Prepared by Mirazul Islam ; mirazul528@gmail.com facebook.com/miraz.sumon.

77
\ evsjv`ki A_bxwZ \ wewfb evwYwRK evsK
evsjv`ki evsK I exgv eevcbv \ AvBGdAvBwm evsK gvj`xci wmwe KvR KiQ
mvbvjx evsK eni evwYwRK evsK
* Zdwmwj evsKi msLv 57wU (mekl : mxgv evsK)| icvwj evsK miKvwi I emiKvwi
* ivvq evsK 6wU| weklvwqZ evsK 2wU [Kwl-ivKD evsK] Kwl I ivRkvnx weklvwqZ Avw_K cwZvb|
we`kx 9wU ; `kxq emiKvwi 40wU [1g Avie-evsjv`k : Gwe] wewW Kwl evsK Kwl FYi cavb Drm
* wbqwZ nq A_ gYvjq| Kgmsvb evsK AvZKgmsvb mw Kiv|
* KvR FY`vb, AvgvbZ Mnb, A_i vbvi| cavb Drm AvgvbZ|
* evsK nvi 5% h nvi K`xq evsK evwYwRK evsK FY `q| wewfb evsKi c~ebvg \
* evj wkU Avq-eq, jvf-wZ, `bv-cvIbvi wnmve |
* Kjgvwb AvtevsK ^gqv`x FY c`vb I MnY|
Prepared by Mirazul Islam : mirazul528@gmail.com: 018 74 74 85 85 : facebook.com/miraz.sumon.77 ;

eZgvb bvg c~ebvg

* Kjgvwb iU AvtevsK my`i nvi| RbZv evsK BDbvBUW evsK I BDwbqb evsK
wek c_g evswKs AMYx evsK nvwee evsK I Kgvm evsK
c~evjx evsK Bvb evswKs Kcvikb wj:
1g evswKs eemv Mo IV BZvwj mvbvjx evsK bvkbvj evsK Ae cvwKvb , wcwgqvi evsK ,
wek 1g Bmjvgx evsK wgUMvUvi evsK-wgki evnIqvjcyi evsK|
Dcgnv`k 1g evswKs Pvjy gvNj Avgj GwWweGj evsjv`k wk evsK I wk FY msv|
weki 1g miKvwi evsK evsK Ae fvwbm| Gwe evsK Avie-evsjv`k evsK
weki 1g K`xq evsK evsK Ae Bsjv| icvjx evsK gymwjg Kgvwkqvj, Ajwkqv, vvW evsK |
weki 1g cwZwZ evsK evsK Ae kvx -Pxb|
weki 1g mb` cv evsK evsK Ae myBWb| K`xq evsK \
Dcgnv`ki 1g evsK wn`yvb evsK-fviZ cwZwZ 16.12.1971|
c~ebvg - State bank of Pakistan .
Dk gy`vi gvb wbqY/gy`vbxwZ FY wbqY, evUvi nvi wbaviY|
evsjv`k 1g evswKs
evsKi wiRvf A_i cwigvb wbaviY bZzb bvU Pvjy (10-1000)
gvevBj evswKs WvP-evsjv evsK evsjv`k miKvii evsKvi|
emiKvix evsK Avie-evsjv`k evsK
K`xq evsK feb I cwiPvjbv cwil` \
1g z` FY MnxZv mywdqv eMg|
1g Bmjvgx evsK Bmjvgx evsK wewW wj: cwiPvjbv cwil` 9Rb
c~Yv Bmjvgx evsK Avie-evsjv`k evsK c_g MfYi G Gb Gg nvwg`yjvn
eZgvb MfYi W. dRj Kwei| 11Zg
iwWKvk Pvjy RbZv evsK
wewW we`kx evsK WcywU MfYi
Standard chartered:1998
A_ mwPe
Uwj evswKs eev Pvjy Standard chartered
kvLv 10 wU| 8 wefvMi wefvMxq kni 9wU| XvKvZ
1wU| wefvMxq kni Qvov eovq 1wU
e`wkK gy`vi wiRvf US 32 wewjqb
evsK cwZv \ wiRvf ivL bvUi cwieZ ^Y30%
UvKv Rv`yNi wgicyi ,wewei Uwbs GKvWwgi 2q Zjv vwcZ :
Kgmsvb evsK 1998 5.10.2013
evsjv`k Kwl evsK 1973 IMF office evsjv`k evsK feb|
ivRkvnx Kwl DbqY evsK 1985 wewe febi cwZ
Bmjvgx evsK evsjv`k wj: 1983
evsjv`ki A_bxwZ I gy`veev \
Mvgxb evsK 1983
Gwg evsK 1999 A_bxwZ wgk GLvb m`i Dci ivxq I ew gvwjKvbv we`gvb
Uv evsK 1999 1g bvU Pvjy 4.3.1972 mvj [1 UvKv I 100 UvKvi bvU ]
Dcgnv`k KvMRx gy`v Pvjy 1857 1g avZe gy`v Pvjy 4.1.1973 mvj|
evsjv`k KvMRx (100) Pvjy 4.3.1972 eZgvb bvU 9 wU| [hvM Kij nq =1688 UvKv]
evsjv`k avZe gy`v Pvjy 4.1.1973 miKvwi bvU 3wU | [1.2.5 : ^vi Kib A_ mwPe :A_ gbvjq]
emiKvwi bvU -6wU| [10.20.50.100.500.1000: ^vi : Mfbi]
evwYwRK evsKi KvR evsjv`k wmwKDwiwU wcwUs cm MvRxcyi|
AvRvwZK jb`b evsjv`ki bvU
wbqwZ nq Bank Companies Act-1991 evsjv`k cwjgvb bvU Pvjy Zwi Awjqv 2000mvj|
URvwi wej cZ Kiv, FY`vb | 500 UvKv bvUwU Zwi Rvgvwb|
e`wkK gy`vi jb`b, kqvi wewbqvM| gy`vxwZi KviY gy`vi mieivn ew|
MvnK`i Dc`k, AvgvbZ MnY, gybvd ARb| gy`vxwZ Aeg~jvqbi Dk ivwb ew |
Prepared by Mirazul Islam ; mirazul528@gmail.com
facebook.com/miraz.sumon.77
Prepared by Mirazul Islam ; mirazul528@gmail.com
kqvi evRvi \
Kvvwbi g~jabi z` AskK kqvi ej|
kqvi I wmwKDwiwUR wewq nq securities & exchange commission
evsjv`ki kqvi evRvi 2wU | wWGmB :1954 \ wmGmB :1995|
evsjv`ki kqvi evRvi wbqwZ nq weGmBwm : 1993|
Kvvwbi jfvsk K ejv nq Dividend : Cash .Stock
Blue Chip wbivc` wewbqvM|
K kqvi cewZZ bZzb cwZ wWgvU : jb`bi BjwbK cwqv
Kvvwbi 1g kqvi wewi cve Initial public offerings
AvB.wc.I kwU kqvi evRvii eeZ nq |
Kvvwbi kqvi I wWevi qi AvgY cPvi nq cmcvm|
ewgKv dvgv 1g jb K gvKU jb`b i Ki|
Dbqb cwiKbv I cevwlKx \
cevwlKx cwiKbvi RbK Rymd vUvwjb -ivwkqv|
evsjv`k cevwlKx cwiKbv Mnb KiQ7evi
Prepared by Mirazul Islam : mirazul528@gmail.com: 018 74 74 85 85 : facebook.com/miraz.sumon.77 ;
cwiKbv Kwgkbi `i I Pqvigvb AvMviMvu -
ivcwZ|
KvR -miKvii cevwlKx cYqb Kiv|
1g cevwlKxi gqv` = 1973-1978.
l cevwlKxi gqv` = 2011-2015.
mg cevwlKxi gqv` = 2016-2020.
`xNgqv`x cwiKbv -15 eQi gqv`x nq _vK|
evsjv`k MnY KiQ 1 evi 1995-2010|
evsjv`ki Dbqb dvivg \ BDF \
cwZv Kvjxb bvg BAF :1974PCG :1997
PCG BDF G cwiYZ nq 2002 mvj|
eVK AbywZ 2002 ch cvwim| 2003 evsjv`k|
mekl eVK 15-16.11.2016 XvKvq|
e`wkK mvnvh I Abvb \
ewk mvnvh cvq / meenr wcvwK `vZv `k Rvcvb
eo FY`vZv Mvx IDA hv Soft loan window bvg cwiwPZ|
mevP FY`vZv `k Rvcvb JICA : International Co-
operative Agency]
mevP mivmwi e`wkK wewbqvM /mevP wewbqvMKvix
hyivR
evwYR mK AvQ wK K~UbwZK mK bB
ZvBIqvb|
mevP e`wkK gy`v AwRZ nq hyiv _K|
e`wkK mvnvh cwigvY wbaviYKvix msv evsjv`k WfjcgU
dvivg|
evsjv`k gyevRvi A_bxwZZ cek KiQ 1991 mvj|
facebook.com/miraz.sumon.77
facebook.com/miraz.sumon.77
Rbkw ivwb I iwgUv \
mevwaK Rbkw ivwb Ki mshy Avie AvwgivZ|
mePq ewk iwgUv Avq Ki mw` Avie/gacvP _K|
iwgUv ARb wek evsjv`ki Aevb Ag|
gacvP Rbkw ciYi nvi 70 kZvski ewk|
w gy`v wewbgqi Aea eemv|
IqvY BDwbqb e`wkK gy`v ciYi ea gvag|
h_ A_bwZK Kwgkb \ JEC
wewW 1g JEC MVb Ki 1982 mvj fviZi mv_ |
eZgvb 17 wU `k I GKwU msv [msv wU :EEC] JEC iqQ|
ivR^ bxwZ \
Ki mieivnKZ `e-mevi wewbgq miKvwi KZcK c`q g~j
Ki `yB aibi cZ Ki | civ Ki g~mK|
evsjv`k 1g g~mK Pvjy nq 1 RyjvB -1991 mvj|
cvBR ei cyivi Ki hy|
miKvii cavb Drm g~mK/fvU : 15%|
cZ KiAvqKi,mw Ki|
Kvg wWDwU Avg`vwb ivwbKZ `ei Dci AvivwcZ Ki|
RvZxq ivR^ evW Pqvigb A_ gYvjqi AfixY mwPe|
RvZxq Avq-eq I evRU \ A_eQi 2017-2018|
mvaviY AvjvPbv \
Dvcb 1 Ryb \ cvk 1 RyjvB|
`ki 46 Zg \ AvIqvgx jxM 17Zg| A_gxi11Zg|
wkivbvg Dbqb evsjv`k , mgq GLb Avgv`i|
evRUi AvKvi/ eq 4 jvL 266 KvwU UvKv |
Avqi cwigvY 2 jvL 93 nvRvi 494 KvwU UvKv|
gvU NvUwZ 1 jvL 6 nvRvi 772 KvwU UvKv |
Dbqb evRU \
Dbqb evRU 1 jvL 55 nvRvi 252 KvwU UvKv|
AMvwaKvi cv LvZ cwienb I hvMvhvM 27.4%
wZxq mevP LvZ wkv I chyw 19.4%
Abybqb evRU \
Abybqb evRU - 2 jvL 45 nvRvi 14 KvwU UvKv |
mevP eiv FY cwikva 16.9%|
wZxq mevP eiv wkv I chyw 14.4%|
Abvb \
gyjxwZ 5.5 %|
cew 7.4%
AvqKi 34.3 %
NvUwZ 5.4%
Prepared by Mirazul Islam ; mirazul528@gmail.com
Prepared by Mirazul Islam ; mirazul528@gmail.com facebook.com/miraz.sumon.77
MvgxY evsK \
wekvb evsjv`ki MvgUm wk \
MvgxY evsK cKic KvR i Ke 1976 mvj100 UvKv w`q
* mwZ MvgUm mn KwZcq `e webv cek KiQKvbvWvZ|
Mvgxb evsK cwZwZ nq 1983 mvj|
Prepared by Mirazul Islam : mirazul528@gmail.com: 018 74 74 85 85 : facebook.com/miraz.sumon.77 ;

* hyiv wRGmwc myweav e Ki `q 27.06.2013 mvj|

cwZvZv gynv` BDb~m kvwZ bvej cvq2006|
* `ki Zwi cvkvKi eng evRvi hyiv|
gvBv wWU mjbi AbZg D`vv|
* Zwi cvkvKi 2q eng evRvi BDivcxq BDwbqb|
MvgxY evsKi 1g z` FY MnxZv mywdqv eMg|
* 1g cvkvK cb ivwb Ki dv|
`vwi` wegvPb wqv Kgi Rb LvZ I webv RvgvbZ FY
* wek miv MvgUm ev Alliance hyivi|
c`vb|
*
MvgxY evsKi aviYv evsjv`ki evBi 1g Pvjy
*
gvjqwkqvZ|
MvgxY evsKi Av`j z` FY Pvjy KiRvcvb|
evsjv`k MvgUm wk hv wKQz c_g \
evsjv`ki Abvb GbwRI Ges Avw_K cwZvb|
1g MvgUm Kvvwb wiqvR MvgUm wjwgUW-1973|
weki meenr GbwRI evK mvi dRj nvmvb Ave`| 1g ivwbgyLx Kvvwb `k MvgUm wj.1979|
evsjv`k cjx Dbqb GKvWwg cwZvZv AvLZvi nvwg` Lvb| MvgUm cb 1g ivwb Kiv nq dv |
cwZwZ nq 1976 mvj Kywgjvq| 1g MvgUm cjx vwcZ nq bvivqYMi icM|
cjx Dbqb GKvWwg eov|
1g cwkY c`vb Ki we`kx Kvvwb Daewoo
BRAC- Gi cyiv bvg = Bangladesh Rural
Advancement Committee. .


`vwi` wegvPb \

`vwi` wnme wPwZ`wbK 2122 wKjvKvjwii Kg Lv` MnY|
Pig `vwi` `wbK 1805 wKjvKvjwii Kg Lv` MnY|
Avg`vwb-ivwb \ `vwi` nvi kxl Rjv KzwoMvg 63.7%
Kg `vwi` nvi kxl Rjv Kzwqv 3.60%
evsjv`ki ivwb cb mg~n cvU, cvURvZ `e ,Pvgov , wbb `vwi` mxgvq emevmKvix RbmsLv ??17.6
Pv, wPswo, wnqvwnZ gvQ I kvKmewR| DP `vwi` mxgvq emevm Kvix RbmsLv ??/31.5
mevP e`wkK gy`v AwRZ nq cvlvK I bxUIqvi -Gi g~j j njv zav I `vwi` `~i Kiv|
_K| ejZ eySvq
evsjv`ki cavb A_Kix dmj cvU| evsjv`k gv `Lv `q fv`-Avwkb-KvwZK gvm|
ivwb Avqi ga Pvgov Aevb ZZxq| 2021 mvji ga `vwi`i jgvv 15 % G bvwgq Avbv ne|
ivwb cb nvqvBU Mv wPswo|
evsjv`kx cYi cavb Avg`vwb KviK hyiv|
evsjv`ki meenr ivwb evRvi hyiv|
evsjv`k _K cavb cvU I Zwi cvlvK Avg`vwb KviK `vwi` wegvPb wewfb Kgm~Px \
hyiv| `vwi` wegvPb mePq mdj Kgm~Px z` FY|
evsjv`k mePq ewk ivwb Ki Pxb _K| AviGmGm MvgxY gvbyli KjvY mgvRmev Awa`i
WTO -Gi Pzw Abyhvqx evsjv`k KvUvwenxb evRvi cvkvK cwiPvwjZ Kgm~Px|
mvgMx ivwb i ne 2005 mvj| KvweLv KvRi wewbgq Lv` : Lv` mnvqZvi GKwU Kgm~Px
Avkq `vwi` wegvPb I c~bevmbi GKwU cK|
MvgUm wk \
GKwU evwo GKwU Lvgvii myweav fvMx 1 ji AwaK|
evsjv`ki e`wkK gy`v ARbKvix cavb LvZ Zwi cvkvK| .
evsjv`ki wRwWwcZ wkLvZi Ae`vb ???
UW BDwbqb kwgK msMVb \ miKvi UW BDwbqb NvlYv -2013
`ki 75 % MvgUm KviLvbv AewZ XvKvq|
fvZv \
wk cywjk MwVZ nq 2010 mvj|
MvgUm kwgK`i mewbb gRyix 5300 UvKv ?? eq fvZv Pvjy nq 1997 mvj ; eZgvb 500 UvKv|
wewRGgBG GKwU AjvfRbK cvBfU cwZvb1983| eZgvb weaev fvZv 500 UvKv|
Zwi cvkvK ivwbi KvUv cwZi AvIZvq wQj 1985-86| cwZex fvZv 600 UvKv|
WTO KvUv cwZ e Ki 2005 mvj gy evRvi A_bxwZi Rb| `wi` gvqi gvZZKvjxb fvZv 500 UvKv|
gywhvv mvbx fvZv 10000 UvKv|

facebook.com/miraz.sumon.77 Prepared by Mirazul Islam ; mirazul528@gmail.com