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Qual a taxa SELIC? 10.05% Atualize: http://www.bcb.gov.br/?

SELICDIARIOS
Qual o CDI? 10.55% Atualize: http://www.cetip.com.br/
Rentabilidade da Poupana 6.491% 0.53% a.m Atualize: http://www4.bcb.gov.br/pec/poupanca

COMPARATIVO POUPANA X CDB


Prazo e Imposto de Renda POUPANA X CDB: % EM ANOS
Rentabilidade durante n de anos
At 6 meses At 1 ano At 2 anos Mais de 2
anos 2 10
22.50% 20% 17.50% 15% Poupana 13.404% 87.564%
105% 8.59% 8.86% 9.14% 9.42% 105% do CDI 19.718% 145.925%
104% 8.50% 8.78% 9.05% 9.33% 104% do CDI 19.522% 143.917%
103% 8.42% 8.69% 8.96% 9.24% 103% do CDI 19.326% 141.924%
102% 8.34% 8.61% 8.88% 9.15% 102% do CDI 19.130% 139.945%
101% 8.26% 8.52% 8.79% 9.06% 101% do CDI 18.935% 137.981%
100% 8.18% 8.44% 8.70% 8.97% 100% do CDI 18.739% 136.031%
99% 8.09% 8.36% 8.62% 8.88% 99% do CDI 18.544% 134.096%
98% 8.01% 8.27% 8.53% 8.79% 98% do CDI 18.349% 132.175%
97% 7.93% 8.19% 8.44% 8.70% 97% do CDI 18.154% 130.268%
96% 7.85% 8.10% 8.36% 8.61% 96% do CDI 17.959% 128.376%
Rentabilidade sobre o CDI

95% 7.77% 8.02% 8.27% 8.52% 95% do CDI 17.764% 126.497%


94% 7.69% 7.93% 8.18% 8.43% 94% do CDI 17.569% 124.632%
CBD's

93% 7.60% 7.85% 8.09% 8.34% 93% do CDI 17.375% 122.782%


92% 7.52% 7.76% 8.01% 8.25% 92% do CDI 17.181% 120.944%
91% 7.44% 7.68% 7.92% 8.16% 91% do CDI 16.987% 119.121%
90% 7.36% 7.60% 7.83% 8.07% 90% do CDI 16.793% 117.311%
89% 7.28% 7.51% 7.75% 7.98% 89% do CDI 16.599% 115.514%
88% 7.20% 7.43% 7.66% 7.89% 88% do CDI 16.406% 113.731%
87% 7.11% 7.34% 7.57% 7.80% 87% do CDI 16.212% 111.962%
86% 7.03% 7.26% 7.49% 7.71% 86% do CDI 16.019% 110.205%
85% 6.95% 7.17% 7.40% 7.62% 85% do CDI 15.826% 108.461%
84% 6.87% 7.09% 7.31% 7.53% 84% do CDI 15.633% 106.731%
83% 6.79% 7.01% 7.22% 7.44% 83% do CDI 15.440% 105.013%
82% 6.70% 6.92% 7.14% 7.35% 82% do CDI 15.247% 103.309%
81% 6.62% 6.84% 7.05% 7.26% 81% do CDI 15.055% 101.617%
80% 6.54% 6.75% 6.96% 7.17% 80% do CDI 14.863% 99.938%
Qualquer Investidor com mais de R$ 1.000,00 pode conseguir CDB's
nesta faixa de rentabilidade destacada em amarelo, basta pesquisar!

b.gov.br/pec/poupanca/poupanca.asp

CDB: % EM ANOS Se voc investiu: POUPANA X CDB: R$ EM ANOS


durante n de anos R$ 10,000.00 Rentabilidade durante n de anos
20 2 10 20
251.802% Poupana R$ 1,340.44 R$ 8,756.38 R$ 25,180.18
504.793% 105% do CDI R$ 1,971.83 R$ 14,592.54 R$ 50,479.30
494.956% 104% do CDI R$ 1,952.22 R$ 14,391.73 R$ 49,495.63
485.272% 103% do CDI R$ 1,932.62 R$ 14,192.39 R$ 48,527.17
475.737% 102% do CDI R$ 1,913.03 R$ 13,994.52 R$ 47,573.70
466.350% 101% do CDI R$ 1,893.47 R$ 13,798.11 R$ 46,635.00
457.108% 100% do CDI R$ 1,873.92 R$ 13,603.14 R$ 45,710.84
448.010% 99% do CDI R$ 1,854.38 R$ 13,409.62 R$ 44,801.03
439.053% 98% do CDI R$ 1,834.86 R$ 13,217.52 R$ 43,905.34
430.236% 97% do CDI R$ 1,815.36 R$ 13,026.85 R$ 43,023.58
421.555% 96% do CDI R$ 1,795.87 R$ 12,837.58 R$ 42,155.52
413.010% 95% do CDI R$ 1,776.40 R$ 12,649.72 R$ 41,300.98
404.598% 94% do CDI R$ 1,756.95 R$ 12,463.25 R$ 40,459.75
CBD's

396.316% 93% do CDI R$ 1,737.51 R$ 12,278.16 R$ 39,631.64


388.164% 92% do CDI R$ 1,718.08 R$ 12,094.44 R$ 38,816.44
380.140% 91% do CDI R$ 1,698.68 R$ 11,912.09 R$ 38,013.98
372.241% 90% do CDI R$ 1,679.29 R$ 11,731.10 R$ 37,224.06
364.465% 89% do CDI R$ 1,659.91 R$ 11,551.45 R$ 36,446.49
356.811% 88% do CDI R$ 1,640.55 R$ 11,373.14 R$ 35,681.10
349.277% 87% do CDI R$ 1,621.21 R$ 11,196.16 R$ 34,927.70
341.861% 86% do CDI R$ 1,601.89 R$ 11,020.49 R$ 34,186.12
334.562% 85% do CDI R$ 1,582.58 R$ 10,846.14 R$ 33,456.17
327.377% 84% do CDI R$ 1,563.28 R$ 10,673.10 R$ 32,737.69
2
320.305% 83% do CDI R$ 1,544.00 R$ 10,501.34 R$ 32,030.50
313.344% 82% do CDI R$ 1,524.74 R$ 10,330.87 R$ 31,334.44
306.493% 81% do CDI R$ 1,505.50 R$ 10,161.68 R$ 30,649.34
299.750% 80% do CDI R$ 1,486.27 R$ 9,993.76 R$ 29,975.03
105% do CDI
100% do CDI
99% do CDI
85% do CDI
Poupana

2 10 20
Qual a taxa SELIC? 10.65% Atualize: http://www.bcb.gov.br/?SELICDIARIOS
Qual o CDI? 10.55% Atualize: http://www.cetip.com.br/
Rentabilidade da Poupana 6.491% 0.53% a.m Atualize: http://www4.bcb.gov.br/pec/poupanca

COMPARATIVO POUPANA X LCI


Prazo e Imposto de Renda POUPANA X LCI: % EM ANOS
Rentabilidade durante n de anos
No h incidencia de Imposto de Renda
2 10
Poupana 13.404% 87.564%
105% 11.08% 105% do CDI 23.382% 185.931%
104% 10.97% 104% do CDI 23.148% 183.227%
103% 10.87% 103% do CDI 22.914% 180.546%
102% 10.76% 102% do CDI 22.680% 177.887%
101% 10.66% 101% do CDI 22.446% 175.252%
100% 10.55% 100% do CDI 22.213% 172.639%
99% 10.44% 99% do CDI 21.980% 170.048%
98% 10.34% 98% do CDI 21.747% 167.479%
97% 10.23% 97% do CDI 21.514% 164.933%
96% 10.13% 96% do CDI 21.282% 162.408%
Rentabilidade sobre o CDI

95% 10.02% 95% do CDI 21.050% 159.905%


94% 9.92% 94% do CDI 20.817% 157.424%
93% 9.81% 93% do CDI 20.586% 154.964%
LCI's

92% 9.71% 92% do CDI 20.354% 152.525%


91% 9.60% 91% do CDI 20.123% 150.107%
90% 9.50% 90% do CDI 19.892% 147.710%
89% 9.39% 89% do CDI 19.661% 145.333%
88% 9.28% 88% do CDI 19.430% 142.977%
87% 9.18% 87% do CDI 19.199% 140.642%
86% 9.07% 86% do CDI 18.969% 138.327%
85% 8.97% 85% do CDI 18.739% 136.031%
84% 8.86% 84% do CDI 18.509% 133.756%
83% 8.76% 83% do CDI 18.280% 131.501%
82% 8.65% 82% do CDI 18.050% 129.265%
81% 8.55% 81% do CDI 17.821% 127.048%
80% 8.44% 80% do CDI 17.592% 124.851%
Qualquer Investidor com mais de R$ 10.000,00 pode conseguir LCI's
nesta faixa de rentabilidade destacada em amarelo, basta pesquisar!

b.gov.br/pec/poupanca/poupanca.asp

X LCI: % EM ANOS Se voc investiu: POUPANA X LCI: R$ EM ANOS


durante n de anos R$ 10,000.00 Rentabilidade durante n de anos
20 2 10 20
251.802% Poupana R$ 1,340.44 R$ 8,756.38 R$ 25,180.18
717.564% 105% do CDI R$ 2,338.21 R$ 18,593.08 R$ 71,756.43
702.173% 104% do CDI R$ 2,314.78 R$ 18,322.67 R$ 70,217.34
687.058% 103% do CDI R$ 2,291.38 R$ 18,054.55 R$ 68,705.80
672.213% 102% do CDI R$ 2,268.00 R$ 17,788.73 R$ 67,221.35
657.635% 101% do CDI R$ 2,244.64 R$ 17,525.17 R$ 65,763.51
643.318% 100% do CDI R$ 2,221.30 R$ 17,263.87 R$ 64,331.85
629.259% 99% do CDI R$ 2,197.99 R$ 17,004.80 R$ 62,925.91
615.453% 98% do CDI R$ 2,174.69 R$ 16,747.95 R$ 61,545.26
601.895% 97% do CDI R$ 2,151.42 R$ 16,493.29 R$ 60,189.47
588.581% 96% do CDI R$ 2,128.18 R$ 16,240.83 R$ 58,858.10
575.508% 95% do CDI R$ 2,104.95 R$ 15,990.53 R$ 57,550.75
562.670% 94% do CDI R$ 2,081.75 R$ 15,742.38 R$ 56,267.00
550.065% 93% do CDI R$ 2,058.57 R$ 15,496.36 R$ 55,006.45
LCI's

537.687% 92% do CDI R$ 2,035.41 R$ 15,252.47 R$ 53,768.71


525.534% 91% do CDI R$ 2,012.27 R$ 15,010.67 R$ 52,553.37
513.601% 90% do CDI R$ 1,989.16 R$ 14,770.96 R$ 51,360.06
501.884% 89% do CDI R$ 1,966.06 R$ 14,533.32 R$ 50,188.39
490.380% 88% do CDI R$ 1,942.99 R$ 14,297.74 R$ 49,038.00
479.085% 87% do CDI R$ 1,919.94 R$ 14,064.19 R$ 47,908.52
467.996% 86% do CDI R$ 1,896.92 R$ 13,832.66 R$ 46,799.59
457.108% 85% do CDI R$ 1,873.92 R$ 13,603.14 R$ 45,710.84
446.419% 84% do CDI R$ 1,850.94 R$ 13,375.62 R$ 44,641.95
2
435.926% 83% do CDI R$ 1,827.98 R$ 13,150.07 R$ 43,592.55
425.623% 82% do CDI R$ 1,805.04 R$ 12,926.47 R$ 42,562.32
415.509% 81% do CDI R$ 1,782.13 R$ 12,704.83 R$ 41,550.93
405.580% 80% do CDI R$ 1,759.23 R$ 12,485.11 R$ 40,558.03
105% do CDI
100% do CDI
99% do CDI
85% do CDI
Poupana

2 10 20