Introduction

Fouress Insurance Broking Services (P) Ltd. is one of India's leading insurance broking and risk
management companies.

We are a Professional Organization with dedicated team of qualified Insurance Professionals, Risk
Engineers, Chartered Accountants and specialized Management Graduates to service various Insurance
and Risk Management requirements of clients spread across the country. We are located in cities across
India, specialized in evolving Insurance Portfolio Management Solutions for the corporate sector across
the spectrum of industries with above 200 satisfied Clients.

Fouress is one of the country's fast expanding risk management and insurance Services Company,
staffed by professionals who are risk experts, operating out of major cities in India. We provide risk
management and insurance broking services to business, professional and public entity organizations.
We provide the total range of expertise for identifying, valuing, mitigating and transferring/financing the
evolving exposures in today's global economy.

We offer comprehensive solutions to our clients surpassing traditional insurance services. This includes
providing new and non-conventional alternatives designed specifically to treat complex and
ever-changing financial, operational and strategic exposures. We provide consistent, high quality service
to the clients worldwide.

We have established a service team comprising insurance professionals with relevant industry expertise
and hands-on experience on direct insurance requirements. Our service team has undergone
comprehensive training (and has the mandatory regulatory approval) to provide professional services to
clients. Our focus is to fulfill the risk and insurance needs of large & mid-sized corporate and public
entities.

The Business philosophy of Fouress is designed to a customer oriented & partnership approach with a
lot of innovation and customization. We stay focused on one goal: Help clients and be part of the
success.

Services
Fouress adheres to best practices criteria and client service standards in relation to both project and
operational clients. This is achieved through its account management system and action planning /
service plan process. Fouress offers the following services:

Risk Management.
Risk Review & Identification.
Risk Profiling, Analysis & Recommendation.
Insurance Program Design & Insurance Placement.
Insurance Co-ordination & Implementation
Claims Administration

FOURESS INSURANCE BROKING SERVICES (P) Ltd. IRDA LICENSED BROKERS - LICENSE No: 169, DB-109/03
Address: 6-3-1100/5, Somajiguda, Hyderabad 500 082, Tel: +91 40 2341 4944 / 45, Fax: +91 40 2341 4842,
www.4sinsurance.com
 Define risk profiles
Initiate risk management plans
Source and evaluate insurance quotes
Focus on coverage and cost optimization
Placement of insurance as per clients choice
Comprehensive Policy administration
Claims management and documentation

Expertise
We specialize in tailoring and implementing Custom made insurance solutions for our clients. Our
expertise lies in the placement and administration of all kinds of Insurance covers detailed below:

Property Insurances:

Fire and Allied Perils

Ocean Cargo & Inland Transit
Machinery Breakdown and Business Interruption
Employee dishonesty, Burglary/Theft /Money
Aviation Hull/Marine Hull
Engineering Insurance
Comprehensive Automobiles
Contractors all Risk
Industrial all Risk

Employee Benefit Insurances:

Health (Group Mediclaim/Group Health)

Personal Accident
Life Insurance/Group term Life
Overseas Health Insurance
Workmens Compensation

Liability Insurance:

Directors and Officers Liability

Commercial General Liability
Errors and Omissions
Professional Liability
Product Liability

From analyzing and covering exposures, to loss control and managing claims, our comprehensive
approach offers guidance, protection and peace of mind to our corporate clients in today's copious

FOURESS INSURANCE BROKING SERVICES (P) Ltd. IRDA LICENSED BROKERS - LICENSE No: 169, DB-109/03
Address: 6-3-1100/5, Somajiguda, Hyderabad 500 082, Tel: +91 40 2341 4944 / 45, Fax: +91 40 2341 4842,
www.4sinsurance.com
business models. Our approach to Insurance is holistic. We critically view the need and adequacy of
Insurance from a client's perspective. When considering an insurance company, we evaluate the quality
and level of service they provide, in addition to a competitive pricing structure.

Key Personel

Dr. N. Haranath, B. V. Sc, LIII, Managing Director, with 23 years of experience in all spheres of Insurance
in UIIC.

S. V. L. N. Sarma, M.A, FIII, -Director with over 39 years of experience in the Insurance Sector and has
handled the insurance coverage's of Power, Chemical and Engineering sectors. Trained and qualified as
Insurance Broker as per IRDA norms. Served as Regional Manager with United India Insurance
Company Limited.

A.V. Neelakanthan, Retd. Dy. General Manager, United India Insurance Company, with 40 years
experience with special emphasis in Property Insurance.

K. Rajashekar Rao, Retd. Dy. General Manager, United India Insurance Company, was an expert in
life & traditional General Insurance Business. And retired as Secretary, Tariff Advisory Committee,
Chennai.

N. Govind Rao Naidu, Retd. Regional Manager, United India Insurance Company, a qualified
chartered Engineer and Risk management specialist. He has inspected and underwritten large risks
like ONGC, IOL, HPCL, BPCL, Reliance Petro, IPCL, NTPC, GVK Power, Spectrum, Kondapalli Power, AP
Gas, BSES, Dabhol, BALCO, NALCO, NFCL, India Cements, Cement Corporation of India etc.

H.N. Pathak, Retd. Dy. General Manager, United India Insurance Company, a qualified chartered
Engineer and Risk management specialist. He worked as a Vice-President Reliance General Insurance
Company. . Has vast experience in underwritting & risk management with mega projects such as NTPC,
Vizag Steel, Oil refineries in Assam, Power projects in A.P., Maharashtra, U.P., Tamil Nadu.

Rajamani, FIII with over 25 years of experience in Re-insurance business handling facultative method,
treaties, quota shared treaties, surplus treaties, non-promotional treaties, excess of Loss treaties, excess
of loss ratio treaty, both inward and outward. Has handled with major Re-insurance companies like
Llyods, Swiss Re, Munich Re, Cologne Re, etc.

Sincerely,

Fouress Insurance Broking Services (P) Ltd.

FOURESS INSURANCE BROKING SERVICES (P) Ltd. IRDA LICENSED BROKERS - LICENSE No: 169, DB-109/03
Address: 6-3-1100/5, Somajiguda, Hyderabad 500 082, Tel: +91 40 2341 4944 / 45, Fax: +91 40 2341 4842,
www.4sinsurance.com