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Research (RES11), and has been carefully examined and was found good
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Research Adviser
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ABSTRACT
STUDENTS
Lazarte, Joyce R.
Aquino, Leslee J.
Tandoc, Argil V.
development seminars and training for the BSA and BSAT students of
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applying Financial Literacy concepts such as savings and investing in
and BSAT students attained in their studies, and the factors that
Savings
Budgeting;
Compounding interest;
Inflation;
Transaction Instruments.
Investing
Risk diversification;
Return on investment;
Liquidity;
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Insurance.
2. What are the factors that influence the students’ financial literacy?
literacy?
Research Method
studied. This refers to research questions, design of the research and the
are closely associated with observational studies, but they are not limited
with observation data collection method, and case studies, as well as,
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of Luzon. The researchers used the descriptive method because it
describes, the subject of the research which is the focus of the study.
Significant Findings
Conclusion
The research study showed the benefits that can be derived from
derived from the lack thereof. Considering the findings gathered after
researchers also conclude that BSA and BSAT students are dependent
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knowledge previously acquired. Finally, the researchers concluded that
Recommendations
those measures a reliable guideline for the gradual increase of BSA and
aspect.
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TABLE OF CONTENTS
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Factors Influencing the BSA and BSAT students in
managing their money…………………………………………
Sources Expected to Increase the Financial Knowledge
of UL BSA and BSAT students………………………………
Measures Expected to Increase the Financial Knowledge
of UL BSA and BSAT students………………………………
Proposed Measures to Improve Financial Literacy………
Chapter V: SUMMARY, CONCLUSION AND RECOMMENDATION
Summary of Findings…………………………………………
Conclusion…………………………………………………………
Recommendation………………………………………………...
BIBLIOGRAPHY………………………………………………………………...
APPENDICES
Appendix A Letter of Permit to Conduct the Study…....
Appendix B Table of Specifications……………………....
Appendix C Letter to Respondents……………………….
Questionnaire………………………………………………….
Appendix D Computation for Mean………………………
Appendix E Interview Guide…………………………………
CURRICULUM VITAE………………………………………………………...
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No LIST OF FIGURES pg
No LIST OF TABLES pg
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ACKNOWLEDGMENT
have helped them accomplish this research study through thick and
thin, and who have been by their side since inception of this study.
To the Divine Creator for the gift of wisdom and humility that have
this research paper; but, most of all for keeping the zeal in each member
presence and support, the team could not have come this far; you are
their inspiration.
Balocating, thank you sir for making possible the conduct of this study
and Sirs, the team is grateful for your understanding and support
To Ms. Inah Marey Delos Reyes and Ms. Rose Ann C. Paramio,
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thought-provoking questions made possible the success of this research
greatly indebted for your support and insights since the inception of this
research paper. Without you, Sir, this wouldn’t have been a success.
The Researchers
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DEDICATION
the success of the study and to all those who have played minor or major
role in the preparation, conduct and data gathering for the study.
Kenneth
Joyce
Camille
Syra
Leslee
Argil
Ayda
University of Luzon
Dagupan City
October 2018
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