loan amotization

intreast rate (ir) 10%

period (pd) 15 with out if
amount (l) 100000

eai ₹ 13,147.38
beginning balance eal
year'
1 100000 ₹ 13,147.38
2 ₹ 96,852.62 ₹ 13,147.38
3 ₹ 93,390.51 ₹ 13,147.38
4 ₹ 89,582.18 ₹ 13,147.38
5 ₹ 85,393.02 ₹ 13,147.38
6 ₹ 80,784.94 ₹ 13,147.38
7 ₹ 75,716.06 ₹ 13,147.38
8 ₹ 70,140.29 ₹ 13,147.38
9 ₹ 64,006.94 ₹ 13,147.38
10 ₹ 57,260.26 ₹ 13,147.38
11 ₹ 49,838.91 ₹ 13,147.38
12 ₹ 41,675.42 ₹ 13,147.38
13 ₹ 32,695.58 ₹ 13,147.38
14 ₹ 22,817.76 ₹ 13,147.38
15 ₹ 11,952.16 ₹ 13,147.38
intrest rate compouent principal compounded year end balance

₹ 10,000.00 ₹ 3,147.38 ₹ 96,852.62

₹ 9,685.26 ₹ 3,462.12 ₹ 93,390.51
₹ 9,339.05 ₹ 3,808.33 ₹ 89,582.18
₹ 8,958.22 ₹ 4,189.16 ₹ 85,393.02
₹ 8,539.30 ₹ 4,608.08 ₹ 80,784.94
₹ 8,078.49 ₹ 5,068.88 ₹ 75,716.06
₹ 7,571.61 ₹ 5,575.77 ₹ 70,140.29
₹ 7,014.03 ₹ 6,133.35 ₹ 64,006.94
₹ 6,400.69 ₹ 6,746.68 ₹ 57,260.26
₹ 5,726.03 ₹ 7,421.35 ₹ 49,838.91
₹ 4,983.89 ₹ 8,163.49 ₹ 41,675.42
₹ 4,167.54 ₹ 8,979.84 ₹ 32,695.58
₹ 3,269.56 ₹ 9,877.82 ₹ 22,817.76
₹ 2,281.78 ₹ 10,865.60 ₹ 11,952.16
₹ 1,195.22 ₹ 11,952.16 ₹ 0.00
 with if

year beginning balance eai intreset rate compounded

1 100000 13147.37769 10000
2 96852.6223112628 13147.37769 9685.2622311263
3 93390.5068536518 13147.37769 9339.0506853652
4 89582.1798502798 13147.37769 8958.217985028
5 85393.0201465706 13147.37769 8539.3020146571
6 80784.9444724904 13147.37769 8078.494447249
7 75716.0612310022 13147.37769 7571.6061231002
8 70140.2896653652 13147.37769 7014.0289665365
9 64006.9409431645 13147.37769 6400.6940943165
10 57260.2573487438 13147.37769 5726.0257348744
11 49838.9053948809 13147.37769 4983.8905394881
12 41675.4182456318 13147.37769 4167.5418245632
13 32695.5823814577 13147.37769 3269.5582381458
14 22817.7629308663 13147.37769 2281.7762930866
15 11952.1615352157 13147.37769 1195.2161535216
 with goal seek

eai gusess

principal compounded year end balance year beginning balance

3147.3776887372 96852.622311263 1 100000
3462.115457611 93390.506853652 2 96852.6223112628
3808.327003372 89582.17985028 3 93390.5068536518
4189.1597037092 85393.020146571 4 89582.1798502798
4608.0756740802 80784.94447249 5 85393.0201465706
5068.8832414882 75716.061231002 6 80784.9444724904
5575.771565637 70140.289665365 7 75716.0612310022
6133.3487222007 64006.940943165 8 70140.2896653652
6746.6835944208 57260.257348744 9 64006.9409431645
7421.3519538629 49838.905394881 10 57260.2573487438
8163.4871492491 41675.418245632 11 49838.9053948809
8979.8358641741 32695.582381458 12 41675.4182456318
9877.8194505915 22817.762930866 13 32695.5823814577
10865.6013956506 11952.161535216 14 22817.7629308663
11952.1615352156 6.1845639721E-11 15 11952.1615352157
13147.37769

eai intreset rate compounded principal compounded year end balance

13147.37769 10000 3147.3776887372 96852.6223112628
13147.37769 9685.2622311263 3462.115457611 93390.5068536518
13147.37769 9339.0506853652 3808.327003372 89582.1798502798
13147.37769 8958.217985028 4189.1597037092 85393.0201465706
13147.37769 8539.3020146571 4608.0756740802 80784.9444724904
13147.37769 8078.494447249 5068.8832414882 75716.0612310022
13147.37769 7571.6061231002 5575.771565637 70140.2896653652
13147.37769 7014.0289665365 6133.3487222007 64006.9409431645
13147.37769 6400.6940943165 6746.6835944208 57260.2573487438
13147.37769 5726.0257348744 7421.3519538629 49838.9053948809
13147.37769 4983.8905394881 8163.4871492491 41675.4182456318
13147.37769 4167.5418245632 8979.8358641741 32695.5823814577
13147.37769 3269.5582381458 9877.8194505915 22817.7629308663
13147.37769 2281.7762930866 10865.6013956506 11952.1615352157
13147.37769 1195.2161535216 11952.1615352156 6.1845639721E-11
pd1 5 6%
pd2 3 8%
pd3 7 9%
TOTAL 15
loan (ll) 100000
eai guess 10960.5181402873

year beginning balance eai intreset rate compounded

1 100000 10960.51814 6000
2 95039.4818597127 10960.51814 5702.3689115828
3 89781.3326310082 10960.51814 5386.8799578605
4 84207.6944485813 10960.51814 5052.4616669149
5 78299.6379752089 10960.51814 4697.9782785125
6 72037.0981134342 10960.51814 5762.9678490747
7 66839.5478222216 10960.51814 5347.1638257777
8 61226.193507712 10960.51814 4898.095480617
9 55163.7708480417 10960.51814 4964.7393763238
10 49167.9920840781 10960.51814 4425.119287567
11 42632.5932313579 10960.51814 3836.9333908222
12 35509.0084818928 10960.51814 3195.8107633704
13 27744.3011049758 10960.51814 2496.9870994478
14 19280.7700641363 10960.51814 1735.2693057723
15 10055.5212296213 10960.51814 904.9969106659
16 -9.82254277915E-11 0 0
17 0 0 0
18 0 0 0
19 0 0 0
20 0 0 0
21 0 0 0
22 0 0 0
23 0 0 0
24 0 0 0
25 0 0 0
26 0 0 0
27 0 0 0
28 0 0 0
29 0 0 0
30 0 0 0
31 0 0 0
32 0 0 0
33 0 0 0
34 0 0 0
35 0 0 0
36 0 0 0
37 0 0 0
38 0 0 0
39 0 0 0
40 0 0 0
41 0 0 0
42 0 0 0
43 0 0 0
44 0 0 0
45 0 0 0
46 0 0 0
47 0 0 0
48 0 0 0
49 0 0 0
50 0 0 0
 prd1
prd2
intreset
loan life
loan amount
initial eai
principal compounded year end balance inyreset rate
4960.5181402873 95039.4818597127 0.06 year
5258.1492287045 89781.3326310082 0.06 1
5573.6381824268 84207.6944485813 0.06 2
5908.0564733724 78299.6379752089 0.06 3
6262.5398617748 72037.0981134342 0.06 4
5197.5502912126 66839.5478222216 0.08 5
5613.3543145096 61226.193507712 0.08 6
6062.4226596703 55163.7708480417 0.08 7
5995.7787639636 49167.9920840781 0.09 8
6535.3988527203 42632.5932313579 0.09 9
7123.5847494651 35509.0084818928 0.09 10
7764.707376917 27744.3011049758 0.09 11
8463.5310408395 19280.7700641363 0.09 12
9225.248834515 10055.5212296213 0.09 13
10055.5212296214 -9.82254277915E-11 0.09 14
0 0 0 15
0 0 0 16
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
 increment
5 10%
11 20%
9%
15
100000
11230.59

beginning balance eai intreset rate compounded principal compounded

100000 11230.59 9000 2230.59
year end balance