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INGENIERIA ECONOMICA
(IND-255)
DEDUCCION DE
FORMULAS
FACTORES DE PAGO UNICO (F/P y P/F)
F1 P P * i
F1 P(1 i )
F2 F1 F1 * i
F2 P (1 i ) P (1 i ) * i
F2 P(1 i ) (1 i ) * i
F2 P 1 i i i 2
F2 P1 2i i
2
Trinomio cuadrado perfecto
F2 P(1 i ) 2
FACTORES DE PAGO UNICO (F/P y P/F)
F3 F2 F2 * i
F3 P (1 i ) 3
Generalizando
F / P (1 i ) n Log ( F / P ) Log (1 i ) n
Log ( F / P ) nLog (1 i )
n Log ( F / P ) / Log (1 i )
Hallando i
F / P (1 i ) n ( F / P )1/ n (1 i ) n / n
( F / P) 1/ n
(1 i ) i ( F / P) 1/ n
1
i ( F / P) 1/ n
1
Deduccin Factor (P/A), (A/P)
Si cada valor de A es un valor futuro,
calculando el presente con el factor P/F y
sumando P=?
1
P F n
(1 i ) 0 1 2 3 4 5 6 7 n-4 n-3 n-2 n-1 n
A=dado
1 1 1 1 ec.
P A1 1
A 2
(1 i ) 2 A3
(1 i )3 .......... ..... A n
(1 i ) n
(1 i ) 1
Factorizando A
1 1 1 1
P A .......... ..... n ec.
(1 i ) 1
(1 i ) 2
(1 i ) 3
(1 i )
2
Deduccin Factor (P/A), (A/P)
P 1 1 1 1 1
A ...............
(1 i ) (1 i )1
(1 i ) 2
(1 i ) 3
(1 i ) n (1 i )
P 1 1 1 1 ec.
A .......... ..... n 1
(1 i ) (1 i ) 2
(1 i ) 3
(1 i ) 4
(1 i ) 3
P 1 1
P A 1
(1 i ) (1 i ) (1 i ) (1 i )
1 n
Factorizando P y simplificando
1 1 1
P 1 A
1
1
1 i n
(1 i ) (1 i )
Operaciones de quebrados
1
1 1 i 1
P A
1
1
1 i (1 i )
(1 i ) n
Sumando y simplificando
P *i A 1
1
(1 i ) (1 i ) (1 i ) n
Deduccin Factor (P/A), (A/P)
Despejando P
A (1 i ) n 1
P
i (1 i ) n
(1 i ) n 1
P A n
Factor P/A
i * (1 i ) 0 1 2 3 4 5 6 7 n-4 n-3 n-2 n-1 n
A=dado
Despejando A
i * (1 i ) n Factor A/P
A P
(1 i ) n
1
Hallando n
(1 i ) n 1 (1 i ) n
1
P A n i*P / A
i * (1 i ) n
(1 i )
Multiplicando ambos terminos (1 i) n
por (1 i ) n
1
n (1 i ) 1
n
(iP / A)(1 i ) (1 i )
n (iP / A)(1 i )
n
(1 i )
n
(1 i ) n ((iP / A) 1) 1 (1 i ) n 1 /((iP / A) 1)
(1 i ) n A /(iP A)
((1 i ) n )(iP A) A
1 i * (1 i ) n
P F n
A P
(1 i ) 1
n
(1 i )
Reemplazando P
F i (1 i ) n
A
(1 i ) n (1 i ) n
1
Simplificand
o
i
A F
(1 i ) n
1
Factor A/F
Despejando F
(1 i ) n 1
F A
i
Factor F/A
Hallando n
i
A F
(1 i ) n
1
A((1 i ) n 1) F (i ) A(1 i ) n A Fi
(1 i ) n ( Fi A) / A log(1 i ) n log(( Fi A) / A)
Hallando i
A(1 i ) n A Fi A(1 i ) n Fi A 0
Deduccin Factor P/G, A/G, F/G)
1
P F n
0 1 2 3 4 n-2 n-1 n
(1 i ) A
1G
2G 3G
G=dado (n-2)G
(n-1)G
G 2 * G 3* G (n 2)G (n 1)G
P 2
(1 i )3 (1 i ) 4 ............... (1 i ) n 1 (1 i ) n
(1 i )
Sacando G
1 2 3 n2 n 1
P G 2
G 3
G 4
.......... ..... G n 1
G n
(1 i ) (1 i ) (1 i ) (1 i ) (1 i )
Deduccin Factor P/G, A/G, F/G)
Factorizando G
1 2 3 n2 n 1
P G .... n 1
n
(1 i ) 2
(1 i ) 3
(1 i ) 4
(1 i ) (1 i ) ec. 1
1 2 3 n2 n 1
P (1 i ) G (1 i ) .... n 1
n
(1 i ) 2
(1 i ) 3
(1 i ) 4
(1 i ) (1 i )
1 2 3 n2 n 1
P (1 i ) G ............... n2
n 1
ec. 2
(1 i ) (1 i ) (1 i ) (1 i ) (1 i )
1 2 3
1 1 1 1 n 1
P (1 i ) P G .......... .....
(1 i ) (1 i )
1 2
(1 i ) 3 (1 i ) n 1 (1 i ) n
Deduccin Factor P/G, A/G, F/G)
1 2 3 n2 n 1
P(1 i ) P G ............... n2
n 1
(1 i )1
(1 i ) 2
(1 i ) 3
(1 i ) (1 i )
1 2 3 n2 n 1
G ....
(1 i ) (1 i) (1 i )
2 3 4
(1 i ) n1 (1 i ) n
Factorizando P y G
1 2 3 n2 n 1 1 2 3 n2 n 1
P(1 i) P G .. ..
(1 i ) (1 i) (1 i)
1 2 3
(1 i) n2 (1 i) n1 (1 i) 2 (1 i)3 (1 i) 4 (1 i) n1 (1 i) n
1 1 1 1 n 1
P (1 i ) P G .......... .....
(1 i ) (1 i ) (1 i )
1 2 3
(1 i ) n 1 (1 i ) n
1 1 1 1 n 1
P Pi P G ............... n 1
n
(1 i )1
(1 i ) 2
(1 i ) 3
(1 i ) (1 i ) n
(1 i )
Deduccin Factor P/G, A/G, F/G)
Haciendo operaciones en ambos lados
1 1 1 1 1 n
P * i G ............... n 1
n
(1 i ) 1
(1 i ) 2
(1 i ) 3
(1 i ) (1 i ) n
(1 i )
1 1 1 1
Por comparacin los n trminos P A ...............
(1 i ) (1 i ) (1 i ) (1 i ) n
1 2 3
(1 i ) n 1 n
P * i G n
i * (1 i ) n
(1 i )
Despejando P
G (1 i ) n 1 in
P Factor P/G (valor presente
i i * (1 i ) n
gradiente aritmtico)
Deduccin Factor P/G, A/G, F/G)
Multiplicando i
Simplificando se tiene
(1 i ) n 1 in
A G
i (1
i ) n
1
1 n
A G Factor A/G (factor de gradiente aritmtico
i (1 i ) n
1 de una serie uniforme )
Deduccin Factor P/G, A/G, F/G)
Multiplicando i
i * ( 1 i ) n
Simplificando se tiene
i=dada
g=dada
0 1 2 3 4 5 n
A1
A1(1+g)
A1(1+g)2
A1(1+g)3
A1(1+g)4
A1(1+g)n-1
Deduccin Factor Pg/A
El valor Presente total Pg puede derivarse al
1
multiplicar cada flujo efectivo por el factor P/F
(1 i )
n
P/F
A (1 g )1 (1 g ) 2 (1 g ) n 1
P A 1 A ............ A 1
1 2 3 n
1
(1 i ) (1 i ) (1 i ) (1 i )
P 1 (1 g ) (1 g ) 2 (1 g ) n 1 Ec. 1
A ...............
g
(1 i )1 (1 i ) 2 (1 i ) 3 (1 i ) n
P (1 g ) (1 g ) (1 g )2 (1 g )3 (1 g )n Ec. 2
A ....
g
(1 i ) 2 (1 i )3 (1 i ) 4 (1 i ) n 1
(1 i )
Deduccin Factor Pg/A
Se resta Ec.2 ec.1
(1 g ) n
Pg (1 g ) 1
1 A
(1 i ) n 1 (1 i )
(1 i )
Se factoriza y despeja
Pg
(1 g ) n (1 i ) n 1
Pg (1 g 1 i )
A
(1 i ) (1 i ) n 1 (1 i )
n n 1
Pg ( g i ) A (1 g ) (1 i )
(1 i ) n 1
Pg
A1
(1 g ) n
/(i g )
Factor Pg/A (valor presente de la
(1 i ) n 1 serie gradiente geomtrico.
(i g )