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Wellness Support:
Access to a personalized wellness WEB PORTAL that tracks your medical values from various tests, stores all your
medical records, helps you monitor your condition and provides you special offers for health products that you may
need
Personalized highly trained HEALTH COACH to guide, remind and create your personal diet and fitness plans
MONTHLY NEWSLETTERS to provide you with important information on healthcare and management
Access to a CENTRALIZED HELPLINE to answer any queries that you may have
It rewards you for staying healthy
reward points system reimbursement of medical expenses:
that pays you for up to 25% of premium for management of health condition
staying healthy reduction in your renewal premium:
up to 25% of premium based on your health results
THE REWARDS POINTS
(rewards for staying healthy)
Based on the results of your medical tests and key health parameters
such as BMI, BP, HbA1c and Cholesterol we offer you incentives for
staying healthy.
*Deduction U/S 80D of the Income Tax Act. Tax benefits are subject to changes in Tax Laws
Major Exclusions
War or any act of war, nuclear weapons/materials, chemical and biological weapons, radiation of
any kind.
Insured Person committing or attempting to commit a breach of law with criminal intent, or intentional
self injury or attempted suicide while sane or insane.
Insured Persons participation or involvement in naval, military or air force operation, racing, diving,
aviation, scuba diving, parachuting, hang-gliding, rock or mountain climbing.
Abuse or the consequences of the abuse of intoxicants or hallucinogenic substances such as
intoxicating drugs and alcohol.
Treatment of Obesity and any weight control program.
Psychiatric, mental disorders; congenital internal or external diseases, stem cell implantation or
surgery; sleep-apnoea.
Conditions related to or arising out of HIV/AIDS.
Pregnancy, miscarriage (except as a result of an Accident or Illness), maternity or birth (including
caesarean section) except in the case of ectopic pregnancy.
Dental treatment and surgery of any kind, unless requiring Hospitalisation.
This is only a summary of the exclusions, for the complete list of exclusions please refer policy wordings
How to Buy
www.apollomunichinsurance.com
Contact us on our Toll free Number
1800-103-0555
Visit to our branch offices
across India
Our Offices are present
in all major cities which
include HYDERABAD,
CHENNAI, KOLKATA,
BANGALORE,
MUMBAI, DELHI,
PUNE & AHMEDABAD