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Our Corporate Profile

Great Eastern Takaful Sdn Bhd

www.MedicalCardTakaful.com
Our Vision

Paving the way to a great and COLOURFUL life :


TAKAFUL FOR YOU & ME

www.MedicalCardTakaful.com
Our Missions
 Caring for your lifecycle needs with attractive and
affordable products
 Experiencing great moments with us; delivering
our promises on time, all the time
 To be the preferred partner for all stakeholders by
attracting and developing value-based talents

www.MedicalCardTakaful.com
Our Values

Values Our Definition


i Integrity Principle-centered, reliable and honest
G Groovy Cool, wonderful and fun
r Respect Value differences and treat each other well
E Empathy Caring and understanding
a Action Oriented “Go - getters” (proactive and get things done)
T Teamwork Support each other sincerely

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About Us

A joint venture between I Great Capital Holdings Sdn Bhd (i-Great)


and Koperasi Angkatan Tentera Malaysia Berhad (KATMB) formed
to transact and distribute Family Takaful products in Malaysia.

www.MedicalCardTakaful.com
Shareholding Structure
SINGAPORE GEH
100% Koperasi Angkatan Tentera
Malaysia Berhad
GELS
100% Great Eastern Entities
GEH: Great Eastern Holdings
Ltd
MALAYSIA GEC
GELS: Great Eastern Life
100% 100% Assurance Co. Ltd
GEC: Great Eastern Capital (M)
Sdn Bhd
KAT i-GREAT GELM GELM: Great Eastern Life
30% 70% Assurance (Malaysia) Bhd
i-GREAT: I Great Capital
Holdings Sdn Bhd
GETSB

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Board of Directors

Datuk Kamaruddin Taib Tan Sri Dato’ Nasrudin Bahari Mrs Fang Ai Lian
Chairman Director Director

Mohamad Mej Jen (B) Dato’ Che Tn Hj Jamaluddin Masrin Dato Koh Yaw Hui
Salihuddin Ahmad Hasni Che Ahmad Director Director
Director Director

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Shariah Dr. Ahmad Basri Ibrahim

Committee
Chairman
Assistant Professor, IIUM

Dr. Wan Sabri Wan Yusuf Dr. Akhtarzaite Abdul Aziz Dr. Mohamad Sabri Zakaria
Member Member Member
Associate Professor, IIUM Assistant Professor, IIUM Assistant Professor, IIUM

Dr. Mahamad Arifin Dr. Siti Salwani Razali


Member Member
Associate Professor, IIUM Associate Professor, IIUM
Management Team
1. Mohamad Salihuddin Ahmad
Executive Director & Chief Executive Officer
2. Mohd Hafiz Johari
Head, Human Capital
3. Ariff Azhan Abd Ghani
Head, Agency Distribution
4. Syahriza Senan
Head, Risk Management & Compliance
5. Shapini Abdul Halim
Head, Legal & Secretarial
6. Wong Kang Yuan
Appointed Actuary
7. Zafri Ab Halim
Chief Financial Officer
8. Wan Ahmad Najib Wan Ahmad Lotfi
Head, Strategic Management & Shariah
9. Mohd Hanafi Mohd Isa
Head, Partnership Distribution
10. Md Hafidz Md Hamzah
Head, Investment

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Awards and Achievements

THE ISLAMIC BUSINESS &


FINANCE 2011 AWARD

‘BEST NEW
TAKAFUL OPERATOR’

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Contact Information
Great Eastern Takaful Sdn Bhd (916257-H)

Head Office: Level 3, Menara Great Eastern, 303 Jalan


Ampang, 50450 Kuala Lumpur.

Mailing Address: Great Eastern Takaful Sdn Bhd,


P.O. Box 13042, 50796 Kuala Lumpur.

Tel: (603) 4259 8338


Fax: (603) 4259 8808
Careline: 1 300 13 8338
Email: i-greatcare@i-great.com.my

Corporate Website: www.i-great.com


Customer Portal: www.igetintouch.com.my
Agency Portal: www.i-greatpartner.com.my
Corporate Song: Takaful You & Me

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Our Business
Great Eastern Takaful Sdn Bhd

www.MedicalCardTakaful.com
Family Takaful

A shariah-compliant plan
that provides protection
against financial loss
caused by fortuitous events

www.MedicalCardTakaful.com
Our Products, Beyond Protection
Protection

Critical Illness Savings

Spiritual
Hospitalizations and Investment
Legacy

Accident Education

Retirement

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Similar but not the Same
Fortunate many help the unfortunate few
Contribute to a fund managed
by Takaful Operator
Participants guarantee
Participate in Takaful plan Tabarru’ contract each other

Buy insurance Insurance Company


Buy-sell contract
guarantees the policyholder
Pay premium to Insurance
Company

www.MedicalCardTakaful.com
Similar but not the Same

Unallocated
Insurance Premium

Allocated
premium

premium
Invest
Invest
TIV Company
Less:
Profits 100% Insurance charge, policy fee
and fund management
charge

Profits 100%
Pays claims,
other expenses
and invest

www.MedicalCardTakaful.com
Similar but not the Same

contribution

contribution
Unallocated
Takaful Contribution

Allocated
PUA Operator
Less: Tabarru’
Less:
charge
Service charge and

Profit 100%
fund management
Tabarru’ Fund charge Pays

Profit 100%
expenses

UW Surplus 50%

UW Surplus 50%
Less: Claims Invest

Underwriting Surplus
(After a suitable amount is held
back for contingency purposes)

www.MedicalCardTakaful.com
Similar but not the Same
Takaful removes objectionable elements
Shariah Committee

Insurance
Gharar

Maisir

Riba
Takaful

Tabarru’ ‘Filter’
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Takaful and Insurance
Takaful Insurance
Donation and mutual
Mutual contract
Contracts contract

Pay claims from Tabarru’ Pay claims from


Responsibility funds underwriting funds
of Operator / Company

Responsibility Contributions Premiums


of certificate owner / policyholder

Ownership Belongs to Participants Belongs to Company


of takaful / insurance funds

Capital Participants’ funds Company’s funds

No restrictions so long being


Investment Shariah compliant
prudent
Unique Business Approach

Shariah Wakalah Ju’alah


Compliant Model

Product
Hospitability
Personalization

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Delighting YOU…Fully
Great Eastern Takaful Sdn Bhd

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Your Life Line
From Cradle to Hereafter

RM

Birth Work Retire Death


Age 24 and Age 25 to 34 Age 35 to 44 Age 45 to 60 Age 60 and above
below

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Doing Good Deeds
From Cradle to Hereafter

Eternal,
Living Spiritual
Benefits and Legacy
Benefits

www.MedicalCardTakaful.com
Living Benefits
From Cradle to Hereafter
Lifestyle
maintenance
Payment of
Wealth
medical fees
creation
and treatment

Living
Benefits Settle
Funds for
outstanding
education
financial
expenses
obligations
Fulfilling
spiritual
obligations

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Living Benefits
Lifestyle maintenance
From Cradle to Hereafter
You are buying lesser cup of coffee with RM1….

1980s Today
• 4 cups • 1 cup of
of coffee • 2 cups coffee • ½ cup of
of coffee coffee
1970s 1990s

Let’s hedge against lifestyle inflation!

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Living Benefits
Lifestyle maintenance
From Cradle to Hereafter
Lifestyle inflation
Coffee

Kopitiam Coffee House


Stall = RM1.20
= RM3.20 = RM11.90

Nasi Lemak

Mamak Restaurant Hotel


= RM1.50 = RM4.50 = RM15.00

Apartment

Kepong Bukit Jalil Mont Kiara


= RM200,000 = RM400,000 = RM600,000

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Living Benefits
Lifestyle maintenance
From Cradle to Hereafter

Savings at
$$$ Liquidity
the bank

Maximize
Investments $$$ earned
income

Protects Immediate
Takaful your future
income
financial
security

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Living Benefits
Lifestyle maintenance From Cradle to Hereafter

Luxury
Style
Comfort
Basic
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Living Benefits
From Cradle to Hereafter
Payment of medical fees and treatment

Permanent
Accidents Disability

Today
Tomorrow
Major Illness Hospitalization

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Living Benefits
From Cradle to Hereafter
Payment of medical fees and treatment

TOP 3
Lifestyle
CAUSE OF DEATH Hereditary
v
IN MALAYSIA
1. Cancer
2. Heart Diseases
3. Stroke

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Living Benefits
From Cradle to Hereafter
Settle outstanding financial obligations

Money Owed
to Other
Individuals
Personal
Car Financing
Financing

Home
Credit Cards
Financing

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Living Benefits
From Cradle to Hereafter
Fulfilling spiritual obligations

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Living Benefits
Funds for education expenses
From Cradle to Hereafter
Cost of education
Bachelor Degree in Malaysia
Area of
Option 1 Option 2 Option 3
Study
Private College
Local University in Malaysia Private University in Malaysia
3+0 Foreign Degree Program
Business RM15,000 – RM30,000 RM30,000 - RM40,000 RM39,000 - RM52,000
(3 years) (3 years) (3 years)
Engineering RM20,000 – RM35,000 RM46,000 - RM52,000 RM45,000 - RM47,000
(4 years for Malaysian degree) (4 years for Malaysian degree) (3 years for UK degree)
IT RM18,000 – RM30,000 RM33,000 - RM43,000 RM33,000 - RM40,000
(3 years) (3 years) (3 years)
Medicine RM25,000 – RM35,000 RM250,000 - RM333,000 n/a
(5 years) (5 years)
Source: StudyMalaysia.com Research Team in 2009

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Living Benefits
Funds for education expenses
From Cradle to Hereafter
Increasing cost of education

“The general increase cost for local studies is about 3% per year and foreign
about 5% and this applies to a general business degree of 3 years”
Mike Lee, Managing Director of CTLA Financial Planners Sdn. Bhd.

“School fees for primary and secondary education range from RM15,000 to
RM17,000 p.a. with an average 10% increase in fees every 2 years”
Rina Thiagu-Kler, Marketing Manager of private school Sri KDU.

Source: The Star Online, September 18, 2010

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Living Benefits
From Cradle to Hereafter
Funds for education expenses
Increasing cost of education
Four years General Degree at Local University

Today 15 Years Later


• Tuition Fee • RM165,687
= RM13,000 per year • Based on 4%
• Living Expenses Inflation Rates
= RM10,000 per year
• Total Cost
= RM92,000

Source: Your Guide to University Cost, 6th Edition, Public Mutual Berhad

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Living Benefits
From Cradle to Hereafter
Funds for education expenses
Increasing cost of education
Three years General Degree in Australia

Today 15 Years Later


• Tuition Fee • RM380,900
= RM39,000 per year • Based on 4%
• Living Expenses Inflation Rates
= RM31,500 per year • Exchange Rates
• Total Cost RM1 = A$3
= RM211,500

Source: Your Guide to University Cost, 6th Edition, Public Mutual Berhad

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Living Benefits
Funds for education expenses
From Cradle to Hereafter
Increasing cost of education
When is the best time to start saving for your child’s education?

The 1st • Before they were born If your child’s


Best Time
cost of education
is RM380,900
The 2nd • When they are born in 15 years time,
Best Time monthly savings required

no w is RM1093!*
The 3rd • Today!
Best Time

Based on 8% return per year, FV = 380,900; N=15, Begin Mode

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Living Benefits
Funds for education expenses
From Cradle to Hereafter
Alternatives Limitations
Lack of discipline &
Savings & EPF
insufficient funds
Limited resources &
Borrowings
repayment challenge
Competitive &
Scholarships
employment bondage
High interest and
Bank financing
repayment challenge
Distracted & longer
Work and study
completion period

Higher education = better opportunity, brighter future

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Living Benefits
From Cradle to Hereafter
Wealth creation

INVESTMENT
Financial
Independence
SAVINGS

LIFESTYLE RETIREMENT EDUCATION

PROTECTION
INCOME HEALTH ASSETS

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Living Benefits
From Cradle to Hereafter
Wealth creation
Will you outlive your retirement fund OR your retirement fund will outlive you?

Years to Exhaust your


Monthly Expenses* Your Retirement Fund
Retirement Fund

RM2,000 5 years 5 months

RM3,000 3 years 7 months


RM130,000
RM4,000 2 years 8 months

RM5,000 2 years 2 months

*Assuming you maintain your lifestyle after retirement with zero inflation

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Living Benefits
From Cradle to Hereafter
Wealth creation
How much is enough to fund for 20 years of retirement?

Retirement Funds
Monthly Expenses
Required at age 55*
RM2,000 RM735,994
RM3,000 RM1,103,992
RM4,000 RM1,471,989
RM5,000 RM1,839,986
*Assuming you maintain your lifestyle after retirement with 4% inflation
rates, retire at age 55 and funding for retirement for 20 years, Begin Mode

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Living Benefits
From Cradle to Hereafter
Wealth creation

Starting a Long Purchase a


Business Vacation Dream Car

Buy a New Home


Home Renovation

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Eternal Benefits
From Cradle to Hereafter
Contribute to help
each other, you’ll
be rewarded

Create legacy
through Takaful Settle outstanding
nominations financial debts
Eternal
Benefits
Purchase of useful
Payment of
property for the
outstanding Zakat
purpose of waqaf
Performance of
the Badal Hajj
(if any)

www.MedicalCardTakaful.com
Eternal Benefits
From Cradle to Hereafter
Contribute to help each other,
you’ll be rewarded

www.MedicalCardTakaful.com
Upon death…

Final Household Debts settlement – banks and Child’s


Expenses expenses individuals education

Obligations
Eternal Benefits
Settle outstanding financial obligations

Investments
Savings EPF Assets

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Ownership
Shortfalls
From Cradle to Hereafter
Eternal Benefits
From Cradle to Hereafter
Payment of outstanding Zakat

‘Mr. NO Takaful’

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Eternal Benefits
From Cradle to Hereafter
Performance of Badal Hajj (if any)

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Eternal Benefits
From Cradle to Hereafter

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Eternal Benefits
From Cradle to Hereafter

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Takaful Planning
At the Early Stage
It is less costly when you are… Young

Earning

Healthy

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Takaful Planning
At the Early Stage

Do not let

the unexpected
stall your life

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Takaful Planning
At the Early Stage

Total peace of mind!

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Our Products
Great Eastern Takaful Sdn Bhd

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i-Great Amal
Perform the pilgrimage without
worrying about your finances
and protection needs.
We provide protection for You!

for all
TAKAFUL
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Why i-Great Amal?
Be rest assured. Be worry free.
Perform your Ibadah with total peace of mind.

A Muslim must submit his total


mind, body and soul while
performing Hajj or Umrah; and
leave material thoughts and
worries behind.

Muslims now can perform the


5th pillar of Islam without
worrying about their finances
and protection.

www.MedicalCardTakaful.com
Why i-Great Amal?
Be rest assured. Be worry free.
Perform your Ibadah with total peace of mind.

An affordable Family Takaful


term plan that will help you to
manage your finances and
provide protection for you
while you are on your journey
to fulfill your spiritual
obligation.

www.MedicalCardTakaful.com
About Great Amal
Cover You
upon
Unexpected
Events
Extra Benefits
Enjoy Tax
to Sparkle
Relief
your Journey

Key
Propositions
Rewards you with
Underwriting
Surplus and Adha Benefit
Investment Profit

Pays You
upon Maturity

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About i-Great Amal
Regular contribution term
Takaful plan

Available to all Muslim


participants/person covered

Covers up to age next birthday


70 or term 50 years, whichever
earlier

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Benefits of i-Great Amal
Death Benefit

Total and Permanent


Maturity Benefit Disability (TPD) Benefit

Compassionate Double Indemnity while


Performing Hajj/Umrah
Benefit Benefit

Cash for Performing


Adha Benefit
Hajj/Umrah Benefit

Badal Hajj Benefit

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Package 1 Male ANB 25, non smoker, class 1,
BSC RM50K, 30 years term, contribution RM1,285 per
year, GETBIS projections based on Scenario 2 (5%)

End of
Certificate 5 10 21 25 30
year

Cash Surrender Value = RM27,445 PIA RM49,654


Cash Benefit for
Performing Hajj / Umrah
(after 5 years) = RM800 Total Contribution Paid = RM26,985 AND
plus RM2K if yet to
Death/TPD at age 50 claim under Cash
Total Contribution Paid = RM86,716 Benefit for
= RM6425 (BSC RM50K + PIA RM36,716) Performing Hajj /
Umrah
Adha Benefit (after AND plus RM500 Adha
10 years) = RM500 plus RM2K Compassionate Benefit Benefit if yet to claim
or 1 part of Qurban (paid in advance)
minus Badal Hajj RM3K
plus RM800 if yet to claim under Total Contribution
Total Contribution
Cash Benefit for Performing Hajj / Paid = RM38,550
Paid = RM12,850
Umrah
plus RM500 Adha Benefit if yet to
claim and die after 10 years

Total Contribution Paid = RM32,125


Package 2 Male ANB 35, non smoker, class 1,
BSC RM50K, 30 years term, contribution RM1,613 per
year, GETBIS projections based on Scenario 2 (5%)

End of
Certificate 5 10 25 28 30
year

Cash Surrender Value = RM40,325 PIA RM50,419


Cash Benefit for
Performing Hajj / Umrah
(after 5 years) = RM800 Total Contribution Paid = RM39,613 AND
plus RM2K if yet to
Death/TPD at age 50 claim under Cash
Total Contribution Paid = RM96,184 Benefit for
= RM8,065 (BSC RM50K + PIA RM46,184) Performing Hajj /
Umrah
Adha Benefit (after AND plus RM500 Adha
10 years) = RM500 plus RM2K Compassionate Benefit Benefit if yet to claim
or 1 part of Qurban (paid in advance)
minus Badal Hajj RM3K
plus RM800 if yet to claim under Total Contribution
Total Contribution
Cash Benefit for Performing Hajj / Paid = RM48,390
Paid = RM16,130
Umrah
plus RM500 Adha Benefit if yet to
claim and die after 10 years

Total Contribution Paid = RM45,164


Package 3 Female ANB 25, non smoker, class 1,
BSC RM50K, 30 years term, contribution RM1,156.50
per year, GETBIS projections based on Scenario 2 (5%)

End of
Certificate 5 10 21 25 30
year

Cash Surrender Value = RM25,481 PIA RM47,038


Cash Benefit for
Performing Hajj / Umrah
(after 5 years) = RM800 Total Contribution Paid = RM24,286.50 AND
plus RM2K if yet to
Death/TPD at age 50 claim under Cash
Total Contribution Paid = RM34,356 Benefit for
= RM5,782.50 (BSC RM50K + PIA RM84,356) Performing Hajj /
Umrah
Adha Benefit (after AND plus RM500 Adha
10 years) = RM500 plus RM2K Compassionate Benefit Benefit if yet to claim
or 1 part of Qurban (paid in advance)
minus Badal Hajj RM3K
plus RM800 if yet to claim under Cash Total Contribution
Total Contribution
Benefit for Performing Hajj / Umrah Paid = RM34,695
Paid = RM11,565
plus RM500 Adha Benefit if yet to
claim and die after 10 years

Total Contribution Paid = RM28,912.50


Package 4 Female ANB 35, non smoker, class 1,
BSC RM50K, 30 years term, contribution RM1,451.50
per year, GETBIS projections based on Scenario 2 (5%)

End of
Certificate 5 10 22 25 30
year

Cash Surrender Value = RM32,165 PIA RM50,691


Cash Benefit for
Total Contribution Paid = RM31,933
Performing Hajj / Umrah
(after 5 years) = RM800 AND
Death/TPD at age 50
plus RM2K if yet to
= RM88,911
claim under Cash
Total Contribution Paid (BSC RM50K + PIA RM38,911)
Benefit for
= RM7,257.50
Performing Hajj /
AND
Umrah
Adha Benefit (after plus RM2K Compassionate Benefit
plus RM500 Adha
10 years) = RM500 (paid in advance)
Benefit if yet to claim
or 1 part of Qurban minus Badal Hajj RM3K
plus RM800 if yet to claim under Cash
Benefit for Performing Hajj / Umrah Total Contribution
Total Contribution
plus RM500 Adha Benefit if yet to Paid = RM43,545
Paid = RM14,515
claim and die after 10 years

Total Contribution Paid = RM36,287.50

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i-Great Damai
Enjoy the finer things in life
with affordable
comprehensive protection.

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Why i-Great Damai?
Live life to the fullest

Living life to the fullest is about


achieving all that you can.

You want the freedom to meet


your expectations in life without
worrying about the future.

You want the opportunity to


realize these goals while staying
protected, financially and
medically.

www.MedicalCardTakaful.com
Why i-Great Damai?
Live life to the fullest

Introducing i-Great Damai, an


affordable investment-linked
Family Takaful plan that shields
you against the unexpected and
helps you kick-start your goals
with a peace of mind.

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About i-Great Damai
Work Smarter
Not Harder
We Care for
Enjoy Tax
you and your
Relief
Loved Ones

Bereavement
Pays you upon Benefits for
Maturity Key your Extra
Propositions Coverage

Rewards you
with Underwriting Enhance your
Surplus and Protection
Investment Profit
Flexibility to
Several Decide on
Choices of Protection and
Funds Contribution
Levels
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About i-Great Damai

Regular contribution
investment-linked Family
Takaful plan

Covers up to age next


birthday 99

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Benefits of i-Great Damai

Bereavement
Death Benefit
Benefit

Total &
Permanent Maturity
Disability Benefit
(TPD) Benefit

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i-Great Damai: Additional Coverage

Medical Riders Other Rider – Disability Income Rider


i-HB and i-Medik i-GI

Dread Disease/Critical Illness Rider Provider Riders


i-CIBR and i-EPCC i-PDD, i-PTPD and i-PP

Accident Rider Contributor Riders


i-ADD, i-AMR, i-CABX i-CB and i-CBP

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Package 1
Gen-Z Protection Plan

i-Great Damai

Medical Riders
i-HB and i-Medik

Dread Disease/Critical Illness Rider


i-CIBR and i-EPCC Male ANB 5, non-smoker, class 1,
Accident Rider contribution RM150 per month
i-ADD, i-AMR, i-CABX

Other Rider – Disability Income Rider Plan Coverage


i-GI

Provider Riders
i-Great Damai RM50,000
i-PDD, i-PTPD and i-PP
i-Medik i-M200
Contributor Riders

i-Contributor Benefit Plus (i-CBP) RM1,800


i-CB and i-CBP

Fund: Dana i-Mekar

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Package 1 Gen-Z Protection Plan

Events What do I get? From which plan?


Death RM2,000 Bereavement Benefit + • i-Great Damai
RM50,000 + Value of units
Total and Permanent Disability RM50,000 • i-Great Damai
(TPD)
Hospitalisation R&B up to RM200 & other i-Medik • i-Medik
benefits
Weekly Indemnity RM50 per day if confined at Malaysian • i-Medik
Government Hospital
Death / Total and Permanent Contribution will be waived for i-Medik, • i-CBP
Disability (TPD) / Critical Illness investment/saving continues
(CI) of the Contributor
For illustration purposes only; actual claim scenario may vary. Subject to term & conditions.

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Package 2
Gen-Y Protection Plan

Male ANB 25, non-smoker, class 1,


i-Great Damai
contribution RM150 per month
Plan Coverage
Medical Riders
i-HB and i-Medik

Dread Disease/Critical Illness Rider


i-CIBR and i-EPCC i-Great Damai RM50,000
Accident Rider
i-ADD, i-AMR, i-CABX
i-Critical Illness Benefit Rider (i-CIBR) RM50,000
Other Rider – Disability Income Rider
i-GI
i-Medik i-M200
Provider Riders
i-PDD, i-PTPD and i-PP
i-Comprehensive Accident Benefit RM50,000
Contributor Riders
Xtra (i-CABX)
i-Provider Plus RM1,800
i-CB and i-CBP

Fund: Dana i-Mekar

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Package 2 Gen-Y Protection Plan

Events What do I get? From which


plan?
Death RM2,000 Bereavement Benefit + RM50,000 + Value of units • i-Great Damai

Accidental Death RM2,000 Bereavement Benefit + RM50,000 + Value of units + RM50,000 (claim • i-Great Damai
will be 200% if accidental death occurs in double indemnity situation) + 5% • i-CABX
increase in rider coverage annually + RM2,500 compassionate allowance
36 Critical Illness RM50,000 + contribution will be waived for i-Medik, i-CIBR and i-CABX, • i-CIBR
investment/saving continues • i-PP
Total and Permanent RM50,000 + RM50,000 if due to accident + 5% increase in rider coverage • i-Great Damai
Disability (TPD) annually + contribution will be waived for i-Medik, i-CIBR and i-CABX, • i-CABX
investment/saving continues • i-PP
Accidental Injury Amount payable depending on types of injury as in the dismemberment table • i-CABX

Hospitalisation R&B up to RM200 & other i-Medik benefits or • i-Medik or


RM1,250 per accident CABX

Weekly Indemnity RM50 per day if confined at Malaysian Government Hospital • i-Medik
RM150 per week if confined at Malaysian Government Hospital • i-CABX
RM375 per week if Temporary Total Disability
RM87.50 per week if Temporary Partial Disability
For illustration purposes only; actual claim scenario may vary. Subject to term & conditions.

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Package 3
Gen-X Protection Plan

Male ANB 35, non-smoker, class 1,


contribution RM200 per month
i-Great Damai
Plan Coverage
Medical Riders
i-HB and i-Medik i-Great Damai RM50,000
i-Critical Illness Benefit Rider (i-CIBR) RM50,000
Dread Disease/Critical Illness Rider
i-CIBR and i-EPCC

Accident Rider
i-ADD, i-AMR, i-CABX i-Early Payout CriticalCare (i-EPCC) RM50,000
Other Rider – Disability Income Rider
i-GI i-Medik i-M200
Provider Riders
i-PDD, i-PTPD and i-PP
i-Comprehensive Accident Benefit RM50,000
Contributor Riders
Xtra (i-CABX)
i-CB and i-CBP
i-Provider Plus RM2,400
Fund: Dana i-Majmuk

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Package 3 Gen-X Protection Plan
Events What do I get? From which plan?

Death RM2,000 Bereavement Benefit + RM50,000 + Value of units • i-Great Damai

Accidental Death RM2,000 Bereavement Benefit + RM50,000 + Value of units + RM50,000 (claim • i-Great Damai
will be 200% if accidental death occurs in double indemnity situation) + 5% • i-CABX
increase in rider coverage annually + RM2,500 compassionate allowance
36 Critical Illness RM50,000 + contribution will be waived for i-Medik, i-CIBR, i-EPCC and i-CABX, • i-CIBR
investment/saving continues • i-PP
30 Conditions covered at Amount payable depending on severity levels of the illnesses • i-EPCC
10%, 25% and 50%
Total and Permanent RM50,000 + RM50,000 if due to accident + 5% increase in rider coverage annually • i-Great Damai
Disability (TPD) + contribution will be waived for i-Medik, i-CIBR, i-EPCC and i-CABX, • i-CABX
investment/saving continues • i-PP
Accidental Injury Amount payable depending on types of injury as in the dismemberment table • i-CABX

Hospitalisation R&B up to RM200 & other i-Medik benefits or • i-Medik or CABX


RM1,250 per accident
Weekly Indemnity RM50 per day if confined at Malaysian Government Hospital • i-Medik
RM150 per week if confined at Malaysian Government Hospital • i-CABX
RM375 per week if Temporary Total Disability
RM87.50 per week if Temporary Partial Disability
For illustration purposes only; actual claim scenario may vary. Subject to term & conditions.

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Package 4
Baby-Boomers Protection Plan

Male ANB 45, non-smoker, class 1,


contribution RM300 per month
i-Great Damai
Plan Coverage
Medical Riders
i-HB and i-Medik i-Great Damai RM50,000
Dread Disease/Critical Illness Rider
i-CIBR and i-EPCC i-Critical Illness Benefit Rider (i-CIBR) RM30,000
i-Early Payout CriticalCare (i-EPCC) RM30,000
Accident Rider
i-ADD, i-AMR, i-CABX

Other Rider – Disability Income Rider


i-GI i-Medik i-M200
Provider Riders
i-PDD, i-PTPD and i-PP
i-Comprehensive Accident Benefit RM30,000
Contributor Riders
Xtra (i-CABX)
i-CB and i-CBP
i-Provider Plus (i-PP) RM3,600
Fund: Dana i-Makmur

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Package 4 Baby-Boomers Protection Plan
Events What do I get? From which plan?

Death RM2,000 Bereavement Benefit + RM50,000 + Value of units • i-Great Damai

Accidental Death RM2,000 Bereavement Benefit + RM50,000 + Value of units + RM30,000 (claim • i-Great Damai
will be 200% if accidental death occurs in double indemnity situation) + 5% • i-CABX
increase in rider coverage annually + RM2,500 compassionate allowance
36 Critical Illness RM50,000 + contribution will be waived for i-Medik, i-CIBR, i-EPCC and i-CABX, • i-CIBR
investment/saving continues • i-PP
30 Conditions covered at Amount payable depending on severity levels of the illnesses • i-EPCC
10%, 25% and 50%
Total and Permanent RM50,000 + RM30,000 if due to accident + 5% increase in rider coverage annually • i-Great Damai
Disability (TPD) + contribution will be waived for i-Medik, i-CIBR, i-EPCC and i-CABX, • i-CABX
investment/saving continues • i-PP
Accidental Injury Amount payable depending on types of injury as in the dismemberment table • i-CABX

Hospitalisation R&B up to RM200 & other i-Medik benefits or • i-Medik or CABX


RM1,250 per accident
Weekly Indemnity RM50 per day if confined at Malaysian Government Hospital • i-Medik
RM150 per week if confined at Malaysian Government Hospital • i-CABX
RM375 per week if Temporary Total Disability
RM87.50 per week if Temporary Partial Disability
For illustration purposes only; actual claim scenario may vary. Subject to term & conditions.

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i-Great Abadi
Protection that builds
your wealth
for future generation.

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Why i-Great Abadi?
Make money now and forever

You want your money to work hard


for you to provide financial security
for you and your loved ones.

Whether it’s a personal pursuit,


getting your dream home, or
saving for your children’s future,
you need a plan that is as serious
as you are when it comes to
building your wealth.

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Why i-Great Abadi?
Make money now and forever

A Takaful plan that helps


you to steer towards these
goals by allocating high
contribution for investment
and protects you at the
same time.

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About i-Great Abadi
We are Here to
Help you
Flexibility to
Enjoy Tax Top-up your
Relief Investment
Value
We Care for
Pays you upon
Key you and your
Maturity
Loved Ones
Propositions
Rewards you Accidental
with Underwriting Death Benefit
Surplus and (ADB) Adds to
Investment Profit Your Protection
Several Options to
Choices of Enhance your
Funds Protection

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About i-Great Abadi

Regular contribution
investment-linked Family
Takaful plan

Covers up to age next


birthday 99

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Benefits of i-Great Abadi
Death Benefit

Total &
Maturity Permanent
Benefit Disability (TPD)
Benefit

Accidental
Enhanced
Death Benefit
Allocation
(ADB)

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i-Great Abadi: Additional Coverage

Provider Riders
i-PDD, i-PTPD and i-PP

Contributor Riders
i-CB and i-CBP

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Package 1
Advanced Savings Plan

Male ANB 30, non smoker, class 1,


contribution RM500 per month, GETBIS
projections based on Scenario Y (High)
Plan Coverage
i-Great Abadi
i-Great Abadi RM10,000
Provider Riders i-Provider Plus (i-PP) RM6,000
i-PDD, i-PTPD and i-PP

Contributor Riders
i-CB and i-CBP
Cash Value
10 years RM78,646
Fund: Dana i-Mekar
20 years RM227,912
30 years RM398,715

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Package 2
Pro Savings Plan

Male ANB 40, non smoker, class 1,


contribution RM750 per month, GETBIS
projections based on Scenario Y (High)
Plan Coverage
i-Great Abadi
i-Great Abadi RM10,000
Provider Riders i-Provider Plus (i-PP) RM9,000
i-PDD, i-PTPD and i-PP

Contributor Riders
i-CB and i-CBP
Cash Value
10 years RM109,894
Fund: Dana i-Majmuk
20 years RM298,465
30 years RM500,534

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Package 3
Senior Savings Plan

Male ANB 50, non smoker, class 1,


contribution RM1,000 per month, GETBIS
projections based on Scenario Y (High)
Plan Coverage
i-Great Abadi
i-Great Abadi RM10,000
Provider Riders i-Provider Plus (i-PP) RM12,000
i-PDD, i-PTPD and i-PP

Contributor Riders
i-CB and i-CBP
Cash Value
10 years RM132,279
Fund: Dana i-Makmur
20 years RM336,740
30 years RM562,882

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i-Great Iqra’
Beyond Boundaries.

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Why i-Great Iqra’ ?
Plan for a better tomorrow

As parents, we are always on the


lookout for ways to build a better
life for our young ones, but one
thing is for sure, education is
always the priority no matter
where we come from.

A strong and solid foundation will


enable our children to chart their
way through their course of life.

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About i-Great Iqra’
Savings for your
Child's Education
Protection for
Beyond
your Beloved
Boundaries
Child

Reward on your
Child’s Extra Protection
Performance
Key
Propositions
Flexible Coverage
Tax Relief Term

Underwriting
Surplus and More Flexibilities
Investment Profit
Choices of Funds

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About i-Great Iqra’
Regular contribution investment-
linked Family Takaful plan

Matures up to age next


birthday 25

Minimum 8 years term

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Benefits of i-Great Iqra’
Total and
Permanent
Death
Disability
Benefit
(TPD)
Benefit

Excellent
Maturity
Achiever
Benefit
Rewards

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i-Great Iqra’: Additional Coverage

i-Contributor Benefit Plus


(i-CBP)

i-Critical Illness Benefit Rider


Basic Plan (i-CIBR)
i-Great Iqra’

i-Early Payout CriticalCare


(i-EPCC)

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Package 1 Child ANB 1, Contributor Male ANB 30, BSC
RM50K, 20 years term, contribution RM1,200 per
year, i-CBP attached, GETBIS projections based
on Scenario Y (9%), 100% Dana i-Mekar

End of
certificate 11 14 17 19 20
year

Excellent Achiever Excellent Achiever


Rewards Rewards PUA RM37,787
UPSR: Max RM350 SPM: Max RM500 Total Contribution
Total Contribution Total Contribution Paid Paid = RM24,000
Paid = RM13,200 = RM20,400

Death/TPD at age20
Excellent Achiever = RM84,327
Rewards (BSC RM50K + PUA RM34,327)
PMR: Max RM450 Total Contribution Paid =
Total Contribution Paid RM22,800
= RM16,800

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Package 2 Child ANB 5, Contributor Male ANB 35, BSC
RM100K, 20 years term, contribution RM2,400 per
year, i-CBP attached, GETBIS projections based
on Scenario Y (9%), 100% Dana i-Mekar

End of
certificate 7 10 13 19 20
year

Excellent Achiever Excellent Achiever


Rewards Rewards PUA RM77,394
UPSR: Max RM350 SPM: Max RM500 Total Contribution
Total Contribution Total Contribution Paid Paid = RM48,000
Paid = RM16,800 = RM31,200

Death/TPD at age24
Excellent Achiever = RM170,289
Rewards (BSC RM100K + PUA RM70,289)
PMR: Max RM450 Total Contribution Paid =
Total Contribution Paid RM45,600
= RM24,000

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“All rights reserved. This presentation material is solely for the use of authorized agents of Great Eastern Takaful Sdn Bhd.
It is provided in order to assist the agent in the agent’s marketing presentation on i-Great products whilst soliciting
business with certificate holder and other potential customers for the Company. Except for the purpose stated herein, no
part of this publication may be reproduced, circulated or transmitted in any form or by any means or stored in any
retrieval system of any nature, without prior written permission from Great Eastern Takaful Sdn Bhd.
This information is correct as at February 2012.”

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