Defined Contribution Retirement Plan

Medlink/Metrolink Pharma Phils., Inc.

YR2011

INTRODUCTION:

Our retirement plan is intended to assist you in your goal of financial independence when you
retire and to reward your dedicated and loyal service to the Company. Nevertheless, this only
serves as a starting point. Ultimately, a full and rewarding retirement will depend on how well
you prepare to meet the changing times ahead.

Medlink/Metrolink (the Company) provides a basic retirement benefit to regular employees who
render uninterrupted continuous service and chooses to avail of early optional retirement, as follows:

Years of Service Retirement Benefit

10-14 years 50% of basic monthly salary multiplied by Years of service

15-19 years 75% of basic monthly salary multiplied by Years of service

20 years or more 100% of basic monthly salary multiplied by Years of service

The mandatory retirement age is 60 years old.

The DCRP is not a retirement plan in addition to the benefits as stipulated in the above-
mentioned basic retirement plan. But the DCRP is a program to potentially increase the
retirement benefits of employees thru active investments in the equities market.
Medlink/Metrolink commits itself to either pay the benefits under the basic retirement plan or the
benefits under the DCRP, whichever is higher.

This handbook presents general information about the Defined Contribution Retirement Plan of
Medlink/Metrolink Pharma Phils., Inc.

SOME TERMS USED:

CONTINUOUS SERVICE is the Employees most recent unbroken period of service with the
Company. A break in service is when the employee voluntarily resigns, is discharged by the
Company, or ceases to be an employee of the Company. The continuous service of an employee
will be counted from date of hire with the Company.

DEFINED CONTRIBUTION PLAN means a type of retirement plan in which the benefits
payable to employee is a function of the total contributions and investment performance of the
funds.

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INDIVIDUAL ACCOUNT BALANCE is the total contribution to the fund by the employee
and the Company on the employees behalf plus the investment returns on these contributions.
Separate individual accounts will be maintained for each employee.

MONTHLY BASIC SALARY is the basic monthly salary of an employee but excluding any
incentives, commissions, bonuses or other extra compensation.

RETIREMENT FUND is the fund established for the sole purpose of the retirement fund
benefits.

VALUATION is the allocation of contributions, investment earnings and losses among the
individual accounts of employees.

THE RETIREMENT PLAN:

What is the Defined Contribution Retirement Plan? (DCRP)

This is a plan wherein the benefits are a function of both the total contributions made and the
investment performance of these contributions.

How will the DCRP be financed? How much are the Companys and Employees contribution to
the fund?

The Company will make a minimum contribution in an amount equivalent to 5% of your

monthly basic salary regardless of whether you opt to contribute or not to the DCRP. This
amount will be credited to each employees individual account.

You may opt to contribute to the DCRP either 5%, 10%, 15% or 20% of your monthly basic
salary. The Company will then match your contributions as follows:

Employee Company Contributions Total

Voluntary (%) Basic (%) Match (%) Total (%) Employee + Company (%)
0 5 0 5 5
5 5 2.5 7.5 12.5
10 5 5 10 20
15 5 5 10 25
20 5 5 10 30

The Company will establish separate individual accounts for each employee wherein the monthly
contributions will be credited. The corresponding earnings (or losses) of the said contributions
will also be credited to this account.

Employees may only change their contribution rate effective every July 1 and January 1 of each
year with prior notification submitted on or before June 1 or December 1 respectively of the
same year.

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How will you know the balance of your account?

You will receive a semi-annual statement showing the cash position of your individual account
balance under the fund.

Who will manage and invest the funds for Medlink?

Philam Asset Management, Inc. (PAMI). PAMI administers, distributes and provides investment
advisory to mutual funds. It aims to give shareholders superior yields through active
management, diversification and investment expertise only organizations with extensive
financial muscle can provide. They invest in equities of companies like PLDT, Ayala Land,
Aboitiz Power, SM Investments, Banco de Oro, Metrobank, DMCI Holdings, etc.

Our funds shall be included in their investments for Philam Strategic Growth Funds (with total
fund size of P2.98 Bio) and Philam Funds (with total fund size of P2.38 Bio.)

BENEFITS:

NORMAL RETIREMENT:

You will be entitled to normal retirement benefits on the first day of the month coincident with or
next following your attainment of age 60. The following benefits are payable:

Company Contributions:

An amount equivalent to your individual account balance as of most recent valuation prior to
your retirement date adjusted for subsequent contributions.

Employee Contributions:

An amount equivalent to your individual account balance with respect to your own contributions
as of most recent valuation prior to your retirement date adjusted for subsequent contributions.
(Employees can get back their own contributions even without meeting the normal retirement
criteria upon separation for whatever reason.)

Your normal retirement benefit will be paid in lump sum and is tax free.

EARLY RETIREMENT:

You may retire, upon application and subject to Company approval upon attainment of at least 10
years of continuous service with the Company. Upon early retirement, you will receive the
following benefits:

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Company Contributions:

An amount equivalent to your individual account balance as of most recent valuation prior to
your retirement date adjusted for subsequent contributions.

Employee Contributions:

An amount equivalent to your individual account balance with respect to your own contributions
as of most recent valuation prior to your retirement date adjusted for subsequent contributions.
(Employees can get back their own contributions even without meeting the early retirement
criteria upon separation for whatever reason.)

Your early retirement benefit will be paid in lump sum and is subject to tax unless the employee
is 50 years old at the time of early retirement. Then it becomes tax-free.

VOLUNTARY SEPARATION:

If you resign from the Company and you have rendered at least 5 years of continuous service,
you will be entitled to receive a lump sum amount as follows:

Company Contributions:

An amount equivalent to your individual account balance with respect to Companys match
contributions as of most recent valuation prior to your separation date adjusted for subsequent
contributions.

Employee Contributions:

An amount equivalent to your individual account balance with respect to your own contributions
as of most recent valuation prior to your resignation date adjusted for subsequent contributions.
(Employees can get back their own contributions even without meeting the 5 years of continuous
service requirement.)

Your resignation benefit will be paid in lump sum. Except for your own contributions, the
account balance with respect to Companys match contributions and the investment return on
your own contributions are taxable.

DEATH WHILE IN SERVICE:

In the event of your death while employed by the Company, your beneficiaries will be entitled to
receive an amount, in lump sum and tax free, equivalent to the following:

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Company Contributions:

An amount equivalent to your individual account balance as of most recent valuation prior to
date of death adjusted for subsequent contributions.

Employee Contributions:

An amount equivalent to your individual account balance with respect to your own contributions
as of most recent valuation prior to date of death adjusted for subsequent contributions.

TOTAL AND PERMANENT DISABILITY WHILE IN SERVICE:

In the event of your total and permanent disability, as determined by a Company appointed
physician, you will be entitled to receive an amount, in lump sum and tax free, equivalent to the
following:

Company Contributions:

An amount equivalent to your individual account balance as of most recent valuation prior to
your total and permanent disability adjusted for subsequent contributions.

Employee Contributions:

An amount equivalent to your individual account balance with respect to your own contributions
as of most recent valuation prior to your total and permanent disability adjusted for subsequent
contributions.

INVOLUNTARY SEPARATION:

If you are separated from the employment of the Company for any reason beyond your control
(other than just cause) including, but not limited to, retrenchment and redundancy, you are
entitled to receive in lump sum an amount equivalent to the benefits due to you in accordance
with the retirement benefit formula or the minimum benefit under the Labor Code, whichever is
higher. This payment from the DCRP will operate in full satisfaction of any liability of the
Company to make a payment under the Labor Code or any similar legislation on involuntary
termination.