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JAIME AUGUSTO ZOBEL DE AYALA Foundation; co-chairman of Ayala Foundation; director of
LiveIt Investments Ltd., Ayala International Holdings Limited,
Filipino, 57 years old, has been a member of the board of
Honda Cars Philippines, Isuzu Philippines Corporation,
directors of BPI since 1990 and chairman since 2004. He
Pilipinas Shell Petroleum Corporation, and Manila Peninsula.
also served as vice chairman from 1995 to March 2004. Mr.
Mr. Zobel de Ayala is also a member of INSEAD’s East Asia
Zobel de Ayala is currently chairman of the bank’s executive
Council and the World Presidents’ Organization. He also serves
committee and member of the nomination committee. He
as chairman of Habitat for Humanity’s Asia-Pacific capital
is also the chairman of the board of directors of BPI Family
campaign steering committee; and member of the board of
Savings Bank and BPI Capital Corporation.
trustees of Pilipinas Shell Foundation, Kapit Bisig para sa Ilog
Mr. Zobel de Ayala has been a member of the board of
Pasig Advisory Board, the National Museum of the Philippines
directors of Ayala Corporation since 1987, and its chairman
and Caritas Manila, the foundation of the Roman Catholic
and CEO since 2006. He is also chairman of Globe Telecom
Church in the Philippines.
and Integrated Micro-Electronics and vice chairman of Ayala
He graduated with B.A. degree in Liberal Arts from Harvard
Land and Manila Water Company. He is the co-chairman
College in 1982.
of Ayala Foundation; vice chairman of AC Energy Holdings;
chairman of Harvard Business School’s Asia-Pacific Advisory
Board; vice chairman of the Makati Business Club; member
of the Global Advisory Council of Harvard University, Filipino, 56 years old, became president and chief executive
International Advisory Committee of Mitsubishi Corporation, officer of Bank of the Philippine Islands in 2013. Mr. Consing
International Council of J.P. Morgan Chase and Endeavor has been a member of BPI’s board of directors since 2010. He
Philippines; and a Philippine Representative to the APEC also served as a director of BPI between 1995 and 2000, and
Business Advisory Council. 2004 and 2007.
He graduated with B.A. in Economics, cum laude, at Between 1995 and 2000, Mr. Consing represented J.P.
Harvard University in 1981 and completed his MBA at Morgan & Co., then the second largest shareholder of BPI, on
Harvard Business School in 1987. the bank’s board.
Currently, Mr. Consing serves as chairman of the bank’s
FERNANDO ZOBEL DE AYALA credit committee, and is a member of the executive, retirement
and pension, risk management, and trust committees. Mr.
Filipino, 56 years old, has been a member of the board of
Consing also serves as chairman of BPI/MS Insurance
directors of BPI since 1994 and was elected vice chairman
Corporation; BPI Direct Savings Bank; BPI Europe Plc;
in April 2013. He also serves as chairman of the bank’s
BPI Globe BanKO, A Savings Bank; BPI Century Tokyo &
personnel and compensation committee, vice chairman of the
Lease Finance Corporation; and BPI Century Tokyo Rental
executive committee, and member of the nomination and trust
Corporation. He is also currently the vice chairman of BPI
committees. He is also the chairman of the board of trustees of
Capital Corporation and BPI Foundation. He also serves as
BPI Foundation.
member of the board of directors of BPI Family Savings Bank,
Mr. Zobel de Ayala has been a director of Ayala
and BPI-Philam Life Assurance Corporation.
Corporation since May 1994, as well as its president and chief
Mr. Consing is a board partner of The Rohatyn Group
operating officer since April 2006. He is also chairman of
(TRG) Management Principals LP. He is also a member of
Ayala Land and Manila Water Company; director of Globe
the board of directors of National Reinsurance Corporation
Telecom and Integrated Micro-Electronics. He is chairman of
of the Philippines, LGU Guarantee Corporation, Sqreem
AC International Finance Ltd., AC Energy Holdings, and Hero

Technologies Private Ltd., and Endeavor Philippines. He has Drug in 1983 and assumed her current position in 1998. She is
served as an independent director of Jollibee Foods Corporation also the president of the Mercury Drug Foundation, a non-
since June 2010 and a board director and non-executive stock, non-profit organization active in the promotion and
chairman of Filgifts.com. Between 2006 and 2013, Mr. building of a healthy, educated and productive nation.
Consing also served as independent director of Malaysia-based Ms. Azcona is a registered pharmacist. She is a member
CIMB Group Holdings Bhd and CIMB Group Sdn Bhd, of the Philippine Pharmacists Association for which she has
together one of the largest universal banking institutions in served as an officer and director. She received her B.S. Pharmacy
Southeast Asia. Between 2005 and 2013, he also served as an degree, cum laude, from the University of Santo Tomas in
independent director of First Gen Corp. 1977. She also graduated from the Business Management
Mr. Consing joined BPI as a full-time employee in 1980, Program, Managerial Process and Practice of the Asian Institute
and worked in its corporate planning and corporate banking of Management in 1978.
departments. In 1985, he was seconded to J.P. Morgan &
d Co., and subsequently became a J.P. Morgan & Co. employee. ROMEO L. BERNARDO*
Over a 19-year career with J.P. Morgan in Hong Kong and
Filipino, 61 years old, has served as a member of the board
Singapore, Mr. Consing focused on loan origination and
of directors of BPI since February 1998. Since August 2002,
syndication, capital markets, and mergers and acquisitions. He
he has been an independent director of the bank. He is the
was responsible for all of J.P. Morgan’s banking business in the
chairman of the bank’s nomination committee and a member of
Philippines, then in Southeast Asia and ultimately, the Asia
the corporate governance, personnel and compensation, related
Pacific region. From 1999 to 2004, he was President of J.P.
party transaction, risk management, and trust committees. He
Morgan Securities (Asia Pacific) Ltd.
also serves as independent director of BPI Capital Corporation,
Prior to re-joining BPI, Mr. Consing was a partner at TRG
BPI/MS Insurance Corporation, and BPI-Philam Life
Management Principals LP, a New York-based asset management
Assurance Corporation.
firm specializing in emerging markets. He headed TRG’s Hong
Mr. Bernardo is a former undersecretary of the Department
Kong office. Between 2007 and 2012, TRG owned a 40% stake
of Finance; in 1997, he founded his consultancy practice,
in Premiere Development Bank, where Mr. Consing served as
Lazaro Bernardo Tiu & Associates. He has been advisor to
chairman of its executive committee.
various multilateral institutions such as the World Bank,
Mr. Consing received an A.B. Economics degree (Accelerated
International Finance Corporation, Asian Development
Program), magna cum laude, from De La Salle University in
Bank, and Japan International Cooperation Agency. He has
1979. In 1980, he obtained an M.A. in Applied Economics
also worked with government institutions and the National
from the University of Michigan, Ann Arbor. Mr. Consing is a
Economic Development Authority in policy matters involving
member of the board of advisors of De La Salle University.
pension reform, capital markets reform, and fiscal and debt
management. He was a member of the board of governors of
the Management Association of the Philippines up to 2014.
Filipino, 60 years old, has been a member of the board of Mr. Bernardo serves as independent director of the
directors of BPI since 2014. She is also a member of the bank’s following companies: Aboitiz Power Corporation, Globe
nomination and personnel and compensation committees. Telecom, National Reinsurance Corporation of the Philippines,
Ms. Azcona is the president of the Mercury Group of and RFM Corporation. He is also chairman of the board of
Companies and its subsidiary, Mercury Drug Corporation. She directors (independent) of Ayala Life Fixed-Income Fund; the
was appointed vice president and general manager of Mercury Peso, Dollar, Euro, Growth, Money Market Bond Funds. He

*Independent Director


also serves as vice chairman and founding fellow of Foundation She graduated with BSBA degree major in accounting from
for Economic Freedom. the University of the Philippines in 1970. She took further
Mr. Bernardo graduated with a B.S. Business Economics studies for an MBA at the University of the Philippines and
degree, magna cum laude, from the University of the attended an Executive Program on Transnational Business at the
Philippines in 1974. He obtained his M.A. Development Pacific Asian Management Institute at the University of Hawaii.
Economics at Williams College, Williamstown, Massachusetts, Ms. Fernando is a certified public accountant.
graduating as valedictorian in 1977.
Filipino, 72 years old, has served as an independent director of
Filipino, 72 years old, has been a member of board of directors BPI since March 2009. Mr. Loinaz has been a member of the
of BPI since April 2000. Mr. Espiritu was former president and board of directors of the bank since 1982. He was president
chief executive officer of Far East Bank & Trust Company, and and chief executive officer of BPI for 22 years from 1982 to
was the president of the Bankers Association of the Philippines 2004. He was also president of the Bankers Association of the
for three consecutive terms. He was the chairman of the board Philippines for two terms from 1989 to 1991. Mr. Loinaz is the
of trustees of Ateneo de Manila University for 14 years. He chairman of the bank’s audit committee and a member of the
is currently the chairman of the bank’s risk management and nomination committee. He is also an independent director of
related party transaction committees as well as a member of the BPI Family Savings Bank, BPI/MS Insurance Corporation, and
audit committee. Ayala Corporation.
Mr. Espiritu is a chairman of GANESP Ventures, and Mr. Loinaz is a member of the board of directors/trustees of
MAROV Holding Co., as well as a member of the board DAOI Condominium Corporation and E. Zobel Foundation;
of directors of International Container Terminal Services, chairman of the board of Alay Kapwa Kilusan Pangkalusugan;
Philippine Dealing System Holdings Corporation and chairman and president of XPL Manitou Properties; and vice
Subsidiaries, Philippine Stratbase Consultanc,, and Pueblo de chairman of XPL MTJL Properties.
Oro Golf & Country Club. Mr. Loinaz graduated with an A.B. Economics degree from
He graduated with an A.B. Economics degree from the the Ateneo de Manila University in 1963, and obtained his
Ateneo de Manila University in 1963 and obtained his M.A. M.B.A. Finance at the Wharton School of the University of
Economics degree from Georgetown University in 1966. Pennsylvania in 1965.


Filipino, 67 years old, served as director of BPI from 1995 Filipino, 64 years old, has been a member of the board of
to 2007. She was re-elected director of BPI in 2009. Ms. directors of BPI since 2004. Mr. Montinola served as president
Fernando is a member of the bank’s executive, trust, related party and chief executive officer of BPI for eight years from 2005 to
transaction, and retirement and pension committees. She is also a 2013, and BPI Family Savings Bank, for 12 years from 1992
member of the board of directors of BPI Capital Corporation and to 2014. He is a member of the bank’s executive, audit, risk
BPI Family Savings Bank. management, and personnel and compensation committees.
Ms. Fernando is currently the chairman of LAIKA Intertrade Mr. Montinola serves as member of the board of directors of
Corporation. She is the financial consultant and member of the BPI Capital Corporation; BPI Family Savings Bank; BPI Globe
finance boards of the Roman Catholic Archbishop of Manila and BanKO, A Savings Bank; BPI/MS Insurance Corporation; BPI-
of the Roman Catholic Archbishop of Antipolo. Philam Life Assurance Corporation; and BPI Europe PLC.

Mr. Montinola is presently the chairman of Far Eastern ARTEMIO V. PANGANIBAN
University, FEU East Asia Educational Foundation, FEU
Filipino, 79 years old, was elected as independent director
High School, Nicanor Reyes Education Foundation, East Asia
of BPI in April 2010. He is the chairman of the corporate
Computer Center, Amon Trading Corporation, Armon Realty,
governance committee of BPI.
Monti-Rey Inc., and WWF Philippines. He is also a member of
At present, he is also an independent director of the
the board of trustees of BPI Foundation and Philippine Business
following listed corporations: Manila Electric Company, Petron
for Education, where he sits as vice chairman.
Corporation, First Philippine Holdings, Metro Pacific Tollways
Significant awards received by Mr. Montinola include
Corporation, Robinsons Land, GMA Network Inc., GMA
Management Man of the Year 2012 (Management Association
Holdings, Asian Terminals, Philippine Long Distance Telephone
of the Philippines), Asian Banker Leadership Award (twice), and
Company and Metro Pacific Investments Corp. Likewise, he
Legion d’Honneur (Chevalier) from the French Government. He
holds the following positions in various companies: chairman,
obtained his M.B.A. in 1977 from the Harvard Business School
board of advisers, College of Law at the University of Asia and
and Bachelor of Science in Management Engineering degree at
the Pacific and Metrobank Foundation; non-executive director
the Ateneo de Manila University in 1973.
of Jollibee Foods; advisor of Double Dragon Properties; senior
adviser, V. Mapa Blue Falcon Honor Society and Metropolitan
Bank and Trust Company; chairman emeritus, Philippine
Filipino, 75 years old, has been a member of the board of directors Dispute Resolution Center Inc.; president, Manila Metropolitan
of BPI since 1991. She is the chairman of the bank’s trust and Cathedral-Basilica Foundation Inc.; and chairman of the board
retirement and pension committees, and a member of the of trustees of Foundation for Liberty and Prosperity. He is also
executive and corporate governance committees. Ms. Nolledo is a columnist of the Philippine Daily Inquirer and member of
also a director in the following BPI subsidiaries and affiliates: BPI Philippine National Committee of ASEAN Law Association.
Investment Management, where she sits as chairman; BPI Family Mr. Panganiban has held various positions in government
Savings Bank; and BPI Capital Corporation. offices from 2003 to 2006, such as Chief Justice and Associate
Ms. Nolledo serves as director of the following companies: Justice of the Supreme Court; chairman of the Presidential
Ayala DBS Holdings, Ayala Land Commercial REIT, Michigan Electoral Tribunal, Judicial and Bar Council, Philippine Judicial
Holdings, Anvaya Cove Beach and Nature Club, Ayala Automotive Academy and House of Representatives Electoral Tribunal; and
Holdings Corporation, Honda Cars Cebu, Honda Cars Makati, member of the Senate Electoral Tribunal. He graduated with
Isuzu Automotive Dealership, Isuzu Cebu, Prime Initiatives, and the degree of Bachelor of Laws, cum laude, from Far Eastern
Xurpas. She is also a member of the board of trustees of the Ayala University in 1960 and obtained his Doctor of Laws (Honoris
Foundation and BPI Foundation, as well as vice president of Causa) degree at various universities: University of Iloilo (1997),
Sonoma Properties. She was a member of the board of directors of Far Eastern University (2002), University of Cebu (2006),
Ayala Corporation from 2004 until September 2010. Angeles University (2006), and Bulacan State University (2006).
Ms. Nolledo graduated with the degree of Bachelor of
Science in Business Administration major in Accounting from ANTONIO JOSE U. PERIQUET*
the University of the Philippines in 1960 and placed second at
Filipino, 55 years old, has been an independent director of BPI
the Certified Public Accountant Licensure Board Examination
since April 2012. He is the vice chairman of the bank’s trust
administered the same year. In 1965, she obtained her Bachelor of
committee and a member of the executive committee. He is also
Laws degree from the University of the Philippines where she also
an independent director of BPI Capital Corporation and BPI
placed second at the Bar Examination held the same year.
Family Savings Bank. He is the chairman of the board of directors

*Independent Director


of Pacific Main Holdings and Campden Hill Advisors. 1969-1970; European Business Program from UK, Netherlands,
Mr. Periquet sits as independent director of ABS-CBN France, Germany, Switzerland in 1970; Master of Business
Holdings Corporation, ABS-CBN Corporation, Ayala Administration (Academic units completed) from the Ateneo
Corporation, DMCI Holdings, Max’s Group of Companies, Graduate School of Business Administration in 1971; Program
Philippine Seven Corporation, and Albizia ASEAN Tenggara for Management Development from the Harvard Business
Fund. He is a member of the board of trustees of Lyceum School, Boston, in 1976; and Commercial Management
University of the Philippines. Study Program from the Lensbury Centre, Shell International
Mr. Periquet graduated with an A.B. Economics degree at Petroleum Co., United Kingdom.
the Ateneo de Manila University in 1982. He earned a Master of
Science degree in Economics at Oxford University in 1988 and ASTRID S. TUMINEZ*
an M.B.A. from the University of Virginia in 1990.
Filipino with U.S. citizenship, 51 years old, joined BPI as an
independent director in December 2013. She is a member of
BPI’s risk management, corporate governance, and IT steering
Filipino, 69 years old, was elected member of the board of committees.
directors of BPI in April 2003, and has been a director since Ms. Tuminez joined Microsoft in October 2012 as the
then. He is a member of the audit, corporate governance, related regional director of legal and corporate affairs in Southeast
party transaction, and personnel and compensation committees. Asia, responsible for driving government relations, corporate
He is also the chairman of Pepsi Cola Products Philippines citizenship, and business and regulatory initiatives in the
Inc., Pacific Light Power Pte. Ltd.; Redondo Peninsula Energy ASEAN countries as well as Sri Lanka, Bangladesh, Nepal and
Inc., Meralco Energy Inc., Meralco Industrial Engineering Bhutan. Ms. Tuminez is also an adjunct professor, the former
Services Inc., and CIS Bayad Center. He is an independent vice dean (Research) and assistant dean (Executive Education) of
director of the following companies: Manila Water Company, the Lee Kuan Yew School of Public Policy (National University
Basic Energy Corporation, Cosco Capita Inc., Sun Life Financial of Singapore) since 2008. She is a member and former Adjunct
Plans Inc., Sunlife Prosperity Funds, Grepalife Funds and Fellow of the Council on Foreign Relations in New York City.
Petrolift Corporation. She also serves on the board of Singapore American School
Mr. Reyes also serves in the following companies: director, and ASKI Global, an NGO focused on training and financing
president and chief executive officer of Electric Company; entrepreneurship among Asian women migrant laborers.
director of PLDT Communications & Energy Ventures Inc., In 2003-2007, at the U.S. Institute of Peace, she assisted
Clark Electric Development Corp., Republic Surety & Insurance in advancing peace negotiations between the Philippine
Co. Inc.; and advisory board member of Philippine Long government and the Moro Islamic Liberation Front. She was
Distance Telephone Company. also a senior advisor to the Salzburg Global Seminar (2004-
He finished Bachelor of Arts Major in Economics, cum 2005), executive associate and then director of research for
laude, from the Ateneo de Manila University in 1965. He alternative investments at AIG Global Investment (2000-2003),
also took up the following courses: Business Management a consultant to The World Bank and an institutional sales/
Consultants and Trainers Program from the Japan Productivity research professional at Brunswick Warburg (1998). In 1990-
Center/Asian Productivity Organization, Tokyo in 1968; 1992, she worked with the Harvard Project on Strengthening
International Management Development Program leading to Democratic Institutions, eventually running operations in
Diploma in Business Administration and (Certificate in Export Moscow, Russia. In 1992-1998, she was a research associate
Promotion from the Waterloo University, Ontario, Canada in and, later, program officer at the Carnegie Corporation of

New York, focusing on grant-making in democratization, and moved up the organization until she retired as assistant
conflict prevention, and non-proliferation of weapons of mass governor at the Bangko Sentral in March 2013. While working
destruction. She has been a U.S. Institute of Peace Scholar, at the supervision and examination sector, she participated in
a Freeman Fellow of the Salzburg Global Seminar, a fellow the crafting of major policies on banking supervision, as well
at the Harvard Kennedy School, a distinguished alumna of as in the on-site and off-site supervision activities over Bangko
Brigham Young University, a fellowship recipient of the Social Sentral-supervised entities. She represented the Bangko Sentral
Science Research Council and the MacArthur Foundation, and in international fora like the EMEAP (Executives Meeting
a member of the International Advisory Board of the Asian for East Asia and the Pacific Central Banks) Working Group
Women Leadership University project and the ASEAN Institute on Banking Supervision and the Southeast Asian Center for
on Disability and Public Policy. Central Banking (SEACEN) Group on Banking Supervision.
Her educational background includes a B.A. with a double She served as a member of the Technical Working Group of
major in Russian Literature and International Relations from the Financial Sector Forum, a voluntary intersectoral body
Brigham Young University (1986); a Master’s in Soviet Studies formed by the Bangko Sentral, the Securities and Exchange
from Harvard University (1988); and a Ph.D. in Political Commission, the Insurance Commission, and the Philippine
Science from the Massachusetts Institute of Technology (1996). Deposit Insurance Corporation.
In 2013, the Filipina Women’s Network of the US selected Ms. Ms. Yuvienco is part of the speakers’ pool of the Rural
Tuminez as a recipient of their “Global Influencer Award.” Bankers Association of the Philippines Foundation that delivers
the basic governance course for bank directors. A former
DOLORES B. YUVIENCO president of the BAIPhil, a training provider for bankers, she
continues to be an adviser to the BAIPhil Training Institute.
Filipino, 68 years old, was elected as director of BPI in April
She graduated in 1967 from St. Theresa’s College, Quezon
2014. She is a member of the bank’s audit and corporate
City with the degree of Bachelor of Science in Commerce,
governance committees.
major in Accounting. She took up post graduate studies at the
Ms. Yuvienco joined Bangko Sentral ng Pilipinas in April
University of the Philippines-Diliman. She is a certified public
1972 as senior executive assistant-Office of the Governor. She
accountant and a career executive service professional.
transferred to the supervision and examination sector in 1975



NATIVIDAD N. ALEJO and Southeast Asia. In 2002, Mr. Gotuaco joined Credit
President, BPI Family Savings Bank Suisse in its Fixed Income Division; in 2005, he joined Merrill
Lynch as managing director in its fixed income, currencies
Filipino, 59 years old, has been serving as president of BPI
and commodities division and served on the firm’s Asia-Pacific
Family Savings Bank since 2015. Ms. Alejo joined BPI in
operating committee. At both Credit Suisse and Merrill Lynch,
1979, when the bank acquired Commercial Bank & Trust, and
he was responsible for developing and marketing fixed income
worked in the corporate planning department. She has served in
solutions for sovereign and corporate clients across non-Japan
a senior management role in the bank’s retail banking business
Asia. Prior to joining BPI, Mr. Gotuaco was based in Singapore,
since 2007. Between 2001 and 2007, Ms. Alejo served as the
working in an investment vehicle of the Brunei government,
president and director of BPI Capital and BPI Securities. She
where he helped manage an aircraft manufacturer, Piper
also served as president of the Investment House Association of
Aircraft, and founded a captive finance company, Piper Capital.
the Philippines in 2004 to 2006.
Mr. Gotuaco obtained his B.S. Economics in Finance and
Ms. Alejo graduated in 1976 with AB Economics degree,
Marketing, summa cum laude, from the Wharton School,
summa cum laude, from Divine Word University, Tacloban
University of Pennsylvania, in 1986. He obtained his MBA
City, where she was also a Gansewinkle Scholastic Trophy
from Harvard Business School in 1994. Mr. Gotuaco also serves
Awardee. She took M.A. Economics at University of the
as a non-executive board member of AirFleet Capital, a US-
Philippines in 1978 and completed the Advanced Management
based aviation finance company.
Program at Harvard Business School in 2005. She is currently
a director of An Waray Party List, a Manila-based civic
organization consisting of Filipinos from Eastern Visayas. Ms.
Executive Vice President
Alejo also serves on the Board of Regents of Leyte Normal
University. Filipino, 56 years old, Mr. Jocson is head of enterprise services
group which serves as BPI’s infrastructure backbone covering
JOSEPH ALBERT L. GOTUACO human resources, centralized operations, information systems,
Executive Vice President, CFO and general administration shared services. He chairs the
bank’s IT steering committee, and is member of the bank’s
Filipino, 50 years old, Mr. Gotuaco is chief financial officer
management committee.
of BPI and head of strategy and development. He chairs the
Mr. Jocson began his career as a systems analyst with IBM
bank’s capital expenditure committee and serves as a member of
in Manila in 1982, subsequently working through different
its management, asset and liability, and operating and IT risk
positions including information systems manager, systems
management committees. He also serves on the board of BPI
engineering manager, and manager of quality. In 1995, he was
International Finance Ltd., a Hong Kong-based subsidiary of
based in Singapore where he led IBM’s Applications/Systems
the bank.
Integration business in ASEAN and South Asia. In 1996, he
Mr. Gotuaco began his banking career in New York
was appointed managing director for IBM Philippines. In 2000,
City in 1986, as a trader and risk manager for various fixed
he was appointed as vice president and GM of IBM Global
income products at Chemical Bank, a predecessor firm of
Services, ASEAN and South Asia. He was then appointed as
J.P. Morgan. In 1994, he was based in Hong Kong for J.P.
vice president and GM of IBM Global Services for Industrial
Morgan, then a major shareholder of BPI. He was responsible
Sector for Asia Pacific in 2005. In 2007, Mr. Jocson was
for servicing corporate and sovereign clients in the Philippines

appointed vice president and GM of Application Services for capital clients.
the Growth Market Unit, where he led IBM’s Applications Mr. Montecillo had served as partner and chief executive
Management and Application Integration Services in Asia officer of Diamond Dragon Advisors (Hong Kong) Limited,
Pacific, Central and Eastern Europe, Latin America and Asia’s first privately-owned private equity fund placement agent,
Middle East/Africa. In 2010, he was appointed vice president and before that, was chief executive officer of Fidelis Holdings
and GM of Integrated Technology Services for Asia Pacific. Limited, the Hong Kong-based regional real estate investment
In 2013, he was appointed vice president and GM of IBM vehicle of the Ayala Group of Companies. He also worked for
Global Services for Central and Eastern Europe based out of 10 years at Bankers Trust Company (now owned by Deutsche
Prague, Czech Republic. In this capacity, he had responsibility Bank) in New York in various capacities in the Real Estate
for IBM’s services portfolio in Russia/CIS, Turkey, Poland & Finance Group and the Global Markets Group, including
Baltics, Central Europe and South East Europe. From January corporate lending, restructuring, private placements, derivatives,
2015 until he joined BPI in September 2015, he was based and portfolio analysis and acquisition of real estate assets.
in Singapore, as IBM Asia Pacific vice president and GM for Mr. Montecillo earned Master of Business Administration and
Strategic Outsourcing which counts major regional banks, Master of Arts degrees from Stanford University and bachelor’s
telcos and airlines among its major clients. degrees in Management of Financial Institutions and Behavioral
Mr. Jocson obtained his B.S. Industrial Engineering degree Sciences, magna cum laude, from De La Salle University.
from the University of the Philippines in 1982. He also has an
MBA from the Ateneo Graduate School of Business. ANTONIO V. PANER
Executive Vice-President, Treasurer
Filipino, 57 years old, Mr. Paner serves as treasurer and head
Executive Vice President
of the bank’s global markets group. As such, he is responsible
Filipino, 59 years old, Mr. Montecillo is head of the corporate for managing the bank’s interest rate and liquidity gaps, as well
clients segment group of the BPI. He was former president as its fixed income and currency market-making, trading, and
of BPI Capital Corporation, the bank’s investment banking distribution capabilities in the Philippines and internationally.
subsidiary. He has over 25 years of international investment Mr. Paner is chairman of the bank’s asset and liability
banking experience, having worked in New York and Hong committee, and is a member of the management committee
Kong at Bankers Trust, Credit Suisse and Morgan Stanley. and asset management investment council. He is chairman of
During that time, he was part of and managed business BPI Forex, and also serves on the boards of BPI Europe Plc, BPI
development and transaction teams in corporate, real estate International Finance Ltd. and BPI Direct Savings Bank.
and leveraged finance, derivatives, private equity, mergers Mr. Paner joined BPI in 1985, when the bank acquired
and acquisitions, and equity and debt capital markets. While Family Savings Bank and performed various treasury and trust
at Credit Suisse and Morgan Stanley, he served as country positions until 1989. Between 1989 and 1996, he worked
, manager for the Philippines and was the senior coverage at Citytrust, then the consumer banking arm of Citibank in
officer for the top corporations and financial institutions in the Philippines, which BPI acquired in 1996. At BPI, he has
the country. Additionally, in 2000, he established and built up been responsible for various fixed income-related businesses,
the Financial Sponsors Group at Morgan Stanley to cover the including risk taking, local currency portfolio management, and
Asian offices of its global private equity, hedge fund and venture money management.

He served as president of the Money Market Association of Prior to joining BPI, Mr. Paterno represented CIMB in
the Philippines in 1998 and remains an active member of the its search for a Philippine bank investment, having joined the
Bankers Association of the Philippines’ open market committee. group in late 2012 as CEO-designate of Bank of Commerce,
He is a member of the Money Markets Association of the which was targeted for acquisition by CIMB. Between 2004
Philippines, Makati Business Club, Management Association and 2012, he was managing director and country manager of
of the Philippines, British Chamber of Commerce, and the Credit Suisse, where he also founded and served as chairman of
Philippine British Business Council. Credit Suisse Securities Philippines, the firm’s securities broker/
Mr. Paner obtained an A.B. Economics degree from Ateneo dealer subsidiary. Between 2002 and 2004, Mr. Paterno was
de Manila University in 1979 and completed various courses in president and CEO of Development Bank of the Philippines
business and finance, including Strategic Financial Management and concurrently chairman of the LGU Guarantee Corp. and
in 2006. In 2009, he completed the Advanced Management other DBP subsidiaries. Prior to DBP, he was a managing
Program at Harvard Business School. director at J.P. Morgan, where he spent 18 years in various
capacities, rising from head of Philippine banking to head
for sovereign clients in all of Asia. During the Asian Financial
SIMON R. PATERNO Crisis, Mr. Paterno led the project teams that advised the
Executive Vice President Indonesian Bank Restructuring Agency and its Malaysian
counterpart, Danaharta. In his career, Mr. Paterno had worked
Filipino, 57 years old, Mr. Paterno serves as head of the bank’s
on some of the most significant sovereign financing transactions
financial products and services group. As such, he is responsible
in the Philippines: restructuring of its foreign debt (1991),
for building and managing BPI’s service capabilities across all
debut eurobond (1992), Brady exchanges (1994), Domestic
asset, liability, payments, and bancassurance platforms. He also
Bond Exchanges (2006), and Debt Exchange Warrants (2008).
serves on the bank’s management, assets and liabilities, and
Mr. Paterno received his MBA from Stanford University in
credit committees. He is also on the boards of BPI Century
1984 and his AB Honors Program in Economics, cum laude,
Tokyo Lease and Finance Corporation, BPI Century Tokyo
from the Ateneo de Manila University in 1980.
Rental Corporation, BPI Capital Corporation, and BPI/MS
Insurance Corporation.