Most Important Topics For Descriptive Paper

The IBPS PO mains exam 2017 consists of two parts – an Objective Paper
(Reasoning Ability, Quantitative Aptitude, English Language, General Awareness
etc.) & a Descriptive Paper. Earlier, when the IBPS PO exam was conducted, there
was no Descriptive.
With the new exam pattern and syllabus (as per the official notification), the two
important part of the Descriptive Section are as following –
1. Essay Writing
2. Letter Writing

Here is a list of topics Letter Writing) that you must be well-versed with in order
to score high marks in this section.

1. Write a letter to the Branch Manager for availing overdraft facility.

2. Write a letter to your sister who is staying in a boarding college.
3. Write a letter to the bank for stop making payment.
4. Write a letter to the Bank Manager seeking time for payment of EMI.
5. Write a letter to the Regional Manager of Bank requesting for a loan for further
studies.
6. Write a letter to Branch Manager: Being a customer of a so and so bank, you have
to write a complaint letter to the Branch Manager about the negligence /
irresponsibility of the employees.
7. You are withdrawing money from ATM but the ATM turn out to be malfunctioned.
So, money didn't come out but deducted from account. Write a letter to bank
manager for refund.
8. A letter to friend for congratulating him for civil service examination which he
qualified.

Write a letter to the Branch Manager for availing overdraft facility

Prashant Chaturvedi,
34/6 Near IIT Kanpur,
Kanpur.

19 May 2017

The Branch Manager

Sate Bank of India,
Main Branckh, The Mall, Kanpur

Subject- Request for Overdraft Facility

Sir

We are having a Current Account bearing No. 2538570 in your bank.Our monthly
turnover is about Rs. 2 lakhs and never has amount been overdrawn against our

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Most Important Topics For Descriptive Paper
correct account. .We need additional funds of Rs. 50 lakh as we are planning to
enter into the export market. we request you for an overdraft facility of this
amount.

We are enclosing a photocopy of our assessment for the previous year and copies
of balance sheet and profit and loss account for the last three years for your
perusal.We shall undertake to mortgage our stock which is always worth Rs.50
lakh and above.We look forward to an speedy response.

Thanking you

Yours faithfully,
Prashant Chaturvedi.

Write a letter to your sister who is staying in a boarding college

Dear Ruchi

I received your loving letter three days ago, but because of my preoccupation in
making preparations for the cultural function held in our hostel, I could not spare
time to reply you earlier.

However, I feel please in informing you that I stood first in the singing
competition and our team stood second in the folk dance competition held during
the said cultural function programme. As I am staying in the hostel, I am devoting
more than two hours daily, in improving my General Knowledge and General
Awareness, in addition to my course studies. Our hostel is a very good. Most of
the in-mates here are well disciplined and sincere. Our hostel warden Mr. S K
Dwivedi, is a very strict, yet caring man. He keeps close watch on every student.
All the hostel in-mates are required to attend the morning and evening prayers
daily and attendance is marked both the time.

The quality of food served here, is very good, consisting of two well cooked
vegetables, curd and salad, with tawa chapattis, rice and a sweet dish. Breakfast is
served at 8 am, after that I go to school. We take lunch at 12 pm and the dinner is
served from 7 pm to 9 pm. In the evening, we usually play games like- badminton,
table tennis, kho-kho, etc. in the hostel playground from 4 pm to 6 pm. As such, I
find this hostel well maintained and well run. Here, emphasis is given on
character and career building.

What about you? What about your studies? Do write to me.

Convey my regards to Mummy and Papa and love to Sushant.

Your loving brother

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Most Important Topics For Descriptive Paper
Prashant

Write a Letter to the bank for stop making payment

To
The Branch Manager,
State Bank of India,
Main Branch, The Mall, Kanpur

Subject: Stop Payment of Cheque No.123456 dated 19.05.2017

Ref.: Account, No.- 123456789

Dear Sir,

Apropos in reference to the captioned subject, I/we hereby request you to kindly
stop the payment of Cheque No.123456 dated 19.05.2017 issued in favor of “AAA
LIMITED” amounting Rs.100,000.00 with immediate effect.

Kindly do the needful at earliest.

Thanking you in anticipation,

Yours Faithfully
Prashant Chaturvedi

Write a letter to the Bank Manager seeking time for payment of EMI

Prashant Chaturvedi,
123/456, Kalyanpur,
Kanpur.

19th May 2017.

Branch Manager,
State Bank of India,
Main Branch, The Mall, Kanpur

Sub: Late payment of EMI on housing loan.

Sir,

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Most Important Topics For Descriptive Paper
This is to inform you that I have taken housing loan from your esteemed bank on
May 19, 2013 at the rate 12 percent per annum and since then I have duly been
submitting the EMI. Till now I have repaid more than half the loan. But recently,
due to acute financial crisis in our family as I am self employed and my business is
going down I was unable to pay last month’s EMI. I, therefore, request you to
please grant me some time to arrange for the same.

I will be obliged if you could consider the matter and grant me some time to
arrange for the same.

Thanking you,

Yours sincerely,
Prashant Chaturvedi

Write a letter to the Regional Manager of Bank requesting for a loan for further
studies

Prashant Chaturvedi
123/456 Kalyanpur, Kanpur

Date: 19-05-2017

To,
The Branch Manager,
State bank of India,
main Branch, The Mall
Kanpur

Subject-Application for the loan for studies

Sir,

I have come to know that your Bank provides loans to deserving students to
pursue higher studies. I should like to be considered for grant of loan under this
scheme.

I would like to bring to your kind notice that I have qualified the entrance test for
engineering I am keen to join this course. But I belong to a poor family. Hence,
my father cannot afford the expenses of my higher studies.

Therefore, I request you to kindly grant necessary loans for my higher studies. I
promise you that I shall abide by all the terms and conditions of the loan . I will

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Most Important Topics For Descriptive Paper
be happy to produce certificates and documents which you may require in this
connection.

Looking forward to receiving an earlier and favourable reply.

Yours faithfully
Prashant Chaturvedi

Write a letter to Branch Manager : Being a customer of a so and so bank, you have
to write a complaint letter to the Branch Manager about the negligence /
irresponsibility of the employees.

Prashant Chaturvedi
123/456 Kalyanpur, Kanpur

Date: 19-05-2017

To,
The Branch Manager,
State bank of India,
Main Branch, The Mall
Kanpur

Subject-Complaint letter to the Branch manager about the negligence /

irresponsibility of the employees.

Sir,

I regret to inform you that the ‘A’ Branch of your office is not rendering
satisfactory services to its customers.

I have been a regular customer of this branch for the past four years. I have
observed that the services offered have deteriorated recently. The bank staff is
very careless with regard to timings. The bank does not really start functioning at
10 a.m. The loss suffered by the customers as a result of this, cannot be conceived
by them. Moreover, delay in transactions, causes untold hardships to the
customers. In fact, last week, I had to wait at the counter for one full hour to get
my cheque cleared.

Enquiries are not attended to properly and sometimes, necessary forms and
papers are also not available. The general attitude seems to be less customer-
oriented.

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Most Important Topics For Descriptive Paper
Therefore, I request you to look into the matter personally and take necessary
steps to improve the working conditions of the said branch.

Yours faithfully,
Prashant Chaturvedi

You are withdrawing money from ATM but the ATM turn out to be malfunctioned.
So, money didn't come out but de

Prashant Chaturvedi
123/456 Kalyanpur, Kanpur

Date: 19-05-2017

To,
The Branch Manager,
State bank of India,
Main Branch, The Mall
Kanpur

Subject- No withdrawal of Money from SBI ATM

Dear sir/madam
I Prashant Chaturvedi went to SBI ATM with SBI debit card on 17May 2017. I tried
to withdraw amount 600 rupees but I could not received cash from ATM but my
account was deduced with 600 RUPEES.I also received a slip with a message
UNABLE TO PROCESS.
I tried at 09:29 on 17 May 2017 from SBI Indira Nagar, Kanpur ATM. I have not
received my money yet after 40 hours.
Please try to return my money.

Thank You
NAME- Prashant Chaturvedi
ACCOUNT NO- 123456789
TXN NO.-12345
MOBILE NO.-01234567890

A letter to friend for congratulating him for civil service examination which he
qualified.

Prashant Chaturvedi,
123/456, Kalyanpur
Kanpur
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Most Important Topics For Descriptive Paper
Postal Code : XXXXXX
Phone Number : 0000 - 123456789

Date : 19/05/2017

My Dear Sushant,

I am glad to see your result in today’s BS Patrika. Your outstanding performance

in the IAS examination has secured you a good rank. I conveyed this happy news
to my father who was sitting beside me. He too was overjoyed.

I thank god for his kindness and wish you a bright future. You have been
intelligent and diligent in your school and college days. Certainly, your success is
due to god’s grace as well as your hard work and timely guidance of your
respected parents. Keep it up! You will be of great asset to your family and more
over to this nation. Please guide your sister also to overcome her IAS
examinations which are due in November.

Please convey my respectful compliments to your parents. Again, congratulations

to you!

Yours sincerely,
Prashant Chaturvedi

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