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Introduction

1. £ t r it is allowabl for you at som tim and in w at way to mak an action
upon t  Jws.
2. If a Jw s ould sin, s ould t is prson b punis d wit t  financial pnalty,
sinc  sms to av not ing asid from usurious mony
3. If  s ould giv mony on is own accord, or som pac tokn, w t r it is
licit to accpt it.
4. If you rciv mor from a Jw t an C ristians ruir from im, w at s ould b
don wit w at is lft ovr.
5. About bailiffs and your officials, w t r it is lgitimat for you to sll t m t s
offics or to rciv a loan from t m ratd until t y acuir t  sam amount in
t  offics assignd to t m
6. £ t r it is lgitimat for you to lvy tas upon your C ristian subjcts or to
forc loans
7. If your officials wit out t  ordr of law s ould tort somt ing for t  subjcts
w ic maks its way to your ands (or mayb not), w at you s ould do
8. £ t r it is good t at Jws t roug out your provinc ar complld to war a
sign distinguis ing t m from C ristians

To t  illustrious Lady tc., Brot r T omas from Auino of t  Ordr of t  Prac rs snds is
grting tc.
I rcivd Your Ecllncy's lttrs from w ic I av fully com to undrstand t  pious car
t at you av concrning t  rul of your subjcts and t  dvout lov you av towards t 
brt rn of our Ordr, giving t anks to God w o as brat d into your art t  sds of suc
virtus. Nont lss, w at you askd of m in t s slf-sam lttrs (t at I s ould rspond to
you about crtain itms) was indd difficult for m bot bcaus of my occupations, w ic t 
offic of tac ing ruirs, and bcaus it would plas m t at on t s t ings you would sk
t  counsl of ot rs mor prt in suc mattrs. Still, bcaus I considrd it unbcoming t at I
b found out to b a nglignt lpr for your solicitud or t at I b ungratful of your lov, I
av takn car to rspond to you about t s proposd itms wit out t  prjudic of a bttr
opinion.
  * ! 
First t rfor, Your Ecllncy inuird w t r it is allowabl for you at som tim and in
w at way to mak an action upon t  Jws.
To w ic ustion (proposd in t is unualifid way) it can b answrd t at alt oug , as t 
laws say, t  Jws by rason of t ir fault ar sntncd to prptual srvitud and t us t  lords
of t  lands in w ic t y dwll may tak t ings from t m as t oug t y wr t ir own -
wit , nont lss, t is rstraint obsrvd t at t  ncssary subsidis of lif in no way b takn
from t m, bcaus it still is ncssary t at w "walk onstly vn in t  prsnc of t os w o
ar outsidrs (I T s. 4:11)," "lst t  nam of t  Lord b blasp md (I Tim. 6:1)," and t 
Apostl admonis s t  fait ful by is ampl t at (I Cor. 10:32-33), "t y b wit out offns
in t  prsnc of t  Jws and t  Gntils and in t  C urc of God" - t is sms to b w at
s ould b obsrvd, t at, as t  laws av dtrmind, t  srvics corcd from t m do not
dmand t ings t at t y ad not bn accustomd to do in tims gon by, bcaus t os t ings
t at ar unpctd mor oftn rattl souls.
Now, following t  judgmnt of t is sort of rstraint, you can in accordanc wit t  customs of
your prdcssors mak an action upon t  Jws, only if, owvr, not ing ls stands in t 
way. For it sms t at, as far as I was abl to conjctur from t os t ings w ic you
subsuntly askd, your doubt mostly concrnd t is, t at t  Jws of your land sm to av
not ing cpt w at t y acuird t roug t  dpravity of usury. And, nc, consuntly you
ask w t r it is not licit to ruir somt ing from t m, and to w om t  t ings t us ruird
ar to b rstord.
On t is mattr t rfor, it sms t  rspons s ould b t is, sinc t  Jws may not licitly kp
t os t ings w ic t y av tortd from ot rs t roug usury, t  consunc is also t at if
you rciv t s t ings from t m nit r may you licitly kp t m, unlss pr aps t y b
t ings t at t  Jws ad tortd from you or from your ancstors it rto. If, owvr, t y
av t ings w ic t y tortd from ot rs, t s t ings, onc dmandd from t m, you
s ould rstor to t os to w om t  Jws wr bound to rstor t m. T us, if crtain prsons
ar discovrd from w om t  Jws tortd usury, it s ould b rstord to t m. Ot rwis,
t s usurious monis s ould b st asid for pious uss according to t  council of t  diocsan
bis op and of ot r uprig t mn, or vn for t  common utility of your land if a ncssity looms
and usfulnss calls for it; nor vn would it b illicit if you s ould ruir suc usurious mony
from t  Jws anw, prsrving t  custom of your prdcssors, wit t is intntion t at t 
monis b pndd for pious purposs.
)  * ! 
Now, scond you askd, if a Jw s ould sin, s ould t is prson b punis d wit t  financial
pnalty, sinc  sms to av not ing asid from usurious mony.
To w ic ustion it sms t  rspons s ould b, in lin wit w at as bn said bfor, t at it
is pditious t at  b punis d wit a financial pnalty, in ordr t at  mig t not accru
som bnfit from is iniuity; it also sms to m t at t  Jw s ould b punis d wit a gratr
fin (or anyon ls w o practics usury) t an anyon ls in a similar cas, to mak t  point
t at t  mony takn from im b known to b lss is ntitlmnt. Anot r punis mnt can b
addd to t is financial punis mnt, lst t is sm to suffic for a pnalty, t at  cas to possss
t  mony t at is owd to ot rs. Nont lss, mony takn from usurrs in t  nam of
punis mnt cannot b kpt but s ould b pndd for t  aformntiond uss, if t y do not
av anyt ing ot r t an usurious mony.
But if it b said t at t  princs of countris suffr loss from t is, t is loss s ould b imputd to
t m as coming from t ir own nglignc; for it would b bttr if t y complld Jws to work
for t ir own living, as t y do in parts of Italy, t an t at, living wit out occupation t y grow
ric by usury, and t us t ir rulrs b dfraudd of rvnu. In t  sam way, and t roug t ir
own fault, princs ar dfraudd of t ir propr rvnus if t y prmit t ir subjcts to nric
t mslvs by t ft and robbry alon; for t y would b bound to rstor [to t  ral ownr]
w atvr t y ad actd from t m [t  t ivs].
 * ! 
T ird it was askd, if  (t  Jw) s ould giv mony on is own accord, or som pac tokn,
w t r it is licit to accpt it.
To w ic t  rspons is, t at it sms t at it is licit accpt it. And it is lpful t at mony
rcivd in t is way b rturnd to t os to w om it is owd, or ot rwis pndd, as as bn
said bfor, if t y av not ing ot r t an usurious gain.
  ! 
Fourt you askd, if you rciv mor from a Jw t an C ristians ruir from im, w at s ould
b don wit w at is lft ovr.
T  rspons for t is coms from w at as bn said bfor. For t at C ristians do not ruir
from t  Jw w at is lft ovr can appn in two ways: in on way pr aps bcaus t  Jw as
t ings apart from usurious gain, and in t is cas it is lgitimat for you to kp it, obsrving
owvr t  modration mntiond abov (and t  sam would sm to b said if t y from
w om usury ad bn tortd s ould it latr mak gifts to t m [t  Jws] in good will, but
only w n t y [t  Jws] s ow t mslvs rady to mak rstitution for usury); in anot r way
it can appn t at t y from w om t  Jws accptd usury av disappard in t  mantim,
it r t roug dat , or t at t y ar currntly living in ot r countris, and t n t y ar bound
to mak rstitution; but w n prcis prsons do not appar to w o t y ar bound to mak
rstitution, it sms t at t  procdur s ould in lin wit w at as bn said abov.
Now w at as bn said about t  Jws is also to b undrstood about Ca ors, and anyon ls
dpnding upon t  dpravity of usury.
  ! 
Fift you askd about bailiffs and your officials, w t r it is lgitimat for you to sll t m
t s offics or to rciv a loan from t m ratd until t y acuir t  sam amount in t 
offics assignd to t m.
In rsponding to t is it sms t at t is ustion sms to contain two difficultis, of w ic t 
first is about t  sal of offics. Concrning t is ustion it sms to m t at w s ould considr
t at t  Apostl says (I Cor. 6:12), "many t ings ar allowd t at ar not usful"; now sinc you
and ovr to bailiffs and to your officials not ing but t  powr of a tmporal offic, I do not s
w y it is not lgitimat for you to sll offics of t is kind, w n you sll to suc prsons about
w om it can b prsumd t at t y ar usful to t  prformanc of t s sorts of offics, and
t at t  offic not b sold at so grat a pric t at t y ar not abl to rcuprat t ir mony
wit out burdning your subjcts.
But nont lss suc slling sms to b not altogt r usful. First bcaus it appns
fruntly t at t y w o ar most suitd to prforming t  offics of t is sort ar poor, suc t at
t y would not b abl to purc as t  offic; and vn if t y ar ric , t  bst prsons do not
sk t s offics nor do t y long for t  financial gain to b acuird from t  offic. T 
rsult would t rfor b t at mostly t os individuals would gt offics in your land w o ar
lssr popl, ambitious, and lovrs of mony; it is probabl t at t y would bot opprss your
subjcts and not so fait fully tnd to vn your intrsts. Hnc it sms to b mor pdint
t at you slct good and wll-suitd mn for suc offics, w om you mig t vn compl to srv
against t ir will if it b ncssary; bcaus t roug t ir goodnss and fforts mor will accru
to you and your subjcts t an you would b abl to acuir from t  aformntiond sal of
offics. T  kinsman of Moss gav im t is counsl (E. 18:21-22), "Provid,"  said, "from
ac popl wis mn and t os faring God, in w om t r is trut , and w o at avaric. And
stablis from t m ladrs of undrds and fiftis and tns, w o will judg t  popl for all
tim."
But t  scond doubt surrounding t is issu can to b about t  loan. It sms t at w s ould say
t at if, undr t is pact, t y mak a loan to rciv an offic, wit out doubt t  pact is
usurious[to giv back mor t an was loand²to giv back t  loan PLUS t  offic²is usury]
bcaus t y rciv t  powr of t  offic for a loan; nc in t is affair you giv to t m t 
occasion for sinning, and t y ar vn bound to rsign t ir offic acuird in t is fas ion. If
owvr you giv t  offic frly, and t raftr you rciv a loan from t m w ic t y ar
abl to rcovr from t ir offic, t is can tak plac wit out any sin.
)+  ! 
Sit you askd w t r it is lgitimat for you to lvy tas upon your C ristian subjcts or to
forc loans.
In w ic mattr you did considr t at t  princs of countris ar institutd by God not, for sur,
t at t y s ould sk t ir own gain but t at t y s ould procur t  common utility of t 
popl. For towards t  blam of crtain princs it is said in Ezkil (Ez. 22:27) "Hr princs in
r midst ar lik wolvs taring at pry, unting t  spillag of blood, t  dstruction of souls,
and ravnous gain." And lsw r it is said t roug t  sam Prop t (Ez. 34:2-3) "£o to t 
s p rds of Isral w o pastur t mslvs! S ouldn't t  flocks b pasturd by t  s p rds?
You'v fd off t ir milk, covrd yourslvs wit t ir wool, and t  fattd you av killd; but
my flock you av not pasturd!" And for t is rason salaris wr institutd for t  rulrs of
countris so t at, living off of t  salaris, t y would rfrain from impovris ing t ir subjcts.
And nc in t  sam Prop t, wit t  Lord commanding, it is said (Ez. 45:8), "lt t r b for
t  princ a possssion in Isral, and t  princs will no longr opprss my popl."
Now it somtims appns t at princs do not av sufficint incom for protcting t  country
and for t os ot r t ings at and t at t  princs rasonably av to pay for; and in suc an
instanc it is rig t t at t  subjcts provid t at w rby t ir common utility can b procurd.
And so it is t at in som countris, by an ag-old practic, t  lords impos lvis upon t ir
subjcts, w ic , if t y ar not cssiv, can b dmandd wit out sin. According to t 
Apostl (I Cor. 9:7), no on gos into battl at is own pns; t us t  princ w o gos into
battl for t  common utility s ould also liv off of t  community's t ings or s ould procurs
from t  businsss of t  community, it r t roug t  stablis d incoms or, if t s sorts of
t ings ar lacking and will not b sufficint, t roug t os t ings t at ar collctd from
individuals. And it sms to b similar t inking if som situation mrgs anw in w ic it is
ncssary to pnd muc for t  common utility or to prsrv t  gnuin standing of t 
princ, for w ic is prsonal incom or customary tas do not suffic - lik if nmis invad
t  land or som similar situation mrgs - t n also, ovr and abov t  usual tas, t  princs
of lands can act som t ings from t ir subjcts for t  common utility. But if t y s ould
wis to act byond t at w ic as bn st for t m, solly for t  dsir of aving it, or for
disordrd and immodrat pnditurs, t is is in no way allowd to t m. Hnc Jo n t 
Baptist said to t  soldirs w o cam to im (Lk 3:14): "Strik no on, caus no calumny, and b
contnt wit your wags" (for t  incom of t  princs is lik t ir 'wags,' w ic wit t y
s ould b contnt suc t at t y do not mak furt r action, cpt in accordanc wit t 
rason givn, for t  sak of t  common utility).
) ,  ! 
Svnt you askd, if your officials wit out t  ordr of law s ould tort somt ing for t 
subjcts w ic maks its way to your ands (or mayb not), w at you s ould do.
On t is mattr t  answr is clar, bcaus, if it s ould com to your ands, you s ould giv it
back, it r to known prsons if you can, or also to pnd it for pious uss or for t  common
utility, if you can't find t  known prsons. But if it dos not mak its way into your ands, you
s ould compl your officials to a lik rstitution, vn if known individuals arn't availabl to
you from w om t y tractd t s t ings, lst from t ir injustic t y s ould mak off wit
som lucr; in fact t s officials oug t to b punis d by you rat r avily, so t at t  rst will
abstain from similar conduct in t  futur, bcaus, lik Solomon says (Prov. 19:25) "as t 
noious man is w ippd t  imbcil bcoms wisr."
(  ! 
Finally you ask w t r it is good t at Jws t roug out your provinc ar complld to war a
sign distinguis ing t m from C ristians.
T  rply to t is is plain: t at, according to a statut of t  gnral Council, Jws of ac s in
all C ristian provincs, and all t  tim, s ould b distinguis d from ot r popl by som
clot ing. T is is also mandatd to t m by t ir own law, namly t at t y mak for t mslvs
frings on t  four cornrs of t ir cloaks, t roug w ic t y ar distinguis d from ot rs.
T s ar, illustrious and rligious Lady, w at occurs at prsnt as answrs to your ustions, in
w ic mattrs I do not impos my judgmnt upon you in suc a way t at I do not rat r urg t 
judgmnt of t  prts to b sustaind. May your rign succd vn longr.


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