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Budgeting #6
(4) Buy from the Ambetter Balanced Care $256 $437 $15 $3117
Health Insurance 4 (2018)
Marketplace
A. Would might be potential benefits of remaining on your parent’s health insurance as long as you’re able to?
Can save cost for the premium.
B. What potential downsides can you see to remaining covered by your parent?
For someone below age 30, you may miss an opportunity to buy cheap catastrophic health plan.
C. Is remaining on your parent’s insurance something you would potentially be interested in? Why or why not?
No, because by buying my own insurance I would gain more experience in handling insurance which very
important in the future when you are living independent from your parent.
D. What features or costs of the various plans did you prioritize in making a decision on a plan?
Premium and deductible
F. If available in your state, find a dental plan, too, and list the relevant cost details about the plan.
There are monthly premium and maximum benefit. Yet, the maximum benefit is far huge than the annual
premium. The dental plan that find cost monthly about $25.64 and has a maximum benefit of $1000.
The Health Insurance Marketplace pulls information for the marketplace plans available in your specific city or county
and state. Answer the questions asked on the federal site and then your state site (if directed there next) to find a
variety of plans on the Marketplace. After reviewing the plans, choose the one that looks best for you, and record its
costs in the table above. Then, answer the following questions:
G. Based on your projected income, would you qualify for premium tax credits to offset the cost of your
Marketplace insurance?
No.
H. Does your plan include dental insurance? Does it cost extra? Note the details here.
No, it will cost extra around $30 for dental insurance and important take note, the dental insurance provider
is different from the health insurance.