i

Impact of Microfinance Institution on the Micro and Small Enterpises

Growth (MSEs) in Davao City

An Undergraduate Thesis
Presented to the Faculty of the
College of Accounting Education

Chelsi M. Apostol
Krystelle Angelie D. Pastrano
Lysel M. Segura

April 2018
18-029
 ii

ACCEPTANCE AND APPROVAL

The student research entitled “Impact of Microfinance Institution on

the Micro and Small Enterpises’ Growth (MSEs) in Davao City” by Chelsi
M. Apostol, Krystelle Angelie D. Pastrano and Lysel M. Segura in
compliance with the requirements in Accounting 411 course of the College of
Accounting Education, University of Mindanao, Davao City is hereby accepted
and approved.

ESTERLINA B. GEVERA, CPA, MBA

Dean, College of Accounting Education
University of Mindanao
 iii

APPROVAL AND ENDORSEMENT SHEET

This undergraduate thesis entitled “Impact of Microfinance Institution

on the Micro and Small Enterpises’ Growth (MSEs) in Davao City”
prepared and submitted by Chelsi M. Apostol,Krystelle Angelie D.Pastrano
and Lysel M.Segura is hereby approved and endorsed as their contribution
and support to the efforts of the University of Mindanao to fulfil its Vision,
Mission and Goals.

Jade D. Solan᷈a, CPA, MBA

Thesis Adviser

PANEL OF EXAMINERS

Accepted and approved, after examination during the final defense as

per requirement in Accounting 411 with the title “Impact of Microfinance
Institution on the Micro and Small Enterpises’ Growth (MSEs) in Davao
City”.
Favourably endorsed for approval to Esterlina B. Gevera, Dean of the
College of Accounting Education, University of Mindanao, Davao City.

Mary Grace S. Sombilon, CPA, MSA Cedric Ian E. Petalcorin, CPA, MBA
Panel Member Panel Member

Joel B. Tan, MBA, CPA Myra T. Miraflores, CPA

Panel Member Panel Member
 iv

Abstract
 v

Acknowledgment
 vi

Table of Contents

Title i

Acceptance and Approval ii

Approval and Endorsement iii

Abstract iv

Acknowledgment v

Table of Contents vi

List of Figures and Tables vii

Chapter Page

I. INTRODUCTION 1

II. REVIEW OF RELATED LITERATURE 4

III. METHOD 10

IV. RESULTS AND DISCUSSION 15

V. FINDINGS, CONCLUSION AND RECOMMENDATIONS 19

REFERENCES

APPENDICES

A. Permission to Conduct the Study

B. Appointment Letter of Adviser
C. Appointment Letter of Editor
D. Appointment Letter of Statistician
E. Panel Compliance Form
F. Certification from Editor
G. Certification from Statistician
H. Originality Report Sheet
I. Survey Questionnaire/Checklist/Guide Questions
J. Questionnaire Validation Sheets
K. Curriculum Vitae
 vii

List of Figures and Tables

Figures
Figure 1 Conceptual paradigm of the study 9

Tables
Table 1 Inflation Rate from 2010 to 2015 15
Table 2 Consumer Price Index from 2010 to 2015 16
Table 3 Correlation Matrix of Inflation and Consumer Price 18
Index in the Philippines from 2010 to 2015
 viii

References