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Allissa Valenzuela
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Abstract
This paper outlines a proposal for a project-based learning experience for high school
seniors in an economics class. This project-based learning experience requires students to learn
about personal finance and use what they learn to create a financial plan for themselves for after
high school that will help support their goals. This paper includes information about the applicant
and school environment, summary and project impact, project narrative, budget narrative,
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I am a social studies teacher at Coronado High School in Scottsdale, Arizona. This project
will take place in my senior level economics course. Coronado High School is a school in the
Scottsdale Unified School District. The mission statement of Coronado High School is, “Utilizing an
Early College and Career program model, the CHS mission is to provide a rigorous academic
program that fosters critical thinking skills, develops learning strategies and mind sets, and offers
transition supports for success beyond high school” ("Coronado High School " p. 2). The vision
statement of Coronado High School is, “All Coronado High School students will be prepared for
success in postsecondary opportunities. All Coronado High School students will have supports and
the tools needed to define and achieve personal success”("Coronado High School " p. 2).
Coronado High School is a school that has been classified as title I schoolwide school by the
Arizona Department of Education ("Consolidated State Information") and 66% of the 1,072
students at Coronado High School are from low income families ("Explore Coronado High School
in Scottsdale, AZ"). The majority of students at Coronado High school are Hispanic (56%) and 25%
are white, 8% are American Indian/Alaska Native, 7% are black, 3% are Asian, and student who are
two or more races and Hawian and Pacific Islander students each make up less than 1% of the
student population. ("Explore Coronado High School in Scottsdale, AZ"). The graduation rate at
Coronado High School is 73% which is slightly below Arizona’s state average of 76%. ("Explore
Coronado High School has a variety of initiatives to help support student success. One of
these is Rise Hour which gives students an opportunity during the school day to make up missing
work for a class or do test corrections so that they can raise their grade. Students can also get
additional tutoring from the teacher during this time if needed. If students do not need extra time
for their classes, then they get an extended lunch hour. Coronado High School also celebrates week
long perfect attendance with a certificate and a piece of candy on the following Monday. In addition,
to these initiatives, Coronado High School has also started paying for students’ AP tests this year.
This helps encourage students to take AP courses and tests which can promote student success both
during and beyond high school, especially for students coming from low-income backgrounds.
My name is Allissa Valenzuela and I have a Bachelor of Science degree in Economics from
the W.P. Carey School of Business at Arizona State University and a certificate in Secondary
Education from the Mary Lou Fulton Teachers College at Arizona State University. My economics
education from has given me a valuable archive of economics and business knowledge and the
economic tools and critical thinking to recognize and appreciate economic phenomena in everyday
life. In addition, my secondary education certificate has given me the pedagogical training to deliver
I believe that education should develop skills and critical thinking that will support students’
success in life. In order to facilitate this development, I aim to bring creativity and positivity to my
classroom everyday in order to shape a learning environment that encourages inquiry and
I believe that project-based learning is an important and student-centered way for students
to explore a topic that interests them using subject area content. In my content area, economics,
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students are often learning about topics they are not familiar with, especially when it comes to
viewing things from the point of view of a government or firm. Project-based learning can help
My classes within my secondary education certificate have prepared me with a variety of
tools for technology integration in the areas of collaboration, presentation, portfolio, and
screencasting. Some of these tools include BaiBoard, Pear Deck, Seesaw, and ShowMe. When
technology is integrated into lessons thoughtfully and purposefully, technology can support student
success and engagement. Tools like these will help students use technology to organize and present
Summary of Project
This project will support students in answer the driving question: How can I create a
financial plan that will support me in achieving my goals? This project is needed at Coronado High
School because many students come from disadvantaged backgrounds and do not have the tools to
be able to create this type of plan on their own. The project-based learning activities within this
project will help students learn the financial literacy standards within the state standards for
economics. The state standards require students to learn about how and why people make financial
decisions. This project will require students to learn about reasoning behind financial decisions and
One activity that students will participate in is an exploration of their skills and passions to
determine what their major overall goal for this plan should be or to evaluate if their existing goal is
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a good goal for them. This connects to the state standard HS.E1.1, “ Evaluate how and why people
make choices to improve their economic well-being,” because students will be prompted to evaluate
whether their goal will improve their economic well-being during this activity. Another activity
students will do is learning about how to make a budget and creating a budget for themselves for at
least the first year they will be out of high school. This connects with the state standard HS.E1.2,
“Analyze the factors that influence how and why people make budgeting and saving choices.”
Students will also have an activity where they learn about the different types of insurance and why
people would buy insurance. This covers the state standard HS.E1.5, “Evaluate the ways insurance
may minimize personal financial risk.” Then students will decide what type of insurance they might
This project requires students to not just learn about financial literacy in the abstract but
apply financial concepts to a plan for their own life and their own goals. This project has a clear
answer to the classic student question, “When will I ever use this in real life?” FInancial decision
making is a critical skill for adults to have in order to be able to reach their goals and to be as
financially secure as possible. The students completing this project are high school seniors so they
will need to be able to have these skills to be as prepared as possible to achieve whatever goals they
want to achieve.
Project Impact
This project will impact about 75 students between three economics classes in the initial
semester that it is introduced. Since economics is a semester long class, in the two to three years
following, the project will impact around 300-450 students. In order for students to be successful in
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achieving their goals after high school it is important that the have a financial plan and financial
decision making skills. This project prompts students to create this plan and to develop financial
This project will impact me as an economics teacher because it will help students become
more excited and interested in learning about financial literacy because they will have an opportunity
to apply it to their own lives and goals. Financial literacy in an entire section of standards for
economics, so this excitement and interest will make it easier to teach these standards. This project
will also allow me to get to know students better by learning about their goals, what they are good at,
and what they are passionate about along with them. Learning these things about students is useful
for building relationships with students and being able to help students make connections between
This project could also be a good opportunity for teachers in other areas to create lessons
that are concurrent to the goals of this project. Math teachers could teach a lesson on the time value
of money in order to help students understand investments and interest rates. English teachers could
teach a lesson on how to write cover letters and resumes to help students be able to get jobs or
This project would be a good opportunity to bring in financial planners to help students
assess and improve their financial plans. Financial planners would bring in a lot of experience in
creating financial plans for a variety of people with different goals and would be able to help
students not make financial mistakes that their clients have made. Ideally, students would also be
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able to present their completed plan to their family so that their family can help support them in
completing their plan and reaching their goals even after they have left high school.
Project Narrative
Objectives Support
goals -https://www.bls
-Homework: .gov/ooh/
on in the project. r
-https://careerwi
se.minnstate.edu
/careers/cluster
Assessment
what steps they’ll take their top 1-3 yours, if possible. -Necessary
school.
to be doing next
year?
-Students will
this information.
plan. activities.
of your financial
plan?
Day 4 HS.E1.5 -Topic: Why do -Exit slip posted ISTE Student:
insurance will be choose whether people buy health projector, screen
everyone has
different risks
randomly
assigned.
expect it to cost.
Skills: critical
thinking,
communication,
collaboration
income they What should I do digital exit slip on Laptops
Bank account?
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a savings
account?
an investment
with a normal
rate of return.
and if they plan credit card’s plan to apply for and projector to
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to apply for a interest rate and a credit card as display bracket
part of their plan. the credit card to plan? Why or
means of paying be for that car. about the type of -https://colleges
would those
cost?
spending starting
in June into
categories
communication financial
planners.
information from
into a word
document and
make any
necessary edits
before printing
binder.
HS.E1.5 planners.
Anchor: R.1,7
W.7,10
SL.1,4,6
SWBAT explain
their financial
plan to a financial
planner.
-21st Century
Skills:
communication
As high school seniors, many students start to get bored of high school and only want to
think about what comes next. With this project, students will take the information they have
gathered to create a plan and actually apply it to their lives. The goal for this project is that students
will not leave this project having only learned the content standards for financially literacy, but will
also have learned how it can be applied to their lives to help them reach their goals. Hopefully in the
future, this project could become a collaborative effort among different content areas that teach
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seniors. Math teachers could teach some of the information about time value of money and that
would make it easier to apply to loans, credit cards, investments, and savings in economics. English
teachers could teach students how to compose resumes, cover letters, and college admissions essays
Innovation
This will be an innovative project for the students and classroom for several reasons. The
financial literacy standards for economics require students do understand how a person would
hypothetically make a financial decision. This project requires students to not only understand how
someone might make financial decisions but requires them to think about how they are currently or
will be making them in the near future in order to help achieve their goals. This project will give
students tools and well as the resource of time to look into financial decisions they will need to
make. This is a task that students would likely either have to do on their own time or would not do
Budget Narrative
students’ projects
The chromebooks will assist the students with their research for their financial plan and
compiling their research into a polished plan both in content and appearance. Since this project is so
open ended and lets students plan for any goal that will improve their economic well being, it would
be difficult to provide a single article printed out for every topic the students will want to explore.
Having chromebooks will allow students to go out on their own and find the resources that will be
most useful for their goals and financial planning. Financial planners will evaluate student’s final plan
portfolio which will be printed out and placed in a binder. This will allow students to interact with a
professional in the field and get advice from this professional. Both a stipend for each financial
planner’s time and a binder for each student are part of the budget. The last thing that is part of the
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budget is an erasable bracket poster. This poster is for the credit card bracket comparison activity
students will do. Since this poster is erasable, it can be reused for each class period.
Two options to pay for all of these items include applying for grants and posting a project
on Donorschoose. One of the grants I will apply for is Voya Financial’s Voya Foundation grant.
This grant is for providing, “financial education curriculum to grade 9-12 students focused on
navigating major financial milestones including student debt, credit, home ownership, financial
products and services/financial capability, and family needs” (2019). This project will help support
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References
Consolidated State Information. (2014, November 26). Retrieved March 17, 2019, from
https://www2.ed.gov/admins/lead/account/consolidated/sy12-13part2/index.html
https://www.susd.org/application/files/3215/0179/9690/School_information-Coronado.p
df.
Explore Coronado High School in Scottsdale, AZ. (n.d.). Retrieved March 17, 2019, from
https://www.greatschools.org/arizona/scottsdale/552-Coronado-High-School/
ISTE Standards for Educators. (n.d.). Retrieved April 28, 2019, from
https://www.iste.org/standards/for-educators
ISTE Standards for Students. (n.d.). Retrieved April 28, 2019, from
https://www.iste.org/standards/for-students
Standards: English Language Arts. (2016, December). Retrieved April 28, 2019, from
https://www.azed.gov/standards-practices/k-12standards/english-language-arts-standards/
Standards: Social Studies. (2018, October 22). Retrieved April 28, 2019, from
http://www.azed.gov/standards-practices/k-12standards/standards-social-studies/
https://corporate.voya.com/corporate-responsibility/investing-communities/voya-foundati
on-grants
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Appendix A
Image 1:
Image 2:
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Image 3:
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Appendix B
INQUIRY (5E) LESSON PLAN TEMPLATE
Teachers: Allissa Valenzuela Subject: Economics Grade: 12th Grade
○ Where do you volunteer? find most helpful and can elaborate the
○ Do you like your current job? If so, what most about.
do you like about it?
○ What are you passionate about?
○ What are you good at?
○ What do you want to be doing one year
from now? Five years? Ten years?
Co-Teaching Strategy
◻ What co-teaching approach will you use to maximize student achievement?
Differentiation Strategy
◻ What accommodations/modifications will you provide for specific students?
◻ How will you anticipate students that need an additional challenge?
● Students can choose to complete free write on paper, on a word document on the computer, or on a
note on their phone based on what is easiest or more helpful for them.
● Sentence Stems for free write:
○ I am good at __________.
○ I like to volunteer at __________.
○ Outside of school I like to ___________.
○ I like/do not like my current job because _______.
○ In one/five/ten years I want to __________.
○ I am passionate about __________.
● Some students might have a goal set in mind already and not want to do this part. For these students I
will prompt them to think about why that goal is their goal (something they are passionate about?
something their parents want them to do? etc.), whether that goal is something they want to do
long-term, and whether that goal matches with what the career assessment quiz found.
Explain
◻ How will all students have an opportunity to share what they discovered?
◻ How will you connect student discoveries to correct content terms/explanations?
◻ How will all students articulate/demonstrate a clear and correct understanding of the sub-objectives by
answering the question from the Engage before moving on?
Teacher Will: Students Will:
● Instruct students to find a partner for the activity. ● Find a partner for the activity. (Ideally a
Encourage students to partner up with someone friend so they can discuss with someone
who knows them well. who knows them well.)
● Give each student within the groups of partners ● Talk to their partner about what they
3-5 minutes to talk uninterrupted about what discovered during the explore section.
they found out in explore. Students will take turns letting their partner
● Give each partnership 5 minutes to discuss about explain what they discovered.
the explore section so students can get a second ● Explain if they agree with what the quiz
opinion from another student. found and possible career paths and goals
both for themselves and their partner.
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Co-Teaching Strategy
◻ What co-teaching approach will you use to maximize student achievement?
Differentiation Strategy
◻ What accommodations/modifications will you provide for specific students?
◻ How will you anticipate students that need an additional challenge?
● Sentence Stems for partner discussion:
○ The career clusters the quiz suggested for me were _____.
○ I believe that I am good at ______ because _______.
○ I am passionate about _______.
○ I agree/do not agree with the quiz because ______.
○ I think that a good goal for me would be _______.
Elaborate
◻ How will students take the learning from Explore and Explain and apply it to a new circumstance or
explore a particular aspect of this learning at a deep level?
◻ How will students use higher order thinking at this stage (e.g. A common practice in this section is to
pose a What If? Question)?
◻ How will all students articulate how their understanding has changed or been solidified?
Teacher Will: Students Will:
● Provide resources of where students can find ● Students will take a couple ideas of possible
data on different career paths and job fields career paths they have developed in the
(https://www.bls.gov/ooh/) previous steps and start looking at data
(https://money.usnews.com/careers) about those professions.
● Provide students with a chart to record data ● After gathering data about at least two
about different jobs. different professions, students will compare
the data they found on salary, necessary
education, growth in the job field, and
opportunities for advancement.
Co-Teaching Strategy
◻ What co-teaching approach will you use to maximize student achievement?
Differentiation Strategy
◻ What accommodations/modifications will you provide for specific students?
◻ How will you anticipate students that need an additional challenge?
● The chart will be a helpful tool for all students to stay organized but will be especially helpful for
students who struggle with keeping information organized.
Evaluate
◻ How will all students demonstrate mastery of the lesson objective (though perhaps not mastery of the
elaborate content)?
◻ How will students have an opportunity to summarize the big concepts they learned (separate from the
assessment)?
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