YOG INTERNATIONAL PRIVATE LIMITED

EXECUTIVE SUMMERY
• YOG is largest trading house in the State of Uttar Pradesh dealing in industrial chemicals.
• YOG was incepted in the year 1997 and diversified into industrial chemicals in international
market in the year 2002.
• YOG is also diversified into Real Estate Business keeping into tremendous potential in current
economy in India.
• YOG headquartered in Kanpur with marketing office in New Delhi, Mumbai, Bangalore,
Faridabad, Kandla and international office in Singapore.
• YOG Trading Pte. Limited is wholly owned subsidiary of the YOG International Private Limited.
• YOG is having job works facilities at Kandla SEZ for packing of chemicals into Virgin market of
East Asia, South East Asia and Middle East.
• YOG strength in distribution network into interior of India.
• YOG is having inland storage facilities of 1000 MT at Delhi, Kanpur and Kandla.

MANAGEMENT:
The company was promoted by Mr. Amar Nath Gupta having vast experience of 20 years in
chemical market, under his leadership company has grown from small trading house to one of the
leading distribution centre of India. The board is consisting of the following directors;

• Mr. Amar Nath Gupta

• Mr. Amit Bansal
• Mr. Vijay Kumar Singhla
• Mr. Amit Agarwal
• Mr. Nishant Vaish
• Mr. Mayur Saraf

CUSTOMERS:
The YOG is supplying industrial chemicals to various manufacturing units across the country.
Broadly to the following industry:

• Paint & Coating Industry

• Printing Ink Industry
• Oil Field Industry
• Food Packing Industry
• Soap & Detergent Industry
• Pharmaceutical Industry
• Fibre Glass Industry
• Plastic & Rubber Industry
• Building Chemicals
• Adhesive Manufactures
• Plywood Industry.

CURRENT FINANCIALS:
INRs in Lacs
Particulars 2006-07 (A) 2007-08 (A) 2008-09(P)
Net Sales 11396.27 14466.04 20085.66
PBDIT 95.88 113.43 112.69
PBT 77.85 92.89 98.22
PAT 41.66 59.25 65.72
NWC 304.63 231.11 333.24
TNW 288.18 677.35 766.94
Current Ratio 1.13 1.06 1.07
 DE Ratio (Total Term Liabilities/Tangible Net Worth) 1.19 0.04 0.05
DE Ratio (Total outside liabilities/Tangible Net Worth) 9.41 5.62 6.44
CURRENT CREDIT FACILITIES:
The YOG is enjoying the under mentioned facilities from HDFC Bank and CITI Bank under multiple
banking arrangement:
HDFC Bank INRs in Lacs
Cash Credit Limit (Hypothecation of Book Debts 250.00
Foreign Letter of Credit/Buyers Credit/Bank Guarantee Limit 700.00
950.00
CITI Bank
Cash Credit (Hypothecation of Stock/Book Debts)/FLC/Buyers Credit 1125.00
Sub-Limit CC to YOG Trading Pte. Ltd., Singapore (300.00)
TOTAL 2075.00

EXISTING COLLATERAL SECURITY (recently valued by empanelled valuer).

Sn Particulars INRs In lacs
o.
1. Equitable mortgage of property situated at Y-803, 14/60 Civil lines, Kanpur 55.00
owned by YOG International (P) Limited,
2. Equitable mortgage of residential flat No. D-902, Jaipuria Greens Indirapuram, 50.00
Ghaziabad owned by Mr. Mayur Saraf.
3. Equitable mortgage of property No. A-219/A 220 2nd floor Scheme Sakar-VII, 45.00
Ahemdabad in the name of Yog International Private Limited.
4. EM of Flat No. 202, 2nd floor “Sai Siddhi Plot No. 220 11th Road near Chembur 175.00
Post Office, Chembur Mumbai.
5. EM of Flat No. C-103, 1st Floor T-11, Yogi Hills, Mulund (W), Mumbai. 64.00
6. EM of flat No. 212, 1st floor, Ashirwad Enclave Patparganj, New Delhi 80.00
7. EM of flat No. A-3 Ground Floor, Delhi Rajdhani Society Patparganj, New Delhi. 55.00
8. EM of commercial property No. 520, Tulsiani Chambers, 212 Free Press 227.00
Journal Road, Nariman Point, Mumbai.
9. EM of commercial Property No. 480 & 481 Village Rooma, Kanpur 263.00
TOTAL 1014.00

PROPOSED ACTIVITIES:
Presently company is purchasing imported chemical on Hi-Seas basis. To increase their profitability
company is proposing to import directly on FLC hence more FLC limit is needed.

PROPOSED FINANCIALS:
INRs in Lacs
Particulars 2009-10 2010-11 (P) 2011-12(P)
(E)
Net Sales 22600.00 24860.00 27346.00
PBDIT 290.08 378.84 477.76
PBT 276.00 365.17 464.72
PAT 182.19 241.05 306.76
NWC 585.18 834.90 1149.71
TNW 949.13 1190.18 1496.95
Current Ratio 1.12 1.16 1.21
DE Ratio (Total Term Liabilities/Tangible Net Worth) 0.04 0.03 0.02
DE Ratio (Total outside liabilities/Tangible Net Worth) 5.38 4.49 3.71

PROPOSED CREDIT FACILITIES:

Particulars INRs in Lacs
Cash Credit Limit (Hypothecation of Stock & Book Debts) 1000.00
 Working Capital Limit to Yog Trading Pte. Ltd, Singapore equivalent to 500.00
FLC/Buyers Credit Limit/Bank Guarantee Limit 2500.00
TOTAL 4000.00

PROPOSED COLLATERAL SECURITY(recently valued by empanelled valuer):

Sn Particulars INRs In lacs
o.
1. Equitable mortgage of property situated at Y-803, 14/60 Civil lines, Kanpur 55.00
owned by YOG International (P) Limited,
2. EM of commercial Plot No. 165 Block C Scheme VII, Gutaiya, Sawroop Nagar, 287.00
Kanpur
3. Equitable mortgage of property No. A-219/A 220 2nd floor Scheme Sakar-VII, 45.00
Ahemdabad in the name of Yog International (P) Limited.
4. EM of Flat No. 202, 2nd floor “Sai Siddhi Plot No. 220 11th Road near Chembur 175.00
Post Office, Chembur Mumbai.
5. EM of Flat No. C-103, 1st Floor T-11, Yogi Hills, Mulund (W), Mumbai. 64.00
6. EM of flat No. 212, 1st floor, Ashirwad Enclave Patparganj, New Delhi 80.00
7. EM of flat No. A-3 Ground Floor, Delhi Rajdhani Society Patparganj, New Delhi. 55.00
8. EM of commercial property No. 520, Tulsiani Chambers, 212 Free Press 227.00
Journal Road, Nariman Point, Mumbai.
9. EM of commercial Property No. 480 & 481 Village Rooma, Kanpur 263.00
TOTAL 1251.00