Niyam Shrestha

Current Address: Imadole, Lalitpur district, Nepal Mob: +977-9813453777,9845915545

Permanent Address: Panitanki- 10, Birgunj, Parsa district, Narayani, Nepal. Tel: +977-51-525994.
Email: shresthaniyam@hotmail.com

Age: 33 / Gender: Male / Nationality: Nepalese / Status: Married

AREAS OF INTEREST
Wholesale Retail Banking, SME Banking, Micro finance, Digital Financing.

EDUCATION

Kurukshetra University, India July 2011

MBA (Honours) in Finance and Marketing Aggegrate: 64.67%

Tribhuvan University, Nepal Expected 2018

MA- Rural Development Thesis Remaining

Nepal Commerce Campus (affiliated to Tribhuvan University), Nepal December 2008

Bachelor’s Degree in Business Administration (BBA) GPA: 3.26 (scale of 4)

Prasadi Academy (HSEB) 2004

Management (+12) Aggregate: 67%

PROFESSIONAL EXPERIENCE

National Banking Institute. October 2017-On-going

Senior officer – Financial inclusion Department.
 Leading a project for development of micro-finance as a business unit.
 Planning, researching for identifying relevant training program for banking and financial industry.
 Working with team for identifying conference requirement for the banking and financial industry and planning for
soliciting with international speakers on possible contextual topics.
 Driving sales in relation with Learning Management system benefiting the industry.

MAW Investment Pvt Ltd . March 2017- September 2017

Senior officer – Heavy Equipment Financing
 On site Inspection and client visit for financing heavy equipment in co-ordination with MAW Earthmovers branches.
 Visiting potential clients for financing all over Nepal
 Credit Apprising the client and recommending for financing heavy equipment for the clients.
 Building team in Mid-Eastern region for preliminary assessment of credit related files

White Lotus Centre, Private Sector for Development Company. September 2016- March 2017
Manager- Financial Inclusion and Business Services
 Develop and Implement activities related to access to finance on project area of Mahila Sahayatra Micro Finance
Bittiya Sanstha Ltd under grant support from DFID’s Sakchyam Challenge Fund.
 Provided training and technical assistance on microfinance related issues (including innovations in microfinance
programme, value chain linkage, financial literacy, capacity building, business planning) on project areas based in
Rukum, Rolpa, Salyan and Surkhet.
 Successfully implemented use of IVR technology as a marketing/financial literacy tool for disseminating micro-finance
information to members in project areas.
 Prepare and finalize quarterly work plan, progress report as per the project requirement and communicate with senior
management of Mahila Sahayatra and Sakchyam regarding the achievements.
Mahila Sahayatra Micro Finance Bittiya Sansta Ltd. Makwanpur October 2014 -June 2016.
Senior Officer
 Ensuring credit control with regular supervision and monitoring on credit and operational activities of branches.
 Coordinating and review policy making activities related to credit and operation.
 Designing the credit related products to cater small/micro entrepreneur.
 Coordinating with senior management for planning and expansion of branches on least accessed and unbanked
population.
 Reviewing and communicating with branches regarding the monthly progress and reporting to CEO.
 Help in preparing quarterly report in co-ordination with finance department, reviewing quarterly, yearly progress,
preparation of budget in co-operation with branches and disseminating information to management regarding future
planning.
 Building professional relationship with NGO's, INGO's, other institution for credit plus activities benefiting the members
of the institution.
 Working in proposal and concept note with aim of securing fund from various national and international organization
with objective of providing credit plus activities benefiting members of micro finance institution.
 Worked with Mahila Sahayatra and White Lotus Centre (Private Sector for Development Company) on preparing
concept notes and proposal and secured fund of around 300K pound sterling under access to finance on project area of
Mahila Sahayatra Micro Finance Company under grant support from DFID’s Sakchyam Challenge Fund

Century Commercial Bank ltd. Feb 2012-October 2014

Relationship Officer. Birgunj Branch

 Responsible for soliciting credit clients (SME and Corporate) in lien with volume and target to be achieved.
 Oversaw credit portfolio of some of the renowned business group in Nepal which stood around NPR 700 Million in
tenure of almost 3 years.
 Analysis and conduct credit assessment and prepare memorandums for approvals, liaise with other departments to deliver
services to clients.
 Providing first hand support to branch manager on business development and customer management.
 Supervise operation, remittance and Trade finance related activities ensuring compliance on KYC of credit customer and
other deposit customers.
 Reviewing the SWIFT message for opening LC and payment made on foreign currency.
 Marketing of Loan and deposit products to prosperous clients.
 Developing strategies with branch team on penetrating various local markets with consumer loan products and activities
on disseminating information on awareness of deposit products.

Mega Bank Nepal Ltd August 2011- January 2012

Junior Assistant (Trade Finance Department)

 Performing Trading Finance activities related to TT, Guarantee, and LC.

 Using SWIFT interface for payment made in foreign currency.

Agriculture Development Bank Limited, Nepal June 2010 – Aug 2010

Intern
Perform Activities regarding Credit Department, and Analysis of Credit Facility procedure of ADBL and its Risk
Assessment System.
 Rural Water Supply and Sanitation Fund Board, Nepal Jan 2010 – Feb 2010
Intern
Perform Activities regarding implementation of Phase VIII Scheme run by RWSS with its partnership NGO, Arunodaya
Yuva Club of Birgunj, Conducted programme in various VDC of Parsa and Bara.

ACHIEVEMENT
Recipient of the Silver Jubilee Scholarship from the Government of India to pursue MBA (Honours) programme at
Kurukshetra University.

Trainings/Exposure Visit:

 Advance Excel. Nov, 2017

 Exposure Visit to Shreeja Bikash Kendra, Leading FINGO (Pokhara) 28 Oct, 2016
 Interaction Program on collateral based Micro Enterprises Lending 1st Dec 2015
 Credit Appraisal Program conducted through NBTI(National Banking Training Institute) 4th Jan, 2014
 One Day Training Workshop on “Customer Service Excellence “ 5th Sep, 2011

Conference Attended:

 Micro-Finance summit.
 Cyber Security and SWIFT System Conference
 Leadership Conference.
 AML-CFT Conference.
 Human Capital Conference.
 Digitization Conference.

Additional Courses:

Online Course: Digital Money – Course study offered by Digital Frontier Institute, Tufts University. 2017 April.

SKILLS

Software: MS Office package, Data Analysis, Adobe Photoshop, Pumori Live (Commercial Bank software), Empower (MFI
Software)
Languages: Nepali (Mother-Tongue), English (Speaking: Excellent; Writing: Excellent; Listening: Excellent), Hindi
(Speaking: Excellent; Writing: Very Good; Listening: Excellent)

REFEREES

Mr Saroj Shrestha
Deputy Manager
Janata Bank Ltd
Birgunj Branch
Nepal
Mob: +977-9851009378

Kapil Tamot Dr.Sumitra Manandhar Gurung

Managing Director CEO
White Lotus Centre Mahila Sahayatra Micro Finance Bittiya Sanstha ltd.
Jhamsikhel, Lalitpur Chitlang, Makwanpur
Nepal Tel: +977-1-5528494 Tel: +977-9851041075
Mob: 9803199253