PRSTAMO:

Prestamos Sr, Sra Gloria Huertas Formula Cuota mensual

Capital solicitado 4,000 =-PAGO(D4/12;D5*12;D3)

Tipo de inters nominal: 20.00% TAE: 21.94% =(D3*(1+D4/12)^E5*D4/12)/((1+D4/12)^E5-1)

Plazo en aos 2 18 meses
Cuota a pagar mensualmente 259.05
Total intereses pagados 662.95
Total pagado al final del prstamo 4,662.95 PAGO CAJA FUJO
Capital
Totales: 4,662.95 662.95 4,000.00 4,000
Periodo pago (meses) Pago mensual Intereses Capital menual abonado Capital amortizado Capital pendiente
0 0.00 4,000.00
1 259.05 66.67 192.39 192.39 3,807.61 Capital
2 259.05 63.46 195.59 387.98 3,612.02 Inters anual
3 259.05 60.20 198.85 586.83 3,413.17 Aos
4 259.05 56.89 202.17 789.00 3,211.00 N de pagos anuales
5 259.05 53.52 205.54 994.53 3,005.47 Total pagos
6 259.05 50.09 208.96 1,203.50 2,796.50 Pago mensual
7 259.05 46.61 212.44 1,415.94 2,584.06
8 259.05 43.07 215.99 1,631.93 2,368.07 =PAGO(inters/perodo;pagos;-ca
9 259.05 39.47 219.58 1,851.51 2,148.49
10 259.05 35.81 223.24 2,074.75 1,925.25
11 259.05 32.09 226.97 2,301.72 1,698.28
12 259.05 28.30 230.75 2,532.47 1,467.53
13 259.05 24.46 234.59 2,767.06 1,232.94
14 259.05 20.55 238.50 3,005.57 994.43
15 259.05 16.57 242.48 3,248.04 751.96
16 259.05 12.53 246.52 3,494.57 505.43
17 259.05 8.42 250.63 3,745.19 254.81
18 259.05 4.25 254.81 4,000.00 0.00
 Cuota a pagar mensualmente segn tabla (aos y %) 12 pagos anuales
% Inters anual Aos: 2 Aos: 3 Aos: 4 Aos: 5 Aos: 6
20.00% 259.05 170.52 133.19 112.92 100.39

20.50% 260.02 171.52 134.23 114.01 101.53

Cuotas Mensuales
21.00% 260.98 172.52 135.28 115.11 102.67
21.50% 261.95 173.52 136.34 116.21 103.83
inters compuesto 22.00% 262.91 174.53 137.39 117.32 104.98
5,258.14 22.50% 263.89 175.54 138.46 118.43 106.15

23.00% 264.86 176.56 139.52 119.55 107.32

23.50% 265.83 177.58 140.59 120.68 108.50

4,000 24.00% 266.81 178.60 141.67 121.81 109.68
3.50%
2
uales 12
18
228.43

odo;pagos;-capital)
%) 12 pagos anuales
Aos: 7 Aos: 8 Aos: 9 Aos: 10
92.01 86.12 81.83 78.61
93.20 87.35 83.10 79.92
94.39 88.59 84.38 81.24
95.59 89.84 85.67 82.57
96.80 91.09 86.97 83.91
98.02 92.35 88.27 85.26

99.24 93.62 89.59 86.61

100.47 94.90 90.91 87.98

101.70 96.18 92.24 89.35
 PRSTAMO: PAGO 12 CUOTAS AL AO
Capital solicitado 4,000 13,320.00
Tipo de inters nominal: 35.00% TAE: 41.20%
Plazo en aos 2 18 meses
Cuota a pagar mensualmente 288.79 961.6693764325
Total intereses pagados 1,198.21 3990.05
Total pagado al final del prstamo 5,198.21 17310.05

Totales: 5,198.21 1,198.21 4,000.00

Periodo pago (meses) Pago mensual Intereses Capital menual abonado

0
1 288.79 116.67 172.12
2 288.79 111.65 177.14
3 288.79 106.48 182.31
4 288.79 101.16 187.63
5 288.79 95.69 193.10
6 288.79 90.06 198.73
7 288.79 84.26 204.53
8 288.79 78.30 210.49
9 288.79 72.16 216.63
10 288.79 65.84 222.95
11 288.79 59.34 229.45
12 288.79 52.64 236.15
13 288.79 45.76 243.03
14 288.79 38.67 250.12
15 288.79 31.37 257.42
16 288.79 23.86 264.93
17 288.79 16.14 272.65
18 288.79 8.18 280.61
UOTAS AL AO
Formula Cuota mensual
3.33 =-PAGO(D4/12;D5*12;D3)

=(D3*(1+D4/12)^E5*D4/12)/((1+D4/12)^E5-1)

Capital inters compuesto

4,000 6,274.23

Capital amortizado Capital pendiente Pago en Soles PAGO

0.00 4,000.00 17310
172.12 3,827.88 962
349.27 3,650.73 962
531.58 3,468.42 962
719.20 3,280.80 962
912.30 3,087.70 962
1,111.03 2,888.97 962
1,315.56 2,684.44 962
1,526.06 2,473.94 962
1,742.69 2,257.31 962
1,965.64 2,034.36 962
2,195.09 1,804.91 962
2,431.24 1,568.76 962
2,674.28 1,325.72 962
2,924.40 1,075.60 962
3,181.82 818.18 962
3,446.74 553.26 962
3,719.39 280.61 962
4,000.00 0.00 962