Muhammad Ghayas

H No.863/C, St No.4, Moh Ali Abad, Alahabad, Westridge III, Rawalpindi Punjab 46000
Cell: 03015660900 – ghayasyousafzai@gmail.com
Background, Objective

To build upon my existing accounting and finance skills set in both analytics and transaction execution, leading to
increasingly responsible positions in treasury/accounts.

Key Skills and Competencies

 Problem solving abilities, Performance  International Finance, Islamic Finance and
oriented & Strong analytical ability Takaful
 Polished communication skills, efficient and  Financial Risk Management and Financial
quick learning abilities Markets and Institutions
 Advance Performance Measurement and  Strength in Cost Accounting, Financial
Forecasting Accounting, Taxation and Security Valuations
 Management Planning and Control  Strength in financial planning, Investment
Portfolio Management
Technical Skills
 MS Office Suit and SPSS18  Tally ERP 9  QuickBooks
 Autobanker Islamic
Experience
Six months of Internship in Pakistan International Airline’s Finance Department. I worked on the following
areas:
Revenue recognition and Payroll, Ticket Cancellation, domestic and international refunds, Air Passage Warrants
and Medical allowances and fees, Cargo service receipts and accounts payable entries to COSSAP, Debt ageing
analysis, Disbursements and petty cash management, Billing settlements plans (BSP), Agency and agent sales
reports and their incentives and other financial control systems.
th
Started working with Al Baraka Bank Pakistan Ltd on 13 April, 2016 – 06 Sep, 2016, under the Prime
Minister Youth Internship Program for a period of One year. My job duties mainly include the following.
Customer remittances, Cheque receipts, clearing outward and inwards, Demand drafts, handling customer
complaints, Inter branch transfers, online transfers etc.
Accomplishments

 Awarded a Quaid-e-Azam Gold Medal in Bsc (Hons) - Accounting and Finance.

 Awarded several merit-based scholarship from Federal Employees Benevolent Funds and APCOMS
 Introduction to Financial Accounting by University of Pennsylvania on Coursera. Certificate earned on June 4,
2015
 More Introduction to Financial Accounting by University of Pennsylvania on Coursera. Certificate earned on
August 3, 2015
Projects and Final Thesis
 Impact of Intellectual Capital on organizational growth
 The impact of brand attributes on Consumer Purchase Intentions
 Accounting contribution to the effective management of Pakistan International Airlines
 Business plan and analysis of Embroidery Threads in Pakistan local markets
 Technological contributions in Retail and Wholesale business in Pakistan
 The great depression 1930 and recession of 2007-2008 analysis
 Marketing analysis of Coke Pakistan
 Army Public College of Management and Sciences Network and Basic Architecture
Education
ICMA, 2016 – Continued
Institute of Chartered Management Accountants of Pakistan – Rawalpindi
 Graduation Level
Bsc (Hons) – Accounting and Finance, 2015
Army Public College of Management and Sciences – Rawalpindi, Punjab, Pakistan
 ACCA Scheme of Studies  Academic Achievement Certificates  Major in Accounting & Finance
PIPFA (Certification): Accounting, 2013
School of Business Management – Rawalpindi, Punjab, Pakistan
 Foundation Level Passed (5 Papers)
AGT Institute of Technical and Professional Education: 2015
 Tally ERP 9 – One Month Course  QuickBooks – One Month Course
Intermediate/ HSSC: Pre-Engineering, 2009
Quaide-e-Azam Public School and College – Swabi, Khyber Pakhtunkhwa, Pakistan
 Emphasis in Mathematics, Physics and Chemistry
Matriculation: Science, 2007
Govt High School Shewa – Swabi, Khyber Pakhtunkhwa, Pakistan
 Emphasis in Physics, Chemistry, Biology, Mathematics