Format No: LP - 01

Issue No : 02
EASWARI ENGINEERING COLLEGE, CHENNAI Issue Date : 28.01.2012
BharathiSalai, Ramapuram, Chennai 600 089
DEPARTMENT OF MANAGEMENT STUDIES
LESSON PLAN
Subject Code : BA 7026 Degree/Branch: MBA
Subject Name : Banking Financial Services Management Year/Sem/Sec: II /III /A&B
Faculty : M.K.Soumiyadevi Total no of Hrs in Syllabus: 45
Academic Year : 2015-2016 Tutorial : 0
SEM : Odd Lecture : 45+5
COURSE OBJECTIVE
Grasp how banks raise their sources and how they deploy it and manage the associated risks Understand
e-banking and the threats that go with it
No. Of Reference Page No
Sl. No TOPIC Hours Books
I UNITI OVERVIEW OF INDIAN BANKING SYSTEM
To provide a basic introduction and understanding about Indian Banking System.
1. Overview of Indian Banking System 1 T1 8- 14
2. Functions of banks 1 T1 113-131
3. Key Acts governing the functioning of Indian banking 1 T1 18,19
system
4. RBI Act 1934 1 T1 Handout
5. Negotiable Instruments Act 1881 1 T1 handout
6. Banking Regulations Act 1948 1 T1 Handout
7. Rights and obligations of a banker 1 T1 handout
8. Overview of Financial statement of banks 1 T1 49-58
9. Balance sheet and Income Statement. 1 T1 59-72
Beyond syllabus: Government schemes on banking 1
and investment
OUTCOME: A clear picture of the Indian banking system, functions and acts related to
banking system.
II UNITII SOURCES AND APPLICATION OF BANK FUNDS
To provide an overview about the sources and applications of Bank Fund
1. Capital adequacy 1 T1 322-324
2. Deposits and non-deposit sources 1 T1 75-88
3. Designing of deposit schemes and pricing of deposit 1 T1 95-107
services
4. Application of bank funds- Investments and Lending 1 T1 116
functions
5. Types of lending Fund based, non-fund based, asset 1 T1 113-116
based
6. Different types of loans and their features 1 T1 126-130
7. Major components of a typical loan policy document 1 T1 154-155
 8. Steps involved in Credit analysis, Credit delivery and 1 T1 156-157
administration,
9. Pricing of loans, Customer profitability analysis. 1 T1 131-150
Beyond syllabus: Government schemes for Emerging 1
entrepreneurs
OUTCOME: Price various types of loans proposed by banks to various prospective
borrowers with different risk profiles
III UNITIII CREDIT MONITORING AND RISK MANAGEMENT
To have an in depth understanding about Credit Monitoring and Risk Management in
Banking and Financial Services.
1. Need for credit monitoring 1 T1 175
2. Signals of borrowers 1 T1 176
3. Financial sickness 1 T1 176
4. Financial distress prediction models 1 T1 178
5. Rehabilitation process 1 T1 179- 188
6. Risk management - Interest rate, liquidity, forex, 1 T1 191-195
credit, market, operational and solvency risks handout
7. Market, operational and solvency risks 1 T1 225-230
8. Risk measurement process and mitigation 1 T1 231-240
9. Basic understanding of NPAs and ALM. 1 T1 handout2
10, 358
Beyond syllabus: Career in risk and credit 1
management
OUTCOME: Knowledge on credit monitoring process, its importance and the in-depth
analysis in risk management
IV UNITIV MERGERS, DIVERSIFICATION AND PERFORMANCE EVALUATION
To provide a basic understanding about Mergers, Diversification and Performance
Evaluation.
1. Mergers and Diversification of banks into securities 1 T1 539
market
2. Underwriting Concepts 1 T1 504-506
3. Mutual funds Reality 1 T1 519-524
4. Insurance business 1 T1 503-511
5. Risks associated with Mutual Funds and Insurance 1 T1 handout
6. Performance analysis of banks 1 T1 59-60
7. Background factors that affect Banks performance 1 T1 61-62
8. Ratio analysis For Scheduled Commercial Banks 1 T1 62-69
9. CAMELS Ratio 1 T1 64
Beyond Syllabus: Banking Sector Performance Study 1
FY14
Outcome: A basic knowledge on mergers and diversification and evaluate the
performance of banks
V UNITV HIGH TECH E-BANKING
 To provide an overview about E Banking and Technology up gradation in Banking.
1. Payment system in India 1 T1 479-482
2. Paper based payments, e-payments 1 T1 482-489
3. Electronic banking 1 T1 490-493
4. Advantages of E Banking 1 T1 493-495
5. Plastic money, 1 T1 490-492
6. E-money 1 T1 494-495
7. Forecasting of cash demand at ATMs 1 T1 527-537
8. Security threats in e-banking 1 T1 495
9. RBIs initiatives for Security Threats 1 T1 495,
handout
Beyond syllabus: Electronic Banking in India: 1
Innovations, Challenges and Opportunities
Outcome: A clear picture on the recent updates in e banking, its benefits and challenges.
COURSE OUTCOME:
Price various types of loans proposed by banks to various prospective borrowers with different risk
profiles and evaluate the performance of banks
Text Books
1. Padmalatha Suresh and Justin Paul, Management of Banking and Financial Services, Pearson,
Delhi, 2012.
2. Meera Sharma, Management of Financial Institutions with emphasis on Bank and Risk
Management, PHI Learning Pvt. Ltd., New Delhi 2010.
REFERENCES
1. Peter S. Rose and Sylvia C. and Hudgins, Bank Management and Financial Services, Tata
McGraw Hill, New Delhi, 2012.

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