SOCIAL CASE STUDY REPORT

NAMES: Ramon Bautista Cruz and Abigail Dela Vega-Cruz (Maiden Name: Abigail
Severino Dela Vega)

ADDRESS: Zone 1, Barangay Calahunan, Mandurriao, Iloilo City.

PHONE: 913-383-9804 (home)

913-492-2229 (Work, husband) San Marcus High School

913-492-2229 (Work, wife) Tandy Elementary School

DATE OF MARRIAGE: 1 January 2013 (Confirmed via marriage license #345)

CHILDREN IN HOME: None.

REASON FOR HOME STUDY: Mr. and Mrs. Cruz contacted The Agency for the purpose
of a domestic adoption of an eight-year old child.

REFERRAL INFORMATION: They were referred to our agency by the yellow pages.
They had been considering adoption for several years. They tried twice through a
lawyer, but both times the birth parents chose to parent the child rather than place for
adoption.

DATES OF CONTACT:

1 January 2015 - Telephone contact

1 June 2015 - Couple interview in their home with spouses Ramon and Abigail Cruz
who were present. Home Inspection Tour completed.

1 October 2015 - Couple interview in their home and individual interviews with Ramon
and Abigail.

IDENTIFYING INFORMATION:

RAMON ABIGAIL
SOCIAL SECURITY NUMBER: 128-70-899 139-70-888
DRIVER'S LICENSE NUMBER: ILOILO #BVN 333 ILOILO #BVN 434
DATE OF BIRTH: 2-12-1985 5-30-1989
Mandurriao,
PLACE OF BIRTH: Mandurriao, Iloilo City
IloiloCity
EDUCATION: BS Education BS Education
OCCUPATION: Teacher Teacher
EMPLOYER: San Marcus High San Marcus Elementary
DATE OF MARRIAGE: 1-1-2013 Same
MARRIAGE PLACE: Iloilo City Same
RELIGION: Baptist Same
AGE: 34 years 30 years
HEIGHT: 5 ft. 10 in. 5 ft. 7 in.
HAIR COLOR: Black Black
EYE COLOR: Brown Brown

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RACE: Asian Asian
DECENT: Filipino Filipino
BODY STRUCTURE: Medium Bone Small Bone
COMPLEXION: Medium Medium

GENERAL INTRODUCTION

Spouses Ramon and Abigail Cruz requested this adoption home study to
facilitate their approval to become adoptive parents. They are adopting with the
assistance of The Agency. They wish to adopt a child from the Philippines. They would
prefer a child, fully- grown and whose age is between five (5) to ten (10) years, and are
not gender specific. They are interested in adopting as healthy a child as possible. The
spouses Cruz understand that there are no guarantees regarding the health of the child
and they are willing to take that risk. For them, a healthy child is free from congenital or
genetic defects or abnormalities. The initial interview for this home study was
completed in the Cruz’s home with Ramon and Abigail being present. The spouses Cruz
report that they have never been denied approval as an adoptive home in the past. If
the family reports that they have been denied approval in the past, we need to explore
and document why.

BACKGROUND INFORMATION OF RAMON BAUTISTA CRUZ

Ramon Bautista Cruz was born on February 12, 1985, in Mandurriao, Iloilo City.
He was the first of three children for Jose and Agapita Cruz. His father, age 65, was a
successful banker, now retired. His father's success allowed his mother, age 63, to stay
home and raise their children full time. He has a sister Sheila and a brother Ronnie, 29
and 25 respectively. Sheila lives with her spouse Danny Magsanto and their two
children, Lou Ann and Andy, in Molo, Iloilo City. Sheila is an employee at Rizal
Commercial Banking Corporation (RCBC). Ronnie is obtaining a degree in Music from
University of Santo Tomas and is currently single. They are all in excellent mental and
physical health.

Ramon grew up in a very family oriented environment. They all regularly

attended The First Baptist Church of Iloilo City, where they were actively involved in
both church and community functions. Being a close knit group the entire family would
attend any activity involving another member. They also took vacations together,
whether it was a long weekend to go camping or a few weeks during the summer to see
some parts of the country. One of his favorite trips was to Palawan. As a young man, he
was encouraged to be involved with school clubs and sports, and as a result he had
many friends. All his friends were always welcome in their home to participate in the
family's festivities.

Ramon states that his father was the main disciplinarian in the Cruz household.
Discipline methods were time-outs and restriction of privileges. Ramon states that his
parents always made him feel secure. Ramon plans on raising his children in a similar
manner. He does not believe in spanking and will not use that form of discipline with
his children.

As a child singing in the church choir, Ramon first realized his love for music and
has gone on to have several songs published. In addition to writing music, he enjoys
reading and landscaping their yard. He has planted several trees and flowerbeds while
maintaining a flourishing garden. He still enjoys playing sports and is involved along
with Abigail in church volleyball and softball leagues. Occasionally he will play
racquetball or basketball at the community center.

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 Ramon says he grew up in a wonderful and loving environment and hopes to
provide the same for his children. He is still very close to his family and they normally
get together every couple of weeks to have a barbecue. He describes himself as an out-
going, musically inclined, faithful, and caring man, who believes family is the most
important thing in life.

EDUCATION OF RAMON BAUTISTA CRUZ

Ramon is a graduate of University of San Agustin with a degree in Music

Education in 2006. He graduated with honors.

EMPLOYMENT OF RAMON BAUTISTA CRUZ

Ramon is a music teacher for a San Marcus High School in Mandurriao, Iloilo City.
He has been with this school since his college graduation in 2006. In the summer, he
works as a part time salesman for Sears.

BACKGROUND OF ABIGAIL DELA VEGA-CRUZ

Abigail dela Vega-Cruz was born Abigail Severino dela Vega on May 30, 1989, in
Mandurriao, Iloilo City. She is 30 years old and the middle child of Lloyd and Marcia
"Tillie" dela Vega. After 40 years as a manufacturer's representative for several
machine tool companies, her 64-year-old father plans to retire next year. Besides high
blood pressure that is thought to be a result of being overweight, her father is in good
health. Abigail's mother is 62 years of age and also in good health. She is employed as a
part time occupational therapist that plans to retire at the same time as Lloyd.
Regarding her siblings, Abigail has a brother and a sister, named Albert and Cathy.
Albert is thirty-five and married to Christine. Albert works as a computer consultant.
Christine is a stay at home mother. They have three lovely daughters. Jo Ann is 10.
Cindy is eight. Marci is four. They live in Molo, Iloilo CIty. Cathy is 29 and is married to
John. John works as a pharmaceutical sales representative and Cathy is currently a stay-
at-home mother. They have one son named Benjamin who is three. They live in Jaro,
Iloilo City.

While she was growing up, Abigail always felt special to her parents. Often
typical to the middle child, Abigail never felt overlooked or unloved. Religion was
important but not a dominant force in her upbringing. It was common for her father to
frequently travel because of his job. Despite his time away, her father always seemed to
find the time to take the family on an annual two-week vacation. He also arranged for
them to go on numerous business trips with him over the summer. Even though Lloyd
traveled and was often away from home, Abigail still felt he greatly influenced her life.
Abigail's mother always made the best out of the worst situation. It was not uncommon
for her mother to make Abigail and Cathy's clothes.

Abigail was involved with numerous school activities while growing up. She was
active in a group called "Rainbow" girls, which put on theatrical productions in the
summer. Abigail loved theater and auditioned for all school theatrical productions. It
was normal for Abigail to acquire the lead roles in most productions. Beyond theater,
she enjoyed singing, sewing, knitting, watching TV, and playing softball. Abigail was a
very good athlete and has found sporting activities to be one where she and Ramon
connect.

Discipline in Abigail's home was handled in a very loving and gentle manner.
Abigail states that she does not recall ever being spanked. Her parents would talk to her

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about her behavior and together they would come up with a suitable method of
discipline. Abigail feels that her parents did an excellent job of raising her and she
hopes to be a similar type parent. Abigail does not believe in spanking and plans to use
similar discipline techniques to what she experienced as a child.

Abigail's family was then and still is very close. She has fond memories of her
childhood. Abigail does not see her brother as much as she would like, but understands
his life and that three children and a career create a very busy life. Abigail is generally
closer now with her sister Cathy. They usually talk at least every two weeks.

EDUCATION OF ABIGAIL DELA VEGA-CRUZ

Abigail graduated in 2010 with her bachelor's degree in elementary education

from University of San Agustin, Iloilo City.

EMPLOYMENT OF ABIGAIL SMITH

After graduating with her education degree, Abigail taught at two different
elementary schools in the area. The school system moved her around, but Abigail has
been employed since 2010 as a third-grade elementary teacher at Tandy Elementary in
Mandurriao, Iloilo City.

MARRIAGE OF THE SPOUSES CRUZ

Reverend Fred B. Morante married the spouses Cruz on January 1, 2013, at

Sagamore Hills Baptist Church, in Mandurriao, Iloilo City.

Ramon and Abigail met while attending University of San Agustin. After only a
few dates, they decided to date exclusively. Abigail states it was "love at first sight". For
Ramon, the love grew greater with the passing of each day. Ramon wanted his feelings
for Abigail to grow, but he did not want to lose sight of completing school. After
graduation, he made plans to marry Abigail, although he did not let her know.

Ramon began saving money and buying furniture, so when he asked for her hand
in marriage he would have a future to offer her. Ramon asked Abigail to help him pick
out all the furniture. At the time, Abigail wondered why Ramon was so concerned about
her opinion.

When he did ask Abigail to marry him, they originally decided to wait for Abigail
to graduate from college. Abigail's grandfather however, was terminally ill and Ramon
and Abigail decided to marry so he could attend their wedding. Sharing their wedding
with Abigail's grandfather meant a lot to both Abigail and Ramon, as they loved him
dearly.

Abigail and Ramon family backgrounds were very similar. Ramon and Abigail
share similar hobbies. When either is involved in separate activities the other is very
supportive. Abigail and Ramon both feel that they can discuss anything and naturally
share their most intimate feelings. They feel they are "best friends".

Neither of the spouses Cruz have previous marriages. Ramon and Abigail are
committed to their marriage.

MOTIVATION AND ATTITUDES TOWARD ADOPTION

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 Ramon and Abigail have known from the beginning of their marriage that they
may not be able to have biological children. Abigail suffers from fibroid tumors
(benign), which prevents many women from becoming pregnant. Through numerous
discussions, they feel certain that an adopted child would receive equal opportunities
and love as any biological child. Pursuing infertility with all the physically and
emotionally draining tests is not an appealing option when contrasted to that of
adoption. They have attended Resolve meetings and feel that they have a positive
attitude of acceptance about their infertility. Their choice of adoption to expand their
family has been carefully thought out and embraced by both Abigail and Ramon.

Ramon and Abigail would like to adopt a child from the Philippines. They would
prefer a child, fully-grown and whose age is between five (5) to ten (10) years, and are
not gender specific. They are interested in adopting as healthy a child(ren) as possible.
They have been communicating their personal feelings about adoption and have read
books, researched on the internet, and attended lectures and workshops on adoption to
help them in their decision-making.

Throughout the interviewing process, Abigail and Ramon spoke with enthusiasm
and joy in their efforts to begin the adoption process. They are respectful of birth
parents and feel they will be open in communication about adoption with their child.
Family and friends are supportive of their adoption decision. They understand that
adoption is a lifelong choice, and that as the years progress, they will need to continue
to learn and grow with in their understanding of adoption, along with their adopted
child.

ADOPTION READINESS

The spouses Cruz have the desire to be parents. They have openly shared their
interest in closing the chapter with their fertility treatments and moving toward
embracing adoption. They feel they would be blessed with the most precious gift in the
world if a birth mother would select them to be the new parents. They do expect there
will be an exchange of emotions between themselves and the birth parents as they
interact with one another. They have both stated they will actively be a part of any type
of search and reunion in the years to come. Both Ramon and Abigail have related to this
[domestic] worker the honor and respect they already carry for their future birth
parent(s) and would feel more than comfortable with sharing their views on how they
will tell the child he/she was adopted and what type of relationship they shared with
his/her biological parents.

CHILD REARING PATTERNS/ FAMILY SUPPORT/ DISCIPLINE PLAN/ ADOPTION

ISSUES

Abigail and Ramon do not believe in hitting or screaming at children. Abigail and
Ramon feel strongly that time out, consequences and positive reinforcements as
behavior modification techniques work for changing unacceptable behaviors. They
would discipline an older child by implementing consequences, withdrawing privileges,
and setting firm yet fair limits, appropriate to the child's age and situation. They believe
in disciplining without harming self-esteem. They believe in discipline without anger.
They jointly share in childrearing and discipline, and provide a united parental unit.
Abigail and Ramon will teach their child through example, and open and honest
communication. Abigail and Ramon have both signed the Agency's Discipline
Statement, and agree with the intent of the policy. Their signed statement will be
maintained as part of their permanent file.

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HOME AND COMMUNITY

Ramon and Abigailare are the only members of their household. Their home is
tucked away on a quiet residential street located in Zone 1, Barangay Calahunan,
Mandurriao, Iloilo City. They describe neighborhood as pleasantly supported with good
neighbors and children of all ages. Their church and school are both within walking
distance from their home. Their home is located within a reasonable distance to
medical facilities, schools, and fire and police departments. There is a community pool
and museum in the city.

Their home is composed of two stories. The first floor contains a living room,
dining room, kitchen, laundry room and half bath, and a small room that can be used as
a playroom. The second floor contains three bedrooms with walk in closets and a full
bath. The home is tastefully furnished and housekeeping standards are good. The
spouses Cruz’s home is well maintained both inside and outside and provides a safe
environment for children. There are smoke detectors in all major rooms and a carbon
monoxide detector on both floors of the home. The spouses Cruz have a fire
extinguisher in the kitchen. There are no firearms in the home. There is plenty of room
for a growing family to flourish in this home. This worker has conducted a physical
review of the home, and the checklist has been retained in their permanent file.

The spouses Cruz own their home. They have lived at this address for the past
three (3) years. Information about their mortgage and house bills can be found in the
financial section of this report.

FAMILY LIFE/EXTENDED FAMILY/OTHER SOCIAL RELATIONSHIPS

Ramon and Abigail have a large extended family and a strong network of close
friends. Abigail's family is very close. Abigail has three close friends from college who
provide her support. They try to have a "girl's night" for dinner together at least once a
month. They were a great support to her during her infertility treatments. Two of these
friends also have children and their families look forward to more times when they can
socialize together.

Ramon is very close with his family. He states much of his stress relief comes
from his love of music. He has developed a few friends at the school where he works,
and also enjoys playing on the school teacher's summer league softball team with them.
When he is not playing music, gardening or participating in a sporting event, Ramon
enjoys playing with a child neighbor named Troy. He has become good friends with the
husbands of Abigail's college friends, and they enjoy having family BBQs all together.

Ramon and Abigail also have a network of close friends through their church.
They attend Sagamore Hill Baptist Church as a family and will continue this practice
with any children that may be added to their family. On Sundays, Ramon and Abigail
sing in the church choir. Abigail is very active in the Church Missions Group.

On weekends, it is typical for Ramon to make pancakes for breakfast every

Sunday before church. Abigail and Ramon enjoy spending time together. They feel it is
important to take themselves on vacations and look forward to sharing the same
experiences with their new child. They often have a family movie night on Saturday
nights.

HEALTH OF THE SPOUSES CRUZ

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 Ramon was examined on August 8, 2015 by Dr. David Dimayuga of Mandurriao,
Iloilo City. He was found to be in good mental and physical health and free of
communicable diseases. Abigail was examined by her physician, Dr. Mary Cango ofIloilo
City on August 12, 2015. She was found to be in good mental and physical health and
free of communicable diseases. The doctors support the spouses Cruz’s application for
adoption.

FINANCIAL

The spouses Cruz have a gross combined annual income of Php 720 000.
(Verified by 2005 IRS statements) Ramon has an annual gross income of Php 360 000.
Abigail has an annual gross income of Php 360 000 as well.

They have Php 5 000 000 in assets. This consists of Php 2 000 000 in cash
savings and checking accounts, Php 500 000 in life insurance cash value, Php 100 000
in stocks and bonds, Php 100 000 in a tax escrow fund, and Php 300 000 vested in a
retirement plan through both of their employers. Their home is valued at Php 1 500
000 and they have a thirty-year mortgage. The spouses Cruz have Php 500,000 in
equity in their home. They pay Php 5 000 a month on the mortgage and that includes
insurance. Together with car payment, house payment, utilities, food, insurance, etc.
they pay out approximately Php 7 000 per month. They have enough left over that they
can well afford a child into their family.

HEALTH INSURANCE

They are covered with Blue Cross Blue Shield Major Medical through Ramon's
employer. It covers the baby from time of placement. They must wait twelve months for
pre-exiting conditions. A copy of their insurance information has been retained in their
permanent file.

RELIGION/ ETHNIC BACKGROUND

The spouses Cruz are active members with a strong commitment to their church,
Sagamore Hill Baptist Church. Ramon's family has some religious traditions, which he
wishes to continue, such as the Filipino foods which his mother prepares at Christmas
time. Abigail's family celebrates some Spanish-Filipino traditions, which she states are
more "spiritual" than religious. When her children are older, she looks forward to
sharing these Spanish-Filipino history and stories with them.

OTHER CHILDREN

The spouses Cruz have no children.

GUARDIANSHIP PLAN

In case of untimely deaths, the spouses Cruz Ramon's sister and brother-in-law,
Sheila (29 years old) and Danny (32 years old) Magsanto of Mandurriao, Iloilo City to be
the legal guardians of their child. They feel Sheila and Danny would be wonderful
parents because they currently have two lovely children. They additionally are
financially secure as Danny has a career as an attorney. Sheila and Danny are both in
excellent health and have spent a great deal of time with them. Abigail and Ramon feel
that the Magsantos will be great parents to their child. The spouses Cruz understand
the importance of creating a legal will and are currently in the process of making one.

INFERTILITY
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 The spouses Cruz have successfully handled the infertility issue of Abigail's
fibroid tumors. They endured several tests and surgical techniques in their efforts to try
and correct the tumors. After unsuccessful surgeries and tests, they began visiting their
local Resolve group and have remained active to date. They decided against further
medical intervention as they feel their primary purpose is to parent. They feel the
pursuit of further infertility testing is a waste of their time and energy. The spouses
Cruz have shared their infertility and adoption plans openly with immediate family and
a few close friends.

RECORDS CHECK

According to Ramon and Abigail's self-report, they have no history of abuse or

violence, alcoholism, drug addiction, substance abuse, domestic violence, sexual abuse,
child abuse, or criminal record. A current report on file received for the Iloilo City
Department of Social Welfare and Development on August 10, 2015 indicates "No
Probable Cause or Reason to Suspect Child Abuse/Neglect Findings" on Ramon or
Abigail Cruz. Another current report on file from the Bureau of Investigation dated
August 12, 2015 also indicates "No Criminal Record" for Ramon and Abigail Cruz. A
review of all available records show no information that would cause Ramon or Abigail
to be denied approval for adoption, and indicates that Ramon and Abigail are citizens in
good standing within their community.

No child abuse records or criminal records through governmental investigations

have been found. The clearance dates of each applicant are as follows:

CHILD
APPLICANT CRIMINALFBI
ABUSE
RAMON
8/11/04 8/15/027/10/2015
SMITH
MARISSA
8/11/04 8/15/027/10/2015
SMITH

Abigail and Ramon stated that they have never been denied an application for a
domestic or foreign adoption due to an unfavorable home study or for any other reason
nor have they been rejected as prospective adoptive parents. This is Ramon and
Abigail's first home study.

If Abigail and Ramon are arrested or convicted of any crime after the date of this
report, Abigail and Ramon have agreed to notify The Agency of such reports. Abigail
and Ramon also understand such arrests and convictions must be reviewed by The
Agency and then submitted to the court handling the adoption. Abigail and Ramon
understand any arrests or convictions must be explained and such actions might delay
or prevent their ability to adopt. Per the date of this signed and completed home study
and what is listed above, The Agency has not received any additional correspondence
regarding either Abigail or Ramon Smith's criminal or child abuse records.

REFERENCES

All references have been very good and supportive of the spouses Cruz's plans to
adopt. One reference said, "I fully support Abigail and Ramon's desire to become
parents again through adoption". Letters were obtained from four friends and their
minister. They were Ed Vincent Magsanto of Jaro, Iloilo City; Mrs. John (Brenda)
Panigbatan, Molo, Iloilo City; Mr. and Mrs. Gary Cabangon, Manurriao, Iloilo City; Mrs.
Jim (Sheila) Pedigo, Mandurriao, Iloilo City and Rev. Fred B. Morante, Iloilo City,

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Philippines. There were no concerns whatsoever expressed in the reference letters and
all letters are in agreement that the spouses Cruz would be excellent adoptive parents.
These letters have been retained as part of our permanent file. This worker has had
personally contacted each reference person to verify the authenticity of their reference
letter.

POST PLACEMENT SERVICES

"Agency" agrees to carry out the post-placement procedures as required by the

state(s) involved in the adoption. Abigail and Ramon understand there are additional
fees to provide post-placement services. They are aware of the importance of post-
placement visits and are committed to completing the post-placement visits required
by the state(s) involved in the adoption.

UNDERSTANDING ADOPTION

The Agency informs its families interested in domestic adoption about risks,
delays and unknowns in domestic adoptions. Information is provided through
discussion, provision of a parent preparation manual and bibliography, referral to
community support groups, and information on adoption websites. Through this
information, the Smiths have an understanding of general adoption issues and are
aware of and accept the risks associated with domestic adoptions.

The Agency strongly advises that all families utilize the services of at least one
physician in reviewing the medical information and in making their final decision on
the child they wish to adopt. It is best however to seek advice from several sources to
obtain a well-rounded opinion.

The spouses Cruz’s plan on discussing adoption with their child(ren) and will
provide whatever resources necessary to support their child through difficult adoption
issues. They state they realize that adoption is a lifelong process, and are committed to
learning and growing in their understanding of adoption as their child grows and
develops.

CONTACT WITH BIRTH PARENT (S)

The spouses Cruz are willing to meet with the birth parents if that is their desire.
They wish to be identified only on first name basis. They are willing to send pictures
and letters to the birth parent(s) as well as receive letters from the birth parent(s) via
the adoption agency. They feel comfortable sending letters and pictures.

PREFERENCE AND TYPE CHILD DESIRED

The spouses Cruz will consider a boy or girl, preferably a child aged between
five(5) to ten(1) years old. They will consider a Filipino child, or a Filipino/ Hispanic
child. It is possible Abigail and Ramon will accept a child with mild handicaps such as
clubfeet, cleft palate, etc. They, however, will not accept a child with known
neurological or mental handicaps. They understand that it is often impossible to
determine such neurological and most mental handicaps at birth. The family
understands that thorough medical information may be sparse, inconclusive, or not
obtainable. Medical information is sometimes not available until birth of the baby and
rarely is any medical information available on the birth father. The family understands
and accepts these risks.

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CULTURAL DIVERSITY

Spouses Cruz are excited about the possibility of a placement of a child from a
Hispanic or Caucasian/ Hispanic descent. They know they may receive curious looks,
questions, and prejudices.

They feel very comfortable adopting a child of a different race and believe
strongly that their love for each other and their family will help them with any
difficulties they may encounter. They plan to be open and educate others about
adoption and their adoption experience. Spouses Cruz reside in a culturally diverse
community and have several close friends of Filipino/Hispanic descent who share their
culture with the spouses Cruz. They also plan to educate themselves about the specific
culture, be it Mexican, Cuban etc. once they are placed with the child.

IMPRESSIONS AND RECOMMENDATION

Abigail and Ramon have been married for six years, with a two-year dating
relationship prior to their marriage in 2013. In addition to their marriage relationship,
Abigail and Ramon are best friends. They enjoy each other's company and share many
compatible activities and future goals. Their hope and plan for the future is to become a
family. Abigail and Ramon would like to adopt with the help of The Agency. They would
like the child or children to be as healthy as possible.

Their decision to adopt is the result of many years of unsuccessful attempts at

having a biological family. Abigail and Ramon are excited and comfortable with
adoption as their choice of family building. Their friends and family are emotionally
supportive of this decision. Abigail and Ramon are financially stable and very much
rooted within their community. Their home environment is conducive to raising a
family. It is felt that all their child's needs would be adequately cared for.

Abigail and Ramon are warm, mature and loving people with a strong moral and
ethical value system. Their behaviors are congruent with their personal and spiritual
beliefs. A child is very much wanted and will be very much loved by Abigail and Ramon.
They are sensitive to adoption issues, especially regarding domestic adoption, for
birthparent(s) and for their child. They acknowledge adoption not only as a single event
within their family but as an integral part of their family's ongoing life cycle. It is with
much pleasure that I approve Abigail and Ramon Smith be certified to adopt (one/two)
child(ren).

Done in Iloilo City on 1 January 2016.

______________________________
Beatrice C. Monsod
DSWD Social Worker

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