SISTEMA FRANCS

Prestamo $3,000.00
tasa 17% anual Pago
periodo 12 meses

No. Inters Amortizacin Abono

0
1 $42.50 $231.11 $273.61
2 $39.23 $234.39 $273.61
3 $35.91 $237.71 $273.61
4 $32.54 $241.08 $273.61
5 $29.12 $244.49 $273.61
6 $25.66 $247.96 $273.61
7 $22.15 $251.47 $273.61
8 $18.58 $255.03 $273.61
9 $14.97 $258.64 $273.61
10 $11.31 $262.31 $273.61
11 $7.59 $266.02 $273.61
12 $3.82 $269.79 $273.61
 $273.61

Saldo
$3,000.00
$2,768.89
$2,534.50
$2,296.79
$2,055.71
$1,811.22
$1,563.27
$1,311.80
$1,056.77
$798.12
$535.82
$269.79
$0.00
SISTEMA ALEMN

Prestamo $3,000.00 250

tasa 17% anual
periodo 12 meses

No. Inters Amortizacin Abono Saldo

0 $3,000.00
1 $42.50 $250.00 $292.50 $2,750.00
2 $38.96 $250.00 $288.96 $2,500.00
3 $35.42 $250.00 $285.42 $2,250.00
4 $31.88 $250.00 $281.88 $2,000.00
5 $28.33 $250.00 $278.33 $1,750.00
6 $24.79 $250.00 $274.79 $1,500.00
7 $21.25 $250.00 $271.25 $1,250.00
8 $17.71 $250.00 $267.71 $1,000.00
9 $14.17 $250.00 $264.17 $750.00
10 $10.63 $250.00 $260.63 $500.00
11 $7.08 $250.00 $257.08 $250.00
12 $3.54 $250.00 $253.54 $0.00
 AMORTIZACIN CON INTERS GLOBAL

Un prstamo de $6,000.00 se va a amortizar por medio de 6 pagos mensuales iguales. Obtenga el a

inters es del 33% capitalizable mensualmente.

VP= $ 6,000.00
periodo = 6 pagos mensuales iguales
Abono = ?
tasa = 33% capitalizable mensualmente

Abono $ 1,098.42

Mes Amortizacin Intereses Abono Saldo insoluto

0 $ 6,000.00
1 $ 933.42 $ 165.00 $ 1,098.42 $ 5,066.58
2 $ 959.09 $ 139.33 $ 1,098.42 $ 4,107.48
3 $ 985.47 $ 112.96 $ 1,098.42 $ 3,122.01
4 $ 1,012.57 $ 85.86 $ 1,098.42 $ 2,109.44
5 $ 1,040.42 $ 58.01 $ 1,098.42 $ 1,069.03
6 $ 1,069.03 $ 29.40 $ 1,098.42 $ 0.00

Antonio compra una casa valuada en $530,000 y paga $159,000 de entrada, Antonio obtiene un pr
por el saldo. Si se cobra un inters del 18% capitalizable cada mes, Cul sera el valor del pago me
amortizacin para los primeros 8 meses.

VP = $ 530,000.00
Entrada = $ 159,000.00
Saldo = $ 371,000.00
Plazo 20 aos
tasa 18% capitalizable cada mes

Pago mensual= ?

Pago $ 5,725.69

Mes Amortizacin Intereses Abono Saldo insoluto

0 $ 371,000.00
1 $ 160.69 $ 5,565.00 $ 5,725.69 $ 370,839.31
2 $ 163.10 $ 5,562.59 $ 5,725.69 $ 370,676.22
3 $ 165.54 $ 5,560.14 $ 5,725.69 $ 370,510.68
 4 $ 168.03 $ 5,557.66 $ 5,725.69 $ 370,342.65
5 $ 170.55 $ 5,555.14 $ 5,725.69 $ 370,172.10
6 $ 173.10 $ 5,552.58 $ 5,725.69 $ 369,999.00
7 $ 175.70 $ 5,549.98 $ 5,725.69 $ 369,823.30
8 $ 178.34 $ 5,547.35 $ 5,725.69 $ 369,644.96
239 $ 5,557.70 $ 167.98 $ 5,725.69 $ 5,641.07
240 $ 5,641.07 $ 84.62 $ 5,725.69 $ 0.00
N CON INTERS GLOBAL

ensuales iguales. Obtenga el abono mensual si la tasa de

entrada, Antonio obtiene un prstamo hipotecario a 20 aos

Cul sera el valor del pago mensual? Elabore una tabla de