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 World Cost of Living Personal Calculator and Salary Comparative Analysis 2017

World Cost of Living Personal Calculator

and Salary Comparative Analysis Report 2017

Getting Started

1 Objectives : This calculator will compare living-cost and salary differentials to help you make
informed comparison. It will show you how your spendable income will be affected by a reloca
between any combination of 300 cities in the world. The calculator also reports the salary adju
and will determine how much more (or less) you need to maintain your same standard of living

2 This calculator consist of 7 categories that are related to a person Cost of Living ; Eating Out
Groceries, Transportation, Utilities, Recreation, Apparel and Accomodation.

3 Instructions : Read the questions carefully and be as honest as you can when answering the
your answers on your actual habits and facts hence a reliable report can be concluded. By thi
then you can analyze and review which spending items influence your spending habit.

4 This is a very comprehensive list; every item may not necessarily apply to your specific lifestyl
spending patterns, therefore answer "0" if the item in the question is not applicable or irrelevan
situation, thus can be ignored. For instance, if you are non-smoker, you definitely don't need a
cigarettes in your budget.

5 This calculator uses data from Numbeo.com (First Quarter 2017). However, the provider is no
with Numbeo.com except for the fact that we use their crowdsourced data to provide you the
personalized report and analysis.

6 The calculator is a protected worksheet in order to preserve the calculator formula. Therefore,
only input or edit your data in a designated cell.

7 Prices are dynamic and tend to change due to supply and demand, promotion, or inflation. Pri
even varies in difference shop along the same road in a small town due to competition. Theref
and results in this calculator can be considered only as general estimation.

8 By default the calculator is not adapted to fit your specific needs ; it is your own discretion and
judgment by inputting your personalized info and data relating to your spending patterns in the
calculator. The information provided herein shall not be construed to constitute a legal opinion
is a self-assessment for personal review. Use of this tool indicates unconditional acceptance o
disclaimer. Please read our disclaimer here.

START NOW
START NOW
y Comparative Analysis 2017

ersonal Calculator
Analysis Report 2017

d salary differentials to help you make an

ble income will be affected by a relocation
calculator also reports the salary adjustment,
o maintain your same standard of living.

o a person Cost of Living ; Eating Out,

arel and Accomodation.

onest as you can when answering them. Base

eliable report can be concluded. By this way
influence your spending habit.

ecessarily apply to your specific lifestyle

e question is not applicable or irrelevant to your
on-smoker, you definitely don't need a pack of

ter 2017). However, the provider is not affiliated

rowdsourced data to provide you the

erve the calculator formula. Therefore, you can

nd demand, promotion, or inflation. Prices may

small town due to competition. Therefore, data
general estimation.

c needs ; it is your own discretion and

elating to your spending patterns in the
construed to constitute a legal opinion; rather it
l indicates unconditional acceptance of the
 World Cost of Living Personal Calculator and Salary Comparative Analysis 2017

Salary Info Entry

Fill in your details (white columns)

1 Preferred currency used in this report analysis US Dollar

2 Home / Based City Chennai, India

3 Monthly Current Net Salary* in home country USD 100,000.00

4 Host / Destination City Columbus, OH, United States

5 Monthly Offered Net Salary* in host country USD 200,000.00

* The input amount of a Net Salary is the Gross Salary after-taxes. Net Salary represents your spendable income
income, because it is the money available to a household for spending on goods or services. In other words, it is
maintained your lifestyle you want.

The exchange rate used as the basis in theAlphabetical

calculation asorder
at Feb 01, 2017 11:57 UTC
US$1.00 = USD 1

BACK In order to use live currency rates, please be online and choose "Enable.." connection when Security options ale
nalysis 2017

Chennai, India
** USD 1.00 = 1USD Columbus, OH, United States

esents your spendable income or disposable

r services. In other words, it is the income that

nection when Security options alert. NEXT

 World Cost of Living Personal Calculator and Salary Comparative Analysis 2017

Eating Out

items Chennai (USD) Columbus (USD)

Meal, in a Budget Restaurant 1.47 12.00

Meal for 2, Established Restaurant, 3-cour 7.36 43.50

Combo Meal at McDonalds etc. 3.68 6.50

Domestic Beer (0.5 liter draught) 1.77 3.25

Imported Beer (0.33 liter bottle) 2.94 5.00

Cappuccino (regular) 1.37 3.52

Coke/Pepsi (0.33 liter bottle) 0.41 1.67

Water (0.33 liter bottle) 0.21 1.18

Important : Fill in the white columns carefully and customised your inputs based on your actual habits and fac
hence a reliable report can be concluded. For instance ; if you buy thirty (30) bottles of (0.33 liter) water in a
month , type "30" in the cell., meaning "30 bottles" not "30 liter". When you change the selection of items you
likely to get different results in the final report, as some items may cost relatively more and some relatively les
between the home and host country.

BACK
Comparative Analysis 2017

How many times

you purchase in a Total (USD) Total (USD)
month ?

5 7.35 60.00

0 0.00 0.00

5 18.40 32.50

5 8.85 16.25

0 0.00 0.00

10 13.70 35.20

10 4.10 16.70

10 2.10 11.80

54.50 172.45

ur inputs based on your actual habits and facts

uy thirty (30) bottles of (0.33 liter) water in a
When you change the selection of items you are
ay cost relatively more and some relatively less

NEXT
 World Cost of Living Personal Calculator and Salary Comparative Analysis 2017

Groceries

items Chennai (USD) Columbus (USD)

Milk (regular), 1 liter 0.63 0.70

White Bread (500g) 0.42 2.30

Rice (1kg) 0.73 4.10

Eggs (12) 0.83 1.99

Local Cheese (1kg) 4.78 8.99

Boneless Chicken Breasts (1kg) 2.98 8.36

Apples (1kg) 2.38 4.37

Oranges (1kg) 1.24 3.87

Tomato (1kg) 0.49 3.25

Potato (1kg) 0.48 2.03

Lettuce (1 head) 0.62 1.32

Water (1.5 liter bottle) 0.42 2.05

Bottle of Wine (Mid-Range) 8.83 14.00

Domestic Beer (0.5 liter bottle) 1.66 1.65

Imported Beer (0.33 liter bottle) 3.24 2.37

Pack of Cigarettes (20's) 2.94 6.60

Note :Prices are dynamic and tend to change due to supply and demand, promotion, or inflation. Price
may even varies in difference shop along the same road in a small town due to competition. Therefore
and results in this calculator can be considered only as a general estimation.

BACK
ry Comparative Analysis 2017

How many times

you purchase in a Total (USD) Total (USD)
month ?

20 12.60 14.00

5 2.10 11.50

8 5.84 32.80

3 2.49 5.97

1 4.78 8.99

5 14.90 41.80

3 7.14 13.11

5 6.20 19.35

5 2.45 16.25

2 0.96 4.06

3 1.86 3.96

10 4.20 20.50

0 0.00 0.00

15 24.90 24.75

0 0.00 0.00

0 0.00 0.00

90.42 217.04

and demand, promotion, or inflation. Prices

a small town due to competition. Therefore, data
neral estimation.

NEXT
 World Cost of Living Personal Calculator and Salary Comparative Analysis 2017

Transportation

How many times

items Chennai (USD) Columbus (USD) you purchase in a
month

One-way Ticket (Public Transport) 0.22 2.00 20

Monthly Pass (Regular Price) 14.72 62.00 1
Taxi Start (Normal Tariff) 1.47 2.88 5
Taxi 1km (Normal Tariff) 0.18 1.55 5
Taxi 1hour Waiting (Normal Tariff) 0.88 15.00 1
Petrol fuel (1 liter) 0.94 0.55 80

BACK
Analysis 2017

Total (USD) Total (USD)

4.40 40.00
14.72 62.00
7.35 14.40
0.90 7.75
0.88 15.00
75.20 44.00

103.45 183.15

NEXT
 World Cost of Living Personal Calculator and Salary Comparative Analysis 2017

Utilities

How many times

Chennai (USD) Columbus (USD) you purchase in a
month

Basic (Electricity, Heating, Water, 36.83 159.38 1

Garbage) for 85m Apartment

1 min. of Prepaid Mobile Local 0.01 0.19 220

Rate (No Plans)

Internet (6 Mbps, Unlimited Data, 18.03 39.26 1

Wired)

BACK
Analysis 2017

Total (USD) Total (USD)

36.83 159.38

2.20 41.80

18.03 39.26

57.06 240.44

NEXT
 World Cost of Living Personal Calculator and Salary Comparative Analysis 2017

Recreation And Leisure

items Chennai (USD) Columbus (USD)

Fitness Club, Monthly Fee for 1 Adult 19.98 34.35

Tennis Court Rent (1 Hour on Weekend) 6.50 20.00

Movie Theatre, International Release, 1 Sea 1.77 10.00

BACK
omparative Analysis 2017

Leisure

How many times

you purchase in a Total (USD) Total (USD)
month

1 19.98 34.35

0 0.00 0.00

8 14.16 80.00

34.14 114.35

NEXT
 World Cost of Living Personal Calculator and Salary Comparative Analysis 2017

Apparel And Footwear

items Chennai (USD) Columbus (USD)

1 Pair of Jeans (Levis 501 Or Similar) 30.71 42.22

1 Summer Dress in a Chain Store (Zara, H&M,..) 31.17 32.27

1 Pair of Nike Shoes 45.29 74.52

1 Pair of Men Leather Shoes 35.32 83.89

BACK
mparative Analysis 2017

otwear

How many times

you purchase in a Total (USD) Total (USD)
month

1 30.71 42.22

0 0.00 0.00

0 0.00 0.00

0 0.00 0.00

30.71 42.22

NEXT
 World Cost of Living Personal Calculator and Salary Comparative Analysis 2017

Accomodation Rental

items Chennai (USD) Columbus (USD)

1 bed Apartment in City Centre 176.82 920.44

1 bed Apartment Outside of Centre 99.51 689.00

3 bed Apartment in City Centre 446.69 1,900.00

3 bed Apartment Outside of Centre 250.47 1,179.93

BACK
ary Comparative Analysis 2017

ation Rental

How many times

you purchase in a Total (USD) Total (USD)
month

0 0.00 0.00

0 0.00 0.00

0 0.00 0.00

1 250.47 1,179.93

250.47 1,179.93

SUMMARY
World Cost of Living Personal Calculator and Salary Comparative Analysis 2017

TOTAL MONTHLY BUDGET COMPARISON AND SUMMAR

Chennai (USD)
Eating Out 54.50
Groceries 90.42
Transportation 103.45
Utilities 57.06
Recreation And Leisure 34.14
Apparel And Footwear 30.71
Accomodation
BACK
BACK 250.47
Total Monthly Spending 620.75 is comparable to

SUMMARY : Based from your spending patterns, the cost of living in Chennai, India is 71.12%
Columbus, OH, United States. In other words, the similar or comparable things you pay for eati
groceries, transportation, utilities etc. in Chennai for USD620.75, is approximately USD2,149.58
Columbus.

The Salary Analysis Report section in this free version is hidden. To get the full version click h
ative Analysis 2017

N AND SUMMARY

Columbus (USD)
172.45
217.04
183.15
240.44
114.35
42.22
1,179.93 SALARY ANALYSIS REPORT
2,149.58

n Chennai, India is 71.12% lower than in

rable things you pay for eating out,
approximately USD2,149.58 in
Utilities

o get the full version click here

Groceries
Transporta
Eating Out
Recreation
Apparel A
-0.43516

-0.58339
-0.68397
-0.70144
-0.76269
-0.78772
 World Cost of Living Personal Calculator and Salary 2014

Cost of Living
and Salary
Comparative Analysis
Report 2017

Chennai, India
and
Columbus, OH, United States

This report using data from Numbeo.com (1st Quarter 2017)

COPYRIGHT 2017 | ALL RIGHTS RESERVED | XpatInsider.com

26
 World Cost of Living Personal Calculator and Salary 2014
- 10 0.0 0%

-10 0 .0 0 %

Mi l k
-100.00% -80.00% -60.00% -40.00% -20.00% 0.00% 20.00% 40.00% 60.00%

Part 1 : Cost of Living

Living in Chennai is cheaper than in Columbus

The Salary
Overall, the cost of living in Chennai, India is 71.12% lower than in Columbus, OH, United States. In other
words, on average it is cheaper to live in Chennai than in Columbus.

Living Costs Difference by Category

Analysis Report
All categories are lower than in Columbus, OH, United States. Accomodation is the most significant different
amongst the category. It is the cheapest factor in your personal monthly spending.

section is
1 Apparel And Footwear -27.26% lower than in Columbus

2 Transportation -43.52% lower than in Columbus

3 Groceries -58.34% lower than in Columbus

Eating Out -68.40% lower than in Columbus

hidden.
4

5 Recreation And Leisure -70.14% lower than in Columbus

6 Utilities -76.27% lower than in Columbus

7 Accomodation -78.77% lower than in Columbus

Get the full

0.00%

-10.00% oo
nd
F
twea
r

nsp
or
tatio
n

Gr
oc
eri e
s

Ea
ting
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An
d
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is
ur
e
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es

com
od
atio
n

version to read
-20.00%el
A Tra on Ac
ar eati
p cr
Ap Re
-30.00%

-40.00%

this section.
-50.00%

-60.00%

-70.00%

-80.00%

-90.00%

On the graph above, Columbus is set at 0%. As a result, items greater than 0% are higher than Columbus , items less
than 0% are below Columbus and items equal to 0% shared a same price.

27
 All categories
World Cost ofare lowerPersonal
Living than in Columbus,
CalculatorOH,
andUnited
SalaryStates.
2014

Accomodation is the largest share in your monthly budget

The Salary
However, Accomodation is the largest share of all in your personal monthly budget in Columbus, OH, United
States. It accounts for about 54.89% of your monthly expenditure, whereas, Apparel And Footwear is the
smallest share of all in your personal monthly budget. It accounts for about 1.96% of your monthly
expenditure.

Analysis Report Accomodation 2,149.58

section is
250.47000001 Accomodation 1,179.93 54.9%
Recreation And Leisure ; 5.32% Apparel And Footwear ; 1.96%
57.060000001 Utilities 240.44 11.2%
Eating Out ; 8.02%
90.42 Groceries 217.04 10.1%
Transportation ; 8.52%

hidden.
103.450000018 Transportation 183.15 8.5%
Accomodation ; 54.89%
Groceries ; 10.10% 54.5000000021 Eating Out 172.45 8.0%

34.1400000002 Recreation And 114.35 5.3%

Utilities ; 11.19%

Get the full

30.7100000031 Apparel And Fo 42.22 2.0%

Apparel And Fo 42.22 2.0%

620.7500000344 2,149.58 ###

version to read
As shown in the above pie chart, Accomodation is the largest share of all in your personal monthly
budget, whereas, Apparel And Footwear is the smallest share of all in your personal monthly budget in
Columbus, OH, United States

this section.
Items USD % of share

Accomodation 1,179.93 54.89%

Utilities 240.44 11.19%

Groceries 217.04 10.10%

Transportation 183.15 8.52%

Eating Out 172.45 8.02%

Recreation And Leisure 114.35 5.32%

28
 World Cost of Living Personal Calculator
Apparel And Footwear 42.22 and Salary 2014
1.96%

Part 2 : Salary Comparative Analysis

The Salary
Your Current Net Salary is comparable to USD346,287.56 in Columbus
The input amount of a Current Net Salary in your home country is your current spendable income. It is the
balance of a Gross Salary after accounting for taxes. Spendable income is also called after-tax cash flow or

Analysis Report
disposable income, because it represents the money you have to spend after taxes and other allowances. It
represents the money available to a household for spending on goods or services. In other words, it is the
income that maintained your lifestyle you want.

Based from your spending patterns, the cost of living in Chennai, India is 71.12% lower than in Columbus,
OH, United States. Basically what it means is that the estimation of your personal consumption expenditure

section is
for eating out, groceries, transportation, utilities, recreation, clothing and rent in Chennai on average is
cheaper compared to Columbus.

In monetary terms, if you are earning a net salary of USD100,000.00 as your spendable income in
Chennai , the comparable spendable income in Columbus is USD346,287.56.

hidden.
In other words, we can say that to maintain a similar/comparable standard of living as you like to have with
USD100,000.00 in Chennai, you need at least USD346,287.56 in Columbus.

Get the full

Net Salary/Spendable Income Comparable Spendable Income
in Chennai, India in Columbus, OH, United States

USD USD

version to read 100,000.00

346,28
Offered Net
200,000.00
7.56
Salary
346,287.56 Deficit -146,287.56

this section.
expected net
100,00 1.00 200,000.00
salary
0.00
leftover 197,850.42
146,287.56
leftover 197,850.4

29
 As shown in the above infographic,
World your personal
Cost of Living Personalmonthly budget
Calculator and of USD100,000.00
Salary 2014 in Chennai is
similar/comparable to what you pay for USD346,287.56 in Columbus.

The Offered Net Salary is less than the Comparable Spendable Income

Basically, when considering an overseas job, you want the Offered Net Salary (expected net salary) to be
higher than your life expenses in the host country. In other words, you want the Offered Net Salary in the host

The Salary
country higher than the Comparable Spendable Income. If the Offered Net Salary end up being higher than
the Comparable Spendable Income, then you have run a "surplus", meaning that the Offered Net Salary is
sufficient or 'healthy'. On the contrary, if the Comparable Spendable Income end up being higher than the
Offered Net Salary, then you have run a "deficit", meaning that there are insufficient funds.

Analysis Report
Based on the salary adjustment comparability, as you are being offered a Net Salary of USD200,000.00 in
Columbus, the purchasing power of that amount is 42.24% less than the Comparable Spendable Income
amount of USD346,287.56 in Chennai.

For this reason you have a DEFICIT, hence you need an additional USD146,287.56 (apart from
USD200,000.00 of the expected net salary) in order to maintain the same purchasing power of

section is
USD100,000.00 as in Chennai while in Columbus.
7

Comparable Spendable Income USD346,287.56

200,000.00

hidden.
250,000.00 146,287.56
200,000.00
150,000.00 10
100,000.00 200,000.00
50,000.00
-

Get the full

(50,000.00)
-146,287.56
(100,000.00)
(150,000.00)
(200,000.00)
Offered Net Salary Deficit

version to read
Debt

this section.
If the expected net salary in the host country is lower than the comparable spendable income, you will have a
deficit and will be forced to borrow money to make up the difference (i.e; use your credit card). The amount
you borrowed (and now owe) is your debt. If you have a deficit every month and you keep borrowing, your
debt grows plus interest on your debt. If this could happen, you should think twice accepting the job offer.
You MUST ask for a compensation/ allowance or demand a salary raise.

30
 Despite that the expected net salary
World is of
Cost in DEFICIT status,Calculator
Living Personal based on your monthly
and Salary budget, you manage to keep
2014
a leftover of USD197,850.42 from your monthly salary. In other words, you live below your current standard
of living while in Columbus, OH, United States. Be aware that accepting a salary lower than the comparable
1 spendable income by trying to live below your means in other country is risky because there are many
uncertainties arise later beyond your knowledge. You definitely should think over about the job offer. You
must negotiate for a raise/compensation/ allowance.

3. How Good is Your Salary in Columbus ?

Comparing with Columbus Monthly Average Salary

The Salary
The average salary (also called the mean) for a job is an average of all the salaries for a working population. It
does not include those who have no income. The average salary is calculated by adding all the salaries for a
job and divide it by the number of working population. Nevertheless, the average salary can vary based on
location, demand for the job and other factors.

Analysis Report
The average salary is only a general benchmark which lets you know how much you get paid compared to the
rest of the working population.

section is
Where do you stand compared to the rest of Columbus
According to the calculator recent data for the beginning of First Quarter 2017, the average salary for
Columbus jobs is approximately USD2,785.55 per month. In comparison to the expected net salary of
USD200,000.00 per month, the expected net salary is ABOVE the average salary in Columbus.

hidden.
As a general rule, it's a good sign when expected net salary is above the average. If your salary is above the
average then this means that you are not very far from the better half. Keep in mind, average salaries can
vary greatly due to company, location, industry, experience and benefits. Most probably the people who are

Get the full

earning better than you are only getting a slightly bit more or in a different industry.

If the expected net salary is below the average then it is a red flag, or in other words, a warning of danger
or a signal for you to think twice about the offer. You should ask for a raise/compensation/ allowance or
consider reject the job offer.

version to read
this section.
Average Salary in USD 2,785.55

2,785.55
200,000.00

31
 World Cost of Living Personal Calculator and Salary 2014

The expected net salary is above average. Don't get

too excited. Make sure the amount is at least
comparable with your current net salary

The Salary
Conclusion

Analysis Report
Overall the cost of living in Chennai, India is 71.12% lower than in Columbus, OH, United States. In other
words, on average it is cheaper to live in Chennai than in Columbus. All categories are lower than in
Columbus, OH, United States. Your current salary after tax of USD100,000.00 in Chennai, India is
comparable to USD346,287.56 in Columbus, OH, United States. As you are being offered a salary of

section is
USD200,000.00 in Columbus, OH, United States then you have a deficit of USD146,287.56 in your personal
monthly budget.

hidden.
Get the full
version to read
this section. 32
this section.
World Cost of Living Personal Calculator and Salary 2014

For more information, please visit www.XpatInsider.com.

33
 DISCLAIMER

By default the calculator is not adapted to fit your specific needs ; it is your own discretion
and judgment by inputting your personalized info and data relating to your specific situati
The information provided herein shall not be construed to constitute a legal advice; rathe
is a self-assessment for personal review.

This material is assembled in good faith, but are not intended to serve as recommendatio
of whether to make any crucial final decision and must not be relied on as a substitute for
legal advocacy. No warranty is provided in relation to this material. Use of the information
and data contained within this material or the report is at your sole risk.

This calculator using data from Numbeo.com therefore for that reason, credit goes to .
Numbeo.com. The provider is not affiliated with Numbeo.com except for the fact that we u
their crowdsourced data only. However, calculation and results are based from user
inputting data criteria. The data used to produce this report is covered under a Creative
Commons license. Therefore we have provided Hypertext link to Numbeo.com site as a
requirement for using their data. This should NOT be taken as implying any link between
and Numbeo.com.

Users should, before acting on this information, consider the appropriateness of this
information having regard to their personal objectives, financial situation or needs. It is
highly recommended that individuals seek the advice of qualified professionals before tak
any action to whether other considerations may apply to their particular circumstances.

The information provided herein shall not be construed to constitute a legal advice; rathe
is a self-assessment for personal review.
s ; it is your own discretion
ting to your specific situation.
titute a legal advice; rather it

o serve as recommendations
elied on as a substitute for
rial. Use of the information
ole risk.

reason, credit goes to .

xcept for the fact that we use
are based from user
overed under a Creative
to Numbeo.com site as a
implying any link between us

ppropriateness of this
situation or needs. It is
ed professionals before taking
articular circumstances.

titute a legal advice; rather it