Report 2016 Attainment of prosperity in freedom ecommerce gy za The Farmers Bank Limited fr wreet anes farceLetter of Transmittal why All shareholders Bangladesh Bank Registrar of Joint Stock Companies & Firms Annual Report of The Farmers Bank Limited for the year ended 31 December 2016. Dear Sir(s) We are pleased to present before you Bank's (FBL) Annual Report 2016, along with the Audited Financial Statements for the year ended 31 December 2016. The report includes Balance Sheet, Income Statement, Cash Flow Statements, Statement of Changes in Equity, Liquidity Statements alang with notes there on of FBL for the year ended 31 December 2016. Financial Statements of ‘The Bank’ comprise conventional banking operations only prepared accordingly. Yours truly Cased ‘Syed Abu Naser Company SecretaryTable of Contents vg Prefatory 04 Notice of the Fourth Annual General Meeting 06. Key Performance Indicators o7 Vion, binsion D Strategic Objectives: 20 Our Values 21 een 2 Employees Welfare 23 Updated Technology 23 Code of conduct 24 FBL Milestones 25 Corporate Philosophy 26 Forward looking 26 Our Target Group 27 Future Chalenses 2 Corporate Profile 29 nnsiteraibeeercen 20 Board of Directors 35 Corporate Structure: 36 Directors’ Profile 37 Management Committee 45 Asset Liability Committee 46 List of Divisional Head List of Branch Manager Other Executives of the Bank FBL Footprints FBL Products & Services Value Added Statement Directors’ Report Disclosure on Basel Il Green Banking Report CSR Report Media and Gallery ‘Auditors’ Report & Audited Financial Statements of The Farmers Bank Limited ‘Auditors’ Report & Audited Financial Statements of FBL Securites Limited ‘AConcluding Note From ‘Managing Director & CEO 47 50 51 52 56 58 59 70 at 83 85 90 154 im