Case Scenarios

Jacques’ Situation
• Medically released in 2007 as a Master Corporal with a total disability assessment of 100%, including 70% for
PTSD.
• Salary at release was $4,684 a month.
• Because Jacques was medically released from the Forces, he is eligible for SISIP benefits. Jacques’ psychiatrist
has indicated that he will not be able to participate in gainful employment because of his chronic severe PTSD.
Therefore, Jacques will not participate in the SISIP vocational rehabilitation program, but he will receive SISIP long-
term disability benefits until he is 65.
• He is 41, and married to Jocelyne. He has one natural child (12) whom he sees once a month (the visits and
travel are a stressor for him). He also has a stepchild (13) whom he sees every 2 weeks.
• Jocelyne has a Power of Attorney. She handles all household matters and is his advocate. In addition, she has
been his full-time caregiver. The overall situation is causing stress on the marriage.
•
Under Pension Act, he Under NVC, he received: Under the New Veterans Enhanced NVC:
would have received: Charter, Jacques’ wife
Jocelyne received:
• A Disability Pension of $3,202 • $250,000 lump-sum Disability • Counselling to help her cope All benefits under NVC plus:
per month Award and reimbursement for with Jacques’ injury
• Medical treatment for his financial advice • Vocational assistance that is • Enhanced Permanent
pensioned condition(s) • A Grade 2 Permanent enabling her to pursue her Impairment Allowance (an
• Attendance Allowance and Impairment Allowance of Nursing Degree to reintegrate additional $1,000 per month
Exceptional Incapacity $1,041 per month for life into the workforce and restore payable for life)
Allowance • SISIP LTD of $3,513 per month, the family’s earning capacity
• Services from the Veterans (75% of $4,684 a month) • Caregiver support to provide
Independence Program. • Supplementary Retirement care to Jacques while Jocelyne
Benefit of $20,235 (plus is receiving vocational
indexing) payable at age 65 assistance.
• Medical rehabilitation, including
physiotherapy and
psychological services, plus
Psycho-social rehabilitation to
help him participate more fully
in his family and community
(e.g. anger management,
counselling and driver training)
• Housekeeping services from
the Veterans Independence
 Program
• Counselling for his child and
stepchild
• Case management and
coordination of the medical and
psycho-social services.

George’s Situation
• George was a Senior Private who released voluntarily in 1992.
• Salary at release was $2,162 monthly.
• Minor injury (5% disability) low back condition which prevents him from working in civilian employment as a
longshoreman.
• Because he was not medically released from the Forces, he was not eligible for SISIP vocational rehabilitation,
nor for SISIP long-term disability benefits.
• George is now 40. He and his common-law partner Nancy have no children.
• George was approved for VAC’s Rehabilitation services in 2010 due to service-related rehabilitation need.

Under Pension Act, he would have
received:
• Disability Pension of $145.14 per
month (adjusted annually),
• Physiotherapy for his low back,
BUT, George would NOT have been
able to get help making the changes
necessary to transition to an
alternative career that would still
make use of his skills/expertise while
taking into account his disability.
Under New Veterans Charter, he
received:
• Lump-sum Disability Award of
$13,368 and reimbursement for
financial advice to help manage
it,
• Earnings Loss Benefit of
$2,362.20 per month (75% of
3,139 *per month) *Sr. Private
salary at release, indexed
annually at 2% until 2010,
• comprehensive vocational
rehabilitation,
• personalized help, coordination of
services, monitoring and follow-
up from a VAC Case Manager,
and
• health care coverage under the
Public Service Health Care Plan
Under Enhanced New Veterans
Charter, he also receives:
• All existing benefits under
NVC plus:
• An increase in the Earnings
Loss benefit to $3,546* a
month (*based on current
monthly salary for Corporal
Basic in 2010.) This
represents an increase of
$1,183 .80 per month for his
Earnings Loss benefit.
for him, Nancy, and any future
children.
Robert’s Situation

• Robert is 26 years old and is married, no children. He enrolled in the CF in 2005 and went to Afghanistan in
2007.
• A roadside bomb attack in 2008, resulted in catastrophic injuries including right leg amputation, mild brain
injury and minor hearing loss.
• He was medically released in 2010.
• He was assessed at 100% disability by VAC.
• He was approved for Service Income Security Insurance Plan (SISIP LTD) and VAC’s Rehabilitation services in
2010.
• It is determined that he will never be able to return to any type of civilian employment in spite of
rehabilitation.
• Therefore LTD benefits will continue to age 65.
• Robert’s wife has high school education but has not been able to obtain higher education due to the number
of moves during Robert’s military career.
• Focus is on maximizing Robert’s physical and psychological health while providing vocational assistance to his
spouse.

Under Pension Act, he would have Under New Veterans Charter, he Under Enhanced New Veterans Charter,
received: received: he also receives:

Lifetime Disability Pension of Lump Sum Disability Award of
$2,997.29 $276,079.70
Medical treatment for his pensioned SISIP LTD of $2,933.25/month
conditions VAC PIA for life of $536.40/month
Attendance Allowance of VAC SRB payable at age 65 of at least
$952.02/month $27,455 (amount has not been indexed)
Exceptional Incapacity Allowance Clothing Allowance $71/month
$846.21/month Medical rehabilitation including
Clothing Allowance $71/month physiotherapy and psychological
VIP Services services
Psycho-social rehabilitation to help him
participate more fully in his family and
community
Housekeeping services from the
All existing benefits under the NVC plus:
Additional EL from VAC of
$423.75/month over and above what
SISIP LTD provides (E/NVC provides for a
minimum EL based on a salary of a
Corporal Basic rank at the time of
approval for Rehabilitation, current
salary is $4,476/month)
-Increase in SRB payable at age 65 to at
least $31,421.50
-Enhanced PIA (an additional $1,000 per
month payable for life)
Veterans Independence Program
Case management services