Key Ratios:

Bank Of India Previous Years »

Key Financial ------------------- in Rs. Cr. ---------
Ratios ----------
Mar '18 Mar '17 Mar '16 Mar '15 Mar '14
Investment
Valuation Ratios
Face Value 10 10 10 10 10
Dividend Per Share -- -- -- 5 5
Operating Profit Per
Share (Rs) 11.05 27.95 32.66 53.19 67.79
Net Operating Profit
Per Share (Rs) 218.43 372.53 511.4 652.44 589.58
Profitability Ratios
Adjusted Cash
Margin(%) -12.6 -3.41 -12.76 4.18 7
Net Profit Margin -15.87 -3.96 -14.56 3.93 7.19
Management
Efficiency Ratios
Interest Income /
Total Funds 6.19 6.36 6.8 7.29 7.39
Net Interest Income
/ Total Funds 1.71 1.91 1.91 1.9 2.11
Non Interest Income
/ Total Funds 0.93 1.1 0.59 0.71 0.84
Interest Expended /
Total Funds 4.48 4.44 4.9 5.38 5.28
Operating Expense /
Total Funds 1.39 1.44 1.47 1.31 1.26
Profit Before
Provisions / Total
Funds 1.16 1.57 0.98 1.26 1.64
Net Profit / Total
Funds -0.98 -0.25 -0.99 0.29 0.53
Loans Turnover 0.11 0.11 0.11 0.11 0.11
Total Income /
Capital
Employed(%) 7.12 7.45 7.4 8 8.23
Interest Expended /
Capital
Employed(%) 4.48 4.44 4.9 5.38 5.28
Total Assets
Turnover Ratios 0.06 0.06 0.07 0.07 0.07
Asset Turnover
Ratio 0.06 0.07 0.07 0.07 0.08
Profit And Loss
Account Ratios
Interest Expended /
Interest Earned 72.4 69.9 71.95 73.88 71.43
Other Income /
Total Income 13.09 14.7 8.04 8.88 10.17
Operating Expense /
Total Income 19.59 19.27 19.92 16.37 15.33
Selling Distribution
Cost Composition 0.06 0.11 0.09 -- --
Balance Sheet
Ratios
Capital Adequacy
Ratio 12.94 12.14 12.01 10.73 9.97
Advances / Loans
Funds(%) 59.69 64.1 63.23 73.27 78.66
Debt Coverage
Ratios
Credit Deposit
Ratio 66.72 68.91 72.85 76.6 76.86
Investment Deposit
Ratio 24.97 23.43 22.84 23.19 24.31
Cash Deposit Ratio 5.53 5.82 5.85 4.58 4.78
Total Debt to
Owners Fund 18.82 18.83 18.19 18.19 17.56
Financial Charges
Coverage Ratio 1.28 1.35 1.21 1.24 1.32
Financial Charges
Coverage Ratio Post
Tax 0.8 0.94 0.81 1.06 1.11
Leverage Ratios
Current Ratio 0.05 0.05 0.05 0.03 0.04
Quick Ratio 41.67 29.3 30.9 29.03 23
Cash Flow Indicator
Ratios
Dividend Payout
Ratio Net Profit -- -- -- 19.43 11.77
Dividend Payout
Ratio Cash Profit -- -- -- 16.65 10.87
Earning Retention
Ratio 100 100 100 80.57 88.23
Cash Earning
Retention Ratio -- -- -- 83.35 89.13
AdjustedCash Flow
Times