Forgery Fraud

Forensic Document Examination

Investigation . Consulting
P.O. Box 352023 Westminster, CO 80239
1925 West 102nd Ave Ste 1 Thornton, CO 80260
Local: 303-952-9910
Genuine or Forgery like a
Counterfeit $100 Bill
Gary Michaels, FDE, DABFE 114768
Forensic Document Examiner

Forensic Examination Report

Digital Document Analysis
Date: June 15 2017

In Regard

LANCE ROBERT CASSINO

13883 South Wamblee Valley Road
Conifer, CO 80443

Questioned Document

CORPORATE ASSIGNMENT DEED OF TRUST

Dated: 9 21 2011

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 INDEX

1. COVER
2. INDEX
3. DIGITAL FORGERY DETECTION
4. PROTOCOL
5. OFFER OF PROOF 1 of 3
6. OFFER OF PROOF 2 of 3
7. OFFER OF PROOF / with Notary 3 of 3
8. CORPORATE ASSIGNMENT DEED OF TRUST Dated: 9 21 2011 / Presented as an Original
9. CORPORATE ASSIGNMENT OF DEED OF TRUST
a. Direct evidence of Electronically Recorded on Sept 28 2011.
b. Direct evidence of NO LOAN NUMBER indicated.
c. Direct evidence of BENITO E. CALDWELL, Address: 3527 Blendon Way, Columbus OHIO 34231.
d. Direct evidence of handwritten number 3202 29884 is a BAR CODE number.
e. Direct evidence NOTARY Michelle Leigh Burr.
Born: February 05, 1978 /Age 39
Address: 4051 Darby Creek Rd., Hilliard, OH 0000 / Source: Ohio Profile Page.
f. Direct evidence of a CLAIM WITH NO PROOF.
10. EXIF DATA 1 of 2
11. EXIF DATA 2 of 2
12. JP MORGAN CHASE BANK / MERS Signing Officers
13. ENCODING OF BAR CODES
Direct evidence of TWO (2) separate Bar Codes / NO MATCH.
Figure 1: 14805666 Bar Code Match.
Figure 2: 320229884 Different Bar Code.
14. CORPORATE ASSIGNMENT OF DEED OF TRUST Dated: 9 21 2011 / Clone Duplication
Direct evidence of a Clone Duplication by Photoshop or related software.
15. CORPORATE ASSIGNMENT OF DEED OF TRUST Dated: 9 21 2011 / Luminance
Direct evidence of Luminance / Photoshop editing. There is Photocopy background Trash Markscaused by mis-
alignment of the Photocopier. Also shows evidence of the Photocopier needing adjusting, cleaning and
maintenance.
16. CORPORATE ASSIGNMENT OF DEED OF TRUST Dated: 9 21 2011
Direct evidence of Edited Regions.
17. CORPORATE ASSIGNMENT OF DEED OF TRUST Dated: 9 21 2011
Direct evidence of marked regions edited by Photoshop or related software.
18 CORPORATE ASSIGNMENT OF DEED OF TRUST Dated: 9 21 2011 /
Figure 1 thru 4 / Benito E. Caldwell suggest a Digital Cut and Pasted Signature
19. CORPORATE ASSIGNMENT OF DEED OF TRUST Dated: 9 21 2011
Figure 1: Questioned signature of MICHELLE L. BURR as presented by the Photocopy.
Figure 2: Direct evidence of extreme compression Ratio of 20 to 1.
Figure 3: Direct evidence of noise compression.
Figure 4: Direct evidence of signature compression as seen thru an amber yellow filter.

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 DIGITAL FORGERY DETECTION

The Forensic Digital Forgery Detection system is a digital image extraction from Electronic Paper and
Electronic Ink that mimics Ink on Paper. Digital Forgery Detection extract the hidden fingerprints of images,
numbers and inserted cut and pasted anomalies that are not seen visually by the naked eye. It will tell you
which is genuine from a fake document that is used in conjunction with other forensic imaging software.

Forgery Detection analysis will show irrefutable direct evidence of forgery, fraud and manipulations done with
Photoshop editing from any Photograph or Photocopy that is claimed to be an original. Prior to this method it
was not even possible to see the hidden manipulations and anomalies of editing.

Editing such as grab drag and drop, by cut & paste insertions, JPEG Compressions of hand written and printed
signatures and more will show hidden Exif Data information not normally seen. However, it can now be
retrieved from any questioned document. This Digital Forgery Detection imaging system has changed the war
on fraud with amazing results.

Gary Michaels uses the Digital Forgery Detection in conjunction with standard scientific forensic protocol of
MACRO Close Up of Original Signatures and Signature Comparisons along with this modern method of
Digital Forgery Detection to expose criminal fraud and fabrications from any and all fake photocopied
documents. This amazing system is a nightmare for the financial white collar fraudsters, fraudulent collection
agencies and especially predatory lending and foreclosure mills. It will stop the thieves dead in their tracks.

Long gone are the days of someone with an Affidavit stating that they have first hand working knowledge with
no proof or knowing if a document is actually genuine or fake. Claiming that a document is genuine with an
Affidavit of first hand working knowledge is not proof. With standard protocol along with a neutral Digital
Forgery Detection it now shows the real truth and saves hours of examination time. The hidden artifacts and
anomalies that are out of the ordinary, manipulations and compressions are dramatically exposed. It includes
any and all fraud insertions, handwritten or hand printed signatures, and fake notaries that have been digitally
cut & pasted by Photoshop or any related software.

Every document that is produced digitally has what is called EXIF Data or (Exchangeable Image File). This
information is like the DNA that is to a human. In paper documents there is a hidden or invisible exchangeable
communicative file or language of computer information that allows communication to be back and forth.

What you see normally can be a fake without you even knowing it. This cutting edge technology will allow
you to see the true hidden evidence instantly. Normally one would not see what has been grabbed with
Photoshop using drag and drop to cut & paste fake insertions. and the counterfeiting and forgery of signatures.
With Digital Forger Detection you now see the exposed fake documents and separate the fake from the
genuine like a counterfeit $100 Bill..

Furthermore, the information retrieved will expose if there is a Clone Detection and JPEG Compressions,
Shutter Speed, Exposure Compensation, and in some cases the equipment used, GPS (GEO Tag) information
that will show the location of when the photograph was taken and when a fake photocopied paper documents
were created and where a paper document was created such as a Desk Top or Lap Top Computer, Photocopier.

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I, GARY MICHAELS, Forensic Document Examiner, FDE DABFE 114768, do hereby under the
penalty of perjury was retained to do a forensic document examination of questioned documents for,
Lance Robert Cassino, to do a Forensic Document Examination in regard to the following protocol:

FORENSIC PROTOCOL:
All Forensic Questioned Document Examinations are performed in a non-destructive analysis in an
Offer of Proof in accordance to CFR 803.6, 103(a), 201.144 and the ASTM, American Testing Materials
Standards and Guidelines E2290-07 formerly under the jurisdiction of E30.02 on all Questioned
Documents and the Daubert Ruling meeting Federal Rules of Discovered Evidence 702 and all forensic
guidelines and standards of the ABFE, American Board of Forensic Examiners.

Expertise in:
1. Forensic Document Examination / Handwriting Identification / EXIF Analysis
2. EXIF (Exchangeable Information File ) Meta Data Analysis ofPhotographs & Photocopies
3. Photoshop Manipulation Analysis
4. Financial Contracts & Agreements / Wills / Mortgage Loan Agreements / Quit Claim Deeds
In Practice from: 1983 to Present

Training:
1. Handwriting Expert: 1962 - 1965 / Instructor: Ella Burbach
2. Rocky Mountain Handwriting Sciences: 1983 - 1985 / Forensic Handwriting Analysis
3. Andrew Bradley: 1989 - 1992 / Basic & Advanced Forensic Document Examination

Specialist in the Following:

Forensic Document Examination / Handwriting Identification / Digital Forgery Detection
Macro Closeup Forensic UVIR (Ultraviolet Infrared) Photography
EXIF (Exchangeable Information File) Meta Data Analysis
a. Photoshop Analysis of Photographs & Opaque Photocopies
b. Forensic Beta Software / EXIF Data / Photoshop CS2 / String Extraction Analysis
c. Photographic Detection for Digital Anomalies and Manipulations of Clone Duplication for Cut &
Pasted Digital Insertions.

Board Certified:
ABFE, American Board of Forensic Examiners / DABFE # 114768
Memberships:
ASTM American Society of Testing Material
ACFE Association of Fraud Examiners
ACFE, American College of Forensic Examiners
ASTM, American Society of Testing Materials

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 OFFER OF PROOF
FEDERAL RULES OF EVIDENCE
CFR 803.6, 103(a), 201.144
IN REGARD: LANCE R. CASINO
1 of 3

1. I, Gary Michaels, FDE, DABFE, 114768, Certified Forensic Document Examiner and Digital Forgery
Detection Analyst do make this statements under the penalties of perjury.

2. I was retained by and in regard to the questioned signatures of LANCE ROBERT CASSINO.

3. The Property Address of: 13883 S. Wamblee Valley Road, Conifer, CO 80433

4. I examined the questioned documents to come to a neutral non-bias conclusion as to the authenticity or if the
claimed documents are genuine or not genuine of the following Case Number and questioned documents.
CORPORATE ASSIGNMENT DEED OF TRUST Date:9-21--2011.

5. I am over the age of 18, an adult and of sound mind.

6. I am an expert in the field of forensic document examination and digital image forgery detection analysis that
can determine genuine or forgery just like a counterfeit $100 bill.

7. As part and within the ordinary course of business, as part of my practice I have reviewed and analyzed
Mortgage Notes to check for authenticity of signatures thereupon.

8. The Forensic Examination and Digital Image Forgery Detection was performed in a non-destructive protocol
in accordance to the ASTM, American Society of Testing Materials standards and guidelines E2290-07 formerly
under the jurisdiction of #30.02 on all questioned documents and the Daubert Ruling meeting all rules of
discovered evidence and in accordance with the ABFE, American Board of Forensic Examiners and neutral
conclusions made herein.

9. To determine the questioned documents authenticity, I use my expertise to identify if the documents are
machine produced documents, typewriting, photoshop, clone detection of duplication and impressions or marks.

10. I detected Cut-Paste and Copy Move of the the process of creating a fake images that suggest powerful
computer graphics editing software such as Adobe Photoshop, Photoshop Pro, GIMP, and Corel Paint Shop,
Pandodoc, Hellosign, Pixlr and some which are available for free. Creating a forged digital signature is very easy
to do with the right software. However, during the copy and move operation of cut & paste there are invisible
digital foot print anomalies or artifacts not seen by the human eye that are a trail of rotation, blurring,
compression, and noise.

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 OFFER OF PROOF
FEDERAL RULES OF EVIDENCE
CFR 803.6, 103(a), 201.144
IN REGARD: LANCE R CASSINO
2 of 3

11. I examined the following additional documents to come to a neutral non bias conclusion as to the
authenticity or if the claimed documents are genuine or not genuine of the following case number and
questioned documents.

12. The CORPORATE ASSIGNMENT OF DEED OF TRUST Date:9-21-2011, The questioned document is
presented photocopy copy. However, there is strong irrefutable evidence of multiple editing and
photocopying. The Corporate Assignment of Deed of Trust suggest evidence of as noted: (a thru f ) of
digital editing.

13. CORPORATE ASSIGNMENT OF DEED OF TRUST Date: 9-21-2011 suggest a Composite Image that is
intended to create an imaginary in the form of a collection of stand alone images that have been imported and
then flattened so as to present as one final picture. There is high level evidence of a removal of credibility of
the image.

14. There are issues with the dark handwritten illegible signatures and numbers trash marks on the photocopy
copy as a result of an imbalance in the density writing from multi generational copying of the same document.
There suggests the density of the toner is too dark resulting in a non-genuine appearance of writng.

16. JP MORGAN CHASE BANK Master List of MERS Signing Officers Effective: December, 09, 2011.
There is evidence of the name Benito E. Caldwell as a signing officer for MERS.

17. CORPORATE ASSIGNMENT OF DEED OF TRUST Date: 09-21-2011

JP Morgan Chase Bank is presenting a questioned document that is a photocopy.

18. EXIF DATA of the file name: LANCE CASINO CORPORATE ASSIGNMENT DEED OF TRUST
Date modified: unknown / Redacted. Suggest evidence of a created document by an independent Microsoft
Platform 1998 Adobe Photoshop 2.1 / Motorola 68000 / Created by: Hewlett Packard.

19. CORPORATE ASSIGNMENT DEED OF TRUST / BAR CODE

Evidence does suggest that the Bard Codes Figure 1: 14805666 and Figure 2: 320229884 do not match as per
Connect Code Verification.

20. As part and within the ordinary course of business, as part of my practice, I have reviewed and examined
Mortgage Notes, Wills, Quit Claim Deeds and various financial documents that are in question to check for
authenticity of signatures there upon.

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 OFFER OF PROOF
FEDERAL RULES OF EVIDENCE
CFR 803.6, 103(a), 201.144
IN REGARD: LANCE R CASSINO
3 of 3

I have reviewed and examined the questioned document to check for authenticity of signatures there upon and the
examination for the following Digital Forgery Detection.

1. CLONE DETECTION of copied regions in the image and for indications ofI examined by a Twelve (12) step
Process Protocol of the Electronic Paper and Electronic Ink questioned NOTE document and the Electronic Ink
Signature for the following:
2. ERROR LEVEL ANALYSIS of the Initials and Signature for Darker vs Brighter for recompression.
3. NOISE ANALYSIS with a median filter to isolate any noise to identify manipulations like airbrushing, warping
deformations, warping, perspective cloning.
4. LEVEL SWEEP for contrast brightness and copy pasting.
5. LUMINANCE GRADIENT for anomalies for color, checking edges areas of copy pasting.
6. PRINCIPAL COMPONENT Analysis for projection value for hidden details.
7. META DATA for possible hidden exif (exchangeable information file) meta data.
8. GEO TAGS for possible location where the image or images was taken and stored
9. THUMBNAIL ANALYSIS for possible revealing of the type of camera image was taken with.
10. JPEG ANALYSIS for extraction of meta data within the questioned document file.
11. QUANTIZATION ANALYSIS to reveal information on the last software used to Save the file in question and
including if it is a Standard JPEG, Adobe Photoshop or if Non-Standard.
12. STRING EXTRACTION for scan of the Binary contents looking for aschii alpha numeric characters longer than
4 or sequences of 8 so as to discover the meta data that is hidden or not recognized that is generally stored at the
beginning or at the end of a file. The questioned document suggest t The EXIF Data suggest digital manipulation
and fabrication

Based upon my expertise, background and professional experience, it appears that the document is scanned
composite photocopy that is edited by software. I have concluded that the Corporate Assignment of Deed of Trust to
be not genuine. Under penalties of perjury, I declare that I have read the foregoing Affidavit and that the facts stated
in it are true.

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CORPORATE ASSIGNMENT DEED OF TRUST Dated: 9 21 2011 / Presented as an Original

8
a. Direct evidence of Electronically Recorded on Sept 28 2011.
b. Direct evidence of NO LOAN NUMBER indicated.
c. Direct evidence of BENITO E. CALDWELL, Address: 3527 Blendon Way, Columbus OHIO 34231.
d. Direct evidence of handwritten number 3202 29884 is a BAR CODE number.
e. Direct evidence NOTARY Michelle Leigh Burr.

ELECTRONICALLY RECORDED
SEPT 28 2011
b
NO LOAN NUMBER

BENITO E. CALDWELL c
3527 Blendon Way, Columbus OHIO 32431

e
Michelle Leigh Burr
Born February 05, 1978 Age 39
d 4051 Alton Darby Creek Rd
BAR CODE
Hilliard OH 00000
SOURCE
OHIO PROFILE PAGE

Personal Knowledge is a Claim

NOT PROOF
of Verification f

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 EXIF Data
1 of 2

System
File Name
LANCE CASSINO CORPORATE ASSIGNMENT OF DEED OF TRUST / .tiff
File Size
1917 kB
File Modify Date
Unknown / Redacted
File Permissions
rw-r--r--

File
File Type
TIFF
MIME Type (Internet Mail Extension / Identification)
image/tiff
Exif Byte Order
Big-endian (Motorola, MM 68000)

IFD0
Image Width
1118
Image Height
1852
Bits Per Sample
8888
Compression
LZW
Photometric Interpretation
RGB
Strip Offsets
(Binary data 469 bytes)
Orientation
Horizontal (normal)
Samples Per Pixel
4
Rows Per Strip
29
Strip Byte Counts
(Binary data 374 bytes)
X Resolution
144
Y Resolution
144
Planar Configuration
Chunky
Resolution Unit
Inches

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 EXIF Data
2 of 2

Predictor
Horizontal differencing
Extra Samples
1
Sample Format
Unsigned; Unsigned; Unsigned; Unsigned

ICC -header
Profile CMM Type
Lino
Profile Version
2.1.0 Adobe Photoshop CS3 Windows
Profile Class
Display Device Profile
Color Space Data
RGB

Profile Connection Space

XYZ
Profile Date Time
1998:02:09 06:49:00
Profile File Signature
acsp
Primary Platform
Microsoft Corporation
CMM Flags

Not Embedded, Independent

Device Manufacturer
IEC
Device Model
sRGB
Device Attributes
Reflective, Glossy, Positive, Color
Rendering Intent
Perceptual
Connection Space Illuminant
0.9642 1 0.82491
Profile Creator
HP / Hewlett Packard
Profile ID
N/A

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ENCODING OF BAR CODES Direct evidence of TWO (2) separate Bar Codes / NO MATCH

Figure 1

Figure 2

13
Direct evidence of a Clone Duplication by Photoshop or related software.

14
Direct evidence of Luminance / Photoshop editing. There is Photocopy background
Trash Markscaused by mis-alignment of a Photocopier. Also shows evidence of the
Photocopier needing adjusting, cleaning and maintenance.
Genuine Documents do not have this.

15
CORPORATE ASSIGNMENT OF DEED OF TRUST Dated: 9 21 2011
Direct evidence of Edited Regions.

16
CORPORATE ASSIGNMENT OF DEED OF TRUST Dated: 9 21 2011
Direct evidence of marked regions edited by Photoshop or related software.

17
CORPORATE ASSIGNMENT OF DEED OF TRUST Dated: 9 21 2011 /
Figure 1 thru 4 / Benito E. Caldwell suggest a Digital Cut and Pasted Signature

Figure 1

Figure 2

Figure 3

Figure 4

18
Figure 1: Questioned signature of MICHELLE L. BURR as presented by the Photocopy.
Figure 2: Direct evidence of extreme compression Ratio of 20 to 1.
Figure 3: Direct evidence of noise compression.
Figure 4: Direct evidence of signature compression as seen thru an amber yellow filter.
Figure 1

Figure 2

Figure 3

Figure 4

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