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Summary:
4.3 years of experience in Data and Business Analytics domain.
Experience in handling large data using SQL/SAS, R and basic Python
Experience with data exploration, preparation and model building process.
Excellent quantitative, analytical and logical abilities
Brain bench certified SQL professional (2014)
Good knowledge of using statistical and analytics techniques for varied business problems
Rich experience in working with Payments, Marketing, Retail and BFSI industries
Best patent idea in internal Mastercard event- “Dynamic Advertising using real time traffic data”
Technical:
Languages: Front End Technologies, SAS, SQL, R.
Statistical Concepts: Hypothesis testing, Correlation, Inferential and Descriptive statistics
Tools: MYSQL, SAP-PA and Excel
Predictive Modeling: Linear Regression, Logistic Regression, Clustering and Association Rules/Market Basket
Analysis
Experience:
Company: MasterCard India (Gurgaon) (May 2016- Present)
1
Project: An analysis of the Correlation between bank KPIs and “Top of Wallet / Card on File” share
Objective was to examine whether a bank with higher Card on File and Top of Wallet share is a healthier bank
We observed that managing a credit card portfolio is one important component in managing a bank
Banks with highest card-on-file share and the highest top-of-wallet share has higher rates of charge off:
This may indicate a bigger risk appetite
In an improving economy this may be a more optimal risk policy
We concluded that banks with high “Top of Wallet & Card on File” share has higher no. of total loans, high
average deposits, higher average “non-interest-income to average-assets" ratio compared to the overall
population of issuers
Project: Measuring Impact of Sponsorships
Responsibilities / Deliverables:
Measured the success of culinary sponsorship by measuring the lift in transactions on MasterCard’s accounts
that participated in the event through Test vs. Quasi-Control analysis of the cardholders
Pre Event & Post Event comparison
Compared cardholder’s performance of the participating accounts vs the non-participating accounts during
the pre and post event period
Presenting Insights to business
2
Client: Leading Transport Operator (USA)
Responsibilities / Deliverables:
Shadowing Predictive analytics team in building different Predictive models
Using logistic regression, built predictive models to calculate the likelihood of failure of at-risk
components of an engine in a bus
Developed and used different statistics to validate and to evaluate performance of various models built
Environment: R, KXEN(SAP-PA)
Education:
B.Tech (IT) 2008-12 from Punjab Technical University, Mohali with 80%
XII (2007-08) from Air force School, Pathankot with 80%