Escolar Documentos
Profissional Documentos
Cultura Documentos
Account Summary
Minimum payment due: $25.00 Previous balance $118.42
New balance: $93.42 Payments -$25.00
Credits -$0.00
Payment due date: 02/07/17 Purchases +$0.00
Make a payment now! www.payonline.citicards.com Cash advances +$0.00
Fees +$0.00
Late Payment Warning: If we do not receive your minimum payment by the date Interest +$0.00
listed above, you may have to pay a late fee of up to $37 and your APRs may be
increased up to the variable Penalty APR of 29.99%. New balance $93.42
Minimum Payment Warning: If you make only the minimum payment each
period, you will pay more in interest and it will take you longer to pay off Credit Limit
your balance. For example: Revolving Credit limit $4,800
Includes $0 cash advance limit
If you make no additional You will pay off the And you will end up
charges using this card balance shown on the paying an estimated Available Revolving credit $4,706
and each month you pay... statement in about... total of...
CITI CARDS
JOSE A FAVELA
PO BOX 78045
1320 E 16TH ST
Phoenix, AZ 85062-8045
IDAHO FALLS ID 83404-5475
JOSE A FAVELA www.citicards.com Page 2 of 2
1-888-766-CITI(2484) TTY: 1-800-325-2865
Account Summary
Trans. Post
date date Description Amount
Your Annual Percentage Rate (APR) is the annual interest rate on your account. APRs followed by
(V) may vary. Balances followed by (D) are determined by the daily balance method (including
current transactions).
Account messages
Remember, any charges above your revolving credit limit MUST BE PAID IN
FULL by your statement's payment due date.
Please be sure to pay on time. If you submit your payment by mail, we suggest
you mail it no later than 01/31/2017 to allow enough time for regular mail to
reach us.
About Interest Charges Your Rights if You Are Dissatisfied With Your Credit Card Purchases.
How We Calculate Interest. We calculate it separately for each balance shown If you are dissatisfied with the goods or services that you have purchased with your
in the Interest Charge Calculation table. We use the daily balance method credit card, and you have tried in good faith to correct the problem with the merchant,
(including current transactions) if the Balance Subject to Interest Rate is you may have the right not to pay the remaining amount due on the purchase.
followed by (D). We figure the interest charge by multiplying the daily balance by To use this right, all of the following must be true:
its daily periodic rate each day in the billing period. To get a daily balance, we 1. The purchase must have been made in your home state or within 100 miles of
take the balance at the end of the previous day, add the interest on the previous your current mailing address, and the purchase price must have been more
days balance and new charges, subtract new credits or payments, and make than $50. (Note: Neither of these is necessary if your purchase was based on
adjustments. The Balance Subject to Interest Rate is the average of the daily an advertisement we mailed to you, or if we own the company that sold you
balances. We use the average daily balance method (including current the goods or services.)
transactions) if the Balance Subject to Interest Rate is followed by (A). To get an 2. You must have used your credit card for the purchase. Purchases made with
average daily balance, we take the balance at the end of the previous day, add cash advances from an ATM or with a check that accesses your credit card
new charges, subtract new credits or payments, and make adjustments. We add account do not qualify.
all the daily balances and divide by the number of days in the billing period. 3. You must not yet have fully paid for the purchase.
We figure the interest charge by multiplying the average daily balance by the
If all of the criteria above are met and you are still dissatisfied with the
monthly periodic rate, or by the daily periodic rate and by the number of days
purchase, contact us online or in writing at the Customer Service address shown
in the billing period, as applicable.
on front of statement.
Minimum Interest Charge. If we charge interest, it will be at least $0.50.
While we investigate, the same rules apply to the disputed amount as discussed
How to Avoid Paying Interest on Purchases. Your due date is at least 23 days above. After we finish our investigation, we will tell you our decision. At that point, if
after the close of each billing period. We will not charge you any interest on we think you owe an amount and you do not pay, we may report you as delinquent.
purchases if you pay your New Balance by the due date each month. This is
Notification of Disputed Item
called a grace period on purchases. If you do not pay the New Balance in full by
the due date, you will not get a grace period on purchases until you pay the You can file a billing dispute or check the status of an existing dispute online.
New Balance in full for two billing periods in a row. We will begin charging You can also check the status of an existing billing dispute by contacting the
interest on cash advances and balance transfers on the transaction date. customer service number on the top of this page.
2016 Citibank, N.A. Citi and Citi with Arc Design are registered service marks
of Citigroup Inc.
American Airlines, AAdvantage and AAdvantage Million Miler are trademarks
PDF-AA1016 of American Airlines, Inc.