Gerard Amedio Chapter 7 Bankruptcy

U.S.
National Archives & Records Administration Form 90A Entire Case File - Research Ticket
NATIONAL ARCHIVES ORDER FOR COPIES

OF BANKRUPTCY CASES
DELIVERY FORMAT: ELECTRONIC
TRANSFER
1. COURT LOCATION (city & state):
Albany , New York

OEC 2 5
2. DEBTOR NAME(s): ~. CASE NUMBER:
Amedio, Gerard 97-15886
4. TRANSFER NUMBER: 15. BOX NUMBER: ~. LOCATION NUMBER:
021-99-0033
128 J3010076
Comments:
SEARCHER I I DATE
I I PAYMENT
DPAID
REMARKS
I I REVIEW - DA TE
I I TIME
I I Check#
Order Information (NARA use only):

Service Ticket#: BK11-377070575E
Customer Name: Willis Jones
Customer Email: willisjones1@gmail.com
BK11-377070575E AFOW-LS
Willis Jones Order Date: 12/21/2017 18:20:23
135 Jupiter Street
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12/22/2017 Page 1 of 1
INRE
United States Bankruptcy Court
Northern District of New York 1
Case Number: 97 - 15886
Chapter: 7
Gerard V. Amedio , 081-54-4438
Debtor(s)
FINAL DECREE
The estate of the above named debtor(s) has been fully administered.
IT IS ORDERED THAT:
William M. McCarthy is discharged as trustee of the estate of the above-named debtor(s), and the case
of the above named debtor(s) is closed.
Albany, NY
(~··~-·• _4A-d!__il_"·------7,?;!~ it.

DATED: 01/16/98
CLERK OF COURT
Philip John Danaher
77 TrQy Road
East Greenbush, NY 12061
,,,.;fl'

Northern District of New York
445 Broadway
Suite 327
Albany, NY 12207
Case Number: 97 • 15886, Hon. Robert E. Littlefield Jr.

Chapter: 7
IN RE(NAME OF DEBTOR(S))
DISCHARGE OF DEBTOR(S)
It appears that a petition commencing a case under title 11, United States Code, was filed by or against the person(s) named above on
September 12, 1997, and that an order for relief was entered under chapter 7, and that no complaint objecting to the discharge of the debtor(s)
was filed within the time fixed by the court (or that a complaint objecting to the discharge of the debtor(s) was filed and, after due notice and
hearing, was not sustained).
IT IS ORDERED THAT:
l. The above named debtor(s) is/are released from all dischargeable debts.
2. Any judgment heretofore or hereafter obtained in any court other than this court is null and void as a determination of the
personal liability of the debtor(s) with respect to any of the following:
(a) debts dischargeable under 11 U.S.C. Sec. 523;
(b) unless heretofore or hereafter determined by order of this court to be nondischargeable, debts alleged to be
excepted from discharge under clauses (2), (4), (6), and (15) of 11 U.S.C. Sec. 523(a);
(c) debts determined by this court to be discharged.
3. All creditors whose debts are discharged by this order and all creditors whose judgments are declared null and void by
paragraph 2 above are enjoined from instituting or continuing any action or employing any process or engaging in any act to collect such
debts as personal liabilities of the above-named debtor( s ).
Date: 1/ 7/98
BY THE COURT
RICHARD G. ZEH, SR.

Clerk of Court
FORM ch7odsca (5-1)
409001156
TRACOR
11400 Commerce Park Drive
Reston, Virginia 22091-1506
CERTIFICATE OF S:E'tl.VICE
District/off: 0206-1 User: smill Page 1 of 1 Date Rcvd: Jan 07, 1998
Case: 97-15886 Form ID: 149 Total Served: 26
The following entities were served by first class mail on Jan 09, 1998.
Debtor Amedio, Gerard V., 14 Wilson Avenue, Albany, NY 12205
Aty Danaher, Philip John, 77 Troy Road, East Greenbush, NY 12061
Trustee McCarthy, William M., 60 South Swan Street, Albany, NY 12210
smg United States Attorney, NDNY, P.O. Box 7198, Syracuse, NY 13261-7198
U.S.Trust United States Trustee, 74 Chapel Street, Suite 200, Albany, NY 12207
1033320 ADVANTA NATIONAL BANK, PO BOX 15118, WILMINGTON DE 19886-1318
1033321 ALAMO CAR RENTAL, PO BOX 22776, FT LAUDERDALE FL 33335
1033322 ALBANK, 10 NORTH PEARL ST., ALBANY NY 12207
1078837 AmExp/Centurion Bank Optima Card, c/o Becket & Lee LLP, PO Box 3001 Dept. V,
Malvern, PA 19355-701
1033323 BMW, 5515 PARK CENTER CIRCLE, DUBLIN OH 43017
1033324 CITIBANK, PO BOX 6701, SIOUX FALLS SD 57188
1033325 DISCOVER FINANCIAL, SERVICES CARD, GREENWOOD TRUST COMPANY, PO BOX 6011, DOVER DE 19903-6011
1033326 FILENE'S, PO BOX 94868, CLEVELAND OH 44101-4868
1033327 HOUSEHOLD CREDIT SVCS., PO BOX 88000, BALTIMORE MD 21288-0001
1033328 INTERNAL REVENUE SERVICE, ATTN: SPECIAL PROC FUCNTION, LEO O'BRIEN FEDERAL BLDG,
CLINTON AVE & N PEARL ST, ALBANY NY 12207
1033329 JANE E. AMEDIO, 20 RUNNEL DRIVE, SCHENECTADY NY 12304
1033330 KEY BANK, PO BOX 6040, CLEVELAND OH 44185-0001
1033331 LATHAM WATER DISTRICT, RECIEVER OF TAXES, MEMORIAL TOWN HALL, PO BOX 508,
NEWTONVILLE NY 12128
1033332 MACY'S, P.O. BOX 4563, SYRACUSE NY 13221-4798
1033333 NIAGARA MOHAWK, PO BOX 4798, SYRACUSE NY 13221-4798
1033334 NYNEX, PO BOX 15124, ALBANY NY 12212-5124
1033335 ORMONDS, FIRST BANK OF, SOUTH DAKOTA, PO BOX 6300, FARGO ND 58125-6300
1033336 PHH MORTGAGE SERVICES, PO BOX 13891, PHILADELPHIA PA 19162
1033337 SEARS, 45 CONGRESS ST., SALEM MA 01970
1033338 THE OPTIMA CARD, AMERICAN EXPRESS, CENTURION BANK, PO BOX 1407, NEWARK NJ 07101-1407
1033339 TIME WARNER CABLE, 130 WASHINGTON AVE. EXT., ALBANY NY 12203-5336
The following entities were served by electronic transmission.
NONE. TOTAL: 0
***** BYPASSED RECIPIENTS *****
NONE. TOTAL: 0
I, Joseph Speetjens, declare under the penalty of perjury that I have served the attached document on the above listed entities in the manner shown,
and prepared the Certificate of Service and that it is true and correct to the best of my information and belief.
Date: 01/09/98 Signature:
409001157
Philip John Danaher
77 Troy Road
East Greenbush, NY 12061
445 Broadway
Suite 327
Albany, NY 12207
Case Number: 97 - 15886, Hon. Robert E. Littlefield Jr.

Chapter: 7
IN RE(NAME OF DEBTOR(S))
DISCHARGE OF DEBTOR(S)
It appears that a petition commencing a case under title 11, United States Code, was filed by or against the person(s) named above on September 12,
1997, and that an order for relief was entered under chapter 7, and that no complaint objecting to the discharge of the debtor(s) was filed within the
time fixed by the court (or that a complaint objecting to the discharge of the debtor(s) was filed and, after due notice and hearing, was not sustained).
IT IS ORDERED THAT:
1. The above named debtor(s) is/are released from all dischargeable debts.
2. Any judgment heretofore or hereafter obtained in any court other than this court is null and void as a determination of the
personal liability of the debtor(s) with respect to any of the following:
(a) debts dischargeable under 11 U.S.C. Sec. 523;
(b) unless heretofore or hereafter determined by order of this court to be nondischargeable, debts alleged to be
excepted from discharge under clauses (2), (4), (6), and (15) of 11 U.S.C. Sec. 523(a);
(c) debts determined by this court to be discharged.
3. All creditors whose debts are discharged by this order and all creditors whose judgments are declared null and void by
paragraph 2 above are enjoined from instituting or continuing any action or employing any process or engaging in any act to collect such debts
as personal liabilities of the above-named debtor(s).
Date: 11 7 /98
rnARDG.ZFB,f
Clerk of Court
& J'
FORM ch7odsca (5-1)
AMEDIONYOOOl
IN THE UNITED STATES BANKRUPTCY COURT
FOR THE NORTHERN DISTRICT OF NEW YORK, ALBANY DIVISION
IN RE:
GERARD V AMEDIO
:CHAPTER: 7
/
:BANKRUPTCY NO: 97-15886-REL
REQUEST OF CREDITOR PURSUANT TO BANKRUPTCY RULE 2002(g)
PROVIDING PROPER AND EXCLUSIVE ADDRESS FOR SERVICE
OF NOTICES AND PLEADINGS
To the Clerk:
To the Trustee:
1. This request is filed pursuant to Bankruptcy Rule 2002(g)
for the purpose of ensuring that the creditors listed in the lower
right-hand corner receive all notices required to be mailed under
Bankruptcy Rule 2002 at the address contained herein.
2. The address to which all such notices should be sent
appears in the lower right-hand corner of this document and is the
address for the attorney/agent for the creditor.
Pet: 09/12/97
3. The address below should be substituted for that of the
creditor named below.
4. A copy of the request is being mailed this date,
by first class mail, postage prepaid, to the person(s), if any,
whose names and addresses appear in the lower left-hand corner.
AMERICAN EXPRESS CENTURION BANK

OPTIMA CARD
BECKET & LEE LLP

P.O. Box 3001 Dept. V
Malvern, PA 19355-0701
TRUSTEE ATTORNEYS/AGENT FOR CREDITOR
By:
Wendell H. LivingstOil/a::squire
John B. Herron, Esquire
Stephen J. Labroli, Esquire
Andrew J. McClure, Esquire
(610) 644-7800
Date: October 2, 1997
AMERICAN EXPRESS CENTURION BANK

OPTIMA CARD
CREDITOR
Pet: 09/12/97
UNITED STATES BANKRUPTCY COURT
NORTHERN DISTRICT OF NEW YORK
In Re: Case No. 97-15886
AMEDIO, GERARD V.
Debtor(s)
FINAL REPORT AND ACCOUNT OF TRUSTEE

IN CASE WHERE NO DISTRIBUTION IS MADE
WILLIAM M. MCCARTHY, Trustee herein, reports that he has made diligent

inquiry into the financial affairs of the debtor and the existence and
location of property belonging to the estate; and that any and all assets in
the estate are (a) properly claimed exempt or (b) so encumbered by valid
liens that they are either burdensome to the estate or are of inconsequential
value to the estate.
INVENTORY find Disposal of Property
WHEREFORE, the trustee in the above-entitled case pursuant to F.R.B.P.

5009 certifies to the Court and the United States Trustee that he has
performed fill other and further duties required of him in the administration
of said estate; and prays that this report be approved and that the said
estate be ~losed; that the trustee be discharged from and relieved of his
trust, and any further duties as trustee.
Dated,fW. / ( /V97 ~4.~lt j 21_~

TRUSTEE
445 Broadway
Suite 327 NOTICE OF COMMENCEMENT OF CASE UNDER CHAPTER 7
Albany, NY 12207 OF THE BANKRUPTCY CODE,
MEETING OF CREDITORS, AND FIXING OF DATES
(Individual or Joint Debtor No Asset Case)
Case Number: 97 - 15886 Honorable Robert E. Littlefield Jr.

Date Filed: 09/12/97
IN RE(NAME OF DEBTOR)
Gerard V. Amedio
SSN{fAX ID: 081-54-4438
ADDRESS OF DEBTOR
14 Wilson Avenue
Albany, NY 12205
NAME/ADDRESS OF ATTORNEY FOR DEBTOR NAME/ADDRESS OF TRUSTEE

Philip John Danaher William M. McCarthy
77 Troy Road 60 South Swan Street

East Greenbush, NY 12061 Albany, NY 12210
Telephone Number.518-479-3083 Telephone Number.518-434-6141
DATE/TIME/LOCATION OF MEETING OF CREDITORS

October 8, 1997 at 03:00 pm
O'Brien Federal Bldg.,Albany
Leo W. O'Brien Federal Building
Clinton Ave & North Pearl Street
8th Floor Room 811B
Albany, NY 12207
DISCHARGE OF DEBTS: Deadline to File a Complaint Objecting to Discharge of the Debtor or to Determine Dischargeability of Certain Types of Debts: 12/08/97
AT THIS TIME THERE APPEAR TO BE NO ASSETS AVAILABLE FROM WHICH PAYMENT MAY BE MADE TO UNSECURED CREDITORS.
DO NOT FILE A PROOF OF CLAIM UNTIL YOU RECEIVE NOTICE TO DO SO.
COMMENCEMENT OF CASE. A petition for liquidation under chapter 7 of the Bankruptcy Code has been filed in this court by or against the person or persons named
above as the debtor, and an order for relief has been entered. You will not receive notice of all documents filed in this case. All documents filed with the court, including
lists of the debtor's property, debts, and property claimed as exempt are available for insp~ction at the office of the clerk of the bankruptcy court.
CREDITORS MAY NOT TAKE CERTAIN ACTIONS. A creditor is anyone to whom the debtor owes money or property. Under tbe Bankruptcy Code, the debtor is
granted certain protection against creditors. Common examples of prohibited actions by creditors are contacting the debtor to demand repayment, taking action against
debtor to collect money owed to creditors or to take property of the debtor, and starting or continuing foreclosure actions, repossessions, or wage deductions. If
unauthorized actions are taken by a creditor against a debtor, the court may penalize that creditor. A creditor who is considering taking action against the debtor or the
property of the debtor should review Sec. 362 of the Bankruptcy Code and may wish to seek legal advice. The staff of the clerk of the bankruptcy court is not permitted to
give legal advice.
MEETING OF CREDITORS. The debtor (both husband and wife in a joint case) is required to appear at the meeting of creditors on the date and at the place set forth
above for the purpose of being examined under oath. Attendance by creditors at the meeting is welcomed, but not required. At the meeting, the creditors may elect a
trustee other than the one named above, elect a committee of creditors, examine the debtor, and transact such other business as may properly come before the meeting.
The meeting may be continued or adjourned from time to time by notice at the meeting, without further written notice to creditors. FAILURE BY THE DEBTOR(S) TO
APPEAR SHALL RESULT IN THE DISMISSAL OF THE CASE UPON EX PARTE ORDER.
LIQUIDATION OF THE DEBTOR'S PROPER1Y. The trustee will collect the debtor's property and turn any that is not exempt into money. At this time, however, it
appears from the schedules of the debtor that there are no assets from which any distribution can be paid to creditors. If at a later date it appears that there are assets
from which a distribution may be paid, the creditors will be notified and given an opportunity to file claims.
EXEMPT PROPER1Y. Under state and federal law, the debtor is permitted to keep certain money or property as exempt. If a creditor believes that an exemption of
money or property is not authorized by law, the creditor may file an objection. An objection must be flied not later than 30 days after the conclusion of the meeting of
creditors.
DISCHARGE OF DEBTS. The debtor is seeking a discharge of debts. A discharge means that certain debts are made unenforceable against the debtor personally.
Creditors whose claims against the debtor are discharged may never take action against the debtor to collect the discharged debts. If a creditor believes that the debtor
should not receive any discharge of debts under Sec. 727 of the Bankruptcy Code or that a debt owed to the creditor is not dischargeable under Sec. 523(a)(2), (4),(6), or
(15) of the Bankruptcy Code, timely action must be taken in the court by the deadline set forth above labeled "Discharge of Debts." Creditors considering taking such
action may wish to seek legal advice.
DO NOT FILE A PROOF OF CLAIM UNLESS YOU RECEIVE A COURT NOTICE TO DO SO
Assets(A-B-C): 5; Liabilities: 8 Petition-Lists-Schc-Stmts(lncl A-F): 40
Photocopies $.23 per page plus tax, Payable to Copy Valet Ltd. (518) 472-1433
FORM GH-B9A
For the court RICHARD G. ZEH, SR. 9/15/97
417001379 Clerk of the Bankruptcy Court Date
~RDANT
11400 Commerce Park Drive
Reston, Virginia 22091-1506
CErtTIFICATE OF SbRVICE 1-800-BNC-5055
District/off: 0206-1 User: admin Page 1 of 1 Date Rcvd: Sep 15, 1997
Case: 97-15886 Form ID: 250 Total Served: 25
The following entities were served by first class mail on Sep 17, 1997.
Debtor Amedio, Gerard v., 14 Wilson Avenue, Albany, NY 12205
Aty Danaher, Philip John, 77 Troy Road, East Greenbush, NY 12061
Trustee Mccarthy, William M., 60 South swan street, Albany, NY 12210
smg United States Attorney, NDNY, P.O. Box 7198, Syracuse, NY 13261-7198
U.S.Trust United States Trustee, 74 Chapel Street, Suite 200, Albany, NY 12207
1033320 ADVANTA NATIONAL BANK, PO BOX 15118, WILMINGTON DE 19886-1318
1033321 ALAMO CAR RENTAL, PO BOX 22776, FT LAUDERDALE FL 33335
1033322 ALBANK, 10 NORTH PEARL ST., ALBANY NY 12207
1033323 BMW, 5515 PARK CENTER CIRCLE, DUBLIN OH 43017
1033324 CITIBANK, PO BOX 6701, SIOUX FALLS SD 57188
1033325 DISCOVER FINANCIAL, SERVICES CARD, GREENWOOD TRUST COMPANY, PO BOX 6011, DOVER DE 19903-6011
1033326 FILENE'S, PO BOX 94868, CLEVELAND OH 44101-4868
1033327 HOUSEHOLD CREDIT SVCS., PO BOX 88000, BALTIMORE MD 21288-0001
1033328 INTERNAL REVENUE SERVICE, ATTN: SPECIAL PROC FUCNTION, LEO O'BRIEN FEDERAL BLDG,
CLINTON AVE & N PEARL ST, ALBANY NY 12207
1033329 JANE E. AMEDIO, 20 RUNNEL DRIVE, SCHENECTADY NY 12304
1033330 KEY BANK, PO BOX 6040, CLEVELAND OH 44185-0001
1033331 LATHAM WATER DISTRICT, RECIEVER OF TAXES, MEMORIAL TOWN HALL, PO BOX 508,
1033332 MACY'S, P.O. BOX 4563, SYRACUSE NY 13221-4798
1033333 NIAGARA MOHAWK, PO BOX 4798, SYRACUSE NY 13221-4798
1033334 NYNEX, PO BOX 15124, ALBANY NY 12212-5124
1033335 ORMONDS, FIRST BANK OF, SOUTH DAKOTA, PO BOX 6300, FARGO ND 58125-6300
1033336 PHH MORTGAGE SERVICES, PO BOX 13891, PHILADELPHIA PA 19162
1033337 SEARS, 45 CONGRESS ST., SALEM MA 01970
1033338 THE OPTIMA CARD, AMERICAN EXPRESS, CENTURION BANK, PO BOX 1407, NEWARK NJ 07101-1407
1033339 TIME WARNER CABLE, 130 WASHINGTON AVE. EXT., ALBANY NY 12203-5336
The following entities were served by electronic transmission.
NONE. TOTAL: 0
***** BYPASSED RECIPIENTS *****
NONE. TOTAL: 0
I, Joseph Speetjens, declare under the penalty of perjury that I have served the attached document on the above listed entities in the manner shown,
and prepared the Certificate of Service and that it is true and correct to the best of my information and belief.
Date: 09/17/97 Signature:
417001380
---- United States Bankruptcy Court ----------- VOLUNTARY PETIT ON/
IN RE ---------------------------- NAME OF JOINT DEBTOR ------ ----- -

AMEDIO, GERARD V. NO JOINT DEBTOR
ALL OTHER NAMES ------------------ ALL OTHER NAMES -------------------
N/ A
None
SOC. SEC./TAX I.D. NO. ----------- SOC. SEC./TAX I.D. NO. ------------
081-54-4438
STREET ADDRESS OF DEBTOR --------- STREET ADDRESS OF JOINT DEBTOR
14 WILSON AVENUE /J tr/\ r· N/A
ALBANY NY 12205 '~( f Jl)
COUNTY -------- TEL-\__) _j ,_, . COUNTY TEL- N/A
ALBANY N/A
MAILING ADDRESS OF DEBTOR -------- MAILING ADDRESS OF JOINT DEBTOR ---
14 WILSON AVENUE N/A
ALBANY NY 12205
LOCATION OF PRINCIPAL ASSETS OF BUSINESS DEBTOR ----------------------
N/A
VENUE ----------------------------------------------------------------
Debtor has been domiciled or has had a residence, principal place of
business, or principal assets in this District for 180 days
immediately preceding the date of this petition or for a longer part
of such 180 days than in any other District.
------------------- INFORMATION REGARDING DEBTOR ---------------------
TYPE: Individual CHAPTER OF BANKRUPTCY CODE
NATURE: Non-Business/Consumer UNDER WHICH THE PETITION
A. TYPE OF BUSINESS IS FILED: 7
N/A FILING FEE
Attached
B. BRIEFLY DESCRIBE NATURE OF BUSINESS
N/A
STATISTICAL/ADMINISTRATIVE INFORMATION--- ATTORNEY NAME(S)/ADDRESS

Debtor estimates that funds will be PHILIP J. DANAHER, ESQ.
available for distribution to unsecured
creditors. Bar #101450
PHILIP J. DANAHER, ESQ.
77 TROY ROAD
------------------- range -- (sard code)- EAST GREENBUSH, NY 12061
NO. OF CREDITORS 16-49 ( 2)
ASSETS (thousands) 100-499 ( 3) FAX (518) 479-3604
LIABIL. (thousands) 100-499 ( 3) (518) 479-3083
NO. OF EMPLOYEES N/A
EQUITY SEC. HOLDERS N/A
------------------------------------------THIS SPACE FOR COURT
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ASS:CNED TO HON. UTT!_Et:\t:L1)

Name of Debtor: Case No.:
AMEDIO, GERARD V.
---------- PRIOR BANKRUPTCY CASE FILED WITHIN LAST 6 YEARS -----------

Location Where Filed ----------------- Case Number ---- Date Filed ---
No Prior Bankruptcies I I
- PENDING BANKRUPTCY CASE FILED BY ANY SPOUSE, PARTNER, OR AFFILIATE -
Name of Debtor ----------------------- Case Number ---- Date Filed ---
No Pending Bankruptcies I I
Relationship ------- District ------------ Judge ---------------------
------------------------- REQUEST FOR RELIEF -------------------------

Debtor is eligible for and requests relief in accordance with the
chapter of title 11 United States Code specified in this petition.
-- 7·~- - - - - ....,-(_:'.- - - _ :_ \ __ - - - - -r- - -. - - SIGNATURES_
I I : I :• . i./
1--. I (I i
-i-- - ~- - - - - - - - - - - - - - - - - - - - - -
-.
"~- /_,,_•..__·_..(~----------
I ) •
(
' .' /\,•-. \\4',· ' I .. · ,· ·-··(l•.·,<1·. 1-··-( ___
At'torney,1sfgnatUre Date r '
---------l~~------ INDIVIDUAL OR JOINT DEBTOR(S) ---------------------
I declare under penalty of perjury that the information provided in
this petition is true and correct.
1
n: 1'
jf,) ; If (_,~ 1/
Signature pf Debtor Signature of Joint Debtor
Date: 9u/s 1 Date:
--------------------------- EXHIBIT A --------------------------------
! I Exhibit A is attached and made a part of this petition.
----- INDIVIDUAL CHAPTER 7 DEBTOR WITH PRIMARILY CONSUMER DEBTS ------
I am aware that I may proceed under Chapter 7, 11, 12, or 13 of title
11, U.S.C., understand the relief available under such chapter, and
choose to proceed under chapter 7 of such title. If I am represented
by a~at e , Exhibit B has been completed.
¥/"\ I
. ·"
Signature of Joint Debtor
Date:
EXHIBIT B --------------------------------
I, the attorney for the debtor(s) named in the foregoing petition,
declare that I have informed the debtor(s) that the debtor(s) may
proceed under chapter 7, 11, 12, or 13 of title 11 United States
C9de' anq have~ expf ained the relief available und~r
I such chapter.
,____./, . , ·- ,./~/ /_A.,j'. . l' "(1.,: .:.'' ·>~:·_'
I / .. __
(y I
Signature/: of Attorney Date

-----------~----------------------------------------------------------
Page 2
In re AMEDIO, GERARD V.
Debtor Case No. (if known)
NOTICE TO INDIVIDUAL CONSUMER DEBTORS
If you intend to file a petition for relief under the bankruptcy laws
of the United States, and your debts are primarily consumer debts, the
Clerk of Court is required to notify you of each chapter of the
Bankruptcy Code under which you may seek relief. You may proceed under:
Chapter 7 Liquidation, or
Chapter 11 Reorganization, or
Chapter 12 Adjustment of Debts of a Family Farmer With Regular
Annual Income, or
Chapter 13 Adjustment of Debts of an Individual With Regular
Income
If you have any questions regarding the information contained in this

notice, you should consult with your attorney.
Clerk of Court
ACKNOWLEDGEMENT
I hereby certify that I have read this notice.
Debtor
Date:
Joint Debtor
UNITED STATES BANKRUPTCY COURT FOR THE
In re: AMEDIO, GERARD V.

======================= SUMMARY OF SCHEDULES =========================

Schedule name I No. Sheets I Assets I Liabilities I Other
X (mark if attached)
======================================================================
A - Real Property 1 155,000.00 ---------------------
B - Personal Property 3 13,700.00 ---------------------
C - Property Claimed
as Exempt 1 --------------------------------------
D - Creditors Holding
Secured Claims 1 ------------- 147,000.00 -------
E - Creditors Holding
Unsecured Priority
Claims 2 ------------- 60.00 -------
F - Creditors Holding
Unsecured Non-
priori ty Claims 5 ------------- 63,242.50 -------
G - Executory Contracts
and Unexpired
Leases 1 --------------------------------------
H - Codebtors 1
I - Current Income of
Individual Debtors 2 -------------------- 2,036.63
J - Current Expenditures
of Individual
Debtors 3 -------------------- 2,066.00
Summary Sheet I !*************************************

Total No. Sheets 21 *************************************
Total Assets -> I 168,700.00J*********************
Total Liabilities -> I 210,302.501*******
Total No. of Creditors -> I 21 *******
======================================================================
SCHEDULE A - REAL PROPERTY
======================================================================
Description and location of property Current market value of
debtor interest in the prop-
erty without deducting any
secured claim or exemption
Nature of Debtor interest in property Amount of secured claim

======================================================================
20 RUNNEL DRIVE, SCHENECTADY, NY 12304 Debtor interest: 155,000.00
Owner: Joint
Location: 20 RUNNEL DRIVE, SCHENECTADY, NY 12304
Nature of interest: FEE
Secured creditor: PHH MORTGAGE SERVICES
Amount of claim: 147,000.00
Possession: In debtor possession.
Total: 155,000.00
SCHEDULE B - PERSONAL PROPERTY
======================================================================
Type of property Current market value of debtor
-------------------------------------- interest in property without
Description and location of property deducting any secured claim
======================================================================
1. Cash on hand.
None
2. Checking, savings, or other financial accounts, certificates of
deposit, or shares in banks, savings and loan, thrift, building
and loan, and homestead associations, or credit unions, brokerage
houses, or cooperatives.
None
3. Security deposits with public utilities, telephone companies,
landlords, and others.
None
4. Household goods and furnishings, including audio, video, and
computer equipment.
HOUSEHOLD GOODS Debtor interest: 200.00
Owner: Debtor
Location: In debtor possession.
5. Books, pictures, and other art objects, antiques, stamp, coin,

record, tape, compact disc, and other collections or collectibles.
None
6. Wearing apparel.
CLOTHING Debtor interest: 500.00

Owner: Debtor
7. Furs and jewelry.

None
8. Firearms and sports, photographic, and other hobby equipment.
None
9. Interests in insurance policies.
None
10. Annuities.
None
11. Interests in IRA, ERISA, Keogh, or other pension or profit
sharing plans.
RETIREMENT ACCOUNT Debtor interest: 13,000.00

Owner: Debtor
12. Stock and interests in incorporated and unincorporated businesses.

None
13. Interests in partnerships or joint ventures.
None
14. Government and corporate bonds and other negotiable and non-
negotiable instruments.
None
15. Accounts receivable.
None
16. Alimony, maintenance, support, and property settlements to which
the debtor is or may be entitled.
None
17. Other liquidated debts owing debtor including tax refunds.
None
18. Equitable or future interests, life estates, and rights or
powers exercisable for the benefit of the debtor other than
those listed in Schedule of Real Property.
None
19. Contingent and noncontingent interests in estate of a
decedent, death benefit plan, life insurance policy, or trust.
None
20. Other contingent and unliquidated claims of every nature,
including tax refunds, counterclaims of the debtor, and
rights to setoff claims.
None
21. Patents, copyrights, and other intellectual property.
None
22. Licenses, franchises, and other general intangibles.
None
23. Automobiles, trucks, trailers, and other vehicles or accessories.
None
24. Boats, motors, and accessories.
None
25. Aircraft and accessories.
None
26. Office equipment, furnishings, and supplies.
None
27. Machinery, fixtures, equipment, and supplies used in business.
None
28. Inventory.
None
29. Animals.
None
30. Crops - growing or harvested.
None
31. Farming equipment and implements.
None
Page 2
32. Farm supplies, chemicals, and feed.

None
33. Other personal property of any kind not already listed.
None
Total: 13,700.00
Page 3
SCHEDULE C - PROPERTY CLAIMED AS EXEMPT
Debtor elects the exemptions to which debtor is entitled under:
11 U.S.C. sec. 522 (b) (2)
Exemptions available under applicable non-bankruptcy federal laws, state

or local law where the debtor domicile has been located for the 180 days
immediately preceding the filing of the petition or for a longer portion
of the 180 day period than in any other place, and the debtor interest
as a tenant by the entirety or joint tenant to the extent the interest
is exempt from process under applicable non-bankruptcy law.
Debtor is married.
======================================================================
Description of property
Current market value of property
Specify exemption law and value without deducting exemption
claimed exempt
CLOTHING Debtor Interest: 500.00
Exemption law: NYS DEBTOR & CREDITOR LAW

Value exempt: 500.00
HOUSEHOLD GOODS Debtor Interest: 200.00

Value exempt: 200.00
RETIREMENT ACCOUNT Debtor Interest: 13,000.00

Value exempt: 13,000.00
SCHEDULE D - CREDITORS HOLDING SECURED CLAIMS
======================================================================
Creditor's name and complete mailing address Amount of claim
including zip code without deducting
value of collateral
Date claim was incurred, nature of lien, and
description and market value of property subject Unsecured portion,
to the lien if any
======================================================================
Account no.: 7629066 Claim amount: 147,000.00
PHH MORTGAGE SERVICES Unsecured: 0.00
PO BOX 13891
PHILADELPHIA PA 19162
Liable: Joint
Date incurred: 1995
Nature of lien: MORTGAGE ON RESIDENCE
Claim is: Fixed and liquidated.
Collateral description: 20 RUNNEL DRIVE, SCHENECTADY, NY 12304
Collateral market value: 155,000.00
Lien seniority: 1
Total collateral value: 155,000.00
Subtotal this page: 147,000.00

Total: 147,000.00
SCHEDULE E - CREDITORS HOLDING UNSECURED PRIORITY CLAIMS
Debtor has no creditors holding unsecured priority claims.
TYPES OF PRIORITY CLAIMS:

I I WAGES, SALARIES, AND COMMISSIONS
Wages, salaries, and commissions, including vacation, severance,
and sick leave pay owing to employees and commissions owing to
qualifying independent sales representatives up to $4000* per
person earned within 90 days immediately preceding the filing of
the original petition, or the cessation of business, whichever
occurred first, to the extent provided in 11 U.S.C. sec.
507 (a) (3).
CONTRIBUTIONS TO EMPLOYEE BENEFIT PLANS
Money owed to employee benefit plans for services rendered within
180 days immediately preceding the filing of the original
petition, or the cessation of business, whichever occurred first
to the extent provided in 11 U.S.C. sec. 507(a) (4).
CERTAIN FARMERS OR FISHERMEN
Claims of certain farmers or fishermen, up to a maximum of $4000*
per farmer or fisherman, against the debtor, as provided in 11
U.S.C. sec. 507 (a) (5).
DEPOSITS BY INDIVIDUALS
Claims of individuals up to a maximum of $1800* for deposits for
the purchase, lease, or rental of property or services for
personal, family, or household use, that were not delivered or
provided. 11 U.S.C. sec. 507 (a) (6).
ALIMONY, MAINTENANCE, OR SUPPORT
Claims of a spouse, former spouse, or child of the debtor for
alimony, maintenance, or support, to the extent provided in 11
U.S.C. sec. 507 (a) (7).
!XI TAXES AND CERTAIN OTHER DEBTS OWED TO GOVERNMENTAL UNITS
Taxes, customs duties, and penalties owing to federal, state, and
local governmental units as set forth in 11 U.S.C. sec.
507 (a) (8).
COMMITMENTS TO MAINTAIN CAPITAL OF INSURED DEPOSITORY INSTITUTION
Claims based on commitments to the FDIC, RTC, Director of the
Office of Thrift Supervision, Controller of the Currency, or
Board of Governors of the Federal Reserve System, or their
predecessors or successors, to maintain the capital of an insured
depository institution. 11 U.S.C. sec. 507 (a) (9).
*Amounts are subject to adjustment on April 1, 1998, and every three

years thereafter with respect to cases commenced on or after the date of
adjustment.
In re AMEDIO, GERARD V. Case No.
Debtor (if known)
SCHEDULE E - CREDITORS HOLDING UNSECURED PRIORITY CLAIMS
Taxes
Type of Priority
Creditor name and complete mailing Amount entitled to priority

address including zip code
Date claim was incurred and Total amount of claim

consideration for claim
======================================================================
Account no.: Priority amount: 60.00
LATHAM WATER DISTRICT Amount of claim: 60.00
RECIEVER OF TAXES
MEMORIAL TOWN HALL
PO BOX 508
Liable: Debtor
Date incurred: 1997
Consideration for claim: WATER CHARGES
Subtotal this page: 60.00

Total: 60.00
Page 2
SCHEDULE F - CREDITORS HOLDING UNSECURED NONPRIORITY CLAIMS
======================================================================
Creditor's name and complete mailing address
including zip code
----------------------------------------------------- Amount of claim
Date claim was incurred and consideration for claim.
If claim is subject to setoff, so state.
======================================================================
Account no.: 4428 8700 4613 0524 Amount of claim: 91.80
ADVANTA NATIONAL BANK
PO BOX 15118
WILMINGTON DE 19886-1318
Liable: Debtor
Date incurred: 1997
Consideration for claim: CREDIT PURCHASES
Account no.: Amount of claim: 234.55

ALAMO CAR RENTAL
PO BOX 22776
FT. LAUDERDALE FL 33335
Liable: Debtor
Date incurred:
Consideration for claim: CAR RENTAL
Account no.: 0100152172 Amount of claim: 450.00

ALBANK
10 NORTH PEARL ST.
ALBANY, NY 12207
Liable: Debtor
Date incurred: 1997
Consideration for claim: OVERDRAFT ACCOUNT
Account no.: 000498-120-00000004160 Amount of claim: 3,000.00

ALBANK
10 NORTH PEARL STREET
ALBANY NY 12207
Liable: Joint

Date incurred: 1989

Consideration for claim: LOAN
Account no.: 4000029247 Amount of claim: 33,570.29

BMW
5515 PARK CENTER CIRCLE
DUBLIN OH 43017
Liable: Debtor
Date incurred: 1997
Consideration for claim: 1997 AUTO LEASE
Additional information: reaffirm
Account no.: 4128 0031 9263 0450 Amount of claim: 2,439.90

CITIBANK
PO BOX 6701
SIOUX FALLS SD 57188
Liable: Debtor
Date incurred: 1992

DISCOVER FINANCIAL
SERVICES CARD
GREENWOOD TRUST COMPANY
PO BOX 6011
DOVER DE 19903-6011
Liable: Debtor
Date incurred: 1997
Account no.: 116-148-370 Amount of claim: 100.20

FILENE'S
PO BOX 94868
CLEVELAND OH 44101-4868
Liable: Debtor
Date incurred: 1995
Page 2

HOUSEHOLD CREDIT SVCS.
PO BOX 88000
BALTIMORE MD 21288-0001
Liable: Debtor
Date incurred: 1990

INTERNAL REVENUE SERVICE
LEO O'BRIEN FEDERAL BLDG
CLINTON AVE & N PEARL ST
ALBANY NY 12207
Liable: Debtor
Date incurred: 91-93
Consideration for claim: INCOME TAXES

JANE E. AMEDIO
20 RUNNEL DRIVE
SCHENECTADY, NY 12304
Liable: Debtor
Date incurred:
Consideration for claim: EQUITABLE DISTRIBUTION CLAIM
Claim is: Disputed.

KEY BANK
PO BOX 6040
Liable: Joint
Date incurred: 1989
Account no.: 11-917-03-404 Amount of claim: 1,347.27
Page 3
MACY'S
PO BOX 4563
CAROL STRM IL 60197-4563
Liable: Debtor
Date incurred: 1985
Account no.: 72 0107 078 469 1 06 319 Amount of claim: 950.00

NIAGARA MOHAWK
PO BOX 4798
SYRACUSE NY 13221-4798
Liable: Debtor
Date incurred: 1997
Consideration for claim: UTILITIES
Account no.: 518 370-2421 144 246 Amount of claim: 149. 11

NYNEX
PO BOX 15124
ALBANY NY 12212-5124
Liable: Debtor
Date incurred: 1997
Consideration for claim: TELEPHONE SERVICES
Account no.: 5449 2302 1762 2480 Amount of claim: 512.37

ORMONDS
FIRST BANK OF
SOUTH DAKOTA
PO BOX 6300
FARGO ND 58125-6300
Liable: Joint
Date incurred: 1993

SEARS
45 CONGRESS ST.
SALEM, MA 01970
Page 4
Liable: Spouse
Date incurred: 1984
Consideration for claim: CREDIT ACCOUNT OF WIFE

THE OPTIMA CARD
AMERICAN EXPRESS
CENTURION BANK
PO BOX 1407
NEWARK NJ 07101-1407
Liable: Debtor
Date incurred: 1995
Account no.: 986890-01 Amount of claim: 145.61

TIME WARNER CABLE
130 WASHINGTON AVE. EXT.
Liable: Debtor
Date incurred: 1997
Consideration for claim: CABLE SERVICES

Total: 63,242.50
Page 5
SCHEDULE G - EXECUTORY CONTRACTS AND UNEXPIRED LEASES
Description of contract or lease

Name and mailing address, and nature of debtor interest.
including zip code, of other State whether lease is for non-
parties to lease or contract. residential real property. State
contract number of any governmental
contract.
======================================================================
BMW AUTO LEASE
DUBLIN OH 43017
SCHEDULE H - CODEBTORS
======================================================================
I Name and address of codebtor I Name and address of creditor
======================================================================
NON-FILING SPOUSE:
JANE E. AMEDIO AL BANK

ALBANY NY 12207
20 RUNNEL DRIVE
SCHENECTADY NY 12304
KEY BANK
PO BOX 6040
ORMONDS
FIRST BANK OF
SOUTH DAKOTA
PO BOX 6300
FARGO ND 58125-6300
PHH MORTGAGE SERVICES
PO BOX 13891
SEARS
45 CONGRESS ST.
SALEM, MA 01970
SCHEDULE I - CURRENT INCOME OF INDIVIDUAL DEBTORS

======================================================================
DEBTOR MARITAL STATUS: Married and living apart
DEPENDENTS OF DEBTOR
Child support paid for: KARA M. AMEDIO,
DAUGHTER, 7 YRS.
======================================================================
EMPLOYMENT: DEBTOR/JOINT-1
Occupation: POLICE OFFICER

Employer name: CITY OF RENSSELAER POLICE
DEPARTMENT
How long employed: 10 YRS
Employer address: RENSSELAER, NY 12144
INCOME: (Estimate of average monthly income)
Current monthly gross wages,

salary, and commissions ......... . 2,841.39
Estimated monthly overtime ...... . 0.00
SUBTOTAL 2,841.39
LESS PAYROLL DEDUCTIONS

a. Payroll taxes and
social security . . . . . . . . . . . . . . 651.58
b. Insurance . . . . . . . . . . . . . . . . . . . . 45.30
c. Union dues . . . . . . . . . . . . . . . . . . . 32.50
d. Other (specify):
LIFE INSURANCE 75.38
SUBTOTAL OF DEDUCTIONS 804.76
TOTAL NET MONTHLY TAKE HOME PAY 2,036.63
Regular income from operation of

business or profession or farm ...
Income from real property ....... . 0.00

Interest and dividends .......... . 0.00
Alimony, maintenance, or support

payments payable to the debtor
for the debtor's use or that of
dependents listed above ......... . 0.00
Social security or other
government assistance: 0.00
Pension or retirement income ..... 0.00
Other monthly income: 0.00
TOTAL MONTHLY INCOME: 2,036.63
Describe any increase or decrease of more than 10% in any of the above
categories anticipated to occur within the year following the filing of
this document:
None
Page 2
SCHEDULE J - CURRENT EXPENDITURES OF INDIVIDUAL DEBTORS
Complete this schedule by estimating the average monthly expenses of the

debtor and the debtor's family. Prorate any payments made bi-weekly,
quarterly, semi-annually, or annually to show monthly rate.
Check this box if a joint petition is filed and debtor's spouse

maintains a separate household. Complete and label a separate
schedule of expenditures.
Rent/home mortgage payments (include mobile home lot) .. 425.00
Are real estate taxes included?

Is property insurance included? Yes
Yes
II No
No 1x1
X
Utilities: Electricity and heating fuel . . . . . . . . . . . . . . . . 95.00

Water and sewer . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0.00
Telephone . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 30.00
Garbage . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0.00
Security . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0.00
Cab 1 e . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 20.00
Home maintenance (repairs and upkeep) . . . . . . . . . . . . . . . . . . 25.00

Food . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 235.00
Clothing . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 75.00
Laundry and dry cleaning . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 25.00
Medical and dental expenses . . . . . . . . . . . . . . . . . . . . . . . . . . . . 15.00
Transportation (not including car payments) ........... . 125.00
Recreation, clubs and entertainment,
newspapers, magazines, etc . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0.00
Charitable contributions . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0.00
Insurance: (not deducted from wages or included in

home mortgage payments.)
Homeowner's or renter's . . . . . . . . . . . . . . . . . . . . . . . . 12.00
Life . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0.00
Heal th . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0.00
Auto . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 80.00
Taxes: (not deducted from wages or included in home 0.00

mortgage payments.) (specify)
Installment payments: (In chapter 12 & 13 cases, do not

list payments to be included in the plan.)
Auto . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 464.00
Alimony, maintenance, and support paid to others ...... . 440.00

Payments for support of additional dependents
not living at your home . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0.00
Regular expenses from operation of business,
profession, or farm (attach detailed statement) ....... . 0.00
TOTAL MONTHLY EXPENSES (Report also on Summary) ....... . 2,066.00
Page 2
(The penalty for making a false statement or concealing property is a

fine of up to $500,000 or imprisonment for up to 5 years or both.
18 U.S.C. secs. 152 and 3571.)
DECLARATION
I, GERARD V. AMEDIO, named as the debtor in this case, declare under

penalty of perjury that I have read the foregoing Summary and Schedules,
consisting of 21 sheets (including this declaration), and that it is
true and correct to the best of my information and belief.
Signature:
v ~)
.11/ ~ {,t_"
GERARD V. AMEDIO
Page 3
In re: AMEDIO, GERARD V.

STATEMENT OF FINANCIAL AFFAIRS
1. Income from employment or operation of business.
NONE State the gross amount of income the debtor has received from
I I employment, trade, or profession, or from operation of debtor's
business from the beginning of this calendar year to the date this
case was commenced. State also the gross amounts received during
the two years immediately preceding this calendar year.
This year: 1997 Amount: 20,793.29

Source: WAGES
Last year: 1996 Amount: 38,000.00
Source: WAGES
Previous year: 1995 Amount: 38,000.00
Source: WAGES
2. Income other than from employment or operation of business.
NONE State the amount of income received by the debtor other than from
lxl employment, trade, profession, or operation of the debtor's
business during the two years immediately preceding the
commencement of this case.
3. Payments to creditors.
NONE a. List all payments on loans, installment purchases of goods or

lxl services, and other debts, aggregating more than $600 to any
creditor, made within 90 days immediately preceding the
NONE b. List all payments made within one year immediately preceding
lxl the commencement of this case to or for the benefit of creditors
who are or were insiders.
4. Suits and administrative proceedings, executions,

garnishments, and attachments.
NONE a. List all suits and administrative proceedings to which the

lxl debtor is or was a party within one year immediately preceding the
filing of this bankruptcy case.
NONE b. Describe all property that has been attached, garnished, or

!xi seized under any legal or equitable process within one year
immediately preceding the commencement of this case.
5. Repossessions, foreclosures, and returns.
NONE List all property that has been repossessed by a creditor, sold
!xi at a foreclosure sale, transferred through a deed in lieu of
foreclosure or returned to the seller, within one year immediately
preceding the commencement of this case.
6. Assignments and receiverships.
NONE a. Describe any assignment of property for the benefit of

lxl creditors made within 120 days immediately preceding the
NONE b. List all property which has been in the hands of a custodian,
lxl receiver or court-appointed official within one year immediately
7. Gifts.
NONE List all gifts or charitable contributions made within one year
lxl immediately preceding the commencement of this case except
ordinary and usual gifts to family members aggregating less than
$200 in value per individual family member and charitable
contributions aggregating less than $100 per recipient.
8. Losses.
NONE List all losses from fire, theft, other casualty or gambling
lxl within one year immediately preceding the commencement of this
case or since the commencement of this case.
9. Payments related to debt counseling or bankruptcy.
Page 2
NONE List all payments made or property transferred by or on behalf of

I I the debtor to any persons, including attorneys, for consultation
concerning debt consolidation, relief under the bankruptcy law or
preparation of a petition in bankruptcy within one year

77 TROY ROAD
EAST GREENBUSH, NY 12061
FAX (518) 479-3604
(518) 479-3083
Filing fee: 175
Attorney's fees: 440.00
Source was: Debtor's earnings
Date(s) of payment: 9/97
10. Other transfers.
NONE List all other property, other than property transferred in the
lxl ordinary course of the business or financial affairs of the
debtor, transferred either absolutely or as security within one
year immediately preceding the commencement of this case.
11. Closed financial accounts.
NONE List all financial accounts and instruments held in the name of
!xi the debtor or for the benefit of the debtor which were closed,
sold, or otherwise transferred within one year immediately
12. Safe deposit boxes.
NONE List each safe deposit box or other box or depository in which the
Ix! debtor has or had securities, cash, or other valuables within one
13. Setoffs.
NONE List all setoffs made by any creditor, including a bank, against a
!xi debt or deposit of the debtor within 90 days preceding the
Page 3
14. Property held for another person.
NONE List all property owned by another person that the debtor holds or
lxl controls.
15. Prior address of debtor.
NONE If the debtor has moved within the two years immediately preceding
I I the commencement of this case, list all premises which the debtor
occupied during that period and vacated prior to the commencement
of this case.
20 RUNNEL DR., SCHENECTADY, NY 12304
16. Nature, location, and name of business.
NONE a. For individuals, list the names and addresses of all businesses
lxl in which the debtor was an officer, director, partner, or managing
executive of a corporation, partnership, sole proprietorship, or
was a self-employed professional within the two years immediately
preceding the commencement of this case, or in which the debtor
owned 5 percent or more of the voting or equity securities within
the two years immediately preceding the commencement of this case.
NONE b. If the debtor is a partnership, list the names and addresses of

lxl all businesses in which the debtor was a partner or owned 5
percent or more of the voting securities, within the two years
NONE c. If the debtor is a corporation, list the names and addresses of

lxl all businesses in which the debtor was a partner or owned 5
percent or more of the voting securities, within the two years
17. Books, records, and financial statements.
NONE a. List all bookkeepers and accountants who within the six years
lxl immediately preceding the filing of this bankruptcy case kept or
supervised the keeping of books of account and records of the
debtor.
Page 4
NONE b. List all firms or individuals who within the two years
lxl immediately preceding the filing of this bankruptcy case have
audited the books of account and records, or prepared a financial
statement of the debtor.
NONE c. List all firms or individuals who at the time of the

lxl commencement of this case were in possession of the books of
account and records of the debtor.
NONE d. List all financial institutions, creditors, and other parties,

lxl including mercantile and trade agencies, to whom a financial
statement was issued within the two years immediately preceding
the commencement of this case by the debtor.
18. Inventories.
NONE a. List the dates of the last two inventories taken of your
lxl property, the name of the person who supervised the taking of each
inventory, and the dollar amount and basis of each inventory.
NONE b. List the name and address of the person having possession of
lxl the records of each of the two inventories reported in a., above.
19. Current Partners, Officers, Directors, and Shareholders.
NONE a. If the debtor is a partnership, list the nature and percentage

lxl of partnership interest of each member of the partnership.
NONE b. If the debtor is a corporation, list all officers and directors

lxl of the corporation, and each stockholder who directly or
indirectly owns, controls, or holds 5 percent or more of the
voting securities of the corporation.
20. Former partners, officers, directors, and shareholders.
NONE a. If the debtor is a partnership, list each member who withdrew

lxl from the partnership within one year immediately preceding the
Page 5
NONE b. If the debtor is a corporation, list all officers or directors

lxl whose relationship with the corporation terminated within one
21. Withdrawals from a partnership or distributions by a

corporation.
NONE If the debtor is a partnership or corporation, list all

lxl withdrawals or distributions credited or given to an insider,
including compensation in any form, bonuses, loans, stock
redemptions, options exercised and any other perquisite during one
Page 6

18 U.S.C. secs. 152 and 3571.)
DECLARATION
penalty of perjury that I have read the foregoing Statement of Financial
Affairs, consisting of 7 sheets (including this declaration), and
that it is true and correct to the best of my information and belief.
Signature: 0/ f {2,
-G-E~RA---R=D~~V-.~AM--=E=D-I-0~~~~~~~~~
Page 7
PHILIP J. DANAHER, ESQ. 101450
77 TROY ROAD
FAX (518) 479-3604
(518) 479-3083
Attorney for the Petitioner

In re Case No.:
GERARD V .- AMEDIO
Debtor Debtor Statement of Intention
Social Security No.: 081-54-4438
Chapter:?
1. I, the debtor, have filed a schedule of assets and liabilities

which includes consumer debts secured by property of the estate.
2. My intention with respect to the property of the estate which

secures those consumer debts is as follows:
a. PROPERTY TO BE SURRENDERED
Description of property Creditor Name

20 RUNNEL DRIVE, SCHENECTADY, NY PHH MORTGAGE SERVICES
12304
b. PROPERTY TO BE RETAINED
Property Description
(Creditor Name) Method of Retention
UNSECURED DEBT Retain - reaffirm (524

(BMW) ( c) )
3. I understand that section 521 (2) (B) of the Bankruptcy Code requires
that I perform the above-stated intentions within 45 days of the
filing of this statement with the court, or within such additional
time as the court, for cause, within such 45-day period fixes.
Signature of debtor
77 TROY ROAD
FAX (518) 479-3604
(518) 479-3083

In re Case No. :
GERARD V. AMEDIO
Debtor Numbered Listing of Creditors
Address:
14 WILSON AVENUE Chapter:?
ALBANY NY 12205
Creditor name and Category of claim I Amount of claim I

I======================================================================
mailing address
1. ADVANTA NATIONAL BANK Unsecured claims 91.80

PO BOX 15118
4428 8700 4613 0524

2. ALAMO CAR RENTAL Unsecured claims 234.55
PO BOX 22776
3. ALBANK Unsecured claims 450.00

10 NORTH PEARL ST.
ALBANY, NY 12207
0100152172
4. ALBANK Unsecured claims 3,000.00

ALBANY NY 12207
000498-120-00000004160
5. BMW Unsecured claims 33,570.29

DUBLIN OH 43017
4000029247
6. CITIBANK Unsecured claims 2,439.90

PO BOX 6701
4128 0031 9263 0450
7. DISCOVER FINANCIAL Unsecured claims 2,000.00

SERVICES CARD
PO BOX 6011
DOVER DE 19903-6011
6011 0028 5020 4413
8. FILENE'S Unsecured claims 100.20

PO BOX 94868
116-148-370
9. HOUSEHOLD CREDIT SVCS. Unsecured claims 3,529.52

PO BOX 88000
5432 3531 0256 1768
10. INTERNAL REVENUE SERVICE Unsecured claims 4,000.00

ALBANY NY 12207
081-54-4438
11. JANEE. AMEDIO Unsecured claims 1.00

20 RUNNEL DRIVE
12. KEY BANK Unsecured claims 5,422.14

PO BOX 6040
4301 1801 0102 2661
13. LATHAM WATER DISTRICT Priority claims - 60.00

RECIEVER OF TAXES taxes and other debts
MEMORIAL TOWN HALL owed to governmental
Page 2
PO BOX 508 units

14. MACY'S Unsecured claims 1,347.27

PO BOX 4563
11-917-03-404
15. NIAGARA MOHAWK Unsecured claims 950.00

PO BOX 4798
72 0107 078 469 1 06 319
16. NYNEX Unsecured claims 149. 11

PO BOX 15124
518 370-2421 144 246
17. ORMONDS Unsecured claims 512.37

FIRST BANK OF
SOUTH DAKOTA
PO BOX 6300
FARGO ND 58125-6300
5449 2302 1762 2480
18. PHH MORTGAGE SERVICES Secured claims 147,000.00

PO BOX 13891
7629066
19. SEARS Unsecured claims 1.00

45 CONGRESS ST.
SALEM, MA 01970
20. THE OPTIMA CARD Unsecured claims 5,297.74

AMERICAN EXPRESS
CENTURION BANK
PO BOX 1407
3739-910799-91005
21. TIME WARNER CABLE Unsecured claims 145.61
Page 3

986890-01
Page 4

18 U.S.C. secs. 152 and 3571.)
DECLARATION

penalty of perjury that I have read the foregoing Numbered Listing of
Creditors, consisting of 5 sheets (including this declaration), and
that it is true and correct to the best of my information and belief.
Signature: .A' l{l

GERARD V. AMEDIO
Page 5
77 TROY ROAD
FAX (518) 479-3604
(518) 479-3083

In re Case No.:
GERARD V. AMEDIO
Debtor Rule 2016(b} - Statement of
Address: Attorney Compensation
14 WILSON AVENUE Chapter:?
ALBANY NY 12205
DISCLOSURE OF COMPENSATION OF ATTORNEY FOR DEBTOR
1. Pursuant to 11 U.S.C. sec. 329(a) and Bankruptcy Rule 2016(b), I

certify that I am the attorney for the above-named debtor(s) and
that compensation paid to me within one year before the filing of
the petition in bankruptcy, or agreed to be paid to me, for services
rendered or to be rendered on behalf of the debtor(s) in
contemplation or in connection with the bankruptcy case is as
follows:
For legal services, I have agreed to accept ....... 440.00
Prior to the filing of this statement, I have

received . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 440.00
Balance Due. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0. 00
2. The source of the compensation paid to me was:
lxl Debtor I Other (specify)
3. The source of compensation to be paid to me is: N/A
Debtor I Other (specify) No future compensation to be paid.
4. jxj I have not agreed to share the above-disclosed compensation with

any other person unless they are members and associates of my
law firm.
I have agreed to share the above-disclosed compensation with a

person or persons who are not members or associates of my law
firm. A copy of the agreement, together with a list of the
names of the people sharing in the compensation, is attached.
5. In return for the above-disclosed fee, I have agreed to render legal

service for all aspects of the bankruptcy case, including:
a. Analysis of the debtor's financial situation, and rendering

advice to the debtor in determining whether to file a petition
in bankruptcy;
b. Preparation and filing of any petition, schedules, statement of

affairs and plan which may be required;
c. Representation of the debtor at the meeting of creditors and
confirmation hearing, and any adjourned hearings thereof;
d. Representation of the debtor in adversary proceedings and other
contested bankruptcy matters;
e. Other provisions:
REPRESENTATION IN ANY ADVERSARY PROCEEDINGS IS SPECIFICALLY NOT

INCLUDED IN THE STANDARD FEE AGREEMENT
6. By agreement with the debtor(s), the above-disclosed fee does not

include the following services:
REPRESENTATION IN ANY ADVERSARY PROCEEDINGS IS SPECIFICALLY NOT

INCLUDED IN THE STANDARD FEE AGREEMENT
Page 2
CERTIFICATION
I certify that the foregoing is a complete statement of any

agreement or arrangement for payment to me for representqtion of the
debtor ( s) in this bankruptcy proceedin<:J. ,
_.. . . . .-,
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Date r Sigfatpre of Attorney

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Name of law firm
Page 3
77 TROY ROAD
FAX (518) 479-3604
(518) 479-3083

In re Case No.:
GERARD V. AMEDIO
Debtor Mailing Matrix
Address:
14 WILSON AVENUE Chapter:7
ALBANY NY 12205
.)

COVER SHEET FOR LIST OF CREDITORS
-..
-..J ::i
I hereby certify under penalty of perjury that the attached List of
creditors, which consists of 4 page(s) (including this declaration), is
true, correct, and complete to the best of my knowledge.
GERARD v. AMEDIO
/ /
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-
PHILIP J. PANAHER, ESQ.
***9715886***
ADVANTA ~ATIONAL BANK
PO BOX 15118
ALAMO CAR RENTAL

PO BOX 22776
ALBANK
10 NORTH PEARL ST.
ALBANY, NY 12207
ALBA~K
10 NO TH PEARL STREET
ALBA Y NY 12207
BMW
DUBLIN OH 43017
CITIBANK
PO BOX 6701
DISCOVER FINANCIAL
SERVICES CARD
PO BOX 6011
DOVER DE 19903-6011
FILENE'S
PO BOX 94868
HOUSEHOLD CREDIT SVCS.
PO BOX 88000
INTERNAL REVENUE SERVICE

ALBANY NY 12207
JANE E. AMEDIO
20 RUNNEL DRIVE
KEY BANK
PO BOX 6040
LATHAM WATER DISTRICT

RECIEVER OF TAXES
MEMORIAL TOWN HALL
PO BOX 508
MACY'S
PO BOX 4563
NIAGARA MOHAWK
PO BOX 4798
NYNEX
PO BOX 15124
ORMONDS
FIRST BANK OF
SOUTH DAKOTA
PO BOX 6300
FARGO ND 58125-6300
PHH MORTGAGE SERVICES

PO BOX 13891
SEARS
45 CONGRESS ST.
SALEM, MA 01970
THE OPTIMA CARD

AMERICAN EXPRESS
CENTURION BANK
PO BOX 1407
TIME WARNER CABLE

U.S. National Archives & Records Administration Form 90A Entire Case File - Packing Slip
DELIVERY FORMAT: Electronic Transfer

NATIONAL ARCHIVES ORDER FOR COPIES
OF BANKRUPTCY CASES
1. COURT LOCATION (city & state):
2. DEBTOR NAME(s): 3. CASE NUMBER:
Amedio, Gerard 97-15886
4. TRANSFER NUMBER: 15. BOX NUMBER: 6. LOCATION NUMBER:
021-99-0033
128 J3010076
Comments:
•••••••um"••••-•-••·•- '""'""-" .-•u••••••-.•••••-•••••••••••4••••••·---·-·•-·--·---
ltem# Item Description Quantity Quantity Quantity Total

Ordered Balance Fulfilled Amount$
FORM90A Bankruptcy Cases - Entire Case File 0 $90
This is your packing slip. An invoice requiring payment

is included, if applicable.
Order Information (NARA use only):
Service Ticket#: BK11-377070575E
Customer Name: Willis Jones
Customer Email: willisjones1@gmail.com
Order Date: 12/21/2017 18:20:23
Prepared By: AFOW-LS
Unit Phone:
BK11-377070575E AF OW-LS Mail

Willis A Jones Immediate!
135 Jupiter Street
Holts Summit , MO 65043
USA
12/27/2017 Page 1 of 1

Gerard Amedio Chapter 7 Bankruptcy

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Gerard Amedio Chapter 7 Bankruptcy

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U.S.

NATIONAL ARCHIVES ORDER FOR COPIES

1. COURT LOCATION (city & state):

Albany , New York

Amedio, Gerard 97-15886

4. TRANSFER NUMBER: 15. BOX NUMBER: ~. LOCATION NUMBER:

Order Information (NARA use only):

Gerard V. Amedio , 081-54-4438

(~··~-·• _4A-d!__il_"·------7,?;!~ it.

United States Bankruptcy Court

Case Number: 97 • 15886, Hon. Robert E. Littlefield Jr.

Gerard V. Amedio , 081-54-4438

(a) debts dischargeable under 11 U.S.C. Sec. 523;

(c) debts determined by this court to be discharged.

RICHARD G. ZEH, SR.

FORM ch7odsca (5-1)

Date: 01/09/98 Signature:

Case Number: 97 - 15886, Hon. Robert E. Littlefield Jr.

Gerard V. Amedio , 081-54-4438

(a) debts dischargeable under 11 U.S.C. Sec. 523;

(c) debts determined by this court to be discharged.

IN THE UNITED STATES BANKRUPTCY COURT

FOR THE NORTHERN DISTRICT OF NEW YORK, ALBANY DIVISION

REQUEST OF CREDITOR PURSUANT TO BANKRUPTCY RULE 2002(g)

PROVIDING PROPER AND EXCLUSIVE ADDRESS FOR SERVICE

OF NOTICES AND PLEADINGS

1. This request is filed pursuant to Bankruptcy Rule 2002(g)

right-hand corner receive all notices required to be mailed under

Bankruptcy Rule 2002 at the address contained herein.

2. The address to which all such notices should be sent

appears in the lower right-hand corner of this document and is the

address for the attorney/agent for the creditor.

creditor named below.

4. A copy of the request is being mailed this date,

by first class mail, postage prepaid, to the person(s), if any,

whose names and addresses appear in the lower left-hand corner.

AMERICAN EXPRESS CENTURION BANK

BECKET & LEE LLP

Date: October 2, 1997

AMERICAN EXPRESS CENTURION BANK

In Re: Case No. 97-15886

FINAL REPORT AND ACCOUNT OF TRUSTEE

WILLIAM M. MCCARTHY, Trustee herein, reports that he has made diligent

INVENTORY find Disposal of Property

WHEREFORE, the trustee in the above-entitled case pursuant to F.R.B.P.

Dated,fW. / ( /V97 ~4.~lt j 21_~

Case Number: 97 - 15886 Honorable Robert E. Littlefield Jr.

SSN{fAX ID: 081-54-4438

NAME/ADDRESS OF ATTORNEY FOR DEBTOR NAME/ADDRESS OF TRUSTEE

77 Troy Road 60 South Swan Street

DATE/TIME/LOCATION OF MEETING OF CREDITORS

Date: 09/17/97 Signature:

IN RE ---------------------------- NAME OF JOINT DEBTOR ------ ----- -

STATISTICAL/ADMINISTRATIVE INFORMATION--- ATTORNEY NAME(S)/ADDRESS

ASS:CNED TO HON. UTT!_Et:\t:L1)

---------- PRIOR BANKRUPTCY CASE FILED WITHIN LAST 6 YEARS -----------

------------------------- REQUEST FOR RELIEF -------------------------

Signature/: of Attorney Date

NOTICE TO INDIVIDUAL CONSUMER DEBTORS

If you have any questions regarding the information contained in this

I hereby certify that I have read this notice.

In re: AMEDIO, GERARD V.

======================= SUMMARY OF SCHEDULES =========================

Summary Sheet I !*************************************