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Interest Rate 0.10 Effective Rate 0.

008333

Months 1 2 3
Investment(FV) 1 1
DF 0.9917355372 0.983539 0.975411
PV 0 0.983539 0.975411
Cumulative PV 0 0.983539 1.95895
4 5 6 7 8 9 10 11 12 13
1
0.96735 0.959355 0.951427 0.943563 0.935765 0.928032 0.920362 0.912756 0.905212 0.897731
0 0 0 0 0 0 0 0.912756 0 0
1.95895 1.95895 1.95895 1.95895 1.95895 1.95895 1.95895 2.871706 2.871706 2.871706
14 15 16 17 18 19 20 21 22 23
1 1
0.890312 0.882954 0.875657 0.86842 0.861243 0.854125 0.847067 0.840066 0.833123 0.826238
0 0 0 0.86842 0 0 0.847067 0 0 0
2.871706 2.871706 2.871706 3.740126 3.740126 3.740126 4.587193 4.587193 4.587193 4.587193
24
1
0.81941
0.81941
5.406602
Interest Rate 0.10

Months
Technology Investments
Hardware
15%AMC AMC Cost
Total Tech Investment
Application Investments
License Costs
23%AMC AMC Cost
Application Implementation Cost
Total App Investment
Total Investments
DF
PV
CPV(Investments)
CPV(Returns)
PV(Returns)
Mobilization Advance Total Returns
DF(Returns)
Productivity Increase
New Customer Acquisition

NPV-(R)-NPV(I) 242.1024202101 10%


Effective Rate 0.008333

1 2 3 4 5 6 7 8 9 10

20 5 1

20 0 5 1 0 0 0 0 0 0

50 8 12 9

50 25 25 25
100 8 25 12 0 25 0 9 25 0
120 8 30 13 0 25 0 9 25 0
0.9917355372 0.983539 0.975411 0.96735 0.959355 0.951427 0.943563 0.935765 0.928032 0.920362
119.0082644628 7.868315 29.26233 12.57555 0 23.78566 0 8.421889 23.2008 0
119.0082644628 126.8766 156.1389 168.7145 168.7145 192.5001 192.5001 200.922 224.1228 224.1228
0 0 0 4.836749 9.633524 14.39066 47.41538 80.16717 112.6483 144.861
0 0 0 4.836749 4.796775 4.757133 33.02472 32.75179 32.48111 32.21268
0 0 0 5 5 5 35 35 35 35
0.9917355372 0.983539 0.975411 0.96735 0.959355 0.951427 0.943563 0.935765 0.928032 0.920362
0 0 0 5 5 5 25 25 25 25
0 0 0 0 0 0 10 10 10 10

-120 -8 -30 -8 5 -20 35 26 10 35


11 12 13 14 15 16 17 18 19 20

3 8 2
3 0 0.75 0.15 0 0 0 0
3 0 3 0 0.75 0.15 8 0 0 2

3 2
11.5 1.84 0 2.76 0 0 0 2.07
25 25 25
3 25 11.5 1.84 25 2.76 0 27 0 2.07
6 25 14.5 1.84 25.75 2.91 8 27 0 4.07
0.912756 0.905212 0.897731 0.890312 0.882954 0.875657 0.86842 0.861243 0.854125 0.847067
5.476535 22.63031 13.0171 1.638174 22.73607 2.548162 6.947361 23.25356 0 3.447561
229.5993 252.2296 265.2468 266.8849 289.621 292.1692 299.1165 322.3701 322.3701 325.8176
176.8074 208.4899 239.9104 271.0714 301.9748 332.6228 363.0175 393.161 423.0554 452.7027
31.94646 31.68244 31.4206 31.16092 30.90339 30.64799 30.3947 30.14351 29.89439 29.64733
35 35 35 35 35 35 35 35 35 35
0.912756 0.905212 0.897731 0.890312 0.882954 0.875657 0.86842 0.861243 0.854125 0.847067
25 25 25 25 25 25 25 25 25 25
10 10 10 10 10 10 10 10 10 10

29 10 21 33 9 32 27 8 35 31
21 22 23 24 25 26 27 28 29 30

0 0 0.45 0 0 0 0 0 1.2 0
0 0 0.45 0 0 0 0 0 1.2 0

0 0 0.69 0 0 0 0 0 0 0.46

0 0 0.69 0 0 0 0 0 0 0.46
0 0 1.14 0 0 0 0 0 1.2 0.46
0.840066 0.833123 0.826238 0.81941 0.812638 0.805922 0.799261 0.792656 0.786105 0.779608
0 0 0.941911 0 0 0 0 0 0.943326 0.35862
325.8176 325.8176 326.7596 326.7596 326.7596 326.7596 326.7596 326.7596 327.7029 328.0615
482.105 511.2643 540.1826 568.862 597.3043 625.5115 653.4857 681.2286 708.7423 736.0286
29.40231 29.15931 28.91833 28.67933 28.44231 28.20725 27.97414 27.74295 27.51366 27.28628
35 35 35 35 35 35 35 35 35 35
0.840066 0.833123 0.826238 0.81941 0.812638 0.805922 0.799261 0.792656 0.786105 0.779608
25 25 25 25 25 25 25 25 25 25
10 10 10 10 10 10 10 10 10 10

35 35 34 35 35 35 35 35 34 35
31 32 33 34 35 36

0 0.3 0 0 0 0
0 0.3 0 0 0 0

0 0 0 0 0 0

0 0 0 0 0 0
0 0.3 0 0 0 0
0.773165 0.766775 0.760438 0.754154 0.747921 0.74174
0 0.230033 0 0 0 0
328.0615 328.2915 328.2915 328.2915 328.2915 328.2915
763.0893 789.9265 816.5418 842.9372 869.1144 895.0753
27.06077 26.83713 26.61534 26.39537 26.17723 25.96089
35 35 35 35 35 35
0.773165 0.766775 0.760438 0.754154 0.747921 0.74174
25 25 25 25 25 25
10 10 10 10 10 10

35 35 35 35 35 35
Chart Title
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CPV(Investments ) CPV(Returns )
Returns 1 Productivity XIMBank
2 Products a NEW no of clients will go up
b OLD Refurbished
ReLaunches

Go-Live M6 1 Lakh new accounts/Per Month


1 to 3 0% Life Time Value
4 to 6 10% (Rs 1000)
Post Go-Live 50%
Salary Bill 50Cr (Per Month)
Teller creates 100 a/c per day
new IT System 150 a/c per day 50% increase in productivity

produce more or same wth lesser amount

s/Per Month