Private Car Calculators Version V 6.6.

1
THIS CALCULATOR WILL BE VALID TILL 15th September 2013 ONLY

Please enter values in the dark blue cells

Policy Holder Name ABC Seating Capacity 5

Ownership Individual IDV Calculated 699,601
Address ABAD IDV Selected 658,257
Zone A External Bi Fuel Kit
Cover Type Package Policy Geographical Area extension
Cluster Gujarat Depreciation waiver Yes
Car Manufacturer HYUNDAI Return to Invoice
Car Model FLUIDIC VERNA NCB Protection
Car Variant 1.6 CRDI Key Replacement
Car Mnfg Month & Year (MM-YYYY) Sep-2011 Drive through protection for engine
Policy Start Date (dd/mm/yyyy) 9/12/2013 Cash Allowance
CC 1582 Additional Personal Accident
Fuel Type Diesel

IDV 658,257 Tariff Rate 3.440%

Net Premium 18,619 LTGICL Rate 2.783%
Service Tax @ 12.36% 2,301 Base Rate Variation* -10.00%
Total Premium 20,920 Final Rate 2.504%
Total Discount from tariff 27.200%
Base Rate Variation for Add-ons* -10.00%

PREMIUM BREAK UP
OWN DAMAGE Particulars Premium LIABILITY Particulars Premium
Own Damage Premium 16,484.76 Basic TP Premium 3,424.00
Electrical/Electronic Items - SI 0.00 Restricted TP Liability 0.00
Non Electrical/Electronic Items -SI 0.00 Liability For Bi-Fuel Kit 0.00
External Bi Fuel Kit - SI 0.00 PA For Unnamed Passenger -SI 100000 250.00
Geographical Area Extension for OD 0.00 PA For Unnamed Passenger - No. 5
AAI Membership 0.00 PA To Paid Driver - SI 0.00
Use for Driving Tution 0.00 PA To Paid Driver -Number
Anti Theft Device 0.00 PA Cover For Owner Driver 100.00
Vehicle For Disabled 0.00 Legal Liability To Paid Driver - No. 1 50.00
Voluntary Deduction 0.00 Geographical Area Extension of Liability 0.00
NCB 25% -4,121.19 Loading On TP 0.00
L & T Group Employee Discount 0.00
Underwriting Loading/Discount On OD* -22.50% -2,781.80
Depreciation waiver 5,213.40
Return to Invoice 0.00
NCB Protection 0.00
Key Replacement 0.00
Drive through protection for engine 0.00
Cash Allowance (on a per day basis) 0.00
Add. PA-for all Unnamed Passengers 0.00
Add. PA-Owner Driver 0.00
Net Premium 14,795 Net Premium 3,824

* Discount can only be given by the Underwriter

The calculator is an off-line tool to facilitate the premium computation and is not intended to replace (or incorporate) the underwriting guidelines.
The company reserves the right to modify the rates, IDV, underwriting guidelines etc without prior intimation.
For any make, model not covered in the calculator, the premium rates may be obtained from agency manager and branch locations etc.
Also it may be noted that the attached file comes with standard MS excel protection tool which can be easily decrypted / fooled with some effort. Intentional
decryption/fooling of excel file may result discrepant proposal forms having an impact on the acceptance of proposal and issuance of policy.