As Community Reinvestment Act Is Targeted by Otting Inner City Press FOIA Appeal Denied, Nov 19 ANPR Scam

By Matthew R. Lee, Video, story, FOIA docs SOUTH BRONX, November 9 – The US Treasury Department is in a process to try to weaken and take the community out of the 1977 Community Reinvestment Act. Docket file here. The protagonist, akin to Scott Pruitt when he was at the US Environmental Protection Agency (and soon it would seem to be subject to greater oversight in the House Banking Committee), is Comptroller of the Current Joseph Otting. On September 12 Fair Finance Watch (and on FOIA, Inner City Press) commented to the OCC, here. On October 16, yet more on Otting's assault on the CRA became known. Under him, the OCC has ignored the rare racial redlining settlement by Klein Bank, rubber stamping Old National's acquisition of the bank over the timely and detailed objection and public hearing request of Fair Finance Watch. Otting doesn't like public hearings. In April 2018 his OCC approved an application by E-Trade Saving Bank which Fair Finance Watch had challenged based on the bank having no fewer than six states rare "Needs to Improve" CRA ratings. FFW noted rare Needs to Improve ratings for the entire states of Arizona, Colorado, Florida, Georgia, Michigan and Oregon, and an undeserved “Satisfactory” for New York. Otting's OCC, after the approval, helpfully contacted E-Trade Bank to tell it that upon (Otting's) reflection, it was no longer even subject to the Community Reinvestment Act. Another institution was similarly contacted - the OCC under Otting is going through its roster of banks seeing which ones it can "free" from CRA even if they hadn't requested in. In one case, some in the bank still didn't want Otting's freedom and move more business into the bank to get a second reversal of Otting's orders. But it shows where Otting is coming from, beyond the unexplained comment-fraud for which he should be recused. Inner City Press on October 11 raised the E-Trade (and another bank) issue into the record on the Advanced Notice of Proposed Rulemaking. But, Otting being Otting, his OCC denied expedited processing for Inner City Press' Freedom of Information Act request bout his deregulation move, ruling that "You requested all records in the OCC's possession concerning the applicability of the Community Reinvestment Act to - or exemption there from - any affiliate of E-Trade or Bank of America California NA for the time period of October 11, 2016 to October 11, 2018. You also requested expedited processing of your request on the basis that the ANPR on CRA is open through November 19, 2018. Your request for expedited processing does not meet the criteria provided for in 5 U.S.C. 552(a)(6)(E) and Treasury disclosure regulations at 31 C.F.R. 1.5(e)." And that regulation... requires a formal certification. So Inner City Press has appealed: "As a a person primarily engaged in disseminating information, I am appealing the denial of expedited processing of my FOIA request, summarized by the OCC as for all records in the OCC's possession concerning the applicability of the Community Reinvestment Act to - or exemption there from - any affiliate of E-Trade or Bank of America California NA for the time period of October 11, 2016 to October 11, 2018. ...The OCC under Joseph Otting's actions to try to find banks to exempt from CRA outrageous and something on which there is an urgency to inform the public concerning actual or alleged Federal Government activity. As noted in my request, this is particularly the case given the OCC's unilateral moves regarding the CRA. I declare under penalty of perjury that the foregoing is true and correct to the best of my knowledge and belief. Executed on October 16, 2018." Now weeks later, the OCC's Deputy Chief Counsel Charles M. Steele has denied the appeal, claiming it is not clear why the public needs access to these records of Otting's current attacks on CRA before OCC closes its comment period on Otting's new, desperate attempt. The OCC's denial makes light of Otting's actions including so