53rd Skoch Summit-Agenda-Ver 55

ONE NATION
www.caii.in
ONE PLATFORM www.skoch.in
SUMMIT
THE FIFTH YEAR

18TH-19TH SEPTEMBER 2018 | CONSTITUTION CLUB OF INDIA, NEW DELHI
Translating Governance to Mandate

Investing in New India - Finding the Money
The Fifth Year: Undercurrents in Participatory Democracy
The Digital Estate
Is De-globalisation the New World Order?
Making Data Protection a Reality
Hackers at the Gate
Supported by
Draft Agenda Ver 55

Draft Agenda
Constitution Club of India, Rafi Marg, New Delhi
SUMMIT
THE FIFTH YEAR

2019 marks five years of the Narendra Modi government.
What are its implications and importance?
India’s 72nd Independence Day has just passed by. It’s milestone 75th is just three years away at 2022. 2014
marked a historic year when the Narendra Modi government rocked the nation by coming to power at the Centre
after an unprecedented election. 2019 will mark five years from then when the next elections are due in the first half
of the year.
The year before that is crucial. 2018 could well be decisive in shaping the future course of the nation. For this year
will bring together once again a major thrust and last push forward by the government in political and policy direc-
tion, unite the opposition together in a bind to alter the political discourse next year, reshape regional politics and
economy, take stock of the last four years of the government, influence the new global economic order and be the
last great opportunity to translate governance into mandate.
Crucially, these developments today have the potential to position India as the world’s most influential democracy
in the second half of the 21st century, giving it the ability to shape dynamically and dramatically the evolving global
order.
That is why the SKOCH Group has decided “THE FIFTH YEAR” as the theme of the State of Governance Summit
2018.
The Seven Pillars of the Summit are:
1. Translating Governance to Mandate

2. Investing in New India - Finding the Money
3. The Fifth Year: Undercurrents in Participatory Democracy
4. The Digital Estate
5. Is De-globalisation the New World Order?
6. Making Data Protection a Reality
7. Hackers at the Gate
We look forward to welcoming you!
Some speakers are subject to confirmation Please visit http://www.skoch.in/ethicspolicy For our Ethics Policy
Draft Agenda
TRANSLATING GOVERNANCE TO MANDATE
Over past four years, the macroeconomic framework of the country has witnessed considerable strengthening.
The government leveraged the clear mandate to commission widespread structural reforms. The resolve to bring
about a lasting change has been evident in the action taken on some of the most difficult and long pending areas
of reforms including GST and infrastructure.
However, of late fresh challenges have come to the fore especially on the external and internal fronts. While
the rise in international commodity prices and increased propensity of countries towards protectionist measures
have emerged as major concerns on the external front, the less than expected progress on some of the flagship
initiatives like Make in India and Skill India have seen the government in a stock-taking mode. While rural India
continues to perform well, agriculture remains a major area of concern.
This is where 2018-19 - The Fifth Year - will be critical in translating Governance into Mandate for the current
government. How can this be achieved?
INVESTING IN NEW INDIA - FINDING THE MONEY
New India will be built on infrastructure. Infrastructure needs investments. This is currently in short supply. Legacy
sub-optimal policy decisions, poorly drafted PPP contracts and unwillingness of the state government agencies to pay
up, even though they are contractually bound to bring to the table the ‘public’ part of responsibilities in PPP projects
has created an impression of investments being high risk and a potential danger of infrastructure sector turning into
another non performing asset. The socio-economic impact of infrastructure companies and concessionaires exiting
the projects and leaving the government to deal with the debt and inoperative infrastructure can be devastating.
With the banking sector already in a serious NPA crisis and markets still sceptical on infrastructure, there are very
few funding options left. In all earnestness, the Modi Government has taken steps to de-risk future investments in
infrastructure and made the proposition attractive. In light of the above this panel examines the following:
1. What can be done to attract investments and where could these investments come from?
2. How can user charges eg. toll collection be optimised?
3. The necessity of institutions like LIC or pension funds investing in and injecting cash in critical infrastructure
companies, the social relevance of such a decision and medium to long-term economic payback?
4. How to dramatically speed up the arbitration and award process and bring a sense of urgency in all stakeholders
to ease cash flows in existing infrastructure projects?
THE FIFTH YEAR: UNDERCURRENTS IN PARTICIPATORY DEMOCRACY
72nd year since independence but we still haven’t been able to free ourselves from the clutches of biases and
prejudices. Questioning should be an important pillar to participation but in India, tough and sometimes, the very
basic questions are not even brought to the floor. The mood is such that people ask what “would” be asked and
not what “should” be asked. Big, bombastic issues take up center stage even at mass debates while the real
issues that bother Indians remain hidden simply because nobody wants to sound so “basic” and “self-centered”.
In light of the above, the panel will throw light on the following points and discuss them:
1. Dissent fuels any democracy. Then why are only popular opinions being talked about and heard? What are
the barriers that act as deterrent in transforming the undercurrents and really vital issues into firing boardroom
conversations?
2. There is lot of ruing over lack of employment. But is it really lack of employment that mars the country’s growth
or is lack of qualitative opportunities that is leading to larger problems like migration and even unrest towards
the present situation?
Draft Agenda
3. For a democracy to be participatory, it is vital that the citizens are informed accurately and not selectively. This
one change alone can decide the popular public opinion and media, being the fourth pillar, has a huge role to
play in this. However, there is a thin line between being a watchdog and being coercive. How far has the Indian
media been able to strike this balance? How easy or difficult is it for media houses to scrape themselves off any
alignment or judgment? And where does the responsibility lie? Who decides when the torchbearers have lost
their way and are treading dangerous paths? Government, society or media barons?
4. The enormous youth population is extremely heterogeneous with varied backgrounds, educational, social and
economic and so very different perceptions. However, one trait that binds the majority of this population is their
kaleidoscopic view of the world around and their reluctance to involve in global matters that “should” bother
them but “don’t”. To make this democracy participatory, we need to bring in more involvement from this section
of society. The task is challenging given the fact that the youth are driven by very specific issues that are mostly
need-based and popular. So what strategies or waves need to be engineered to mobilize the mindsets of the
youth population of the country in the coming elections, and make them actively participate?
THE DIGITAL ESTATE
Digital India has been the cornerstone of Modi Government since 2014. The thrust on anything Digital or electronic has
been unparalleled. This is meant to help improve India’s notoriously slow delivery systems and eliminate corruption.
Government claims savings of upwards of 90000 crores on account of Aadhaar alone. At the same, time civil society
and independent expert voices have been advising caution.
This panel examines the following issues:
1. How has Indian policy making in ‘Digital’ performed thus far?

2. How can policy making related to ‘Digital’ be strengthened?
3. How to provide adequate protection for whistleblowers, aggrieved parties and put in place a reporting mechanism?
IS DE-GLOBALISATION THE NEW WORLD ORDER?
Globalisation and opening up of Indian economy since 1991 has delivered rich dividends. The country historically
caught-up in a 5% growth trap due to License-Permit Raj came of age and reported high single-digit or even double-
digit growth post opening up of the economy. This lifted more than 200 million Indians out of poverty. With President
Trump at the helm in the US promoting an America First policy, the world braces itself for another trade war. A war
that should logically be an America vs China battle due to a hugely lopsided balance of trade, India too seems to
have willy-nilly wandered into this mine-field through its recent policy directions on Data Localization, e-Commerce
and Privacy. Perception is that these directly and adversely impact global service providers in India through non-trade
barriers. The proponents of such moves believe that it will generate jobs, protect Indian industry and be good for the
economy if an India First policy is pursued across sectors. While industry offers death of innovation argument, this
panel seeks answers to the difficult questions:
1. Is inward looking policy on services a prudent policy?

2. Should e-commerce be micromanaged?
3. What is the likely impact of de-globalisation approach to Indian economy and regulation?
4. How do you balance India’s need for FDI and the imperatives to raise barriers?
Draft Agenda
MAKING DATA PROTECTION A REALITY
2017-18 saw data protection and privacy at the heart of the most heated courtroom battle in the Supreme Court.
While privacy has been declared a fundamental right, judgement on Aadhaar is reserved. After a year of research,
the Srikrishna Committee submitted its report to the Ministry of Electronics & Information Technology along with
a legislation draft on data protection titled, “The Personal Data Protection Bill, 2018”, which is yet to be passed
in the parliament. While, there was criticism of the Committee for being opaque and not including civil society in
discussions, quite a few of its recommendations have found acceptance while others are being hotly contested.
1. Given the overarching scope of data protection, is there a need for a central data protection authority (DPA) as
well as sectoral regulators?
2. Is it advisable to create criminal liability for data breaches and give judicial powers to DPA and sectoral
regulators?
3. Should the government be exempt from data protection liabilities?
4. What will be the impact of cost of the compliance on business and functionality?
HACKERS AT THE GATE
Having embraced a digital-first policy, practically everyone in India is busy collecting data on everyone else. Large
centralised depositories in areas like identity and elsewhere may act like a honeypot for cyber-attacks. These can
be conducted at the fraction of a cost of conventional warfare, subversion or crime. Cross-linking of databases and
no-alternative to digital services provisioning makes the idea of a cyber black-out very attractive and potentially
devastating. 90% of the total amount of data available has been collected in the past two years due to digitisation and
has made us more vulnerable to such attacks. The issues that this panel examines:
1. What does the world order on cyber security look like?

2. Do we have a Cyber security doctrine? Should we have laws and implementation agencies supporting this?
3. How does our defence as well as homeland security technical capability be kept up to speed with that of the
hackers? Where will the people come from?
Draft Agenda
18th September 2018 (Tuesday)

SUMMIT
Mavalankar Hall
Constitution Club of India
Rafi Marg, New Delhi THE FIFTH YEAR THE FIFTH YEAR
0800-0930 Registration & Tea
0930-1000 Inauguration of Exhibition
1000-1200 TRANSLATING GOVERNANCE TO MANDATE
1000-1005 National Anthem
1005-1010 Welcome: Dr Gursharan Dhanjal, Managing Director & Group Editor, SKOCH Group
1010-1020 Opening Remarks: Mr Sameer Kochhar, Chairman, SKOCH Group
1020-1035 SKOCH Award 2018 & Release of INCLUSION State of Governance Special Issue
1035-1050 Mr Rajnath Singh, Hon’ble Minister of Home Affairs
1050-1105 Mr Nitin Gadkari, Hon’ble Minister of Road Transport and Highways & Shipping
1105-1120 Mr Devendra Fadnavis, Hon’ble Chief Minster, Government of Maharashtra
1120-1122 Book Release
1122-1137 Ms Vasundhara Raje, Hon’ble Chief Minster, Government of Rajasthan
1137-1147 Mr Rana Kapoor, Founder, Managing Director & Chief Executive Officer, YES BANK
1147-1157 Mr Hari Sankaran, Vice Chairman & Managing Director, Infrastructure Leasing & Financial Services (IL&FS)
1157-1200 Closing Remarks
1200-1230 Tea
1230-1400 INVESTING IN NEW INDIA - FINDING THE MONEY
Discussion Framework:
New India will be built on infrastructure. Infrastructure needs investments. This is currently in short supply. Legacy
sub-optimal policy decisions, poorly drafted PPP contracts and unwillingness of the state government agencies
to pay up, even though they are contractually bound to bring to the table the ‘public’ part of responsibilities in
PPP projects has created an impression of investments being high risk and a potential danger of infrastructure
sector turning into another non performing asset. The socio-economic impact of infrastructure companies and
concessionaires exiting the projects and leaving the government to deal with the debt and inoperative infrastructure
can be devastating. With the banking sector already in a serious NPA crisis and markets still sceptical on
infrastructure, there are very few funding options left. In all earnestness, the Modi Government has taken steps
to de-risk future investments in infrastructure and made the proposition attractive. In light of the above this panel
examines the following:
1. What can be done to attract investments and where could these investments come from?
2. How can user charges eg. toll collection be optimised?
3. The necessity of institutions like LIC or pension funds investing in and injecting cash in critical infrastructure
companies, the social relevance of such a decision and medium to long-term economic payback?
4. How to dramatically speed up the arbitration and award process and bring a sense of urgency in all stakeholders
to ease cash flows in existing infrastructure projects?
Power Panel Discussion Moderated by Mr T K Arun, Editor - Opinion, The Economic Times
Mr Hari Sankaran, Vice Chairman & Managing Director, Infrastructure Leasing & Financial Services (IL&FS)
Dr M Ramachandran, Distinguished Fellow, SKOCH Development Foundation
Dr Rathin Roy, Part-time Member, Economic Advisory Council to the Prime Minister of India & Director, NIPFP
Mr Saurabh Chandra, Chairman, Multi Commodity Exchange
Mr Vikas Varma, SVP - Account Management, South Asia, Mastercard
1400-1530 Lunch & Exhbition
Draft Agenda
18th September 2018 (Tuesday)

SUMMIT
Mavalankar Hall
1530-1700 THE FIFTH YEAR: UNDERCURRENTS IN PARTICIPATORY DEMOCRACY
72nd year since independence but we still haven’t been able to free ourselves from the clutches of biases and
prejudices. Questioning should be an important pillar to participation but in India, tough and sometimes, the very
basic questions are not even brought to the floor. The mood is such that people ask what “would” be asked and not
what “should” be asked. Big, bombastic issues take up center stage even at mass debates while the real issues
that bother Indians remain hidden simply because nobody wants to sound so “basic” and “self-centered”. In light
of the above, the panel will throw light on the following points and discuss them.
1. Dissent fuels any democracy. Then why are only popular opinions being talked about and heard? What are
the barriers that act as deterrent in transforming the undercurrents and really vital issues into firing boardroom
conversations?
2. There is a lot of ruing over lack of employment. But is it really lack of employment that mars the country’s growth
or is lack of qualitative opportunities that is leading to larger problems like migration and even unrest towards the
present situation?
3. For a democracy to be participatory, it is vital that the citizens are informed accurately and not selectively. This one
change alone can decide the popular public opinion and media, being the fourth pillar, has a huge role to play in
this. However, there is a thin line between being a watchdog and being coercive. How far has the Indian media been
able to strike this balance? How easy or difficult is it for media houses to scrape themselves off any alignment or
judgment? And where does the responsibility lie? Who decides when the torchbearers have lost their way and are
treading dangerous paths? Government, society or media barons?
4. The enormous youth population is extremely heterogeneous with varied backgrounds, educational, social and
economic and so very different perceptions. However, one trait that binds the majority of this population is their
kaleidoscopic view of the world around and their reluctance to involve in global matters that “should” bother them
but “don’t”. To make this democracy participatory, we need to bring in more involvement from this section of
society. The task is challenging given the fact that the youth are driven by very specific issues that are mostly
need-based and popular. So what strategies or waves need to be engineered to mobilize the mindsets of the youth
population of the country in the coming elections, and make them actively participate?
Mr Chandan Mitra, Editor and Managing Director, The Pioneer

Ms Navika Kumar, Managing Editor, Times Now
Mr Rajesh Kalra, Chief Editor, The Times Internet
Mr Rohan Kochhar, Director - Public Policy, SKOCH Group
Mr Shekhar Gupta, Founder, The Print
Mr Sreenivasan Jain, Managing Editor, NDTV
Ms Yamini Aiyar, President and Chief Executive, Centre for Policy Research
1700-1830 Exhibition
Draft Agenda
19th September 2018 (Wednesday)

Mavalankar Hall SUMMIT
0800-0850 Registration, Group Photo, Exhibition & Final Voting

0850-0900 Assembly in Mavalankar Hall
0900-0905 National Anthem
0905-0915 Welcome: Dr Gursharan Dhanjal, Managing Director & Group Editor, SKOCH Group
0915-0930 Opening Remarks: Mr Sameer Kochhar, Chairman, SKOCH Group
0930-1100 THE DIGITAL ESTATE
Digital India has been the cornerstone of Modi Government since 2014. The thrust on anything Digital or electronic
has been unparalleled. This is meant to help improve India’s notoriously slow delivery systems and eliminate
corruption. Government claims savings of upwards of 90000 crores on account of Aadhaar alone. At the same,
time civil society and independent expert voices have been advising caution.
1. How has Indian policy making in ‘Digital’ performed thus far?

2. How can policy making related to ‘Digital’ be strengthened?
3. How to provide adequate protection for whistleblowers, aggrieved parties and put in place a reporting
mechanism?
Power Panel Discussion Moderated by Mr Meghnad Saha, Public Policy Professional
3-4 Minutes of opening remarks per speaker followed by discussion and Q&A
Mr Anivar Aravind, Founder Executive Director, Indic Project
Mr Deepak Maheshwari, Director - Government Affairs, India, ASEAN & China, Symantec Corporation
Ms Rachna Khaira, Journalist, HuffPost India
Mr Rohan Mishra, Vice President - Public Policy, South Asia, Mastercard
Mr Saikat Datta, South Asia Editor, Asia Times
Mr Sidhant Kumar Marwah, Author, PRIVACY LAW - Principles, Injunctions and Compensation
Mr Vinit Goenka, BJP Politician
1100-1130 Tea Break
Draft Agenda

Mavalankar Hall SUMMIT
1130-1300 IS DE-GLOBALISATION THE NEW WORLD ORDER?

Globalisation and opening up of Indian economy since 1991 has delivered rich dividends. The country historically
caught-up in a 5% growth trap due to License-Permit Raj came of age and reported high single-digit or even
double-digit growth post opening up of the economy. This lifted more than 200 million Indians out of poverty. With
President Trump at the helm in the US promoting an America First policy, the world braces itself for another trade
war. A war that should logically be an America vs China battle due to a hugely lopsided balance of trade, India too
seems to have willy-nilly wandered into this mine-field through its recent policy directions on Data Localization,
e-Commerce and Privacy. Perception is that these directly and adversely impact global service providers in India
through non-trade barriers. The proponents of such moves believe that it will generate jobs, protect Indian industry
and be good for the economy if an India First policy is pursued across sectors. While industry offers death of
innovation argument, this panel seeks answers to the difficult questions:
1. Is inward looking policy on services a prudent policy?

2. Should e-commerce be micromanaged?
3. What is the likely impact of de-globalisation approach to Indian economy and regulation?
4. How do you balance India’s need for FDI and the imperatives to raise barriers?
1100-1120 Keynote: Mr Manish Tewari, National Spokesperson, Indian National Congress & Former Union Minister
1120-1300 Power Panel Discussion Moderated by Mr Sameer Kochhar, Chairman, SKOCH Group
5-7 Minutes of opening remarks per speaker followed by discussion and Q&A
Dr Ashwini Mahajan, National Co-Convenor, Swadeshi Jagran Manch
Dr Shamika Ravi, Part-time Member, Economic Advisory Council to the Prime Minister of India & Director,
Research, Brookings India
Mr Sivarama Krishnan, Leader, Cyber Security, PwC
Mr Tanmoy Chakrabarty, Group Government Affairs Officer, Tata Sons
Mr Vikas Varma, SVP - Account Management, South Asia, Mastercard
1300-1400 Lunch
Draft Agenda

SUMMIT
Mavalankar Hall
1400-1530 MAKING DATA PROTECTION A REALITY

2017-18 saw data protection and privacy at the heart of the most heated courtroom battle in the Supreme Court.
While privacy has been declared a fundamental right, judgement on Aadhaar is reserved. After a year of research,
the Srikrishna Committee submitted its report to the Ministry of Electronics & Information Technology along with
a legislation draft on data protection titled, “The Personal Data Protection Bill, 2018”, which is yet to be passed
in the parliament. While, there was criticism of the Committee for being opaque and not including civil society in
discussions, quite a few of its recommendations have found acceptance while others are being hotly contested.
1. Given the overarching scope of data protection, is there a need for a central data protection authority (DPA) as
well as sectoral regulators?
2. Is it advisable to create criminal liability for data breaches and give judicial powers to DPA and sectoral
regulators?
3. Should the government be exempt from data protection liabilities?
4. What will be the impact of cost of the compliance on business and functionality?
1400-1415 Keynote: Reserved

Power Panel Discussion Moderated by Mr Sameer Kochhar, Chairman, SKOCH Group
3 Minutes of opening remarks per speaker followed by discussion and Q&A
Dr Anupam Saraph, Professor, Symbiosis Institute of Computer Studies and Research
Mr Gautam Kapoor, Partner, Deloitte
Mr Pavan Duggal, Chairman, International Commission on Cyber Security Law
Mr Prasanna S, Advocate
Mr Prasanto K Roy, Senior Director, FTI Counsulting
Mr Rahul Aggarwal, Partner, PwC
Mr V Anand, Security Researcher
Mr Vidur Gupta, Partner - Cyber Security, E&Y
Draft Agenda

SUMMIT
Mavalankar Hall
1530-1700 HACKERS AT THE GATE

Having embraced a digital-first policy, practically everyone in India is busy collecting data on everyone else. Large
centralised depositories in areas like identity and elsewhere may act like a honeypot for cyber-attacks. These can
be conducted at the fraction of a cost of conventional warfare, subversion or crime. Cross-linking of databases and
no-alternative to digital services provisioning makes the idea of a cyber black-out very attractive and potentially
devastating. 90% of the total amount of data available has been collected in the past two years due to digitisation
and has made us more vulnerable to such attacks. The issues that this panel examines:
1. What does the world order on cyber security look like?

2. Do we have a Cyber security doctrine? Should we have laws and implementation agencies supporting this?
3. How does our defence as well as homeland security technical capability be kept up to speed with that of the
hackers? Where will the people come from?
1530-1545 Keynote Dr Gulshan Rai, National Cyber Security Coordinator

Power Panel Discussion Moderated by Dr Deepak B Phatak, Professor Emeritus, IIT-B, Mumbai & Director,
SKOCH Development Foundation
3 Minutes of opening remarks per speaker followed by discussion and Q&A
Mr Brijesh B Singh, Inspector General of Police (Cyber) and CISO, Maharashtra
Mr Gautam Pande, Director, Enterprise Security Solutions
Mr Harsh Marwah, Country Manager, Check Point Software Technologies
Mr Jaspreet Singh, Partner – Cyber Security, Africa, India & Middle East (AIM), E&Y
Mr Mathan Babu Kasilingam, CISO, National Payments Corporation of India
Mr Nikhil Pahwa, Founder, MediaNama
1700-1800 SKOCH Order-of-Merit
1800-1830 Tea Break
1830-1930 Valedictory & SKOCH Awards 2018
SUMMIT
THE FIFTH YEAR
ABOUT SKOCH GROUP

SKOCH Group is India’s leading think tank dealing with socio-economic issues with a focus
on inclusive growth since 1997. The Group companies include a consulting wing, a media
wing and a charitable foundation. SKOCH Group is able to bring an Indian felt-needs
context to strategies and engages with Fortune-500 companies, State Owned Enterprises,
Government to SMEs and Community-Based Organisations with equal ease. The repertoire
of services includes field interventions, consultancy, research reports, impact assessments,
policy briefs, books, journals, workshops and conferences. SKOCH Group has instituted
India’s highest independent civilian honours in the field of governance, finance, technology,
economics and social sector.
SKOCH CONSULTANCY SERVICES PVT. LTD.

A 222, Sushant Lok-I, Gurgaon - 122001, Haryana, India
Tel: +91-124-4777444, Fax: +91-124-4777440
e-Mail: info@skoch.in, www.skoch.in

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ONE NATION

THE FIFTH YEAR

Translating Governance to Mandate

Draft Agenda Ver 55

THE FIFTH YEAR

The Seven Pillars of the Summit are:

1. Translating Governance to Mandate

We look forward to welcoming you!

TRANSLATING GOVERNANCE TO MANDATE

INVESTING IN NEW INDIA - FINDING THE MONEY

THE FIFTH YEAR: UNDERCURRENTS IN PARTICIPATORY DEMOCRACY

THE DIGITAL ESTATE

1. How has Indian policy making in ‘Digital’ performed thus far?

IS DE-GLOBALISATION THE NEW WORLD ORDER?

1. Is inward looking policy on services a prudent policy?

MAKING DATA PROTECTION A REALITY

HACKERS AT THE GATE

1. What does the world order on cyber security look like?

18th September 2018 (Tuesday)

18th September 2018 (Tuesday)

Mr Chandan Mitra, Editor and Managing Director, The Pioneer

19th September 2018 (Wednesday)

0800-0850 Registration, Group Photo, Exhibition & Final Voting

1. How has Indian policy making in ‘Digital’ performed thus far?

19th September 2018 (Wednesday)

1130-1300 IS DE-GLOBALISATION THE NEW WORLD ORDER?

1. Is inward looking policy on services a prudent policy?

19th September 2018 (Wednesday)

1400-1530 MAKING DATA PROTECTION A REALITY

1400-1415 Keynote: Reserved

19th September 2018 (Wednesday)

1530-1700 HACKERS AT THE GATE

1. What does the world order on cyber security look like?

1530-1545 Keynote Dr Gulshan Rai, National Cyber Security Coordinator

THE FIFTH YEAR

ABOUT SKOCH GROUP

SKOCH CONSULTANCY SERVICES PVT. LTD.

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