Interest Rates for various loan amount

Interest
Bank name upto 5 5-20 20-30 30-50 50-75 >75 Action
Type
lakh lakh lakh lakh lakh lakh

  73 Sample Results based on default inputs.

ICICI Bank Floating 8.75 8.75 8.75 9.0 9.5 9.5

ICICI Bank Fixed 16.0 16.0 16.0 16.0 16.0 16.0

ICICI Bank - Special Scheme Floating 8.25 8.25 8.25 8.25 8.25 8.25

HDFC - Special Scheme Floating 8.5 8.5 8.5 8.5 8.5 8.5

HDFC Fixed 14.25 14.25 14.25 14.25 14.25 14.25

SBI Advantage Home Loan Fixed NA NA NA NA 8.0 8.0

SBI - Home Loan Fixed 8.0 8.0 8.0 8.0 NA NA

SBI - Home Loan Floating 8.0 8.0 8.0 8.0 NA NA

SBI Advantage Home Loan Floating NA NA NA NA 8.0 8.0

Axis Bank Floating 8.75 8.75 8.75 9.25 NA NA

Axis Bank Fixed 14.0 14.0 14.0 14.0 NA NA

Bank of Baroda Floating 9.0 9.0 9.0 9.75 9.75 9.75

Indiabulls Housing Finance Floating 8.25 8.25 8.25 8.25 8.25 8.25

Union Bank of India Floating 9.0 9.0 9.0 9.75 9.75 9.75

LIC Fix-o-Floaty Floating 8.9 8.9 8.9 8.9 8.9 8.9

LIC HF Advantage 5 Floating 9.25 9.25 9.25 9.25 9.25 9.25

LIC Housing Finance Floating 8.75 8.75 8.75 8.75 8.75 8.75

Central Bank of India Floating 9.0 9.0 9.0 9.75 9.75 9.75

IDBI Home Finance Floating 8.25 8.25 8.25 8.25 8.25 8.25

Bank of India - Floating Floating 10.0 10.0 10.0 10.75 11.5 11.5
8.5 - 8.5 - 8.5 - 8.5 - 8.5 - 8.5 -
HSBC Bank Floating
13.0 13.0 13.0 13.0 13.0 13.0
Kotak Bank Floating 8.5 8.5 8.5 8.5 8.5 NA

Reliance Home Finance Floating 9.25 9.25 9.25 9.25 9.25 9.25

IDBI Bank Floating 8.5 8.5 8.75 9.0 9.25 9.25

IDBI Bank Fixed 11.0 11.0 11.0 11.0 11.0 11.0

PNB Housing Finance Ltd Floating 9.25 9.25 9.5 9.5 9.5 9.5

PNB Housing Finance Ltd Fixed 13.0 13.0 13.0 13.0 13.0 13.0

GIC Housing Finance Fixed 15.0 15.0 15.0 15.0 15.0 15.0

GIC Housing Finance Floating 10.5 10.5 10.5 10.5 10.5 10.5

Dena Bank Floating 9.25 9.75 9.75 9.75 9.75 9.75

Dena Bank Fixed 10.25 10.75 11.0 11.0 11.0 11.0

Allahabad Bank Fixed 12.25 12.25 12.25 12.25 12.75 12.75

Allahabad Bank Floating 9.25 9.25 10.0 10.0 10.5 10.5

Andhra Bank Floating 9.75 9.75 10.5 10.5 10.5 10.5

 Canara Bank Floating 9.5 9.5 9.5 10.25 10.25 10.25

Bank of Maharashtra Floating 9.0 9.0 9.0 9.75 9.75 9.75

Bank of Rajasthan Fixed 9.5 9.5 9.5 9.5 9.5 9.5

Bank of Rajasthan Floating 8.0 8.0 8.0 8.5 8.5 8.5

Punjab National Bank- Festive
Floating 8.5 8.5 8.5 8.5 NA NA
offer (Floating)
Punjab National Bank Fixed 10.5 10.5 10.75 10.75 10.75 10.75

Punjab National Bank Floating 9.25 9.25 9.75 9.75 9.75 9.75

Oriental Bank of Commerce Floating 9.25 9.25 9.5 10.25 10.25 10.25

Oriental Bank of Commerce Fixed 10.25 10.25 10.5 NA NA NA

Federal Bank Floating 8.25 8.5 8.5 8.75 9.0 9.0

Federal Bank Fixed 9.25 9.5 9.5 9.75 10.0 10.0

Catholic Syrian Bank Floating 9.0 9.0 9.0 10.0 NA NA

10.75 - 10.75 - 11.25 - 12.0 - 12.0 - 12.0 -
UCO Bank Fixed
11.0 11.0 11.5 12.25 12.25 12.25
9.0 - 9.0 - 9.5 - 10.0 - 10.0 - 10.0 -
UCO Bank Floating
9.5 9.5 10.0 10.5 10.5 10.5
Vijaya Bank Floating 9.5 9.5 9.5 10.25 10.25 10.25

State Bank of Mysore Floating 9.75 9.75 9.75 10.25 10.25 10.25

Indian Bank Fixed 10.75 10.75 10.75 11.0 11.0 11.0

Indian Bank Floating 10.5 10.5 10.0 10.5 10.5 10.5

Indian Overseas Bank Floating 9.25 9.25 9.25 10.25 NA NA

State Bank of Patiala Floating 9.25 9.25 9.25 10.25 10.25 10.25
Deutsche Postbank Home
Floating 8.75 8.75 8.99 8.99 8.99 8.99
Finance Limited
Deutsche Postbank - New
Floating 9.0 9.0 9.0 9.0 9.0 9.0
Fixed Floating Scheme
Corporation Bank - Corp
Fixed 8.25 8.25 8.25 8.25 8.25 8.25
Home Smart
Corporation Bank - Corp
Floating 8.25 8.25 8.25 8.25 8.25 8.25
Home Smart
Corporation Bank Floating 9.75 9.75 9.75 10.5 10.75 10.75

Corporation Bank Fixed 11.0 11.0 11.0 11.5 11.5 11.5

Syndicate Bank Floating 8.75 8.75 10.0 10.0 10.0 10.0

J & K Bank Floating 11.5 11.5 12.25 12.25 12.25 NA

DCB Floating NA 8.75 8.75 8.75 8.75 8.75

Punjab & Sind Bank Floating 10.0 10.0 10.25 10.5 10.5 10.5

State Bank of Bikaner& Jaipur Floating 9.75 9.75 9.75 10.25 10.25 10.25
State Bank of Hyderabad -
Floating 8.5 8.5 8.5 8.5 8.5 8.5
Special Scheme
State Bank of Hyderabad Floating 9.75 9.75 9.75 10.75 10.75 10.75

State Bank of Travancore Floating 9.75 9.75 9.75 10.5 10.5 10.5

United Bank of India Floating 9.5 9.5 9.75 10.0 NA NA

Tamilnad Mercantile Bank Ltd Floating 10.75 10.75 10.75 11.5 11.5 11.5
Dhanalakshmi Bank Ltd Floating 12.0 12.0 13.0 13.0 13.0 13.0

South Indian Bank Fixed 12.75 12.75 12.75 13.5 13.5 13.5

South Indian Bank Floating 11.75 11.75 11.75 12.5 12.5 12.5

Transfer of existing loan

Interest Rates for various loan tenure

Interest
Bank name 10 yrs 15 yrs 20 yrs 25 yrs Action
Type 5 yrs

  49 Sample Results based on default inputs.

ICICI Bank Floating 8.75 8.75 8.75 8.75 NA

ICICI Bank Fixed 16.0 16.0 16.0 16.0 NA

HDFC - Special Scheme Floating 8.25 8.25 8.25 8.25 NA

SBI Easy Home Loan Floating 8.0 8.0 8.0 8.0 NA

SBI Easy Home Loan Fixed 8.0 8.0 8.0 8.0 NA

Axis Bank Floating 8.75 8.75 8.75 8.75 NA

Axis Bank Fixed 14.0 14.0 14.0 14.0 NA

Bank of Baroda Floating 8.5 8.75 8.75 9.0 9.0

Bank of Baroda Fixed 9.5 9.75 10.0 NA NA

Union Bank of India Fixed 9.75 NA NA NA NA

Union Bank of India Floating 9.0 9.25 9.5 9.5 9.5

LIC Fix-o-Floaty Floating 8.9 8.9 8.9 8.9 NA

LIC HF Advantage 5 Floating 9.25 9.25 9.25 9.25 NA

IDBI Home Finance Floating 8.25 8.25 8.25 8.25 NA

Bank of India - Floating Floating 9.0 9.25 9.75 10.0 NA

Deutsche Bank Floating 11.25 11.25 11.25 11.25 NA

Kotak Bank Floating 8.5 8.5 8.5 8.5 NA

IDBI Bank Floating 8.5 8.5 8.5 8.5 8.5

IDBI Bank Fixed 11.0 11.0 11.0 11.0 NA

GIC Housing Finance Fixed 13.5 13.75 14.25 15.0 NA

GIC Housing Finance Floating 10.5 10.5 10.5 10.5 NA

Dena Bank Floating 8.5 9.0 9.25 9.25 NA

Dena Bank Fixed 9.75 10.25 10.25 10.25 NA

Allahabad Bank Fixed 11.0 11.5 11.75 12.25 12.25

Allahabad Bank Floating 8.25 8.75 9.0 9.25 9.25

Canara Bank Floating 9.0 9.25 9.5 9.5 9.5

 Bank of Rajasthan Floating 8.0 8.0 8.0 8.0 NA

Bank of Rajasthan Fixed 9.5 9.5 9.5 9.5 NA

Punjab National Bank- Festive
Floating 8.5 8.5 8.5 8.5 8.5
offer (Floating)
Federal Bank Floating 8.5 8.5 8.5 8.5 NA

Federal Bank Fixed 9.5 9.5 9.5 9.5 NA

10.25 - 10.5 - 10.75 - 10.75 - 11.25 -
UCO Bank Fixed
10.5 10.75 11.0 11.0 11.5
8.75 - 9.75 -
UCO Bank Floating 8.5 - 9.0 9.0 - 9.5 9.0 - 9.5
9.25 10.0
Vijaya Bank Fixed 8.75 NA NA NA NA

Vijaya Bank Floating 8.75 9.0 9.25 9.5 NA

Corporation Bank Fixed 11.0 11.0 11.0 11.0 NA

Corporation Bank Floating 8.75 9.5 9.5 9.75 10.25

DCB Floating 8.75 8.75 8.75 8.75 NA

State Bank of Bikaner& Jaipur Fixed 11.25 11.25 NA NA NA

State Bank of Bikaner& Jaipur Floating 8.75 9.5 9.5 9.75 9.75

United Bank of India Fixed 9.5 NA NA NA NA

United Bank of India Floating 8.0 8.5 8.75 9.0 NA

Karur Vysya Bank Floating 9.0 9.75 10.5 NA NA

Karur Vysya Bank Fixed 12.0 12.5 13.0 NA NA

Tamilnad Mercantile Bank Ltd Floating 9.75 10.25 10.25 10.75 NA

South Indian Bank Fixed 12.5 12.75 12.75 12.75 NA

South Indian Bank Floating 11.5 11.75 11.75 11.75 NA

Saraswat Bank Fixed 8.5 8.5 8.5 NA NA

Saraswat Bank Floating 8.5 8.5 8.5 NA NA