Escolar Documentos
Profissional Documentos
Cultura Documentos
/w EPDw ULLTE5N
/w EWBAKZ2bbq
Account Types
-- Internet Banking --
-- Access Global --
-- Quick Links --
Feedback
E-help
Products &
Services
Savings Access
Account Premier
Accoun
t
Current
Account Credit
Card.
Internet
Banking Solo
Accoun
t
Access
Advanta Mpower
ge Biz
Accoun
t
Bottom of Form
………………………….
Features
Benefits
Fees/charges:
• COT
COT: Commission on Turnover is the charge the bank levies on every customer initiated debit entry on the account.
…………………………………………..
The Access Bank Visa International card is a US Dollar denominated credit card which is globally accepted as a
means of payment at over 24 million merchant locations and over 1 million ATMs worldwide in more than 170
countries
It can be used to make payments across multiple channels like
• Internet
• Telephone orders
• Mobile
• It allows for credit based transactions within preset number of days of repayment
• Elimination of security risk associated with traveling with large amounts of cash.
• Safety & security of transactions due to the Chip & Pin technology
• Internet transactions are also protected and by verfied by Visa which provides an additional layer of security
for cardholders
• Visa Credit Card holders enjoy car rental services anywhere in the world where Visa is accepted
• Supplementary credit cards are obtainable – Card holders can get additional cards issued on their card
account for their loved ones and dependants.
• Card Replacement Facility is available worldwide in case of Card Loss or Card Theft
• Convenience of Worldwide Visa Acceptance Over: 840 000 ATMs worldwide Over 24 million merchant
locations including Mobile Telephone and online merchants in 170 countries
Monthly Credit Up to USD5, 001 up to USD10, Above USD10, Depends on card type
Limits USD5,000 000, to a maximum of 75% 000, to a chosen—classic, gold,
of net provable net monthly maximum of 75% platinum.
provable income paid of net provable net
directly into Access Bank. monthly provable
income paid
directly into
Access Bank.
Over limit 10% subject to 10% subject to a maximum 10% subject to a 10% subject to a
allowed a maximum of of 1000 USD. maximum of 1000 maximum of 1000 USD.
1000 USD. USD.
………………………………………
Features
Benefits
………………………………
The Access Advantage Account is a savings account with the trappings of a current account. It is a high interest
yielding account with features and benefits that provide world class financial services to all its subscribers.
Features
• Opening balance of 150,000 ZMK.
Benefits
• Zero COT
• Bonus Interest for accounts with quarterly average balances in the qualifying bands (see below).
• Option of opening an Investment Savings Account with 10% of monthly balance paid into the account at
customer's requests .
• Accounts with less than 3 withdrawals during any quarter & with an average quarterly balance of 750,000
ZMK qualify for the next seasonal festivities promo/draw.
Features
• 1 passport photograph
• 1 passport photograph
COT: Commission on Turnover is the charge the bank levies on every customer initiated debit entry on the account.
………………………………….
Solo Account
To encourage young people to save towards their future
Purpose
The purpose of Access Solo Account is to encourage young people to save towards their future. Target group are
students in secondary schools who will want to pursue higher education in colleges and Universities (14 - 24 year
olds).
Target
Students and young people from 14 - 24 years.
Features
Benefits
………………………………..
The product will leverage other related products categories as add-ons to attract customers e.g. ATM cards, cash
management.
Features
Benefits
Fees/charges
• Zero COT.
COT: Commission on Turnover is the charge the bank levies on every customer initiated debit entry on the account.
…………………………..
Our Philosophy
At the heart of everything we do, we will make our vision a reality and our mission a successful one.
Together they form the bedrock of our business.
Vision
To transform our bank into a world-class financial services provider.
Mission
To go beyond the ordinary, to deliver the perceived impossible, in the Quest for Excellence.
Brand Driver
The Quest for Excellence.
Our Core Value
• Excellence: We strive to attain and exceed the highest possible standards through our passionate
and painstaking attention to details.
• Ethics: Our operations are transparent and always comply with regulations, while decisions are
based purely on business interest.
• Passion for Customers: Customers always come first. We develop a deep understanding of them,
approaching them with a positive ‘can do’ attitude and responding creatively to their needs.
• Teamwork: We hold the interest of the team above those of the individual, while showing mutual
respect for all employees and sharing information throughout an organisation.
• Trust: We have total confidence in one another. We will work tirelessly to earn the faith, loyalty and
confidence of our customers.
To this end, we will always deliver on contracts,agreements,undertakings and assurances. These firmly
established and proven principles are fundamental to our business and future - they inform everything we
do.
………………………..
Our Awards
2003:
• Recorded =N= 1 billion Profit Before Tax (exceeding the cumulative profit for the prior 12 years).
2004:
• Selected as one of the seven Banks to operate the European Investment Bank’s 50 Million Nigerian
SME facility.
• Received the Hewlett Packard Award for the best implementation of a core banking application
(Flexcube 6.2) in West Africa. Successful Public Offer raised over N 14.5 billion, recording 133%
over-subscription.
2005:
• Completed seamlessly within 60 days the integration of two Banks acquired via merger by absorption,
making the integration the fastest and a reference point within the industry.
• Netherlands Finance Company (FMO) $ 15 million Investment in Access Bank listed on the NSE.
2006:
• Awarded the “Most Improved Bank of the Year” by This Newspaper.
• The first Bank in Nigeria to receive $ 15 million Convertible Debt Investment from the IFC.
• Appointed Primary Dealer/Market Maker for Government Bonds by the Debt Management Office
(DMO)
• First African Bank to partner the IFC on the introduction of gender finance under the IFC’s Gender
Empower Programme.
2007:
• Access Bank launches Federal Government Index, Nigeria’s First Liquid Bond Index.
• First Nigerian Bank to receive convertible investment from the Belgian Investment Company Fund for
Developing Countries.
• Awarded “Best Telecoms Financing Bank of the Year” by the Nigeria Telecoms Awards.
• Awarded “The Most Innovative Bank in Africa” by African Bankers Magazine, a publication of IC
publications, UK.
• www.accessbankplc.com rated overall winner of the Web Jurist Annual Web Award organized by
Phillips Consulting.
• Successfully concluded 3rd Public Offer raising over 1 Billion US Dollars (3.5 times oversubscribed).
2008:
• Awarded the “Brand of the Year” by Thisday Annual Awards.
• Awarded the “Best Global Trade Finance Bank Award” by the International Finance Corporate (IFC)”.
• Awarded the “Most Innovative Bank Award” by Global Bank Alliance for Women.
2009:
• Awarded the “Most Active GTFP Issuing Bank in Africa
…………………………………….
Our brand driver influences our organisational approach in all we do from providing services to our
customers to how we manage our people.
People Management Philosophy
People are the core of our business. Our human resource management practices are designed to be
flexible to accommodate the needs of each individual employee, encourage a sense of ownership in all
aspect of our business, develop requisite professional and ethical behavioural standards, deliver superior
client service, embrace sound financial discipline and recognise and reward performance.
Our objective is to have a well-motivated staff complement that experience career satisfaction and takes
pride in working for a respected organisation that offers progressive career development at individual
level.
Performance Management
We are a merit driven organisation. Our Performance Management System measures each employee’s
performance against clear and objectively defined goals. The level of achievement of these goals
determines both the growth of the organisation and those of every individual employee. Necessary tools
and support are provided to ensure seamless attainment of these goals.
Our performance management culture is under-pinned by the quest for a culture of high performance and
socially responsible employees.
Compensation and Incentives
In our quest to retain the best pool of exceptional talents in the industry, the Bank consistently rewards
high-performing employees and teams with adequate monetary and non-monetary compensation. This
practice has had a significant impact in spurring our people to greater personal and organisational
achievement.
…………………………
Our approach to employee development is a mix of different learning methods ranging from self study,
on-the-job training to e-learning programmes. Employees on a continuous basis are exposed to various
capacity building programmes both locally and internationally. These are consistent with the Bank’s
culture.
2. We support training programme outside the group’s curriculum such as courses of study leading to
degrees, diplomas e.t.c.
Our 4 months entry level training at the Banking School of Excellence, has acquired an enviable
reputation as a learning centre of excellence.
,,,,,,,,,,,,,,,,,,,,,,,
The Bank is a merit-driven organisation with emphasis on performance therefore career advancement is
strictly determined by merit.
As an institution given to continuous learning, our employees are constantly exposed to some of the best
training designed to equip them with the knowledge and skills required to deliver exceptional results while
achieving self and professional fulfilment.