n saldo de k amort interes fc va

0 - 1,000,000 - 1,000,000 $1,000,000.00

1 - 1,030,000 - 30,000 - 30,000 - $0.00
2 - 1,060,900 - 30,900 - 30,900 - $0.00
3 - 1,048,554.8 12,345.2 - 31,827 44,172.2 -$40,423.80
4 - 1,031,422.1 17,132.8 - 31,457 48,589.4 -$43,171.05
5 - 1,008,916.4 22,505.7 - 30,943 53,448.3 -$46,105.00
6 - 980,390.7 28,525.7 - 30,267 58,793.2 -$49,238.35
7 - 945,130.0 35,260.8 - 29,412 64,672.5 -$52,584.65
8 - 902,344.1 42,785.8 - 28,354 71,139.7 -$56,158.36
9 - 851,160.7 51,183.4 - 27,070 78,253.7 -$59,974.95
10 - 790,616.5 60,544.3 - 25,535 86,079.1 -$64,050.92
11 - 719,648.0 70,968.5 - 23,718 94,687.0 -$68,403.89
12 - 637,081.8 82,566.2 - 21,589 104,155.7 -$73,052.70
13 - 541,623.0 95,458.8 - 19,112 114,571.3 -$78,017.45
14 - 431,843.3 109,779.7 - 16,249 126,028.4 -$83,319.60
15 - 306,167.3 125,675.9 - 12,955 138,631.2 -$88,982.10
16 - 162,858.0 143,309.3 - 9,185 152,494.3 -$95,029.43
17 - 162,858.0 - 4,886 167,743.8 -$101,487.74
 TASA= 3.00%
J= 10.00%

TIR=

EC VALOR $0.00
n saldo de k amort interes fc cuota extra fclt
0 - 1,000,000 - 1,000,000 - 1,000,000
1 - 1,030,000 - 30,000 - 30,000 -
2 - 1,060,900 - 30,900 - 30,900 -
3 - 1,054,666.2 6,234 - 31,827 38,060.8 38,060.8
4 - 1,044,439.3 10,227 - 31,640 41,866.9 41,866.9
5 - 1,029,719.0 14,720 - 31,333 46,053.5 46,053.5
6 - 1,009,951.6 19,767 - 30,892 50,658.9 50,658.9
7 - 984,525.4 25,426 - 30,299 55,724.8 55,724.8
8 - 952,763.9 31,762 - 29,536 61,297.3 61,297.3
9 - 913,919.8 38,844 - 28,583 67,427.0 67,427.0
10 - 867,167.7 46,752 - 27,418 74,169.7 74,169.7
11 - 711,596.0 155,572 - 26,015 81,586.7 100,000.0 181,586.7
12 - 643,198.6 68,397 - 21,348 89,745.3 89,745.3
13 - 563,774.7 79,424 - 19,296 98,719.9 98,719.9
14 - 372,096.1 191,679 - 16,913 108,591.9 100,000.0 208,591.9
15 - 263,807.9 108,288 - 11,163 119,451.0 119,451.0
16 - 140,326.0 123,482 - 7,914 131,396.1 131,396.1
17 - 140,326 - 4,210 144,535.8 144,535.8
 va TASA= 3.00%
$1,000,000.00 J= 10.00%
$0.00
$0.00 TIR=
-$34,831.01
-$37,198.17 EC VALOR -$0.00
-$39,726.20 Buscar obj cambiando f5
-$42,426.03
-$45,309.36
-$48,388.63
-$51,677.18
-$55,189.22
-$131,182.07
-$62,945.57
-$67,223.43
-$137,903.79
-$76,671.08
-$81,881.74
-$87,446.51
 f= 1,000,000.00
tasa= 3%
n= 4
A= $232,065.09 tabla de capitalización antcipada
saldo capital = cuota= de la
sk anterior + capitaliza=cuot intereses=sal función de
n capitalización a+intereses do de k*tasa pago
0 239,027.0 239,027.0 6,962.0 $232,065.09
1 485,224.9 246,197.9 14,132.8 $232,065.09
2 738,808.7 253,583.8 21,518.7 $232,065.09
3 1,000,000.0 261,191.3 29,126.2 $232,065.09
4
 69
90
159
4.81 Pau
4.19 Mafe
3.4 danilo
3.31 david
 f= 1,000,000.00
tasa= 3%
n= 4
A= $239,027.05 tabla de capitalización
saldo capital = cuota= de la
sk anterior + capitaliza=cuot intereses=sal función de
n capitalización a+intereses do de k*tasa pago
0
1 239,027.0 239,027.0 - $239,027.05
2 485,224.9 246,197.9 7,170.8 $239,027.05
3 738,808.7 253,583.8 14,556.7 $239,027.05
4 1,000,000.0 261,191.3 22,164.3 $239,027.05
 69
90
159
4.81 Pau
4.19 Mafe
3.4 danilo
3.31 david
n fc va TASA= 3.0000000%
0 - 1,000,000 $1,000,000.00 3.00000%
1 45,803.79 -$44,469.70 $0.00
2 45,803.79 -$43,174.47 -$1,000,000.00
3 45,803.79 -$41,916.96 -$955,530.30
4 45,803.79 -$40,696.08 -$912,355.83
5 45,803.79 -$39,510.76 -$870,438.87
6 45,803.79 -$38,359.96 -$829,742.79
7 45,803.79 -$37,242.68 -$790,232.03
8 45,803.79 -$36,157.94 -$751,872.08
9 45,803.79 -$35,104.79 -$714,629.40
10 45,803.79 -$34,082.32 -$678,471.46
11 45,803.79 -$33,089.64 -$643,366.67
12 45,803.79 -$32,125.86 -$609,284.34
13 45,803.79 -$31,190.16 -$576,194.71
14 45,803.79 -$30,281.70 -$544,068.85
15 45,803.79 -$29,399.71 -$512,878.69
16 45,803.79 -$28,543.41 -$482,596.99
17 45,803.79 -$27,712.05 -$453,197.28
18 45,803.79 -$26,904.90 -$424,653.87
19 45,803.79 -$26,121.26 -$396,941.82
20 45,803.79 -$25,360.45 -$370,036.92
21 45,803.79 -$24,621.80 -$343,915.65
22 45,803.79 -$23,904.66 -$318,555.20
23 45,803.79 -$23,208.40 -$293,933.41
24 45,803.79 -$22,532.43 -$270,028.75
25 45,803.79 -$21,876.15 -$246,820.35
26 45,803.79 -$21,238.98 -$224,287.91
27 45,803.79 -$20,620.37 -$202,411.77
28 45,803.79 -$20,019.77 -$181,172.79
29 45,803.79 -$19,436.67 -$160,552.42
30 45,803.79 -$18,870.56 -$140,532.65
31 45,803.79 -$18,320.93 -$121,095.98
32 45,803.79 -$17,787.31 -$102,225.42
33 45,803.79 -$17,269.23 -$83,904.49
34 45,803.79 -$16,766.25 -$66,117.18
35 45,803.79 -$16,277.91 -$48,847.95
36 45,803.79 -$15,803.79 -$32,081.70
 saldo de k intereses amortzación
-$ 1,000,000
-$ 984,196.21 -$ 30,000 15,803.79
-$ 968,392.41 -$ 30,000 15,803.79
-$ 952,588.62 -$ 30,000 15,803.79
-$ 936,784.82 -$ 30,000 15,803.79
-$ 920,981.03 -$ 30,000 15,803.79
-$ 905,177.23 -$ 30,000 15,803.79
-$ 889,373.44 -$ 30,000 15,803.79
-$ 873,569.65 -$ 30,000 15,803.79
-$ 857,765.85 -$ 30,000 15,803.79
-$ 841,962.06 -$ 30,000 15,803.79
-$ 826,158.26 -$ 30,000 15,803.79
-$ 810,354.47 -$ 30,000 15,803.79
-$ 794,550.68 -$ 30,000 15,803.79
-$ 778,746.88 -$ 30,000 15,803.79
-$ 762,943.09 -$ 30,000 15,803.79
-$ 747,139.29 -$ 30,000 15,803.79
-$ 731,335.50 -$ 30,000 15,803.79
-$ 715,531.70 -$ 30,000 15,803.79
-$ 699,727.91 -$ 30,000 15,803.79
-$ 683,924.12 -$ 30,000 15,803.79
-$ 668,120.32 -$ 30,000 15,803.79
-$ 652,316.53 -$ 30,000 15,803.79
-$ 636,512.73 -$ 30,000 15,803.79
-$ 620,708.94 -$ 30,000 15,803.79
-$ 604,905.15 -$ 30,000 15,803.79
-$ 589,101.35 -$ 30,000 15,803.79
-$ 573,297.56 -$ 30,000 15,803.79
-$ 557,493.76 -$ 30,000 15,803.79
-$ 541,689.97 -$ 30,000 15,803.79
-$ 525,886.17 -$ 30,000 15,803.79
-$ 510,082.38 -$ 30,000 15,803.79
-$ 494,278.59 -$ 30,000 15,803.79
-$ 478,474.79 -$ 30,000 15,803.79
-$ 462,671.00 -$ 30,000 15,803.79
-$ 446,867.20 -$ 30,000 15,803.79
-$ 414,469.43 -$ 13,406 32,397.78
n fc va TASA= 3.0000000%
0 - 1,000,000 $1,000,000.00 3.00000%
1 45,803.79 -$44,469.70 $0.00
2 45,803.79 -$43,174.47
3 45,803.79 -$41,916.96 -$1,000,000.00
4 45,803.79 -$40,696.08 $45,803.79
5 45,803.79 -$39,510.76
6 45,803.79 -$38,359.96
7 45,803.79 -$37,242.68
8 45,803.79 -$36,157.94
9 45,803.79 -$35,104.79
10 45,803.79 -$34,082.32
11 45,803.79 -$33,089.64
12 45,803.79 -$32,125.86
13 45,803.79 -$31,190.16
14 45,803.79 -$30,281.70
15 45,803.79 -$29,399.71
16 45,803.79 -$28,543.41
17 45,803.79 -$27,712.05
18 45,803.79 -$26,904.90
19 45,803.79 -$26,121.26
20 45,803.79 -$25,360.45
21 45,803.79 -$24,621.80
22 45,803.79 -$23,904.66
23 45,803.79 -$23,208.40
24 45,803.79 -$22,532.43
25 45,803.79 -$21,876.15
26 45,803.79 -$21,238.98
27 45,803.79 -$20,620.37
28 45,803.79 -$20,019.77
29 45,803.79 -$19,436.67
30 45,803.79 -$18,870.56
31 45,803.79 -$18,320.93
32 45,803.79 -$17,787.31
33 45,803.79 -$17,269.23
34 45,803.79 -$16,766.25
35 45,803.79 -$16,277.91
36 45,803.79 -$15,803.79
n fc va 3.0000000%
0 - 1,000,000 $1,000,000.00 g= 10,000
1 - $0.00
2 - $0.00 3.00000%
3 115,402.7 -$105,609.85
4 115,402.7 -$102,533.84
5 115,402.7 -$99,547.41
6 100,000 -$83,748.43
7 110,000 -$89,440.07
8 120,000 -$94,729.11
9 130,000 -$99,634.18
10 140,000 -$104,173.15
11 150,000 -$108,363.19 $0.00
12 160,000 -$112,220.78
n fc va TASA= 3.0000000%
0 - 1,000,000 $1,000,000.00 J= 10.00%
1 - $0.00
2 - $0.00 TRI= 3.00000%
3 104,919.3 -$96,016.01
4 104,919.3 -$93,219.43 EC VALOR $0.00
10 146,410 -$108,942.79
11 161,051 -$116,346.67
12 177,156 -$124,253.72
 P= 1,000,000.00 P= 1,000,000.00
tasa= 3% tasa= 3%
n= 36 A= $45,803.79
Av? $45,803.79 n=? 36
Aa? $44,469.70
44,469.70 P= 1,000,000.00
A= $45,803.79
n= 36
tasa=? 3%
n fc va
0 100,000.00 -$100,000.00
1 100,000.00 -$98,039.22
2 100,000.00 -$96,116.88
3 100,000.00 -$94,232.23
4 - $0.00
5 - $0.00
6 - $0.00
7 - $0.00
8 - 3,000.00 $2,560.47
9 - 4,000.00 $3,347.02
10 - 5,000.00 $4,101.74
11 - 6,000.00 $4,825.58
 2.00%
Err:523
-$373,553.52

tasa trimestral
6.1208%

26.824%
24.483%
6.1208%
-$34,813.73
n fc va vf
0 - $0.00 $0.00
1 50.00 -$49.02 $60.95
2 50.00 -$48.06 $59.75
3 50.00 -$47.12 $58.58
4 - $0.00 $0.00
5 - $0.00 $0.00
6 200.00 -$177.59 $220.82
7 150.00 - 50.00 -$130.58 $162.36
8 100.00 - 50.00 -$85.35 $106.12
9 100.00 - -$83.68 $104.04
10 100.00 - -$82.03 $102.00
11 100.00 - -$80.43 $100.00
 2.00%
Err:523
-$783.86

$974.63
n fc va vf
0 - 783.86 $783.86 -$974.63
1 50.00 -$49.02 $60.95
2 50.00 -$48.06 $59.75
3 50.00 -$47.12 $58.58
4 - $0.00 $0.00
5 - $0.00 $0.00
6 200.00 -$177.59 $220.82
7 150.00 - 50.00 -$130.58 $162.36
8 100.00 - 50.00 -$85.35 $106.12
9 100.00 - -$83.68 $104.04
10 100.00 - -$82.03 $102.00
11 100.00 - -$80.43 $100.00
 2.00%
2.00000%
-$0.00

$0.00
 P= 1,000,000.00
tasa= 3%
n= 4
Aa? $261,191.31 tabla de amortzacion vencida fc
n saldo capital amortzacionintereses cuota
0 738,808.7 261,191.3 $261,191.31 - 738,808.7
1 499,781.6 239,027.0 22,164.3 $261,191.31 $261,191.31
2 253,583.8 246,197.9 14,993.4 $261,191.31 $261,191.31
3 - 253,583.8 7,607.5 $261,191.31 $261,191.31
4 - - - $0.00
3.00%
 P= 1,000,000.00
tasa= 3%
n= 12
Av? $100,462.09 tabla de amortzacion vencida-FRANCESA fc
n saldo capital amortzacionintereses cuota
0 1,000,000.0 - 1,000,000.0
1 929,537.9 70,462.1 30,000.0 $100,462.09 $100,462.09
2 856,962.0 72,575.9 27,886.1 $100,462.09 $100,462.09
3 782,208.7 74,753.2 25,708.9 $100,462.09 $100,462.09
4 705,212.9 76,995.8 23,466.3 $100,462.09 $100,462.09
5 625,907.2 79,305.7 21,156.4 $100,462.09 $100,462.09
6 544,222.3 81,684.9 18,777.2 $100,462.09 $100,462.09
7 460,086.9 84,135.4 16,326.7 $100,462.09 $100,462.09
8 373,427.5 86,659.5 13,802.6 $100,462.09 $100,462.09
9 284,168.2 89,259.3 11,202.8 $100,462.09 $100,462.09
10 192,231.2 91,937.0 8,525.0 $100,462.09 $100,462.09
11 97,536.0 94,695.2 5,766.9 $100,462.09 $100,462.09
12 - 97,536.0 2,926.1 $100,462.09 $100,462.09
-28.59%
 P= 1,000,000.00
tasa= 3%
n= 4
tabla de amortzacion ALEMANA fc
n saldo capital amortzacionintereses cuota
0 1,000,000.0 - 1,000,000.0
1 500,000.0 500,000.0 30,000.0 $530,000.00 $530,000.00
2 250,000.0 250,000.0 15,000.0 $265,000.00 $265,000.00
3 100,000.0 150,000.0 7,500.0 $157,500.00 $157,500.00
4 - 100,000.0 3,000.0 $103,000.00 $103,000.00
55,500.0
3.00%
 P= 1,000,000.00
tasa= 3%
n= 4
tabla de amortzacion AMERICANA fc
n saldo capital amortzacion intereses cuota
0 1,000,000.0 - 1,000,000.0
1 1,000,000.0 - 30,000.0 $30,000.00 $30,000.00
2 1,000,000.0 - 30,000.0 $30,000.00 $30,000.00
3 1,000,000.0 - 30,000.0 $30,000.00 $30,000.00
4 - 1,000,000.0 30,000.0 $1,030,000.00 $1,030,000.00
120,000.0
3.00%