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Banking
Never before have agility and flexibility been more important for
Highlights banks. They are pressured to grow top line revenues while reducing
operating costs. To respond to competition from new market entrants,
● Adopt a progressive approach to reno- banks must be able to launch new products faster and support evolving
vating and transforming core banking
systems channels. They also must be able to handle mergers and acquisitions
effectively.
● Leverage the “best-of-the-best” com-
ponents from leading application
providers Banks around the world have been working to renovate systems that
cannot adequately support evolving business needs. The underlying
● Speed core transformation efforts with
best practices, methodology, solution
systems supporting core banking functions are complex. Many core
templates and other accelerators processes are supported by internally developed or highly customized
legacy applications. Processes are often hard-wired in applications,
● Lower near-term cost, shorten time to
value, and reduce risk in your transfor- making it impossible to respond quickly to new opportunities.
mation effort Reconfiguring applications to support new processes is difficult and
time consuming.
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IBM Software Banking Solutions
Banking
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Case study: Asian bank speeds time to market
This leading Korean bank was struggling to grow its revenue. It
wanted to boost revenue growth by speeding time to market for
new banking products, especially new deposit and loan-based
© Copyright IBM Corporation 2010
offerings. The bank needed to evolve from being a product-
centric organization to being more customer-centric. IBM Corporation
Software Group
With help from IBM, this bank is becoming a “total financial net-
Route 100
work” bank, supplying a full suite of tailored financial offerings Somers, NY 10589
for retail and small business customers. They are achieving this U.S.A.
by modernizing an existing ISV core banking application and
Produced in the United States of America
using components of the IBM Banking Industry Framework. The April 2010
modernized application will provide the bank with the ability to All Rights Reserved
bundle products and services dynamically, based on specific
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both. If these and other IBM trademarked terms are marked on their first
occurrence in this information with a trademark symbol (® or ™), these
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For more information current list of IBM trademarks is available on the Web at “Copyright and
To learn more about the IBM Banking Industry Framework trademark information” at ibm.com/legal/copytrade.shtml
for core banking transformation, contact your IBM represen-
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tative or visit: ibm.com/software/industry/frameworks/banking. marks of others.
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