National Bank for Agriculture and Rural Development

Department of F]efinance
Head Office : BKC, Bandra (E), Mumbai -400 051
EET===9T2o23::oogo
-ha : dor@nabard.org. aFde : www.nabard.org NABARD
Tel. : +91 22 2652 4926 . FaDt : +91 22 2653 0090
E-mail : dor@nabard.org . Website : www.nabard.org

Ref.No.NB(DOR)/GSS/3l g /DEDS -4/ 2016-17

giv ri.wl.tst3ir3IT)AlFng/ 3J S^lssl l'tl 4 / 2016-17
18 H$ 2016 -1,8- May 2016
`pr

qitr d. f 2jsffi3fr3FT23 z 2016-17 Office Circular No.fjzs /DOR2<?/2016-17

3Tt:FT7 rfu faa3ET The Chairman/Managing Director

HunH5givafiTGF#

-#
All Scheduled Commercial Banks
HaPr eEL HTdr #/ ii5hiiithtli/ <i=q Hgiv air/ All RRBs/ADFCs/StcBs/SCARDBs

All Scheduled Primary Urban Co-operative Banks

enPr 3TFen mTfha 3TFPr uErfu #

fha FTgiv Dear Sir

Dairy Entrepreneurship Development Scheme

an..3Ffin faim in {] -faEEha al (DEDS)- Continuation of the Scheme for the
2016-17 a7 faT in 5T 5TTft I5aT financial year 2016-17

We forward herewith a copy of Administrative

5F EFTir enT T3TFTPla., 3id 3ftT Htlq T]TFT fatrm,
Approval refer No.F No.1-1/2009-DP dated 11
ap riT-, a]iia HitF7TT apiTT nd RETTffi 3Tap
April 2016 issued by DAHD&F, Ministry of
teat ri.TtF.i.1-1; 2009-an far 11 3irfu 2016 fl
rfu 8tGT Ta . qF tr tr FEfrFT - aft aT Agriculture, Government of India for

2016-17 aT ap q,]qtirdqoi a5 3TTqS apiiT 3m]qiF implementation of Central Sector Scheme - DEDS
FT aT #T # a. rd 2016-17 aT an EHaT faT , during 2016-17 for for your information. The

3iiia 5itFTT i 140.00 rfe aT aHE q5T tme[t7FT fin budget provision of Rs.140.00 cr has7 been made
JFT a. by Government of India for 2016-17.

qF in rty faEan ri 201 6-i 7 aT atIT 3T5qpr The scheme is open for the entire Financial Year
an al 3ir tgiv di / fafrfu H qu en. 2016-17 in respect of SC Category and NER
Tgiv air a St]tirfaffa 8tT # Hmi=zTy3T5qfatT States/Sikkim. As regards, General/ST
=F-i;idlfa i anTTfRE aT far qF rfu 01.05.2016
beneficiaries in the Non-NER/Sikkim region, the
tl 31.07.2016 Effi EPr EflH Ffan EPr 3Trfu * faiT
scheme is open only for period of 03 months i.e.
qu en 3flT 3FFT 3Trfu aT an # aT FEFT qT from. 01.05.2016 to 31.07.2016 and the loan

TffiTaaleda
Gaon Badhe Toh Desh Badhe
 applications received by the banks during the

qTca apT 3TTaF (ch aitT * fry fa5T 7iTr ) rfu above period (which are sanctioned later) are
aT agiT tlfan * far tin an 3fl{ fRE EPr eligible under the scheme and subsidy will be

3t]i]&]i]T * 3mm qT 5fRE nd EPr an. released subject to availability of funds under the
scheme.

FTTTffi 3Tap aT HTaT wi rfu aT fa3TrfHQfr Other aspects of the Scheme Guidelines as

aT 3]=q q5i53ff qFT qraa fin aiaT a, annexed to the Administrative Approval has to be
followed.

rfeFTrfu
(aT " xp)
Wuffi
(Y N Reddy)

F HFrfe General Manager

fro: qthH Encls : as above

 Sft

F.No.1-1/2009-DP
Government of India
Ministry of Agriculture and Farmers Welfare
Lepartment of Animal Husbandry, Dairying & Fisheri

Krishi Bhawan, New Delhi-110001

Datedthe llthApril,2016

Subject: - Administrative Approval for implerrientation f`f CeriiTa.i Sector Scheme -

"DAIRY ENTREPRENE'uT`Srii+ ijE`v.ELOPMENT SCHEME" during 2016-
17.

The undersigned is directed to refer to this Department's OM No 1-1/09-DP dated

9th September`, 2010 conveying first administrative approv.al for Central Sector Scheme -
"DAIRY ENTREPRENEURSHIP DEVELOPM.ENT SCHEME (DEDS)" implementation

during 12th Plan and,last`administrative approval issued vide letter No 1-1/09-PP dated _
I-'t!.,``'-.i -.-.-: i ,

10th AprH 2015 and to convey administrative approval for continuation of DEbs`s;he~in.e.. +.`- I-.`! I
for the financial year 2016-17, during 12th Five Year Plan.

2. Objectives of the scheme

to generate Self-employment and provide infrastructure for dairy sector;
to set up modern dairy farms and irifrastructure for production of clean milk;
to encourage heifer cal`f rearing for conservation arid development of good
breeding stock;
to bring structural changes in the unorganized sector, so that initial processing of
milk can be taken up at the village level;
to upgrade traditional technology to handle milk on a commercial scale and
to provide value addition to milk through proce.ssing and production of milk
products.

lmplementing Agency and Area of Operation

The National Bank for Agriculture and Rural Development (NABARD) will be the
nodal agency for implementation of BEDS scheme in all the States and UTs
throughout the country.

4. Outlaysofthescheme
There is budget provision of Rs 140.00 crore during the year 2016-17, which
includes Rs 110.00 crore under MH2404 (General Component), Rs 17.00 crore
under M.H2404 (SC Component) and Rs 13.00 crore under MH 2552 (North
Eastern Region).

Page 1 of 6 t
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5. Components that can be financed, indicative unit cost and pattern of
assistance are given below:

S.NoI ComponentEstablishment of Unit Cost Pattern of Assistance

Rs 6.00 lakh 25% of the project cost (33.33
small dairy units with for 10 animal % for SC ,' ST farmers), as
crossbred cows/ unit -minimum back ended capital subsidy.
indigenous descriptmilchcowslikeSahiwal,RedSindhi,GirRath`ietc/ unit size is 2 Subsidy shall be restricted on
animals with an prorata basis to a maximum of
upper limit of 10 animals subject to a ceiling
10 animals. of Rs.15,000 per. animal,
graded buffaloesupto10animals. ( for
(Rs.20,000 for SC/ST farmers)
SHGs, Cooperatives or actual whichever is lower.
societies , Beneficiaries may purchase
Prod`ucerCompanies unit size`wiiI7be2-1.oanimal,s. ,perinein.b`er)`~ animals of higher costs,
'n.owever, the subsidy will be

.restricted to the Lab'6Ve`+-

ceilings.25%of the project cost (33.33
ij Rearing of heifer Rs 5.30 lakh
calves -cross bred, for 20 calf unit . I % for SC / ST farmers) as
indigenous descript -with an upper back ended capital subsidy.
mi!ch breeds of cattleandofgradedbijffaloes-upto20calves 'limit of 20
Subsidy shall be restricted on
calvesI prorata basis to a ma`^`!mum of
20 calf unit subject to a ceiling
of Rs.6,600/- per calf
(Rs.8,800- for SC/ST farmers)
or actual whichever is lower.25%oftheprojectcost(33.33
iii
' Vermi compost with Rs 22,000/-,I
milch animal unit ( to % for SC / ST farmers) as
be considered with back ended capital subsidy
milch animals/smalldairyfarmandnotseparately) subjec-t to a ceiling of Rs
5,500/- (Rs 7300/- for SC/ST
farmers} or actual whichever ls
lower.25/oof the project,cost (33.33
iv Purchase of milking
I Rs 20 lakh
inachines % for SC / ST farmers) as
/mi!kotesters/bulk back ended capital subsidy
milk cooling units(upto5000litcapacity) subject to a ceiling of Rs 5.0
lakh (Rs 6.67 lakh for SC / STfa,rmers)oractualwhicheverls

lower.

Page 2 of 6

Minls!,ry Agricu!turo
 v Purchase of dairy Rs 13.20 lakh 25% of the project cost (33.33
processingeqiLi pment formanut-actureofindigenousmilkproducts % for SC/ST farmers) as back
ended capital subsidy subject
to a ceiling of Rs 3.30 Iakh (Rs
4.40 lakh for SC/ST farmers)
or actual whichever is lower.

vi Establishment ofdairyproducttransportationfacilitiesandcoldchain Rs 26.50 lakh 25% of the project cost (33.33

% for SC / ST farmers) as
back ended capital subsidy
subject to a ceiling of Rs 6.625
lakh (Rs 8.830 lakh for SC/ST
farmers) or actual whichever is
lower.
vii Cold storage facilities Rs 33 Iakh I 25% of the project cost (33.33 I

(
for milk and nlilk 'IJrr`.
, i` r` . . . -..-
01^-^r Cr\_ I__

productsa back ended< capital subsidy

siibject to a ceiling of Rs 8.25
lakh (Rs 11.0 lakh for SC/ST
farmers) or actual whichever is
lower.
viii Establishment of Rs 2.60 lakh 25% of the project cost (33.33
III
private veterinaryclinics for mobile clinic % for SC / ST farmers) as
and Rs 2.0 Iakh back ended capital subsidy
for stationary subjec`t to a ceiling of Rs
clinic , 65,000/- and Rs 50,000/- (Rs
8?,600/- and Rs 66,600,J- for
SC/ST farme.rs) respectively
for mobile and stationary
clinics or actual whichever is
lower.
ix II Dairy marketing outlet Rs 1.0 lakh/- 25% of the project cost (33.33
/ Dairy parlour % for SC / ST farmers) as
back ended capital subsidy
subject to a ceiling of Rs
25,000/-(Rs 33,300/- for
SC/ST farmers) or actual
whichever is lower.
ote:- The subsidy amount will be rounded off to the nearest-100----REd6ie5S.
Beneficiaries may submit project proposals without any limit. However, the back ended
capit_al subsidy under the scheme will be restricted to the above ceilings. The Banks will
verify the costs of components admissible under the sclheme based on the cost norms
notified by NABAFRTj.

Page 3 of 6 I i{ . c . p.r^.T R '+.?

er Secretary
vt. of india
istry ofAgricij!ture
t. rjf A.. i-I. D-. a Fig.heries
Krishi Bhawan, N@w I)e!nl
 Eligible Beneficiaries
i) Farmers, Individual Entrepreneurs and Groups of Unorganized and Organized
Sector. Group of organized sector, includes Self-Help Groups on behal.f of their
members, Dairy Cooperative Societies, Milk unions on behalf of their members,
Milk federation, Panchayati Raj lrlstitutions (PRls) etc.are eligible under the
scheme.
ii) An appiicant will be eligible to avail assistance for all components under the
scheme but only once for each comporient. `

iii) More than one member of a family can be assisted under the scheme Provided
they set up separate units with separate infrastructure at different locations.
The distance between the boundaries of two such farms should be at least 500
in.

7. Pattern of Assistance .
a) Back ended capital subsidy @ 25% of the project cost for general category
JL : r,|an`d .+3.33`.%.-for -SC/ST-farmers`. The component-wise subsidy ceili.ng;,will. +``L-3` i;u'`-i.'^.;'-

be slJbject tc indicative cost arrived at by NABARD from time to time.

b) Entrepreneur contribution (Margin) for loans beyond Rs.1 lakh* -10% of
proj.ect cost (Minimum) a
C) Baf*ksLub::ci :oa:annyc:e::s:i:nin RB| guideHnes3`
L

8. Financial Institutions eligible for re-finance underthe scheme~

a. Cominercial Banks
b. Regional, RIJra!` and urban Banks
C. State Cooperative Banks
a. State Cooperative Agriculture and Rural Development Banks: and
e. Such other institutions, which are eligible for refinance from NABARD

9. Linkage with credit

Assistance under the scheme shall be purely credit linked and subject to sanction
of the Project by eligible financial institutions and as per the guidelines of the
scheme enclosed herewith.

10. Priorities:
NABARD should work in close liaison with the State Governments and UTs so that
the proposals on priority basis in cluster mode may be implemented. NABA.RD may
also instruct to banks to give priority to projects being implemented in cluster mode
farmers/in/omen in SHGs, Cooperatives and Producer Companies including creation
of facilities of processing, value addition and marketing of milk produced in the
cluster mode.

Page 4 of 6

49rlQ,Jjtt'rg
c[Itt. of A. H. D-. a Fi+;-he-rle3
V-,.-L^,
11. NABARD shaH furnish a monthly progress report to DAHD&F, regarding proposals
received and sanctioned; farmers / entrepreneurs benefited; including Scheduled
Caste(SC),ScheduledTribes(ST)&Womenmembers;component-wisedetailsof
fund release; funds sanctioned and recovery of loan.

12. It may be ensured that 16.2% of the funds targeted for SC farmers/ beneficiaries
under Scheduled Castes Sub Plan (SCSP) as per the directives of Ministry Of
Finance.

13. This administrative approval for continuation of the scheme during 2016" is
issued with approval of Joint Secretary (C&DD) of the Department of Animal
Husbandry;Dairying&FisheriesvideDyNo616/JS(CDD)datedll.04.2016

Unc!er Secfei-ar>.
`..';Goyt. of lr!dia

DeF%':nj;t{?:{3?Tic:.i.:,7,reef,,9s
Ki.ishi' Btiawan, New I:16;hj

Page 5 of 6
 Distribution:

1. Principal Accounts Officer, Ministry of Agriculture, Department of Animal

Husbandry and Dairying,16, Akbar Road Hutments, New Delhi-110011.
2. The Accountant General, Commerce, Works and Miscellaneous, AGCR Building,
Near ITO, New Delhi-110002.
3. Chief Controller of Accounts, Department of Agriculture and Cooperation, Krishi
Bhavan, New Delhi.
4. Advisor (Agriculture), Nm AAYOG, New Delhi.
5. Additional Secretary & Financial Advisor, Deptt. of Animal Husbandry & Dairying ,
Krishi Bhavan, New Delhi.
6. Chief General .Manager.,' Department of Refinance , NABARD, C-24, `G' Block,
Bandra-Kurla Complex, Bandra (East), Mumbai -400 051
7. Joint Secretary (Admn.), Room No.199, Ministry of Rural Development, Krishi
Bhawan, New Delhi.
`. A^u-'`-:"'-t':-``. I
..8.Black,NewDeihi.+
.Joi`nt LSTecre!.ry {PF-li), 'Ministry of Finance, Department
+-```f-+`~`Tfl`...`-. , S c
of__Expenditure, North

9. Joint Secretary, Ministry of Finance, Department of Economic Affairs, Banking

Operation and Adniinistration Division, Room No.6, 3rd Floor, Jeevan Deep
Building, Parliament Street, New Delhi.
10.Chairman, NDDB, P.B.No.40, Anand 388001.
11.All State Governments, Department of Animal Husbandry & Dairying.
12. MD, Milk -Federation, States/ UTs
13. Technical Director, NIC ( With a request to Include the Administrative approval in
website of the Department )

Copy for information to:

PPS to Secretary (AHD&F)
PPS to AS &FA
PPS to AHC
PS to JS (C&DD)/ Dir (DD)/Dir ( Budget)/DC(DD)t'US {Fin)t' AC (DD)/AO( Budget) .
PS to JS(AN'LM)/Ps to JS(LH)

Undersecretarytotheiu;.# REndhf
Secretary
"'Govt, of lridia
Mlnistry of Agriciilture
Deptt. of A. H. D. G. F!inr!es
:<rishi Bhawa!`, Nw rJ..il ,I

Page 6 of 6
 GUIDELINES FOR DAIRY ENTREPNEURSHIP DEVELOPMENT SCHEME FOR
IMPLEMENTATION DURING THE 12TH FIVE YEAR PLAN.

1. Background
H The Department of Animal Husbandry, Dairying and Fisheries is jmplementing Dairy
Entrepreneurship Development Scheme (DEDS) since 01.09.2010 with the objective of
generating self employment opportunities in the dairy sector, covering activities such as
enhancement of milk production, procurement, preservation, transportation, processing and
marketing of milk, by providing back ended capital subsidy for bankable projects. The
scheme is being implemented by National Bank for Agriculture and Rural Development
(NABARD).

1.2 DEDS scheme has received overwhelming respoiise fran dairy entrepreneurs across
the country. Considering the contn.bution made by the scheme in providing livelihood
opportunities and gainful employment to smaH and marginal farmers and dairy entrepreneurs,
the Cabinet Committee on Economic Affairs (CCEA) has approved the continuation of DEDS
scheme with an outlay of Rs 1400 crores during the 12t'T Five Year Plan.
(

2. Objecti`Jes of the scheme

to generate self-employment and provide infrastructure for dairy sector;
to set up modern dairy farms and infrastructure for production of clean milk;
to encourage heifer calf rearing for conservation and development of good breeding
stock;
to bring structural changes jn the unorganized sector, so that initial processing of milk
can be taken up at the village level;
to upgrade traditional technology to handle milk on a commercial scale and
to provide value addition to milk through processing and production of milk products.

\,

3. Implementing Agencyand Areaofoperation

The National Bank for Agriculture and Rural Development (NABARD) will be the nodal
agency for implementation of DEDS scheme in aH the States and UTs throughout the
Country.

4. Outlays of the scheme and implementation Period

The Planning Commission has allocated an amount of Rs 1400 crores for DEDS
scheme for 12th Five Year Plan for implementatjon of the scheme throughout the
Country.

Eligible Beneficiaries
Farmers, Individual Entrepreneurs and Groups of Unorganized and Organized Sector
are eligible under DEDS. Group of organized sector, includes Self-Help Groups on
behalf of their members, Dairy Cooperative Societies, Milk unions on behalf of their
members, Milk federation, Panchayati Raj Institutions (PRls) etc.
f.'(.c.pTP,,`,?
Page 1 of 8 Und3TS.3itf,iar}.
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 5.2 An applicant will be eligible to avail assistance for all components under the scheme,
but only once for each compor,ent. However, more than one member of a family can
be assisted under the scheme provided they set up separate units with separate
infrastructure at different locations. The distance between the boundaries of two
such farms should be at least 500 in.
5.3 Priority shall be given to proj.ects being implemented in a cluster mode covGring dairy
farmers/V\fomen in SHGs, Cooperatives and Producer Companies including creation
of facilities of processing, value addition and marketing of milk produced in the cluster.

Pattern of Assistance

a) Back ended capital subsidy @ 25% of the project cost for general category and
@ 33.33 % for SC/ST farmers. The comporient-wise subsidy ceiling will be
subject to indicative cost arrived at by NABARD from time to time.

b) Entrepreneur contribution (Margin) for loans beyond Rs.1 iakh* -10% of the
project cost (Minimum)
``6) Bank Loan`-Baranc6--pd'rtio`h .r -```"

[* Subject to any revision in P`BI guidelines]

7. Financial Institutions eligible for re-finance under the scheme

a. Commercial Banks
b. Regional Rural and Urbar, Banks
c. State Cooperative Banks
d. State cooperative Agriculture and'Rural Development Banks: and
e. Such other institu.tions, which are eligible for refinance from NABARD

8. Linkage with credit

Assistance under the scheme shall be purely credit lirlked and subject to sanction of
the Project by eligibie financial institutions mentioned at para 7above.

9. Sanction of project by banks (Financial Institutions):

9.1 The entrepreneurs will prepare a project as per norms of the scheme and submit to the
Bank for sanction of the project. The bank shall appraise the project as per the
administrative approval issued by DADF from time to time and if found eligible, sanction
the total outlay excluding the margin, as a bank loan. The loan aniount shall be
disbursed in suitable installments depending on the progress of the unit. After the
disbursement of the first installment of the loan, the finaricial institution /bank shall apply
to the concerned Regional Office of NABARD for sanction and release of subsidy
amount.

9.2 All the financing banks shall be required to forward their subsidy claims through their
controlling office to the concerned NABARD Regional Office within two months of
disbursement of first installment of the bank loan.

{.rf`,a,.PbTF;h::,. Page2of8

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 10. Project Sanctionjng Committee (PSC)
Project Sanctioning Committee (PSC) of NABARD Regional Office shaH consider
proposals forwarded by the concerned financial institutions/banks and approve the
subsidycasesofeligibleapplicantswithinonemonthofreceiptoftheproposals.

11. Releaseofsubsidy
11.1 Government of India win release funds in advance to NABARD to meet the committed /
anticipated liabilities towards the claims received by them and funds will be recouped
after balance comes below a certain level. The funds win be utilized by NABARD for
providing back ended capital subsidy to eligible beneficiaries through financing banks,
as per their subsidy claims.
11.2 After sanction of the subsidy by the PSC, the Regional Office :of NABARD shall release
the subsidy amount, after confirming the availability of funds from NABARD Head
Office. The subsidy shaH be released on first come first serve basis subject to
availability of fuiids allocated to the States/UTs.
11.3. Ali the financing banks.shaH be required to kept the subsidy amount in "Subsidy
Reserve Fund Account (Borrower-wise) in books of the financing inst.it.ution/bank' and'".-;!''` `-'
adjust the subsidy amoilnt in the subsidy reserve fund account of the beneficiary within
seven days of the receipt of subsidy from NABARD. In case the subsidy is not
adjusted to the subsidy reserve fund account of the beneficiary within seven days of
the receipt, the financing bank shaH be liable to compensate the beneficiary to the
extent of the additional int6rest charged. {
11.4 After the receipt of subsidy from NABARD, the controlling office of the financing bank/
InstitutionT shall submit a utilization certificate to the effect that the amount has been
credited to the reserve fund accoiint of the beneficiary alongwith details of the
beneficiary. This certificate should be submitted to the concerned NABARD Regional
Ot-fice within fifteen days of the receipt of subsidy.

-12. Rate oflnterestapplicable on the loan amountunderthescheme

Rate of interest on loans shall be as per P`Bl guideliries and the declared policy of the
concerned bank. The bank may charge interest on the entire loan amount, until the
subsidy portion is received; and from the date of the receipt of the subsidy, interest
shaH be charged only on the effective bank loan portion i.e. bank loan minus subsidy.

Time limit for Completion of the project

Time limit for completion of the project (except for calf rearing units where
disbursements are expected to continue upto two years) would be as envisaged under
the project, subject to a maximum period of 9 months from the date of disbursement of
the first installment of loan. This maximum period may be extended by 3 months in
caseswherejustificationprovidedbythebeneficiaryisfoundadequatebythefinancing
bank.

p^TF;A-.i
Page 3 Of 8
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 13.2 ln case, the project is not completed within the stipulated period, benefit of subsidy wi 11
not be available; the advance subsidy placed with the participating bank, if any, shall be
refunded to NABAF.D.

14. Security/Surety
14.1 Security for availing the loan be as perthe guidelines issued by RBI from time to time.

14.2 The beneficiary contribution of 10% shall not be required for loans less than Rs.1 Iakh
or any amount as specified in the RBl guidelines, as revised from time to time.
14.3 Kisan credit cards (KCC) may be used foravailing loans underthe scheme, subject
to RBI guidelines.

15. Repayment
15.1. Repayment Period will vary between 3-7 years depending on the nature of the activity
and cash flow. Grace period may range from 3 to 6 months in case of dairy farms to 3
years for calf rearin,g units (to be decided by the finar.cing bank.--as per- needs of
individual proj-ect;).

15.2 The recovery of the loan will be based on the net loan amount only. Subsidy sha!I be
adjusted by the concerns.d bank after the net bank loan (Bank loarl minus subsidy) and
interest thereon has been repaid.
15.3 Repayment Schedules shall be drawn on the total bank loan taken in a manner that the
subsidy amount is adjusted after liquidation of the net bank loan (excluding subsidy).

16. Adjustment of subsidy

16.1 I Capital subsidy will be back ended (adjusted agairist last few installments of repaymerlt
of the bank loan) with a minimum lock-in period of 3 years, ana. shall be refunded if the
account becomes a Non Performing Account (NPA).

16.2 The subsidy amount will be kept in "Subsidy Reserve Fund Account (Borrower-wise) in
books of the financing institution/bank. No interest shall be payable on this amount.

17. Monitoring Mechanism

17,1 Project anctioning Committee (PSC): PSC set up at NABARD Regional Offices shall
monitor and review the progress of the scheme on quarterly basis. The participating
banks shall conduct periodic inspections of the units and give a feedback to the PSC.
17.2 Joint Monitoring Committee (JMC): Joint Monitoring Committee (JMC) set up under
Chairmanship of Joint Secretary (DD) with representatives of NABARD, concerned
Banks and State Secretaries-in-charge of AH&D of four States, on rotational basis for a
period of two years, will monitor and review progress of implementation of the Scheme,
at regular intervals.

17.3 The State Level Bankers Committee (SLBC) and District Level Bankers Comrrlittee
(DLBC) shall review and monitor the Scheme in the concerned State at regular intervals.
Page 4 of 8
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 17.4 Units set up under the scheme will be monitored by conduetjng field visits on a
sample basis by NABARD and major observations shall be placed before th.e PSC for
c!iscussion. In case the observation is such that needs to be brought to the attention of
JMC, NABARD shall do so.

17.5 NABARD shall furnish a monthly progress report to DAHD&F, regarding proposals
received and sanctioned; farmers / entrepreneurs benefited; including SC, ST &
Women members; component-wise details of fund release; funds sanctioned and
recovery of loan in the format enclosed at Annexure I.

18. Other conditions:

18.1 Empowered Committee under the Chairmanship of.Secretary (ADF) will have discretion
to modify indicative unit cost, based on inp`uts from NABARD.

18.2 As per directives of Planning C`bmmission, a Separate budgetary provision has been
made in the Scheme for SC farmers/beneficiaries under the Special Component plan fo.r
Scheduled Castes (SCP-SC) and for North Eastern States in BE 2013-14.
18.3 DAHD&F reserves the right to mo'dify, .add :and--delete any term:s -:/ c6`riditi-o`ing ' 'with6-dt-.."+
assigning any reasons arid the Department's interpretation of various terms will be final. Further,
the Department reserves the right to recaH any amount given under the scheme without assigning
any reason thereof

18.4 Surpirise inspection shall be undeiiaken by DAHD&F to assess the physical and
financial progress of the projects.
18.5 NABARD would be provided funds equivalent to 3.5% of the subsid`/ disbursed per year
for Administrative expenses (jnc!uding monitoring and evaluation, of the 3.5% provided
as Administrative Expenses,1% wiM be spent by NABARD oil Publicity of the Scheme)
subject to the ceiling of Rs.6 cr`ore per year
18.6 NABARD shaH er,sure adequate publicity of the scheme throughou-i the country to
ensure that the benefits of the scheme are availed by all eligible beneficiaries.. Publicity
charges will be restricted to 1% of subsidy disbursed in a year. Special attention will be .
given to the North Eastern States to sensitize potential benefic!.aries.
18.7 Other operational instructions issued by DAHD&F / NABARD from time to time will be
stric{!y adhered to.

18.8 NABARD would provide refinance assistance to commercial banks, Regional Rural
Banks (RRBs), Schedule Commercial Banks (SCBs), State Cooperative Agric.ulture and
Rural Development Banks (SCARDBs) and other such eligible institutions. Quantum and
rate of interest on refinance will be as decided by NABARD from time to time.
18.9 A signboard displaying "Assisted under DEDS by Department of Animal Husbandry
Dairying and Fisheries, Government of India through NABARD" will be exhibited at the
unit funded uncle.r DEDS.

Page 5 of 8
Gavt. Cf

o&,;:i:,;:;,::A:a3t.3,;:rt:`,;i:,.*t+:i::.:,:s
 19. Components that can be financed, indicative unit cost and pattern of assistance
are given below:

S.No Component Unit Cost Pattern of Assistance

II Establishment of small Rs 6.00 lakh 25% of the project cost (33.33 % for SC
dairy units with for 10 animal / ST farmers), as back ended capital
cross b red cows/ unit subsidy. Subsidy shall be restricted on
indigenous descript minimum prorata basis to a maximum of 10
milch cows like Sahiwal, unit size is 2 animals subject to a ceiling of
Red Sindhi, Gir, Rathi animals with Rs.15,000 per animal, (Rs.20,000 forSC/STfarmers)oractualwhicheverls
I etc / graded buffaloes an upper
upto 10 animals limit of 10 lower Beneficiaries may purchase
Note: ln the case of animals.?i...I;,-i:`:.:i,.--i,-T:-'`:ii?:ri+}:;`.+.2:.I animals of higher costs, .however, the
SHGs, Cooperatives subsidy will be restricted to the above
societies , ProducerCompaniestheunitsizewillbe2-10animalsper!Lr'.,._` ceilings.

ri;in,-ber.) i-I,----:,i...,ti: .., i

i;-i,-----,.,` `,` .*`'.--< ,.-`~?--,-, . . -. i-.^-``

-Rearing of heifer calves

ii(
25% of the project cost (33L33 % for SC
Rs 5.30 lakh
-cross bred, indigenous for 20 calf / ST farmers) as back ended capital
descript milch breeds of unit - with subsidy. Subsidy shall be restricted on
cattle and of graded an upper prorata basis to a maximum of 20 calf
buffaloes - upto 20 limit of 20 unit subject to a ceiling of Rs.6,600i'-
calves calves per calf (Rs.8,800 for SC/ST farmers)
or actual whichever is lower. .
'iiiI
Vermi compost with Rs 22'000/- 25% of the project cost (33.33 % for SC
milch animal unit ( to be / ST farmers) as back ended capital
coiisidered with mi[ch lsubsidy subject to a ceiling of Rs
animals/small dairy farm 5,500/- (Rs 7300/- for SC/ST farmers)
and not separately ) I or actual whichever i.s lower,
iv Purchase-of milking 25% of the proj.ect cost (33.33 % for SC
I Rs 20 lakhI / ST farmers) as back ended Capital
machines
/mil kotesters/bulk milk subsidy subject to a ceiling of Rs 5.0
cooling units (upto 5000 lakh (Rs 6.67 Iakh for SC /. ST farmers)
lit capacity) or actual whichever is lower.
V Purchase of . dairy Rs 13.20 25% of the project cost (33.33 % for
processing equipment Iakh SC/ST farmers) as back ended capital
fo r in an ufactu re of subsidy subject to a ceiling of Rs 3.30
indigenous milk products lakh (Rs 4.40 Iakh for SC/ST farmers)
or actual whichever is lower.
vi Establishment of dairy Rs 26.50 25% of the project cost (33.33 % for SC
product transportation lakhI / ST farmers) as back ended capital
facilities and cold chain subsidy subject to a ceiling of Rs 6.625

:ji`o;jTt:;oe:ji::i;i.:;:;,%L\::5age6f8
th.`r`.`SftrhY
Dep}t.L`.,"dt`awat`l
 lakh (Rs 8.830 lakh for SC/ST farmers)
or actual whichever is lower.
vii Cold storage facilities forMilkandMilkProductsEstablishmentofprivate Rs 33 lakhRs2.60lakh 25% of the project cost (33.33 % for SC
/ ST farmers) as back ended capital
subsidy subject to a ceiling of Rs 8.25
Iakh (Rs 11.0 lakh for SC/ST farmers)
or actual whichever is lower.
viii
25% of the project cost (33.33 % for SC
veterlnary clinicsDairymarketing outlet /Dairyparlorcj` for mobileclinicandRs2.0IakhforstationaryclinicRs1.0lakh/-:. .: +- I / ST farmers) as back ended capital

subsidy subject to a ceiling of Rs

65,000/- anc! Rs 50,000/- (Rs 86,600/-
and Rs 66,600/- for SC/ST farmers)
respectively for mobile and stationary

I XI clinics or actual whichever is lower.

25% of the project cost (33.33 % for SC
/ ST farmers) as back endedocapital
subsidy subject to a ceiling of Rs
25,000/I(Rs. 33.,300/-' for : SC-/T
farmers) or actual whichever is lower.

Note:- The subsidy amount will be rounded off to the nearest

100-----
Rupees.
I__-_' Beneficiaries may
-`,''`,`'`,`u'.`,+,.,''CrlJ'
S.u^bh::^Pr`:i::,tL_Pr3_P_LS=!S__:i.tfio,rtan:y!imit.Hgivever,thebackeniei-=irit-;I-s;.;:;;;u;;ie';`tah'e
S.CAP::^en^W!l+I.b^e.:_S::ILO,t_e?.._t_:_t_h.:aio.reme.ntio;iJ`5;`iii;ni:-i;:.ui;:n;sup:;i'%;utyheu''cuoC:t:"oof
cdimponentsedmissibleundertheschemebasedonthe:ostri;r;:-;;iifi.:i.;;iv';ii-Ri.

AgT',,`,t._u,::

Ogg`;:.:`;;'a:::.aA%::Tit::,`:`i:,i:,n3`S

Page 7 of 8
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