603 697,046 590,664 988,899
104951 361,490 717,891 827,836 769,508 1,258,877
31130 75,474 124,094 140,682 194,357 217,769
51847 121,822 199,803 240,267 280,048 330,593
-27209 84,779 204,351 44,239 111,193 311,609
14.78% 12.66% 11.37% 13.28% 11.78% 11.80%
7.00% 1.04% 3.51% 3.52% 3.74%
2.88% 3.65% 4.92% 3.83% 3.54% 4.66%
-0.53% 0.51% 1.21% 0.28% 0.52% 1.19%
HOM SIDDHARTH BAN
E FY 2004-05 FY 2005-06
Capital 350,000 500,000
Deposit 2,461,922 3,918,076
Investment 286,623 650,979
Total Assets 3,098,996 4,756,935
SIDDHARTH BANK LIMITED
FY 2006-07 FY 2007-08 FY 2008-09 FY 2009-10 FY 2010-11 FY 2011-12 FY 2012-13
600,000 828,000 952,200 1,310,436 1,618,264 1,619,244 1,813,554
193,710 240,346 326,545 293,106 370,141 564,028 686,421
793,710 1,068,346 1,278,745 1,603,542 1,988,405 2,183,272 2,499,975
6,625,078 10,191,441 15,854,798 20,197,029 21,575,654 25,948,506 28,383,286
865,189 1,150,096 2,176,428 2,452,475 2,537,909 3,393,868 4,468,621
6,222,587 9,335,598 13,328,622 16,653,852 18,384,033 20,217,585 23,086,563
46,667 72,398 172,158 360,426 368,174 358,713 465,019
7,954,664 11,668,356 17,881,750 22,802,429 24,405,872 29,579,198 33,691,224
481,524 729,872 1,265,582 2,018,291 2,690,294 2,906,265 2,901,914
271,711 408,189 813,619 1,406,489 1,925,243 2,048,914 1,741,467
209,813 321,683 451,963 611,802 765,051 857,351 1,160,447
262,895 401,918 569,547 717,422 934,042 1,175,665 1,619,525
33,620 48,247 79,385 103,680 155,803 173,884 221,530
55,721 71,480 114,817 175,735 265,477 336,340 386,258
95,306 143,174 217,916 240,847 311,415 330,456 481,415
0.11840 0.11140 0.10390 0.10040 0.10780 0.11030 0.11700
0.00340 0.00690 0.00450 0.00530 0.00790 0.01520 0.02390
0.03570 0.03710 0.03450 0.03940 0.03940 0.03820 0.04390
0.01198 0.01227 0.01219 0.01056 0.01276 0.01117 0.01429
387889 603141 793710 1068346 1278745 1603542 1988405 2183272
2499975
HOM KIST BANK L
E FY 2004-05 FY 2005-06
Capital
Deposit
Investment
Loan and Advances
Fixed Assets
Total Assets
Interest Income
Interest Expenses
Net Interest Income
Employees Expenses
Other Operating Expenses
Net Profit / Loss
Return on Assets
KIST BANK LIMITED
FY 2006-07 FY 2007-08 FY 2008-09 FY 2009-10 FY 2010-11 FY 2011-12 FY 2012-13
2,000,000 2,000,000 2,000,000 2,000,000 2,000,000
45,119 89,257 143,334 243,566 154,081
8,684,078 15,962,631 15,808,486 20,173,994 21,093,105
1,085,100 2,057,666 1,874,110 3,116,571 2,798,346
6,803,439 12,345,845 13,042,567 14,645,317 16,826,619
714,439 1,149,484 1,225,108 1,215,091 1,342,181
11,151,537 18,947,218 19,015,253 22,632,892 25,145,244
594,757 1,517,073 1,994,330 2,175,412 2,302,569
338,979 967,324 1,302,975 1,587,914 1,286,518
255,778 549,749 691,355 587,498 1,016,051
323,766 655,911 847,768 725,487 1,214,450
42,550 142,974 193,639 234,648 238,525
97,769 236,496 291,212 304,748 330,591
89,663 144,138 54,077 100,232 -89,486
20.96% 13.95% 13.49% 12.47% 11.75%
0.22% 0.19% 2.54% 3.94% 6.59%
4.62% 3.69% 4.19% 3.45% 5.05%
0.80% 0.76% 0.28% 0.44% -0.36%
HOM JANATA BANK
E FY 2004-05 FY 2005-06
Capital
Deposit
Investment
Loan and Advances
Fixed Assets
Total Assets
Interest Income
Interest Expenses
Net Interest Income
Employees Expenses
Net Profit / Loss
Return on Assets
JANATA BANK LIMITED
FY 2006-07 FY 2007-08 FY 2008-09 FY 2009-10 FY 2010-11 FY 2011-12 FY 2012-13
1,400,000 1,400,000 2,000,000 2,060,000
46,166 76,875 60,552 62,225
855,362 3,501,603 7,722,767 13,546,498
75,000 542,029 1,291,179 1,985,906
602,247 3,541,267 7,386,676 11,946,302
90,688 123,609 187,809 176,134
2,337,869 5,110,326 10,183,470 16,207,956
47,042 393,213 809,393 1,232,637
4,590 196,818 545,702 750,007
42,452 196,395 263,691 482,630
48,209 230,881 340,376 571,393
10,417 53,677 80,667 104,828
16,420 87,785 135,759 142,030
9,631 30,708 57,362 170,092
0.00% 35.69% 23.40% 15.57%
0.00% 0.00% 0.00% 0.00%
3.24% 2.48% 2.36% 3.00%
0.41% 0.60% 0.56% 1.05%
HOM MEGHA BANK
E FY 2004-05 FY 2005-06
Capital
Deposit
Investment
Loan and Advances
Fixed Assets
Total Assets
Interest Income
Interest Expenses
Net Interest Income
Employees Expenses
Net Profit / Loss
Return on Assets
MEGHA BANK LIMITED
FY 2006-07 FY 2007-08 FY 2008-09 FY 2009-10 FY 2010-11 FY 2011-12 FY 2012-13
1,631,000 1,631,000 1,631,000 2,330,000
56,475 80,798 153,767 122,106
5,373,493 9,192,557 12,533,459
990,169 1,297,041 1,326,474
4,768,297 7,933,536 11,462,546
74,620 255,553 289,753 233,959
1,739,611 7,241,729 11,399,779 17,407,739
47,042 544,215 1,140,324 1,392,533
4,590 300,760 749,740 712,882
42,452 243,455 390,584 679,651
48,209 284,902 470,413 804,256
10,417 81,386 113,064 136,772
16,420 117,128 178,669 236,642
9,631 24,323 71,868 177,356
0.00% 19.36% 19.09% 18.06%
0.00% 0.00% 0.49% 2.17%
3.24% 2.84% 3.31% 4.72%
0.55% 0.34% 0.63% 1.02%
HOM CIVIL BANK L
E FY 2004-05 FY 2005-06
Capital
Deposit
Investment
Loan and Advances
Fixed Assets
Total Assets
Interest Income
Interest Expenses
Net Interest Income
Employees Expenses
Net Profit / Loss
Return on Assets
CIVIL BANK LIMITED
FY 2006-07 FY 2007-08 FY 2008-09 FY 2009-10 FY 2010-11 FY 2011-12 FY 2012-13
1,200,000 1,200,000 2,000,000
4,600 31,835 38,161
2,952,327 8,807,545 15,633,156
258,842 1,328,482 2,069,794
3,123,607 7,751,524 12,367,368
181,033 221,586 275,816
4410673 10701295 18225687
195,968 761,973 1,255,835
97,225 562,866 815,534
98743 199107 440301
124436 296619 569065
42,642 87,449 115,190
48,413 119,627 186,838
1165 27233 121324
21.32% 14.19% 14.85%
0.00% 0.50%
2.50% 2.79% 4.02%
0.03% 0.25% 0.67%
HOM CENTURY BANK
E FY 2004-05 FY 2005-06
Capital
Deposit
Investment
Loan and Advances
Fixed Assets
Total Assets
Interest Income
Interest Expenses
Net Interest Income
Employees Expenses
Net Profit / Loss
Return on Assets
CENTURY BANK LIMITED
FY 2006-07 FY 2007-08 FY 2008-09 FY 2009-10 FY 2010-11 FY 2011-12 FY 2012-13
1,080,000 1,080,000 1,080,000
43,104 75,695 138,675
1,358,878 4,456,701 11,396,474
612,040 595,477 2,285,149
1,175,447 4,159,725 8,974,983
94,097 179,411 292,539
2,620,304 5,654,252 13,150,761
65,675 375,736 897,810
23,214 259,423 589,452
42,461 116,313 308,358
53,132 153,892 419,249
11,591 39,954 86,685
18,891 81,605 161,502
22,160 922 66,372
41.64% 23.26% 12.66%
0.00% 0.00% 0.49%
3.12% 3.29% 3.43%
0.85% 0.02% 0.50%
HOM COMMERTZ AND T
E FY 2004-05 FY 2005-06
Capital
Deposit
Investment
Loan and Advances
Fixed Assets
Total Assets
Interest Income
Interest Expenses
Net Interest Income
Employees Expenses
Net Profit / Loss
Return on Assets
COMMERTZ AND TRUST BANK
FY 2006-07 FY 2007-08 FY 2008-09 FY 2009-10 FY 2010-11 FY 2011-12 FY 2012-13
1,400,000 1,400,000 2,040,000
23,333 38,519 32,868
2,487,864 6,332,049 9,961,009
700,857 664,769 837,659
2,466,373 5,592,654 8,844,315
120,012 122,188 137,130
4,163,338 7,855,306 12,142,079
270,699 581,837 932,702
138,311 417,453 616,746
132,388 164,384 315,956
151,072 217,332 401,217
34,025 60,341 75,612
53,014 103,206 139,541
22,768 15,186 36,455
27.28% 20.58% 19.67%
0.00% 0.00% 1.33%
3.00% 3.73% 4.06%
0.55% 0.19% 0.30%
HOM SANIMA BANK
E FY 2004-05 FY 2005-06
Capital
Deposit
Investment
Loan and Advances
Fixed Assets
Total Assets
Interest Income
Interest Expenses
Net Interest Income
Employees Expenses
Net Profit / Loss
Return on Assets
SANIMA BANK LIMITED
FY 2006-07 FY 2007-08 FY 2008-09 FY 2009-10 FY 2010-11 FY 2011-12 FY 2012-13
2,016,000 2,217,600
113,580 206,431
11,178,734 17,789,329
2,105,770 3,848,052
9,531,505 15,093,073
479,044 469,489
13722465 21976539
1,172,200 1,678,790
753,617 1,023,257
418583 655533
474453 775291
79,987 99,776
151,864 158,730
120797 304368
20.79% 14.87%
0.48% 0.03%
3.38% 3.39%
0.88% 1.38%
HOM COMMERCIAL BANK
E FY 2004-05 FY 2005-06
Deposit 253,257,333 291,985,28

Total Assets 282,514,742 312,088,58
COMMERCIAL BANKING INDUSTRY
FY 2006-07 FY 2007-08 FY 2008-09 FY 2009-10 FY 2010-11 FY 2011-12 FY 2012-13
341,178,921 432,771,649 564,143,360 630,832,673 687,566,530 867,902,123 1,020,787,532

374,789,683 482,721,389 657,676,170 747,132,123 823,124,677 1,012,764,276 1,196,954,210
HOM
E s.n. Bank Name
1 Nepal bank limited
2 Rastriya banijya bank limited
3 Nabil bank limited
4 ADBL BANK LIMITED
5 Nepal investment bank limited
6 standard chartered bank limited
7 himalayan bank limited
8 Nepal bangladesh bank limited
9 Nepal SBI bank limited
10 everest bank limited
11 bank of kathmandu
12 ncc bank limited
13 lunbini bank limited
14 Nic asia bank limited
15 Machhapuchhre bank
16 Kumari bank limited
17 Laxmi Bank limited
18 Siddharth Bank limited
Period No. of Observation
2004/05 - 2012/13 9
2004/05 - 2012/13 9
2004/05 - 2012/13 9
2004/05 - 2012/13 9
2004/05 - 2012/13 9
2004/05 - 2012/13 9
2004/05 - 2012/13 9
2004/05 - 2012/13 9
2004/05 - 2012/13 9
2004/05 - 2012/13 9
2004/05 - 2012/13 9
2004/05 - 2012/13 9
2004/05 - 2012/13 9
2004/05 - 2012/13 9
2004/05 - 2012/13 9
2004/05 - 2012/13 9
2004/05 - 2012/13 9
2004/05 - 2012/13 9
162
HOME BANK CODE YEAR TD_BANK INVEST
1 FY 2004-05 35,934,163 14,199,216
1 FY 2005-06 35,829,765 14,490,247
1 FY 2006-07 39,014,204 16,072,180
1 FY 2007-08 41,829,391 16,570,755
1 FY 2008-09 45,194,232 13,397,559
NBL 1 FY 2009-10 42,129,900 5,815,800

1 FY 2010-11 46,804,206 7,577,702
1 FY 2011-12 56052372 8391726
1 FY 2012-13 62,988,852 10,976,762
2 FY 2004-05 43,016,063 8,415,882
2 FY 2005-06 46,195,482 11,555,358
2 FY 2006-07 50,464,128 12,650,196
2 FY 2007-08 64,340,951 14,443,378
RBB
RBB 2 FY 2008-09 68,160,927 15,416,020
2 FY 2009-10 68,623,160 12,989,463
2 FY 2010-11 73,924,079 15,333,163
2 FY 2011-12 87,775,030 26,501,130
2 FY 2012-13 91,093,909 29,672,249
3 FY 2004-05 14,586,609 4,267,233
3 FY 2005-06 19,347,399 6,178,533
NABL 3 FY 2006-07 23,342,285 8,945,311
3 FY 2007-08 31,915,047 9,939,771
3 FY 2008-09 37,348,256 10,826,379
3 FY 2009-10 46,340,701 13,600,917
3 FY 2010-11 49,696,113 13,081,205
3 FY 2011-12 55,023,695 14,055,850
3 FY 2012-13 63,609,808 16,332,043
4 FY 2004-05 27,223,046 1,355,833
4 FY 2005-06 29,631,817 1,511,330
4 FY 2006-07 32,416,358 3,177,461
ADBL 4 FY 2007-08 32,553,827 4,757,097
4 FY 2008-09 35,159,610 4,896,062
4 FY 2009-10 32,472,569 4,540,084
4 FY 2010-11 34,394,627 7,267,285
4 FY 2011-12 43,238,985 10,809,005
4 FY 2012-13 54,397,147 9,187,848
5 FY 2004-05 14,254,574 3,934,189
5 FY 2005-06 18,927,306 5,602,869
5 FY 2006-07 24,488,856 6,505,680
NIBL 5 FY 2007-08 34,451,726 6,874,024
5 FY 2008-09 46,698,100 7,399,812
5 FY 2009-10 50,094,725 8,635,530
5 FY 2010-11 50,138,122 7,423,107
5 FY 2011-12 57,010,604 10,438,487
5 FY 2012-13 62,428,845 11,435,268
6 FY 2004-05 19,335,095 9,702,553
6 FY 2005-06 23,061,032 12,847,536
6 FY 2006-07 24,647,021 13,553,233
SCBL 6 FY 2007-08 29,743,999 13,902,819
6 FY 2008-09 35,871,721 20,236,121
6 FY 2009-10 35,182,721 19,847,511
6 FY 2010-11 37,999,242 17,258,682
6 FY 2011-12 35,965,631 12,938,216
6 FY 2012-13 39,466,453 12,753,518
7 FY 2004-05 24,814,012 11,692,341
7 FY 2005-06 26,490,851 10,889,031
7 FY 2006-07 30,048,418 11,822,985
HBL 7 FY 2007-08 31,842,789 13,340,177
7 FY 2008-09 34,681,345 8,710,691
7 FY 2009-10 37,611,202 8,444,910
7 FY 2010-11 40,920,627 8,769,938
7 FY 2011-12 47,730,994 10,031,580
7 FY 2012-13 53,072,319 12,992,045
8 FY 2004-05 12,125,578 2,411,720
8 FY 2005-06 13,015,136 2,661,833
8 FY 2006-07 9,461,535 1,034,560
NBBL 8 FY 2007-08 10,883,652 1,389,901
8 FY 2008-09 9,997,697 2,222,432
8 FY 2009-10 10,052,182 2,112,751
8 FY 2010-11 11,511,677 2,378,269
8 FY 2011-12 16,952,703 3,868,950
8 FY 2012-13 17,845,158 3,104,021
9 FY 2004-05 8,654,774 2,607,680
9 FY 2005-06 11,002,041 3,610,775
SBI 9 FY 2006-07 11,445,286 2,659,453
9 FY 2007-08 13,715,395 3,088,887
9 FY 2008-09 27,957,221 13,286,182
9 FY 2009-10 34,896,424 16,305,633
9 FY 2010-11 42,415,443 18,911,021
9 FY 2011-12 53,337,264 24,463,452
9 FY 2012-13 58,920,455 25,906,120
10 FY 2004-05 10,097,691 2,128,932
10 FY 2005-06 13,802,445 4,200,515
10 FY 2006-07 18,186,254 4,984,315
10 FY 2007-08 23,976,298 5,059,557
EBL 10 FY 2008-09 33,322,946 5,948,480
10 FY 2009-10 36,932,310 5,008,308
10 FY 2010-11 41,127,914 7,743,928
10 FY 2011-12 50,006,100 7,863,627
10 FY 2012-13 57,720,465 9,263,858
11 FY 2004-05 8,942,748 2,598,253
11 FY 2005-06 10,485,359 3,374,712
11 FY 2006-07 12,388,928 2,992,434
11 FY 2007-08 15,833,738 3,204,068
BOK 11 FY 2008-09 18,083,980 2,783,599
11 FY 2009-10 20,315,834 3,269,205
11 FY 2010-11 21,018,417 4,286,599
11 FY 2011-12 24,991,449 5,246,683
11 FY 2012-13 27,700,987 4,757,870
12 FY 2004-05 6,630,943 400,337
12 FY 2005-06 6,619,581 591,644
12 FY 2006-07 6,500,343 1,236,621
12 FY 2007-08 7,320,236 1,900,758
12 FY 2008-09 9,127,749 1,583,103
12 FY 2009-10 10,824,692 1,947,614
NCC 12 FY 2010-11 10,951,432 2,061,348
12 FY 2011-12 16,485,357 3,080,778
12 FY 2012-13 21,651,267 4,094,445
13 FY 2004-05 4,031,221 535,184
13 FY 2005-06 4,786,440 673,720
13 FY 2006-07 6,024,598 864,337
13 FY 2007-08 5,703,734 817,471
13 FY 2008-09 6,444,904 803,625
LUMBINI 13 FY 2009-10 5,767,973 1,078,895
13 FY 2010-11 6,772,996 1,332,994
13 FY 2011-12 7,668,599 538,558
13 FY 2012-13 10,816,950 442,003
14 FY 2004-05 6,241,378 1,572,902
14 FY 2005-06 8,765,950 2,479,912
14 FY 2006-07 10,068,231 1,599,481
14 FY 2007-08 13,084,689 2,311,469
14 FY 2008-09 15,579,931 3,026,022
NIC 14 FY 2009-10 15,968,918 4,946,778
14 FY 2010-11 18,394,436 4,868,915
14 FY 2011-12 22,111,851 3,992,730
14 FY 2012-13 39,908,774 6,811,971
15 FY 2004-05 5,586,803 468,612
15 FY 2005-06 7,893,298 1,190,830
15 FY 2006-07 9,475,452 1,278,469
15 FY 2007-08 11,102,242 1,443,551
MACHH 15 FY 2008-09 15,596,791 1,246,159
15 FY 2009-10 18,535,917 2,096,792
15 FY 2010-11 16,411,426 1,409,556
15 FY 2011-12 21,546,397 1,705,425
15 FY 2012-13 27,136,655 2,415,155
16 FY 2004-05 6,268,954 1,190,271
16 FY 2005-06 7,768,957 1,394,948
16 FY 2006-07 10,557,416 1,678,418
16 FY 2007-08 12,774,281 2,138,797
KUMARI 16 FY 2008-09 15,710,925 1,510,828
16 FY 2009-10 17,432,253 2,296,873
16 FY 2010-11 16,986,279 3,533,623
16 FY 2011-12 21,985,198 2,940,556
16 FY 2012-13 25,318,569 4,135,142
17 FY 2004-05 3,051,759 410,940
17 FY 2005-06 4,444,351 499,311
17 FY 2006-07 7,611,653 1,437,171
17 FY 2007-08 10,917,232 1,241,042
17 FY 2008-09 16,051,303 2,483,150
LAX 17 FY 2009-10 18,082,958 3,186,906
MI 17 FY 2010-11 18,299,627 3,041,422
17 FY 2011-12 22,831,843 3,758,106
17 FY 2012-13 25,943,598 5,339,692
18 FY 2004-05 2,461,922 286,623
18 FY 2005-06 3,918,076 650,979
18 FY 2006-07 6,625,078 865,189
18 FY 2007-08 10,191,441 1,150,096
18 FY 2008-09 15,854,798 2,176,428
SIDDHARTH 18 FY 2009-10 20,197,029 2,452,475
18 FY 2010-11 21,575,654 2,537,909
18 FY 2011-12 25,948,506 3,393,868
18 FY 2012-13 28,383,286 4,468,621
TL_BANK FA TA_BANK II IE
8,218,909 187,085 47,045,154 1,987,119 748,953
9,756,163 191,706 35,918,905 2,049,030 774,325
11,058,478 205,768 39,258,793 1,848,612 772,644
13,251,963 207,528 42,053,444 2,094,906 772,657
17,614,899 249,393 47,559,110 2,690,058 791,710
23,546,800 327,900 43,073,700 2,865,100 764,400
26,709,883 308,188 52,601,204 3,735,206 1,457,253
27670840 351064 58,615,520 4051152 2197137
37,855,281 385,517 73,782,296 4,716,229 2,194,297
13,430,932 393,082 35,188,948 2,328,821 1,004,722
14,633,545 420,849 39,879,619 2,282,825 850,136
17,328,731 439,505 46,139,646 2,356,940 942,751
21,202,987 465,553 53,304,922 2,708,764 1,025,586
26,187,931 452,209 68,714,347 3,444,188 1,067,779
30,254,069 890,805 84,097,864 4,207,610 1,386,980
36,866,104 946,815 81,223,193 5,027,872 2,424,251
40,448,870 1,060,410 100,560,020 5,399,990 3,045,590
45,599,151 489,109 101,523,506 5,748,968 2,461,853
10,586,170 361,235 17,186,330 1,068,747 243,544
12,922,543 319,086 22,329,971 1,309,999 357,161
15,545,779 286,895 27,253,393 1,587,759 555,710
21,365,053 598,039 37,132,759 1,978,696 758,436
27,589,933 660,989 43,867,398 2,798,486 1,153,280
32,268,873 781,480 52,079,725 4,047,725 1,960,108
38,034,097 935,088 58,141,436 5,258,269 2,946,691
41,605,683 887,543 63,200,298 6,133,739 3,155,490
46,369,835 872,322 73,241,259 5,702,123 2,186,185
22,638,255 816,192 31,222,975 3,915,225 1,487,499
24,900,914 882,083 35,297,623 4,095,069 1,501,368
27,252,333 788,868 38,160,211 4,623,096 1,605,867
30,589,428 781,149 43,686,749 3,961,131 1,641,207
32,603,096 803,333 51,818,739 4,231,143 1,157,071
33,876,957 968,745 54,020,226 5,464,857 1,507,997
34,459,919 1,022,894 59,241,363 6,101,187 2,116,489
39,393,095 1,442,486 71,394,800 6,965,836 2,850,802
49,770,460 1,433,617 82,160,300 7,457,743 2,846,149
10,126,056 320,592 16,274,064 886,800 354,549
12,776,208 343,450 21,330,138 1,172,742 490,947
17,286,428 759,456 27,590,845 1,584,987 685,530
26,996,652 970,092 38,873,306 2,194,275 992,158
36,241,207 1,060,752 53,010,803 3,267,941 1,686,973
40,318,308 1,136,247 57,305,413 4,653,521 2,553,847
41,095,515 1,108,448 58,356,828 5,803,440 3,620,337
41,636,999 1,056,439 65,756,232 5,982,641 3,814,411
46,400,054 1,068,836 73,152,153 5,878,272 2,774,788
8,420,869 71,413 22,171,240 1,058,677 254,126
8,935,418 101,302 25,776,332 1,189,602 303,198
10,502,637 125,591 28,596,689 1,411,982 413,055
13,718,597 117,272 33,335,788 1,591,195 471,730
13,679,757 137,293 40,587,468 1,887,221 543,787
15,956,955 118,540 40,213,319 2,042,109 575,740
18,427,270 106,071 43,810,519 2,718,699 1,003,100
19,575,968 89,633 41,677,052 2,870,971 1,007,198
22,828,838 81,518 45,631,100 2,535,359 611,382
12,442,710 295,822 27,862,884 1,446,468 561,964
14,642,559 540,824 29,460,389 1,626,474 648,842
16,997,997 574,060 33,519,141 1,775,582 767,411
19,497,520 726,068 36,175,531 1,963,647 823,745
24,793,155 952,196 39,320,322 2,342,198 934,778
27,980,629 1,061,871 42,717,124 3,148,605 1,553,530
31,566,977 1,187,493 46,736,203 4,326,140 2,414,807
34,965,434 1,305,364 54,364,427 4,724,887 2,816,441
39,723,805 1,308,774 61,152,964 4,627,335 2,119,062
7,787,690 189,307 13,277,150 876,508 547,943
6,460,246 172,325 11,709,281 758,132 518,094
4,409,013 140,807 7,254,548 982,197 432,219
5,457,809 147,747 9,391,026 828,276 397,997
6,704,943 139,198 11,964,552 1,337,112 409,776
7,809,544 155,327 12,531,041 1,167,627 476,787
8,452,739 307,504 14,004,760 1,436,676 745,222
10,330,076 227,990 20,169,756 1,529,045 1,037,815
12,810,147 203,201 21,801,801 1,623,290 937,066
6,213,879 66,452 10,345,373 578,372 258,430
7,626,736 66,712 13,035,839 708,719 334,770
9,460,451 97,219 13,901,200 831,117 412,262
12,113,698 120,222 17,187,446 970,513 454,918
15,131,748 253,581 30,916,682 1,460,446 824,700
17,480,548 418,244 38,047,679 2,269,704 1,443,693
21,365,771 417,003 46,088,233 3,104,232 2,096,038
26,142,094 715,921 58,059,709 3,769,483 2,770,799
28,788,146 661,589 64,796,151 4,110,514 2,486,979
7,618,670 134,068 11,792,126 719,298 299,566
9,801,308 152,090 15,959,285 903,411 401,397
13,664,082 170,097 21,432,574 1,144,408 517,166
18,339,085 360,512 27,149,342 1,548,657 632,609
23,884,674 427,157 36,916,849 2,186,815 1,012,874
27,556,356 463,094 41,382,760 3,102,451 1,572,790
31,057,691 460,259 46,236,212 4,331,026 2,535,876
35,910,974 547,926 55,813,128 4,959,998 2,873,335
43,393,187 631,183 65,741,150 4,936,924 2,179,182
5,912,579 95,231 9,857,130 607,096 241,639
7,259,083 110,745 12,278,329 718,121 308,156
9,399,328 320,846 14,581,395 819,004 339,181
12,462,637 387,274 17,721,925 1,034,158 417,543
14,647,297 417,041 20,496,005 1,347,755 563,113
16,664,931 491,295 23,396,191 1,870,847 902,927
17,468,194 501,995 24,757,750 2,386,780 1,218,790
18,813,937 545,617 28,881,996 2,620,894 1,484,538
22,555,919 560,016 32,545,612 2,450,143 1,219,400
5,419,735 124,027 7,485,286 541,855 315,800
4,643,262 111,837 6,427,700 562,780 315,991
3,707,642 104,233 6,036,676 474,408 283,006
4,417,857 114,064 8,241,334 576,609 278,724
6,858,194 216,858 10,590,847 758,363 352,060
7,994,718 284,166 12,761,072 1,042,243 580,165
8,835,194 310,144 13,264,855 1,342,865 873,283
12,443,109 343,224 18,594,693 1,519,163 1,050,295
15,450,752 422,249 24,915,014 1,968,137 1,155,267
3,167,724 48,345 4,494,901 384,598 193,475
2,983,895 41,996 4,259,343 343,821 215,553
3,840,687 42,701 5,705,025 458,649 264,765
4,489,494 41,288 6,151,478 535,801 260,390
4,983,388 46,167 7,547,870 580,438 264,426
5,107,264 66,622 7,410,425 713,357 336,201
6,111,977 100,647 8,829,057 942,742 519,079
6,890,212 113,443 9,903,895 1,039,199 626,732
9,007,731 143,791 13,310,676 1,078,122 582,058
4,711,712 59,496 7,508,067 457,610 225,992
6,655,964 39,864 10,383,600 579,979 340,222
8,941,398 153,679 11,679,340 725,819 421,375
11,264,678 194,500 15,238,736 931,400 505,996
13,679,394 259,325 18,750,633 1,283,521 767,197
12,732,014 297,192 20,309,330 1,777,165 1,031,474
14,933,940 354,782 22,090,376 2,321,406 1,446,635
17,242,307 405,611 25,579,528 2,431,538 1,621,809
31,559,518 465,190 46,535,324 2,663,452 1,420,129
5,061,433 86,212 6,456,460 381,931 187,028
6,068,427 104,943 9,069,830 563,362 288,662
7,129,891 262,246 10,810,330 694,482 397,722
8,642,323 535,886 12,498,548 796,597 407,919
12,516,012 664,158 17,490,782 1,041,473 580,036
14,289,793 732,291 20,678,790 1,688,617 1,144,808
14,731,040 725,485 20,225,779 2,080,305 1,544,728
15,602,701 865,179 24,357,254 1,926,128 1,500,772
21,164,910 805,473 30,296,203 2,429,629 1,485,592
5,590,926 82,984 7,437,882 499,918 240,130
6,891,855 91,933 9,010,276 605,527 337,056
8,929,013 189,324 11,918,311 791,284 397,053
11,335,088 222,001 15,026,599 957,246 498,734
14,593,347 247,833 18,538,565 1,374,722 816,203
14,765,912 285,638 20,522,474 1,871,066 1,188,918
14,626,074 306,277 20,491,785 2,251,791 1,566,551
17,614,349 277,269 25,131,400 2,441,580 1,622,492
19,369,318 255,865 28,222,569 2,464,307 1,486,281
2,657,958 124,384 3,809,776 214,132 118,439
4,202,362 125,170 5,205,190 319,253 190,590
6,437,449 140,022 8,582,688 470,495 280,278
9,680,949 204,397 12,695,021 711,006 421,872
13,315,604 247,734 18,386,413 1,098,985 712,348
14,560,110 282,349 20,952,249 1,787,692 1,135,609
15,199,848 352,338 21,559,891 2,233,333 1,503,851
16,476,630 308,172 26,028,528 2,289,359 1,645,718
19,696,054 474,612 29,807,673 2,387,267 1,448,741
2,570,776 30,217 3,098,996 198,184 91,981
3,789,123 39,692 4,756,935 305,561 153,709
6,222,587 46,667 7,954,664 481,524 271,711
9,335,598 72,398 11,668,356 729,872 408,189
13,328,622 172,158 17,881,750 1,265,582 813,619
16,653,852 360,426 22,802,429 2,018,291 1,406,489
18,384,033 368,174 24,405,872 2,690,294 1,925,243
20,217,585 358,713 29,579,198 2,906,265 2,048,914
23,086,563 465,019 33,691,224 2,901,914 1,741,467
NII TOI SALRY_EXP OPE_EXP NI CRWA RATIO NPL
1,238,166 1,562,681 1,064,352 206,419 1,730,130 -0.2953 0.4964
1,274,705 1,714,669 1,067,634 428,651 1,207,265 -0.4309 0.1818
1,075,968 1,544,635 1,125,224 258,554 226,953 -0.3883 0.1349
1,322,249 1,828,812 1,346,824 259,786 239,214 -0.3546 0.1238
1,898,348 2,417,420 1,640,565 297,015 894,254 -0.1394 0.0494
2,100,700 2,345,000 2,566,100 255,100 428,600 -0.1174 0.0498
2,277,953 2,673,460 2,055,393 361,139 383,437 -0.0966 0.0528
1,854,015 2,345,743 1903066 401045 176,362 -0.0582 0.0558
2,521,932 3,091,975 1,867,702 498,930 791,505 -0.0049 0.0453
1,324,099 1,741,133 739,455 234,349 1,322,894 -0.33760 0.50700
1,432,689 1,905,892 745,187 288,625 1,591,488 -0.55540 0.37090
1,414,189 1,880,999 789,042 357,753 1,616,910 -0.43530 0.28630
1,683,178 2,270,866 875,656 329,090 1,768,772 -0.37190 0.21430
2,376,409 3,181,628 1,389,012 393,316 1,923,682 -0.38370 0.15640
2,820,630 3,659,376 1,629,244 417,546 2,010,687 -0.24080 0.09780
2,603,621 3,199,497 1,432,706 510,873 1,759,255 -0.22520 0.10920
2,354,400 3,093,170 1,439,590 599,080 1,446,210 -0.09350 0.07270
3,287,115 4,038,515 2,363,303 699,402 1,310,115 0.02940 0.05320
825,203 1,194,899 199,516 190,299 518,637 0.12440 0.01320
952,838 1,359,514 219,781 182,696 635,264 0.12310 0.01380
1,032,049 1,480,157 240,161 188,183 673,959 0.12040 0.01120
1,220,260 1,670,425 262,907 220,750 746,468 0.11100 0.00740
1,645,206 2,220,983 339,898 265,158 1,031,053 0.10700 0.00800
2,087,617 2,764,088 367,162 334,669 1,138,571 0.10500 0.01470
2,311,578 3,061,981 455,616 403,992 1,344,179 0.10580 0.01770
2,978,249 3,990,479 500,713 428,597 1,696,275 0.11010 0.02330
3,515,938 4,607,944 646,759 468,781 2,218,762 0.11590 0.02130
2,427,726 2,756,687 963,176 447,881 -78,632 -0.15500 0.19810
2,593,701 2,803,658 1,775,337 254,889 718,377 -0.02070 0.20590
3,017,229 3,299,080 1,306,805 277,546 1,058,448 0.04840 0.17960
2,319,924 2,753,694 1,849,133 288,020 669,239 0.11410 0.11690
3,074,072 3,568,459 2,486,716 300,691 1,057,600 0.15690 0.09710
3,956,860 4,377,391 2,679,861 330,022 1,892,385 0.19190 0.08360
3,984,698 4,568,663 2,209,114 376,623 2,365,482 0.20450 0.08990
4,115,034 4,719,630 2,389,399 491,375 1,861,031 0.18250 0.06350
4,611,594 5,282,103 2,328,271 585,369 2,259,947 0.17890 0.05720
532,251 784,887 97,004 182,915 232,147 0.11580 0.02690
681,795 959,387 111,054 200,215 350,536 0.11970 0.02070
899,457 1,246,030 145,371 243,430 501,399 0.12170 0.02370
1,202,117 1,649,625 187,150 313,154 696,732 0.11280 0.01120
1,580,968 2,116,662 225,721 413,884 900,619 0.11240 0.00580
2,099,674 2,734,928 279,851 433,596 1,265,949 0.10550 0.00620
2,183,103 2,833,594 326,543 456,057 1,176,641 0.10910 0.00940
2,168,230 2,909,843 340,160 468,863 1,039,277 0.11100 0.03320
3,103,484 3,999,415 379,942 515,837 1,915,028 0.11490 0.01910
804,551 1,285,539 148,586 256,649 539,204 0.16060 0.02690
886,404 1,418,247 168,231 221,087 658,755 0.14930 0.02130
998,927 1,558,005 199,778 228,451 691,668 0.15710 0.01830
1,119,465 1,774,144 225,256 230,571 818,921 0.13150 0.00920
1,343,435 2,092,126 253,056 276,327 1,025,115 0.14700 0.00660
1,466,369 2,297,710 312,964 295,305 1,085,871 0.14600 0.00610
1,715,599 2,461,257 365,986 305,215 1,119,172 0.14220 0.00620
1,863,773 2,638,450 386,823 349,225 1,168,968 0.13930 0.00780
1,923,977 2,776,721 421,631 382,483 1,217,941 0.12540 0.00770
884,504 1,195,921 178,589 277,375 325,219 0.11010 0.07440
977,632 1,393,534 234,589 329,699 457,458 0.11260 0.06600
1,008,171 1,393,361 272,225 341,561 491,823 0.11130 0.03610
1,139,902 1,597,495 307,528 329,006 635,869 0.13000 0.02360
1,407,420 1,988,048 360,981 398,317 752,835 0.11020 0.02160
1,595,075 2,157,957 414,984 471,102 508,798 0.10720 0.03520
1,911,333 2,586,743 517,591 582,210 893,115 0.10680 0.04220
1,908,446 2,911,212 634,229 714,436 958,638 0.11020 0.02090
2,508,273 3,523,963 682,978 852,112 943,697 0.11550 0.02890
328,565 535,231 95,884 161,344 -749,543 0.03350 0.19040
240,038 437,139 140,662 119,905 -1,797,159 -0.13480 0.27120
549,978 793,812 112,547 114,326 -1,061,580 -0.23550 0.39760
430,279 816,457 140,837 121,863 596,487 -0.18170 0.31730
927,336 1,255,353 138,424 123,306 2,158,106 0.05550 0.19800
690,840 936,972 146,641 128,766 1,021,380 0.12810 0.06470
691,454 963,081 181,098 140,402 -138,157 0.10190 0.17990
491,230 806,850 201,430 165,457 809,468 0.11860 0.04290
686,224 1,054,305 237,792 196,224 778,643 0.11610 0.01330
319,942 406,142 37,582 90,629 57,387 0.09470 0.06540
373,949 464,899 50,539 99,214 117,003 0.13570 0.06130
418,855 533,511 53,232 120,112 254,908 0.13290 0.04560
515,595 638,059 74,890 152,380 247,770 0.12320 0.03830
635,745 828,666 121,989 223,966 316,373 0.11920 0.02020
826,011 1,106,827 130,336 343,850 391,742 0.12250 0.01480
1,008,194 1,421,063 255,430 445,072 464,565 0.11520 0.01100
998,684 1,496,936 289,153 456,126 480,105 0.11210 0.00540
1,623,535 2,196,903 416,560 477,247 771,471 0.12390 0.00370
419,732 556,419 60,597 129,067 170,808 0.13540 0.01630
502,014 662,153 70,925 143,562 237,290 0.12320 0.01270
627,242 841,332 86,118 177,546 296,409 0.11200 0.00800
916,048 1,209,898 157,957 233,767 451,218 0.11440 0.00680
1,173,941 1,544,966 186,920 292,011 638,733 0.10550 0.00480
1,529,661 1,927,975 226,364 352,511 831,765 0.10770 0.00160
1,795,150 2,192,939 293,130 383,112 734,706 0.10430 0.00340
2,086,663 2,609,734 352,050 467,293 1,090,563 0.11020 0.00840
2,757,742 3,372,853 461,809 509,488 1,471,118 0.11590 0.00620
365,457 514,391 53,822 99,190 139,530 0.11020 0.04990
409,965 576,664 59,120 117,591 202,439 0.14520 0.02720
479,823 677,083 69,740 138,430 262,387 0.12620 0.02510
616,615 862,962 90,602 170,481 361,496 0.11940 0.01860
784,642 1,114,820 146,495 233,668 461,735 0.11680 0.01270
967,920 1,342,695 168,513 294,457 509,263 0.10850 0.01510
1,167,990 1,538,322 196,170 285,992 605,152 0.11620 0.01820
1,136,356 1,535,312 248,506 308,128 607,662 0.11070 0.02300
1,230,743 1,630,451 286,344 341,866 617,090 0.12580 0.01500
226,055 300,607 39,222 76,595 -5,157 0.04200 0.08600
246,789 318,130 48,178 69,829 -569,745 -0.03460 0.21900
191,402 265,372 56,156 89,623 -115,929 -0.09140 0.31400
297,885 426,350 76,072 95,931 498,755 0.10530 0.16420
406,303 558,243 93,390 96,089 415,461 0.11070 0.08600
462,078 592,532 105,112 111,353 423,773 0.13940 0.02880
469,582 578,632 108,314 122,297 220,882 0.13480 0.03820
468,868 609,273 146,304 156,697 177,621 0.11770 0.02730
812,870 977,532 148,295 176,423 357,786 0.11880 0.02650
191,123 231,701 37,084 50,384 -196,773 0.06930 0.15230
128,268 180,294 48,581 70,392 -806,062 -0.15110 0.30990
193,884 281,295 59,937 68,683 192,405 -0.07800 0.20370
275,411 351,094 59,172 71,613 327,649 0.06000 0.14920
316,012 469,434 77,349 78,453 332,206 0.17780 0.09060
377,156 448,314 67,357 78,913 304,065 0.24620 0.04530
423,663 467,537 81,531 115,965 389,693 0.24220 0.00960
412,467 465,549 82,585 110,666 193,463 0.23350 0.00470
496,064 555,050 114,198 115,274 149,631 0.20750 0.00860
231,618 292,506 39,003 51,629 113,757 0.13290 0.03780
239,757 314,834 45,494 57,356 96,587 0.13540 0.02600
304,444 410,912 54,920 64,631 158,475 0.12200 0.01110
425,404 546,340 72,073 81,203 243,058 0.13110 0.00860
516,324 719,921 84,545 109,784 317,434 0.12420 0.00230
745,691 962,009 118,858 137,749 449,843 0.12920 0.00720
874,771 1,123,678 139,901 187,989 707,771 0.12890 0.00600
809,729 1,055,699 179,788 211,293 391,781 0.11010 0.00730
1,243,323 1,533,540 224,467 242,449 642,136 0.13170 0.02320
194,903 240,859 29,582 59,973 84,870 0.11360 0.00390
274,700 356,944 43,410 85,924 133,994 0.12790 0.00280
296,760 409,140 54,360 101,467 76,799 0.11970 0.01160
388,678 500,065 71,421 124,408 85,016 0.12290 0.01040
461,437 616,408 90,996 182,841 123,251 0.11840 0.02330
543,809 697,042 152,113 223,469 73,313 0.11240 0.02320
535,577 690,599 164,250 274,325 8,240 0.10000 0.04460
425,356 590,065 164,951 309,131 38,212 0.15040 0.02840
944,037 1,189,475 233,214 366,495 148,600 0.12540 0.02840
259,788 300,469 42,395 71,812 87,881 0.11210 0.00950
268,471 331,129 59,820 88,683 103,667 0.12360 0.00920
394,231 470,570 74,244 104,079 170,262 0.11220 0.00730
458,512 566,618 89,570 148,143 174,930 0.14410 0.01320
558,520 716,372 115,985 186,502 261,443 0.11560 0.00440
682,148 862,024 143,278 217,606 316,542 0.12340 0.00500
685,240 875,302 168,352 212,938 251,238 0.13760 0.01120
819,088 1,022,971 194,295 212,543 275,503 0.12200 0.02210
978,026 1,215,080 203,805 230,469 291,449 0.12100 0.02890
95,693 117,144 29,934 37,122 26,464 0.2088 0.0163
128,663 162,917 37,641 50,123 35,384 0.1496 0.0078
190,217 241,987 48,785 63,547 65,579 0.1243 0.0035
289,134 382,196 63,995 83,849 120,031 0.1117 0.0013
386,637 538,194 86,407 112,973 188,999 0.1148 0.0008
652,083 806,544 122,405 142,169 327,037 0.1371 0.0012
729,482 929,920 157,662 169,294 375,145 0.1163 0.0090
643,641 957,801 178,285 194,842 356,391 0.1102 0.0062
938,526 1,286,087 217,395 246,533 423,274 0.1223 0.0151
106,203 128,909 20,310 30,898 70,281 0.13650 0.02580
151,852 187,379 26,087 44,125 65,253 0.14160 0.00870
209,813 262,895 33,620 55,721 95,306 0.11840 0.00340
321,683 401,918 48,247 71,480 143,174 0.11140 0.00690
451,963 569,547 79,385 114,817 217,916 0.10390 0.00450
611,802 717,422 103,680 175,735 240,847 0.10040 0.00530
765,051 934,042 155,803 265,477 311,415 0.10780 0.00790
857,351 1,175,665 173,884 336,340 330,456 0.11030 0.01520
1,160,447 1,619,525 221,530 386,258 481,415 0.11700 0.02390
WAIP ROA TA_IND TD_IND CAPITAL
0.04400 0.03680 282,514,742 253,257,333 -7425545
0.03160 0.03360 312,088,580 291,985,280 -6301455
0.04510 0.00580 374,789,683 341,178,921 -6247515
0.04820 0.00570 482,721,389 432,771,649 -6008301
0.06450 0.01880 657,676,170 564,143,360 -4854311
0.06140 0.01000 747,132,123 630,832,673 -4851800
0.07750 0.00740 823,124,677 687,566,530 -4224278
0.07050 0.00300 1,012,764,276 867,902,123 -2907776
0.06350 0.01070 1,196,954,210 1,020,787,532 -172656
0.04910 0.01870 282,514,742 253,257,333 -20199438
0.05810 0.03370 312,088,580 291,985,280 -18718577
0.04550 0.03140 374,789,683 341,178,921 -17219501
0.04910 0.02990 482,721,389 432,771,649 -15459978
0.05570 0.02840 657,676,170 564,143,360 -11960893
0.06190 0.02390 747,132,123 630,832,673 -8617077
0.00000 0.02660 823,124,677 687,566,530 -8205270
0.00000 0.02000 1,012,764,276 867,902,123 -2797380
0.04410 0.02600 1,196,954,210 1,020,787,532 1272488
0.05010 0.03060 282,514,742 253,257,333 1657638
0.04900 0.06230 312,088,580 291,985,280 1874994
0.04150 0.02720 374,789,683 341,178,921 2057049
0.03940 0.02320 482,721,389 432,771,649 2437199
0.04160 0.02550 657,676,170 564,143,360 3130241
0.04400 0.02370 747,132,123 630,832,673 3834225
0.04370 0.02430 823,124,677 687,566,530 4566516
0.04950 0.02800 1,012,764,276 867,902,123 5450885
0.05480 0.03250 1,196,954,210 1,020,787,532 6689145
0.06730 -0.00252 282,514,742 253,257,333 -5989268
0.05850 0.02035 312,088,580 291,985,280 -835358
0.05880 0.02774 374,789,683 341,178,921 1273091
0.04520 0.01532 482,721,389 432,771,649 5335311
0.05870 0.02041 657,676,170 564,143,360 10325173
0.06090 0.03503 747,132,123 630,832,673 10867501
0.06350 0.03993 823,124,677 687,566,530 13189479
0.02607 1,012,764,276 867,902,123 14323578
0.02751 1,196,954,210 1,020,787,532 15395092
0.04300 0.01420 282,514,742 253,257,333 1180173
0.03900 0.01610 312,088,580 291,985,280 1415440
0.03990 0.01790 374,789,683 341,178,921 1878124
0.04000 0.01770 482,721,389 432,771,649 2686786
0.03940 0.01680 657,676,170 564,143,360 3907840
0.04360 0.02190 747,132,123 630,832,673 4585393
0.04060 0.02020 823,124,677 687,566,530 5159760
0.04500 0.01600 1,012,764,276 867,902,123 6049941
0.05500 0.02600 1,196,954,210 1,020,787,532 7020643
0.03700 0.02460 282,514,742 253,257,333 1754138
0.04100 0.02560 312,088,580 291,985,280 2077738
0.03950 0.02420 374,789,683 341,178,921 2285019
0.04010 0.02460 482,721,389 432,771,649 2741287
0.03980 0.02530 657,676,170 564,143,360 3052469
0.03440 0.02700 747,132,123 630,832,673 3369709
0.03280 0.02550 823,124,677 687,566,530 3677777
0.03920 0.02800 1,012,764,276 867,902,123 4122169
0.04120 0.02670 1,196,954,210 1,020,787,532 4617574
0.03190 0.01167 282,514,742 253,257,333 1558690
0.03800 0.01553 312,088,580 291,985,280 1766175
0.03570 0.01467 374,789,683 341,178,921 2146500
0.03660 0.01758 482,721,389 432,771,649 2512991
0.03660 0.01915 657,676,170 564,143,360 3119881
0.04210 0.01191 747,132,123 630,832,673 3439205
0.03960 0.01911 823,124,677 687,566,530 3995478
0.04250 0.01763 1,012,764,276 867,902,123 4632010
0.04250 0.01543 1,196,954,210 1,020,787,532 5299708
0.02840 -0.05645 282,514,742 253,257,333 234576
0.02100 -0.15348 312,088,580 291,985,280 -1562584
0.04900 -0.14633 374,789,683 341,178,921 -2624163
0.03950 0.06352 482,721,389 432,771,649 -2191448
0.03920 0.18037 657,676,170 564,143,360 1112242
0.05560 0.08151 747,132,123 630,832,673 2133572
0.05080 -0.00987 823,124,677 687,566,530 2251175
0.05080 0.04013 1,012,764,276 867,902,123 2953967
0.05010 0.03571 1,196,954,210 1,020,787,532 3573416
0.03680 0.00555 282,514,742 253,257,333 689013
0.03330 0.00898 312,088,580 291,985,280 982373
0.03010 0.01834 374,789,683 341,178,921 1163290
0.03110 0.01442 482,721,389 432,771,649 1414645
0.02840 0.01023 657,676,170 564,143,360 1712607
0.02760 0.01030 747,132,123 630,832,673 2450554
0.02860 0.01008 823,124,677 687,566,530 2879293
0.02700 0.00827 1,012,764,276 867,902,123 3197459
0.03380 0.01191 1,196,954,210 1,020,787,532 3798957
0.04100 0.01448 282,514,742 253,257,333 769617
0.03990 0.01487 312,088,580 291,985,280 962808
0.03900 0.01383 374,789,683 341,178,921 1201515
0.04300 0.01662 482,721,389 432,771,649 1921237
0.04400 0.01730 657,676,170 564,143,360 2203625
0.04780 0.02010 747,132,123 630,832,673 2759137
0.04600 0.01589 823,124,677 687,566,530 3113546
0.05320 0.01954 1,012,764,276 867,902,123 4177302
0.05680 0.02238 1,196,954,210 1,020,787,532 4827844
0.03950 0.01416 282,514,742 253,257,333 720738
0.03640 0.01649 312,088,580 291,985,280 839734
0.04040 0.01799 374,789,683 341,178,921 993274
0.04350 0.02040 482,721,389 432,771,649 1342074
0.04720 0.02253 657,676,170 564,143,360 1741590
0.05160 0.02177 747,132,123 630,832,673 2073529
0.05450 0.02444 823,124,677 687,566,530 2435188
0.04670 0.02104 1,012,764,276 867,902,123 2700837
0.04810 0.01896 1,196,954,210 1,020,787,532 3304643
0.04290 -0.00069 282,514,742 253,257,333 255847
0.04250 -0.08864 312,088,580 291,985,280 -309037
0.03400 -0.01920 374,789,683 341,178,921 -510336
0.04450 0.06052 482,721,389 432,771,649 685083
0.04290 0.03923 657,676,170 564,143,360 1098921
0.03600 0.03321 747,132,123 630,832,673 1522707
0.03000 0.01665 823,124,677 687,566,530 1744241
0.02790 0.00955 1,012,764,276 867,902,123 1922582
0.03870 0.01436 1,196,954,210 1,020,787,532 2279615
0.04390 -0.04378 282,514,742 253,257,333 245009
0.02540 -0.18925 312,088,580 291,985,280 -722070
0.03300 0.03373 374,789,683 341,178,921 -429665
0.04240 0.05326 482,721,389 432,771,649 293694
0.04240 0.04401 657,676,170 564,143,360 953052
0.04130 0.04103 747,132,123 630,832,673 1455587
0.03140 0.04414 823,124,677 687,566,530 1849169
0.04220 0.01953 1,012,764,276 867,902,123 2033601
0.05210 0.01124 1,196,954,210 1,020,787,532 2176300
0.03330 0.01515 282,514,742 253,257,333 684194
0.02740 0.00930 312,088,580 291,985,280 766462
0.02870 0.01357 374,789,683 341,178,921 918496
0.03440 0.01595 482,721,389 432,771,649 1303427
0.03500 0.01693 657,676,170 564,143,360 1660254
0.03750 0.02215 747,132,123 630,832,673 1764952
0.03750 0.03204 823,124,677 687,566,530 1998345
0.03330 0.01532 1,012,764,276 867,902,123 2062237
0.03810 0.01380 1,196,954,210 1,020,787,532 4388176
0.03970 0.01314 282,514,742 253,257,333 637739
0.03400 0.01477 312,088,580 291,985,280 931091
0.03380 0.00710 374,789,683 341,178,921 1007292
0.03960 0.00680 482,721,389 432,771,649 1163347
0.03600 0.00705 657,676,170 564,143,360 1700198
0.03400 0.00355 747,132,123 630,832,673 1773510
0.02270 0.00041 823,124,677 687,566,530 1,773,623
0.05010 0.00157 1,012,764,276 867,902,123 2648076
0.04630 0.00490 1,196,954,210 1,020,787,532 2796675
0.03850 0.01182 282,514,742 253,257,333 645442
0.04580 0.01151 312,088,580 291,985,280 863851
0.04670 0.01429 374,789,683 341,178,921 1025630
0.04300 0.01164 482,721,389 432,771,649 1364885
0.04170 0.01410 657,676,170 564,143,360 1624953
0.03280 0.01542 747,132,123 630,832,673 1785759
0.03920 0.01226 823,124,677 687,566,530 2213837
0.04270 0.01096 1,012,764,276 867,902,123 2377075
0.04620 0.01033 1,196,954,210 1,020,787,532 2656706
0.0419 0.0069 282,514,742 253,257,333 643570
0.0324 0.0068 312,088,580 291,985,280 679033
0.0320 0.0076 374,789,683 341,178,921 864393
0.0340 0.0095 482,721,389 432,771,649 1156375
0.0371 0.0103 657,676,170 564,143,360 1343219
0.0355 0.0156 747,132,123 630,832,673 1912330
0.0402 0.0174 823,124,677 687,566,530 2113377
0.0391 0.0137 1,012,764,276 867,902,123 2300259
0.0420 0.0142 1,196,954,210 1,020,787,532 2728383
0.04460 0.02268 282,514,742 253,257,333 387889
0.04070 0.01372 312,088,580 291,985,280 603141
0.03570 0.01198 374,789,683 341,178,921 793710
0.03710 0.01227 482,721,389 432,771,649 1068346
0.03450 0.01219 657,676,170 564,143,360 1278745
0.03940 0.01056 747,132,123 630,832,673 1603542
0.03940 0.01276 823,124,677 687,566,530 1988405
0.03820 0.01117 1,012,764,276 867,902,123 2183272
0.04390 0.01429 1,196,954,210 1,020,787,532 2499975
HOME BANK CODE YEAR MSDEP MSASSET HHIDEP
1 2004 0.1418879468 0.166523 0.09163208
1 2005 0.1227108606 0.115092 0.08391497
1 2006 0.1143511559 0.104749 0.07710685
1 2007 0.0966546471 0.087117 0.06990208
1 2008 0.080111254 0.072314 0.05774372
1 2009 0.0667845877 0.057652 0.05307191
1 2010 0.0680722577 0.063904 0.05155939
1 2011 0.064583748 0.057877 0.04650814
1 2012 0.0617061338 0.061642 0.04410619
2 2004 0.1698512043 0.124556 0.09163208
2 2005 0.1582116811 0.127783 0.08391497
2 2006 0.147911037 0.123108 0.07710685
2 2007 0.1486718253 0.110426 0.06990208
2 2008 0.1208219964 0.104481 0.05774372
2 2009 0.1087818734 0.112561 0.05307191
2 2010 0.1075155287 0.098677 0.05155939
2 2011 0.1011347106 0.099293 0.04650814
2 2012 0.0892388535 0.084818 0.04410619
3 2004 0.0575959986 0.060833 0.09163208
3 2005 0.0662615561 0.07155 0.08391497
3 2006 0.0684165509 0.072716 0.07710685
3 2007 0.0737456972 0.076924 0.06990208
3 2008 0.0662034842 0.066701 0.05774372
3 2009 0.0734595765 0.069706 0.05307191
3 2010 0.0722782608 0.070635 0.05155939
3 2011 0.0633985026 0.062404 0.04650814
3 2012 0.0623144445 0.06119 0.04410619
4 2004 0.1074916397 0.110518 0.09163208
4 2005 0.1014839412 0.113101 0.08391497
4 2006 0.0950127807 0.101818 0.07710685
4 2007 0.0752217181 0.090501 0.06990208
4 2008 0.0623238923 0.078791 0.05774372
4 2009 0.0514757247 0.072303 0.05307191
4 2010 0.0500237075 0.071971 0.05155939
4 2011 0.0498201166 0.070495 0.04650814
4 2012 0.0532893921 0.068641 0.04410619
5 2004 0.0562849408 0.057604 0.09163208
5 2005 0.0648228089 0.068346 0.08391497
5 2006 0.0717771659 0.073617 0.07710685
5 2007 0.0796071695 0.080529 0.06990208
5 2008 0.082777009 0.080603 0.05774372
5 2009 0.0794104794 0.076701 0.05307191
5 2010 0.0729211208 0.070897 0.05155939
5 2011 0.0656878264 0.064927 0.04650814
5 2012 0.0611575309 0.061115 0.04410619
6 2004 0.0763456472 0.078478 0.09163208
6 2005 0.0789801184 0.082593 0.08391497
6 2006 0.0722407496 0.076301 0.07710685
6 2007 0.068729084 0.069058 0.06990208
6 2008 0.0635861796 0.061713 0.05774372
6 2009 0.055771875 0.053824 0.05307191
6 2010 0.0552662766 0.053225 0.05155939
6 2011 0.0414397316 0.041152 0.04650814
6 2012 0.0386627499 0.038123 0.04410619
7 2004 0.0979794413 0.098625 0.09163208
7 2005 0.0907266661 0.094398 0.08391497
7 2006 0.0880723168 0.089435 0.07710685
7 2007 0.0735787316 0.074941 0.06990208
7 2008 0.0614761202 0.059787 0.05774372
7 2009 0.0596215187 0.057175 0.05307191
7 2010 0.0595151527 0.056779 0.05155939
7 2011 0.0549958258 0.053679 0.04650814
7 2012 0.0519915431 0.05109 0.04410619
8 2004 0.0478784873 0.046996 0.09163208
8 2005 0.0445746306 0.037519 0.08391497
8 2006 0.0277318862 0.019356 0.07710685
8 2007 0.0251487176 0.019454 0.06990208
8 2008 0.0177219085 0.018192 0.05774372
8 2009 0.0159347834 0.016772 0.05307191
8 2010 0.0167426373 0.017014 0.05155939
8 2011 0.0195329664 0.019916 0.04650814
8 2012 0.0174817554 0.018214 0.04410619
9 2004 0.0341738338 0.036619 0.09163208
9 2005 0.0376801221 0.04177 0.08391497
9 2006 0.033546287 0.037091 0.07710685
9 2007 0.0316919905 0.035605 0.06990208
9 2008 0.0495569442 0.047009 0.05774372
9 2009 0.0553180352 0.050925 0.05307191
9 2010 0.0616892201 0.055992 0.05155939
9 2011 0.0614553906 0.057328 0.04650814
9 2012 0.0577205865 0.054134 0.04410619
10 2004 0.039871268 0.04174 0.09163208
10 2005 0.0472710302 0.051137 0.08391497
10 2006 0.0533041547 0.057186 0.07710685
10 2007 0.0554017299 0.056242 0.06990208
10 2008 0.0590682234 0.056132 0.05774372
10 2009 0.0585453347 0.055389 0.05307191
10 2010 0.0598166319 0.056172 0.05155939
10 2011 0.0576172113 0.05511 0.04650814
10 2012 0.0565450333 0.054924 0.04410619
11 2004 0.0353109144 0.034891 0.09163208
11 2005 0.035910574 0.039342 0.08391497
11 2006 0.0363121144 0.038906 0.07710685
11 2007 0.036586819 0.036713 0.06990208
11 2008 0.0320556463 0.031164 0.05774372
11 2009 0.0322047904 0.031315 0.05307191
11 2010 0.0305692847 0.030078 0.05155939
11 2011 0.0287952389 0.028518 0.04650814
11 2012 0.0271368783 0.02719 0.04410619
12 2004 0.0261826298 0.026495 0.09163208
12 2005 0.0226709408 0.020596 0.08391497
12 2006 0.0190525926 0.016107 0.07710685
12 2007 0.0169147772 0.017073 0.06990208
12 2008 0.0161798395 0.016103 0.05774372
12 2009 0.0171593712 0.01708 0.05307191
12 2010 0.0159278143 0.016115 0.05155939
12 2011 0.0189944886 0.01836 0.04650814
12 2012 0.021210356 0.020815 0.04410619
13 2004 0.0159174897 0.01591 0.09163208
13 2005 0.0163927442 0.013648 0.08391497
13 2006 0.0176581777 0.015222 0.07710685
13 2007 0.0131795463 0.012743 0.06990208
13 2008 0.0114242309 0.011477 0.05774372
13 2009 0.0091434278 0.009918 0.05307191
13 2010 0.0098506773 0.010726 0.05155939
13 2011 0.0088357878 0.009779 0.04650814
13 2012 0.0105966714 0.01112 0.04410619
14 2004 0.0246444118 0.026576 0.09163208
14 2005 0.0300218901 0.033271 0.08391497
14 2006 0.0295101203 0.031162 0.07710685
14 2007 0.0302346261 0.031568 0.06990208
14 2008 0.0276169713 0.02851 0.05774372
14 2009 0.0253140313 0.027183 0.05307191
14 2010 0.0267529544 0.026837 0.05155939
14 2011 0.0254773556 0.025257 0.04650814
14 2012 0.0390960633 0.038878 0.04410619
15 2004 0.0220597877 0.022854 0.09163208
15 2005 0.0270332052 0.029062 0.08391497
15 2006 0.0277726771 0.028844 0.07710685
15 2007 0.0256538108 0.025892 0.06990208
15 2008 0.0276468574 0.026595 0.05774372
15 2009 0.0293832545 0.027678 0.05307191
15 2010 0.0238688553 0.024572 0.05155939
15 2011 0.0248258374 0.02405 0.04650814
15 2012 0.0265840385 0.025311 0.04410619
16 2004 0.0247532971 0.026327 0.09163208
16 2005 0.0266073584 0.028871 0.08391497
16 2006 0.0309439281 0.0318 0.07710685
16 2007 0.0295173703 0.031129 0.06990208
16 2008 0.0278491712 0.028188 0.05774372
16 2009 0.0276337193 0.027468 0.05307191
16 2010 0.0247049242 0.024895 0.05155939
16 2011 0.0253314255 0.024815 0.04650814
16 2012 0.0248029763 0.023579 0.04410619
17 2004 0.0120500321 0.013485 0.09163208
17 2005 0.0152211474 0.016679 0.08391497
17 2006 0.0223098572 0.0229 0.07710685
17 2007 0.0252263105 0.026299 0.06990208
17 2008 0.0284525249 0.027957 0.05774372
17 2009 0.028665221 0.028044 0.05307191
17 2010 0.0266150637 0.026193 0.05155939
17 2011 0.026306933 0.0257 0.04650814
17 2012 0.0254152771 0.024903 0.04410619
18 2004 0.0097210295 0.010969 0.09163208
18 2005 0.0134187449 0.015242 0.08391497
18 2006 0.0194181926 0.021224 0.07710685
18 2007 0.0235492344 0.024172 0.06990208
18 2008 0.0281042003 0.027189 0.05774372
18 2009 0.0320164599 0.03052 0.05307191
18 2010 0.0313797328 0.02965 0.05155939
18 2011 0.0298979635 0.029206 0.04650814
18 2012 0.0278052828 0.028147 0.04410619
HHIASSET LEVRISK SETA NIM ROA SPREAD CAPRISK
0.0880510757 0.17470256 0.022624 0.026319 0.0368 0.044 -0.157839
0.0791109781 0.27161638 0.029723 0.035488 0.0336 0.0316 -0.175436
0.0721515209 0.28168156 0.028662 0.027407 0.0058 0.0451 -0.159137
0.0624348047 0.31512194 0.032026 0.031442 0.0057 0.0482 -0.142873
0.0544470609 0.37037907 0.034495 0.039916 0.0188 0.0645 -0.102069
0.0528413452 0.54666304 0.059575 0.04877 0.01 0.0614 -0.112639
0.0497254234 0.50778083 0.039075 0.043306 0.0074 0.0775 -0.080308
0.0463876607 0.47207361 0.032467 0.03163 0.003 0.0705 -0.049608
0.0440863102 0.51306727 0.025314 0.034181 0.0107 0.0635 -0.00234
0.0880510757 0.38168041 0.021014 0.037628 0.0187 0.0491 -0.574028
0.0791109781 0.36694295 0.018686 0.035925 0.0337 0.0581 -0.469377
0.0721515209 0.37557139 0.017101 0.03065 0.0314 0.0455 -0.373204
0.0624348047 0.3977679 0.016427 0.031576 0.0299 0.0491 -0.290029
0.0544470609 0.381113 0.020214 0.034584 0.0284 0.0557 -0.174067
0.0528413452 0.35974836 0.019373 0.03354 0.0239 0.0619 -0.102465
0.0497254234 0.45388642 0.017639 0.032055 0.0266 0.0523 -0.101021
0.0463876607 0.4022361 0.014316 0.023413 0.02 0.0453 -0.027818
0.0440863102 0.4491487 0.023278 0.032378 0.026 0.0441 0.012534
0.0880510757 0.61596455 0.011609 0.048015 0.0306 0.0501 0.096451
0.0791109781 0.57870845 0.009842 0.042671 0.0623 0.049 0.083968
0.0721515209 0.57041628 0.008812 0.037869 0.0272 0.0415 0.075479
0.0624348047 0.57536939 0.00708 0.032862 0.0232 0.0394 0.065635
0.0544470609 0.62893935 0.007748 0.037504 0.0255 0.0416 0.071357
0.0528413452 0.61960529 0.00705 0.040085 0.0237 0.044 0.073622
0.0497254234 0.65416508 0.007836 0.039758 0.0243 0.0437 0.078542
0.0463876607 0.65831466 0.007923 0.047124 0.028 0.0495 0.086248
0.0440863102 0.63311084 0.008831 0.048005 0.0325 0.0548 0.09133
0.0880510757 0.72505118 0.030848 0.077754 -0.002518 0.0673 -0.191822
0.0791109781 0.70545583 0.050296 0.073481 0.020352 0.0585 -0.023666
0.0721515209 0.71415572 0.034245 0.079067 0.027737 0.0588 0.033362
0.0624348047 0.70019923 0.042327 0.053104 0.015319 0.0452 0.122127
0.0544470609 0.62917579 0.047989 0.059324 0.02041 0.0587 0.199256
0.0528413452 0.62711617 0.049608 0.073248 0.035031 0.0609 0.201175
0.0497254234 0.5816868 0.03729 0.067262 0.03993 0.0635 0.22264
0.0463876607 0.5517642 0.033467 0.057638 0.026067 0.06213 0.200625
0.0440863102 0.60577262 0.028338 0.056129 0.027507 0.05231 0.187379
0.0880510757 0.62222049 0.005961 0.032705 0.0142 0.043 0.072519
0.0791109781 0.59897447 0.005206 0.031964 0.0161 0.039 0.066359
0.0721515209 0.62652768 0.005269 0.0326 0.0179 0.0399 0.068071
0.0624348047 0.6944779 0.004814 0.030924 0.0177 0.04 0.069116
0.0544470609 0.68365701 0.004258 0.029824 0.0168 0.0394 0.073718
0.0528413452 0.70356893 0.004884 0.03664 0.0219 0.0436 0.080017
0.0497254234 0.70421091 0.005596 0.03741 0.0202 0.0406 0.088417
0.0463876607 0.63320233 0.005173 0.032974 0.016 0.045 0.092006
0.0440863102 0.63429512 0.005194 0.042425 0.026 0.055 0.095973
0.0880510757 0.37981047 0.006702 0.036288 0.0246 0.037 0.079118
0.0791109781 0.34665204 0.006527 0.034388 0.0256 0.041 0.080606
0.0721515209 0.36726759 0.006986 0.034932 0.0242 0.0395 0.079905
0.0624348047 0.41152761 0.006757 0.033581 0.0246 0.0401 0.082233
0.0544470609 0.33704386 0.006235 0.0331 0.0253 0.0398 0.075207
0.0528413452 0.39680771 0.007783 0.036465 0.027 0.0344 0.083796
0.0497254234 0.42061291 0.008354 0.03916 0.0255 0.0328 0.083947
0.0463876607 0.46970616 0.009281 0.044719 0.028 0.0392 0.098907
0.0440863102 0.5002912 0.00924 0.042164 0.0267 0.0412 0.101194
0.0880510757 0.44656935 0.00641 0.031745 0.011672 0.0319 0.055941
0.0791109781 0.49702531 0.007963 0.033185 0.015528 0.038 0.059951
0.0721515209 0.50711314 0.008121 0.030077 0.014673 0.0357 0.064038
0.0624348047 0.53896984 0.008501 0.03151 0.017577 0.0366 0.069467
0.0544470609 0.63054303 0.009181 0.035794 0.019146 0.0366 0.079345
0.0528413452 0.65502137 0.009715 0.03734 0.011911 0.0421 0.080511
0.0497254234 0.67542879 0.011075 0.040896 0.01911 0.0396 0.08549
0.0463876607 0.64316753 0.011666 0.035105 0.017634 0.0425 0.085203
0.0440863102 0.64958102 0.011168 0.041016 0.015432 0.0425 0.086663
0.0880510757 0.58654832 0.007222 0.024747 -0.056454 0.0284 0.017668
0.0791109781 0.55172013 0.012013 0.0205 -0.153482 0.021 -0.133448
0.0721515209 0.60775847 0.015514 0.075811 -0.146333 0.049 -0.361727
0.0624348047 0.58117281 0.014997 0.045818 0.063517 0.0395 -0.233356
0.0544470609 0.56040067 0.01157 0.077507 0.180375 0.0392 0.092961
0.0528413452 0.6232159 0.011702 0.05513 0.081508 0.0556 0.170263
0.0497254234 0.60356186 0.012931 0.049373 -0.009865 0.0508 0.160744
0.0463876607 0.51215672 0.009987 0.024355 0.040133 0.0508 0.146455
0.0440863102 0.58757288 0.010907 0.031476 0.035715 0.0501 0.163905
0.0880510757 0.6006433 0.003633 0.030926 0.005547 0.0368 0.066601
0.0791109781 0.58505908 0.003877 0.028686 0.008975 0.0333 0.075359
0.0721515209 0.68054923 0.003829 0.030131 0.018337 0.0301 0.083683
0.0624348047 0.70479919 0.004357 0.029998 0.014416 0.0311 0.082307
0.0544470609 0.48943635 0.003946 0.020563 0.010233 0.0284 0.055394
0.0528413452 0.45943796 0.003426 0.02171 0.010296 0.0276 0.064407
0.0497254234 0.46358408 0.005542 0.021875 0.01008 0.0286 0.062473
0.0463876607 0.45026223 0.00498 0.017201 0.008269 0.027 0.055072
0.0440863102 0.4442879 0.006429 0.025056 0.011906 0.0338 0.058629
0.0880510757 0.64608112 0.005139 0.035594 0.014485 0.041 0.065265
0.0791109781 0.61414456 0.004444 0.031456 0.014868 0.0399 0.060329
0.0721515209 0.63753808 0.004018 0.029266 0.01383 0.039 0.05606
0.0624348047 0.67548911 0.005818 0.033741 0.01662 0.043 0.070766
0.0544470609 0.64698572 0.005063 0.0318 0.017302 0.044 0.059692
0.0528413452 0.66588976 0.00547 0.036964 0.020099 0.0478 0.066674
0.0497254234 0.6717179 0.00634 0.038826 0.01589 0.046 0.06734
0.0463876607 0.64341447 0.006308 0.037387 0.01954 0.0532 0.074844
0.0440863102 0.66006127 0.007025 0.041948 0.022377 0.0568 0.073437
0.0880510757 0.59982764 0.00546 0.037075 0.014155 0.0395 0.073118
0.0791109781 0.59121099 0.004815 0.033389 0.016488 0.0364 0.068392
0.0721515209 0.64461103 0.004783 0.032907 0.017995 0.0404 0.068119
0.0624348047 0.70323269 0.005112 0.034794 0.020398 0.0435 0.07573
0.0544470609 0.71464156 0.007147 0.038283 0.022528 0.0472 0.084972
0.0528413452 0.71229248 0.007203 0.041371 0.021767 0.0516 0.088627
0.0497254234 0.70556468 0.007924 0.047177 0.024443 0.0545 0.098361
0.0463876607 0.65140709 0.008604 0.039345 0.021039 0.0467 0.093513
0.0440863102 0.69305561 0.008798 0.037816 0.018961 0.0481 0.101539
0.0880510757 0.72405183 0.00524 0.0302 -0.000689 0.0429 0.03418
0.0791109781 0.72238312 0.007495 0.038395 -0.088639 0.0425 -0.048079
0.0721515209 0.61418602 0.009302 0.031707 -0.019204 0.034 -0.084539
0.0624348047 0.53606091 0.009231 0.036145 0.060519 0.0445 0.083128
0.0544470609 0.64755859 0.008818 0.038364 0.039228 0.0429 0.103761
0.0528413452 0.62649266 0.008237 0.03621 0.033208 0.036 0.119324
0.0497254234 0.66606035 0.008165 0.0354 0.016652 0.03 0.131493
0.0463876607 0.66917529 0.007868 0.025215 0.009552 0.0279 0.103394
0.0440863102 0.6201382 0.005952 0.032626 0.01436 0.0387 0.091496
0.0880510757 0.70473721 0.00825 0.04252 -0.043777 0.0439 0.054508
0.0791109781 0.70055288 0.011406 0.030115 -0.189246 0.0254 -0.169526
0.0721515209 0.67321125 0.010506 0.033985 0.033726 0.033 -0.075313
0.0624348047 0.72982363 0.009619 0.044772 0.053263 0.0424 0.047744
0.0544470609 0.66023766 0.010248 0.041868 0.044013 0.0424 0.126268
0.0528413452 0.68919988 0.009089 0.050895 0.041032 0.0413 0.196424
0.0497254234 0.69225706 0.009234 0.047985 0.044138 0.0314 0.209441
0.0463876607 0.69570729 0.008339 0.041647 0.019534 0.0422 0.205333
0.0440863102 0.67672979 0.008579 0.037268 0.011241 0.0521 0.1635
0.0880510757 0.62755327 0.005195 0.030849 0.015151 0.0333 0.091128
0.0791109781 0.64100736 0.004381 0.02309 0.009302 0.0274 0.073815
0.0721515209 0.76557391 0.004702 0.026067 0.013569 0.0287 0.078643
0.0624348047 0.73921341 0.00473 0.027916 0.01595 0.0344 0.085534
0.0544470609 0.72954305 0.004509 0.027536 0.016929 0.035 0.088544
0.0528413452 0.62690468 0.005852 0.036717 0.02215 0.0375 0.086904
0.0497254234 0.67603829 0.006333 0.0396 0.03204 0.0375 0.090462
0.0463876607 0.67406666 0.007029 0.031655 0.015316 0.0333 0.080621
0.0440863102 0.67818413 0.004824 0.026718 0.013799 0.0381 0.094298
0.0880510757 0.78393315 0.004582 0.030187 0.013145 0.0397 0.098775
0.0791109781 0.66907836 0.004786 0.030287 0.014774 0.034 0.102658
0.0721515209 0.65954425 0.005029 0.027452 0.007104 0.0338 0.093179
0.0624348047 0.69146616 0.005714 0.031098 0.006802 0.0396 0.093079
0.0544470609 0.71557761 0.005203 0.026382 0.007047 0.036 0.097205
0.0528413452 0.69103623 0.007356 0.026298 0.003545 0.034 0.085765
0.0497254234 0.72832992 0.008121 0.02648 0.000407 0.0227 0.087691
0.0463876607 0.64057718 0.006772 0.017463 0.001569 0.0501 0.108718
0.0440863102 0.69859943 0.007698 0.03116 0.004905 0.0463 0.092311
0.0880510757 0.75168254 0.0057 0.034928 0.011815 0.0385 0.086778
0.0791109781 0.76488833 0.006639 0.029796 0.011505 0.0458 0.095874
0.0721515209 0.74918443 0.006229 0.033078 0.014286 0.0467 0.086055
0.0624348047 0.7543349 0.005961 0.030513 0.011641 0.043 0.090831
0.0544470609 0.7871886 0.006256 0.030127 0.014103 0.0417 0.087653
0.0528413452 0.71949961 0.006982 0.033239 0.015424 0.0328 0.087015
0.0497254234 0.71375305 0.008216 0.03344 0.01226 0.0392 0.108035
0.0463876607 0.70089008 0.007731 0.032592 0.010963 0.0427 0.094586
0.0440863102 0.68630598 0.007221 0.034654 0.010327 0.0462 0.094134
0.0880510757 0.69766779 0.007857 0.025118 0.006946 0.0419 0.168926
0.0791109781 0.80734075 0.007231 0.024718 0.006798 0.0324 0.130453
0.0721515209 0.75005045 0.005684 0.022163 0.007641 0.032 0.100714
0.0624348047 0.76257842 0.005041 0.022775 0.009455 0.034 0.091089
0.0544470609 0.7242089 0.0047 0.021028 0.010279 0.0371 0.073055
0.0528413452 0.69491872 0.005842 0.031122 0.015609 0.0355 0.091271
0.0497254234 0.70500579 0.007313 0.033835 0.0174 0.0402 0.098024
0.0463876607 0.63302197 0.00685 0.024728 0.013692 0.0391 0.088375
0.0440863102 0.66077127 0.007293 0.031486 0.0142 0.042 0.091533
0.0880510757 0.82955125 0.006554 0.03427 0.022679 0.0446 0.125166
0.0791109781 0.79654715 0.005484 0.031922 0.013717 0.0407 0.126792
0.0721515209 0.78225642 0.004226 0.026376 0.011981 0.0357 0.099779
0.0624348047 0.80007826 0.004135 0.027569 0.01227 0.0371 0.091559
0.0544470609 0.7453757 0.004439 0.025275 0.012187 0.0345 0.071511
0.0528413452 0.7303543 0.004547 0.026831 0.010562 0.0394 0.070323
0.0497254234 0.7532627 0.006384 0.031347 0.01276 0.0394 0.081472
0.0463876607 0.68350687 0.005879 0.028985 0.011172 0.0382 0.073811
0.0440863102 0.68523966 0.006575 0.034444 0.014289 0.0439 0.074203
CRWA RATIO ROE TE CEFF
-0.2953 -0.232997 1 1
-0.4309 -0.191585 1 1
-0.3883 -0.036327 1 1
-0.3546 -0.039814 1 1
-0.1394 -0.184219 0.975 0.705
-0.1174 -0.088338 1 0.594
-0.0966 -0.09077 1 0.64
-0.0582 -0.060652 0.902 0.582
-0.0049 -4.584289 1 0.753
-0.3376 -0.065492 0.909 0.596
-0.5554 -0.085022 1 1
-0.4353 -0.0939 1 1
-0.3719 -0.11441 1 1
-0.3837 -0.160831 1 1
-0.2408 -0.233337 1 1
-0.2252 -0.214405 1 1
-0.0935 -0.516987 1 1
0.0294 1.02957 1 1
0.1244 0.312877 1 1
0.1231 0.338809 1 1
0.1204 0.327634 1 1
0.111 0.306281 1 0.938
0.107 0.329385 1 1
0.105 0.296949 1 1
0.1058 0.294355 1 1
0.1101 0.311193 1 1
0.1159 0.331696 1 1
-0.155 0.013129 1 1
-0.0207 -0.859963 1 1
0.0484 0.8314 1 1
0.1141 0.125436 1 1
0.1569 0.102429 1 1
0.1919 0.174132 1 1
0.2045 0.179346 1 1
0.1825 0.129928 1 1
0.1789 0.146797 1 1
0.1158 0.196706 1 0.969
0.1197 0.247652 1 0.986
0.1217 0.266968 1 0.956
0.1128 0.259318 1 0.922
0.1124 0.230465 1 1
0.1055 0.276083 1 1
0.1091 0.228042 1 1
0.111 0.171783 1 1
0.1149 0.272771 1 0.878
0.1606 0.30739 1 1
0.1493 0.317054 1 1
0.1571 0.302697 1 1
0.1315 0.298736 1 1
0.147 0.335831 1 1
0.146 0.322245 1 1
0.1422 0.304307 1 1
0.1393 0.283581 1 1
0.1254 0.263762 1 1
0.1101 0.208649 1 1
0.1126 0.259011 1 1
0.1113 0.229128 1 1
0.13 0.253033 1 1
0.1102 0.241302 0.947 0.93
0.1072 0.147941 0.955 0.862
0.1068 0.223531 0.956 0.852
0.1102 0.206959 0.944 0.829
0.1155 0.178066 1 0.969
0.0335 -3.19531 0.851 0.812
-0.1348 1.15012 0.677 0.676
-0.2355 0.40454 1 1
-0.1817 -0.272189 1 1
0.0555 1.940321 1 1
0.1281 0.478718 1 0.969
0.1019 -0.061371 1 0.919
0.1186 0.274027 0.869 0.868
0.1161 0.217899 0.981 0.98
0.0947 0.083289 1 0.984
0.1357 0.119102 1 1
0.1329 0.219127 1 1
0.1232 0.175146 1 1
0.1192 0.184732 1 1
0.1225 0.159859 1 0.93
0.1152 0.161347 1 1
0.1121 0.150152 1 1
0.1239 0.203074 1 1
0.1354 0.221939 1 0.936
0.1232 0.246456 1 1
0.112 0.246696 1 0.998
0.1144 0.234858 1 0.907
0.1055 0.289856 1 0.854
0.1077 0.301458 1 0.764
0.1043 0.235971 1 0.803
0.1102 0.261069 1 0.795
0.1159 0.304715 1 0.863
0.1102 0.193593 1 0.925
0.1452 0.241075 1 0.996
0.1262 0.264164 1 0.951
0.1194 0.269356 1 0.923
0.1168 0.265123 0.988 0.917
0.1085 0.245602 1 0.86
0.1162 0.248503 1 0.893
0.1107 0.22499 0.959 0.885
0.1258 0.186734 1 0.982
0.042 -0.020157 0.945 0.904
-0.0346 1.843614 0.887 0.788
-0.0914 0.227162 1 1
0.1053 0.728021 1 1
0.1107 0.378063 0.961 0.958
0.1394 0.278302 0.87 0.832
0.1348 0.126635 0.931 0.882
0.1177 0.092387 0.968 0.902
0.1188 0.15695 1 0.952
0.0693 -0.803126 0.946 0.883
-0.1511 1.116321 0.945 0.826
-0.078 -0.447802 1 1
0.06 1.115614 1 1
0.1778 0.348571 1 1
0.2462 0.208895 1 1
0.2422 0.21074 1 1
0.2335 0.095133 1 1
0.2075 0.068755 1 1
0.1329 0.166264 0.959 0.949
0.1354 0.126017 1 1
0.122 0.172537 1 1
0.1311 0.186476 0.965 0.96
0.1242 0.191196 1 1
0.1292 0.254875 1 1
0.1289 0.354179 1 0.97
0.1101 0.189979 1 0.874
0.1317 0.146333 1 0.929
0.1136 0.13308 1 0.996
0.1279 0.143911 0.981 0.87
0.1197 0.076243 0.895 0.847
0.1229 0.073079 0.91 0.873
0.1184 0.072492 0.92 0.872
0.1124 0.041338 0.91 0.774
0.1 0.004646 1 0.925
0.1504 0.01443 0.907 0.799
0.1254 0.053135 0.955 0.879
0.1121 0.136156 1 1
0.1236 0.120006 1 1
0.1122 0.166007 0.971 0.961
0.1441 0.128165 0.992 0.982
0.1156 0.160893 1 1
0.1234 0.177259 1 0.854
0.1376 0.113485 1 0.926
0.122 0.1159 1 0.887
0.121 0.109703 1 0.942
0.2088 0.041121 0.882 0.875
0.1496 0.052109 0.996 0.992
0.1243 0.075867 0.979 0.977
0.1117 0.103799 0.971 0.966
0.1148 0.140706 0.959 0.934
0.1371 0.171015 1 0.865
0.1163 0.17751 0.974 0.858
0.1102 0.154935 0.949 0.811
0.1223 0.155137 1 0.987
0.1365 0.181188 1 1
0.1416 0.108189 1 1
0.1184 0.120077 1 1
0.1114 0.134015 1 1
0.1039 0.170414 1 0.937
0.1004 0.150197 1 0.82
0.1078 0.156615 1 0.872
0.1103 0.151358 1 0.862
0.117 0.192568 1 0.96
HOME COST AS WELL AS TECHNICA
INPUT OUTPUT
DEPOSIT FA LABOUR LOAN INVESTMENT
35934163 187085 1064352 8218909 14199216
35829765 191706 1067634 9756163 14490247
39014204 205768 1125224 11058478 16072180
41829391 207528 1346824 13251963 16570755
45194232 249393 1640565 17614899 13397559
42129900 327900 2566100 23546800 5815800
46804206 308188 2055393 26709883 7577702
56052372 351064 1903066 27670840 8391726
62988852 385517 1867702 37855281 10976762
43016063 393082 739455 13430932 8415882
46195482 420849 745187 14633545 11555358
50464128 439505 789042 17328731 12650196
64340951 465553 875656 21202987 14443378
68160927 452209 1389012 26187931 15416020
68623160 890805 1629244 30254069 12989463
73924079 946815 1432706 36866104 15333163
87775030 1060410 1439590 40448870 26501130
91093909 489109 2363303 45599151 29672249
14586609 361235 199516 10586170 4267233
19347399 319086 219781 12922543 6178533
23342285 286895 240161 15545779 8945311
31915047 598039 262907 21365053 9939771
37348256 660989 339898 27589933 10826379
46340701 781480 367162 32268873 13600917
49696113 935088 455616 38034097 13081205
55023695 887543 500713 41605683 14055850
63609808 872322 646759 46369835 16332043
27223046 816192 963176 22638255 1355833
29631817 882083 1775337 24900914 1511330
32416358 788868 1306805 27252333 3177461
32553827 781149 1849133 30589428 4757097
35159610 803333 2486716 32603096 4896062
32472569 968745 2679861 33876957 4540084
34394627 1022894 2209114 34459919 7267285
43238985 1442486 2389399 39393095 10809005
54397147 1433617 2328271 49770460 9187848
14254574 320592 97004 10126056 3934189
18927306 343450 111054 12776208 5602869
24488856 759456 145371 17286428 6505680
34451726 970092 187150 26996652 6874024
46698100 1060752 225721 36241207 7399812
50094725 1136247 279851 40318308 8635530
50138122 1108448 326543 41095515 7423107
57010604 1056439 340160 41636999 10438487
62428845 1068836 379942 46400054 11435268
19335095 71413 148586 8420869 9702553
23061032 101302 168231 8935418 12847536
24647021 125591 199778 10502637 13553233
29743999 117272 225256 13718597 13902819
35871721 137293 253056 13679757 20236121
35182721 118540 312964 15956955 19847511
37999242 106071 365986 18427270 17258682
35965631 89633 386823 19575968 12938216
39466453 81518 421631 22828838 12753518
24814012 295822 178589 12442710 11692341
26490851 540824 234589 14642559 10889031
30048418 574060 272225 16997997 11822985
31842789 726068 307528 19497520 13340177
34681345 952196 360981 24793155 8710691
37611202 1061871 414984 27980629 8444910
40920627 1187493 517591 31566977 8769938
47730994 1305364 634229 34965434 10031580
53072319 1308774 682978 39723805 12992045
12125578 189307 95884 7787690 2411720
13015136 172325 140662 6460246 2661833
9461535 140807 112547 4409013 1034560
10883652 147747 140837 5457809 1389901
9997697 139198 138424 6704943 2222432
10052182 155327 146641 7809544 2112751
11511677 307504 181098 8452739 2378269
16952703 227990 201430 10330076 3868950
17845158 203201 237792 12810147 3104021
8654774 66452 37582 6213879 2607680
11002041 66712 50539 7626736 3610775
11445286 97219 53232 9460451 2659453
13715395 120222 74890 12113698 3088887
27957221 253581 121989 15131748 13286182
34896424 418244 130336 17480548 16305633
42415443 417003 255430 21365771 18911021
53337264 715921 289153 26142094 24463452
58920455 661589 416560 28788146 25906120
10097691 134068 60597 7618670 2128932
13802445 152090 70925 9801308 4200515
18186254 170097 86118 13664082 4984315
23976298 360512 157957 18339085 5059557
33322946 427157 186920 23884674 5948480
36932310 463094 226364 27556356 5008308
41127914 460259 293130 31057691 7743928
50006100 547926 352050 35910974 7863627
57720465 631183 461809 43393187 9263858
8942748 95231 53822 5912579 2598253
10485359 110745 59120 7259083 3374712
12388928 320846 69740 9399328 2992434
15833738 387274 90602 12462637 3204068
18083980 417041 146495 14647297 2783599
20315834 491295 168513 16664931 3269205
21018417 501995 196170 17468194 4286599
24991449 545617 248506 18813937 5246683
27700987 560016 286344 22555919 4757870
6630943 124027 39222 5419735 400337
6619581 111837 48178 4643262 591644
6500343 104233 56156 3707642 1236621
7320236 114064 76072 4417857 1900758
9127749 216858 93390 6858194 1583103
10824692 284166 105112 7994718 1947614
10951432 310144 108314 8835194 2061348
16485357 343224 146304 12443109 3080778
21651267 422249 148295 15450752 4094445
4031221 48345 37084 3167724 535184
4786440 41996 48581 2983895 673720
6024598 42701 59937 3840687 864337
5703734 41288 59172 4489494 817471
6444904 46167 77349 4983388 803625
5767973 66622 67357 5107264 1078895
6772996 100647 81531 6111977 1332994
7668599 113443 82585 6890212 538558
10816950 143791 114198 9007731 442003
6241378 59496 39003 4711712 1572902
8765950 39864 45494 6655964 2479912
10068231 153679 54920 8941398 1599481
13084689 194500 72073 11264678 2311469
15579931 259325 84545 13679394 3026022
15968918 297192 118858 12732014 4946778
18394436 354782 139901 14933940 4868915
22111851 405611 179788 17242307 3992730
39908774 465190 224467 31559518 6811971
5586803 86212 29582 5061433 468612
7893298 104943 43410 6068427 1190830
9475452 262246 54360 7129891 1278469
11102242 535886 71421 8642323 1443551
15596791 664158 90996 12516012 1246159
18535917 732291 152113 14289793 2096792
16411426 725485 164250 14731040 1409556
21546397 865179 164951 15602701 1705425
27136655 805473 233214 21164910 2415155
6268954 82984 42395 5590926 1190271
7768957 91933 59820 6891855 1394948
10557416 189324 74244 8929013 1678418
12774281 222001 89570 11335088 2138797
15710925 247833 115985 14593347 1510828
17432253 285638 143278 14765912 2296873
16986279 306277 168352 14626074 3533623
21985198 277269 194295 17614349 2940556
25318569 255865 203805 19369318 4135142
3051759 124384 29934 2657958 410940
4444351 125170 37641 4202362 499311
7611653 140022 48785 6437449 1437171
10917232 204397 63995 9680949 1241042
16051303 247734 86407 13315604 2483150
18082958 282349 122405 14560110 3186906
18299627 352338 157662 15199848 3041422
22831843 308172 178285 16476630 3758106
25943598 474612 217395 19696054 5339692
2461922 30217 20310 2570776 286623
3918076 39692 26087 3789123 650979
6625078 46667 33620 6222587 865189
10191441 72398 48247 9335598 1150096
15854798 172158 79385 13328622 2176428
20197029 360426 103680 16653852 2452475
21575654 368174 155803 18384033 2537909
25948506 358713 173884 20217585 3393868
28383286 465019 221530 23086563 4468621
COST AS WELL AS TECHNICAL EFFICIENCY
OUTPUT COST
OTHRE REVENUE DEPOSIT FA LABOR
1562681 0.020842 0.004388 0.022624
1714669 0.021611 0.011934 0.029723
1544635 0.019804 0.006586 0.028662
1828812 0.018472 0.006178 0.032026
2417420 0.017518 0.006245 0.034495
2345000 0.018144 0.005922 0.059575
2673460 0.031135 0.006866 0.039075
2345743 0.039198 0.006842 0.032467
3091975 0.034836 0.006762 0.025314
1741133 0.023357 0.00666 0.021014
1905892 0.018403 0.007237 0.018686
1880999 0.018682 0.007754 0.017101
2270866 0.01594 0.006174 0.016427
3181628 0.015666 0.005724 0.020214
3659376 0.020212 0.004965 0.019373
3199497 0.032794 0.00629 0.017639
3093170 0.034698 0.005957 0.014316
4038515 0.027025 0.006889 0.023278
1194899 0.016696 0.011073 0.011609
1359514 0.01846 0.008182 0.009842
1480157 0.023807 0.006905 0.008812
1670425 0.023764 0.005945 0.00708
2220983 0.030879 0.006045 0.007748
2764088 0.042298 0.006426 0.00705
3061981 0.059294 0.006948 0.007836
3990479 0.057348 0.006782 0.007923
4607944 0.034369 0.006401 0.008831
2756687 0.054641 0.014345 0.030848
2803658 0.050667 0.007221 0.050296
3299080 0.049539 0.007273 0.034245
2753694 0.050415 0.006593 0.042327
3568459 0.032909 0.005803 0.047989
4377391 0.046439 0.006109 0.049608
4568663 0.061535 0.006357 0.03729
4719630 0.065931 0.006883 0.033467
5282103 0.052322 0.007125 0.028338
784887 0.024873 0.01124 0.005961
959387 0.025939 0.009386 0.005206
1246030 0.027994 0.008823 0.005269
1649625 0.028798 0.008056 0.004814
2116662 0.036125 0.007808 0.004258
2734928 0.05098 0.007566 0.004884
2833594 0.072207 0.007815 0.005596
2909843 0.066907 0.00713 0.005173
3999415 0.044447 0.007052 0.005194
1285539 0.013143 0.011576 0.006702
1418247 0.013148 0.008577 0.006527
1558005 0.016759 0.007989 0.006986
1774144 0.01586 0.006917 0.006757
2092126 0.015159 0.006808 0.006235
2297710 0.016364 0.007343 0.007783
2461257 0.026398 0.006967 0.008354
2638450 0.028004 0.008379 0.009281
2776721 0.015491 0.008382 0.00924
1195921 0.022647 0.009955 0.00641
1393534 0.024493 0.011191 0.007963
1393361 0.025539 0.01019 0.008121
1597495 0.025869 0.009095 0.008501
1988048 0.026953 0.01013 0.009181
2157957 0.041305 0.011028 0.009715
2586743 0.059012 0.012457 0.011075
2911212 0.059007 0.013142 0.011666
3523963 0.039928 0.013934 0.011168
535231 0.045189 0.012152 0.007222
437139 0.039807 0.01024 0.012013
793812 0.045682 0.015759 0.015514
816457 0.036568 0.012977 0.014997
1255353 0.040987 0.010306 0.01157
936972 0.047431 0.010276 0.011702
963081 0.064736 0.010025 0.012931
806850 0.061218 0.008203 0.009987
1054305 0.052511 0.009 0.010907
406142 0.02986 0.00876 0.003633
464899 0.030428 0.007611 0.003877
533511 0.03602 0.00864 0.003829
638059 0.033168 0.008866 0.004357
828666 0.029499 0.007244 0.003946
1106827 0.041371 0.009037 0.003426
1421063 0.049417 0.009657 0.005542
1496936 0.051949 0.007856 0.00498
2196903 0.042209 0.007365 0.006429
556419 0.029667 0.010945 0.005139
662153 0.029082 0.008996 0.004444
841332 0.028437 0.008284 0.004018
1209898 0.026385 0.00861 0.005818
1544966 0.030396 0.00791 0.005063
1927975 0.042586 0.008518 0.00547
2192939 0.061658 0.008286 0.00634
2609734 0.05746 0.008372 0.006308
3372853 0.037754 0.00775 0.007025
514391 0.027021 0.010063 0.00546
576664 0.029389 0.009577 0.004815
677083 0.027378 0.009494 0.004783
862962 0.02637 0.00962 0.005112
1114820 0.031139 0.011401 0.007147
1342695 0.044444 0.012586 0.007203
1538322 0.057987 0.011552 0.007924
1535312 0.059402 0.010669 0.008604
1630451 0.04402 0.010504 0.008798
300607 0.047625 0.010233 0.00524
318130 0.047736 0.010864 0.007495
265372 0.043537 0.014846 0.009302
426350 0.038076 0.01164 0.009231
558243 0.03857 0.009073 0.008818
592532 0.053596 0.008726 0.008237
578632 0.079741 0.00922 0.008165
609273 0.063711 0.008427 0.007868
977532 0.053358 0.007081 0.005952
231701 0.047994 0.011209 0.00825
180294 0.045034 0.016526 0.011406
281295 0.043947 0.012039 0.010506
351094 0.045653 0.011642 0.009619
469434 0.041029 0.010394 0.010248
448314 0.058288 0.010649 0.009089
467537 0.076639 0.013134 0.009234
465549 0.081727 0.011174 0.008339
555050 0.05381 0.00866 0.008579
292506 0.036209 0.006876 0.005195
314834 0.038812 0.005524 0.004381
410912 0.041852 0.005534 0.004702
546340 0.038671 0.005329 0.00473
719921 0.049243 0.005855 0.004509
962009 0.064593 0.006783 0.005852
1123678 0.078645 0.00851 0.006333
1055699 0.073346 0.00826 0.007029
1533540 0.035584 0.00521 0.004824
240859 0.033477 0.009289 0.004582
356944 0.036571 0.009474 0.004786
409140 0.041974 0.009386 0.005029
500065 0.036742 0.009954 0.005714
616408 0.037189 0.010454 0.005203
697042 0.061762 0.010807 0.007356
690599 0.094125 0.013563 0.008121
590065 0.069653 0.012692 0.006772
1189475 0.054745 0.012097 0.007698
300469 0.038305 0.009655 0.0057
331129 0.043385 0.009842 0.006639
470570 0.037609 0.008733 0.006229
566618 0.039042 0.009859 0.005961
716372 0.051951 0.01006 0.006256
862024 0.068202 0.010603 0.006982
875302 0.092224 0.010391 0.008216
1022971 0.073799 0.008457 0.007731
1215080 0.058703 0.008166 0.007221
117144 0.03881 0.009744 0.007857
162917 0.042884 0.009629 0.007231
241987 0.036822 0.007404 0.005684
382196 0.038643 0.006605 0.005041
538194 0.044379 0.006144 0.0047
806544 0.0628 0.006785 0.005842
929920 0.082179 0.007852 0.007313
957801 0.07208 0.007486 0.00685
1286087 0.055842 0.008271 0.007293
128909 0.037361 0.00997 0.006554
187379 0.039231 0.009276 0.005484
262895 0.041012 0.007005 0.004226
401918 0.040052 0.006126 0.004135
569547 0.051317 0.006421 0.004439
717422 0.069638 0.007707 0.004547
934042 0.089232 0.010878 0.006384
1175665 0.078961 0.011371 0.005879
1619525 0.061355 0.011465 0.006575
HOM MSDEP BANK CODE
E 0.141888 1
0.122711 1
0.114351 1 FY 2004-05 FY 2005-06 FY 2006-07 FY 2007-08
0.096655 1 1 0.020132 0.015058 0.013076 0.009342
0.080111 1 2 0.028849 0.025031 0.021878 0.022103
0.066785 1 3 0.003317 0.004391 0.004681 0.005438
0.068072 1 4 0.011554 0.010299 0.009027 0.005658
0.064584 1 5 0.003168 0.004202 0.005152 0.006337
0.061706 1 6 0.005829 0.006238 0.005219 0.004724
0.169851 2 7 0.0096 0.008231 0.007757 0.005414
0.158212 2 8 0.002292 0.001987 0.000769 0.000632
0.147911 2 9 0.001168 0.00142 0.001125 0.001004
0.148672 2 10 0.00159 0.002235 0.002841 0.003069
0.120822 2 11 0.001247 0.00129 0.001319 0.001339
0.108782 2 12 0.000686 0.000514 0.000363 0.000286
0.107516 2 13 0.000253 0.000269 0.000312 0.000174
0.101135 2 14 0.000607 0.000901 0.000871 0.000914
0.089239 2 15 0.000487 0.000731 0.000771 0.000658
0.057596 3 16 0.000613 0.000708 0.000958 0.000871
0.066262 3 17 0.000145 0.000232 0.000498 0.000636
0.068417 3 18 9.45E-005 0.00018 0.000377 0.000555
0.073746 3 19 0 0 7.85E-005 0.000286
0.066203 3 20 0 0 2.07E-005 0.000201
0.07346 3 21 0 0 0 0
0.072278 3 22 0 0 1.44E-005 1.47E-005
0.063399 3 23 0 0 0 0.000149
0.062314 3 24 0 0 0 9.54E-005
0.107492 4 25 0 0 0 0
0.101484 4 26 0 0 0 0
0.095013 4 27 0 0 0 0
0.075222 4 28 0 0 0 0
0.062324 4 29 0 0 0 0
0.051476 4 30 0 0 0 0
0.050024 4 31 0 0 0 0
0.04982 4 HHIDEP 0.091632 0.083915 0.077107 0.069902
0.053289 4
0.056285 5
0.064823 5
0.071777 5
0.079607 5
0.082777 5
0.07941 5
0.072921 5
0.065688 5
0.061158 5
0.076346 6
0.07898 6
0.072241 6
0.068729 6
0.063586 6
0.055772 6
0.055266 6
0.04144 6
0.038663 6
0.097979 7
0.090727 7
0.088072 7
0.073579 7
0.061476 7
0.059622 7
0.059515 7
0.054996 7
0.051992 7
0.047878 8
0.044575 8
0.027732 8
0.025149 8
0.017722 8
0.015935 8
0.016743 8
0.019533 8
0.017482 8
0.034174 9
0.03768 9
0.033546 9
0.031692 9
0.049557 9
0.055318 9
0.061689 9
0.061455 9
0.057721 9
0.039871 10
0.047271 10
0.053304 10
0.055402 10
0.059068 10
0.058545 10
0.059817 10
0.057617 10
0.056545 10
0.035311 11
0.035911 11
0.036312 11
0.036587 11
0.032056 11
0.032205 11
0.030569 11
0.028795 11
0.027137 11
0.026183 12
0.022671 12
0.019053 12
0.016915 12
0.01618 12
0.017159 12
0.015928 12
0.018994 12
0.02121 12
0.015917 13
0.016393 13
0.017658 13
0.01318 13
0.011424 13
0.009143 13
0.009851 13
0.008836 13
0.010597 13
0.024644 14
0.030022 14
0.02951 14
0.030235 14
0.027617 14
0.025314 14
0.026753 14
0.025477 14
0.039096 14
0.02206 15
0.027033 15
0.027773 15
0.025654 15
0.027647 15
0.029383 15
0.023869 15
0.024826 15
0.026584 15
0.024753 16
0.026607 16
0.030944 16
0.029517 16
0.027849 16
0.027634 16
0.024705 16
0.025331 16
0.024803 16
0.01205 17
0.015221 17
0.02231 17
0.025226 17
0.028453 17
0.028665 17
0.026615 17
0.026307 17
0.025415 17
0.009721 18
0.013419 18
0.019418 18
0.023549 18
0.028104 18
0.032016 18
0.03138 18
0.029898 18
0.027805 18
0
0
0.008862
0.016914
0.01938
0.023828
0.021913
0.03101
0.033417
0
0
0.004552
0.014187
0.020428
0.022533
0.019603
0.019996
0.02228
0
0
0
0
0.011723
0.012785
0.013559
0.01731
0.018929
0
0
0.0038
0.003839
0.012192
0.016028
0.018713
0.018415
0.021734
0
0
0
0.01219
0.020881
0.028349
0.027545
0.027642
0.028212
0
0
0
0.009766
0.021294
0.023409
0.019477
0.021614
0.022797
0
0
0
0
0.015393
0.025304
0.022992
0.023245
0.020664
0
0
0
0
0
0.001356
0.005093
0.008898
0.013271
0
0
0
0
0
0
0.007815
0.010592
0.012278
0
0
0
0
0
0
0.004294
0.010148
0.015315
0
0
0
0
0
0
0.001976
0.005135
0.011164
0
0
0
0
0
0
0.003618
0.007296
0.009758
0
0
0
0
0
0
0
0.01288
0.017427
FY 2008-09 FY 2009-10 FY 2010-11 FY 2011-12 FY 2012-13
0.006418 0.00446 0.004634 0.004171 0.003808
0.014598 0.011833 0.01156 0.010228 0.007964
0.004383 0.005396 0.005224 0.004019 0.003883
0.003884 0.00265 0.002502 0.002482 0.00284
0.006852 0.006306 0.005317 0.004315 0.00374
0.004043 0.003111 0.003054 0.001717 0.001495
0.003779 0.003555 0.003542 0.003025 0.002703
0.000314 0.000254 0.00028 0.000382 0.000306
0.002456 0.00306 0.003806 0.003777 0.003332
0.003489 0.003428 0.003578 0.00332 0.003197
0.001028 0.001037 0.000934 0.000829 0.000736
0.000262 0.000294 0.000254 0.000361 0.00045
0.000131 8.36E-005 9.70E-005 7.81E-005 0.000112
0.000763 0.000641 0.000716 0.000649 0.001529
0.000764 0.000863 0.00057 0.000616 0.000707
0.000776 0.000764 0.00061 0.000642 0.000615
0.00081 0.000822 0.000708 0.000692 0.000646
0.00079 0.001025 0.000985 0.000894 0.000773
0.000376 0.000568 0.00048 0.000962 0.001117
0.000417 0.000508 0.000384 0.0004 0.000496
0.000137 0.000163 0.000184 0.0003 0.000358
0.000149 0.000257 0.00035 0.000339 0.000472
0.000436 0.000804 0.000759 0.000764 0.000796
0.000453 0.000548 0.000379 0.000467 0.00052
0.000237 0.00064 0.000529 0.00054 0.000427
0 1.84E-006 2.59E-005 7.92E-005 0.000176
0 0 6.11E-005 0.000112 0.000151
0 0 1.84E-005 0.000103 0.000235
0 0 3.91E-006 2.64E-005 0.000125
0 0 1.31E-005 5.32E-005 9.52E-005
0 0 0 0.000166 0.000304
0.057744 0.053072 0.051559 0.046508 0.044106
HOM MSASSET BANK CODE
E 0.04174 1 market share in terms o
0.051137 1 FY 2004-05 FY 2005-06 FY 2006-07 FY 2007-08
0.057186 1 1 0.166523 0.115092 0.104749 0.087117
0.056242 1 2 0.124556 0.127783 0.123108 0.110426
0.056132 1 3 0.060833 0.07155 0.072716 0.076924
0.055389 1 4 0.110518 0.113101 0.101818 0.090501
0.056172 1 5 0.057604 0.068346 0.073617 0.080529
0.05511 1 6 0.078478 0.082593 0.076301 0.069058
0.054924 1 7 0.098625 0.094398 0.089435 0.074941
0.034891 2 8 0.046996 0.037519 0.019356 0.019454
0.039342 2 9 0.036619 0.04177 0.037091 0.035605
0.038906 2 10 0.04174 0.051137 0.057186 0.056242
0.036713 2 11 0.034891 0.039342 0.038906 0.036713
0.031164 2 12 0.026495 0.020596 0.016107 0.017073
0.031315 2 13 0.01591 0.013648 0.015222 0.012743
0.030078 2 14 0.026576 0.033271 0.031162 0.031568
0.028518 2 15 0.022854 0.029062 0.028844 0.025892
0.02719 2 16 0.026327 0.028871 0.0318 0.031129
0.026495 3 17 0.013485 0.016679 0.0229 0.026299
0.020596 3 18 0.010969 0.015242 0.021224 0.024172
0.016107 3 19 0 0 0.009437 0.017123
0.017073 3 20 0 0 0.009305 0.015059
0.016103 3 21 0 0 0 0
0.01708 3 22 0 0 0.011796 0.018495
0.016115 3 23 0 0 0 0.013234
0.01836 3 24 0 0 0 0.010655
0.020815 3 25 0 0 0 0
0.01591 4 26 0 0 0 0
0.013648 4 27 0 0 0 0
0.015222 4 28 0 0 0 0
0.012743 4 29 0 0 0 0
0.011477 4 30 0 0 0 0
0.009918 4 31 0 0 0 0
0.010726 4 1 1 0.992078 0.980953
0.009779 4
0.01112 4
0.026576 5
0.033271 5
0.031162 5
0.031568 5
0.02851 5
0.027183 5
0.026837 5
0.025257 5
0.038878 5
0.022854 6
0.029062 6
0.028844 6
0.025892 6
0.026595 6
0.027678 6
0.024572 6
0.02405 6
0.025311 6
0.026327 7
0.028871 7
0.0318 7
0.031129 7
0.028188 7
0.027468 7
0.024895 7
0.024815 7
0.023579 7
0.013485 8
0.016679 8
0.0229 8
0.026299 8
0.027957 8
0.028044 8
0.026193 8
0.0257 8
0.024903 8
0.010969 9
0.015242 9
0.021224 9
0.024172 9
0.027189 9
0.03052 9
0.02965 9
0.029206 9
0.028147 9
0 10
0 10
0.009437 10
0.017123 10
0.019199 10
0.023023 10
0.021288 10
0.030278 10
0.032598 10
0 11
0 11
0.009305 11
0.015059 11
0.019715 11
0.022107 11
0.020428 11
0.019816 11
0.021705 11
0 12
0 12
0 12
0 12
0.01347 12
0.013625 12
0.015278 12
0.017192 12
0.018154 12
0 13
0 13
0.011796 13
0.018495 13
0.02411 13
0.017703 13
0.019375 13
0.018262 13
0.020992 13
0 14
0 14
0 14
0.013234 14
0.020461 14
0.027062 14
0.026832 14
0.026816 14
0.027076 14
0 15
0 15
0 15
0.010655 15
0.025479 15
0.022645 15
0.019256 15
0.021011 15
0.021829 15
0 16
0 16
0 16
0 16
0.016956 16
0.02536 16
0.023101 16
0.022348 16
0.021008 16
0 17
0 17
0 17
0 17
0 17
0.003129 17
0.006208 17
0.010055 17
0.013541 17
0 18
0 18
0 18
0 18
0 18
0.002328 18
0.008798 18
0.011256 18
0.014543 18
0
0
0
0
0
0
0.005358
0.010566
0.015227
0
0
0
0
0
0
0.003183
0.005583
0.010987
0
0
0
0
0
0
0.005058
0.007756
0.010144
0
0
0
0
0
0
0
0.01355
0.01836
arket share in terms of toal asset
FY 2008-09 FY 2009-10 FY 2010-11 FY 2011-12 FY 2012-13 FY 2004-05 FY 2005-06
0.072314 0.057652 0.063904 0.057877 0.061642 0.02773 0.013246
0.104481 0.112561 0.098677 0.099293 0.084818 0.015514 0.016328
0.066701 0.069706 0.070635 0.062404 0.06119 0.003701 0.005119
0.078791 0.072303 0.071971 0.070495 0.068641 0.012214 0.012792
0.080603 0.076701 0.070897 0.064927 0.061115 0.003318 0.004671
0.061713 0.053824 0.053225 0.041152 0.038123 0.006159 0.006822
0.059787 0.057175 0.056779 0.053679 0.05109 0.009727 0.008911
0.018192 0.016772 0.017014 0.019916 0.018214 0.002209 0.001408
0.047009 0.050925 0.055992 0.057328 0.054134 0.001341 0.001745
0.056132 0.055389 0.056172 0.05511 0.054924 0.001742 0.002615
0.031164 0.031315 0.030078 0.028518 0.02719 0.001217 0.001548
0.016103 0.01708 0.016115 0.01836 0.020815 0.000702 0.000424
0.011477 0.009918 0.010726 0.009779 0.01112 0.000253 0.000186
0.02851 0.027183 0.026837 0.025257 0.038878 0.000706 0.001107
0.026595 0.027678 0.024572 0.02405 0.025311 0.000522 0.000845
0.028188 0.027468 0.024895 0.024815 0.023579 0.000693 0.000834
0.027957 0.028044 0.026193 0.0257 0.024903 0.000182 0.000278
0.027189 0.03052 0.02965 0.029206 0.028147 0.00012 0.000232
0.019199 0.023023 0.021288 0.030278 0.032598 0 0
0.019715 0.022107 0.020428 0.019816 0.021705 0 0
0.01347 0.013625 0.015278 0.017192 0.018154 0 0
0.02411 0.017703 0.019375 0.018262 0.020992 0 0
0.020461 0.027062 0.026832 0.026816 0.027076 0 0
0.025479 0.022645 0.019256 0.021011 0.021829 0 0
0.016956 0.02536 0.023101 0.022348 0.021008 0 0
0 0.003129 0.006208 0.010055 0.013541 0 0
0 0.002328 0.008798 0.011256 0.014543 0 0
0 0 0.005358 0.010566 0.015227 0 0
0 0 0.003183 0.005583 0.010987 0 0
0 0 0.005058 0.007756 0.010144 0 0
0 0 0 0.01355 0.01836 0 0
0.982296 0.979196 0.978497 0.982354 1 HHIASSET 0.08805 0.07911
FY 2006-07 FY 2007-08 FY 2008-09 FY 2009-10 FY 2010-11 FY 2011-12 FY 2012-13
0.010972 0.007589 0.005229 0.003324 0.004084 0.00335 0.0038
0.015156 0.012194 0.010916 0.01267 0.009737 0.009859 0.007194
0.005288 0.005917 0.004449 0.004859 0.004989 0.003894 0.003744
0.010367 0.00819 0.006208 0.005228 0.00518 0.00497 0.004712
0.005419 0.006485 0.006497 0.005883 0.005026 0.004216 0.003735
0.005822 0.004769 0.003809 0.002897 0.002833 0.001693 0.001453
0.007999 0.005616 0.003574 0.003269 0.003224 0.002881 0.00261
0.000375 0.000378 0.000331 0.000281 0.000289 0.000397 0.000332
0.001376 0.001268 0.00221 0.002593 0.003135 0.003286 0.002931
0.00327 0.003163 0.003151 0.003068 0.003155 0.003037 0.003017
0.001514 0.001348 0.000971 0.000981 0.000905 0.000813 0.000739
0.000259 0.000291 0.000259 0.000292 0.00026 0.000337 0.000433
0.000232 0.000162 0.000132 9.84E-005 0.000115 9.56E-005 0.000124
0.000971 0.000997 0.000813 0.000739 0.00072 0.000638 0.001512
0.000832 0.00067 0.000707 0.000766 0.000604 0.000578 0.000641
0.001011 0.000969 0.000795 0.000755 0.00062 0.000616 0.000556
0.000524 0.000692 0.000782 0.000786 0.000686 0.000661 0.00062
0.00045 0.000584 0.000739 0.000931 0.000879 0.000853 0.000792
8.90E-005 0.000293 0.000369 0.00053 0.000453 0.000917 0.001063
8.66E-005 0.000227 0.000389 0.000489 0.000417 0.000393 0.000471
0 0 0.000181 0.000186 0.000233 0.000296 0.00033
0.000139 0.000342 0.000581 0.000313 0.000375 0.000333 0.000441
0 0.000175 0.000419 0.000732 0.00072 0.000719 0.000733
0 0.000114 0.000649 0.000513 0.000371 0.000441 0.000477
0 0 0.000288 0.000643 0.000534 0.000499 0.000441
0 0 0 9.79E-006 3.85E-005 0.000101 0.000183
0 0 0 5.42E-006 7.74E-005 0.000127 0.000212
0 0 0 0 2.87E-005 0.000112 0.000232
0 0 0 0 1.01E-005 3.12E-005 0.000121
0 0 0 0 2.56E-005 6.02E-005 0.000103
0 0 0 0 0 0.000184 0.000337
0.07215 0.06243 0.05445 0.05284 0.04973 0.04639 0.04409
1 35934163 187085 HOM
1 35829765 191706 E DEPOSIT
1 39014204 205768 FY 2004-05 FY 2005-06 FY 2006-07 FY 2007-08
1 41829391 207528 35934163 35829765 39014204 41829391
1 45194232 249393 43016063 46195482 50464128 64340951
1 42129900 327900 14586609 19347399 23342285 31915047
1 46804206 308188 27223046 29631817 32416358 32553827
1 56052372 351064 14254574 18927306 24488856 34451726
1 62988852 385517 19335095 23061032 24647021 29743999
2 43016063 393082 24814012 26490851 30048418 31842789
2 46195482 420849 12125578 13015136 9461535 10883652
2 50464128 439505 8654774 11002041 11445286 13715395
2 64340951 465553 10097691 13802445 18186254 23976298
2 68160927 452209 8942748 10485359 12388928 15833738
2 68623160 890805 6630943 6619581 6500343 7320236
2 73924079 946815 4031221 4786440 6024598 5703734
2 87775030 1060410 6241378 8765950 10068231 13084689
2 91093909 489109 5586803 7893298 9475452 11102242
3 14586609 361235 6268954 7768957 10557416 12774281
3 19347399 319086 3051759 4444351 7611653 10917232
3 23342285 286895 2461922 3918076 6625078 10191441
3 31915047 598039
3 37348256 660989
3 46340701 781480
3 49696113 935088
3 55023695 887543
3 63609808 872322
4 27223046 816192
4 29631817 882083
4 32416358 788868
4 32553827 781149
4 35159610 803333
4 32472569 968745
4 34394627 1022894
4 43238985 1442486
4 54397147 1433617
5 14254574 320592
5 18927306 343450
5 24488856 759456
5 34451726 970092
5 46698100 1060752
5 50094725 1136247
5 50138122 1108448
5 57010604 1056439
5 62428845 1068836
6 19335095 71413
6 23061032 101302
6 24647021 125591
6 29743999 117272
6 35871721 137293
6 35182721 118540
6 37999242 106071
6 35965631 89633
6 39466453 81518
7 24814012 295822
7 26490851 540824
7 30048418 574060
7 31842789 726068
7 34681345 952196
7 37611202 1061871
7 40920627 1187493
7 47730994 1305364
7 53072319 1308774
8 12125578 189307
8 13015136 172325
8 9461535 140807
8 10883652 147747
8 9997697 139198
8 10052182 155327
8 11511677 307504
8 16952703 227990
8 17845158 203201
9 8654774 66452
9 11002041 66712
9 11445286 97219
9 13715395 120222
9 27957221 253581
9 34896424 418244
9 42415443 417003
9 53337264 715921
9 58920455 661589
10 10097691 134068
10 13802445 152090
10 18186254 170097
10 23976298 360512
10 33322946 427157
10 36932310 463094
10 41127914 460259
10 50006100 547926
10 57720465 631183
11 8942748 95231
11 10485359 110745
11 12388928 320846
11 15833738 387274
11 18083980 417041
11 20315834 491295
11 21018417 501995
11 24991449 545617
11 27700987 560016
12 6630943 124027
12 6619581 111837
12 6500343 104233
12 7320236 114064
12 9127749 216858
12 10824692 284166
12 10951432 310144
12 16485357 343224
12 21651267 422249
13 4031221 48345
13 4786440 41996
13 6024598 42701
13 5703734 41288
13 6444904 46167
13 5767973 66622
13 6772996 100647
13 7668599 113443
13 10816950 143791
14 6241378 59496
14 8765950 39864
14 10068231 153679
14 13084689 194500
14 15579931 259325
14 15968918 297192
14 18394436 354782
14 22111851 405611
14 39908774 465190
15 5586803 86212
15 7893298 104943
15 9475452 262246
15 11102242 535886
15 15596791 664158
15 18535917 732291
15 16411426 725485
15 21546397 865179
15 27136655 805473
16 6268954 82984
16 7768957 91933
16 10557416 189324
16 12774281 222001
16 15710925 247833
16 17432253 285638
16 16986279 306277
16 21985198 277269
16 25318569 255865
17 3051759 124384
17 4444351 125170
17 7611653 140022
17 10917232 204397
17 16051303 247734
17 18082958 282349
17 18299627 352338
17 22831843 308172
17 25943598 474612
18 2461922 30217
18 3918076 39692
18 6625078 46667
18 10191441 72398
18 15854798 172158
18 20197029 360426
18 21575654 368174
18 25948506 358713
18 28383286 465019
DEPOSIT
FY 2008-09 FY 2009-10 FY 2010-11 FY 2011-12 FY 2012-13 FY 2004-05 FY 2005-06
45194232 42129900 46804206 56052372 62988852 187085 191706
68160927 68623160 73924079 87775030 91093909 393082 420849
37348256 46340701 49696113 55023695 63609808 361235 319086
35159610 32472569 34394627 43238985 54397147 816192 882083
46698100 50094725 50138122 57010604 62428845 320592 343450
35871721 35182721 37999242 35965631 39466453 71413 101302
34681345 37611202 40920627 47730994 53072319 295822 540824
9997697 10052182 11511677 16952703 17845158 189307 172325
27957221 34896424 42415443 53337264 58920455 66452 66712
33322946 36932310 41127914 50006100 57720465 134068 152090
18083980 20315834 21018417 24991449 27700987 95231 110745
9127749 10824692 10951432 16485357 21651267 124027 111837
6444904 5767973 6772996 7668599 10816950 48345 41996
15579931 15968918 18394436 22111851 39908774 59496 39864
15596791 18535917 16411426 21546397 27136655 86212 104943
15710925 17432253 16986279 21985198 25318569 82984 91933
16051303 18082958 18299627 22831843 25943598 124384 125170
15854798 20197029 21575654 25948506 28383286 30217 39692
FIXED ASSET
FY 2006-07 FY 2007-08 FY 2008-09 FY 2009-10 FY 2010-11 FY 2011-12 FY 2012-13
205768 207528 249393 327900 308188 351064 385517
439505 465553 452209 890805 946815 1060410 489109
286895 598039 660989 781480 935088 887543 872322
788868 781149 803333 968745 1022894 1442486 1433617
759456 970092 1060752 1136247 1108448 1056439 1068836
125591 117272 137293 118540 106071 89633 81518
574060 726068 952196 1061871 1187493 1305364 1308774
140807 147747 139198 155327 307504 227990 203201
97219 120222 253581 418244 417003 715921 661589
170097 360512 427157 463094 460259 547926 631183
320846 387274 417041 491295 501995 545617 560016
104233 114064 216858 284166 310144 343224 422249
42701 41288 46167 66622 100647 113443 143791
153679 194500 259325 297192 354782 405611 465190
262246 535886 664158 732291 725485 865179 805473
189324 222001 247833 285638 306277 277269 255865
140022 204397 247734 282349 352338 308172 474612
46667 72398 172158 360426 368174 358713 465019
LABOR
1064352 1067634 1125224 1346824 1640565
739455 745187 789042 875656 1389012
199516 219781 240161 262907 339898
963176 1775337 1306805 1849133 2486716
97004 111054 145371 187150 225721
148586 168231 199778 225256 253056
178589 234589 272225 307528 360981
95884 140662 112547 140837 138424
37582 50539 53232 74890 121989
60597 70925 86118 157957 186920
53822 59120 69740 90602 146495
39222 48178 56156 76072 93390
37084 48581 59937 59172 77349
39003 45494 54920 72073 84545
29582 43410 54360 71421 90996
42395 59820 74244 89570 115985
29934 37641 48785 63995 86407
20310 26087 33620 48247 79385
LABOR
2566100 2055393 1903066 1867702
1629244 1432706 1439590 2363303
367162 455616 500713 646759
2679861 2209114 2389399 2328271
279851 326543 340160 379942
312964 365986 386823 421631
414984 517591 634229 682978
146641 181098 201430 237792
130336 255430 289153 416560
226364 293130 352050 461809
168513 196170 248506 286344
105112 108314 146304 148295
67357 81531 82585 114198
118858 139901 179788 224467
152113 164250 164951 233214
143278 168352 194295 203805
122405 157662 178285 217395
103680 155803 173884 221530
LOAN
8218909 9756163 11058478 13251963 17614899
13430932 14633545 17328731 21202987 26187931
10586170 12922543 15545779 21365053 27589933
22638255 24900914 27252333 30589428 32603096
10126056 12776208 17286428 26996652 36241207
8420869 8935418 10502637 13718597 13679757
12442710 14642559 16997997 19497520 24793155
7787690 6460246 4409013 5457809 6704943
6213879 7626736 9460451 12113698 15131748
7618670 9801308 13664082 18339085 23884674
5912579 7259083 9399328 12462637 14647297
5419735 4643262 3707642 4417857 6858194
3167724 2983895 3840687 4489494 4983388
4711712 6655964 8941398 11264678 13679394
5061433 6068427 7129891 8642323 12516012
5590926 6891855 8929013 11335088 14593347
2657958 4202362 6437449 9680949 13315604
2570776 3789123 6222587 9335598 13328622
INVESTMENT
14199216 14490247 16072180 16570755 13397559
8415882 11555358 12650196 14443378 15416020
4267233 6178533 8945311 9939771 10826379
1355833 1511330 3177461 4757097 4896062
3934189 5602869 6505680 6874024 7399812
9702553 12847536 13553233 13902819 20236121
11692341 10889031 11822985 13340177 8710691
2411720 2661833 1034560 1389901 2222432
2607680 3610775 2659453 3088887 13286182
2128932 4200515 4984315 5059557 5948480
2598253 3374712 2992434 3204068 2783599
400337 591644 1236621 1900758 1583103
535184 673720 864337 817471 803625
1572902 2479912 1599481 2311469 3026022
468612 1190830 1278469 1443551 1246159
1190271 1394948 1678418 2138797 1510828
410940 499311 1437171 1241042 2483150
286623 650979 865189 1150096 2176428
OTHER REVENUES
1562681 1714669 1544635 1828812 2417420
1741133 1905892 1880999 2270866 3181628
1194899 1359514 1480157 1670425 2220983
2756687 2803658 3299080 2753694 3568459
784887 959387 1246030 1649625 2116662
1285539 1418247 1558005 1774144 2092126
1195921 1393534 1393361 1597495 1988048
535231 437139 793812 816457 1255353
406142 464899 533511 638059 828666
556419 662153 841332 1209898 1544966
514391 576664 677083 862962 1114820
300607 318130 265372 426350 558243
231701 180294 281295 351094 469434
292506 314834 410912 546340 719921
240859 356944 409140 500065 616408
300469 331129 470570 566618 716372
117144 162917 241987 382196 538194
128909 187379 262895 401918 569547
COST OF DEPOSIT
0.020842 0.021611 0.019804 0.018472 0.017518
0.023357 0.018403 0.018682 0.01594 0.015666
0.016696 0.01846 0.023807 0.023764 0.030879
0.054641 0.050667 0.049539 0.050415 0.032909
0.024873 0.025939 0.027994 0.028798 0.036125
0.013143 0.013148 0.016759 0.01586 0.015159
0.022647 0.024493 0.025539 0.025869 0.026953
0.045189 0.039807 0.045682 0.036568 0.040987
0.02986 0.030428 0.03602 0.033168 0.029499
0.029667 0.029082 0.028437 0.026385 0.030396
0.027021 0.029389 0.027378 0.02637 0.031139
0.047625 0.047736 0.043537 0.038076 0.03857
0.047994 0.045034 0.043947 0.045653 0.041029
0.036209 0.038812 0.041852 0.038671 0.049243
0.033477 0.036571 0.041974 0.036742 0.037189
0.038305 0.043385 0.037609 0.039042 0.051951
0.03881 0.042884 0.036822 0.038643 0.044379
0.037361 0.039231 0.041012 0.040052 0.051317
COST OF FIXED ASSET

COST OF LABOR
0.022624 0.029723 0.028662 0.032026 0.034495
0.021014 0.018686 0.017101 0.016427 0.020214
0.011609 0.009842 0.008812 0.00708 0.007748
0.030848 0.050296 0.034245 0.042327 0.047989
0.005961 0.005206 0.005269 0.004814 0.004258
0.006702 0.006527 0.006986 0.006757 0.006235
0.00641 0.007963 0.008121 0.008501 0.009181
0.007222 0.012013 0.015514 0.014997 0.01157
0.003633 0.003877 0.003829 0.004357 0.003946
0.005139 0.004444 0.004018 0.005818 0.005063
0.00546 0.004815 0.004783 0.005112 0.007147
0.00524 0.007495 0.009302 0.009231 0.008818
0.00825 0.011406 0.010506 0.009619 0.010248
0.005195 0.004381 0.004702 0.00473 0.004509
0.004582 0.004786 0.005029 0.005714 0.005203
0.0057 0.006639 0.006229 0.005961 0.006256
0.007857 0.007231 0.005684 0.005041 0.0047
0.006554 0.005484 0.004226 0.004135 0.004439
LOAN
23546800 26709883 27670840 37855281
30254069 36866104 40448870 45599151
32268873 38034097 41605683 46369835
33876957 34459919 39393095 49770460
40318308 41095515 41636999 46400054
15956955 18427270 19575968 22828838
27980629 31566977 34965434 39723805
7809544 8452739 10330076 12810147
17480548 21365771 26142094 28788146
27556356 31057691 35910974 43393187
16664931 17468194 18813937 22555919
7994718 8835194 12443109 15450752
5107264 6111977 6890212 9007731
12732014 14933940 17242307 31559518
14289793 14731040 15602701 21164910
14765912 14626074 17614349 19369318
14560110 15199848 16476630 19696054
16653852 18384033 20217585 23086563
VESTMENT
5815800 7577702 8391726 10976762
12989463 15333163 26501130 29672249
13600917 13081205 14055850 16332043
4540084 7267285 10809005 9187848
8635530 7423107 10438487 11435268
19847511 17258682 12938216 12753518
8444910 8769938 10031580 12992045
2112751 2378269 3868950 3104021
16305633 18911021 24463452 25906120
5008308 7743928 7863627 9263858
3269205 4286599 5246683 4757870
1947614 2061348 3080778 4094445
1078895 1332994 538558 442003
4946778 4868915 3992730 6811971
2096792 1409556 1705425 2415155
2296873 3533623 2940556 4135142
3186906 3041422 3758106 5339692
2452475 2537909 3393868 4468621
ER REVENUES
2345000 2673460 2345743 3091975
3659376 3199497 3093170 4038515
2764088 3061981 3990479 4607944
4377391 4568663 4719630 5282103
2734928 2833594 2909843 3999415
2297710 2461257 2638450 2776721
2157957 2586743 2911212 3523963
936972 963081 806850 1054305
1106827 1421063 1496936 2196903
1927975 2192939 2609734 3372853
1342695 1538322 1535312 1630451
592532 578632 609273 977532
448314 467537 465549 555050
962009 1123678 1055699 1533540
697042 690599 590065 1189475
862024 875302 1022971 1215080
806544 929920 957801 1286087
717422 934042 1175665 1619525
T OF DEPOSIT
0.018144 0.031135 0.039198 0.034836
0.020212 0.032794 0.034698 0.027025
0.042298 0.059294 0.057348 0.034369
0.046439 0.061535 0.065931 0.052322
0.05098 0.072207 0.066907 0.044447
0.016364 0.026398 0.028004 0.015491
0.041305 0.059012 0.059007 0.039928
0.047431 0.064736 0.061218 0.052511
0.041371 0.049417 0.051949 0.042209
0.042586 0.061658 0.05746 0.037754
0.044444 0.057987 0.059402 0.04402
0.053596 0.079741 0.063711 0.053358
0.058288 0.076639 0.081727 0.05381
0.064593 0.078645 0.073346 0.035584
0.061762 0.094125 0.069653 0.054745
0.068202 0.092224 0.073799 0.058703
0.0628 0.082179 0.07208 0.055842
0.069638 0.089232 0.078961 0.061355
OF FIXED ASSET
T OF LABOR
0.059575 0.039075 0.032467 0.025314
0.019373 0.017639 0.014316 0.023278
0.00705 0.007836 0.007923 0.008831
0.049608 0.03729 0.033467 0.028338
0.004884 0.005596 0.005173 0.005194
0.007783 0.008354 0.009281 0.00924
0.009715 0.011075 0.011666 0.011168
0.011702 0.012931 0.009987 0.010907
0.003426 0.005542 0.00498 0.006429
0.00547 0.00634 0.006308 0.007025
0.007203 0.007924 0.008604 0.008798
0.008237 0.008165 0.007868 0.005952
0.009089 0.009234 0.008339 0.008579
0.005852 0.006333 0.007029 0.004824
0.007356 0.008121 0.006772 0.007698
0.006982 0.008216 0.007731 0.007221
0.005842 0.007313 0.00685 0.007293
0.004547 0.006384 0.005879 0.006575
COST AS W
OUTPUT INP
LOAN INVESTMENT OTHRE REVENUE DEPOSIT
1 8218909 14199216 1562681 35934163
2 13430932 8415882 1741133 43016063
3 10586170 4267233 1194899 14586609
4 22638255 1355833 2756687 27223046
5 10126056 3934189 784887 14254574
6 8420869 9702553 1285539 19335095
7 12442710 11692341 1195921 24814012
8 7787690 2411720 535231 12125578
9 6213879 2607680 406142 8654774
10 7618670 2128932 556419 10097691
11 5912579 2598253 514391 8942748
12 5419735 400337 300607 6630943
13 3167724 535184 231701 4031221
14 4711712 1572902 292506 6241378
15 5061433 468612 240859 5586803
16 5590926 1190271 300469 6268954
17 2657958 410940 117144 3051759
18 2570776 286623 128909 2461922
1 9756163 14490247 1714669 35829765
2 14633545 11555358 1905892 46195482
3 12922543 6178533 1359514 19347399
4 24900914 1511330 2803658 29631817
5 12776208 5602869 959387 18927306
6 8935418 12847536 1418247 23061032
7 14642559 10889031 1393534 26490851
8 6460246 2661833 437139 13015136
9 7626736 3610775 464899 11002041
10 9801308 4200515 662153 13802445
11 7259083 3374712 576664 10485359
12 4643262 591644 318130 6619581
13 2983895 673720 180294 4786440
14 6655964 2479912 314834 8765950
15 6068427 1190830 356944 7893298
16 6891855 1394948 331129 7768957
17 4202362 499311 162917 4444351
18 3789123 650979 187379 3918076
1 11058478 16072180 1544635 39014204
2 17328731 12650196 1880999 50464128
3 15545779 8945311 1480157 23342285
4 27252333 3177461 3299080 32416358
5 17286428 6505680 1246030 24488856
6 10502637 13553233 1558005 24647021
7 16997997 11822985 1393361 30048418
8 4409013 1034560 793812 9461535
9 9460451 2659453 533511 11445286
10 13664082 4984315 841332 18186254
11 9399328 2992434 677083 12388928
12 3707642 1236621 265372 6500343
13 3840687 864337 281295 6024598
14 8941398 1599481 410912 10068231
15 7129891 1278469 409140 9475452
16 8929013 1678418 470570 10557416
17 6437449 1437171 241987 7611653
18 6222587 865189 262895 6625078
1 13251963 16570755 1828812 41829391
2 21202987 14443378 2270866 64340951
3 21365053 9939771 1670425 31915047
4 30589428 4757097 2753694 32553827
5 26996652 6874024 1649625 34451726
6 13718597 13902819 1774144 29743999
7 19497520 13340177 1597495 31842789
8 5457809 1389901 816457 10883652
9 12113698 3088887 638059 13715395
10 18339085 5059557 1209898 23976298
11 12462637 3204068 862962 15833738
12 4417857 1900758 426350 7320236
13 4489494 817471 351094 5703734
14 11264678 2311469 546340 13084689
15 8642323 1443551 500065 11102242
16 11335088 2138797 566618 12774281
17 9680949 1241042 382196 10917232
18 9335598 1150096 401918 10191441
1 17614899 13397559 2417420 45194232
2 26187931 15416020 3181628 68160927
3 27589933 10826379 2220983 37348256
4 32603096 4896062 3568459 35159610
5 36241207 7399812 2116662 46698100
6 13679757 20236121 2092126 35871721
7 24793155 8710691 1988048 34681345
8 6704943 2222432 1255353 9997697
9 15131748 13286182 828666 27957221
10 23884674 5948480 1544966 33322946
11 14647297 2783599 1114820 18083980
12 6858194 1583103 558243 9127749
13 4983388 803625 469434 6444904
14 13679394 3026022 719921 15579931
15 12516012 1246159 616408 15596791
16 14593347 1510828 716372 15710925
17 13315604 2483150 538194 16051303
18 13328622 2176428 569547 15854798
1 23546800 5815800 2345000 42129900
2 30254069 12989463 3659376 68623160
3 32268873 13600917 2764088 46340701
4 33876957 4540084 4377391 32472569
5 40318308 8635530 2734928 50094725
6 15956955 19847511 2297710 35182721
7 27980629 8444910 2157957 37611202
8 7809544 2112751 936972 10052182
9 17480548 16305633 1106827 34896424
10 27556356 5008308 1927975 36932310
11 16664931 3269205 1342695 20315834
12 7994718 1947614 592532 10824692
13 5107264 1078895 448314 5767973
14 12732014 4946778 962009 15968918
15 14289793 2096792 697042 18535917
16 14765912 2296873 862024 17432253
17 14560110 3186906 806544 18082958
18 16653852 2452475 717422 20197029
1 26709883 7577702 2673460 46804206
2 36866104 15333163 3199497 73924079
3 38034097 13081205 3061981 49696113
4 34459919 7267285 4568663 34394627
5 41095515 7423107 2833594 50138122
6 18427270 17258682 2461257 37999242
7 31566977 8769938 2586743 40920627
8 8452739 2378269 963081 11511677
9 21365771 18911021 1421063 42415443
10 31057691 7743928 2192939 41127914
11 17468194 4286599 1538322 21018417
12 8835194 2061348 578632 10951432
13 6111977 1332994 467537 6772996
14 14933940 4868915 1123678 18394436
15 14731040 1409556 690599 16411426
16 14626074 3533623 875302 16986279
17 15199848 3041422 929920 18299627
18 18384033 2537909 934042 21575654
1 27670840 8391726 2345743 56052372
2 40448870 26501130 3093170 87775030
3 41605683 14055850 3990479 55023695
4 39393095 10809005 4719630 43238985
5 41636999 10438487 2909843 57010604
6 19575968 12938216 2638450 35965631
7 34965434 10031580 2911212 47730994
8 10330076 3868950 806850 16952703
9 26142094 24463452 1496936 53337264
10 35910974 7863627 2609734 50006100
11 18813937 5246683 1535312 24991449
12 12443109 3080778 609273 16485357
13 6890212 538558 465549 7668599
14 17242307 3992730 1055699 22111851
15 15602701 1705425 590065 21546397
16 17614349 2940556 1022971 21985198
17 16476630 3758106 957801 22831843
18 20217585 3393868 1175665 25948506
1 37855281 10976762 3091975 62988852
2 45599151 29672249 4038515 91093909
3 46369835 16332043 4607944 63609808
4 49770460 9187848 5282103 54397147
5 46400054 11435268 3999415 62428845
6 22828838 12753518 2776721 39466453
7 39723805 12992045 3523963 53072319
8 12810147 3104021 1054305 17845158
9 28788146 25906120 2196903 58920455
10 43393187 9263858 3372853 57720465
11 22555919 4757870 1630451 27700987
12 15450752 4094445 977532 21651267
13 9007731 442003 555050 10816950
14 31559518 6811971 1533540 39908774
15 21164910 2415155 1189475 27136655
16 19369318 4135142 1215080 25318569
17 19696054 5339692 1286087 25943598
18 23086563 4468621 1619525 28383286
COST AS WELL AS TECHNICAL EFFICIENCY
INPUT COST
FA LABOUR DEPOSIT FA LABOR
187085 1064352 0.020842 0.004388 0.022624
393082 739455 0.023357 0.00666 0.021014
361235 199516 0.016696 0.011073 0.011609
816192 963176 0.054641 0.014345 0.030848
320592 97004 0.024873 0.01124 0.005961
71413 148586 0.013143 0.011576 0.006702
295822 178589 0.022647 0.009955 0.00641
189307 95884 0.045189 0.012152 0.007222
66452 37582 0.02986 0.00876 0.003633
134068 60597 0.029667 0.010945 0.005139
95231 53822 0.027021 0.010063 0.00546
124027 39222 0.047625 0.010233 0.00524
48345 37084 0.047994 0.011209 0.00825
59496 39003 0.036209 0.006876 0.005195
86212 29582 0.033477 0.009289 0.004582
82984 42395 0.038305 0.009655 0.0057
124384 29934 0.03881 0.009744 0.007857
30217 20310 0.037361 0.00997 0.006554
191706 1067634 0.021611 0.011934 0.029723
420849 745187 0.018403 0.007237 0.018686
319086 219781 0.01846 0.008182 0.009842
882083 1775337 0.050667 0.007221 0.050296
343450 111054 0.025939 0.009386 0.005206
101302 168231 0.013148 0.008577 0.006527
540824 234589 0.024493 0.011191 0.007963
172325 140662 0.039807 0.01024 0.012013
66712 50539 0.030428 0.007611 0.003877
152090 70925 0.029082 0.008996 0.004444
110745 59120 0.029389 0.009577 0.004815
111837 48178 0.047736 0.010864 0.007495
41996 48581 0.045034 0.016526 0.011406
39864 45494 0.038812 0.005524 0.004381
104943 43410 0.036571 0.009474 0.004786
91933 59820 0.043385 0.009842 0.006639
125170 37641 0.042884 0.009629 0.007231
39692 26087 0.039231 0.009276 0.005484
205768 1125224 0.019804 0.006586 0.028662
439505 789042 0.018682 0.007754 0.017101
286895 240161 0.023807 0.006905 0.008812
788868 1306805 0.049539 0.007273 0.034245
759456 145371 0.027994 0.008823 0.005269
125591 199778 0.016759 0.007989 0.006986
574060 272225 0.025539 0.01019 0.008121
140807 112547 0.045682 0.015759 0.015514
97219 53232 0.03602 0.00864 0.003829
170097 86118 0.028437 0.008284 0.004018
320846 69740 0.027378 0.009494 0.004783
104233 56156 0.043537 0.014846 0.009302
42701 59937 0.043947 0.012039 0.010506
153679 54920 0.041852 0.005534 0.004702
262246 54360 0.041974 0.009386 0.005029
189324 74244 0.037609 0.008733 0.006229
140022 48785 0.036822 0.007404 0.005684
46667 33620 0.041012 0.007005 0.004226
207528 1346824 0.018472 0.006178 0.032026
465553 875656 0.01594 0.006174 0.016427
598039 262907 0.023764 0.005945 0.00708
781149 1849133 0.050415 0.006593 0.042327
970092 187150 0.028798 0.008056 0.004814
117272 225256 0.01586 0.006917 0.006757
726068 307528 0.025869 0.009095 0.008501
147747 140837 0.036568 0.012977 0.014997
120222 74890 0.033168 0.008866 0.004357
360512 157957 0.026385 0.00861 0.005818
387274 90602 0.02637 0.00962 0.005112
114064 76072 0.038076 0.01164 0.009231
41288 59172 0.045653 0.011642 0.009619
194500 72073 0.038671 0.005329 0.00473
535886 71421 0.036742 0.009954 0.005714
222001 89570 0.039042 0.009859 0.005961
204397 63995 0.038643 0.006605 0.005041
72398 48247 0.040052 0.006126 0.004135
249393 1640565 0.017518 0.006245 0.034495
452209 1389012 0.015666 0.005724 0.020214
660989 339898 0.030879 0.006045 0.007748
803333 2486716 0.032909 0.005803 0.047989
1060752 225721 0.036125 0.007808 0.004258
137293 253056 0.015159 0.006808 0.006235
952196 360981 0.026953 0.01013 0.009181
139198 138424 0.040987 0.010306 0.01157
253581 121989 0.029499 0.007244 0.003946
427157 186920 0.030396 0.00791 0.005063
417041 146495 0.031139 0.011401 0.007147
216858 93390 0.03857 0.009073 0.008818
46167 77349 0.041029 0.010394 0.010248
259325 84545 0.049243 0.005855 0.004509
664158 90996 0.037189 0.010454 0.005203
247833 115985 0.051951 0.01006 0.006256
247734 86407 0.044379 0.006144 0.0047
172158 79385 0.051317 0.006421 0.004439
327900 2566100 0.018144 0.005922 0.059575
890805 1629244 0.020212 0.004965 0.019373
781480 367162 0.042298 0.006426 0.00705
968745 2679861 0.046439 0.006109 0.049608
1136247 279851 0.05098 0.007566 0.004884
118540 312964 0.016364 0.007343 0.007783
1061871 414984 0.041305 0.011028 0.009715
155327 146641 0.047431 0.010276 0.011702
418244 130336 0.041371 0.009037 0.003426
463094 226364 0.042586 0.008518 0.00547
491295 168513 0.044444 0.012586 0.007203
284166 105112 0.053596 0.008726 0.008237
66622 67357 0.058288 0.010649 0.009089
297192 118858 0.064593 0.006783 0.005852
732291 152113 0.061762 0.010807 0.007356
285638 143278 0.068202 0.010603 0.006982
282349 122405 0.0628 0.006785 0.005842
360426 103680 0.069638 0.007707 0.004547
308188 2055393 0.031135 0.006866 0.039075
946815 1432706 0.032794 0.00629 0.017639
935088 455616 0.059294 0.006948 0.007836
1022894 2209114 0.061535 0.006357 0.03729
1108448 326543 0.072207 0.007815 0.005596
106071 365986 0.026398 0.006967 0.008354
1187493 517591 0.059012 0.012457 0.011075
307504 181098 0.064736 0.010025 0.012931
417003 255430 0.049417 0.009657 0.005542
460259 293130 0.061658 0.008286 0.00634
501995 196170 0.057987 0.011552 0.007924
310144 108314 0.079741 0.00922 0.008165
100647 81531 0.076639 0.013134 0.009234
354782 139901 0.078645 0.00851 0.006333
725485 164250 0.094125 0.013563 0.008121
306277 168352 0.092224 0.010391 0.008216
352338 157662 0.082179 0.007852 0.007313
368174 155803 0.089232 0.010878 0.006384
351064 1903066 0.039198 0.006842 0.032467
1060410 1439590 0.034698 0.005957 0.014316
887543 500713 0.057348 0.006782 0.007923
1442486 2389399 0.065931 0.006883 0.033467
1056439 340160 0.066907 0.00713 0.005173
89633 386823 0.028004 0.008379 0.009281
1305364 634229 0.059007 0.013142 0.011666
227990 201430 0.061218 0.008203 0.009987
715921 289153 0.051949 0.007856 0.00498
547926 352050 0.05746 0.008372 0.006308
545617 248506 0.059402 0.010669 0.008604
343224 146304 0.063711 0.008427 0.007868
113443 82585 0.081727 0.011174 0.008339
405611 179788 0.073346 0.00826 0.007029
865179 164951 0.069653 0.012692 0.006772
277269 194295 0.073799 0.008457 0.007731
308172 178285 0.07208 0.007486 0.00685
358713 173884 0.078961 0.011371 0.005879
385517 1867702 0.034836 0.006762 0.025314
489109 2363303 0.027025 0.006889 0.023278
872322 646759 0.034369 0.006401 0.008831
1433617 2328271 0.052322 0.007125 0.028338
1068836 379942 0.044447 0.007052 0.005194
81518 421631 0.015491 0.008382 0.00924
1308774 682978 0.039928 0.013934 0.011168
203201 237792 0.052511 0.009 0.010907
661589 416560 0.042209 0.007365 0.006429
631183 461809 0.037754 0.00775 0.007025
560016 286344 0.04402 0.010504 0.008798
422249 148295 0.053358 0.007081 0.005952
143791 114198 0.05381 0.00866 0.008579
465190 224467 0.035584 0.00521 0.004824
805473 233214 0.054745 0.012097 0.007698
255865 203805 0.058703 0.008166 0.007221
474612 217395 0.055842 0.008271 0.007293
465019 221530 0.061355 0.011465 0.006575
firm ce
1 1
2 0.596
3 1
4 1
5 0.969
6 1
7 1
8 0.812
9 0.984
10 0.936
11 0.925
12 0.904
13 0.883
14 0.949
15 0.996
16 1
17 0.875
18 1
firm ce
1 1
2 1
3 1
4 1
5 0.986
6 1
7 1
8 0.676
9 1
10 1
11 0.996
12 0.788
13 0.826
14 1
15 0.87
16 1
17 0.992
18 1
firm ce
1 1
2 1
3 1
4 1
5 0.956
6 1
7 1
8 1
9 1
10 0.998
11 0.951
12 1
13 1
14 1
15 0.847
16 0.961
17 0.977
18 1
firm ce
1 1
2 1
3 0.938
4 1
5 0.922
6 1
7 1
8 1
9 1
10 0.907
11 0.923
12 1
13 1
14 0.96
15 0.873
16 0.982
17 0.966
18 1
firm ce
1 0.705
2 1
3 1
4 1
5 1
6 1
7 0.93
8 1
9 1
10 0.854
11 0.917
12 0.958
13 1
14 1
15 0.872
16 1
17 0.934
18 0.937
firm ce
1 0.594
2 1
3 1
4 1
5 1
6 1
7 0.862
8 0.969
9 0.93
10 0.764
11 0.86
12 0.832
13 1
14 1
15 0.774
16 0.854
17 0.865
18 0.82
firm ce
1 0.64
2 1
3 1
4 1
5 1
6 1
7 0.852
8 0.919
9 1
10 0.803
11 0.893
12 0.882
13 1
14 0.97
15 0.925
16 0.926
17 0.858
18 0.872
firm ce
1 0.582
2 1
3 1
4 1
5 1
6 1
7 0.829
8 0.868
9 1
10 0.795
11 0.885
12 0.902
13 1
14 0.874
15 0.799
16 0.887
17 0.811
18 0.862
firm ce
1 0.753
2 1
3 1
4 1
5 0.878
6 1
7 0.969
8 0.98
9 1
10 0.863
11 0.982
12 0.952
13 1
14 0.929
15 0.879
16 0.942
17 0.987
18 0.96
1
1
1
1
0.705
0.594
0.64
0.582
0.753
0.596
1
1
1
1
1
1
1
1
1
1
1
0.938
1
1
1
1
1
1
1
1
1
1
1
1
1
1
0.969
0.986
0.956
0.922
1
1
1
1
0.878
1
1
1
1
1
1
1
1
1
1
1
1
1
0.93
0.862
0.852
0.829
0.969
0.812
0.676
1
1
1
0.969
0.919
0.868
0.98
0.984
1
1
1
1
0.93
1
1
1
0.936
1
0.998
0.907
0.854
0.764
0.803
0.795
0.863
0.925
0.996
0.951
0.923
0.917
0.86
0.893
0.885
0.982
0.904
0.788
1
1
0.958
0.832
0.882
0.902
0.952
0.883
0.826
1
1
1
1
1
1
1
0.949
1
1
0.96
1
1
0.97
0.874
0.929
0.996
0.87
0.847
0.873
0.872
0.774
0.925
0.799
0.879
1
1
0.961
0.982
1
0.854
0.926
0.887
0.942
0.875
0.992
0.977
0.966
0.934
0.865
0.858
0.811
0.987
1
1
1
1
0.937
0.82
0.872
0.862
0.96
HOME
Correlations
NIM ROA MSDEP MSASSET HHIDEP
NIM 1
ROA 0.204 1.000
MSDEP 0.097 0.100 1.000
MSASSET 0.168 0.131 0.972 1.000
HHIDEP -0.058 -0.220 0.156 0.166 1.000
HHIASSET -0.051 -0.230 0.153 0.164 0.993
LEVRISK 0.047 -0.124 -0.686 -0.661 -0.028
SETA 0.574 0.042 0.425 0.479 -0.052
CAPRISK -0.006 0.265 -0.639 -0.505 -0.306
TE 0.239 0.448 0.148 0.194 -0.108
CE 0.134 0.305 0.044 0.121 0.165
**. Correlation is significant at the 0.01 level (2-tailed).
*. Correlation is significant at the 0.05 level (2-tailed).
HHIASSET LEVRISK SETA CAPRISK TE
1.000
-0.033 1.000
-0.051 -0.317 1.000
-0.297 0.481 -0.295 1.000
-0.120 -0.046 0.047 0.094 1.000
0.142 -0.049 -0.164 0.195 0.553
ROA NIM
ROA ROA NIM NIM
-0.035 -0.05 -0.018* -0.017*
CONSTANT (-1.105) (-1.597) (-1.937) (-1.863)
0.209* -0.008
MSASSET -1.793 (-.232)
-0.446** -0.033
HIASSET (-2.623) (-0.650)
0.296** -0.014
MSDEP -2.569 (-0.395)
-0.365** -0.043
HIDEP (-2.393) (-0.939)
-0.037 -0.026 .025*** 0.024***

LEVRISK (-1.455) (-1.050) -3.308 -3.269
0.093*** 0.114 -0.00039 -0.002

CAPRISK -3.615 (4.070)* (-0.053) (-0.285)
0.104 0.116 .787*** 0.786***

SETA -0.394 -0.464 -10.131 -10.623
0.089*** 0.089*** 0.035*** 0.036***

DEAEFF -3.163 -3.207 -4.162 -4.297
Adj. R_sqr 0.224 0.238 0.436 0.438

Std. error 0.028 0.0285 0.0085 0.0085
F 8.739 9.363 21.769 21.932
Durbin-Watso 1.273 1.255 1.015 1.022

Databse Jagadish

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Databse Jagadish

Enviado por

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NEPAL BANK LIMITED LUMBINI BANK LIMITED

RASTRIYA BANIJYA BANK NIC ASIA BANK LIMITED

NABIL BANK LIMITED MACHHAPUCHHRE BANK

ADBL LIMITED KUMARI BANK LIMITED

HIMALAYAN BANK LIMITED SIDDHARTH BANK LIMITED

NCC BANK LIMITED NMB BANK LIMITED

Created By: Jagadish Prasad Bist (MBA)

MITED SUNRISE BANK LIMITED

ANK KIST BANK LIMITED

ED JANATA BANK LIMITED correl

MITED CIVIL BANK LIMITED

-6247515 -6008301 -4854311 -4851800 -4224278 -2907776 -172656

46,195,482 50,464,128 64,340,951 68,160,927 68,623,160 73,924,079

-18718577 -17219501 -15459978 -11960893 -8617077 -8205270

Deposit 253,257,333 291,985,28

341,178,921 432,771,649 564,143,360 630,832,673 687,566,530 867,902,123 1,020,787,532

NBL 1 FY 2009-10 42,129,900 5,815,800

COST OF FIXED ASSET

-0.037 -0.026 .025* 0.024*

0.093*** 0.114 -0.00039 -0.002

0.104 0.116 .787* 0.786*

0.089* 0.089* 0.035* 0.036*

Adj. R_sqr 0.224 0.238 0.436 0.438

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