Terms and Conditions

Bank Alfalah Limiteds Step-By-Step (SBS) Plan means the purchase of goods and services by the
SBS Instalment Plans at 0% Markup*
Cardholder for the Cardholder to utilise the available credit limit and repay the transaction
amount in equal monthly instalments according to the credit card and SBS terms and conditions. Non Solar Inverter Maintainance Free Battery Microwave Oven Water Dispenser with No Processing Fee
Usage Deep Cycle Lead Acid Battery
Total SBS prices include the purchase price (inclusive of all eligible taxes) and applicable SBS
charges as per the Schedule of Bank Charges (SoBC).
An inverter is an electrcial device that converts direct current (DC) to alternating current AC). HB-145 HB-165 HB-195
HDG-2515S HWD-44 (White)

HWD-45 (Black)
Extra large stainless steel tank
Alfalah Credit Cards
33Kg 40Kg 48Kg 800 Watts
HTU-1005 HTU-1205 25 Litres Double protection for low water level
SBS processing fee of 2.5% or Rs. 500 (whichever is higher) shall be applicable per transaction. 100 Amp 120 Amp 150 Amp
1000VA/800Watt/12VDC/230VAC 1200VA/1000Watt/12VDC/230VAC Knob and button control Super fast cooling compressor
The Bank reserves the right to change all the SBS related fees and charges at its own discretion. 1 Battery support (170Amp) 2 Batteries support (155Amp) 12V 12V 12V
4 Tubelights/12 E.Saver and 6 Fans 6 Tubelights/16 E.Savers and 6 Fans 18-24 months estimated battery life LCD for dynamic display Hot and cold water taps
The Cardholder shall pay the total SBS price inclusive of all applicable SBS charges in equal 99.9% efficient in terms of energy supply Easy open glass door Refrigerator cabinet
instalments (SBS monthly instalment) based on SBS terms chosen by the Cardholder. HTU-2005 Suitable for all weather conditions Large glass turntable Low-noise design
2000VA/1600Watt/24VDC/230VAC Ensure a consistent power back
Anti-bacterial material
Products offered on 0% markup are as per tenures defined in the brochures under the respective
product code/product model.
2 Batteries support (155Amp)
11 Tubelights/28 E.Savers and 11 Fans Product Detail 0% Markup Months
Product Detail 0% Markup Months
Childproof hot water tap
Anti Bacterial
Material
Child Proof
Hot Water Tap
Refrigerator
Cabinet

Price 3 6 12 18 24 30 36
3 6 12 18 Months Months Months Months

Instalment billed to Cardholders on cycle date shall be included in minimum payment by said Rack design and wall-mounted design for flexible installation
Multi protections: low battery alarm, low battery shutdown, overload protection,
S/N
1.
Product
HB-145
Price Months Months Months
16,500 5,500 2,750 1,375
Months
918
24
976
30
839
36
747
HDG-2015S 12,500 4,167 2,083 1,042 694 740 635 566 Product Detail 0% Markup Months
Cardholder. over temperature protection, short circuit protection Price 3 6 12 18 24 30 36
2. HB-165 20,400 6,800 3,400 1,700 1,133 1,207 1,037 924 Months Months Months Months
Built-in intelligent charger control for preventing overcharge
Cost-effective as compared to generator 3. HB-195 24,500 8,167 4,083 2,042 1,361 1,450 1,245 1,109 HDG-236S HWD-44/HWD-45 14,200 4,733 2,367 1,183 789 840 722 643
If the Cardholder pays less than the monthly minimum amount on the payment due date specified
800 Watts
in the statement of account, the Cardholder becomes liable to pay service fee/charges according
to the terms and conditions.
Product Detail 0% Markup Months Deep Cycle Gel Battery 23 Litres HWD-63(Black) HWD-64(Red)
S/N Product Price 3 6 12 18 24 30 36 HB-146G HB-196G HB-210G Defrost setting HWD-65(Golden)
Months Months Months Months
In case, the Cardholder decides to cancel his/her SBS, the Cardholder shall be liable to pay the 1. HTU-1005 12,900 4,300 2,150 1,075 717 763 656 584
33Kg 48.6Kg 59.5Kg Microwave+grill combination
100 Amp 120 Amp 150 Amp Extra large stainless steel tank
pre-closure penalty i.e. 5% of remaining loan amount or Rs. 1,000 (whichever is higher). 2. HTU-1205 13,900 4,633 2,317 1,158 772 822 707 629 Clock kitchen timer
12V 12V 12V Double protection for low water level
3. HTU-2005 17,900 5,967 2,983 1,492 995 1,059 910 810 Easytronic control for quick setting
The Bank reserves the absolute right to accept/reject the request for conversion of the 18-24 months estimated battery life of operations Super fast cooling compressor
transaction or balance to SBS. Solar Inverter Hot and cold water taps
99.9% efficient in terms of energy supply Easy open glass door
HTD-1011SCC HTD-1211SCC Suitable for all weather conditions Refrigerator cabinet
Anti Bacterial

Delivery of the product will be subject to the availability of stock. Large glass turntable Material

1000VA/800Watt/12VDC/230VAC 1200VA/1000Watt/12VDC/230VAC Low-noise design

Ensure a consistent power back
1 Battery support (170Amp) 2 Batteries support (155Amp)
The Bank shall not be liable if merchant is unable to arrange the product within the time period 4 Tubelights/12 E.Saver and 6 Fans 6 Tubelights/16 E.Savers and 6 Fans Product Detail 0% Markup Months Product Detail 0% Markup Months Anti-bacterial material Child Proof Refrigerator
due to any stock issue.
3 6 12 18 Price 3 6 12 18 24 30 36
Childproof hot water tap Hot Water Tap Cabinet

HTD-2011SCC HTD-2211SCC S/N Product Price 24 30 36 Months Months Months Months

Months Months Months Months
HDG-236S
All SBS products are subject to availability and market price. Any increase in price will be updated 2000VA/1600Watt/24VDC/230VAC
2 Batteries support (155Amp)
2200VA/1800Watt/24VDC/230VAC
2 Batteries support (155Amp)
1. HB-146G 18,800 6,267 3,133 1,567 1,044 1,112 956 851 10,000 3,333 1,667 833 556 592 508 453 Product Detail 0% Markup Months
on website and Cardholder shall be apprised at the time of booking through Alfalah Contact 2. HB-196G 22,700 7,567 3,783 1,892 1,261 1,343 1,154 1,028 Price 3 6 12 18 24 30 36
Centre.
11 Tubelights/28 E.Savers and 11 Fans 12 Tubelights/30 E.Savers and 12 Fans 3. HB-210G 27,900 9,300 4,650 2,325 1,551 1,651 1,418 1,263 HDG-2012S HWD-63/64/65
Months Months Months Months
13,800 4,600 2,300 1,150 767 817 701 625
Rack design and wall-mounted design for flexible installation 700 Watts
All SBS promotions shall be valid for a limited time. Multi protections: low battery alarm, low battery shutdown, Generator 20 Litres
overload protection, over temperature protection, short circuit protection Washing Machine
Built-in intelligent charger control for preventing overcharge HGR-2.80KVA-D HGR-6.05KV-D Microwave+grill combination
Bank Alfalah Limited shall not, in any way, be held responsible for the quality, purpose, fitness of Cost-effective as compared to generator Output: Max 2.8kw Output: Max 6.5kw Start+30sec/confirm HWM-1020SA (with Free Dry Iron)
or merchantability of the SBS product delivered by the merchant. Fuel tank capacity 17L Engine 15HP Easytronic control for quick setting Capacity: 10kg
Bank Alfalah Limited shall not be liable for any loss or damage incurred or suffered by the
Product Detail 0% Markup Months Consumption 1.48L/hr Fuel tank capacity 27L
Consumption 0.48L/hr
of operations Fully plastic body/Rust Proof
Cardholder by reason of a business partner refusing to allow a transaction or accepting a credit S/N Product Price 3 6 12 18 24 30 36 Digital meter Easy open glass door
Months Months Months Months Double layer heavy duty
card. 1. HTD-1011SCC 13,900 4,633 2,317 1,158 772 822 707 629 Double muffler Large glass turntable Big plustor for smart wash
2. HTD-1211SCC 14,900 4,967 2,483 1,242 828 882 757 675 Wheels and handles, Lead acid battery
Transparent cover
By signing the SBS Application Form, it is assumed that you have read, understood and agreed
with the terms and conditions mentioned on the SBS flyer and the Banks website,
3.
4.
HTD-2011SCC
HTD-2211SCC
18,900 6,300 3,150 1,575 1,050 1,118 961 856 Engine oil, Gas kit Product Detail 0% Markup Months
Double Inlets, saves time and water
19,900 6,633 3,317 1,658 1,106 1,177 1,012 901
bankalfalah.com Product Detail 0% Markup Months
HDG-2012S
Price
8,800
3
Months
6
Months
2,933 1,467
12
Months
733
18
Months
489
24
521
30
447
36
398
Low noise
HTD-3012SCC
3000VA/2400Watts/24VDC/230VAC
S/N Product Price 3
Months
6
Months
12
Months
18
Months 24 30 36 Product Detail 0% Markup Months
10 Tubelights/25 E.Savers/10 Fans and 1 Refrigerator (12 Cuft)
1. HGR-2.80KVA-D 39,500 13,167 6,583 3,292 2,194 2,337 2,008 1,788 Induction Cooker Price 3 6 12 18 24 30 36
2. HGR-6.05KV-D 71,500 23,833 1,1917 5,958 3,973 4,230 3,635 3,237 HIC-102 HWM-1020SA
Months Months Months Months

Capable of starting electric motor 1.5HP 16,900 5,633 2,817 1,408 939 1,000 859 765
Embedded with 3-stage, 20Amp charger
HGR-3.03KV-D HGR-5.05KV-D AC 220V-240V
Multiple protection on voltage, temperature and load
Output: Max 2.8kw Output: Max 5kw 50Hz/60Hz
Dual-color LCD interface
Fuel tank capacity 15L Fuel tank capacity 25L 100W-2100W HWM-920SA (with Free Dry Iron)
HTD-5012SCC 60C-270C
Consumption 1.9L/hr Consumption 2.7L/hr Capacity: 9kg
5000VA/4200Watts/48VDC/230VAC
10 Tubelights/25 E.Savers/10 Fans and 1 Refrigerator (12 Cuft) Sensor touch control with 4 digits display Fully plastic body/Rust proof
1 Washing machine HGR-2.53KV-D Digital meter
Double muffler Multi function with auto menu Double layer heavy duty
Capable of starting electric motor 2.5HP Output: Max 2.5kw
Wheels and handles High quality ceramic plate Big plustor for smart wash
Input voltage range 180V~270VAC(normal range) Fuel tank capacity 15L
100V~270VAC(generator/wide range) Lead acid battery heat and stock proof Transparent cover
Consumption 1.13L/hr Engine oil, Gas kit
Multi function LCD indications and Buzzer alarms
8 levels, adjustable power preset function Double Inlets, saves time and water
Product Detail 0 % Markup Months with digital timer Low noise
Product Detail 0% Markup Months 3 6 12 18
111 225 111 S/N Product Price Months
3
Months
6
Months
12 18
Months 24 30 36
S/N Product
1. HGR-2.53KV-D
Price Months Months Months
38,500 12,833 6,417 3,208
Months
2,140
24
2,278
30 36
1,957 1,743
Product Detail 0% Markup Months Product Detail 0% Markup Months
1. HTD-3012SCC 47,900 15,967 7,983 3,992 2,661 2,834 2,435 2,169 Price 3 6 12 18 24 30 36 3 6 12 18
bankalfalah.com 2. HTD-5012SCC 69,900 23,300 11,650 5,825 3,883 4,136 3,553 3,165
2.
3.
HGR-3.03KV-D
HGR-5.05KV-D
44,900 14,967 7,483 3,742
65,500 21,833 1,0917 5,458
2,494
3,639
2,657
3,875
2,282 2,033
3,330 2,966
HIC-102 4,900
Months
1,633
Months
817
Months
408
Months
272 290 249 222 HWM-920SA
Price
15,900
Months Months
5,300 2,650 1,325
Months Months
883
24
941
30
808
36
720
The Way Forward
Get yourself a Kenwood or Homage appliance and
Food Processor
pay when it is convenient for you! Split Air Conditioners
Floor Standing Air Conditioners Food Processor FP-120 Pack Deal 3
KDC-1214S (12000BTU)
FP-735 500 Watts, 0.5 Litre capacity The Way Forward
KDC-1814S (18000BTU) GLOW
3 simple steps to avail Alfalah Step-By-Step (SBS) 1 speed plus pulse
Mute operation
KDC-242FHW (24000BTU) 1000W, 3.0 Litre
Stainless steel blades Application Form
Instalment Plans: Energy saving
PREMIER


Variable speed plus pulse
Stainless steel blade
High density filter Hidden LED display Hand Blender HDP-304 Please complete this form, attach a copy of your CNIC and
Anti-cold air function Integral cord storage
Precise in temperature control
Reversible slicing and shredding discs 500 Watts, 0.5 Litre capacity, 2 speed drop it in any Bank Alfalah drop box. Allow 21-28 working
With Alfalah Step-By-Step (SBS) Instalment Plans you can Refrigerant gas R410A Leading in appearance and material Wide range of attachments included Patented space-saving tap
days for delivery.
Hydrophilic aluminium fin Plastic body silver finish
get the products you have always wanted in easy equal Louver position memory
4 Dimensions air supplying-comfortable

monthly instalments with flexible tenures that suit your Product Detail 0% Markup Months Sandwich Maker SM-740 Cardmembers Name
lifestyle perfectly in 3 simple steps: Product Detail 0% Markup Months
Product Detail 0% Markup Months
FP-735
Price 3
Months
6
Months
12
Months
18
Months 24 30 36 Non stick coated plate, Satery latch
Plate release button Address
3 6 12 18 19,900 6,633 3,317 1,658 1,106 1,177 1,012 901
3 6 12 18 Price Months Months Months Months 24 30 36
S/N Product Price Months Months Months Months 24 30 36 KDC-242FHW 700 Watts
163,900 54,633 27,317 13,658 9,106 9,697 8,332 7,421 Phone No. (Off.)
1. KDC-1214S 60,900 20,300 10,150 5,075 3,383 3,603 3,096 2,757
1. Call Alfalah Contact Centre at 111 225 111 to place your 2. KDC-1814S 73,900 24,633 12,317 6,158 4,106 4,372 3,757 3,346
order or fill in the form attached to the flyer and drop Juicer JEP-010WH Pack Deal 1 Product Detail 0% Markup Months Phone No. (Res.) Mobile No.
Price 3 6 12 18 24 30
KET-1218S (12000BTU) 36
Alfalah Credit Card No.
it at any Alfalah Credit Cards drop box, located at
Months Months Months Months
340W, 1.4 litre, Pack Deal 3
KET-1818S (18000BTU) 20,900 6,967 3,483 1,742 1,161 1,237 1,062 946
0.6L juice jug
Bank Alfalah branches. KEF-423F(42000BTU) KES-243F(42,000BTU) Speeds: 2
High Ambient Food Processor FP-220
High Efficiency LED display Auto Restart Pack Deal 4 Expiry Date /
Easy clean filter Wide Angle Air Flow Hand Blender HDP-402 2.1L total capacity bowl Month Year
2. Opt for 3, 6, 12 or 18 months instalment plan and enjoy Smart Running
Wide angle air flow Hidden LED Display 800W Power, 0.5L calibrated chopper 2 speed plus pulse
Super Quiet Mode Calibrated 1.2L liquidiser CNIC
0% markup or choose from a range of flexible Refrigerant Gas R410A
Anti-rust outdoor casing Intelligent Sleep Mode 0.75L calibrated beaker
10 Hours automatic power off Anti-Rust Outdoor Casing Variable speed plus turbo function
tenures of up to 36 months. High Ambient Cooling Hand Mixer HM-620 Authorised Persons Name
(Who may receive product on your behalf)
Food Processor FP-190
Product Detail 0% Markup Months Product Detail 0% Markup Months 350W,
5 Speeds Authorised Persons CNIC No.
3. Receive your selected Kenwood/Homage product at S/N Product Price 3
Months
6
Months
12
Months
18
Months 24 30 36 S/N Product Price 3
Months
6
Months
12
Months
18
Months 24 30 36
600W, 1.4 litre bowl with 800ml working capacity
2 speeds plus pulse Design based on the award-wining
your doorstep free of charge. 1. KET-1218S
2. KET-1818S
56,900 18,967 9,483 4,742 3,161 3,367 2,892 2,576 1. KEF-423F
2. KES-243 FH
130,900 43,633 21,817 10,908 7,272
103,000 34,333 17,167 8,583 5,722
7,745 6,654 5,927
6,094 5,236 4,664
Full safety interlock kMix Hand Mixer
68,900 22,967 11,483 5,742 3,828 4,077 3,502 3,120
Please tick one of your purchase options
Deep Freezer Kettle JKP-230
KEG-1212S (12000BTU) I would like to make this purchase without availing Step-By-Step (SBS) Plan.
KEG-1811S (18000BTU) KDF-310SD (12 Cuft) (with Free Stabilizer/AVR) Product Detail 0% Markup Months Power: available in 2.2kW and 3kW
Capacity: 1.6 litres I want to take advantage of the Alfalah Step-By-Step (SBS) Plan.
KDF-415SD (15 Cuft) (with Free Stabilizer/AVR) Price 3 6 12 18 24 30 36
Turbo cool Pack Deal 1 Months Months Months Months
360 power base
LED display Compressor-indicating light 24,100 8,033 4,017 2,008 1,339 1,426 1,225 1,091 I understand that Step By Step (SBS) Plan is subject to terms and conditions
Auto restart Adjustable thermostat outlined overleaf and on Bank Alfalahs website.
I-feel function Easy-cleaning interior Product Detail 0% Markup Months
Eco friendly tech External handle Price 3
Months
6
Months
12
Months
18
Months 24 30 36 I acknowledge and agree to the clauses.
Wide angle air flow Easy rolling wheels Pack Deal 2 Pack Deal 4 20,300 6,767 3,383 1,692 1,128 1,201 1,032 919
Blender BL-470
Balanced hinge design Please choose your payment plan option
600 watts, 2 litre capacity,
Product Detail 0 % Markup Months Lock and key
3 speed plus pulse Blender BLP-402
3* 6* 12* 18* 24 30 36
S/N Product Price 3 6 12 18 24 30 36 Product Detail 0% Markup Months PRe-programmed dedicated ice crush button Pack Deal 5
Months Months Months Months
650W motor Please fill in the details for the packages selected.
1. KEG-1212S 43,900 14,633 7,317 3,658 2,439 2,597 2,232 1,988 S/N Product Price 3 6 12 18 24 30 36
2. KEG-1811S 59,900 19,967 9,983 4,992 3,328 3,544 3,045 2,712
Months Months Months Months
2.0 litre plastic goblet Product Name Quantity Price Total
1. KDF-310SD 38,500 12,833 6,417 3,208 2,139 2,278 1,957 1,743 Ice crush function
2. KDF-415SD 46,500 15,500 7,750 3,875 2,583 2,751 2,364 2,105 Meat Grinder MG-450
KEA-1211S (12000BTU)
KEA-1811S (18000BTU) Washing Machine 400 watts Kettle SJM020A

*3, 6, 12 and 18 months at 0% markup (February-2017)

KEA-2411S (24000BTU Cool Only) On/off + reverse speed
(Semi Automatic) 2200W, 1 litre capacity
Throughput: 2kg per minute
Turbo cool KWM-1010SA Metal body, rubber handle
LED display Transparent indicator of water level
10Kg washing capacity
Auto restart Built-in buzzer Toaster TTM-450 Grand Total
Eco friendly tech Full plastic body Chopper CH-250
900 watts, 2 Slice Toaster, Crumb try
& Intelligent sleep mode Big pulstor Adjustable browning setting 2 speed, Push down operation
Note
Anti-rust outdoor casing Heavy duty A pre-closure penalty of 5% of the outstanding amount or Rs. 1,000
Illuminated controls Stainless steel blades
Low noisy (whichever is higher) will be levied in case of SBS cancellation.
Free delivery will be managed in Karachi, Hyderabad, Sukkhar,
Product Detail 0 % Markup Months 500 W, 0.5 liter
3 6 12 18
Bahawalpur, Multan, Sahiwal, Faislabad, Lahore, Gujranwala, Gujrat,
S/N Product
1. KEA-1211S
Price Months Months Months
38,500 12,833 6,417 3,208
Months
2,139
24
2,278
30 36
1,957 1,743
Product Detail 0% Markup Months Product Detail 0% Markup Months Product Detail 0% Markup Months
Islamabad, Rawalpindi, Sargodha and Peshawar only. Price 3 6 12 18 24 30 36 3 6 12 18 3 6 12 18
2. KEA-1811S 48,900 16,300 8,150 4,075 2,717 2,893 2,486 2,214 Months Months Months Months Price 24 30 36 Price 24 30 36
KWM-1010SA Pack Deal 2
Months Months Months Months
Pack Deal 5
Months Months Months Months
UAN: (021) 111 764 111 URL: www.rni.com.pk 3. KEA-2411S 65,900 21,967 10,983 5,492 3,661 3,899 3,350 2,984 17,900 5,967 2,983 1,492 994 1,059 910 810 22,700 7,567 3,783 1,892 1,261 1,343 1,154 1,028 20,000 6,667 3,333 1,667 1,111 1,183 1,017 906 Cardmembers Signature Date P.T.O