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OR1G\NAL 1

DISTRICT COURT


1 IN THE DISTRICT COURT OF TUL~ IO~TiI I)
STATE OF OKLAHOMA
2 JUN 181897
3 ROBBIN CAMPBELL, SALLY lONE SMITH, COURT OLE K
STAT! OF c:lICtJt 1'tJtS)\ eetsN
4 Plaintiff, ",,"FILED
SUPREME COURT
5 -vs- Cas e NJ'~TEcr:f-1\4 ,~. 31'~ 5
APR" 'I;.", '-jCj"';"
,t ,.,.) L .•

6 STATE FARM MUTUAL AUTOMOBILE


INSURANCE COMPANY,
7 JAM:!S W. PATTERSON
cL€RK
Defendant.
8
tq

9
TRANSCRIPT OF PARTIAL PROCBEDI(iiGS
~:: .""~
10
May 12, 1997
11 t'· n i '

BEFORE THE HONORABLE DAVID L. Pl£lER~iQN


12
DISTRICT JUDGE


13
TULSA COUNTY, OKLAHOMA
14
A P PEA RAN C E S
15 FOR THE PLAINTIFF: Mr. Mike Jones

Attorney at Law

16 116 North Elm

Bristow, OK 74010

17
Mr. W.C. Sellers, Sr.
18 Attorney at Law
P.O. Box 1404
19 Sapulpa, OK 74067-1404

20 Mr. W.C. Sellers, Jr.


Attorney at Law
21 P.O. Box 1305
Sapulpa, OK 74067-5613
22 /
/
.' FOR THE DEFENDANT: Mr. Dennis King
23 Attorney at Law
2431 East 51st
24 Tulsa, OK 74105


25
\ MARY K. BECKHAM, CSR, RPR-C~
Official Court Reporter

DISTRICT COURT OF OKLAHOMA - OFFICIAL TRANSCRIPT


535
2


1 PRO C E E DIN G S
2 Whereupon, previous proceedings were
3 had, but not designated as part of this record.)
4 MR. SELLERS, SR.: My name is Bill

5 Sellers, Sr. I'm from Sapulpa, Oklahoma. I'm a

6 little hard of hearing, so I speak up nice and

7 loud. If I sound loud, it is because it's the way

8 I hear it. Some of you people speak awful low. It

9 is kind of hard for me to hear you. This is my son

10 Bill Sellers, Jr. This is Mike Jones over here.

11 Mike lives in Bristow, Oklahoma, and Billy is in

12 Sapulpa. He has his own office and his own


13 practice.

14 Let's see now, you are Mr. Bergin?

15 JUROR BERGIN: Bergin.

16 MR. SELLERS, SR.: Bergin. I wrote it

17 down wrong. Is it B-E-R-G-I-N?

18 JUROR BERGIN: Yes, sir.

19 MR. SELLERS, SR.: Mr. Bergin, I've got

20 to ask you: Why are you here?

21 JUROR BERGIN: I was summoned for jury

22 duty.

23 MR. SELLERS, SR.: Did you get one of

24 those?

25 JUROR BERGIN: Yes, sir.

DISTRICT COURT OF OKLAHOMA - OFFICIAL TRANSCRIPT

• 1
2

3
MR. SELLERS, SR.: Everybody get one?
Did you notice on the front of that it says,

service, it says, your most important civic


jury

4 responsibility. Did you see that?

5 JUROR BERGIN: Yes, sir.

6 MR. SELLERS, SR.: It says your most. Do

7 you know why it says it is your most?

8 JUROR BERGIN: Probably to

9 MR. KING: Objection. I'm not sure this


10 line of questioning has anything to do with the

11 jury's qualifications.

12 THE COURT: Overruled.

13 MR. SELLERS, SR.: I didn't hear you. He

14 was talking.

15 JUROR BERGIN: I answered that it


16 probably means literally what it says, that it is
17 your most important civic obligation.
18 MR. SELLERS, SR.: Do you know why it is

19 your most important civic responsibility

20 JUROR BERGIN: Obligation?


21 MR. SELLERS, SR.: Your most important
22 civic excuse me, responsibility.
23 JUROR BERGIN: Yes, I feel it is a very
24 important civic responsibility to see the court

25 systems work right.

DISTRICT COURT OF OKLAHOMA - OFFICIAL TRANSCRIPT


1 MR. SELLERS, SR.: Does anybody here know
2 why it is your most responsible civic duty? Do you
3 know why outside of the fact that we use words

4 that way anybody? Do you ever feel in a society

5 like maybe you don't mean anything, that it just

6 kind of rolls over you and you got your vote and

7 that's about as stout as you get as an individual?

8 Do you ever feel that way? Anybody? You don't?

9 Nobody does? Sure you do. Sure you do. When am I

10 going to be important? When are they going to

11 listen to me? Did you have that question?

12 MR. KING: This is argument, but this is


13 not voir dire.

14 THE COURT: Overruled.

15 MR. SELLERS, SR.: Do you ever ask

16 yourself that question as a citizen in this

17 country? Do you ever think about it? Well, a long

18 time ago, when this country was made up

19 MR. JONES: Bill, do you want to use this

20 one? They can probably see this -­

21 MR. SELLERS, SR.: Dennis, can you see

22 this?

23 MR. KING: No.

24 MR. SELLERS, SR.: Let's turn it around

25 so Dennis can see it. Now, can you see, Dennis?

DISTRICT COURT OF OKLAHOMA - OFFICIAL TRANSCRIPT


1 MR. KING: Yes.
2 MR. SELLERS, SR.: I don't think the jury
3 can see. I want to ask Dennis to move because I've
4 got a lot of people here that need to see.
5 Now, a long time ago a bunch of people were on

6 a boat coming to a place called Massachusetts that

7 they had never been to before, and on that boat was

8 some people who had officious garments on. Some of

9 the fellows had tablets, that meant they were

10 either preachers or lawyers. Another fellow had a

11 breastplate on. Another fellow had a saber, and

12 all the people on that boat figured that those few


13 people seemed to know something about how to run

14 things, so they decided, since they were going

15 someplace that they had never been before and they

16 knew that some columnists had disappeared in the

17 Carolinas not too many years before, that they

18 didn't want to disappear.

19 They wanted to succeed, so they voted to give

20 those people that had the officious ornaments on

21 the power to run the colonies in Massachusetts,

22 okay? That piece of paper that they all sat down

23 and signed to give those people authority is named

24 after the boat they were on. Does anyone here know

25 what the name of that thing was that they all

DISTRICT COURT OF OKLAHOMA - OFFICIAL TRANSCRIPT


1 signed? I tell the jury, and when I do, they all

2 hit their heads because you would know it the

3 minute I say it. Do you know what it was? It was

4 called the Mayflower Compact. The Mayflower


5 Compact took from the people their permission,
6 their permission to give power -­
7 MR. KING: Your Honor, I have to object.
8 I appreciate the history lesson, but it does not go

9 to qualifications of the jury.

10 THE COURT: I think it will be linked

11 up. If not, we will strike it.


12 MR. SELLERS, SR.: The people gave the


13 power to the government or to the group of people
14 who seemed to be smart enough to be in authority.
15 Now, that same system comes through us today about

16 the people giving the power to the corporate

17 government through the Constitution. Are you all

18 familiar with that now? Okay.


19 The power that was given to these people in

20 the Mayflower Compact always had a duty with them,

21 and the duty is to act in the public interest.


22 That's the only reason you all gave power on the

23 Mayflower or to the Constitution, to our

24 government, to anybody else. You gave them power,

25 the people's power, to act in the public interest.

DISTRICT COURT OF OKLAHOMA - OFFICIAL TRANSCRIPT


1 Anybody have any problem with that?
2 Get me a glass of water. I'm getting
3 thirsty.

4 Now, when we gave the power to the government,

5 we set out what the government could do. It can do

6 certain things, and then there are certain things

7 it can't do, and we kept those, and that's called

8 the Bill of Rights. We have kept certain

9 inalienable human rights that you as jurors and

10 citizens enjoy. That's what it's about.

11 On this summons here, I open them up, and I

12 get when I open it up, what I'm interested in


13 inside is because when you read this thing, it

14 tells you to come to the courthouse on a certain

15 day is what it says. If you don't get here and you

16 don't show up, then they tell you, we are going to

17 issue a warrant for your arrest. You know, when

18 you get a warrant for your arrest, that means they

19 come and get you and put you in jail if you don't

20 show up and pay attention to this, your most

21 important civic duty. Did you all read that in

22 your summons? Did you believe it?

23 There's no question about whether or not we

24 are here on serious business, is there? Anybody

25 got any questions about whether or not we are in

DISTRICT COURT OF OKLAHOMA - OFFICIAL TRANSCRIPT


1 serious business here? This is a civil court.

2 This is a court where contract actions and civil


3 disputes happen. This is not a criminal court, and
4 the Court told you the distinction a while ago.

5 It's the way the jury handles it mostly.

6 Now, so the people when they gave this power


7 to the government to summon us, we gave them the
8 right to summon us and bring us here. We also gave

9 them the power to have an executive, legislative

10 and a judicial branch. All right. We are in the


11 judicial right now. Do you all understand the
12 Constitu~ion provides that? Okay. Now, you as a


13 citizen want -- let's say 12 of you, any 12 of

14 you. We will wind up with 12 of you plus a couple

15 of three alternates.
16 If any 12 of you wanted to go to Washington

17 D.C. and say to Newt Gingrich and Clinton and all


18 of those people up there, you are not going to go

19 that way any more, you understand? You're not

20 going that way any more. That's not the way we

21 want you to go. We want you to go this way, and


22 that's the way you are going to go. Do you think

23 you would have much success? Do you think you


24 would have much success doing that in Washington?


25 Do you think you would have much success doing that

DISTRICT COURT OF OKLAHOMA - OFFICIAL TRANSCRIPT


1 down at the Oklahoma state legislature? Wouldn't,
2 would you?

3 Suppose you went to Bill Clinton and suppose

4 you went to the governor down here, our governor, a


5 fellow named Keating. If 12 of you went down there
6 and said, listen, the state's not going to go this
7 way any more, you understand? It's not going that

8 way anymore because that's not right, that's not

9 fair, that's not honest. You're not going that

10 way. You are going that way. If all of you did

11 that, do you think you could change the direction

12 of the government? No, but 12 people sit here on a


13 jury, and the judicial has more power than any
14 government entity or force or official. That's why
15 this is your most important civic responsibility.

16 Now, when we gave our government the power,

17 certain powers to act in the public interest, we


18 gave them the power to issue licenses to truck
19 drivers, to lawyers and to doctors, to insurance

20 companies. Well, that's power. There's power in

21 being a lawyer. There's power in being a doctor.


22 We want everybody to succeed and do well. The more
23 they succeed and do well, the better they can help

24 everybody. Is that fair? Do you understand? We


25 want them to have that power, the license to do

DISTRICT COURT OF OKLAHOMA - OFFICIAL TRANSCRIPT

10

• 1

3
things. I never could spell license. I don't know

whether it's I before E or E before I, whatever.

But that license is given to them, and the power is


4 given to them -- and certified public accountants.
5 The power is given to those people by their license
6 to serve the public interest. Does that sound fair
7 to everybody? There are no exceptions. Do you
8 understand?

9 When that power is given by the government

10 that we authorize with our power to serve the


11 public interest, then they have the duty, too.
12 They have the duty to serve the public interests.


13 Does that sound all right to you folks? Do you
14 understand? You know, everybody kind of looks at

15 me and just wondering about what this is all about,


16 and I don't blame you, but this is the house of the
17 law right here. I've walked these boards for 37

18 years, and this is the house of the law. This is

19 your most sacred place in our Judeo-Christian

20 culture. This is it, right here.

21 Everyone who gets a license, my duty, the


22 Judge's duties, we have ours on the wall, and we
23 read it constantly. Regardless of what the public
24 thinks of lawyers, we serve the public interests,


25 and if there are any exceptions, they don't last

DISTRICT COURT OF OKLAHOMA - OFFICIAL TRANSCRIPT

11


1 long. They wind up on the carpet and out of
2 business. I don't know if you know that or not,
3 but we know it. Does that sound fair and

4 reasonable to you? Does it? You all shake your

5 head with me, please. You look like you are from a
6 foreign country. Judge, I

7 MR. KING: We object. This is not proper

8 voir dire. It is not even legally correct.


9 THE COURT: Well, the objection will be
10 overruled. We do need to link it up with some voir
11 dire questions shortly, and I assume that's going
12 to happen.


13 MR. SELLERS, SR.: When he asks, is
14 English your main language, I begin to wonder. The
15 duty to serve the public interests, and there are

16 no exceptions. In the First Amendment of the

17 Constitution they preserve to the people the right


18 to petition. Are you all aware of that? The right

19 to petition. If you want to file a complaint

20 against somebody, in our society you could go to

21 the clerk's office and you can file a petition. Do


22 you all understand that?
23 Supposing you haven't got any money, can you
24 still file it? Sure you can. It is free. It is


25 an inalienable human right in our society to file a

DISTRICT COURT OF OKLAHOMA - OFFICIAL TRANSCRIPT

12


1 petition in this courthouse to sue anybody you want
2 to and not have to have a dime. All you have to do

3 is sign a piece of paper, I don't have any money;

4 I'm a pauper, but you have a right to say, hey,

5 you. Hey, you to any corporation, any official,


6 anybody.

7 That's what a petition is, it's a hey, you.


8 Do you understand that? Did you know that before I
9 told you that you could go file them for nothing?
10 You can. It is your human inalienable right in our
11 society. Robbin Campbell filed a hey, you in this

12 case. She said hey, you, to State Farm. Hey,


13 you. Anything wrong with that? Okay. It is your

14 folks' job to determine whether or not she should

15 have said hey, you. Does that bother anybody?


16 Well, that's what happens when you file a hey,
17 you, then the judicial system begins to work, and

18 this man's jurisdiction, his power, comes into the

19 game. Do you understand? He sits there, and then

20 the fellow on the other side says any defense he's

21 got -- you got the wrong deal, whatever he wants to


22 say, and that's what lawyers do. Most lawyers
23 can't tell you that because they don't know it, but

24 good trial men can tell you. That's what lawyers


25 do. They fuss back and forth, and the Judge sits

DISTRICT COURT OF OKLAHOMA - OFFICIAL TRANSCRIPT

13


1 there as a referee, the guy that we trust, and he
2 keeps it on track because what they are trying to
3 do is separate out the real issues under the law

4 under that hey, you, and the defense that they

5 offer. Does that bother anybody, that system?

6 So once we do that, then the Judge and the


7 lawyers, they were trained to do that. We are

8 trained to refine out the real issues that you are

9 to deal with. We don't want you sitting there


10 gossiping. We want you to serve the public
11 interest. That's what this Court is for. That's

12 what his oath is. That's what my oath is. That's


13 what Dennis' oath is. That's what all of our oaths

14 are. Does that bother anybody?


15 When the Court has decided what the real

16 issues are, then we settle down and the lawyers all

17 get together, we fuss back and forth and we do


18 whatever discovery we need, and we decide what the
19 evidence is that you should hear. We are trained

20 to do that, so you don't get just a bunch of

21 garbage in here. You get the best produce you can

22 make here for you to consider in this trial, the


23 real issues and then the evidence.
24 Anybody know where the evidence comes from?


25 Do you know? Anybody? Well, I ' l l tell you, it

DISTRICT COURT OF OKLAHOMA - OFFICIAL TRANSCRIPT

14

• 1

2
3
comes out of that chair right there.

It doesn't come anywhere else.


of the hallway.
Right there.

It doesn't come out


It doesn't come out of the john.
4 It doesn't come out of anywhere but right there. A
5 person might get around and do things, but that's

6 where it comes from. Nobody has any rights,

7 nothing contributes or gets into this process that

8 doesn't come right out of that chair. Does that


9 sound fair? Does that sound right? Will you
10 listen to what comes out of that chair? It is your
11 duty. Okay? Now then, it's our duty to serve the

12 Court under the rules of this Court, the rules of


13 evidence and the law and bring this to you in an

14 orderly fashion, which we will do and we will get


15 it on quickly for you. This case will be finished

16 this week.
17 Now, you said -- some of you said well,
18 everybody's got insurance of some kind of another,

19 don't you? Anybody here that doesn't have any,

20 please raise your hand. Raise your hand. I figure

21 everybody would have insurance somewhere. Do you


22 know what insurance is? Anybody? Well, you buy
23 insurance and they send you a policy, something you
24 never read, most of us. How many of you have an


25 insurance policy? Okay. That's what you pay your

DISTRICT COURT OF OKLAHOMA - OFFICIAL TRANSCRIPT

15


1 money for is a contract. Do you understand that?
2 Well, do you know what a contract is,

3 anybody? I think the Court would permit me to say

4 a contract is when somebody sits down and they

5 agree about something, and then they have what's

6 called considerations, something that you give

7 somebody for something else, and you agree on that,

8 and it's not illegal, it's not against public

9 policy, then you can have a contract that's

10 enforceable. Does that bother anybody?

11 You people understand that when you buy

12 insurance that you have a right under the contract


13 that they give you as an insured? Do you realize

14 that? Nobody is shaking your head. You people

15 don't have any rights? Well, a lot of folks don't

16 think that they do. That's what this trial is

17 about. People's rights as insureds. Also, as an

18 insured you have certain duties, too. Do you know

19 what your duties are? Anybody have any idea?

20 You've got one, I'm sure.

21 JUROR SELLERS: Make your payments.

22 MR. SELLERS, SR.: Yes, you make your

23 payments. If you make your payments and you

24 maintain your policy on your end, then you've got

25 insurance. You are covered, right? Okay. If

DISTRICT COURT OF OKLAHOMA - OFFICIAL TRANSCRIPT

16


1 something happened to you in your insured
2 situation, would you expect your company to be fair
3 with you? Honest with you? Open? Do you really

4 think that? Everybody who thinks they ought to,


5 shake your head. If you don't shake your head, I'm
6 going to ask you another question. Does anybody

7 feel like the insurance company would have a right

8 to teach you? Anybody? Do you think that the

9 insurance company would have a right to delay on

10 your claim, if you had one, or act reasonably?

11 Would you think that they could delay? Let me ask

12 you this: Why do you buy insurance, ma'am?


13 JUROR PATTERSON: Protection.

14 MR. SELLERS, SR.: Why do you buy

15 insurance?

16 JUROR OVEROSE: To protect ourselves.

17 MR. SELLERS, SR.: To protect yourself.

18 When?

19 JUROR OVEROSE: In case of an accident or

20 a problem.

21 MR. SELLERS, SR.: When you need it.

22 Anybody got any problem with that? Why do you buy

23 insurance?

24 JUROR MORRIS: To protect myself.

25 MR. SELLERS, SR.: When you need it?

DISTRICT COURT OF OKLAHOMA - OFFICIAL TRANSCRIPT

17


1 JUROR MORRIS: Yes.
2 MR. SELLERS, SR.: Why do you buy
3 insurance, sir?

4 JUROR EPPLER: So I have it when I need


5 it.

6 MR. SELLERS, SR.: When you need it.

7 Anybody else know any other reason to buy insurance

8 other than having it when you need it? Anybody?

9 If you've got another reason, why tell me.

10 Nobody here is saying these people with

11 insurance companies are bad people. They go home

12 to their homes just like you do. They have got


13 families. Do you understand? What we are saying

14 here, what we are saying in this case is there are

15 duties here. Every lawsuit, I don't care what it

16 is, it's got one, two, three, four things. It is

17 duty, breach of duty, causation, and damages. If

18 you haven't got those four things, stay home. If

19 you haven't got those four things, don't file a

20 hey, you. You got it? Duty, breach of duty,

21 causation and damages. What we want you to do here

22 is we want you to look at the duty for -­

23 MR. KING: Objection, Your Honor, this is

24 argument this is not

25 THE COURT: Sustained. Rephrase.

DISTRICT COURT OF OKLAHOMA - OFFICIAL TRANSCRIPT

18


1 MR. SELLERS, SR.: All right. I think
2 you got it. Now, do you understand that you as a
3 person who buys insurance and pays the premium on

4 insurance has a special relationship with an

5 insurance company? It is what's called first-party


6 rights. They owe a fiduciary duty to you to act in

7 good faith and fair dealing. Do you know that?

8 MR. KING: Objection, that is a

9 misstatement of the law in regard to fiduciary

10 duty.

11 THE COURT: Overruled.

12 MR. SELLERS, SR.: Are you aware of


13 that? How many of you when you got your insurance

14 on your automobiles, how many of you got to write

15 part of the policy? You said, I don't like this

16 part, so let's change that. I don't like that

17 part, let's change that. Did you do that?

18 JUROR THOMAS: On some.

19 MR. SELLERS, SR.: You did? How did you

20 do that?

21 JUROR THOMAS: On how much of insurance

22 and what parts are covered.

23 MR. SELLERS, SR.: The amount of money,

24 of course, you may choose according to your needs,

25 the financial part of it, can't you? You can buy

DISTRICT COURT OF OKLAHOMA - OFFICIAL TRANSCRIPT

19


1 certain coverages, isn't that fair? But as far as

2 the insurance contract or policy itself, did you


3 have anything to say about writing that?
4 JUROR THOMAS: How it was written, no.
5 MR. SELLERS, SR.: Anybody have anything
6 to say about how their policy was written? Well,

7 since you don't have any right to say how your


8 policy is written, these policies that are written
9 by one person on their terms, it's called contracts
10 of adhesion. Have you ever heard that before?
11 Well, that's based upon the fact that if someone
12 writes all the terms and conditions of a contract


13 down in something like a policy and any ambiguity

14 comes up or any questions about what it means or

15 might mean, that that's resolved against the person


16 who wrote the adhesive contract or the insurance
17 company. Does that sound reasonable? If there's
18 any ambiguity comes up as to whether you might have
19 rights under it, they have rights under it, you
20 always get the rights because you pay the premium

21 under a contract of adhesion. Does that sound


22 fair? Would you agree that as far as a duty is
23 concerned, that an insurance company ought to go
24 out and investigate your business to help you get


25 it done? Would you agree with that? Does that

DISTRICT COURT OF OKLAHOMA - OFFICIAL TRANSCRIPT

20


1 sound fair?

2 MR. KING: Objection, Your Honor. This


3 is argument on the case. This is not voir dire and
4 qualifications.

5 THE COURT: Rephrase.


6 MR. SELLERS, SR.: In this trial, you
7 will be taught the duties upon everyone who is a

8 policy owner and an insurance company and their

9 dealings with each other. Does that sound like

10 something you don't want to sit in on or something


11 you do? Anybody here? Do you think this is going
12 to be an interesting case in these days for you?


13 You all just -- boy, we got more stiff necks in

14 this outfit than I ever saw, but that's all right.


15 That's all right.
16 Now, when the Court then has heard all the

17 evidence, he will give you instructions. We are

18 not even allowed to speculate as to what the


19 instructions might be, but will you follow those,

20 listen to them and follow them? At the time he

21 gives them to you, they will mean a lot. Will you


22 do that? That's your duty. Then you will go back
23 into the jury room. When you go back in the jury
24 room, then all of the power that the people gave to


25 the whole system comes back in your hands. That's

DISTRICT COURT OF OKLAHOMA - OFFICIAL TRANSCRIPT

21


1 why it is your most serious duty. Does that make
2 sense, sound reasonable?

3 I'm asking you about the system. The Judge

4 said, anybody got anything against the system?

5 Well, I think that's a good question, but I think


6 we need to look at our system a minute before we

7 check that one off so quickly. Do you think in the

8 jury room, where all the power comes back into your

9 hands to say, you don't go that way, you go this

10 way, will you exercise your power, which is all in

11 our system back to the beginning, to serve the

12 public interest? Will you do that? Does that


13 sound reasonable to you? Just a minute.

14 I have a copy of the insurance contract in

15 this case. I would like to give one out to every

16 juror, if I might, Court please.

17 MR. KING: This is totally improper for

18 voir dire.

19 THE COURT: Come forward and we will

20 see.

21 (A discussion was had off-the-record out


22 of the hearing of the jury. The following

23 proceedings were had in open court.)

24 MR. SELLERS, SR.: How many of you said

25 you had a State Farm policy? Didn't you raise your

DISTRICT COURT OF OKLAHOMA - OFFICIAL TRANSCRIPT

22


1 hand?

2
JUROR CLUGSTON: I'm not sure which it
3 is.

4
MR. SELLERS, SR.: Raise your hand and
5 let me count. Eight of you. Eight of you know
6 you've got State Farm policies.

7 Have you looked at your policy ever before?


8 You have? Do you think you would recognize a copy

9 of a State Farm policy if you saw one?


10 JUROR ABSHER: I don't know. probably.
11 MR. SELLERS, SR.: How many of you would
12 know a State Farm policy if you saw one? You


13 would, sir? with every insurance policy there's

14 also what's called a cover sheet. That's the sheet

15 that lists the coverages that you have. Do you see

16 what I'm talking about? It has med-pay on there.

17 It has uninsured motorist. It has collision. It

18 has whatever you got, comprehensive, whatever.

19 Have you seen your cover sheet? You, too? You?

20 Everybody seen their cover sheet? Would it help

21 you and assist you if you saw the cover sheet and
22 an insurance policy on State Farm? Would it help
23 you in this matter? If you say yes, I would like
24 to give all of you a policy. If not, it will come


25 in later in evidence. Okay.

DISTRICT COURT OF OKLAHOMA - OFFICIAL TRANSCRIPT

23


1 Now, the reason I have to talk to these boys,
2 they are sitting here listening to everything you
3 people say. They tell me what they want me to ask
4 you because only one of us can do that.
5 Now, I believe you said you had some friends
6 that work at State Farm?
7 JUROR ABSHER: Uh-huh.
8 MR. SELLERS, SR.: Are they close friends
9 or just acquaintances?

10 JUROR ABSHER: One of them was in my


11 wedding 12 years ago.
12 MR. SELLERS, SR. : One of them what?


13 JUROR ABSHER: She's a close friend.

14 MR. SELLERS, SR.: You stood up for

15 somebody?

16 JUROR ABSHER: She did.

17 MR. SELLERS, SR.: Well, that's pretty


18 personal. I mean, when you stand up at people's

19 wedding. You love everybody there, or you

20 shouldn't be standing up. Do you agree?

21 JUROR ABSHER: Yes.


22 MR. SELLERS, SR.: Do you think that
23 would make you prejudice in this matter in any
24 way?

25 JUROR ABSHER: No, sir.

DISTRICT COURT OF OKLAHOMA - OFFICIAL TRANSCRIPT

24


1 MR. SELLERS, SR.: Let me tell you why
2 this is so important. The evidence is going to
3 come out in this case that State Farm is worth 24
4 billion dollars. Got it? That's big money and big

5 numbers. It is a huge business. Do you understand

6 that in directing the policy for the public that


7 has to be done in this case will involve an awful
8 lot of money or you don't even get their
9 attention? Do you understand that? Can you

10 conceive that to be true? Because we have asked in

11 this case for things called punitive damages, and


12 punitive damages are punishment damages, damages


13 that tell people, you don't go that way any more,

14 you go this way. We are going to make sure you


15 stay this way. Anybody have any problem with
16 that? Anybody know how to write 24 billion

17 dollars? I'm not sure I do. I ' l l write it and

18 then let you -- Mike wants to know what your


19 friend's name is.
20 JUROR ABSHER: Kelly Caudle.

21 MR. SELLERS, SR.: Would you spell it?


22 JUROR ABSHER: C-A-U-D-L-E. She's in
23 Ada. She climbs on roofs and examines storms. I
24 think that's right.


25 MR. SELLERS, SR.: When you came into

DISTRICT COURT OF OKLAHOMA - OFFICIAL TRANSCRIPT

25


1 this courtroom to serve on this jury, you had no
2 idea what you were coming into, did you? Isn't it
3 wonderful that people like you off the public
4 street are going to decide issues of monumental
5 significance? 12 of you are going to do something

6 that 12 of you can't do anywhere else. You want


7 part of that job? If you don't, tell us now. If

8 you do, hang around, it's going to get good.

9 Anybody got any objections? Great lawsuits, great


10 rulings of law come from courtrooms just like this

11 and people just like you. That's what it's about.

12 No one knows when they are called upon to serve


13 their country and give their life until they summon

14 you. Nobody knows what you're summoned for except

15 that you know it is your most important civic

16 responsibility. Does that sound reasonable to

17 everybody? Now -- just a minute. Mike is very

18 observant.

19 Are you the lady who said you had some kids

20 that had been in a wreck?

21 JUROR OVEROSE: Yes.


22 MR. SELLERS, SR.: You stated State Farm

23 Insurance was in it? Is that who you are making a

24 claim against?

25 JUROR OVEROSE: Yes.

DISTRICT COURT OF OKLAHOMA - OFFICIAL TRANSCRIPT

26


1 MR. SELLERS, SR.: You said you expect

2 the other side to pay your medical bills?


3 JUROR OVEROSE: Yes.
4 MR. SELLERS, SR.: Do you have medical on

5 your own policy? Yes, you do? Do you know that's

6 coverage that you bought? That you bought on top

7 of whatever somebody else has got? Did you know

8 that?

9 JUROR OVEROSE: Yes.

10 MR. SELLERS, SR.: You can use your own

11 medical pay because when you buy medical pay, you

12 have a right to tell your company to pay the bills


13 out of my medical pay that I bought. Do you

14 understand that, ma'am?

15 JUROR OVEROSE: Yes, sir.

16 MR. SELLERS, SR.: Does that help you or

17 did you learn something?

18 JUROR OVEROSE: I may have. I ' l l have to

19 think about it.

20 MR. SELLERS, SR.: Let me check with the

21 boys. I think I'm about through. Well, you know

22 what I mean by that is on top of whatever you get

23 from the other people, your medical benefits pay

24 you and your family, do you understand that? Under

25 your contract, you are entitled to collect that

DISTRICT COURT OF OKLAHOMA - OFFICIAL TRANSCRIPT

27


1 twice. That's what you bought and paid for. Do
2 you understand that?

3 JUROR OVEROSE: No, I didn't know that.


4 MR. SELLERS, SR.: Go check it. Now, do
5 you think your company has a duty to tell you these
6 things?

7 MR. KING: Objection, this is getting

8 into -- this is not -- this is in the merits of the


9 case.

10 THE COURT: Sustained.

11 MR. KING: This is not proper voir dire.

12 MR. SELLERS, SR.: This case will last


13 through Friday. You will be finished Friday. You

14 will be instructed to go home. You'll have a jury

15 verdict Friday evening. If you are like every

16 other juror that works under these circumstances,

17 it will take five days. It is going to be

18 interesting and it's going to move fast.


19 Is there anybody that can't take that five

20 days out of their life and give it to our society?

21 Anybody? Anybody got anything more important to

22 do, now that you've heard about what's coming at

23 you, more important to do than to be here and serve

24 your civic duty in this interest? Anybody got

25 anything more important to do? If you do, tell

DISTRICT COURT OF OKLAHOMA - OFFICIAL TRANSCRIPT

28

1 us.

2 I appreciate your time.

3 (Whereupon, subsequent proceedings were

4 had, but not designated as part of this record.)

10

11

12


13

14

15

16

17

18

19

20

21

22

23

24

25

DISTRICT COURT OF OKLAHOMA - OFFICIAL TRANSCRIPT

29

e 1

C E R T I F I CAT E

3
STATE OF OKLAHOMA

4
ss
5 TULSA COUNTY
6

7
I, Mary K. Beckham, a certified Shorthand

8
Reporter in and for the State of Oklahoma, do
9
hereby certify that this is a true and correct

10 record of the proceedings held in Case Number

11
CJ-94-3125 on the 12th day of May, 1997, before the

12
Honorable Judge David L. Peterson, at the Tulsa

13
County Courthouse in the City of Tulsa, State of
e. 14
Oklahoma.

15
16
I further certify that I am not related

17
to nor attorney for any party, and that I am not
18
interested in the result of said cause.

19

20 WITNESS MY HAND AND SEAL this 15th day of

21
May, 1997.
22

23
ECKHAM, CSR, RPR-CP
Court Reporter
24

"'~. -".~ -- .
Mary K. Beckham

25 Oklahoma Certi'ned Shorthand Reporter

Certificate No. 01053

Exp. Data: December 31, 1998

DISTRICT COURT OF OKLAHOMA - OFFICIAL TRANSCRIPT

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