Escolar Documentos
Profissional Documentos
Cultura Documentos
NPR in 000
Particulars Amount
Cumulative and/or Redeemable Preference Share 80,000
Subordinated Term Debt 828,845
Hybrid Capital Instruments -
Stock Premium -
General loan loss provision 869,762
Investment Adjustment Reserve 1,418
Assets Revaluation Reserve -
Exchange Equalization Reserve 28,236
Other Reserves 15,100
Total (Tier 2) Capital 1,823,361
Interest rate: 8%
Features :
20% amount of Initial Amount will be converted in Ordinary Share in every Three Years.
Risk Exposures:
• Risk weighted exposures under each 11 categories of Credit Risk:
NPR in 000
Categorises Risk Weighted Exposure
Claims on Other Financial Entities -
Claims on Banks 2,233,674
Claims on Domestic Corporates and Securities Firms 40,008,381
Claims on Regulatory Retail Portfolio & Other Retail Portfolio 15211087
Claims secured by residential properties 6,226,768
Claims secured by Commercial real estate - 2014555
Investment in equity of Institutions 103,317
Past due claims 26,691
High Risk claims 10,255,311
Staff Loan Secured by Residential Property 209,612
Other Assets/Cash in Transit 2,394,702
Off Balance Sheet Items 6,949,471
Total 85,633,569
• NPA Ratios
NPA Ratios (%)
Gross NPA to Gross Advances 0.25%
Net NPA to Net Advances 0.02%
• Write off of Loans and Interest Suspense in the Quarter NPR in 000
Loan 382.44
Interest Suspense 808.27