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Rebecca Correia
Meet The Smiths
Henry & Angela Newly Weds and are currently renting the
basement from a relative.
Occupations: Police officer & Dental Ast.
Ages: 25 &24
Annual Income: $60,000
Rent: $750
Student Debt: $3,500
Reimbursement: $2,000
Other debts: $0 Cars paid off no credit card balance
Total Savings: $5,500+$10,000 (Wedding present)
Credit score: 720
Currently living : Salt Lake City ,UT
Area of choice: Ogden, UT
Agenda: They would like a house closer to school, have a
Family & to live in 10-15 years.
Financial Goals
Short term: Long Term:
1.Pay off school debt 1. Finish school
2.Save money for a down 2. School debts paid
payment 2. Have a good retirement fund
3.Become a Homeowner 3. Be invested in great stocks
4.Start investing & Start a Family
$742
Location: 2740
Madison Ave APT
Rental Price: 2,Ogden,84403
$495 663 sqft
$50 flat rate for
utilities
1 bed
1 bath
Pet friendly (only
Specifics)
Shorter commute:
5 mins
Biking: 12 mins
Traffic: Moderate
Low maintenance
Save on gas
Extra money: $225
Schools: Weber school District or
Unified School District ( Mound Fort
Junior High School & James Madison
Elementary School, Ogden High
School)
Ranked:
505/527 Elementary
195/208 Middle
107/126 Highschool
Crime Rate: 37/ 100
Teacher caught this year for sexually
abusing Jr. high student. Feb 7,2017
Not a lot of room
l e f a m i l y 2644 Van Buren
Sing Ave,Ogden, UT 84401
Home 6,969 sqft
e : 1 4 9 , 9 00
Pric 3 beds
2 bath
Built in 1920 Older
Recently remodeled
In Historic district
Home value Expected
to rise 3.8%
Walking score: 61
Commute is Short:3
mins to Weber State
University
Low traffic
Owned last 2003
Same Schools
Crime Rate
Older home
More Expensive Insurance
Appraisal value less than price
Price $229,00
Savings Deposit
Per check
Extra: $354.70
Could be Invested
every month
Year Starting Annual Total Interest Total Interest End
Starting Amount:$353
Total Contributions:$63,540
15 Year Loan
Down Payment:
5%= 11,500
https://www.google.com/search?q=mr+and+mrs&tbm=isch&source=lnms&sa=X&ved=0ahUKEwjikIO4oO7SAhUPymMKHRLGC5cQ_AUIxAEoAQ&biw=1680&bih=895#tbm=isch&q=happy+couple&
*&imgrc=m_DAGEU7ou29PM:
https://www.google.com/search?q=mr+and+mrs&tbm=isch&source=lnms&sa=X&ved=0ahUKEwjikIO4oO7SAhUPymMKHRLGC5cQ_AUIxAEoAQ&biw=1680&bih=895#tbm=isch&q=budget&*&imgrc=h
Gp1eT2Lqhpng
https://smartasset.com/investing/investment-calculator#JLIVwBMdEd
M:
https://www.schooldigger.com/go/UT/schools/0072001295/school.aspx