Eastern Visayas State University

Tacloban City

GRADUATE SCHOOL

RESEARCH ON

ACDI
MULTIPURPOSE
COOPERATIVE

Submitted By:

Virgilio J Lentejas III

MPRM
It’s compulsive desire to serve and to boost the lives of its members,
ACDI Multipurpose Cooperative has unfolded into the preferred
brand of Financial Services in the Armed Forces of the Philippines, All
AFP Pensioners, Permanent employees of commercial airline
authorities and others as may be approved by the Board of
Directors. It can be told by the journey and partnership they have
built with their members and partners to become who they are
today, since it started, thirty eight years ago. It generated
employment from twenty six co-operators to ninety thousand and
still growing.

THE CHRONICLES OF ACDI MULTI PURPOSE COOPERATIVE

In 1981, 26 public officers of the Philippine Air Force Aviation Cadet

Alumni created Aces Credit Cooperative Development, Inc.
(ACCDI), this cooperative was born in an era when financial services
and assistance available to the men and women in uniform were
controlled by few big players. But even if there were already a
 number of established financial institutions service in the military, only
few, if not at all, are owned by soldiers. This is what inspired a group
of 26 Philippine Air Force (PAF) pilots, who were all products of the
PAF Flying School, to create the ACES Credit Cooperative
Development, Inc. (ACCDI) on October 20, 1981 with only P200,
000.00 initial capital. ACCDI is the ancestor of ACDI Multipurpose
Cooperative. In 1981 ACCDI started operations, on May 11, 1982 in
a small, shared office space at the old PAFACAAI Bldg. in Nichols Air
Base (now Col. Jesus Villamor Air Base), Pasay

 In 1985-BGEN FELIX T PESTANA

joined ACCDI as its first General
Manager to lead its proliferation.

In the year 1991, ACCDI was renamed as ACDI Credit Cooperative.

The acronym ACDI was habituated in the new name to maintain the
goodwill and reputation built for the past ten years.
In 2005-ACDI became the first
Cooperative to be awarded with the
International Standards for Quality
Management (ISO 9001:2000).

And in the year 2011, ACDI metamorphosed into a

Multipurpose Cooperative. After thirty years in operation, they
have fully transitioned from a small credit cooperative into a
hulking multipurpose cooperative and that was happened in
year 2011. The cooperative is offering more product lines,
from savings and lending to aviation training, consumer
services, agribusiness and insurance.

It was in 2014, ACDI was formally recognized by

the Cooperative Development Authority
(CDA) as the BIGGEST COOPERATIVE in the
Philippines, with an asset base of more than P10
Billion at the end of CY2013.
  2015- ACDI is currently recognized by
the CDA as the Most Outstanding Primary
Cooperative - Large Category in the
Philippines.

ACDI MULTIPURPOSE COOPERATIVE SERVICES

ACDI MPC composition towards understanding the

personalized of their members’ necessities. They extended
affordable financial and livelihood services to support members’
progress. They provide loans and savings, which form part of the
cooperative’s inner business. Low-interest loans were offered as
income extenders of members.
 Loan packages are being set to cater to the various needs of
the members such as livelihood, real estate, and calamity
loans. Likewise they provide high yielding savings and long term
investment packages to help members prepare for their future. To
move deeper to its service philosophies, ACDI extended its service
line from a simple credit services to a more complex services such as
aviation training, consumer services, insurance and agribusiness.

Services rendered by this cooperative are the following:

 SAVING AND LENDING

 AVIATION AND
TRAINING

 CONSUMER SERVICES

 AGRIBUSINESS

 COOPERATIVE
INSURANCE

Community Development and Nation Building. ACDI works towards

becoming a partner in building empowered and sustainable
communities in partnership with government agencies and
NGOs. They initiate and participate in various advocacies and
projects, such as livelihood programs, education and scholarship,
medical missions, reforestation, coastal clean ups, humanitarian
assistance and relief drives for those affected by typhoons and other
calamities. Environmental protection. ACDI actively participates in
various tree planting and coastal clean-up programs as part of its
commitment to the conservation and protection of the
environment.
 Promotion of cooperativism in
the country. ACDI has at all
times believe that in order for
the cooperative movement to
flourish in the Philippines,
individual cooperatives must
grow, and if needed more
cooperative must spring out to reach more Filipinos nationwide. This
is why, as part of its advocacy is to capacitate small and budding
cooperatives to be sustainable. It also continues to create networks
of partner cooperatives, under the Convergence Framework of the
CDA. ACDI acknowledges its constraint that they cannot effectively
address the multi-dimensional needs of all its members by doing it
alone.

ACDI continues to
strengthen existing
partnership by forging
new ones with other
cooperatives over areas
of cooperative banking,
insurance, health
management and Coop Mart. In the coming years, it will
continue to push the Convergence Agenda forward to other
sectors such as energy, transportation, media, housing and
other areas that will greatly benefit cooperative members
across the country. We are an Institutional Cooperative serving
members from the entire Armed Forces of the Philippines (AFP).
Our members include those who are in active service, retirees,
those in the reserved force, regular civilian employees of the AFP
and dependents. ACDI is one of the Largest Cooperative in the
country with an asset base of more than 18 Billion Pesos.

In 2015, ACDI MULPURPOSE COOPERATIVE was acknowledge as

the Most Outstanding Large Primary Cooperative in the
Philippines by the CDA, a living testimony to our sustainable
growth, and significant contributions to people empowerment,
social development, and nation-building. It operates a total of
108 offices strategically located across the entire Philippines, a
shift to make the services closer to and at the convenience of
our members. The Head Office is situated at BGen Felix T
Pestana (Ret) Bldg. with an Annex at Col Godofredo M Juliano
Bldg., both in Western Bicutan, Taguig City, NCR, Philippines.

Until now, ACDI Multipurpose Cooperative still holding on the

belief that sense of responsibility and professionalism, the value
to fight for, a cherished culture of commitment and devotion to
serve, and to be the Leading Cooperative System of diversified
services nationwide.

Prepared by:

VIRGILIO L LENTEJAS III

MPRM