Fund Speak, January 2018

Refer page 3 for product labelling.

FUND FACTS

Key Features Mirae Asset India Mirae Asset Mirae Asset Prudence Fund
Opportunities Fund Emerging Bluechip Fund

Type of Scheme An open ended equity An open ended equity An Open Ended Equity Oriented
oriented scheme fund Asset Allocation Scheme

Investment Objective
The investment objective of the
scheme is to generate long term
capital appreciation by capitalizing
on potential investment
opportunities through predominantly
investing in equities, equity related
securities. There is no assurance or
guarantee of returns
To generate income and capital
appreciation from a diversified portfolio
predominantly investing in Indian
equities and equity related securities of
companies which are not part of the top
100 stocks by market capitalization and
have market capitalization of atleast
`100 Crores at the time of investment.
The Scheme does not guarantee or
assure any returns
The investment objective of the Scheme is to
generate capital appreciation along with
current income from a combined portfolio of
equity & equity related instruments and debt
and money market instruments. The Scheme
does not guarantee or assure any returns.

Fund Manager** Mr. Neelesh Surana Mr. Neelesh Surana, Mr. Neelesh Surana (since
(since May 2008) and (since inception of the fund) Inception) & Mr. Sudhir Kedia
Mr. Harshad Borawake (since (since April 01, 2017).
May 01, 2017) Mr. Mahendra Jajoo for Debt
th
portion - (since 8 September 2016)

Allotment Date 04th April, 2008 th

09 July, 2010
th
29 July, 2015

Benchmark Index S&P BSE 200 Nifty Free Float Midcap 100 CRISIL Balanced Fund
Index
Minimum Investment `5,000/- and in multiples of `1/- Fresh lumpsum subscription/switch-in `5,000/- and in multiples of `1/-
Amount thereafter. Minimum Additional to all the Plans & Options of Mirae thereafter. Minimum Additional
Application Amount: `1,000/- Asset Emerging Bluechip Fund Application Amount: `1,000/-
per application and in multiples through any mode including Stock per application and in multiples
of `1/- thereafter. Exchange platform has been of `1/- thereafter.
temporarily suspended with effect from
October 25, 2016

Systematic Investment Monthly and Quarterly: Monthly : Minimum of ` .1000 (multiple of Monthly and Quarterly: Minimum of
Plan (SIP) Minimum of ` .1000/- ` .1 thereafter) minimum 5 installments. ` .1000/- (multiples of ` . 1/-
(multiples of ` . 1/- thereafter), SIP shall be allowed maximum of upto thereafter), minimum 5 installments.
minimum 5 installments. ` . 25,000/- per installment per PAN. SIP
is available on 10th of each month. With
effect from 15th December 2017.
For detail refer addendum dated
November 30, 2017.

Load Structure Entry load: NA

Exit load:
If redeemed within 1 year (365 days) from the date of allotment: 1%
If redeemed after 1 year (365 days) from the date of allotment: NIL

Plans Available Regular Plan and Direct Plan

Options Available Growth Option and Dividend Option (Payout & Re-investment)

Monthly Average AUM (` Cr.) 5,805.34 5,153.64 980.57

as on December 31st, 2017

Monthly Avg. Expense Regular Plan: 2.39% Regular Plan: 2.42% Regular Plan: 2.55%
Ratio Direct Plan: 1.61% Direct Plan: 1.64% Direct Plan: 0.97%
(Including Statutory Levies)
as on December 31st, 2017

Product Labelling
This product is suitable for This product is suitable for investors
investors who are seeking*: who are seeking*:
• Long - term capital • Long - term capital appreciation
appreciation • predominantly investments in Indian
• investments in equities,equity equities and equity related securities of
related securities companies which are not part of the top
100 stocks by market capitalization
This product is suitable for investors
who are seeking*:
• Capital appreciation along with current
income over long term
• Investment predominantly in equities
an equity related instruments with
balance exposure to debt and money
market investments

Riskometer

Mo
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Low

Hig
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LOW HIGH
Investors understand that their principal
will be at moderately high risk

*Investors should consult their financial advisers if they are not clear about the suitability of the product.

**For experience of Fund Managers refer page no.14

Fund Speak 2
FUND FACTS

Key Features Mirae Asset Tax Saver Fund Mirae Asset Great Consumer Fund

Type of Scheme An open ended equity linked An open-ended consumption

saving scheme with a 3 year oriented sector scheme
lock-in period

Investment Objective
The investment objective of the
scheme is to generate long term
capital appreciation from a diversified
portfolio of predominantly equity and
equity related instruments. The
Scheme does not guarantee or
assure any returns.
The investment objective of the scheme is to
generate long term capital appreciation by
investing in a portfolio of companies/funds that
are likely to benefit either directly or indirectly
from consumption led demand in India and
across the Asia Pacific region. The Scheme
does not guarantee or assure any returns.

Fund Manager** Mr. Neelesh Surana Mr. Ankit Jain

(since Inception) (Domestic Investments)
(since Oct 2016) and Ms. Bharti
Sawant (Overseas Investments)
(since August 2014)

th th
Allotment Date 28 December, 2015 29 March, 2011

Benchmark Index S&P BSE 200 S&P BSE 200 (65%) & S&P
Asia Pacific Emerging BMI
(35%) Index

Minimum Investment `500/- and in multiples of `5,000/- and in multiples of `1/-thereafter.

Amount `500/- thereafter Minimum Additional Application Amount:
`1,000/- per application and in multiples of
`1/- thereafter.

Systematic Investment Minimum installment of `500/- Monthly and Quarterly: `1,000/- (multiples
Plan (SIP) (monthly / quarterly frequency) and of `1/- thereafter), minimum 5 installments
in multiples of `500/- thereafter.

Load Structure Entry Load:NA Entry load: NA

Exit Load: NIL Exit load:
If redeemed within 1 year (365 days) from the
date of allotment: 1%
If redeemed after 1 year (365 days) from the
date of allotment: NIL
Plans Available Regular Plan and Direct Plan

Options Available Growth Option and Dividend Option (Payout & Re-investment)

Monthly Average AUM (` Cr.) 745.64 180.23

st
as on December 31 , 2017

Monthly Avg. Expense Regular Plan: 2.51% Regular Plan: 2.85%

Ratio Direct Plan: 1.39% Direct Plan: 1.68%
(Including Statutory Levies)
as on December 31st, 2017

Product Labelling
This product is suitable for
investors who are seeking*:
• Growth of capital over long
term
• Investment predominantly
in equity and equity related
instruments
This product is suitable for investors
who are seeking*:
• Long-term Capital appreciation
• Investment in equity & equity related
securities of companies benefiting
directly or indirectly from consumption
led demand in india & across the Asia
pacific region

Riskometer
Mo Mo
t ely d t ely de
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gh e gh
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Lo
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M

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Low

Hig

Low

Hig
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LOW HIGH LOW HIGH

Investors understand that their principal Investors understand that their principal
will be at moderately high risk will be at high risk

*Investors should consult their financial advisers if they are not clear about the suitability of the product.

**For experience of Fund Managers refer page no.14

Fund Speak 3
FUND FACTS

Key Features Mirae Asset Cash Mirae Asset Savings Fund Mirae Asset Dynamic Bond Fund
Management Fund

Type of Scheme An open ended Liquid scheme An open ended debt scheme An open-ended income scheme

Investment Objective
The investment objective of the scheme is
to generate consistent returns with a high
level of liquidity in a judicious portfolio mix
comprising of money market and debt
instruments. The Scheme does not
guarantee any returns.
The investment objective of the scheme is
to seek to generate returns with low
volatility and higher liquidity through a
portfolio of debt and money market
instruments. The Scheme does not
guarantee any returns.
The objective of the Scheme is to generate
optimal returns through active
management of a portfolio of debt and
money market instruments. However,
there is no assurance that the investment
objective of the Scheme will be realized
and the Scheme does not assure or
guarantee any returns.

Fund Manager** Mr. Mahendra Jajoo - Mr. Mahendra Jajoo - Mr. Mahendra Kumar Jajoo -
th th th
(since 8 September 2016) (since 8 September 2016) (since 24 March, 2017)

Allotment Date 12th January, 2009 5th March, 2008 24th March, 2017

Benchmark Index CRISIL Liquid Fund Index CRISIL Liquid Fund Index CRISIL Composite Bond Fund Index

Minimum Investment `5,000/- and in multiples of `1/-thereafter. Minimum Additional Application Amount: `1,000/- per application and in multiples
Amount of `1/- thereafter.

Systematic Investment Monthly and Quarterly: `1,000/- (multiples of `1/- thereafter), minimum 5 installments
Plan (SIP)

Load Structure Entry Load: NA Entry Load: NA Entry Load: NA

Exit Load: Nil Exit Load: Nil Exit Load: If redeemed within 6 months
(182 days) from the date of allotment –
0.50% ;
If redeemed after 6 months (182 days)
from the date of allotment – Nil

Plans Available Regular Plan and Direct Plan Regular Savings Plan and Direct Plan Regular Plan and Direct Plan

Options Available Growth Option and Dividend Option (Payout & Re-investment)

Monthly Average AUM (` Cr.) 976.71 415.80 78.07

as on December 31st, 2017

Monthly Avg. Expense Regular Plan: 0.12% Regular Savings Plan: 0.99% Regular Plan: 2.13%
Ratio Direct Plan: 0.04% Direct Plan: 0.26% Direct Plan: 0.58%
(Including Statutory Levies)
as on December 31st, 2017

Product Labelling
This product is suitable for investors who
are seeking*:
• Optimal returns over short term
• Investment in portfolio of short duration
money market and debt instruments
This product is suitable for
investors who are seeking*:
• Optimal returns over medium term
• Investment in a portfolio of debt
and money market instruments
This product is suitable for investors who
are seeking*:
• Optimal returns over short to medium term
• To generate optimal returns through active
management of a portfolio of debt and
money market instruments

Riskometer

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L L L
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ly

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Low

Low
Low

Hig

Hig
Hig

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LOW HIGH LOW HIGH LOW HIGH

Investors understand that their principal Investors understand that their principal Investors understand that their principal
will be at low risk will be at moderately low risk will be at moderate risk

*Investors should consult their financial advisers if they are not clear about the suitability of the product.

**For experience of Fund Managers refer page no. 14

Fund Speak 4
MIRAE ASSET
INDIA OPPORTUNITIES FUND - (MAIOF)
(An open ended equity oriented scheme)
Monthly Factsheet as on December 2017

Fund Information Fund Performance

Fund Manager Mr. Neelesh Surana &
MAIOF S&P BSE 200 S&P BSE SENSEX
Mr. Harshad Borawake
120%
Allotment Date
th
4 April, 2008 109%
Benchmark Index S&P BSE 200 100% 89%
Net AUM (` Cr.) 6,112.45 80% 81%
Entry load NA 53%
60%
Exit load 33%
35% 39%

Absolute Return
If redeemed within 1 year (365 days) from the date of 40% 23% 31% 33%
16% 26% 30% 28%
allotment: 1% 8%
20% 17% 9% 9%
If redeemed after 1 year (365 days) from the date of 4% 4% 4%
allotment: NIL 2%
0%
Plans Available Regular and Direct Plan -1%
-20% - 5%
Net Asset Value (NAV) -20% -25%
-40% -33% -37% -27%
Direct Plan Regular Plan -39%
Growth Option `50.579 `48.456 -60%
CY 2008 CY2009 CY 2010 CY 2011 CY 2012 CY 2013 CY 2014 CY 2015 CY 2016 YTD 2017
Dividend Option `37.666 `20.943
Past Performance may or may not be sustained in future. * Since inception of the fund.
@
Ratios (Annualised)
Portfolio Top 10 holdings % Allocation Allocation - Top 10 Sectors^
Volatility 13.84%
Equity Shares
Beta 0.98 Banks 27.03%
R Squared 0.94 HDFC Bank Ltd 8.18%
Cons. N-Durables 7.86%
Sharpe Ratio # 0.71 ICICI Bank Ltd 5.64%
Software 7.48%
Information Ratio 1.55 Larsen & Toubro Ltd 4.09%
Portfolio Turnover Ratio^ 0.43 times HDFC Ltd 3.99% Auto 6.99%
@ Please refer last page for details. Infosys Ltd 3.93% Const Project 5.54%
State Bank of India 3.74% Finance 5.15%
Dividend History
Maruti Suzuki India Ltd 3.53% Pharmaceuticals 4.65%
Dividend Face Cum
Record Date Tata Steel Ltd 3.23%
(`) Value (`) NAV (`) Petrol Products 4.43%
10-Dec-10 1.50 per Unit 10 13.978 Grasim Industries Ltd 3.14%
Cement 3.77%
22-Mar-12 1.50 per Unit 10 13.376 Kotak Mahindra Bank Ltd 2.97%
Ferrous Metals 3.23%
14-Mar-13 1.40 per unit 10 13.559 Other Equities 54.66%
27-Jan-14 1.20 per unit 10 13.196 Other Sectors 20.99%
Equity Holding Total 97.04%
13-Feb-15 1.60 per unit 10 19.709 Cash & Other Receivables 2.96% 0% 10% 20% 30% 40%
11-Mar-16 1.35 per Unit 10 16.616
Total 100.00% ^Industrywise classification as recommended by AMFI
26-Jul-16 1.50 per Unit 10 17.922
24-Jul-17 1.70 per Unit 10 19.049 Performance Report
Past Performance may or may not sustained in future. Returns (%)
Pursuant to payment of dividend the NAV of the dividend Period
option of the scheme will fall to the extent of payout and MAIOF Scheme Benchmark* Additional Benchmark**
statutory levy (if applicable). Last 1 year 38.70 33.37 27.99
Dividend history is for MAIOF - Regular Plan - Dividend Last 3 years 16.26 11.18 7.52
Option
Last 5 years 21.09 14.06 11.85
Since Inception 17.58 9.70 8.53
Monthly Average Expense Ratio
Value of Rs. 10000 invested 48,456 24,644 22,197
Regular Plan 2.39% (in Rs.) Since Inception
Direct Plan 1.61% NAV as on 31st December, 2017 48.46
Index Value (31st December, 2017) Index Value of S&P BSE 200 is 4678.86 and S&P BSE Sensex is 34056.83
th
Minimum Investment Amount Date of allotment 4 April, 2008
`5,000/- and in multiples of `1/- thereafter. Scheme Benchmark *S&P BSE 200
Minimum Additional Application Amount: `1,000/- per Additional Benchmark **S&P BSE Sensex
application and in multiples of `1/- thereafter.
Note:
1. Different Plans under the scheme has different expense structure. The reference and details provided herein are
of Regular Plan - Growth Option
2. Fund manager : Mr. Neelesh Surana (since May, 2008) and ^Mr. Harshad Borawake (since May 01, 2017)

SIP Performance
SIP Investment Since Inception 7 Years 5 Years 3 Years 1 Year
Total Amount Invested 11,60,000 8,40,000 6,00,000 3,60,000 1,20,000
st
Mkt Value as of 31 December, 2017 32,74,460 17,70,319 10,47,620 4,92,326 1,39,150
Fund Return* (%) 20.43% 20.92% 22.46% 21.41% 30.87%
Benchmark Return* (%) 13.29% 14.42% 15.76% 16.46% 25.78%
Add. Benchmark Return* (%) 11.25% 11.72% 12.18% 12.96% 21.88%
Past Performance may or may not sustained in future. Note : For computation of since inception returns (%) the allotment NAV has been taken as `10.00. The performance of other funds managed by the same fund
managers are given in the respective page of the schemes and on page No.13. *The SIP returns are calculated by XIRR approach assuming investment of `10,000/- on the 1st working day of every month.

Fund Speak 5
MIRAE ASSET
EMERGING BLUECHIP FUND - (MAEBF)
(An open ended equity fund)
Monthly Factsheet as on December 2017

Fund Information Fund Performance

Fund Manager Mr. Neelesh Surana MAEBF Nifty Free Float Midcap 100 S&P BSE SENSEX
th
Allotment Date 9 July, 2010 100%
Benchmark Index Nifty Free Float Midcap 100 85%

Net AUM (` Cr.) 5,357.07 80%

Entry load NA 56%

60% 46% 58%
Exit load 32% 49% 47%

Absolute Return
40%
If redeemed within 1 year (365 days) from the date of 40% 37% 30%
allotment: 1% 25% 28%
If redeemed after 1 year (365 days) from the date of 20% 13% 15% 14% 12%
allotment: NIL 7% 6% 7%
2%
Plans Available Regular and Direct Plan 0%

Net Asset Value (NAV) -5%

-20%
-15%
Direct Plan Regular Plan -25%
Growth Option `55.669 `53.144 -40% -31%
Dividend Option `50.757 `31.894 CY 2010 CY 2011 CY 2012 CY 2013 CY 2014 CY 2015 CY 2016 YTD 2017
Past Performance may or may not be sustained in future. * Since inception of the fund.
Ratios@ (Annualised)

Volatility 14.10% Portfolio Top 10 holdings % Allocation Allocation - Top 10 Sectors^

Beta 0.87
Equity Shares
R Squared 0.90 Banks 18.12%
Tata Global Beverages Ltd 4.42%
Sharpe Ratio # 1.26 Cons. N-Durables 9.85%
Information Ratio 1.06 Raymond Ltd 3.55%
Pharmaceuticals 7.66%
Portfolio Turnover Ratio^ 0.73 times ICICI Bank Ltd 3.36%
@ Please refer last page for details. The Federal Bank Ltd 3.16% Auto Ancillaries 7.06%

Dividend History Kotak Mahindra Bank Ltd 3.16% Textile Products 5.84%

Dividend Face Cum Tata Steel Ltd 3.12% Chemicals 5.39%

Record Date
(`) Value (`) NAV (`)
Havells India Ltd 3.01%
18-Mar-14 1.20 per Unit 10 14.959 Ind Products 5.19%
CEAT Ltd 3.00%
08-Dec-14 1.80 per Unit 10 22.991 Finance 4.75%
05-Jan-16 2.00 per Unit 10 24.495 Info Edge (India) Ltd 3.00%
Gas 3.93%
20-Jul-16 2.00 per Unit 10 24.292 Voltas Ltd 2.99%
24-Jul-17 2.50 per Unit 10 28.233 Cement 3.87%
Other Equities 65.93%
Past Performance may or may not sustained in future. Pursuant Other Sectors 27.04%
Equity Holding Total 98.76%
to payment of dividend the NAV of the dividend option of the
scheme will fall to the extent of payout and statutory levy (if Cash & Other Receivables 1.24%
applicable). 0% 10% 20% 30% 40%
Dividend history is for MAEBF - Regular Plan - Dividend Option Total 100.00% ^Industrywise classification as recommended by AMFI

Monthly Average Expense Ratio Performance Report

Regular Plan 2.42% Returns (%)
Direct Plan 1.64% Period
MAEBF Scheme Benchmark* Additional Benchmark**
Minimum Investment Amount
Last 1 year 49.18 47.41 27.99
Please note the below changes are with effect from Last 3 years 24.53 19.40 7.52
December 15, 2017 Last 5 years 30.87 20.05 11.85
1. All Systematic Transfer Plan (STP) / Mirae Asset Variable
Since Inception 25.02 13.31 9.03
Transfer Plan (VTP) / Mirae Asset Trigger Investment Plan
(TRIP) / Mirae Asset Group Investment Plan (GRIP) Value of Rs. 10000 invested 53,144 25,459 19,097
applications for all designated modes and frequencies will (in Rs.) Since Inception
get in to suspension till further Notice.
NAV as on 31st December, 2017 53.14
2. Fresh Registration through Systematic Investment Plan st
(SIP) shall be allowed for a maximum of upto `. 25,000/- per Index Value (31 December, 2017) Index Value of Scheme benchmark is 21133.50 and S&P BSE Sensex is 34056.83
each installment through Monthly mode for SIP Date of 10th Date of allotment 9th July, 2010
of each month before the cut off time of 15:00 hours on any
business day. Further, the said limit of `. 25,000/- through Scheme Benchmark *Nifty Free Float Midcap 100
SIP shall be applicable at primary PAN level for each Additional Benchmark **S&P BSE Sensex
application.
Note:
3. Any change of plan or option within MAEBF scheme from
1. Different Plans under the scheme has different expense structure. The reference and details provided herein are
Regular Plan to Direct Plan or Growth Option to Dividend
of Regular Plan - Growth Option
Option and vice versa shall be allowed, subject to th
2. Fund manager : Mr. Neelesh Surana managing the scheme since 9 July, 2010.
applicable loads and levies.
For detail refer addendum dated November 30, 2017. SIP Performance

SIP Investment Since Inception 7 Years 5 Years 3 Years 1 Year

Total Amount Invested 8,90,000 8,40,000 6,00,000 3,60,000 1,20,000
Mkt Value as of 31st December, 2017 27,38,016 24,99,373 13,60,549 5,48,283 1,43,761
Fund Return* (%) 29.64% 30.69% 33.45% 29.31% 38.66%
Benchmark Return* (%) 20.10% 21.25% 25.11% 25.39% 39.63%
Add. Benchmark Return* (%) 11.26% 11.72% 12.18% 12.96% 21.88%
Past Performance may or may not sustained in future. Note : For computation of since inception returns (%) the allotment NAV has been taken as ` 10.00. The performance of other funds managed by the same
fund managers are given in the respective page of the schemes and on page No. 13 . *The SIP returns are calculated by XIRR approach assuming investment of ` 10,000/- on the 1st working day of every month.

Fund Speak 6
MIRAE ASSET
PRUDENCE FUND - (MAPF)
(An Open Ended Equity Oriented Asset Allocation Scheme)
Monthly Factsheet as on December 2017

Fund Information Portfolio Top 10 holdings % Allocation Equity Allocation - Top 10 Sectors^
Fund Managers Mr. Neelesh Surana & Equity Shares
Mr. Sudhir Kedia Banks 19.31%
HDFC Bank Ltd 7.94%
(Equity Portion) & Mr. ICICI Bank Ltd 4.25%
Mahendra Jajoo (Debt Cons. N-Durables 7.28%
Portion) HDFC Ltd 3.41%
Infosys Ltd 3.34% Software 6.57%
th
Allotment Date 29 July, 2015
Larsen & Toubro Ltd 2.82% Finance 6.19%
Benchmark Index CRISIL Balanced Fund
State Bank of India 2.74%
Index Auto 4.83%
Grasim Industries Ltd 2.73%
Net AUM (` Cr.) 1,023.13
Maruti Suzuki India Ltd 2.46% Petrol Products 4.27%
Entry load NA Reliance Industries Ltd 2.39%
Exit load ITC Ltd 2.30% Pharmaceuticals 3.74%
If redeemed within 1 year (365 days) from the date of Other Equities 40.55%
allotment: 1% Const Project 3.03%
Equity Holding Total 74.77%
If redeemed after 1 year (365 days) from the date of Government Bond Cement 2.73%
allotment: NIL
6.68% GOI (17/09/2031) 5.04%
Plans Available Regular and Direct Plan Gas 2.28%
6.79% GOI (15/05/2027) 2.83%
7.72% GOI (25/05/2025) 1.00% Other Sectors 14.70%
Net Asset Value (NAV) Government Bond Total 8.87%
Corporate Bond 0% 10% 20% 30% 40%
Direct Plan Regular Plan
8.87% EXIM Bank (10/10/2022) 1.02% ^Industrywise classification as recommended by AMFI
Growth Option `14.475 `13.835
Dividend Option `13.413 `12.825
7.27% Power Fin Corp Ltd (22/12/2021) 0.96%
8.88% EXIM Bank (18/10/2022) 0.51% Overall Asset Allocation
8.05% NTPC Ltd (05/05/2026) 0.50%
Quantitative Data: Debt Portion
7.18% NABARD (23/03/2020) 0.49%

4.99%
Weighted Average Maturity 6.35 Years 7.28% Power Fin Corp (10/06/2022) 0.48%
Modified Duration 4.31 Years 7.42% LIC Hsg Fin Ltd (15/07/2022) 0.48%
7.45% LIC Hsg Fin Ltd (17/10/2022) 0.48% 20.24%
Yield to Maturity 7.30%
7.14% RECL Ltd (09/12/2021) 0.10%
7.17% NHAI (23/12/2021) 0.10%
Ratios (Annualised) Corporate Bond Total 5.12%
Commercial Paper
Portfolio Turnover Ratio^ 2.76 times
JM Financial Products Ltd (07/06/2018) 1.89%
^Please refer last page for details. Manappuram Finance Ltd (19/01/2018) 0.98%
74.77%
HDFC Ltd (12/01/2018) 0.49%
Dividend History Indiabulls Housing Fin Ltd (22/02/2018) 0.48%
Commercial Paper Total 3.84%
Dividend Face Cum
Record Date Certificate of Deposit
(`) Value (`) NAV (`)
17-Apr-17 0.25 per Unit 10 11.925 ICICI Bank Ltd (26/03/2018) 2.41% Equity Holdings Debt Holdings
Certificate of Deposit Total 2.41%
17-Jul-17 0.25 per Unit 10 12.215 Cash & Other Receivables
Cash & Other Receivables 4.99%
06-Nov-17 0.20 per Unit 10 12.720
Total 100.00%
Past Performance may or may not sustained in future.
Pursuant to payment of dividend the NAV of the dividend Performance Report
option of the scheme will fall to the extent of payout and Returns (%)
statutory levy (if applicable). Period
MAPF Scheme Benchmark* Additional Benchmark**
Dividend history is for MAPF - Regular Plan - Dividend
Option Last 1 year 28.81 20.69 27.99
Since Inception 14.34 9.75 9.13
Monthly Average Expense Ratio
Value of Rs. 10000 invested 13,835 12,528 12,356
Regular Plan 2.55% (in Rs.) Since Inception
Direct Plan 0.97%
NAV as on 31st December, 2017 13.84
Index Value (31st December, 2017) Index Value of Scheme benchmark is 6539.93 and S&P BSE Sensex is 34056.83
Minimum Investment Amount Date of allotment th
29 July, 2015
`5,000/- and in multiples of `1/-thereafter. Scheme Benchmark *CRISIL Balanced Fund Index
Minimum Additional Application Amount: `1,000/- per
Additional Benchmark **S&P BSE Sensex
application and in multiples of `1/- thereafter.
Note:
1. Different Plans under the scheme has different expense structure. The reference and details provided herein are of
Regular Plan - Growth Option
th
2. Mr. Neelesh Surana (Equity Portion) (since 29 July, 2015), Mr. Sudhir Kedia co - managed the equity portion
(since April 01, 2017) & Mr. Mahendra Jajoo (Debt Portion) (since 8th September, 2016)
3. The scheme is in existence for more than 1 year and less than 3 years.
SIP Performance
SIP Investment Since Inception 1 Year
Total Amount Invested 2,90,000 1,20,000
Mkt Value as of 31st December, 2017 3,64,379 1,33,751
Fund Return* (%) 19.33% 21.92%
Benchmark Return* (%) 13.66% 15.17%
Add. Benchmark Return* (%) 16.36% 21.88%
Past Performance may or may not sustained in future. Note : For computation of since inception returns (%) the allotment NAV has been taken as ` 10.00. The performance of other funds
managed by the same fund managers are given in the respective page of the schemes and on page No.13 & 14.
*The SIP returns are calculated by XIRR approach assuming investment of ` 10,000/- on the 1st working day of every month.

Fund Speak 7
MIRAE ASSET
TAX SAVER FUND - (MATSF)
(An open ended equity linked saving scheme with a 3 year lock-in period)
Monthly Factsheet as on December 2017

Fund Information Portfolio Top 10 holdings % Allocation Allocation - Top 10 Sectors^

Fund Managers Mr. Neelesh Surana Equity Shares
Banks 27.97%
Allotment Date 28th December, 2015 HDFC Bank Ltd 7.79%
Cons. N-Durables 9.50%
Benchmark Index S&P BSE 200 ICICI Bank Ltd 5.78%
Pharmaceuticals 6.53%
Net AUM (` Cr.) 789.78 Tata Global Beverages Ltd 4.24%
Software 6.51%
Entry load NA Infosys Ltd 3.91%
State Bank of India 3.78% Auto 5.81%
Exit load NA
Plans Available Regular and Direct Plan IndusInd Bank Ltd 3.75% Auto Ancillaries 5.45%

Raymond Ltd 3.60% Const Project 5.04%

Tata Steel Ltd 3.26% Chemicals 4.02%
Net Asset Value (NAV) Larsen & Toubro Ltd 3.13% Textile Products 3.60%
Direct Plan Regular Plan Kotak Mahindra Bank Ltd 3.06%
Growth Option `17.565 `17.067 Ferrous Metals 3.26%
Dividend Option `16.861 `16.353 Other Equities 56.00%
Other Sectors 20.61%
Equity Holding Total 98.07%
Cash & Other Receivables 1.93% 0% 10% 20% 30% 40%
Ratios (Annualised) ^Industrywise classification as recommended by AMFI
Total 100.00%
Portfolio Turnover Ratio^ 0.88 times
Overall Asset Allocation
^Please refer last page for details.
1.93% 0.06%

Dividend History
Dividend Face Cum
Record Date
(`) Value (`) NAV (`)
23-Mar-17 0.55 per Unit 10 13.275
Past Performance may or may not sustained in future.
Pursuant to payment of dividend the NAV of the dividend
option of the scheme will fall to the extent of payout and
statutory levy (if applicable).
Dividend history is for MATSF - Regular Plan - Dividend
Option 98.07%

Equity Holdings Cash & Other Receivables

Monthly Average Expense Ratio
Mutual Fund Units
Regular Plan 2.51%
Direct Plan 1.39%
Performance Report
Returns (%)
Minimum Investment Amount Period
MATSF Scheme Benchmark* Additional Benchmark**
`500/- and in multiples of `500/- thereafter
Last 1 year 48.04 33.37 27.99
Since Inception 30.55 17.90 14.33
Value of Rs. 10000 invested 17,067 13,912 13,082
(in Rs.) Since Inception
NAV as on 31st December, 2017 17.07
st
Index Value (31 December, 2017) Index Value of S&P BSE 200 is 4678.86 and S&P BSE Sensex is 34056.83
Date of allotment 28th December, 2015
Scheme Benchmark *S&P BSE 200
Additional Benchmark **S&P BSE Sensex
Note:
1. Different Plans under the scheme has different expense structure. The reference and details
provided herein are of Regular Plan - Growth Option
th
2. Fund manager : Mr. Neelesh Surana managing the scheme since 28 December, 2015
3. The scheme is in existence for more than 1 year and less than 3 years.

SIP Performance
SIP Investment Since Inception 1 Year
Total Amount Invested 2,40,000 1,20,000
Mkt Value as of 31st December, 2017 3,35,625 1,43,898
Fund Return* (%) 35.98% 38.89%
Benchmark Return* (%) 22.48% 25.78%
Add. Benchmark Return** (%) 18.68% 21.88%
Past Performance may or may not sustained in future. Note : For computation of since inception returns (%) the allotment NAV has been taken as ` 10.00. The performance of
other funds managed by the same fund managers are given in the respective page of the schemes and on page No.13 . *The SIP returns are calculated by XIRR approach assuming
investment of ` 10,000/- on the 1st working day of every month.

Fund Speak 8
MIRAE ASSET
GREAT CONSUMER FUND - (MAGCF)*
(An open-ended consumption oriented sector scheme)
Monthly Factsheet as on December 2017

Fund Information Portfolio Top 10 holdings % Allocation Allocation - Top Holdings^

FundManagers Mr. Ankit Jain and Equity Shares Domestic Equities Sectoral Allocation^
Ms. Bharti Sawant (Top 10 holdings)
th
HDFC Bank Ltd 6.97%
Allotment Date 29 March, 2011
Benchmark Index S&P BSE 200 (65%) ICICI Bank Ltd 4.13% Banks 23.73%
& S&P Asia Pacific IndusInd Bank Ltd 3.75%
Emerging BMI (35%) Cons. N-Durables 22.35%
Index Tata Global Beverages Ltd 3.68%
Auto Ancillaries 6.23%
Net AUM (` Cr.) 198.66 ITC Ltd 3.40%
Entry load NA Auto 5.00%
Raymond Ltd 3.21%
Exit load Cement 4.07%
If redeemed within 1 year (365 days) from the date of The Federal Bank Ltd 3.07%
allotment: 1% Consumer Durables 3.96%
State Bank of India 3.06%
If redeemed after 1 year (365 days) from the date of Textile Products 3.21%
allotment: NIL Grasim Industries Ltd 2.95%
Plans Available Regular and Direct Plan Kotak Mahindra Bank Ltd 2.81% Software 2.32%

Other Equities 43.09% Finance 2.28%

Net Asset Value (NAV)
Equity Holding Total 79.73% Healthcare Services 1.83%
Direct Plan Regular Plan
Growth Option `35.765 `33.637 International Mutual Fund Units Other Sectors 4.93%
Dividend Option `35.513 `18.208 Mirae Asset Asia Great Consumer
Eq Class X Cap USD 12.97% 0% 10% 20% 30% 40%
Ratios@ (Annualised) ^Industrywise classification as recommended by AMFI
International Mutual Fund Units Total 12.97%
Volatility 13.69% Cash & Other Receivables 7.30%
Beta 0.97 Total 100.00%
R Squared 0.71
Sharpe Ratio# 0.79
Portfolio Turnover Ratio^ 0.52 times
@ Please refer last page for details.

Dividend History
Dividend Face Cum
Record Date
(`) Value (`) NAV (`)
25-Jan-16 1.50 per Unit 10 14.494
22-Mar-17 2.00 per Unit 10 16.376
27-Jun-17 0.50 per Unit 10 16.365 Performance Report

17-Oct-17 0.50 per Unit 10 16.940 Returns (%)

Period
Past Performance may or may not sustained in future. MAGCF Scheme Benchmark* Additional Benchmark**
Pursuant to payment of dividend the NAV of the dividend
Last 1 year 51.17 31.96 27.99
option of the scheme will fall to the extent of payout and
statutory levy (if applicable). Dividend history is for Last 3 years 16.97 11.27 7.52
MAGCF - Regular Plan - Dividend Option Last 5 years 20.21 14.90 11.85
Since Inception 19.66 16.01 8.92
Value of Rs. 10000 invested 33,637 27,308 17,811
Monthly Average Expense Ratio
(in Rs.) Since Inception
Regular Plan 2.85%
NAV as on 31st December, 2017 33.64
Direct Plan 1.68%
Index Value (31st December, 2017) Index Value of benchmark is 284.41 and Index value of S&P BSE Sensex is 34056.83
th
Date of allotment 29 March, 2011
Minimum Investment Amount Scheme Benchmark *S&P BSE 200 (65%) & S&P Asia Pacific Emerging BMI (35%) Index
`5,000/- and in multiples of `1/-thereafter. Additional Benchmark **S&P BSE Sensex
Minimum Additional Application Amount: `1,000/- per Note:
application and in multiples of `1/- thereafter. 1. Different Plans under the scheme has different expense structure. The reference and details provided herein are of
Regular Plan - Growth Option
2. Fund manager : Mr. Ankit Jain managing the scheme since October, 2016 and Ms. Bharti Sawant managing the
scheme since August, 2014.

SIP Performance

SIP Investment Since Inception 5 Years 3 Years 1 Year

Total Amount Invested 8,10,000 6,00,000 3,60,000 1,20,000
st
Mkt Value as of 31 December, 2017 17,06,419 10,55,732 5,139,60 1,47,164
Fund Return* (%) 21.75% 22.78% 24.53% 44.49%
Benchmark Return* (%) 15.90% 15.79% 15.97% 25.64%
Add. Benchmark Return* (%) 11.97% 12.18% 12.96% 21.88%

Past Performance may or may not sustained in future.

* Mirae Asset China Advantage Fund was merged with Mirae Asset Great Consumer Fund with effect from September 15, 2017.
Note : For computation of since inception returns (%) the allotment NAV has been taken as ` 10.00. The performance of other funds managed by the same fund managers are given
in the respective page of the schemes and on page No.13. *The SIP returns are calculated by XIRR approach assuming investment of ` 10,000/- on the 1st working day of every
month.

Fund Speak 9
MIRAE ASSET
CASH MANAGEMENT FUND - (MACMF)
(An open ended liquid scheme) CRISIL AAAmfs Rated ~
Monthly Factsheet as on December 2017

Fund Information Portfolio holdings % Allocation Rating Profile

Fund Manager Mr. Mahendra Jajoo Commercial Paper
2.30%
Allotment Date 12th January, 2009 National Fertilizers Ltd (22/01/2018) 5.74%
Edelweiss Commodities Service (25/01/2018) 5.74%
Benchmark Index Crisil Liquid Fund Index
IL&FS Financial Services Ltd (28/02/2018) 5.70%
Net AUM (` Cr.) 849.29 Motilal Oswal Securities Ltd (27/02/2018) 5.70%
Entry load NA Edelweiss Commodities Service (23/02/2018) 5.70%
Exit load Nil PNB Housing Finance Ltd (15/01/2018) 5.18%
India Infoline Finance Ltd (25/01/2018) 5.11%
Plans Available Regular and Direct Plan
Reliance Jio Infocomm Ltd (08/01/2018) 2.88%
IL&FS Securities Services Ltd (16/01/2018) 2.87%
Net Asset Value (NAV) IL&FS Securities Services Ltd (23/01/2018) 2.87%
Axis Finance Ltd (29/01/2018) 2.87%
Direct Plan Regular Plan
Dewan Housing Fin Corpn Ltd (29/01/2018) 2.87% 103.58%
Growth Option `1,802.1368 `1,784.4294
Blue Star Ltd (23/01/2018) 2.87%
Dividend Monthly Option `1,135.7113 `1,153.3627
Indiabulls Housing Fin Ltd (05/02/2018) 2.86%
Reliance Jio Infocomm Ltd (09/02/2018) 2.86%
National Bank For Agri & Rural (14/02/2018) 2.86%
A1+ SOV
Quantitative Data Dwarikesh Sugar Industries Ltd (08/02/2018) 2.86%
Dewan Housing Fin Corpn Ltd (06/02/2018) 2.86%
Weighted Average Maturity 42.14 Days
Aditya Birla Finance Ltd (05/02/2018) 2.86%
Modified Duration 0.12 Years Aditya Birla Fashion and Retail (23/02/2018) 2.86%
Yield to Maturity 7.04% National Bank For Agri & Rural (01/03/2018) 2.85% Allocation
Muthoot Finance Ltd (26/03/2018) 2.84%
LIC Housing Finance Ltd (15/01/2018) 0.58% %
Indiabulls Housing Fin Ltd (12/01/2018) 0.58% 2.30

-5.88%
Dividend History
Vedanta Ltd (09/02/2018) 0.57%
Dividend (`) Per Unit Cum Commercial Paper Total 83.54%
Record Date
Individual Corporate NAV (`)
Certificate of Deposit 20.04%
24-Oct-17 4.0194 3.7239 1,157.8678 Small Ind Dev Bank of India (07/03/2018) 5.70%
24-Nov-17 4.5082 4.1768 1,158.5446 Axis Bank Ltd (30/01/2018) 2.87%
26-Dec-17 4.6677 4.3245 1,158.7654 Oriental Bank of Commerce (05/02/2018) 2.87%
Oriental Bank of Commerce (20/02/2018) 2.86%
Face value `1000/-. IDFC Bank Ltd (14/02/2018) 2.86%
Past Performance may or may not sustained in future. IDFC Bank Ltd (09/01/2018) 1.73% 83.54%
Pursuant to payment of dividend the NAV of the dividend IDFC Bank Ltd (11/01/2018) 0.58%
option of the scheme will fall to the extent of payout and
statutory levy (if applicable). ICICI Bank Ltd (15/02/2018) 0.57%
Dividend history is for MACMF - Regular Plan - Monthly Certificate of Deposit Total 20.04%
Dividend Option Treasury Bill
182 Days Tbill (11/01/2018) 2.30%
Treasury Bill Total 2.30% Commercial Paper Certificate of Deposit
Monthly Average Expense Ratio Cash & Other Receivables Total -5.88%
Total 100.00% Treasury Bill Cash & Other Receivables
Regular Plan 0.12%
Direct Plan 0.04%

Performance Report
Minimum Investment Amount Returns (%)
Period
`5,000/- and in multiples of `1/- thereafter. MACMF Scheme Benchmark* Additional Benchmark**
Minimum Additional Application Amount: `1,000/- per
application and in multiples of `1/- thereafter. Last 7 days 8.85 7.69 5.94
Last 15 days 7.18 6.57 4.41
Last 30 days 6.85 6.70 4.68
Last 1 year 6.61 6.66 5.85
Last 3 years 7.20 7.45 7.11
Last 5 years 7.68 8.12 7.15
Since Inception 6.64 6.61 5.92
Value of Rs. 10000 invested 17,844 19,052 17,133
(in Rs.) Since Inception
NAV as on 31st December, 2017 1784.40
Index Value (31st December, 2017) Index Value of benchmark is 2818.00 and Crisil 1 Year T-Bill is 4969.10
Date of allotment 12th January, 2009
Scheme Benchmark *CRISIL Liquid Fund Index
Additional Benchmark **Crisil 1 Year T-Bill
Note:
1. Different Plans under the scheme has different expense structure. The reference and details provided herein are
of Regular Plan - Growth Option.
2. Fund manager : Mr. Mahendra Jajoo managing the scheme since 8th September, 2016.

Past Performance may or may not sustained in future. For computation of since inception returns (%) the allotment NAV has been taken as ` 1000.00. Returns (%) for less than
1 year calculated on simple annualized basis. The performance of other funds managed by the same fund managers are given in the respective page of the schemes and on page
No. 14.

Fund Speak 10
MIRAE ASSET
SAVINGS FUND - (MASF)
#
(An open ended debt scheme) ICRA AAAmfs
Monthly Factsheet as on December 2017

Fund Information Portfolio holdings % Allocation Rating Profile

Fund Manager Mr. Mahendra Jajoo Corporate Bond
Allotment Date 05th March, 2008 8.10% Reliance Jio Infocom Ltd (29/04/2019) 6.24%

2.46%
3.69
Benchmark Index Crisil Liquid Fund Index 7.15% IRFC (16/09/2018) 6.21%

%
Net AUM (` Cr.) 403.94 7.07% NABARD (25/05/2020) 6.20% 11.11%

Entry load NA 7.78% HDB Fin Serv Ltd (25/10/2019) 6.19%

36.12%
Exit load Nil 7.60% Shriram Trans Fin (17/01/2019) 3.71%
Plans Available Regular Savings and Direct Plan 8.58% Aadhar Hsng Fin Ltd (23/06/2020) 3.69% 12.74%

9.05% Dewan Hs Fin Corp Ltd (09/09/2019) 2.51%

7.68% Indiabulls Hsg (24/07/20) 2.48%
Net Asset Value (NAV)
7.9% Piramal Enterprise Ltd (14/09/2020) 2.46%
Direct Plan Regular
Savings Plan 7.60% ABHFL Ltd (30/07/2021) 2.44%
33.88%
Growth Option `1,529.5472 `1,473.1119 9.64% Power Grid Corpn Ltd (31/05/2019) 1.28%
Dividend Monthly Option `1,170.7819 `1,097.7787 8.9% Indbulls Hsg Fin Ltd (26/09/2021) 1.27%
7.85% NABARD (31/05/2019) 1.25%
8.7% Indbulls Hsg Fin Ltd (09/02/2018) 1.25% AAA A1+ AA+
Quantitative Data 8.15% HDFC Ltd (27/07/2018) 1.24%
Cash & Other Receivables AA+(SO) AA
Weighted Average Maturity 1.05 Years Corporate Bond Total 48.42%
Modified Duration 0.79 Years Commercial Paper
Allocation
Yield to Maturity 7.27% HUDCO Ltd (16/05/2018) 6.06%
Shapoorji Pallonji & Co Pvt Ltd (30/10/2018) 5.83%
IndoStar Capital Finance Ltd (20/06/2018) 3.59%
6.59%
Dividend History Godrej Properties (06/03/2018) 2.46%
7.27%
Dividend (`) Per Unit Cum JM Financial Products Ltd (22/05/2018) 2.41%
Record Date
Individual Corporate NAV (`) India Infoline Finance Ltd (25/01/2018) 1.36%
11.11%
24-Oct-17 3.2735 3.0328 1,097.2990 Edelweiss Commodities Service (29/01/2018) 1.24%
48.42%
24-Nov-17 2.9214 2.7066 1,101.3440 Export Import Bank of India (14/03/2018) 1.23%
26-Dec-17 1.8690 1.7316 1,099.8869 Export Import Bank of India (09/02/2018) 1.23%
Capital First Ltd (22/06/2018) 1.20%
Face value `1000/-.
Past Performance may or may not sustained infuture. Commercial Paper Total 26.61% 26.61%
Pursuant to payment of dividend the NAV of the dividend Certificate of Deposit
option of the scheme will fall to the extent of payout and
statutory levy (if applicable). Kotak Mahindra Bank Ltd (13/06/2018) 6.03%
Dividend history is for MASF - Regular Savings Plan - Axis Bank Ltd (12/01/2018) 1.24%
Monthly Dividend Option Certificate of Deposit Total 7.27%
Corporate Bond Commercial Paper
Zero Coupon Bond
Cash & Other Receivables
Monthly Average Expense Ratio Shriram Tran Fin (29/06/2018) 6.59%
Certificate of Deposit Zero Coupon Bond
Zero Coupon Bond Total 6.59%
Regular Plan 0.99%
Direct Plan 0.26% Cash & Other Receivables Total 11.11%
Total 100.00%

Performance Report
Minimum Investment Amount
Returns (%)
`5,000/- and in multiples of `1/- thereafter.
Period
Minimum Additional Application Amount: `1,000/- per MASF Scheme Benchmark* Additional Benchmark**
application and in multiples of `1/- thereafter.
Last 1 year 5.78 6.66 5.85
Last 3 years 6.54 7.45 7.11
Last 5 years 7.12 8.12 7.15
Since Inception 7.28 8.10 7.21
Value of Rs. 10000 invested 14,731 15,369 14,684
(in Rs.) Since Inception
NAV as on 31st December, 2017 1473.11
Index Value (31st December, 2017) Index Value of benchmark is 2818.00 and Crisil 1 Year T-Bill is 4969.10
Date of allotment 26th June, 2012
Scheme Benchmark *CRISIL Liquid Fund Index
Additional Benchmark **Crisil 1 Year T-Bill
Note:
1. Different Plans under the scheme has different expense structure. The reference and details provided herein are
of Regular Saving Plan - Growth Option.
th
2. Fund manager : Mr. Mahendra Jajoo managing the scheme since 8 September, 2016.
3. Inception date of MASF is March 05 2008, however since inception returns are calculated from Jan 26, 2012 as
there were no investors in the interim period in the institutional plan.

Past Performance may or may not sustained in future. For computation of since inception returns (%) the allotment NAV has been taken as ` 10.00. The performance of other
funds managed by the same fund managers are given in the respective page of the schemes and on page No. 14.
#
ICRA Disclaimer: ICRA’s mutual fund rating methodology is based on evaluating the inherent credit quality of the fund’s portfolio. The scores are based on ICRA’s
estimates of credit risk associated with each exposure of the portfolio taking into account its maturity. ICRA rating is not a recommendation to buy, sell or hold the rated
scheme. The assigned rating ICRA AAAmfs is valid only for “Mirae Asset Savings Fund”.

Fund Speak 11
MIRAE ASSET
DYNAMIC BOND FUND - (MADBF)
(An open-ended income scheme)
Monthly Factsheet as on December 2017

Fund Information Portfolio Holdings % Allocation Rating Profile

Fund Manager Mr. Mahendra Jajoo Corporate Bond
th
Allotment Date 24 March, 2017
8.20%Power Grid Corp Ltd (23/01/2022) 6.71%
Benchmark Index CRISIL Composite 18.33%
Bond Fund Index
7.80% LIC Housing Fin Ltd (17/03/2020) 6.57%
Net AUM (` Cr.) 75.87
Entry load NA 7.17% NHAI (23/12/2021) 5.19%
Exit load
If redeemed within 6 months (182 days) from the date of 7.14% RECL Ltd (09/12/2021) 5.19%
allotment – 0.50%; 58.01%
23.66%
Corporate Bond Total 23.66%
If redeemed after 6 months (182 days) from the date of
allotment – Nil
Government Bond
Plans Available Regular and Direct Plan
6.68% GOI (17/09/2031) 18.51%
Net Asset Value (NAV)
Government Bond Total 18.51%
Direct Plan Regular Plan
Growth Option `10.4453 `10.3334 SOV AAA Cash & Other Receivables
Treasury Bill
Dividend Option `10.4453 `10.3334
364 Days Tbill (04/01/2018) 19.75%
Allocation
Quantitative Data 91 Days Tbill (04/01/2018) 19.75%
Weighted Average Maturity 3.38 Years
Treasury Bill Total 39.50%
Modified Duration 2.25 Years
18.33%
Yield to Maturity 6.71% Cash & Other Receivables Total 18.33%

Total 100.00% 39.50%

Monthly Average Expense Ratio

18.51%
Regular Plan 2.13%
Direct Plan 0.58%

23.66%
Minimum Investment Amount
`5,000/- and in multiples of `1/-thereafter.
Minimum Additional Application Amount: `1,000/- per
application and in multiples of `1/- thereafter.
Treasury Bill Corporate Bond
Government Bond Cash & Other Receivables

Fund Speak 12
FUND PERFORMANCE
For all Equity Funds
Monthly Factsheet as on December 2017

Performance of funds managed by Mr. Neelesh Surana, Mr. Ankit Jain, Mr. Mahendra Jajoo & Ms. Bharti Sawant (Overseas Investments)

Mirae Asset India Opportunities Fund (MAIOF) - Fund Manager - Mr. Neelesh Surana & Mr. Harshad Borawake
Returns (%)
Period Scheme Scheme Benchmark* Additional Benchmark**
Last 1 year 38.70 33.37 27.99
Last 3 years 16.26 11.18 7.52
Last 5 years 21.09 14.06 11.85
Since Inception 17.58 9.70 8.53
Value of Rs. 10000 invested 48,456 24,644 22,197
(in Rs.) Since Inception
NAV as on 31st December, 2017 48.46
st
Index Value (31 December, 2017) Index Value of S&P BSE 200 is 4678.86 and Index value of S&P BSE Sensex is 34056.83
Date of allotment 4th April, 2008
Scheme Benchmark *S&P BSE 200
Additional Benchmark **S&P BSE Sensex

Mirae Asset Emerging Bluechip Fund (MAEBF) - Fund Manager - Mr. Neelesh Surana
Returns (%)
Period Scheme Scheme Benchmark* Additional Benchmark**
Last 1 year 49.18 47.41 27.99
Last 3 years 24.53 19.40 7.52
Last 5 years 30.87 20.05 11.85
Since Inception 25.02 13.31 9.03
Value of Rs. 10000 invested 53,144 25,459 19,097
(in Rs.) Since Inception
NAV as on 31st December, 2017 53.14
st
Index Value (31 December, 2017) Index Value of Nifty Free Float Midcap 100 is 21133.50 and Index value of S&P BSE Sensex is 34056.83
th
Date of allotment 09 July, 2010
Scheme Benchmark *Nifty Free Float Midcap 100
Additional Benchmark **S&P BSE Sensex

Mirae Asset Prudence Fund (MAPF) - Fund Manager - Mr. Neelesh Surana & Mr Sudhir Kedia (Equity Portion) & Mr. Mahendra Jajoo (Debt Portion)
Returns (%)
Period Scheme Scheme Benchmark* Additional Benchmark**
Last 1 year 28.81 20.69 27.99
Since Inception 14.34 9.75 9.13
Value of Rs. 10000 invested 13,835 12,528 12,356
(in Rs.) Since Inception
NAV as on 31st December, 2017 13.84
st
Index Value (31 December, 2017) Index Value of benchmark is 6539.93 and Index value of S&P BSE Sensex is 34056.83
th
Date of allotment 29 July, 2015
Scheme Benchmark *CRISIL Balanced Fund Index
Additional Benchmark **S&P BSE Sensex

Mirae Asset Tax Saver Fund (MATSF) - Fund Manager - Mr. Neelesh Surana
Returns (%)
Period Scheme Scheme Benchmark* Additional Benchmark**
Last 1 year 48.04 33.37 27.99
Since Inception 30.55 17.90 14.33
Value of Rs. 10000 invested 17,067 13,912 13,082
(in Rs.) Since Inception
st
NAV as on 31 December, 2017 17.07
st
Index Value (31 December, 2017) Index Value of S&P BSE 200 is 4678.86 and Index value of S&P BSE Sensex is 34056.83
Date of allotment 28th December, 2015
Scheme Benchmark *S&P BSE 200
Additional Benchmark **S&P BSE Sensex

Mirae Asset Great Consumer Fund (MAGCF) - Fund Manager - Mr. Ankit Jain & Ms. Bharti Sawant (Overseas Investments)
Returns (%)
Period Scheme Scheme Benchmark* Additional Benchmark**
Last 1 year 51.17 31.96 27.99
Last 3 years 16.97 11.27 7.52
Last 5 years 20.21 14.90 11.85
Since Inception 19.66 16.01 8.92
Value of Rs. 10000 invested 33,637 27,308 17,811
(in Rs.) Since Inception
st
NAV as on 31 December, 2017 33.64
st
Index Value (31 December, 2017) Index Value of benchmark is 284.41 and Index value of S&P BSE Sensex is 34056.83
th
Date of allotment 29 March, 2011
Scheme Benchmark *S&P BSE 200 (65%) & S&P Asia Pacific Emerging BMI (35%) Index
Additional Benchmark **S&P BSE Sensex
Past Performance may or may not sustained in future, for further details please refer page no 14 & 15.

Fund Speak 13
FUND PERFORMANCE
For all Debt Funds
Monthly Factsheet as on December 2017

Performance of funds managed by Mr. Mahendra Jajoo

Mirae Asset Cash Management Fund (MACMF)

Returns (%)
Period Scheme Scheme Benchmark* Additional Benchmark**
Last 7 days 8.85 7.69 5.94
Last 15 days 7.18 6.57 4.41
Last 30 days 6.85 6.70 4.68
Last 1 year 6.61 6.66 5.85
Last 3 years 7.20 7.45 7.11
Last 5 years 7.68 8.12 7.15
Since Inception 6.64 6.61 5.92
Value of Rs. 10000 invested 17,844 19,052 17,133
(in Rs.) Since Inception
NAV as on 31st December, 2017 1784.40
st
Index Value (31 December, 2017) Index Value of Scheme benchmark is 2818.00 and Index value of Crisil 1 Year T-Bill is 4969.10
Date of allotment 12th January, 2009
Scheme Benchmark *CRISIL Liquid Fund Index
Additional Benchmark **CRISIL 1 Year T-Bill

Mirae Asset Savings Fund (MASF)

Returns (%)
Period Scheme Additional Benchmark** Scheme Benchmark*
Last 1 year 5.78 6.66 5.85
Last 3 years 6.54 7.45 7.11
Last 5 years 7.12 8.12 7.15
Since Inception 7.28 8.10 7.21
Value of Rs. 10000 invested 14,731 15,369 14,684
(in Rs.) Since Inception
NAV as on 31st December, 2017 1473.11
st
Index Value (31 December, 2017) Index Value of Scheme benchmark is 2818.00 and Index value of Crisil 1 Year T-Bill is 4969.10
Date of allotment 26th June, 2012
Scheme Benchmark *CRISIL Liquid Fund Index
Additional Benchmark **CRISIL 1 Year T-Bill
S&P Disclaimer:
S&P BSE 200 (65%) & S&P Asia Pacific Emerging BMI (35%) Index (the “Index”) are the exclusive property of S&P Opco. LLC, a subsidiary of S&P Dow Jones Indices LLC (“S&P Dow Jones Indices”) and / or its
affiliates. Mirae Asset Global Investments (India) Pvt. Ltd. has contracted with S&P Down Jones Indices to calculate and maintain the Index. Neither S&P Dow Jones Indices nor any of its affiliates shall be liable
to Mirae Asset Global Investments (India) Pvt. Ltd. for any loss or damage, direct, indirect or consequential, arising from (i) any inaccuracy or incompleteness in, or delays, interruptions, errors or omission in the
delivery of, the Index or any data related thereto or (ii) any decision made or action taken by Mirae Asset Global Investments (India) Pvt Ltd in reliance upon such Index and / or data. Neither S&P Dow Jones
Indices nor its affiliates shall be liable to Mirae Asset Global Investments (India) Pvt. Ltd. for loss of business revenues, lost profits or any punitive, indirect, consequential, special or similar damages whatsoever,
whether in contract, tort or otherwise, even if advised of the possibility of such damages. Mirae Asset Global Investments (India) Pvt. Ltd. expressly acknowledges that S&P Dow Jones Indices and its affiliates do
not make any warranties, express or implied, with respect to the Index and / or its related data, including, without limitation, (i) any warranties with respect to the timeliness, sequence, accuracy, completeness
currentness, merchantability, quality or fitness for a particular purpose of such Index and / or data or (ii) any warranties as to the results to be obtained by the Mirae Asset Global Investments (India) Pvt. Ltd. or any
other person or entity in connection with use of such Index and / or data.
Past Performance may or may not sustained in future. $ For computation of since inception returns (%) the allotment NAV has been taken as `1000.00 for MACMF & MASF and `10.00 for all other
schemes. In case, the start / end date of the concerned period is a non-business date (NBD), the NAV of the previous date is considered for computation of returns. Returns (%) for less than 1 year
calculated on simple annualized basis.
The calculations of returns shall assume reinvestment of all payouts at the then prevailing NAV. CAGR - Compounded Annualised Growth returns. NAV (per unit) is at the end of the period. **Alternate
Scheme - Benchmark. For MASF the returns are for Regular Savings Plan - Growth Option. Returns for others scheme are provided for Regular Plan Growth Option. Load is not considered for
computation of return.
Fund Manager Experiences**
Ÿ Neelesh Surana has over 19 years of experience in Financial Services including Fund Management.
Ÿ Mahendra Jajoo has over 11 years of experience in Fixed Income Fund Management.
Ÿ Bharti Sawant has 8 years of experience in Equity Research Analysis
Ÿ Ankit Jain has 6 years of experience in Equity Research Analysis
Ÿ Sudhir Kedia has over 11 years of experience in Fund Management & Investment Analysis
Ÿ Harshad Borawake has over 12 years of experience in Investment Analysis & Research

Fund Speak 14
DISCLAIMER

For Equity Funds: For Liquid / Debt Funds:

Current Monthly Average Expense Ratio for Growth Option Current Monthly Average Expense Ratio for Growth
(#) Option (#)
(Effective Date 01st October, 2012) (Effective Date 01st October, 2012)
Regular Plan: Regular / Institutional Plan
On the first 100 crores daily net assets 2.50% On the first 100 crores daily net assets 2.25%
On the next 300 crores daily net assets 2.25% On the next 300 crores daily net assets 2.00%
On the next 300 crores daily net assets 2.00% On the next 300 crores daily net assets 1.75%
On the balance of the net assets 1.75% On the balance of the net assets 1.50%
In addition to the above a charge of 20 bps on the daily net In addition to the above a charge of 20 bps on the daily net
assets; Plus, a proportionate charge in respect sales beyond T- assets; Plus, a proportionate charge in respect ales beyond
15 cities subject to maximum of 30 bps on daily net assets may
also be charged T-15 cities subject to maximum of 30 bps on daily net assets
may also be charged
Excluding Statutory levies on Investment Management Fee.
Excluding Statutory levies on Investment Management Fee.
For Direct Plans (Effective Date 01st January, 2013)#:
The above Monthly Average Expense Ratio will also be For Direct Plans (Effective Date 01st January, 2013)#:
applicable for Direct Plans except that the Direct Plan shall have The above Monthly Average Expense Ratio will also be
a lower Monthly Average Expense Ratio excluding distribution applicable for Direct Plans except that the Direct Plan shall
expenses, commission, etc. and no commission for distribution have a lower Monthly Average Expense Ratio excluding
of Units will be paid / charged under Direct Plan. distribution expenses, commission, etc. and no commission
(#) Any change in the Expense Ratio will be updated on AMC for distribution of Units will be paid / charged under Direct
Website. Plan.
(#) Any change in the Expense Ratio will be updated on AMC
Website.
st
@The Volatility, Beta, R Squared, Sharpe Ratio & Information Ratio are calculated on returns from last three years Monthly data points. # Risk free rate: FBIL OVERNIGHT MIBOR as on 31 December 2017.
^Basis last rolling 12 month.
Dividend is gross dividend. As per current Income Tax Rules, for financial year 2015-16 dividend under equity scheme is tax free in the hands of investors, whereas for Dividend under Debt schemes applicable
statutory levies, if any, needs to be adjusted by the AMC. The fiscal rules / tax laws are subject to change. For further details, please refer to the section titled “Taxation” in the Statement of Additional Information of
Mirae Asset Mutual Fund. In view of the individual nature of tax consequences, each investor is advised to consult his / her professional tax advisor. For complete dividend history details please refer to our
website www.miraeassetmf.co.in
Statutory Details: Sponsor: Mirae Asset Global Investments Company Limited. Trustee: Mirae Asset Trustee Company Private Limited; Investment Manager: Mirae Asset Global Investments (India) Private
Limited.

Asset Allocation

Mirae Asset India Opportunities Fund (MAIOF) Mirae Asset Great Consumer Fund (MAGCF)

Indicative allocations Instruments Indicative allocations Risk Profile

Instruments (% of total assets) Risk Profile
(% of total assets)
Minimum Maximum Minimum Maximum
Indian Equities and Equity Related Securities* 65% 100% High Indian Equities and Equity Related Securities of 65% 80% High
Money market instruments/debt securities Instruments** companies that are likely to benefit either directly or
0% 35% Low to Medium indirectly from consumption led demand.*
(Including upto 25% of corpus in securitized debt)
Units of Mirae Asset Asia Great Consumer Equity Fund 20% 35% High
(the underlying fund), and/or in other mutual funds having
Mirae Asset Emerging Bluechip Fund (MAEBF) similar objectives, strategies and attributes of the said
underlying fund as well as equities and equity related
Instruments Indicative allocations Risk Profile securities of companies in Asia pacific region which are
(% of total assets) expected to benefit from growing consumption activities.
Minimum Maximum Money market instruments / debt securities Instruments
and/or units of debt/liquid schemes of domestic Mutual 0% 15% Low to Medium
Indian Equities and Equity Related Securities* of 65% 100% High Funds.
companies, which are not part of the top 100 stocks by
market capitalization and have market capitalization of Mirae Asset Savings Fund (MASF)
atleast Rs.100 Crores at the time of investment
Other Indian Equities and Equity Related Securities.* 0% 35% Low Instruments Indicative allocations Risk Profile
Money market instruments (including CBLO)/debt 0% 35% Low to Medium (% of total assets)
securities Instruments** (Including upto 20% of corpus in
securitized debt) Minimum Maximum
"Money Market Instruments and debt instruments 50% 100% Low
Mirae Asset Prudence Fund (MAPF) withresidual maturity and repricing tenor not exceeding1
year."
Instruments Indicative allocations Risk Profile “Debt Instruments with residual maturity and 0% 50% Low to Medium
(% of total assets) repricingtenor exceeding 1 year* (including Securitized
Minimum Maximum Debt upto 50% of net assets)."
Equity and Equity Related Instruments* 65% 80% High Mirae Asset Cash Management Fund (MACMF)
Companies which are amongst the top 100 companies by 65% 80%
market capitalization at the time of investment Instruments Indicative allocations Risk Profile
Companies which are not amongst the top 100 companies 0% 15% (% of total assets)
by market capitalization at the time of investment Minimum Maximum
Debt & Money Market Instruments 20% 35% Medium
"Money Market Instruments (including Cash, Reverse 20% 100% Low
Repo,CBLO) MIBOR & MIBOR linked instruments."
Mirae Asset Tax Saver Fund - (MATSF)
Debt Instruments with residual maturity upto 91 days only 0% 80% Medium
Instruments Indicative allocations Risk Profile
(% of total assets) Mirae Asset Dynamic Bond Fund - (MADBF)
Minimum Maximum Instruments Indicative allocations Risk Profile
Equity and Equity Related Instruments* 80% 100% High (% of total assets)
Debt Instruments, Money Market Instruments, Minimum Maximum
G-Secs, Cash, CBLO, Reverse Repo etc. 0% 20% Low to Medium Money market instruments & Debt securities 0% 100% Low to Medium

Transparency: The NAVs of all the above funds will be calculated at the close of every working day and shall be published in two daily newspapers and on the AMC / AMFI website.
~ Crisil Disclaimer: A Crisil credit quality rating on a bond fund reflects Crisil’s current opinion on the degree of protection offered by the rated instrument from losses related to credit defaults. It does not constitute an audit by Crisil of
the fund house, the scheme, or companies in the scheme’s portfolio. Crisil ratings are based on information provided by the issuer or obtained by Crisil from sources it considers reliable. Crisil does not guarantee the completeness or
accuracy of the information on which the rating is based. A Crisil rating is not a recommendation to buy, sell or hold the rated scheme. It does not comment on the market price or suitability for a particular investor. All Crisil ratings are
under surveillance. The assigned rating Crisil AAAmfs is valid only for “Mirae Asset Cash Management Fund”. The rating of Crisil is not an opinion on the Asset Management Company’s willingness or ability to make timely payments to
the investor. The rating is also not an opinion on the stability of the NAV of the Fund, which could vary with market developments. Crisil reserves the right to suspend, withdraw or revise its rating at any time, on the basis of any new
information or unavailability of information or any other circumstances, which Crisilbelieves may have an impact on the rating.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully
Contact your
advisor for details

Mirae Asset Global Investments (India) Pvt. Ltd.

CIN - U65593MH2006FTC165663
Unit No. 606, 6th Floor, Windsor Building, Off C.S.T. Road, Kalina, Santacruz (E), Mumbai - 400 098.

Fund Speak 15