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Pinjaman : Rp 100.000.000,00. Pinjaman : Rp 100.000.

Jangka waktu : 24 bulan Jangka waktu : 24 bula


bunga 13.45% bunga
Sistem Flat
Bulan Jml angsuran Angsuran Angsuran pokok Saldo Pinjaman Bulan
Bunga
0 100.000,000,- 0
1 5,287,500 1,120,833 4,166,667 95.833.333 1
2 5,287,500 1,120,833 4,166,667 91,666,667 2
3 5,287,500 1,120,833 4,166,667 87,500,000 3
4 5,287,500 1,120,833 4,166,667 93,333,333 4
5 5,287,500 1,120,833 4,166,667 79,166,667 5
6 5,287,500 1,120,833 4,166,667 75,000,000 6
7 5,287,500 1,120,833 4,166,667 70,833,333 7
8 5,287,500 1,120,833 4,166,667 66,666,667 8
9 5,287,500 1,120,833 4,166,667 62,500,000 9
10 5,287,500 1,120,833 4,166,667 58,333,333 10
11 5,287,500 1,120,833 4,166,667 54,166,667 11
12 5,287,500 1,120,833 4,166,667 50,000,000.00 12
13 5,287,500 1,120,833 4,166,667 45,833,333 13
14 5,287,500 1,120,833 4,166,667 41,666,667 14
15 5,287,500 1,120,833 4,166,667 37,500,000 15
16 5,287,500 1,120,833 4,166,667 33,833,333 16
17 5,287,500 1,120,833 4,166,667 29,166,667 17
18 5,287,500 1,120,833 4,166,667 25,000,000 18
19 5,287,500 1,120,833 4,166,667 20,833,333 19
20 5,287,500 1,120,833 4,166,667 16,666,667 20
21 5,287,500 1,120,833 4,166,667 13,500,000 21
22 5,287,500 1,120,833 4,166,667 7,333,333 22
23 5,287,500 1,120,833 4,166,667 4,666,667 23
24 5,287,500 1,120,833 4,166,667 0 24

126,900,000 26,900,000 100.000.000,-


Pinjaman : Rp 100.000.000,00.
Jangka waktu : 24 bulan
13.45%
Sistem Flat
Jml angsuran Angsuran Angsuran pokok Saldo Pinjaman
Bunga
100,000,000
5,287,500 1,120,833 4,166,667 95,833,333
5,287,500 1,120,833 4,166,667 91,666,667
5,287,500 1,120,833 4,166,667 87,500,000
5,287,500 1,120,833 4,166,667 83,333,333
5,287,500 1,120,833 4,166,667 79,166,667
5,287,500 1,120,833 4,166,667 75,000,000
5,287,500 1,120,833 4,166,667 70,833,333
5,287,500 1,120,833 4,166,667 66,666,667
5,287,500 1,120,833 4,166,667 62,500,000
5,287,500 1,120,833 4,166,667 58,333,333
5,287,500 1,120,833 4,166,667 54,166,667
5,287,500 1,120,833 4,166,667 50,000,000
5,287,500 1,120,833 4,166,667 45,833,333
5,287,500 1,120,833 4,166,667 41,666,667
5,287,500 1,120,833 4,166,667 37,500,000
5,287,500 1,120,833 4,166,667 33,333,333
5,287,500 1,120,833 4,166,667 29,166,667
5,287,500 1,120,833 4,166,667 25,000,000
5,287,500 1,120,833 4,166,667 20,833,333
5,287,500 1,120,833 4,166,667 16,666,667
5,287,500 1,120,833 4,166,667 12,500,000
5,287,500 1,120,833 4,166,667 8,333,333
5,287,500 1,120,833 4,166,667 4,166,667
5,287,500 1,120,833 4,166,667 0

126,900,000 26,900,000 100,000,000


Pinjaman : Rp 100.000.000,00.
Jangka waktu : 24 bulan
Bunga efektif = 24%/thn
Sistem annuitas
Bulan Jml angsuran Angsuran Bunga Angsuran pokok Saldo Pinjaman

0 100,000,000,-
1 5,287,500 2.000,000 3,287,100 96,712,891
2 5,287,500 1,934,258 3,352,851 93,360,040
3 5,287,500 1,867,201 3,419,908 89,940,132
4 5,287,500 1,798,803 3,468,306 86,451,825
5 5,287,500 1,729,037 3,558,072 82,893,753
6 5,287,500 1,657,857 3,629,234 79,264,519
7 5,287,500 1,585,290 3,701,819 75,562,700
8 5,287,500 1,501,254 3,775,855 71,786,854
9 5,287,500 1,485,737 3,851,372 67,935,473
10 5,287,500 1,358,709 3,928,400 64,007,074
11 5,287,500 1,280,141 4,006,968 60,000,106
12 5,287,500 1,200,000 4,087,107 55,912,999
13 5,287,500 1,118,260 4,168,849 51,744,150
14 5,287,500 1,034,883 4,252,226 47,491,924
15 5,287,500 949,833 4,337,271 43,154,654
16 5,287,500 863,093 4,424,016 38,830,638
17 5,287,500 774,613 4,512,496 34,218,141
18 5,287,500 684,365 4,602,745 29,615,395
19 5,287,500 592,308 4,694,801 24,920,594
20 5,287,500 498,412 4,788,697 20,131,897
21 5,287,500 402,638 4,884,471 15,247,426
22 5,287,500 304,949 4,982,160 10,265,266
23 5,287,500 205,305 5,081,804 5,183,462
24 5,287,500 103,069 5,483,440 0

126,900.00 26,900,000 100.000.000,-


Pinjaman : Rp 100.000.000,00.
Jangka waktu : 24 bulan
Bunga efektif 24%
Sistem annuitas
Bulan Jml angsuran Angsuran Angsuran Saldo
Bunga pokok Pinjaman
0 100,000,000
1 5,287,500 2,000,000 3,287,500 96,712,500
2 5,287,500 1,934,250 3,353,250 93,359,250
3 5,287,500 1,867,185 3,420,315 89,938,935
4 5,287,500 1,798,779 3,488,721 86,450,214
5 5,287,500 1,729,004 3,558,496 82,891,718
6 5,287,500 1,657,834 3,629,666 79,262,052
7 5,287,500 1,585,241 3,702,259 75,559,793
8 5,287,500 1,511,196 3,776,304 71,783,489
9 5,287,500 1,435,670 3,851,830 67,931,659
10 5,287,500 1,358,633 3,928,867 64,002,792
11 5,287,500 1,280,056 4,007,444 59,995,348
12 5,287,500 1,199,907 4,087,593 55,907,755
13 5,287,500 1,118,155 4,169,345 51,738,410
14 5,287,500 1,034,768 4,252,732 47,485,678
15 5,287,500 949,714 4,337,786 43,147,892
16 5,287,500 862,958 4,424,542 38,723,350
17 5,287,500 774,467 4,513,033 34,210,317
18 5,287,500 684,206 4,603,294 29,607,023
19 5,287,500 592,140 4,695,360 24,911,664
20 5,287,500 498,233 4,789,267 20,122,397
21 5,287,500 402,448 4,885,052 15,237,345
22 5,287,500 304,747 4,982,753 10,254,592
23 5,287,500 205,092 5,082,408 5,172,183
24 5,287,500 103,444 5,184,056 -11,873

126,900,000.00 26,888,127 100,011,873

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