Gradiente No se sabe el valor presente

Primera cuota 1,000,000.0

Gradiente 50,000.0
Inters 1.75%
Nper 24 VP= 29,844,038.8

Nper Cuota Inters Capital Saldo

0 29,844,038.8
1 1,000,000.0 522,270.68 477,729.32 29,366,309.52
2 1,050,000.0 513,910.42 536,089.58 28,830,219.93
3 1,100,000.0 504,528.85 595,471.15 28,234,748.78
4 1,150,000.0 494,108.10 655,891.90 27,578,856.88
5 1,200,000.0 482,630.00 717,370.00 26,861,486.88
6 1,250,000.0 470,076.02 779,923.98 26,081,562.90
7 1,300,000.0 456,427.35 843,572.65 25,237,990.25
8 1,350,000.0 441,664.83 908,335.17 24,329,655.08
9 1,400,000.0 425,768.96 974,231.04 23,355,424.04
10 1,450,000.0 408,719.92 1,041,280.08 22,314,143.96
11 1,500,000.0 390,497.52 1,109,502.48 21,204,641.48
12 1,550,000.0 371,081.23 1,178,918.77 20,025,722.71
13 1,600,000.0 350,450.15 1,249,549.85 18,776,172.86
14 1,650,000.0 328,583.03 1,321,416.97 17,454,755.88
15 1,700,000.0 305,458.23 1,394,541.77 16,060,214.11
16 1,750,000.0 281,053.75 1,468,946.25 14,591,267.86
17 1,800,000.0 255,347.19 1,544,652.81 13,046,615.04
18 1,850,000.0 228,315.76 1,621,684.24 11,424,930.81
19 1,900,000.0 199,936.29 1,700,063.71 9,724,867.10
20 1,950,000.0 170,185.17 1,779,814.83 7,945,052.27
21 2,000,000.0 139,038.41 1,860,961.59 6,084,090.69
22 2,050,000.0 106,471.59 1,943,528.41 4,140,562.27
23 2,100,000.0 72,459.84 2,027,540.16 2,113,022.11
24 2,150,000.0 36,977.89 2,113,022.11 - 0.00
Gradiente No se sabe la cuota
Primera cuot 500
Gradiente 450
Inters 3%
Nper 10
VP= 10,000.0
Nper Cuota Inters
0
1 1,601.49 900.000
2 2,051.49 878.955
3 2,501.49 843.779
4 2,951.49 794.048
5 3,401.49 729.325
6 3,851.49 649.160
7 4,301.49 553.090
8 4,751.49 440.638
9 5,201.49 311.312
10 5,651.49 164.607

1150000
No se sabe la cuota

Capital Saldo
30,000.0
701.491 29,298.5
1,172.536 28,126.0
1,657.712 26,468.3
2,157.443 24,310.8
2,672.167 21,638.7
3,202.332 18,436.3
3,748.402 14,687.9
4,310.854 10,377.1
4,890.179 5,486.9
Se aplica Goal Seek o solver,
5,486.885 - igualando esta celda a cero y
cambiando la cuota
Gradiente No se sabe el valor presente
Primera cuota 150,000.0
Gradiente 10,000.0
Inters 3%
Nper 10 VP= 916,442.5

Nper Cuota Inters Capital Saldo

0 916,442.5
1 150,000.0 27,493.28 122,506.72 793,935.81
2 140,000.0 23,818.07 116,181.93 677,753.88
3 130,000.0 20,332.62 109,667.38 568,086.50
4 120,000.0 17,042.59 102,957.41 465,129.09
5 110,000.0 13,953.87 96,046.13 369,082.96
6 100,000.0 11,072.49 88,927.51 280,155.45
7 90,000.0 8,404.66 81,595.34 198,560.12
8 80,000.0 5,956.80 74,043.20 124,516.92
9 70,000.0 3,735.51 66,264.49 58,252.43
10 60,000.0 1,747.57 58,252.43 - 0.00
Se aplica Goal Seek o solver, igualando a
cero y cambiando el VP
Gradiente No se sabe la cuota
Primera cuot 500
Gradiente 450
Inters 3%
Nper 10
VP= 10,000.0
Nper Cuota Inters Capital Saldo
0 30,000.0
1 5,432.34 900.000 4,532.339 25,467.7
2 4,982.34 764.030 4,218.309 21,249.4
3 4,532.34 637.481 3,894.859 17,354.5
4 4,082.34 520.635 3,561.704 13,792.8
5 3,632.34 413.784 3,218.556 10,574.2
6 3,182.34 317.227 2,865.112 7,709.1
7 2,732.34 231.274 2,501.066 5,208.1
8 2,282.34 156.242 2,126.098 3,082.0
9 1,832.34 92.459 1,739.880 1,342.1
Se aplica Goal Seek o solver,
10 1,382.34 40.262 1,342.077 - 0.0 igualando esta celda a cero y
cambiando la cuota
Gradiente No se sabe el valor presente
Primera cuota 150,000.0
Gradiente 5%
Inters 3%
Nper 10 VP= 1,590,379.3

Nper Cuota Inters Capital Saldo

0 1,590,379.3
1 150,000.0 47,711.38 102,288.62 1,488,090.73
2 157,500.0 44,642.72 112,857.28 1,375,233.45
3 165,375.0 41,257.00 124,118.00 1,251,115.45
4 173,643.8 37,533.46 136,110.29 1,115,005.17
5 182,325.9 33,450.16 148,875.78 966,129.39
6 191,442.2 28,983.88 162,458.35 803,671.03
7 201,014.3 24,110.13 176,904.22 626,766.82
8 211,065.1 18,803.00 192,262.06 434,504.76
9 221,618.3 13,035.14 208,583.17 225,921.58
10 232,699.2 6,777.65 225,921.58 -
Se aplica Goal Seek o solver, igualando a
cero y cambiando el VP
Gradiente No se sabe la cuota
Primera cuot 500
Gradiente 6%
Inters 3%
Nper 10
VP= 10,000.0
Nper Cuota Inters Capital Saldo
0 30,000.0
1 2,706.29 900.000 1,806.288 28,193.7
2 2,868.66 845.811 2,022.854 26,170.9
3 3,040.78 785.126 2,255.659 23,915.2
4 3,223.23 717.456 2,505.776 21,409.4
5 3,416.63 642.283 2,774.343 18,635.1
6 3,621.62 559.052 3,062.571 15,572.5
7 3,838.92 467.175 3,371.746 12,200.8
8 4,069.26 366.023 3,703.233 8,497.5
9 4,313.41 254.926 4,058.486 4,439.0
Se aplica Goal Seek o solver,
10 4,572.22 133.171 4,439.045 - igualando esta celda a cero y
cambiando la cuota
Gradiente No se sabe el valor presente
Primera cuota 150,000.0
Gradiente 5%
Inters 3%
Nper 10 VP= 1,039,656.5

Nper Cuota Inters Capital Saldo

0 1,039,656.5
1 150,000.0 31,189.70 118,810.30 920,846.23
2 142,500.0 27,625.39 114,874.61 805,971.62
3 135,375.0 24,179.15 111,195.85 694,775.77
4 128,606.3 20,843.27 107,762.98 587,012.79
5 122,175.9 17,610.38 104,565.55 482,447.24
6 116,067.1 14,473.42 101,593.72 380,853.52
7 110,263.8 11,425.61 98,838.18 282,015.34
8 104,750.6 8,460.46 96,290.13 185,725.20
9 99,513.1 5,571.76 93,941.31 91,783.89
10 94,537.4 2,753.52 91,783.89 -
Se aplica Goal Seek o solver, igualando a
cero y cambiando el VP
Gradiente No se sabe la cuota
Primera cuot 500
Gradiente 6%
Inters 3%
Nper 10
VP= 10,000.0
Nper Cuota Inters Capital Saldo
0 30,000.0
1 4,505.86 900.000 3,605.859 26,394.1
2 4,235.51 791.824 3,443.684 22,950.5
3 3,981.38 688.514 3,292.864 19,657.6
4 3,742.49 589.728 3,152.767 16,504.8
5 3,517.94 495.145 3,022.800 13,482.0
6 3,306.87 404.461 2,902.407 10,579.6
7 3,108.46 317.389 2,791.068 7,788.6
8 2,921.95 233.657 2,688.292 5,100.3
9 2,746.63 153.008 2,593.624 2,506.6
Se aplica Goal Seek o solver,
10 2,581.83 75.199 2,506.635 - igualando esta celda a cero y
cambiando la cuota
Prstamo 25,000.0
Inters 10%
Nper 5

Nper Cuota Inters Capital Saldo Nper Cuota

0 25000 0
1 7,500.0 2,500.0 5,000.0 20,000.0 1 6,594.94
2 7,000.0 2,000.0 5,000.0 15,000.0 2 6,594.94
3 6,500.0 1,500.0 5,000.0 10,000.0 3 6,594.94
4 6,000.0 1,000.0 5,000.0 5,000.0 4 6,594.94
5 5,500.0 500.0 5,000.0 - 5 6,594.94
7,500.0
Inters Capital Saldo
25,000.0
2,500.00 4,094.94 20,905.06
2,090.51 4,504.43 16,400.63
1,640.06 4,954.87 11,445.76
1,144.58 5,450.36 5,995.40
599.54 5,995.40 -
7,974.69